Home > First Westroads Bank, Inc. > Income and Expense

First Westroads Bank, Inc., Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$15,276,0002,250
Total interest expense$3,847,0002,325
Net interest income$11,429,0002,190
Provision for loan and lease losses$03,275
Total noninterest income$723,0003,095
Gross Fiduciary activities income$0981
Service charges on deposit accounts$155,0002,955
Trading account gains and feesNANA
Additional Noninterest Income$568,0002,845
Total noninterest expense$7,168,0002,525
Salaries and employee benefits$4,013,0002,506
Premises and equipment expense$1,159,0001,853
Additional noninterest expense$568,0002,845
Pre-tax net operating income$4,984,0001,922
Securities gains (losses)$0988
Applicable income taxes$974,0001,457
Income before extraordinary items$4,010,0001,990
Extraordinary gains, net$054
Net income$4,010,0002,014
Minority interest net income$088
Net income of bank and minority interests.$4,010,0001,993
Net charge-offs$292,000981
Cash dividends$1,600,0001,718
Sale, conversion, retirement of capital stock, net$0540
Net operating income$4,010,0002,021
2023-09-30 (YTD Data)Rank
Total interest income$11,010,0002,288
Total interest expense$2,662,0002,295
Net interest income$8,348,0002,246
Provision for loan and lease losses$03,085
Total noninterest income$563,0003,049
Gross Fiduciary activities income$0950
Service charges on deposit accounts$115,0002,987
Trading account gains and feesNANA
Additional Noninterest Income$448,0002,791
Total noninterest expense$5,509,0002,465
Salaries and employee benefits$3,084,0002,466
Premises and equipment expense$863,0001,867
Additional noninterest expense$448,0002,790
Pre-tax net operating income$3,402,0002,078
Securities gains (losses)$0849
Applicable income taxes$661,0001,567
Income before extraordinary items$2,741,0002,157
Extraordinary gains, net$052
Net income$2,741,0002,178
Minority interest net income$081
Net income of bank and minority interests.$2,741,0002,159
Net charge-offs$293,000733
Cash dividends$1,200,0001,539
Sale, conversion, retirement of capital stock, net$0507
Net operating income$2,741,0002,180
2023-06-30 (YTD Data)Rank
Total interest income$7,242,0002,277
Total interest expense$1,625,0002,240
Net interest income$5,617,0002,242
Provision for loan and lease losses$02,940
Total noninterest income$373,0003,032
Gross Fiduciary activities income$0931
Service charges on deposit accounts$77,0002,976
Trading account gains and feesNANA
Additional Noninterest Income$296,0002,778
Total noninterest expense$3,687,0002,438
Salaries and employee benefits$2,074,0002,458
Premises and equipment expense$579,0001,845
Additional noninterest expense$296,0002,772
Pre-tax net operating income$2,303,0002,070
Securities gains (losses)$0938
Applicable income taxes$450,0001,561
Income before extraordinary items$1,853,0002,152
Extraordinary gains, net$051
Net income$1,853,0002,177
Minority interest net income$081
Net income of bank and minority interests.$1,853,0002,152
Net charge-offs$295,000559
Cash dividends$800,0001,561
Sale, conversion, retirement of capital stock, net$0486
Net operating income$1,853,0002,163
2023-03-31 (YTD Data)Rank
Total interest income$3,530,0002,291
Total interest expense$684,0002,263
Net interest income$2,846,0002,223
Provision for loan and lease losses$02,612
Total noninterest income$169,0003,140
Gross Fiduciary activities income$0913
Service charges on deposit accounts$37,0003,030
Trading account gains and feesNANA
Additional Noninterest Income$132,0002,868
Total noninterest expense$1,825,0002,487
Salaries and employee benefits$1,041,0002,485
Premises and equipment expense$281,0001,900
Additional noninterest expense$132,0002,868
Pre-tax net operating income$1,190,0002,083
Securities gains (losses)$0950
Applicable income taxes$232,0001,577
Income before extraordinary items$958,0002,155
Extraordinary gains, net$04
Net income$958,0002,155
Minority interest net income$048
Net income of bank and minority interests.$958,0002,155
Net charge-offs$02,062
Cash dividends$400,0001,392
Sale, conversion, retirement of capital stock, net$0430
Net operating income$958,0002,175
2022-12-31 (YTD Data)Rank
Total interest income$12,377,0002,227
Total interest expense$1,237,0002,155
Net interest income$11,140,0002,216
Provision for loan and lease losses$03,012
Total noninterest income$1,411,0002,406
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$152,0003,042
Trading account gains and feesNANA
Additional Noninterest Income$1,259,0002,086
Total noninterest expense$7,177,0002,477
Salaries and employee benefits$4,039,0002,486
Premises and equipment expense$1,071,0001,930
Additional noninterest expense$1,259,0002,086
Pre-tax net operating income$5,374,0001,954
Securities gains (losses)$0691
Applicable income taxes$1,103,0001,478
Income before extraordinary items$4,271,0002,022
Extraordinary gains, net$05
Net income$4,271,0002,021
Minority interest net income$063
Net income of bank and minority interests.$4,271,0002,021
Net charge-offs$-117,0004,321
Cash dividends$1,600,0001,698
Sale, conversion, retirement of capital stock, net$0568
Net operating income$4,271,0002,046
2022-09-30 (YTD Data)Rank
Total interest income$8,795,0002,247
Total interest expense$626,0002,347
Net interest income$8,169,0002,224
Provision for loan and lease losses$02,835
Total noninterest income$1,044,0002,441
Gross Fiduciary activities income$0968
Service charges on deposit accounts$115,0003,050
Trading account gains and feesNANA
Additional Noninterest Income$929,0002,131
Total noninterest expense$5,379,0002,461
Salaries and employee benefits$3,047,0002,468
Premises and equipment expense$832,0001,915
Additional noninterest expense$929,0002,131
Pre-tax net operating income$3,834,0001,980
Securities gains (losses)$0740
Applicable income taxes$791,0001,515
Income before extraordinary items$3,043,0002,071
Extraordinary gains, net$04
Net income$3,043,0002,070
Minority interest net income$057
Net income of bank and minority interests.$3,043,0002,070
Net charge-offs$-116,0004,343
Cash dividends$1,200,0001,511
Sale, conversion, retirement of capital stock, net$0519
Net operating income$3,043,0002,098
2022-06-30 (YTD Data)Rank
Total interest income$5,493,0002,301
Total interest expense$329,0002,536
Net interest income$5,164,0002,264
Provision for loan and lease losses$02,599
Total noninterest income$841,0002,255
Gross Fiduciary activities income$0925
Service charges on deposit accounts$75,0003,070
Trading account gains and feesNANA
Additional Noninterest Income$766,0001,957
Total noninterest expense$3,601,0002,450
Salaries and employee benefits$2,075,0002,437
Premises and equipment expense$558,0001,917
Additional noninterest expense$968,0002,670
Pre-tax net operating income$2,404,0001,968
Securities gains (losses)$0687
Applicable income taxes$482,0001,509
Income before extraordinary items$1,922,0002,040
Extraordinary gains, net$04
Net income$1,922,0002,040
Minority interest net income$060
Net income of bank and minority interests.$1,922,0002,040
Net charge-offs$-115,0004,420
Cash dividends$800,0001,502
Sale, conversion, retirement of capital stock, net$0494
Net operating income$1,922,0002,074
2022-03-31 (YTD Data)Rank
Total interest income$2,738,0002,258
Total interest expense$150,0002,625
Net interest income$2,588,0002,222
Provision for loan and lease losses$02,285
Total noninterest income$515,0002,042
Gross Fiduciary activities income$0892
Service charges on deposit accounts$38,0003,053
Trading account gains and feesNANA
Additional Noninterest Income$477,0001,715
Total noninterest expense$1,810,0002,437
Salaries and employee benefits$1,055,0002,422
Premises and equipment expense$263,0001,983
Additional noninterest expense$492,0002,615
Pre-tax net operating income$1,293,0001,822
Securities gains (losses)$0623
Applicable income taxes$259,0001,422
Income before extraordinary items$1,034,0001,882
Extraordinary gains, net$04
Net income$1,034,0001,880
Minority interest net income$050
Net income of bank and minority interests.$1,034,0001,882
Net charge-offs$-111,0004,573
Cash dividends$400,0001,311
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,034,0001,899
2021-12-31 (YTD Data)Rank
Total interest income$11,359,0002,278
Total interest expense$787,0002,542
Net interest income$10,572,0002,244
Provision for loan and lease losses$120,0002,036
Total noninterest income$1,588,0002,487
Gross Fiduciary activities income$0994
Service charges on deposit accounts$142,0003,076
Trading account gains and fees$0132
Additional Noninterest Income$1,446,0002,253
Total noninterest expense$7,137,0002,452
Salaries and employee benefits$3,950,0002,518
Premises and equipment expense$1,077,0001,945
Additional noninterest expense$2,110,0002,489
Pre-tax net operating income$4,903,0002,075
Securities gains (losses)$02,062
Applicable income taxes$979,0001,620
Income before extraordinary items$3,924,0002,194
Extraordinary gains, net$010
Net income$3,924,0002,195
Minority interest net income$074
Net income of bank and minority interests.$3,924,0002,195
Net charge-offs$-58,0004,178
Cash dividends$3,485,0001,060
Sale, conversion, retirement of capital stock, net$0582
Net operating income$3,924,0002,168
2021-09-30 (YTD Data)Rank
Total interest income$8,432,0002,340
Total interest expense$612,0002,576
Net interest income$7,820,0002,308
Provision for loan and lease losses$120,0001,843
Total noninterest income$1,161,0002,542
Gross Fiduciary activities income$0957
Service charges on deposit accounts$104,0003,114
Trading account gains and fees$0132
Additional Noninterest Income$1,057,0002,319
Total noninterest expense$5,452,0002,431
Salaries and employee benefits$3,042,0002,487
Premises and equipment expense$805,0001,974
Additional noninterest expense$1,605,0002,464
Pre-tax net operating income$3,409,0002,269
Securities gains (losses)$02,015
Applicable income taxes$676,0001,758
Income before extraordinary items$2,733,0002,389
Extraordinary gains, net$08
Net income$2,733,0002,389
Minority interest net income$069
Net income of bank and minority interests.$2,733,0002,389
Net charge-offs$-45,0004,172
Cash dividends$3,085,000836
Sale, conversion, retirement of capital stock, net$0543
Net operating income$2,733,0002,363
2021-06-30 (YTD Data)Rank
Total interest income$5,730,0002,309
Total interest expense$429,0002,567
Net interest income$5,301,0002,247
Provision for loan and lease losses$120,0001,537
Total noninterest income$769,0002,523
Gross Fiduciary activities income$0951
Service charges on deposit accounts$68,0003,092
Trading account gains and fees$0133
Additional Noninterest Income$701,0002,300
Total noninterest expense$3,653,0002,422
Salaries and employee benefits$2,034,0002,475
Premises and equipment expense$541,0001,964
Additional noninterest expense$1,078,0002,441
Pre-tax net operating income$2,297,0002,209
Securities gains (losses)$01,818
Applicable income taxes$456,0001,732
Income before extraordinary items$1,841,0002,335
Extraordinary gains, net$06
Net income$1,841,0002,334
Minority interest net income$067
Net income of bank and minority interests.$1,841,0002,335
Net charge-offs$-35,0004,256
Cash dividends$2,685,000679
Sale, conversion, retirement of capital stock, net$0517
Net operating income$1,841,0002,303
2021-03-31 (YTD Data)Rank
Total interest income$2,987,0002,226
Total interest expense$219,0002,619
