Home > First Wisconsin Bank and Trust Company > Income and Expense
First Wisconsin Bank and Trust Company, Income and Expense
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,796,000 | 5,491 |
| Total interest expense | $2,065,000 | 4,601 |
| Net interest income | $1,731,000 | 6,141 |
| Provision for loan and lease losses | $1,727,000 | 1,308 |
| Total noninterest income | $366,000 | 4,992 |
| Gross Fiduciary activities income | $118,000 | 826 |
| Service charges on deposit accounts | $101,000 | 5,512 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $147,000 | 4,986 |
| Total noninterest expense | $3,162,000 | 4,066 |
| Salaries and employee benefits | $1,792,000 | 3,938 |
| Premises and equipment expense | $225,000 | 5,806 |
| Additional noninterest expense | $1,145,000 | 3,504 |
| Pre-tax net operating income | $-2,792,000 | 7,992 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-1,018,000 | 8,052 |
| Income before extraordinary items | $-1,774,000 | 7,809 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,774,000 | 7,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,285,000 | 1,116 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,774,000 | 7,888 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,299,000 | 5,831 |
| Total interest expense | $1,271,000 | 4,958 |
| Net interest income | $1,028,000 | 6,419 |
| Provision for loan and lease losses | $1,515,000 | 943 |
| Total noninterest income | $238,000 | 5,090 |
| Gross Fiduciary activities income | $77,000 | 839 |
| Service charges on deposit accounts | $62,000 | 5,653 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $99,000 | 5,078 |
| Total noninterest expense | $2,013,000 | 4,213 |
| Salaries and employee benefits | $1,179,000 | 4,008 |
| Premises and equipment expense | $151,000 | 5,813 |
| Additional noninterest expense | $683,000 | 3,783 |
| Pre-tax net operating income | $-2,262,000 | 8,186 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-821,000 | 8,253 |
| Income before extraordinary items | $-1,441,000 | 8,137 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,441,000 | 8,137 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,285,000 | 741 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-1,441,000 | 8,125 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,065,000 | 6,070 |
| Total interest expense | $624,000 | 5,175 |
| Net interest income | $441,000 | 6,808 |
| Provision for loan and lease losses | $1,288,000 | 537 |
| Total noninterest income | $136,000 | 4,832 |
| Gross Fiduciary activities income | $49,000 | 809 |
| Service charges on deposit accounts | $38,000 | 5,321 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $49,000 | 5,091 |
| Total noninterest expense | $977,000 | 4,306 |
| Salaries and employee benefits | $566,000 | 4,151 |
| Premises and equipment expense | $67,000 | 6,170 |
| Additional noninterest expense | $344,000 | 3,726 |
| Pre-tax net operating income | $-1,688,000 | 8,348 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-608,000 | 8,373 |
| Income before extraordinary items | $-1,080,000 | 8,315 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,080,000 | 8,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,285,000 | 389 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-1,080,000 | 8,307 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,475,000 | 7,230 |
| Total interest expense | $1,296,000 | 6,728 |
| Net interest income | $1,179,000 | 7,528 |
| Provision for loan and lease losses | $528,000 | 2,251 |
| Total noninterest income | $274,000 | 6,207 |
| Gross Fiduciary activities income | $71,000 | 961 |
| Service charges on deposit accounts | $104,000 | 5,978 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $99,000 | 6,227 |
| Total noninterest expense | $2,547,000 | 5,552 |
| Salaries and employee benefits | $1,497,000 | 5,310 |
| Premises and equipment expense | $193,000 | 6,804 |
| Additional noninterest expense | $857,000 | 5,120 |
| Pre-tax net operating income | $-1,622,000 | 8,224 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-589,000 | 8,344 |
| Income before extraordinary items | $-1,033,000 | 8,113 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,033,000 | 8,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $10,000,000 | 186 |
| Net operating income | $-1,033,000 | 8,105 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,460,000 | 7,641 |
| Total interest expense | $778,000 | 7,139 |
| Net interest income | $682,000 | 7,901 |
| Provision for loan and lease losses | $184,000 | 3,124 |
| Total noninterest income | $111,000 | 7,193 |
| Gross Fiduciary activities income | $13,000 | 1,145 |
| Service charges on deposit accounts | $42,000 | 6,680 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $56,000 | 6,645 |
| Total noninterest expense | $1,716,000 | 5,827 |
