Home > First Woodlands Bank > Income and Expense
First Woodlands Bank, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,171,000 | 8,257 |
| Total interest expense | $1,104,000 | 7,998 |
| Net interest income | $1,067,000 | 8,355 |
| Provision for loan and lease losses | $437,000 | 2,103 |
| Total noninterest income | $143,000 | 7,990 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $118,000 | 6,259 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 8,756 |
| Total noninterest expense | $1,138,000 | 7,648 |
| Salaries and employee benefits | $592,000 | 7,741 |
| Premises and equipment expense | $181,000 | 7,070 |
| Additional noninterest expense | $365,000 | 7,438 |
| Pre-tax net operating income | $-365,000 | 9,465 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-365,000 | 9,493 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-365,000 | 9,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 4,889 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-365,000 | 9,494 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,220,000 | 9,400 |
| Total interest expense | $536,000 | 9,362 |
| Net interest income | $684,000 | 9,316 |
| Provision for loan and lease losses | $189,000 | 3,688 |
| Total noninterest income | $89,000 | 8,996 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $70,000 | 7,352 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 9,296 |
| Total noninterest expense | $1,114,000 | 7,807 |
| Salaries and employee benefits | $545,000 | 8,068 |
| Premises and equipment expense | $147,000 | 7,713 |
| Additional noninterest expense | $422,000 | 7,103 |
| Pre-tax net operating income | $-530,000 | 9,872 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-530,000 | 9,917 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-530,000 | 9,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $3,500,000 | 329 |
| Net operating income | $-530,000 | 9,897 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.