Net interest income$2,768,0002,149
Provision for loan and lease losses$66,0001,558
Total noninterest income$408,0002,458
Gross Fiduciary activities income$0922
Service charges on deposit accounts$33,0003,113
Trading account gains and fees$0127
Additional Noninterest Income$375,0002,217
Total noninterest expense$1,860,0002,376
Salaries and employee benefits$1,031,0002,456
Premises and equipment expense$272,0001,962
Additional noninterest expense$557,0002,376
Pre-tax net operating income$1,250,0002,097
Securities gains (losses)$01,392
Applicable income taxes$249,0001,651
Income before extraordinary items$1,001,0002,217
Extraordinary gains, net$03
Net income$1,001,0002,217
Minority interest net income$055
Net income of bank and minority interests.$1,001,0002,217
Net charge-offs$1,0001,805
Cash dividends$2,285,000423
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,001,0002,177
2020-12-31 (YTD Data)Rank
Total interest income$12,149,0002,212
Total interest expense$1,337,0002,543
Net interest income$10,812,0002,128
Provision for loan and lease losses$186,0003,100
Total noninterest income$1,462,0002,453
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$124,0003,326
Trading account gains and fees$0133
Additional Noninterest Income$1,338,0002,184
Total noninterest expense$6,926,0002,474
Salaries and employee benefits$3,903,0002,524
Premises and equipment expense$1,074,0001,944
Additional noninterest expense$1,949,0002,575
Pre-tax net operating income$5,162,0001,749
Securities gains (losses)$02,675
Applicable income taxes$993,0001,434
Income before extraordinary items$4,169,0001,860
Extraordinary gains, net$04
Net income$4,169,0001,859
Minority interest net income$072
Net income of bank and minority interests.$4,169,0001,860
Net charge-offs$54,0002,360
Cash dividends$1,600,0001,715
Sale, conversion, retirement of capital stock, net$0566
Net operating income$4,169,0001,819
2020-09-30 (YTD Data)Rank
Total interest income$8,981,0002,253
Total interest expense$1,049,0002,568
Net interest income$7,932,0002,157
Provision for loan and lease losses$139,0003,065
Total noninterest income$944,0002,596
Gross Fiduciary activities income$0981
Service charges on deposit accounts$89,0003,388
Trading account gains and fees$0125
Additional Noninterest Income$855,0002,301
Total noninterest expense$5,133,0002,472
Salaries and employee benefits$2,923,0002,502
Premises and equipment expense$815,0001,914
Additional noninterest expense$1,395,0002,634
Pre-tax net operating income$3,604,0001,809
Securities gains (losses)$02,494
Applicable income taxes$706,0001,450
Income before extraordinary items$2,898,0001,945
Extraordinary gains, net$04
Net income$2,898,0001,944
Minority interest net income$065
Net income of bank and minority interests.$2,898,0001,945
Net charge-offs$59,0001,971
Cash dividends$800,0001,906
Sale, conversion, retirement of capital stock, net$0532
Net operating income$2,898,0001,893
2020-06-30 (YTD Data)Rank
Total interest income$5,995,0002,292
Total interest expense$724,0002,603
Net interest income$5,271,0002,175
Provision for loan and lease losses$93,0003,053
Total noninterest income$557,0002,691
Gross Fiduciary activities income$0970
Service charges on deposit accounts$66,0003,303
Trading account gains and fees$0123
Additional Noninterest Income$491,0002,389
Total noninterest expense$3,417,0002,483
Salaries and employee benefits$1,953,0002,511
Premises and equipment expense$552,0001,890
Additional noninterest expense$912,0002,665
Pre-tax net operating income$2,318,0001,797
Securities gains (losses)$02,249
Applicable income taxes$450,0001,428
Income before extraordinary items$1,868,0001,924
Extraordinary gains, net$04
Net income$1,868,0001,924
Minority interest net income$065
Net income of bank and minority interests.$1,868,0001,925
Net charge-offs$66,0001,569
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,868,0001,895
2020-03-31 (YTD Data)Rank
Total interest income$2,989,0002,277
Total interest expense$389,0002,649
Net interest income$2,600,0002,155
Provision for loan and lease losses$47,0002,603
Total noninterest income$289,0002,565
Gross Fiduciary activities income$0941
Service charges on deposit accounts$40,0003,330
Trading account gains and fees$0106
Additional Noninterest Income$249,0002,195
Total noninterest expense$1,731,0002,481
Salaries and employee benefits$963,0002,549
Premises and equipment expense$268,0001,958
Additional noninterest expense$500,0002,535
Pre-tax net operating income$1,111,0001,692
Securities gains (losses)$01,705
Applicable income taxes$215,0001,340
Income before extraordinary items$896,0001,819
Extraordinary gains, net$04
Net income$896,0001,819
Minority interest net income$056
Net income of bank and minority interests.$896,0001,819
Net charge-offs$70,0001,049
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$896,0001,792
2019-12-31 (YTD Data)Rank
Total interest income$12,583,0002,199
Total interest expense$1,763,0002,540
Net interest income$10,820,0002,095
Provision for loan and lease losses$60,0003,246
Total noninterest income$1,275,0002,506
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$228,0002,998
Trading account gains and fees$0135
Additional Noninterest Income$1,047,0002,192
Total noninterest expense$6,612,0002,538
Salaries and employee benefits$3,809,0002,542
Premises and equipment expense$1,004,0002,025
Additional noninterest expense$1,799,0002,738
Pre-tax net operating income$5,423,0001,665
Securities gains (losses)$02,379
Applicable income taxes$1,061,0001,380
Income before extraordinary items$4,362,0001,773
Extraordinary gains, net$011
Net income$4,362,0001,775
Minority interest net income$076
Net income of bank and minority interests.$4,362,0001,775
Net charge-offs$-21,0004,601
Cash dividends$1,600,0001,801
Sale, conversion, retirement of capital stock, net$0626
Net operating income$4,362,0001,738
2019-09-30 (YTD Data)Rank
Total interest income$9,429,0002,229
Total interest expense$1,338,0002,538
Net interest income$8,091,0002,126
Provision for loan and lease losses$45,0003,145
Total noninterest income$937,0002,531
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$176,0003,001
Trading account gains and fees$0129
Additional Noninterest Income$761,0002,220
Total noninterest expense$4,992,0002,537
Salaries and employee benefits$2,849,0002,552
Premises and equipment expense$753,0002,051
Additional noninterest expense$1,390,0002,699
Pre-tax net operating income$3,991,0001,735
Securities gains (losses)$02,167
Applicable income taxes$779,0001,444
Income before extraordinary items$3,212,0001,840
Extraordinary gains, net$011
Net income$3,212,0001,839
Minority interest net income$072
Net income of bank and minority interests.$3,212,0001,841
Net charge-offs$-18,0004,580
Cash dividends$1,200,0001,625
Sale, conversion, retirement of capital stock, net$0590
Net operating income$3,212,0001,807
2019-06-30 (YTD Data)Rank
Total interest income$6,200,0002,256
Total interest expense$859,0002,567
Net interest income$5,341,0002,155
Provision for loan and lease losses$30,0003,043
Total noninterest income$580,0002,603
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$114,0003,034
Trading account gains and fees$0131
Additional Noninterest Income$466,0002,286
Total noninterest expense$3,353,0002,549
Salaries and employee benefits$1,939,0002,517
Premises and equipment expense$503,0002,059
Additional noninterest expense$911,0002,756
Pre-tax net operating income$2,538,0001,773
Securities gains (losses)$01,702
Applicable income taxes$493,0001,456
Income before extraordinary items$2,045,0001,877
Extraordinary gains, net$011
Net income$2,045,0001,876
Minority interest net income$069
Net income of bank and minority interests.$2,045,0001,877
Net charge-offs$-17,0004,624
Cash dividends$800,0001,636
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,045,0001,849
2019-03-31 (YTD Data)Rank
Total interest income$3,024,0002,297
Total interest expense$408,0002,614
Net interest income$2,616,0002,190
Provision for loan and lease losses$15,0002,868
Total noninterest income$248,0002,761
Gross Fiduciary activities income$0972
Service charges on deposit accounts$52,0003,163
Trading account gains and fees$0126
Additional Noninterest Income$196,0002,414
Total noninterest expense$1,651,0002,595
Salaries and employee benefits$971,0002,533
Premises and equipment expense$255,0002,056
Additional noninterest expense$425,0002,877
Pre-tax net operating income$1,198,0001,806
Securities gains (losses)$01,087
Applicable income taxes$231,0001,467
Income before extraordinary items$967,0001,917
Extraordinary gains, net$05
Net income$967,0001,915
Minority interest net income$052
Net income of bank and minority interests.$967,0001,916
Net charge-offs$-9,0004,625
Cash dividends$400,0001,497
Sale, conversion, retirement of capital stock, net$0529
Net operating income$967,0001,900
2018-12-31 (YTD Data)Rank
Total interest income$11,653,0002,262
Total interest expense$1,147,0002,740
Net interest income$10,506,0002,152
Provision for loan and lease losses$414,0001,637
Total noninterest income$1,031,0002,823
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$235,0003,108
Trading account gains and fees$0126
Additional Noninterest Income$796,0002,506
Total noninterest expense$6,346,0002,621
Salaries and employee benefits$3,668,0002,596
Premises and equipment expense$972,0002,095
Additional noninterest expense$1,706,0002,898
Pre-tax net operating income$4,777,0001,834
Securities gains (losses)$01,125
Applicable income taxes$-36,0005,262
Income before extraordinary items$4,813,0001,627
Extraordinary gains, net$06
Net income$4,813,0001,626
Minority interest net income$072
Net income of bank and minority interests.$4,813,0001,626
Net charge-offs$-13,0004,571
Cash dividends$4,053,000860
Sale, conversion, retirement of capital stock, net$0671
Net operating income$4,813,0001,620
2018-09-30 (YTD Data)Rank
Total interest income$8,524,0002,294
Total interest expense$781,0002,794
Net interest income$7,743,0002,181
Provision for loan and lease losses$270,0001,667
Total noninterest income$760,0002,869
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$173,0003,147
Trading account gains and fees$0138
Additional Noninterest Income$587,0002,543
Total noninterest expense$4,798,0002,625
Salaries and employee benefits$2,785,0002,574
Premises and equipment expense$732,0002,091
Additional noninterest expense$1,281,0002,892
Pre-tax net operating income$3,435,0001,919
Securities gains (losses)$01,118
Applicable income taxes$-161,0005,426
Income before extraordinary items$3,596,0001,649
Extraordinary gains, net$05
Net income$3,596,0001,647
Minority interest net income$066
Net income of bank and minority interests.$3,596,0001,648
Net charge-offs$-2,0004,120
Cash dividends$3,653,000693
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,596,0001,635
2018-06-30 (YTD Data)Rank
Total interest income$5,579,0002,317
Total interest expense$506,0002,776
Net interest income$5,073,0002,206
Provision for loan and lease losses$201,0001,504
Total noninterest income$511,0002,860
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$112,0003,189
Trading account gains and fees$0130
Additional Noninterest Income$399,0002,520
Total noninterest expense$3,243,0002,614
Salaries and employee benefits$1,879,0002,569