| Salaries and employee benefits | $1,025,000 | 5,562 |
| Premises and equipment expense | $128,000 | 7,008 |
| Additional noninterest expense | $563,000 | 5,499 |
| Pre-tax net operating income | $-1,107,000 | 8,316 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-396,000 | 8,405 |
| Income before extraordinary items | $-711,000 | 8,235 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-711,000 | 8,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $10,000,000 | 137 |
| Net operating income | $-711,000 | 8,227 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $780,000 | 7,976 |
| Total interest expense | $389,000 | 7,610 |
| Net interest income | $391,000 | 8,130 |
| Provision for loan and lease losses | $104,000 | 3,234 |
| Total noninterest income | $29,000 | 8,060 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $9,000 | 7,247 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $20,000 | 7,375 |
| Total noninterest expense | $1,057,000 | 6,092 |
| Salaries and employee benefits | $642,000 | 5,802 |
| Premises and equipment expense | $70,000 | 7,356 |
| Additional noninterest expense | $345,000 | 5,728 |
| Pre-tax net operating income | $-741,000 | 8,388 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-259,000 | 8,488 |
| Income before extraordinary items | $-482,000 | 8,323 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-482,000 | 8,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $10,000,000 | 98 |
| Net operating income | $-482,000 | 8,318 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $198,000 | 8,471 |
| Total interest expense | $96,000 | 8,264 |
| Net interest income | $102,000 | 8,513 |
| Provision for loan and lease losses | $37,000 | 3,537 |
| Total noninterest income | $6,000 | 8,365 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $1,000 | 7,501 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $5,000 | 7,889 |
| Total noninterest expense | $272,000 | 7,606 |
| Salaries and employee benefits | $193,000 | 7,125 |
| Premises and equipment expense | $14,000 | 8,242 |
| Additional noninterest expense | $65,000 | 7,773 |
| Pre-tax net operating income | $-201,000 | 8,303 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-70,000 | 8,469 |
| Income before extraordinary items | $-131,000 | 8,236 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-131,000 | 8,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $9,952,000 | 48 |
| Net operating income | $-131,000 | 8,224 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,980,000 | 7,563 |
| Total interest expense | $930,000 | 7,073 |
| Net interest income | $1,050,000 | 7,769 |
| Provision for loan and lease losses | $20,000 | 6,291 |
| Total noninterest income | $150,000 | 7,313 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $116,000 | 5,942 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $34,000 | 7,619 |
| Total noninterest expense | $743,000 | 8,102 |
| Salaries and employee benefits | $480,000 | 7,922 |
| Premises and equipment expense | $27,000 | 8,550 |
| Additional noninterest expense | $236,000 | 7,929 |
| Pre-tax net operating income | $437,000 | 6,677 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $437,000 | 6,379 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $437,000 | 6,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,171 |
| Cash dividends | $360,000 | 4,229 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $437,000 | 6,377 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,434,000 | 7,670 |
| Total interest expense | $663,000 | 7,156 |
| Net interest income | $771,000 | 7,888 |
| Provision for loan and lease losses | $18,000 | 6,058 |
| Total noninterest income | $118,000 | 7,302 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $92,000 | 5,921 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $26,000 | 7,656 |
| Total noninterest expense | $577,000 | 8,068 |
| Salaries and employee benefits | $378,000 | 7,856 |
| Premises and equipment expense | $21,000 | 8,591 |
| Additional noninterest expense | $178,000 | 7,951 |
| Pre-tax net operating income | $294,000 | 7,030 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $294,000 | 6,745 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $294,000 | 6,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,490 |
| Cash dividends | $280,000 | 3,761 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $294,000 | 6,749 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $934,000 | 7,711 |
| Total interest expense | $418,000 | 7,205 |
| Net interest income | $516,000 | 7,923 |
| Provision for loan and lease losses | $12,000 | 5,878 |
| Total noninterest income | $76,000 | 7,394 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $59,000 | 6,001 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $17,000 | 7,713 |
| Total noninterest expense | $396,000 | 8,064 |
