Home > Firstar Bank Ames > Income and Expense
Firstar Bank Ames, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,997,000 | 3,333 |
| Total interest expense | $2,954,000 | 4,016 |
| Net interest income | $6,043,000 | 2,979 |
| Provision for loan and lease losses | $50,000 | 6,087 |
| Total noninterest income | $1,728,000 | 2,060 |
| Gross Fiduciary activities income | $43,000 | 1,333 |
| Service charges on deposit accounts | $742,000 | 1,820 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $943,000 | 1,911 |
| Total noninterest expense | $5,258,000 | 2,646 |
| Salaries and employee benefits | $1,792,000 | 3,633 |
| Premises and equipment expense | $520,000 | 3,675 |
| Additional noninterest expense | $2,946,000 | 1,836 |
| Pre-tax net operating income | $2,463,000 | 2,870 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $574,000 | 3,642 |
| Income before extraordinary items | $1,889,000 | 2,571 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,889,000 | 2,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 5,113 |
| Cash dividends | $1,700,000 | 1,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,889,000 | 2,590 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,855,000 | 3,470 |
| Total interest expense | $2,876,000 | 4,270 |
| Net interest income | $5,979,000 | 3,036 |
| Provision for loan and lease losses | $120,000 | 5,200 |
| Total noninterest income | $1,853,000 | 2,075 |
| Gross Fiduciary activities income | $34,000 | 1,395 |
| Service charges on deposit accounts | $725,000 | 1,884 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,094,000 | 1,916 |
| Total noninterest expense | $5,095,000 | 2,806 |
| Salaries and employee benefits | $2,026,000 | 3,247 |
| Premises and equipment expense | $506,000 | 3,823 |
| Additional noninterest expense | $2,563,000 | 2,177 |
| Pre-tax net operating income | $2,617,000 | 2,605 |
| Securities gains (losses) | $12,000 | 5,266 |
| Applicable income taxes | $563,000 | 3,784 |
| Income before extraordinary items | $2,066,000 | 2,431 |
| Extraordinary gains, net | $369,000 | 597 |
| Net income | $2,435,000 | 2,139 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 6,927 |
| Cash dividends | $2,750,000 | 770 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,056,520 | 2,295 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,214,000 | 3,417 |
| Total interest expense | $4,168,000 | 3,928 |
| Net interest income | $6,046,000 | 3,027 |
| Provision for loan and lease losses | $75,000 | 8,067 |
| Total noninterest income | $1,752,000 | 2,129 |
| Gross Fiduciary activities income | $136,000 | 1,176 |
| Service charges on deposit accounts | $669,000 | 2,032 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $947,000 | 2,078 |
| Total noninterest expense | $4,876,000 | 2,936 |
| Salaries and employee benefits | $2,155,000 | 2,985 |
| Premises and equipment expense | $444,000 | 4,399 |
| Additional noninterest expense | $2,277,000 | 2,515 |
| Pre-tax net operating income | $2,847,000 | 2,178 |
| Securities gains (losses) | $8,000 | 6,653 |
| Applicable income taxes | $611,000 | 3,385 |
| Income before extraordinary items | $2,244,000 | 2,046 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,244,000 | 2,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 6,806 |
| Cash dividends | $2,200,000 | 773 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,237,680 | 1,882 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.