Premises and equipment expense$484,0002,122
Additional noninterest expense$880,0002,852
Pre-tax net operating income$2,140,0002,003
Securities gains (losses)$0961
Applicable income taxes$-412,0005,508
Income before extraordinary items$2,552,0001,550
Extraordinary gains, net$06
Net income$2,552,0001,549
Minority interest net income$065
Net income of bank and minority interests.$2,552,0001,549
Net charge-offs$03,209
Cash dividends$3,253,000540
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,552,0001,534
2018-03-31 (YTD Data)Rank
Total interest income$2,760,0002,325
Total interest expense$234,0002,842
Net interest income$2,526,0002,222
Provision for loan and lease losses$66,0001,834
Total noninterest income$263,0002,793
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$57,0003,182
Trading account gains and fees$0123
Additional Noninterest Income$206,0002,443
Total noninterest expense$1,618,0002,634
Salaries and employee benefits$923,0002,634
Premises and equipment expense$243,0002,151
Additional noninterest expense$452,0002,826
Pre-tax net operating income$1,105,0001,906
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$1,105,0001,699
Extraordinary gains, net$07
Net income$1,105,0001,699
Minority interest net income$052
Net income of bank and minority interests.$1,105,0001,699
Net charge-offs$02,722
Cash dividends$2,853,000325
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,105,0001,685
2017-12-31 (YTD Data)Rank
Total interest income$10,432,0002,365
Total interest expense$676,0003,186
Net interest income$9,756,0002,262
Provision for loan and lease losses$191,0002,420
Total noninterest income$1,536,0002,368
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$241,0003,190
Trading account gains and fees$0151
Additional Noninterest Income$1,295,0001,981
Total noninterest expense$6,404,0002,659
Salaries and employee benefits$3,572,0002,675
Premises and equipment expense$957,0002,175
Additional noninterest expense$1,875,0002,769
Pre-tax net operating income$4,697,0001,800
Securities gains (losses)$3,0001,912
Applicable income taxes$04,135
Income before extraordinary items$4,700,0001,412
Extraordinary gains, net$09
Net income$4,700,0001,410
Minority interest net income$076
Net income of bank and minority interests.$4,700,0001,412
Net charge-offs$-20,0004,947
Cash dividends$2,677,0001,125
Sale, conversion, retirement of capital stock, net$0711
Net operating income$4,697,0001,397
2017-09-30 (YTD Data)Rank
Total interest income$7,778,0002,376
Total interest expense$508,0003,190
Net interest income$7,270,0002,286
Provision for loan and lease losses$191,0002,070
Total noninterest income$1,201,0002,336
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$190,0003,130
Trading account gains and fees$0145
Additional Noninterest Income$1,011,0001,965
Total noninterest expense$4,902,0002,636
Salaries and employee benefits$2,762,0002,637
Premises and equipment expense$724,0002,168
Additional noninterest expense$1,416,0002,767
Pre-tax net operating income$3,378,0001,885
Securities gains (losses)$2,0002,024
Applicable income taxes$04,172
Income before extraordinary items$3,380,0001,569
Extraordinary gains, net$09
Net income$3,380,0001,568
Minority interest net income$071
Net income of bank and minority interests.$3,380,0001,569
Net charge-offs$-20,0004,922
Cash dividends$2,177,000977
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,378,0001,545
2017-06-30 (YTD Data)Rank
Total interest income$5,098,0002,392
Total interest expense$342,0003,142
Net interest income$4,756,0002,305
Provision for loan and lease losses$139,0001,929
Total noninterest income$851,0002,268
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$126,0003,135
Trading account gains and fees$0139
Additional Noninterest Income$725,0001,884
Total noninterest expense$3,236,0002,659
Salaries and employee benefits$1,859,0002,627
Premises and equipment expense$487,0002,165
Additional noninterest expense$890,0002,887
Pre-tax net operating income$2,232,0001,865
Securities gains (losses)$3,0001,556
Applicable income taxes$04,189
Income before extraordinary items$2,235,0001,557
Extraordinary gains, net$011
Net income$2,235,0001,556
Minority interest net income$071
Net income of bank and minority interests.$2,235,0001,557
Net charge-offs$03,512
Cash dividends$1,516,000944
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,232,0001,543
2017-03-31 (YTD Data)Rank
Total interest income$2,650,0002,323
Total interest expense$169,0003,157
Net interest income$2,481,0002,240
Provision for loan and lease losses$61,0001,872
Total noninterest income$383,0002,395
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$56,0003,345
Trading account gains and fees$0142
Additional Noninterest Income$327,0001,984
Total noninterest expense$1,750,0002,549
Salaries and employee benefits$952,0002,620
Premises and equipment expense$239,0002,216
Additional noninterest expense$559,0002,452
Pre-tax net operating income$1,053,0001,894
Securities gains (losses)$3,000889
Applicable income taxes$04,086
Income before extraordinary items$1,056,0001,602
Extraordinary gains, net$08
Net income$1,056,0001,602
Minority interest net income$055
Net income of bank and minority interests.$1,056,0001,602
Net charge-offs$02,943
Cash dividends$370,0001,464
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,053,0001,589
2016-12-31 (YTD Data)Rank
Total interest income$10,238,0002,349
Total interest expense$598,0003,342
Net interest income$9,640,0002,259
Provision for loan and lease losses$52,0003,616
Total noninterest income$1,586,0002,411
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$243,0003,316
Trading account gains and fees$0170
Additional Noninterest Income$1,343,0002,033
Total noninterest expense$6,387,0002,736
Salaries and employee benefits$3,800,0002,594
Premises and equipment expense$914,0002,287
Additional noninterest expense$1,673,0003,112
Pre-tax net operating income$4,787,0001,681
Securities gains (losses)$03,212
Applicable income taxes$04,278
Income before extraordinary items$4,787,0001,441
Extraordinary gains, net$05
Net income$4,787,0001,440
Minority interest net income$082
Net income of bank and minority interests.$4,787,0001,440
Net charge-offs$207,0001,888
Cash dividends$2,137,0001,331
Sale, conversion, retirement of capital stock, net$0759
Net operating income$4,787,0001,408
2016-09-30 (YTD Data)Rank
Total interest income$7,795,0002,329
Total interest expense$443,0003,367
Net interest income$7,352,0002,224
Provision for loan and lease losses$39,0003,550
Total noninterest income$1,062,0002,564
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$190,0003,263
Trading account gains and fees$0169
Additional Noninterest Income$872,0002,212
Total noninterest expense$4,787,0002,723
Salaries and employee benefits$2,862,0002,575
Premises and equipment expense$681,0002,299
Additional noninterest expense$1,244,0003,141
Pre-tax net operating income$3,588,0001,694
Securities gains (losses)$03,160
Applicable income taxes$04,325
Income before extraordinary items$3,588,0001,462
Extraordinary gains, net$05
Net income$3,588,0001,461
Minority interest net income$071
Net income of bank and minority interests.$3,588,0001,462
Net charge-offs$3,0003,728
Cash dividends$1,484,0001,295
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,588,0001,419
2016-06-30 (YTD Data)Rank
Total interest income$5,151,0002,348
Total interest expense$302,0003,342
Net interest income$4,849,0002,249
Provision for loan and lease losses$26,0003,403
Total noninterest income$724,0002,508
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$122,0003,313
Trading account gains and fees$0157
Additional Noninterest Income$602,0002,139
Total noninterest expense$3,199,0002,733
Salaries and employee benefits$1,952,0002,549
Premises and equipment expense$454,0002,304
Additional noninterest expense$793,0003,253
Pre-tax net operating income$2,348,0001,723
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$2,348,0001,465
Extraordinary gains, net$016
Net income$2,348,0001,465
Minority interest net income$071
Net income of bank and minority interests.$2,348,0001,465
Net charge-offs$3,0003,433
Cash dividends$896,0001,423
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,348,0001,421
2016-03-31 (YTD Data)Rank
Total interest income$2,578,0002,350
Total interest expense$165,0003,177
Net interest income$2,413,0002,248
Provision for loan and lease losses$13,0003,182
Total noninterest income$418,0002,311
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$57,0003,421
Trading account gains and fees$0142
Additional Noninterest Income$361,0001,869
Total noninterest expense$1,662,0002,663
Salaries and employee benefits$1,005,0002,504
Premises and equipment expense$222,0002,350
Additional noninterest expense$435,0003,043
Pre-tax net operating income$1,156,0001,730
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$1,156,0001,448
Extraordinary gains, net$012
Net income$1,156,0001,448
Minority interest net income$062
Net income of bank and minority interests.$1,156,0001,449
Net charge-offs$3,0002,735
Cash dividends$423,0001,340
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,156,0001,416
2015-12-31 (YTD Data)Rank
Total interest income$10,349,0002,305
Total interest expense$671,0003,147
Net interest income$9,678,0002,216
Provision for loan and lease losses$96,0003,114
Total noninterest income$1,496,0002,481
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$227,0003,512
Trading account gains and fees$0159
Additional Noninterest Income$1,269,0002,071
Total noninterest expense$6,662,0002,652
Salaries and employee benefits$4,063,0002,462
Premises and equipment expense$925,0002,298
Additional noninterest expense$1,674,0003,163
Pre-tax net operating income$4,416,0001,741
Securities gains (losses)$37,0001,858
Applicable income taxes$04,402
Income before extraordinary items$4,453,0001,485
Extraordinary gains, net$023
Net income$4,453,0001,485
Minority interest net income$081
Net income of bank and minority interests.$4,453,0001,485
Net charge-offs$-130,0005,777
Cash dividends$2,975,000993
Sale, conversion, retirement of capital stock, net$0804
Net operating income$4,416,0001,469
2015-09-30 (YTD Data)Rank
Total interest income$7,743,0002,321
Total interest expense$517,0003,146
Net interest income$7,226,0002,236
Provision for loan and lease losses$72,0002,983
Total noninterest income$1,120,0002,509
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$171,0003,520
Trading account gains and fees$0153
Additional Noninterest Income$949,0002,098
Total noninterest expense$4,995,0002,662
Salaries and employee benefits$3,063,0002,454
Premises and equipment expense$695,0002,322
Additional noninterest expense$1,237,0003,216
Pre-tax net operating income$3,279,0001,779
Securities gains (losses)$37,0001,670
Applicable income taxes$04,489
Income before extraordinary items$3,316,0001,511
Extraordinary gains, net$021
Net income$3,316,0001,512
Minority interest net income$078
Net income of bank and minority interests.$3,316,0001,512
Net charge-offs$-25,0005,408
Cash dividends$2,407,000841
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,279,0001,483
2015-06-30 (YTD Data)Rank
Total interest income$5,101,0002,348
Total interest expense$330,0003,256
Net interest income$4,771,0002,244
Provision for loan and lease losses$48,0002,946
