Home > Firstar Bank Cedar Falls > Income and Expense
Firstar Bank Cedar Falls, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,104,000 | 4,166 |
| Total interest expense | $2,698,000 | 4,343 |
| Net interest income | $4,406,000 | 3,993 |
| Provision for loan and lease losses | $29,000 | 7,250 |
| Total noninterest income | $871,000 | 3,447 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $385,000 | 3,509 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $486,000 | 2,998 |
| Total noninterest expense | $3,508,000 | 3,841 |
| Salaries and employee benefits | $1,466,000 | 4,363 |
| Premises and equipment expense | $290,000 | 5,863 |
| Additional noninterest expense | $1,752,000 | 2,895 |
| Pre-tax net operating income | $1,740,000 | 3,876 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $472,000 | 4,232 |
| Income before extraordinary items | $1,268,000 | 3,669 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,268,000 | 3,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 6,043 |
| Cash dividends | $400,000 | 3,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,268,000 | 3,710 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,881,000 | 4,376 |
| Total interest expense | $2,481,000 | 4,845 |
| Net interest income | $4,400,000 | 4,033 |
| Provision for loan and lease losses | $270,000 | 3,226 |
| Total noninterest income | $1,017,000 | 3,294 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $356,000 | 3,815 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $661,000 | 2,701 |
| Total noninterest expense | $3,463,000 | 3,946 |
| Salaries and employee benefits | $1,447,000 | 4,412 |
| Premises and equipment expense | $299,000 | 5,874 |
| Additional noninterest expense | $1,717,000 | 3,102 |
| Pre-tax net operating income | $1,684,000 | 3,909 |
| Securities gains (losses) | $9,000 | 5,582 |
| Applicable income taxes | $451,000 | 4,580 |
| Income before extraordinary items | $1,242,000 | 3,881 |
| Extraordinary gains, net | $199,000 | 1,024 |
| Net income | $1,441,000 | 3,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $315,000 | 2,396 |
| Cash dividends | $1,300,000 | 1,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,235,430 | 3,691 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,526,000 | 4,530 |
| Total interest expense | $3,282,000 | 4,800 |
| Net interest income | $4,244,000 | 4,211 |
| Provision for loan and lease losses | $524,000 | 2,895 |
| Total noninterest income | $856,000 | 3,774 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $364,000 | 3,774 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $492,000 | 3,230 |
| Total noninterest expense | $3,312,000 | 4,145 |
| Salaries and employee benefits | $1,584,000 | 4,024 |
| Premises and equipment expense | $316,000 | 5,755 |
| Additional noninterest expense | $1,412,000 | 3,775 |
| Pre-tax net operating income | $1,264,000 | 4,714 |
| Securities gains (losses) | $3,000 | 7,429 |
| Applicable income taxes | $217,000 | 7,239 |
| Income before extraordinary items | $1,050,000 | 4,317 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,050,000 | 4,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $261,000 | 3,626 |
| Cash dividends | $900,000 | 1,684 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,047,510 | 4,010 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.