| Salaries and employee benefits | $258,000 | 7,855 |
| Premises and equipment expense | $14,000 | 8,626 |
| Additional noninterest expense | $124,000 | 7,899 |
| Pre-tax net operating income | $184,000 | 7,183 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $184,000 | 6,874 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $184,000 | 6,878 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,558 |
| Cash dividends | $240,000 | 3,449 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $184,000 | 6,882 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $465,000 | 7,728 |
| Total interest expense | $203,000 | 7,205 |
| Net interest income | $262,000 | 7,910 |
| Provision for loan and lease losses | $6,000 | 5,562 |
| Total noninterest income | $36,000 | 7,439 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $28,000 | 6,029 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $8,000 | 7,731 |
| Total noninterest expense | $201,000 | 8,064 |
| Salaries and employee benefits | $131,000 | 7,857 |
| Premises and equipment expense | $8,000 | 8,606 |
| Additional noninterest expense | $62,000 | 7,889 |
| Pre-tax net operating income | $91,000 | 7,154 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $91,000 | 6,871 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $91,000 | 6,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $90,000 | 3,212 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $91,000 | 6,868 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,764,000 | 7,669 |
| Total interest expense | $630,000 | 7,244 |
| Net interest income | $1,134,000 | 7,765 |
| Provision for loan and lease losses | $41,000 | 5,955 |
| Total noninterest income | $151,000 | 7,484 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $119,000 | 6,011 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $32,000 | 7,812 |
| Total noninterest expense | $743,000 | 8,162 |
| Salaries and employee benefits | $503,000 | 7,889 |
| Premises and equipment expense | $30,000 | 8,672 |
| Additional noninterest expense | $210,000 | 8,164 |
| Pre-tax net operating income | $501,000 | 6,748 |
| Securities gains (losses) | $3,000 | 1,899 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $504,000 | 6,355 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $504,000 | 6,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,967 |
| Cash dividends | $450,000 | 3,808 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $501,000 | 6,350 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,301,000 | 7,710 |
| Total interest expense | $439,000 | 7,327 |
| Net interest income | $862,000 | 7,784 |
| Provision for loan and lease losses | $33,000 | 5,738 |
| Total noninterest income | $113,000 | 7,519 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $89,000 | 6,054 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $24,000 | 7,836 |
| Total noninterest expense | $553,000 | 8,170 |
| Salaries and employee benefits | $370,000 | 7,898 |
| Premises and equipment expense | $22,000 | 8,680 |
| Additional noninterest expense | $161,000 | 8,140 |
| Pre-tax net operating income | $389,000 | 6,837 |
| Securities gains (losses) | $3,000 | 1,906 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $392,000 | 6,420 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $392,000 | 6,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,295 |
| Cash dividends | $350,000 | 3,299 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $389,000 | 6,388 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $844,000 | 7,746 |
| Total interest expense | $266,000 | 7,401 |
| Net interest income | $578,000 | 7,800 |
| Provision for loan and lease losses | $21,000 | 5,614 |
| Total noninterest income | $73,000 | 7,554 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $57,000 | 6,097 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $16,000 | 7,844 |
| Total noninterest expense | $371,000 | 8,161 |
| Salaries and employee benefits | $231,000 | 8,012 |
| Premises and equipment expense | $14,000 | 8,690 |
| Additional noninterest expense | $126,000 | 7,901 |
| Pre-tax net operating income | $259,000 | 6,844 |
| Securities gains (losses) | $3,000 | 1,754 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $262,000 | 6,413 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $262,000 | 6,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $250,000 | 3,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $259,000 | 6,385 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $412,000 | 7,833 |
| Total interest expense | $126,000 | 7,478 |
| Net interest income | $286,000 | 7,876 |
| Provision for loan and lease losses | $9,000 | 5,480 |
| Total noninterest income | $35,000 | 7,613 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $27,000 | 6,147 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $8,000 | 7,922 |