Total noninterest income$784,0002,451
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$113,0003,526
Trading account gains and fees$0157
Additional Noninterest Income$671,0002,022
Total noninterest expense$3,365,0002,670
Salaries and employee benefits$2,076,0002,431
Premises and equipment expense$468,0002,325
Additional noninterest expense$821,0003,248
Pre-tax net operating income$2,142,0001,801
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$2,142,0001,528
Extraordinary gains, net$022
Net income$2,142,0001,530
Minority interest net income$075
Net income of bank and minority interests.$2,142,0001,530
Net charge-offs$-22,0005,499
Cash dividends$1,666,000830
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,142,0001,493
2015-03-31 (YTD Data)Rank
Total interest income$2,481,0002,397
Total interest expense$168,0003,240
Net interest income$2,313,0002,307
Provision for loan and lease losses$24,0002,747
Total noninterest income$374,0002,483
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$59,0003,409
Trading account gains and fees$0152
Additional Noninterest Income$315,0002,057
Total noninterest expense$1,676,0002,684
Salaries and employee benefits$1,035,0002,447
Premises and equipment expense$236,0002,340
Additional noninterest expense$405,0003,272
Pre-tax net operating income$987,0001,882
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$987,0001,625
Extraordinary gains, net$013
Net income$987,0001,626
Minority interest net income$064
Net income of bank and minority interests.$987,0001,627
Net charge-offs$-19,0005,660
Cash dividends$389,0001,338
Sale, conversion, retirement of capital stock, net$0697
Net operating income$987,0001,557
2014-12-31 (YTD Data)Rank
Total interest income$10,136,0002,365
Total interest expense$618,0003,556
Net interest income$9,518,0002,229
Provision for loan and lease losses$133,0002,893
Total noninterest income$1,445,0002,572
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$284,0003,321
Trading account gains and fees$0180
Additional Noninterest Income$1,161,0002,125
Total noninterest expense$6,797,0002,677
Salaries and employee benefits$4,011,0002,490
Premises and equipment expense$942,0002,356
Additional noninterest expense$1,844,0003,068
Pre-tax net operating income$4,033,0001,822
Securities gains (losses)$47,0001,772
Applicable income taxes$04,531
Income before extraordinary items$4,080,0001,567
Extraordinary gains, net$017
Net income$4,080,0001,565
Minority interest net income$084
Net income of bank and minority interests.$4,080,0001,566
Net charge-offs$-1,0005,362
Cash dividends$2,631,0001,038
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,033,0001,549
2014-09-30 (YTD Data)Rank
Total interest income$7,677,0002,365
Total interest expense$454,0003,679
Net interest income$7,223,0002,225
Provision for loan and lease losses$133,0002,532
Total noninterest income$1,052,0002,635
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$217,0003,299
Trading account gains and fees$0174
Additional Noninterest Income$835,0002,193
Total noninterest expense$5,093,0002,681
Salaries and employee benefits$2,994,0002,497
Premises and equipment expense$716,0002,354
Additional noninterest expense$1,383,0003,068
Pre-tax net operating income$3,049,0001,820
Securities gains (losses)$47,0001,482
Applicable income taxes$04,583
Income before extraordinary items$3,096,0001,534
Extraordinary gains, net$015
Net income$3,096,0001,534
Minority interest net income$081
Net income of bank and minority interests.$3,096,0001,534
Net charge-offs$-31,0005,903
Cash dividends$2,131,000873
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,049,0001,529
2014-06-30 (YTD Data)Rank
Total interest income$5,089,0002,365
Total interest expense$293,0003,787
Net interest income$4,796,0002,213
Provision for loan and lease losses$91,0002,442
Total noninterest income$658,0002,696
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$149,0003,239
Trading account gains and fees$0172
Additional Noninterest Income$509,0002,285
Total noninterest expense$3,390,0002,693
Salaries and employee benefits$1,981,0002,530
Premises and equipment expense$479,0002,362
Additional noninterest expense$930,0003,062
Pre-tax net operating income$1,973,0001,842
Securities gains (losses)$47,0001,201
Applicable income taxes$04,568
Income before extraordinary items$2,020,0001,530
Extraordinary gains, net$020
Net income$2,020,0001,533
Minority interest net income$080
Net income of bank and minority interests.$2,020,0001,532
Net charge-offs$141,0001,889
Cash dividends$1,438,000871
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,973,0001,531
2014-03-31 (YTD Data)Rank
Total interest income$2,592,0002,326
Total interest expense$149,0003,798
Net interest income$2,443,0002,158
Provision for loan and lease losses$28,0002,771
Total noninterest income$315,0002,732
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$78,0003,119
Trading account gains and fees$0147
Additional Noninterest Income$237,0002,319
Total noninterest expense$1,719,0002,664
Salaries and employee benefits$991,0002,531
Premises and equipment expense$242,0002,366
Additional noninterest expense$486,0002,950
Pre-tax net operating income$1,011,0001,748
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$1,011,0001,476
Extraordinary gains, net$016
Net income$1,011,0001,479
Minority interest net income$066
Net income of bank and minority interests.$1,011,0001,479
Net charge-offs$143,0001,145
Cash dividends$357,0001,306
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,011,0001,456
2013-12-31 (YTD Data)Rank
Total interest income$9,942,0002,441
Total interest expense$624,0004,006
Net interest income$9,318,0002,247
Provision for loan and lease losses$614,0001,609
Total noninterest income$1,706,0002,385
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$345,0003,124
Trading account gains and fees$0184
Additional Noninterest Income$1,361,0001,973
Total noninterest expense$6,353,0002,858
Salaries and employee benefits$3,889,0002,544
Premises and equipment expense$1,007,0002,239
Additional noninterest expense$1,457,0003,724
Pre-tax net operating income$4,057,0001,710
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$4,057,0001,475
Extraordinary gains, net$029
Net income$4,057,0001,477
Minority interest net income$090
Net income of bank and minority interests.$4,057,0001,479
Net charge-offs$218,0002,918
Cash dividends$2,839,000914
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,057,0001,445
2013-09-30 (YTD Data)Rank
Total interest income$7,381,0002,481
Total interest expense$471,0004,074
Net interest income$6,910,0002,264
Provision for loan and lease losses$300,0002,060
Total noninterest income$1,116,0002,650
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$259,0003,132
Trading account gains and fees$0180
Additional Noninterest Income$857,0002,259
Total noninterest expense$4,643,0002,935
Salaries and employee benefits$2,797,0002,645
Premises and equipment expense$756,0002,266
Additional noninterest expense$1,090,0003,730
Pre-tax net operating income$3,083,0001,698
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$3,083,0001,471
Extraordinary gains, net$025
Net income$3,083,0001,473
Minority interest net income$084
Net income of bank and minority interests.$3,083,0001,473
Net charge-offs$165,0002,767
Cash dividends$2,282,000784
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,083,0001,436
2013-06-30 (YTD Data)Rank
Total interest income$4,857,0002,509
Total interest expense$315,0004,130
Net interest income$4,542,0002,294
Provision for loan and lease losses$168,0002,329
Total noninterest income$739,0002,681
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$167,0003,179
Trading account gains and fees$0157
Additional Noninterest Income$572,0002,293
Total noninterest expense$3,029,0002,975
Salaries and employee benefits$1,810,0002,748
Premises and equipment expense$500,0002,288
Additional noninterest expense$719,0003,757
Pre-tax net operating income$2,084,0001,665
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$2,084,0001,446
Extraordinary gains, net$022
Net income$2,084,0001,448
Minority interest net income$082
Net income of bank and minority interests.$2,084,0001,449
Net charge-offs$1,0004,803
Cash dividends$1,618,000742
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,084,0001,396
2013-03-31 (YTD Data)Rank
Total interest income$2,405,0002,540
Total interest expense$163,0004,141
Net interest income$2,242,0002,340
Provision for loan and lease losses$84,0002,285
Total noninterest income$350,0002,763
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$80,0003,235
Trading account gains and fees$0148
Additional Noninterest Income$270,0002,358
Total noninterest expense$1,468,0003,055
Salaries and employee benefits$879,0002,827
Premises and equipment expense$248,0002,329
Additional noninterest expense$341,0003,914
Pre-tax net operating income$1,040,0001,647
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$1,040,0001,418
Extraordinary gains, net$010
Net income$1,040,0001,420
Minority interest net income$076
Net income of bank and minority interests.$1,040,0001,420
Net charge-offs$04,145
Cash dividends$361,0001,188
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,040,0001,367
2012-12-31 (YTD Data)Rank
Total interest income$9,701,0002,637
Total interest expense$890,0003,889
Net interest income$8,811,0002,436
Provision for loan and lease losses$675,0002,309
Total noninterest income$1,495,0002,629
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$378,0003,051
Trading account gains and fees$0166
Additional Noninterest Income$1,117,0002,241
Total noninterest expense$6,044,0003,012
Salaries and employee benefits$3,331,0002,906
Premises and equipment expense$989,0002,297
Additional noninterest expense$1,724,0003,453
Pre-tax net operating income$3,587,0001,781
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$3,587,0001,596
Extraordinary gains, net$029
Net income$3,587,0001,597
Minority interest net income$093
Net income of bank and minority interests.$3,587,0001,597
Net charge-offs$95,0004,470
Cash dividends$2,396,0001,058
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,587,0001,509
2012-09-30 (YTD Data)Rank
Total interest income$7,354,0002,663
Total interest expense$707,0003,877
Net interest income$6,647,0002,462
Provision for loan and lease losses$600,0002,031
Total noninterest income$1,033,0002,750
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$285,0003,063
Trading account gains and fees$0157
Additional Noninterest Income$748,0002,364
Total noninterest expense$4,488,0003,055
Salaries and employee benefits$2,548,0002,869
Premises and equipment expense$747,0002,313
Additional noninterest expense$1,193,0003,678
Pre-tax net operating income$2,592,0001,912
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$2,592,0001,695
Extraordinary gains, net$020
Net income$2,592,0001,694
Minority interest net income$086
Net income of bank and minority interests.$2,592,0001,696
Net charge-offs$92,0004,049
Cash dividends$1,896,000825
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,592,0001,591
2012-06-30 (YTD Data)Rank
Total interest income$4,952,0002,655
Total interest expense$493,0003,864
Net interest income$4,459,0002,450
Provision for loan and lease losses$450,0001,913
Total noninterest income$673,0002,734
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$185,0003,122
Trading account gains and fees$0153
Additional Noninterest Income$488,0002,368
Total noninterest expense$2,926,0003,121
Salaries and employee benefits$1,677,0002,908
Premises and equipment expense$498,0002,299
Additional noninterest expense$751,0003,818
Pre-tax net operating income$1,756,0001,873
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$1,756,0001,663
Extraordinary gains, net$019
Net income$1,756,0001,660
Minority interest net income$084
Net income of bank and minority interests.$1,756,0001,663
Net charge-offs$-7,0006,547
Cash dividends$1,326,000773
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,756,0001,580
2012-03-31 (YTD Data)Rank
Total interest income$2,490,0002,669
Total interest expense$253,0003,909
Net interest income$2,237,0002,442
Provision for loan and lease losses$225,0001,839
Total noninterest income$329,0002,798
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$84,0003,280
Trading account gains and fees$0148
Additional Noninterest Income$245,0002,368
Total noninterest expense$1,477,0003,096
Salaries and employee benefits$848,0002,891
Premises and equipment expense$247,0002,313
Additional noninterest expense$382,0003,751
Pre-tax net operating income$864,0001,905
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$864,0001,683
Extraordinary gains, net$019
Net income$864,0001,683
Minority interest net income$078
Net income of bank and minority interests.$864,0001,684
Net charge-offs$-4,0006,305
Cash dividends$193,0001,640
Sale, conversion, retirement of capital stock, net$0861
Net operating income$864,0001,580
2011-12-31 (YTD Data)Rank
Total interest income$10,126,0002,727
Total interest expense$1,214,0003,936
Net interest income$8,912,0002,468
Provision for loan and lease losses$810,0002,725
Total noninterest income$685,0003,819
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$372,0003,175
Trading account gains and fees$0146
Additional Noninterest Income$313,0003,792
Total noninterest expense$5,889,0003,112
Salaries and employee benefits$3,356,0002,843
Premises and equipment expense$964,0002,478
Additional noninterest expense$1,569,0003,731
Pre-tax net operating income$2,898,0001,896
Securities gains (losses)$105,0002,027
Applicable income taxes$04,719
Income before extraordinary items$3,003,0001,613
Extraordinary gains, net$029
Net income$3,003,0001,614
Minority interest net income$096
Net income of bank and minority interests.$3,003,0001,614
Net charge-offs$462,0003,280
Cash dividends$1,610,0001,155
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,898,0001,585
2011-09-30 (YTD Data)Rank
Total interest income$7,637,0002,743
Total interest expense$927,0004,016
Net interest income$6,710,0002,463
Provision for loan and lease losses$585,0002,664
Total noninterest income$784,0003,045
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$275,0003,201
Trading account gains and fees$0145
Additional Noninterest Income$509,0002,673
Total noninterest expense$4,339,0003,152
Salaries and employee benefits$2,430,0002,919
Premises and equipment expense$707,0002,546
Additional noninterest expense$1,202,0003,683
Pre-tax net operating income$2,570,0001,694
Securities gains (losses)$105,0001,749
Applicable income taxes$04,740
Income before extraordinary items$2,675,0001,421
Extraordinary gains, net$021
Net income$2,675,0001,421
Minority interest net income$087
Net income of bank and minority interests.$2,675,0001,421
Net charge-offs$311,0003,212
Cash dividends$1,035,0001,120
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,570,0001,404
2011-06-30 (YTD Data)Rank
Total interest income$4,985,0002,813
Total interest expense$627,0004,094
Net interest income$4,358,0002,535
Provision for loan and lease losses$360,0002,724
Total noninterest income$506,0003,105
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$184,0003,179
Trading account gains and fees$0153
Additional Noninterest Income$322,0002,766
Total noninterest expense$2,920,0003,165
Salaries and employee benefits$1,601,0002,969
Premises and equipment expense$469,0002,579
Additional noninterest expense$850,0003,591
Pre-tax net operating income$1,584,0001,797
Securities gains (losses)$105,0001,113
Applicable income taxes$04,697
Income before extraordinary items$1,689,0001,453
Extraordinary gains, net$015
Net income$1,689,0001,453
Minority interest net income$089
Net income of bank and minority interests.$1,689,0001,453
Net charge-offs$-148,0007,410
Cash dividends$569,0001,298
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,584,0001,485
2011-03-31 (YTD Data)Rank
Total interest income$2,443,0002,881
Total interest expense$314,0004,194
Net interest income$2,129,0002,580
Provision for loan and lease losses$180,0002,550
Total noninterest income$244,0003,200
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$86,0003,297
Trading account gains and fees$0158
Additional Noninterest Income$158,0002,815
Total noninterest expense$1,493,0003,113
Salaries and employee benefits$815,0002,949
Premises and equipment expense$236,0002,605
Additional noninterest expense$442,0003,501
Pre-tax net operating income$700,0001,974
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$700,0001,679
Extraordinary gains, net$09
Net income$700,0001,679
Minority interest net income$086
Net income of bank and minority interests.$700,0001,679
Net charge-offs$-132,0007,467
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$700,0001,630
2010-12-31 (YTD Data)Rank
Total interest income$10,380,0002,863
Total interest expense$1,741,0003,928
Net interest income$8,639,0002,548
Provision for loan and lease losses$720,0003,552
Total noninterest income$924,0003,359
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$399,0003,083
Trading account gains and fees$0175
Additional Noninterest Income$525,0003,117
Total noninterest expense$5,436,0003,367
Salaries and employee benefits$2,926,0003,183
Premises and equipment expense$893,0002,717
Additional noninterest expense$1,617,0003,804
Pre-tax net operating income$3,407,0001,452
Securities gains (losses)$-153,0007,266
Applicable income taxes$04,655
Income before extraordinary items$3,254,0001,309
Extraordinary gains, net$029
Net income$3,254,0001,310
Minority interest net income$0111
Net income of bank and minority interests.$3,254,0001,311
Net charge-offs$625,0003,338
Cash dividends$2,348,000711
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,407,0001,207
2010-09-30 (YTD Data)Rank
Total interest income$7,878,0002,881
Total interest expense$1,393,0003,887
Net interest income$6,485,0002,568
Provision for loan and lease losses$540,0003,413
Total noninterest income$673,0003,465
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$307,0003,118
Trading account gains and fees$0165
Additional Noninterest Income$366,0003,237
Total noninterest expense$4,018,0003,397
Salaries and employee benefits$2,147,0003,254
Premises and equipment expense$700,0002,657
Additional noninterest expense$1,171,0003,862
Pre-tax net operating income$2,600,0001,523
Securities gains (losses)$-153,0007,443
Applicable income taxes$04,726
Income before extraordinary items$2,447,0001,362
Extraordinary gains, net$023
Net income$2,447,0001,365
Minority interest net income$0110
Net income of bank and minority interests.$2,447,0001,366
Net charge-offs$451,0003,213
Cash dividends$2,098,000507
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,600,0001,235
2010-06-30 (YTD Data)Rank
Total interest income$5,347,0002,870
Total interest expense$986,0003,844
Net interest income$4,361,0002,542
Provision for loan and lease losses$360,0003,339
Total noninterest income$350,0003,922
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$211,0003,054
Trading account gains and fees$0152
Additional Noninterest Income$139,0004,106
Total noninterest expense$2,677,0003,412
Salaries and employee benefits$1,416,0003,307
Premises and equipment expense$460,0002,704
Additional noninterest expense$801,0003,795
Pre-tax net operating income$1,674,0001,552
Securities gains (losses)$-38,0007,416
Applicable income taxes$04,691
Income before extraordinary items$1,636,0001,347
Extraordinary gains, net$019
Net income$1,636,0001,348
Minority interest net income$0105
Net income of bank and minority interests.$1,636,0001,348
Net charge-offs$449,0002,563
Cash dividends$1,301,000529
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,674,0001,278
2010-03-31 (YTD Data)Rank
Total interest income$2,704,0002,894
Total interest expense$532,0003,763
Net interest income$2,172,0002,584
Provision for loan and lease losses$180,0003,129
Total noninterest income$170,0004,001
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$104,0003,074
Trading account gains and fees$0175
Additional Noninterest Income$66,0004,229
Total noninterest expense$1,325,0003,487
Salaries and employee benefits$715,0003,336
Premises and equipment expense$222,0002,864
Additional noninterest expense$388,0003,869
Pre-tax net operating income$837,0001,558
Securities gains (losses)$-38,0007,610
Applicable income taxes$04,611
Income before extraordinary items$799,0001,371
Extraordinary gains, net$016
Net income$799,0001,374
Minority interest net income$091
Net income of bank and minority interests.$799,0001,373
Net charge-offs$431,0001,704
Cash dividends$454,000746
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$837,0001,268
2009-12-31 (YTD Data)Rank
Total interest income$11,020,0002,964
Total interest expense$2,701,0003,693
Net interest income$8,319,0002,624
Provision for loan and lease losses$600,0004,252
Total noninterest income$798,0003,772
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$520,0002,809
Trading account gains and fees$0211
Additional Noninterest Income$278,0004,081
Total noninterest expense$5,569,0003,379
Salaries and employee benefits$2,840,0003,342
Premises and equipment expense$857,0002,942
Additional noninterest expense$1,872,0003,496
Pre-tax net operating income$2,948,0001,355
Securities gains (losses)$03,754
Applicable income taxes$04,388
Income before extraordinary items$2,948,0001,154
Extraordinary gains, net$034
Net income$2,948,0001,152
Minority interest net income$0115
Net income of bank and minority interests.$2,948,0001,153
Net charge-offs$408,0004,059
Cash dividends$912,0001,749
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,948,0001,135
2009-09-30 (YTD Data)Rank
Total interest income$8,280,0003,008
Total interest expense$2,105,0003,734
Net interest income$6,175,0002,659
Provision for loan and lease losses$450,0003,968
Total noninterest income$593,0003,866
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$390,0002,817
Trading account gains and fees$0212
Additional Noninterest Income$203,0004,264
Total noninterest expense$4,177,0003,387
Salaries and employee benefits$2,111,0003,388
Premises and equipment expense$646,0002,959
Additional noninterest expense$1,420,0003,418
Pre-tax net operating income$2,141,0001,516
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$2,141,0001,251
Extraordinary gains, net$027
Net income$2,141,0001,249
Minority interest net income$0118
Net income of bank and minority interests.$2,141,0001,251
Net charge-offs$295,0003,723
Cash dividends$787,0001,519
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,141,0001,229
2009-06-30 (YTD Data)Rank
Total interest income$5,442,0003,086