| Total noninterest expense | $192,000 | 8,193 |
| Salaries and employee benefits | $114,000 | 8,101 |
| Premises and equipment expense | $10,000 | 8,622 |
| Additional noninterest expense | $68,000 | 7,847 |
| Pre-tax net operating income | $120,000 | 6,954 |
| Securities gains (losses) | $5,000 | 1,192 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $125,000 | 6,483 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $125,000 | 6,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $120,000 | 2,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $120,000 | 6,526 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,663,000 | 7,724 |
| Total interest expense | $535,000 | 7,178 |
| Net interest income | $1,128,000 | 7,847 |
| Provision for loan and lease losses | $36,000 | 6,265 |
| Total noninterest income | $155,000 | 7,566 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $128,000 | 6,072 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $27,000 | 8,034 |
| Total noninterest expense | $811,000 | 8,139 |
| Salaries and employee benefits | $545,000 | 7,848 |
| Premises and equipment expense | $28,000 | 8,820 |
| Additional noninterest expense | $238,000 | 8,065 |
| Pre-tax net operating income | $436,000 | 6,919 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $436,000 | 6,602 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $436,000 | 6,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,241 |
| Cash dividends | $330,000 | 4,202 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $436,000 | 6,548 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,246,000 | 7,763 |
| Total interest expense | $409,000 | 7,159 |
| Net interest income | $837,000 | 7,896 |
| Provision for loan and lease losses | $30,000 | 5,981 |
| Total noninterest income | $109,000 | 7,681 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $87,000 | 6,265 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $22,000 | 7,981 |
| Total noninterest expense | $571,000 | 8,225 |
| Salaries and employee benefits | $386,000 | 7,914 |
| Premises and equipment expense | $20,000 | 8,873 |
| Additional noninterest expense | $165,000 | 8,187 |
| Pre-tax net operating income | $345,000 | 6,975 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $345,000 | 6,637 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $345,000 | 6,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,165 |
| Cash dividends | $320,000 | 3,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $345,000 | 6,567 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $829,000 | 7,819 |
| Total interest expense | $279,000 | 7,150 |
| Net interest income | $550,000 | 7,964 |
| Provision for loan and lease losses | $24,000 | 5,696 |
| Total noninterest income | $72,000 | 7,749 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $56,000 | 6,337 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $16,000 | 7,964 |
| Total noninterest expense | $365,000 | 8,325 |
| Salaries and employee benefits | $234,000 | 8,112 |
| Premises and equipment expense | $16,000 | 8,866 |
| Additional noninterest expense | $115,000 | 8,149 |
| Pre-tax net operating income | $233,000 | 6,954 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $233,000 | 6,600 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $233,000 | 6,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,017 |
| Cash dividends | $220,000 | 3,325 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $233,000 | 6,510 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $416,000 | 7,842 |
| Total interest expense | $143,000 | 7,141 |
| Net interest income | $273,000 | 8,004 |
| Provision for loan and lease losses | $12,000 | 5,458 |
| Total noninterest income | $37,000 | 7,710 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $28,000 | 6,308 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $9,000 | 7,855 |
| Total noninterest expense | $188,000 | 8,326 |
| Salaries and employee benefits | $116,000 | 8,166 |
| Premises and equipment expense | $8,000 | 8,874 |
| Additional noninterest expense | $64,000 | 8,039 |
| Pre-tax net operating income | $110,000 | 6,993 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $110,000 | 6,699 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $110,000 | 6,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,873 |
| Cash dividends | $100,000 | 2,844 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $110,000 | 6,578 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,746,000 | 7,825 |
| Total interest expense | $677,000 | 7,120 |
| Net interest income | $1,069,000 | 8,009 |
| Provision for loan and lease losses | $48,000 | 6,339 |
| Total noninterest income | $163,000 | 7,680 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $124,000 | 6,218 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $39,000 | 7,855 |
| Total noninterest expense | $725,000 | 8,401 |