Total interest expense$1,487,0003,692
Net interest income$3,955,0002,752
Provision for loan and lease losses$300,0003,683
Total noninterest income$395,0003,865
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$259,0002,787
Trading account gains and fees$0193
Additional Noninterest Income$136,0004,284
Total noninterest expense$2,782,0003,425
Salaries and employee benefits$1,440,0003,351
Premises and equipment expense$435,0002,974
Additional noninterest expense$907,0003,532
Pre-tax net operating income$1,268,0001,743
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$1,268,0001,467
Extraordinary gains, net$021
Net income$1,268,0001,465
Minority interest net income$0112
Net income of bank and minority interests.$1,268,0001,466
Net charge-offs$20,0005,615
Cash dividends$458,0001,717
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,268,0001,443
2009-03-31 (YTD Data)Rank
Total interest income$2,734,0003,106
Total interest expense$768,0003,715
Net interest income$1,966,0002,753
Provision for loan and lease losses$150,0003,210
Total noninterest income$196,0003,851
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$126,0002,791
Trading account gains and fees$0171
Additional Noninterest Income$70,0004,238
Total noninterest expense$1,396,0003,330
Salaries and employee benefits$734,0003,334
Premises and equipment expense$218,0003,031
Additional noninterest expense$444,0003,304
Pre-tax net operating income$616,0002,011
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$616,0001,748
Extraordinary gains, net$015
Net income$616,0001,749
Minority interest net income$0102
Net income of bank and minority interests.$616,0001,750
Net charge-offs$-2,0007,404
Cash dividends$125,0002,062
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$616,0001,660
2008-12-31 (YTD Data)Rank
Total interest income$11,892,0003,074
Total interest expense$3,910,0003,566
Net interest income$7,982,0002,710
Provision for loan and lease losses$770,0003,106
Total noninterest income$1,075,0003,260
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$605,0002,635
Trading account gains and fees$0154
Additional Noninterest Income$470,0003,286
Total noninterest expense$5,018,0003,557
Salaries and employee benefits$2,898,0003,346
Premises and equipment expense$980,0002,679
Additional noninterest expense$1,140,0004,449
Pre-tax net operating income$3,269,0001,664
Securities gains (losses)$-282,0007,414
Applicable income taxes$04,979
Income before extraordinary items$2,987,0001,374
Extraordinary gains, net$039
Net income$2,987,0001,376
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,371,0001,643
Cash dividends$2,904,000942
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,269,0001,344
2008-09-30 (YTD Data)Rank
Total interest income$8,960,0003,120
Total interest expense$3,067,0003,568
Net interest income$5,893,0002,763
Provision for loan and lease losses$270,0003,724
Total noninterest income$823,0003,270
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$457,0002,634
Trading account gains and fees$0148
Additional Noninterest Income$366,0003,325
Total noninterest expense$3,897,0003,451
Salaries and employee benefits$2,234,0003,310
Premises and equipment expense$760,0002,609
Additional noninterest expense$903,0004,204
Pre-tax net operating income$2,549,0001,894
Securities gains (losses)$-282,0007,656
Applicable income taxes$05,372
Income before extraordinary items$2,267,0001,596
Extraordinary gains, net$031
Net income$2,267,0001,596
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0006,023
Cash dividends$2,779,000763
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,549,0001,522
2008-06-30 (YTD Data)Rank
Total interest income$6,043,0003,129
Total interest expense$2,123,0003,600
Net interest income$3,920,0002,755
Provision for loan and lease losses$120,0003,966
Total noninterest income$565,0003,258
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$307,0002,595
Trading account gains and fees$0149
Additional Noninterest Income$258,0003,298
Total noninterest expense$2,567,0003,485
Salaries and employee benefits$1,483,0003,363
Premises and equipment expense$498,0002,648
Additional noninterest expense$586,0004,266
Pre-tax net operating income$1,798,0001,855
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$1,798,0001,521
Extraordinary gains, net$021
Net income$1,798,0001,522
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0005,064
Cash dividends$1,957,000821
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,798,0001,488
2008-03-31 (YTD Data)Rank
Total interest income$3,075,0003,156
Total interest expense$1,102,0003,659
Net interest income$1,973,0002,735
Provision for loan and lease losses$60,0003,470
Total noninterest income$273,0003,321
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$149,0002,633
Trading account gains and fees$0158
Additional Noninterest Income$124,0003,387
Total noninterest expense$1,260,0003,562
Salaries and employee benefits$732,0003,427
Premises and equipment expense$247,0002,685
Additional noninterest expense$281,0004,319
Pre-tax net operating income$926,0001,919
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$926,0001,608
Extraordinary gains, net$015
Net income$926,0001,610
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,652
Cash dividends$790,000940
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$926,0001,548
2007-12-31 (YTD Data)Rank
Total interest income$13,306,0002,989
Total interest expense$5,294,0003,319
Net interest income$8,012,0002,726
Provision for loan and lease losses$133,0004,492
Total noninterest income$1,241,0003,074
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$624,0002,598
Trading account gains and fees$0178
Additional Noninterest Income$617,0002,962
Total noninterest expense$5,042,0003,418
Salaries and employee benefits$2,621,0003,589
Premises and equipment expense$1,089,0002,384
Additional noninterest expense$1,332,0003,761
Pre-tax net operating income$4,078,0001,949
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$4,078,0001,562
Extraordinary gains, net$039
Net income$4,078,0001,562
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$268,0002,441
Cash dividends$1,580,0001,933
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,078,0001,547
2007-09-30 (YTD Data)Rank
Total interest income$9,939,0002,997
Total interest expense$3,973,0003,302
Net interest income$5,966,0002,740
Provision for loan and lease losses$103,0004,065
Total noninterest income$955,0003,011
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$463,0002,604
Trading account gains and fees$0184
Additional Noninterest Income$492,0002,875
Total noninterest expense$3,807,0003,381
Salaries and employee benefits$1,984,0003,565
Premises and equipment expense$811,0002,382
Additional noninterest expense$1,012,0003,665
Pre-tax net operating income$3,011,0002,097
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$3,011,0001,689
Extraordinary gains, net$033
Net income$3,011,0001,688
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$89,0002,975
Cash dividends$1,247,0001,737
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,011,0001,672
2007-06-30 (YTD Data)Rank
Total interest income$6,456,0003,077
Total interest expense$2,539,0003,416
Net interest income$3,917,0002,806
Provision for loan and lease losses$73,0003,790
Total noninterest income$681,0002,884
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$315,0002,554
Trading account gains and fees$0168
Additional Noninterest Income$366,0002,700
Total noninterest expense$2,545,0003,400
Salaries and employee benefits$1,325,0003,587
Premises and equipment expense$535,0002,410
Additional noninterest expense$685,0003,627
Pre-tax net operating income$1,980,0002,179
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$1,980,0001,744
Extraordinary gains, net$029
Net income$1,980,0001,744
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$90,0002,190
Cash dividends$290,0003,187
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,980,0001,731
2007-03-31 (YTD Data)Rank
Total interest income$3,189,0003,108
Total interest expense$1,233,0003,468
Net interest income$1,956,0002,819
Provision for loan and lease losses$43,0003,380
Total noninterest income$389,0002,610
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$152,0002,583
Trading account gains and fees$0195
Additional Noninterest Income$237,0002,294
Total noninterest expense$1,254,0003,451
Salaries and employee benefits$665,0003,597
Premises and equipment expense$261,0002,482
Additional noninterest expense$328,0003,701
Pre-tax net operating income$1,048,0002,083
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$1,048,0001,647
Extraordinary gains, net$022
Net income$1,048,0001,647
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0002,009
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,048,0001,632
2006-12-31 (YTD Data)Rank
Total interest income$11,954,0003,099
Total interest expense$4,526,0003,278
Net interest income$7,428,0002,947
Provision for loan and lease losses$264,0003,004
Total noninterest income$1,829,0002,366
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$562,0002,822
Trading account gains and fees$0130
Additional Noninterest Income$1,267,0001,883
Total noninterest expense$4,752,0003,486
Salaries and employee benefits$2,643,0003,468
Premises and equipment expense$1,005,0002,466
Additional noninterest expense$1,104,0004,198
Pre-tax net operating income$4,241,0002,158
Securities gains (losses)$01,687
Applicable income taxes$1,355,0001,810
Income before extraordinary items$2,886,0002,341
Extraordinary gains, net$051
Net income$2,886,0002,343
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0005,716
Cash dividends$2,000,0001,524
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,886,0002,323
2006-09-30 (YTD Data)Rank
Total interest income$8,770,0003,132
Total interest expense$3,275,0003,273
Net interest income$5,495,0003,014
Provision for loan and lease losses$198,0002,895
Total noninterest income$1,322,0002,441
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$423,0002,832
Trading account gains and fees$0126
Additional Noninterest Income$899,0001,975
Total noninterest expense$3,604,0003,447
Salaries and employee benefits$1,998,0003,453
Premises and equipment expense$738,0002,515
Additional noninterest expense$868,0004,024
Pre-tax net operating income$3,015,0002,321
Securities gains (losses)$01,388
Applicable income taxes$950,0001,950
Income before extraordinary items$2,065,0002,498
Extraordinary gains, net$045
Net income$2,065,0002,500
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0005,016
Cash dividends$1,400,0001,526
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,065,0002,487
2006-06-30 (YTD Data)Rank
Total interest income$5,901,0003,063
Total interest expense$2,074,0003,279
Net interest income$3,827,0002,898
Provision for loan and lease losses$132,0002,859
Total noninterest income$759,0002,687
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$281,0002,801
Trading account gains and fees$0126
Additional Noninterest Income$478,0002,279
Total noninterest expense$2,425,0003,430
Salaries and employee benefits$1,331,0003,463
Premises and equipment expense$487,0002,541
Additional noninterest expense$607,0003,879
Pre-tax net operating income$2,029,0002,279
Securities gains (losses)$01,185