| Salaries and employee benefits | $466,000 | 8,199 |
| Premises and equipment expense | $26,000 | 9,034 |
| Additional noninterest expense | $233,000 | 8,207 |
| Pre-tax net operating income | $459,000 | 6,806 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $459,000 | 6,523 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $459,000 | 6,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,558 |
| Cash dividends | $260,000 | 4,580 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $459,000 | 6,362 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,312,000 | 7,916 |
| Total interest expense | $526,000 | 7,187 |
| Net interest income | $786,000 | 8,108 |
| Provision for loan and lease losses | $36,000 | 6,222 |
| Total noninterest income | $122,000 | 7,752 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $92,000 | 6,274 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $30,000 | 7,851 |
| Total noninterest expense | $540,000 | 8,426 |
| Salaries and employee benefits | $341,000 | 8,238 |
| Premises and equipment expense | $20,000 | 9,066 |
| Additional noninterest expense | $179,000 | 8,183 |
| Pre-tax net operating income | $332,000 | 7,019 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $332,000 | 6,758 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $332,000 | 6,759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,344 |
| Cash dividends | $255,000 | 3,697 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $332,000 | 6,583 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $877,000 | 7,961 |
| Total interest expense | $360,000 | 7,256 |
| Net interest income | $517,000 | 8,163 |
| Provision for loan and lease losses | $24,000 | 6,151 |
| Total noninterest income | $81,000 | 7,748 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $59,000 | 6,330 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $22,000 | 7,723 |
| Total noninterest expense | $354,000 | 8,473 |
| Salaries and employee benefits | $226,000 | 8,289 |
| Premises and equipment expense | $15,000 | 9,055 |
| Additional noninterest expense | $113,000 | 8,258 |
| Pre-tax net operating income | $220,000 | 7,043 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $220,000 | 6,785 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $220,000 | 6,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,782 |
| Cash dividends | $170,000 | 3,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $220,000 | 6,584 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $437,000 | 8,021 |
| Total interest expense | $182,000 | 7,323 |
| Net interest income | $255,000 | 8,219 |
| Provision for loan and lease losses | $12,000 | 5,906 |
| Total noninterest income | $40,000 | 7,748 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $27,000 | 6,433 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $13,000 | 7,569 |
| Total noninterest expense | $174,000 | 8,537 |
| Salaries and employee benefits | $112,000 | 8,326 |
| Premises and equipment expense | $8,000 | 9,060 |
| Additional noninterest expense | $54,000 | 8,376 |
| Pre-tax net operating income | $109,000 | 7,056 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $109,000 | 6,730 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $109,000 | 6,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,979 |
| Cash dividends | $20,000 | 3,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $109,000 | 6,561 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,798,000 | 8,072 |
| Total interest expense | $782,000 | 7,569 |
| Net interest income | $1,016,000 | 8,238 |
| Provision for loan and lease losses | $48,000 | 6,757 |
| Total noninterest income | $148,000 | 7,847 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $127,000 | 6,151 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $21,000 | 8,496 |
| Total noninterest expense | $690,000 | 8,563 |
| Salaries and employee benefits | $434,000 | 8,379 |
| Premises and equipment expense | $29,000 | 9,168 |
| Additional noninterest expense | $227,000 | 8,352 |
| Pre-tax net operating income | $426,000 | 7,044 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $426,000 | 6,716 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $426,000 | 6,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,685 |
| Cash dividends | $346,000 | 4,096 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $426,000 | 6,585 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,845,000 | 8,374 |
| Total interest expense | $890,000 | 8,238 |
| Net interest income | $955,000 | 8,380 |
| Provision for loan and lease losses | $70,000 | 6,194 |
| Total noninterest income | $115,000 | 8,307 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $115,000 | 6,317 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $0 | 9,480 |
| Total noninterest expense | $664,000 | 8,765 |