Applicable income taxes$635,0001,980
Income before extraordinary items$1,394,0002,480
Extraordinary gains, net$039
Net income$1,394,0002,482
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0003,558
Cash dividends$900,0001,569
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,394,0002,466
2006-03-31 (YTD Data)Rank
Total interest income$2,872,0003,082
Total interest expense$950,0003,380
Net interest income$1,922,0002,880
Provision for loan and lease losses$66,0002,697
Total noninterest income$388,0002,597
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$144,0002,683
Trading account gains and fees$0115
Additional Noninterest Income$244,0002,226
Total noninterest expense$1,187,0003,502
Salaries and employee benefits$654,0003,522
Premises and equipment expense$236,0002,603
Additional noninterest expense$297,0003,932
Pre-tax net operating income$1,057,0002,188
Securities gains (losses)$0955
Applicable income taxes$330,0001,895
Income before extraordinary items$727,0002,378
Extraordinary gains, net$021
Net income$727,0002,379
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,443
Cash dividends$500,0001,312
Sale, conversion, retirement of capital stock, net$0648
Net operating income$727,0002,356
2005-12-31 (YTD Data)Rank
Total interest income$10,282,0003,081
Total interest expense$2,846,0003,487
Net interest income$7,436,0002,882
Provision for loan and lease losses$240,0003,239
Total noninterest income$1,517,0002,668
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$516,0002,990
Trading account gains and fees$0138
Additional Noninterest Income$1,001,0002,216
Total noninterest expense$4,373,0003,610
Salaries and employee benefits$2,287,0003,740
Premises and equipment expense$859,0002,707
Additional noninterest expense$1,227,0003,807
Pre-tax net operating income$4,340,0002,093
Securities gains (losses)$02,296
Applicable income taxes$1,360,0001,824
Income before extraordinary items$2,980,0002,257
Extraordinary gains, net$046
Net income$2,980,0002,258
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-47,0008,458
Cash dividends$2,000,0001,446
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,980,0002,221
2005-09-30 (YTD Data)Rank
Total interest income$7,743,0003,018
Total interest expense$2,023,0003,480
Net interest income$5,720,0002,797
Provision for loan and lease losses$180,0003,127
Total noninterest income$869,0003,221
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$374,0003,055
Trading account gains and fees$0126
Additional Noninterest Income$495,0002,905
Total noninterest expense$3,189,0003,662
Salaries and employee benefits$1,692,0003,758
Premises and equipment expense$618,0002,799
Additional noninterest expense$879,0003,887
Pre-tax net operating income$3,220,0002,113
Securities gains (losses)$02,317
Applicable income taxes$1,007,0001,866
Income before extraordinary items$2,213,0002,301
Extraordinary gains, net$035
Net income$2,213,0002,301
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,0007,948
Cash dividends$1,500,0001,333
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,213,0002,261
2005-06-30 (YTD Data)Rank
Total interest income$4,998,0003,033
Total interest expense$1,259,0003,505
Net interest income$3,739,0002,817
Provision for loan and lease losses$120,0003,004
Total noninterest income$550,0003,297
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$237,0003,131
Trading account gains and fees$0116
Additional Noninterest Income$313,0002,985
Total noninterest expense$2,113,0003,662
Salaries and employee benefits$1,138,0003,715
Premises and equipment expense$376,0003,015
Additional noninterest expense$599,0003,810
Pre-tax net operating income$2,056,0002,137
Securities gains (losses)$02,146
Applicable income taxes$640,0001,906
Income before extraordinary items$1,416,0002,326
Extraordinary gains, net$030
Net income$1,416,0002,326
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0007,718
Cash dividends$1,000,0001,280
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,416,0002,296
2005-03-31 (YTD Data)Rank
Total interest income$2,449,0003,040
Total interest expense$570,0003,654
Net interest income$1,879,0002,802
Provision for loan and lease losses$60,0002,830
Total noninterest income$281,0003,204
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$115,0003,135
Trading account gains and fees$0115
Additional Noninterest Income$166,0002,792
Total noninterest expense$1,023,0003,782
Salaries and employee benefits$571,0003,707
Premises and equipment expense$158,0003,503
Additional noninterest expense$294,0003,874
Pre-tax net operating income$1,077,0002,045
Securities gains (losses)$01,685
Applicable income taxes$337,0001,827
Income before extraordinary items$740,0002,228
Extraordinary gains, net$024
Net income$740,0002,229
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,481
Cash dividends$500,0001,205
Sale, conversion, retirement of capital stock, net$0491
Net operating income$740,0002,187
2004-12-31 (YTD Data)Rank
Total interest income$9,813,0002,889
Total interest expense$2,053,0003,571
Net interest income$7,760,0002,600
Provision for loan and lease losses$240,0003,319
Total noninterest income$1,152,0003,213
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$558,0002,877
Trading account gains and fees$0138
Additional Noninterest Income$594,0003,004
Total noninterest expense$3,809,0003,897
Salaries and employee benefits$2,078,0003,875
Premises and equipment expense$662,0003,270
Additional noninterest expense$1,069,0004,115
Pre-tax net operating income$4,863,0001,741
Securities gains (losses)$03,819
Applicable income taxes$1,547,0001,565
Income before extraordinary items$3,316,0001,905
Extraordinary gains, net$034
Net income$3,316,0001,905
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$230,0002,369
Cash dividends$3,000,000960
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,316,0001,857
2004-09-30 (YTD Data)Rank
Total interest income$7,390,0002,831
Total interest expense$1,520,0003,560
Net interest income$5,870,0002,567
Provision for loan and lease losses$180,0003,152
Total noninterest income$842,0003,301
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$423,0002,871
Trading account gains and fees$0134
Additional Noninterest Income$419,0003,114
Total noninterest expense$2,849,0003,870
Salaries and employee benefits$1,559,0003,839
Premises and equipment expense$498,0003,262
Additional noninterest expense$792,0004,119
Pre-tax net operating income$3,683,0001,740
Securities gains (losses)$03,710
Applicable income taxes$1,174,0001,563
Income before extraordinary items$2,509,0001,899
Extraordinary gains, net$026
Net income$2,509,0001,900
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$95,0002,887
Cash dividends$1,200,0001,492
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,509,0001,851
2004-06-30 (YTD Data)Rank
Total interest income$4,981,0002,796
Total interest expense$1,015,0003,553
Net interest income$3,966,0002,505
Provision for loan and lease losses$120,0003,090
Total noninterest income$575,0003,274
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$292,0002,767
Trading account gains and fees$0130
Additional Noninterest Income$283,0003,087
Total noninterest expense$1,886,0003,927
Salaries and employee benefits$1,020,0003,920
Premises and equipment expense$337,0003,230
Additional noninterest expense$529,0004,145
Pre-tax net operating income$2,535,0001,662
Securities gains (losses)$03,413
Applicable income taxes$811,0001,516
Income before extraordinary items$1,724,0001,830
Extraordinary gains, net$021
Net income$1,724,0001,831
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$103,0002,118
Cash dividends$800,0001,514
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,724,0001,778
2004-03-31 (YTD Data)Rank
Total interest income$2,547,0002,745
Total interest expense$512,0003,570
Net interest income$2,035,0002,450
Provision for loan and lease losses$60,0002,918
Total noninterest income$285,0003,223
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$149,0002,692
Trading account gains and fees$0121
Additional Noninterest Income$136,0003,110
Total noninterest expense$957,0003,895
Salaries and employee benefits$521,0003,879
Premises and equipment expense$168,0003,278
Additional noninterest expense$268,0004,091
Pre-tax net operating income$1,303,0001,594
Securities gains (losses)$02,934
Applicable income taxes$417,0001,501
Income before extraordinary items$886,0001,764
Extraordinary gains, net$016
Net income$886,0001,764
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$122,0001,136
Cash dividends$400,0001,429
Sale, conversion, retirement of capital stock, net$0464
Net operating income$886,0001,683
2003-12-31 (YTD Data)Rank
Total interest income$9,511,0002,974
Total interest expense$2,232,0003,661
Net interest income$7,279,0002,655
Provision for loan and lease losses$240,0003,615
Total noninterest income$1,203,0003,296
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$687,0002,395
Trading account gains and fees$0160
Additional Noninterest Income$516,0003,528
Total noninterest expense$3,692,0003,938
Salaries and employee benefits$1,974,0003,968
Premises and equipment expense$663,0003,227
Additional noninterest expense$1,055,0004,100
Pre-tax net operating income$4,550,0001,772
Securities gains (losses)$4,0003,987
Applicable income taxes$1,448,0001,668
Income before extraordinary items$3,106,0001,978
Extraordinary gains, net$054
Net income$3,106,0001,978
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$260,0002,452
Cash dividends$2,500,0001,152
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,103,2801,894
2003-09-30 (YTD Data)Rank
Total interest income$7,193,0002,986
Total interest expense$1,737,0003,663
Net interest income$5,456,0002,670
Provision for loan and lease losses$180,0003,498
Total noninterest income$925,0003,302
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$517,0002,403
Trading account gains and fees$0153
Additional Noninterest Income$408,0003,495
Total noninterest expense$2,839,0003,857
Salaries and employee benefits$1,536,0003,839
Premises and equipment expense$498,0003,230
Additional noninterest expense$805,0004,041
Pre-tax net operating income$3,362,0001,858
Securities gains (losses)$-2,0008,785
Applicable income taxes$1,069,0001,758
Income before extraordinary items$2,291,0002,074
Extraordinary gains, net$040
Net income$2,291,0002,073
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$261,0001,872
Cash dividends$1,125,0001,594
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,292,3601,963
2003-06-30 (YTD Data)Rank
Total interest income$4,831,0002,992
Total interest expense$1,211,0003,636
Net interest income$3,620,0002,693
Provision for loan and lease losses$120,0003,448
Total noninterest income$611,0003,300
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$333,0002,442
Trading account gains and fees$0150
Additional Noninterest Income$278,0003,439
Total noninterest expense$1,883,0003,861
Salaries and employee benefits$1,031,0003,813
Premises and equipment expense$331,0003,233
Additional noninterest expense$521,0004,115
Pre-tax net operating income$2,228,0001,858
Securities gains (losses)$-2,0008,918
Applicable income taxes$709,0001,803
Income before extraordinary items$1,517,0002,095
Extraordinary gains, net$030
Net income$1,517,0002,093