| Salaries and employee benefits | $411,000 | 8,571 |
| Premises and equipment expense | $31,000 | 9,399 |
| Additional noninterest expense | $222,000 | 8,477 |
| Pre-tax net operating income | $336,000 | 7,253 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $336,000 | 6,913 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $336,000 | 6,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,963 |
| Cash dividends | $181,000 | 5,120 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $336,000 | 6,796 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,646,000 | 8,788 |
| Total interest expense | $758,000 | 8,734 |
| Net interest income | $888,000 | 8,710 |
| Provision for loan and lease losses | $41,000 | 6,834 |
| Total noninterest income | $78,000 | 8,912 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $38,000 | 7,905 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 8,167 |
| Total noninterest expense | $584,000 | 9,139 |
| Salaries and employee benefits | $354,000 | 8,973 |
| Premises and equipment expense | $36,000 | 9,597 |
| Additional noninterest expense | $194,000 | 8,841 |
| Pre-tax net operating income | $341,000 | 7,726 |
| Securities gains (losses) | $-2,000 | 7,578 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $339,000 | 7,229 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $339,000 | 7,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,671 |
| Cash dividends | $223,000 | 4,966 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $341,000 | 7,204 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,525,000 | 9,041 |
| Total interest expense | $711,000 | 8,925 |
| Net interest income | $814,000 | 9,027 |
| Provision for loan and lease losses | $4,000 | 8,376 |
| Total noninterest income | $70,000 | 9,293 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $54,000 | 7,732 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 9,434 |
| Total noninterest expense | $538,000 | 9,510 |
| Salaries and employee benefits | $334,000 | 9,294 |
| Premises and equipment expense | $30,000 | 9,973 |
| Additional noninterest expense | $174,000 | 9,289 |
| Pre-tax net operating income | $342,000 | 7,873 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $342,000 | 7,338 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $342,000 | 7,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,495 |
| Cash dividends | $297,000 | 4,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $342,000 | 7,311 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,514,000 | 9,275 |
| Total interest expense | $724,000 | 9,143 |
| Net interest income | $790,000 | 9,275 |
| Provision for loan and lease losses | $6,000 | 8,399 |
| Total noninterest income | $76,000 | 9,418 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $59,000 | 7,810 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 9,614 |
| Total noninterest expense | $505,000 | 9,765 |
| Salaries and employee benefits | $295,000 | 9,645 |
| Premises and equipment expense | $24,000 | 10,263 |
| Additional noninterest expense | $186,000 | 9,280 |
| Pre-tax net operating income | $355,000 | 8,120 |
| Securities gains (losses) | $-3,000 | 9,968 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $352,000 | 7,516 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $352,000 | 7,516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,603 |
| Cash dividends | $243,000 | 5,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $355,000 | 7,421 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,455,000 | 9,732 |
| Total interest expense | $703,000 | 9,530 |
| Net interest income | $752,000 | 9,800 |
| Provision for loan and lease losses | $37,000 | 7,107 |
| Total noninterest income | $80,000 | 9,759 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $64,000 | 8,050 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 10,083 |
| Total noninterest expense | $498,000 | 10,144 |
| Salaries and employee benefits | $278,000 | 10,107 |
| Premises and equipment expense | $27,000 | 10,663 |
| Additional noninterest expense | $193,000 | 9,500 |
| Pre-tax net operating income | $297,000 | 9,013 |
| Securities gains (losses) | $-2,000 | 9,246 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $295,000 | 8,416 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $295,000 | 8,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,617 |
| Cash dividends | $240,000 | 5,019 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $297,000 | 8,354 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,411,000 | 10,235 |
| Total interest expense | $681,000 | 10,023 |
| Net interest income | $730,000 | 10,304 |
| Provision for loan and lease losses | $66,000 | 5,953 |
| Total noninterest income | $88,000 | 10,121 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $71,000 | 8,245 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 10,581 |
| Total noninterest expense | $479,000 | 10,666 |
| Salaries and employee benefits | $262,000 | 10,641 |
| Premises and equipment expense | $33,000 | 11,075 |
| Additional noninterest expense | $184,000 | 10,120 |
| Pre-tax net operating income | $269,000 | 9,341 |
| Securities gains (losses) | $2,000 | 3,501 |
| Applicable income taxes | $91,000 | 8,903 |
| Income before extraordinary items | $180,000 | 9,489 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $180,000 | 9,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 5,045 |
| Cash dividends | $157,000 | 5,911 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $178,680 | 9,441 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,343,000 | 10,769 |
| Total interest expense | $644,000 | 10,514 |
| Net interest income | $699,000 | 10,844 |
| Provision for loan and lease losses | $12,000 | 8,132 |
| Total noninterest income | $91,000 | 10,478 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $74,000 | 8,484 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 11,076 |
| Total noninterest expense | $486,000 | 11,076 |
| Salaries and employee benefits | $263,000 | 11,062 |
| Premises and equipment expense | $31,000 | 11,596 |
| Additional noninterest expense | $192,000 | 10,515 |
| Pre-tax net operating income | $292,000 | 9,807 |
| Securities gains (losses) | $-13,000 | 10,273 |
| Applicable income taxes | $95,000 | 9,268 |
| Income before extraordinary items | $184,000 | 10,113 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $184,000 | 10,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,576 |
| Cash dividends | $182,000 | 5,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $192,580 | 9,990 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,230,000 | 11,282 |
| Total interest expense | $517,000 | 11,021 |
| Net interest income | $713,000 | 11,334 |
| Provision for loan and lease losses | $14,000 | 8,180 |
| Total noninterest income | $80,000 | 11,248 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $73,000 | 8,896 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 12,250 |
| Total noninterest expense | $492,000 | 11,652 |
| Salaries and employee benefits | $253,000 | 11,642 |
| Premises and equipment expense | $36,000 | 12,088 |
| Additional noninterest expense | $203,000 | 11,122 |
| Pre-tax net operating income | $287,000 | 10,221 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $95,000 | 9,483 |
| Income before extraordinary items | $192,000 | 10,368 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $192,000 | 10,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,066 |
| Cash dividends | $186,000 | 5,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $192,000 | 10,420 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,242,000 | 11,798 |
| Total interest expense | $556,000 | 11,393 |
| Net interest income | $686,000 | 11,929 |
| Provision for loan and lease losses | $8,000 | 9,904 |
| Total noninterest income | $70,000 | 12,069 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $64,000 | 9,544 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 12,981 |
| Total noninterest expense | $509,000 | 12,123 |
| Salaries and employee benefits | $263,000 | 12,050 |
| Premises and equipment expense | $37,000 | 12,642 |
| Additional noninterest expense | $209,000 | 11,604 |
| Pre-tax net operating income | $239,000 | 10,708 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $75,000 | 10,332 |
| Income before extraordinary items | $164,000 | 11,038 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $164,000 | 11,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 8,917 |
| Cash dividends | $161,000 | 5,921 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $164,000 | 10,829 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,370,000 | 12,255 |
| Total interest expense | $726,000 | 11,686 |
| Net interest income | $644,000 | 12,550 |
| Provision for loan and lease losses | $5,000 | 11,499 |
| Total noninterest income | $60,000 | 12,846 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $54,000 | 10,159 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 13,603 |
| Total noninterest expense | $517,000 | 12,543 |
| Salaries and employee benefits | $254,000 | 12,560 |
| Premises and equipment expense | $28,000 | 13,471 |
| Additional noninterest expense | $235,000 | 11,746 |
| Pre-tax net operating income | $182,000 | 11,244 |
| Securities gains (losses) | $21,000 | 5,524 |
| Applicable income taxes | $68,000 | 10,772 |
| Income before extraordinary items | $135,000 | 11,473 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $135,000 | 11,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 10,870 |
| Cash dividends | $534,000 | 2,643 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $120,930 | 11,350 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.