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$252,0001,405
Cash dividends$750,0001,617
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,518,3601,971
2003-03-31 (YTD Data)Rank
Total interest income$2,445,0002,970
Total interest expense$613,0003,680
Net interest income$1,832,0002,645
Provision for loan and lease losses$60,0003,248
Total noninterest income$304,0003,218
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$160,0002,454
Trading account gains and fees$0134
Additional Noninterest Income$144,0003,288
Total noninterest expense$951,0003,821
Salaries and employee benefits$530,0003,729
Premises and equipment expense$166,0003,209
Additional noninterest expense$255,0004,142
Pre-tax net operating income$1,125,0001,846
Securities gains (losses)$02,891
Applicable income taxes$357,0001,786
Income before extraordinary items$768,0002,046
Extraordinary gains, net$021
Net income$768,0002,044
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0002,069
Cash dividends$375,0001,517
Sale, conversion, retirement of capital stock, net$0419
Net operating income$768,0001,927
2002-12-31 (YTD Data)Rank
Total interest income$10,058,0003,008
Total interest expense$2,858,0003,666
Net interest income$7,200,0002,653
Provision for loan and lease losses$120,0005,330
Total noninterest income$1,153,0003,154
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$645,0002,427
Trading account gains and fees$0153
Additional Noninterest Income$508,0003,262
Total noninterest expense$3,740,0003,746
Salaries and employee benefits$2,102,0003,584
Premises and equipment expense$665,0003,135
Additional noninterest expense$973,0004,269
Pre-tax net operating income$4,493,0001,806
Securities gains (losses)$04,537
Applicable income taxes$1,437,0001,705
Income before extraordinary items$3,056,0001,962
Extraordinary gains, net$070
Net income$3,056,0001,961
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$182,0003,160
Cash dividends$1,700,0001,502
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,056,0001,902
2001-12-31 (YTD Data)Rank
Total interest income$10,973,0003,060
Total interest expense$4,303,0003,585
Net interest income$6,670,0002,678
Provision for loan and lease losses$300,0003,194
Total noninterest income$1,060,0003,206
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$667,0002,246
Trading account gains and fees$0177
Additional Noninterest Income$393,0003,572
Total noninterest expense$3,549,0003,783
Salaries and employee benefits$1,995,0003,598
Premises and equipment expense$626,0003,259
Additional noninterest expense$928,0004,308
Pre-tax net operating income$3,881,0001,815
Securities gains (losses)$04,612
Applicable income taxes$1,221,0001,785
Income before extraordinary items$2,660,0001,974
Extraordinary gains, net$0105
Net income$2,660,0001,977
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-772,0009,602
Cash dividends$1,420,0001,735
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,660,0001,891
2000-12-31 (YTD Data)Rank
Total interest income$11,154,0003,094
Total interest expense$5,078,0003,272
Net interest income$6,076,0002,900
Provision for loan and lease losses$941,0001,126
Total noninterest income$932,0003,306
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$615,0002,238
Trading account gains and fees$0180
Additional Noninterest Income$317,0003,803
Total noninterest expense$3,212,0003,993
Salaries and employee benefits$1,710,0003,937
Premises and equipment expense$656,0003,046
Additional noninterest expense$846,0004,549
Pre-tax net operating income$2,855,0002,487
Securities gains (losses)$-28,0008,903
Applicable income taxes$865,0002,380
Income before extraordinary items$1,962,0002,616
Extraordinary gains, net$038
Net income$1,962,0002,615
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,081,000705
Cash dividends$1,001,0002,255
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,981,3202,589
1999-12-31 (YTD Data)Rank
Total interest income$9,758,0003,288
Total interest expense$3,963,0003,611
Net interest income$5,795,0003,013
Provision for loan and lease losses$24,0007,475
Total noninterest income$959,0003,186
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$634,0002,100
Trading account gains and fees$0173
Additional Noninterest Income$325,0003,839
Total noninterest expense$3,231,0003,955
Salaries and employee benefits$1,762,0003,809
Premises and equipment expense$639,0003,089
Additional noninterest expense$830,0004,652
Pre-tax net operating income$3,499,0002,091
Securities gains (losses)$03,155
Applicable income taxes$1,135,0002,012
Income before extraordinary items$2,364,0002,214
Extraordinary gains, net$035
Net income$2,364,0002,215
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-25,0009,684
Cash dividends$1,275,0001,891
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,364,0002,185
1998-12-31 (YTD Data)Rank
Total interest income$9,489,0003,382
Total interest expense$4,013,0003,676
Net interest income$5,476,0003,133
Provision for loan and lease losses$168,0003,936
Total noninterest income$798,0003,636
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$576,0002,229
Trading account gains and fees$0224
Additional Noninterest Income$222,0004,695
Total noninterest expense$2,963,0004,157
Salaries and employee benefits$1,596,0004,047
Premises and equipment expense$604,0003,152
Additional noninterest expense$763,0004,838
Pre-tax net operating income$3,143,0002,272
Securities gains (losses)$04,449
Applicable income taxes$1,035,0002,249
Income before extraordinary items$2,108,0002,439
Extraordinary gains, net$032
Net income$2,108,0002,438
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-86,00010,215
Cash dividends$2,750,0001,053
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,108,0002,358
1997-12-31 (YTD Data)Rank
Total interest income$8,778,0003,648
Total interest expense$3,931,0003,739
Net interest income$4,847,0003,598
Provision for loan and lease losses$46,0006,840
Total noninterest income$613,0004,357
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$445,0002,926
Trading account gains and fees$0239
Additional Noninterest Income$168,0005,393
Total noninterest expense$2,851,0004,272
Salaries and employee benefits$1,384,0004,553
Premises and equipment expense$648,0002,947
Additional noninterest expense$819,0004,639
Pre-tax net operating income$2,563,0002,852
Securities gains (losses)$03,944
Applicable income taxes$850,0002,798
Income before extraordinary items$1,713,0002,965
Extraordinary gains, net$044
Net income$1,713,0002,964
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-38,00010,438
Cash dividends$700,0002,776
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,713,0002,915
1996-12-31 (YTD Data)Rank
Total interest income$8,498,0003,816
Total interest expense$3,881,0003,824
Net interest income$4,617,0003,804
Provision for loan and lease losses$48,0006,700
Total noninterest income$627,0004,434
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$453,0002,985
Trading account gains and fees$0262
Additional Noninterest Income$174,0005,546
Total noninterest expense$2,864,0004,456
Salaries and employee benefits$1,451,0004,451
Premises and equipment expense$714,0002,734
Additional noninterest expense$699,0005,756
Pre-tax net operating income$2,332,0002,995
Securities gains (losses)$04,148
Applicable income taxes$765,0002,962
Income before extraordinary items$1,567,0003,055
Extraordinary gains, net$053
Net income$1,567,0003,057
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0006,197
Cash dividends$925,0002,264
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,567,0003,024
1995-12-31 (YTD Data)Rank
Total interest income$8,025,0004,004
Total interest expense$3,938,0003,730
Net interest income$4,087,0004,233
Provision for loan and lease losses$55,0006,005
Total noninterest income$532,0004,958
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$394,0003,407
Trading account gains and fees$0522
Additional Noninterest Income$138,0006,215
Total noninterest expense$2,644,0004,757
Salaries and employee benefits$1,286,0004,903
Premises and equipment expense$608,0003,174
Additional noninterest expense$750,0005,526
Pre-tax net operating income$1,920,0003,624
Securities gains (losses)$03,831
Applicable income taxes$642,0003,485
Income before extraordinary items$1,278,0003,739
Extraordinary gains, net$065
Net income$1,278,0003,735
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-72,00011,613
Cash dividends$600,0002,907
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,278,0003,712
1994-12-31 (YTD Data)Rank
Total interest income$7,256,0004,091
Total interest expense$3,067,0003,882
Net interest income$4,189,0004,198
Provision for loan and lease losses$75,0005,153
Total noninterest income$516,0005,177
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$382,0003,539
Trading account gains and feesNANA
Additional Noninterest Income$134,0006,565
Total noninterest expense$2,645,0004,915
Salaries and employee benefits$1,292,0004,909
Premises and equipment expense$650,0003,032
Additional noninterest expense$703,0006,294
Pre-tax net operating income$1,985,0003,441
Securities gains (losses)$5,0002,624
Applicable income taxes$666,0003,208
Income before extraordinary items$1,324,0003,537
Extraordinary gains, net$0249
Net income$1,324,0003,545
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-74,00012,100
Cash dividends$500,0003,161
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,320,6503,575
1993-12-31 (YTD Data)Rank
Total interest income$6,310,0004,743
Total interest expense$2,553,0004,727
Net interest income$3,757,0004,656
Provision for loan and lease losses$90,0006,008
Total noninterest income$555,0005,219
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$373,0003,675
Trading account gains and feesNANA
Additional Noninterest Income$182,0005,963
Total noninterest expense$4,414,0003,178
Salaries and employee benefits$1,233,0005,112
Premises and equipment expense$633,0003,159
Additional noninterest expense$2,548,0002,191
Pre-tax net operating income$-192,00012,692
Securities gains (losses)$07,477
Applicable income taxes$526,0003,993
Income before extraordinary items$-718,00012,950
Extraordinary gains, net$127,0001,371
Net income$-591,00012,927
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0006,216
Cash dividends$400,0003,627
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$-718,00012,903
1992-12-31 (YTD Data)Rank
Total interest income$6,361,0005,227
Total interest expense$2,748,0005,553
Net interest income$3,613,0004,863
Provision for loan and lease losses$120,0006,707
Total noninterest income$599,0004,957
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$403,0003,458
Trading account gains and feesNANA
Additional Noninterest Income$196,0005,740
Total noninterest expense$2,610,0005,107
Salaries and employee benefits$1,175,0005,258
Premises and equipment expense$588,0003,423
Additional noninterest expense$847,0005,814
Pre-tax net operating income$1,482,0004,074
Securities gains (losses)$37,0004,622
Applicable income taxes$557,0003,650
Income before extraordinary items$962,0004,660
Extraordinary gains, net$01,422
Net income$962,0004,709
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$109,0005,695
Cash dividends$819,0001,869
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$938,3204,447

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.