Home > First Western Trust Bank > Income and Expense

First Western Trust Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$146,772,000386
Total interest expense$72,037,000297
Net interest income$74,735,000488
Provision for loan and lease losses$5,804,000296
Total noninterest income$27,420,000365
Gross Fiduciary activities income$18,714,000123
Service charges on deposit accounts$280,0002,278
Trading account gains and feesNANA
Additional Noninterest Income$8,426,000607
Total noninterest expense$80,182,000372
Salaries and employee benefits$48,128,000332
Premises and equipment expense$7,271,000402
Additional noninterest expense$8,426,000607
Pre-tax net operating income$16,169,000801
Securities gains (losses)$-21,0003,486
Applicable income taxes$3,910,000630
Income before extraordinary items$12,238,000855
Extraordinary gains, net$054
Net income$12,238,000867
Minority interest net income$088
Net income of bank and minority interests.$12,238,000858
Net charge-offs$248,0001,056
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$1,843,000147
Net operating income$12,254,590864
2023-09-30 (YTD Data)Rank
Total interest income$108,578,000385
Total interest expense$50,931,000300
Net interest income$57,647,000485
Provision for loan and lease losses$1,862,000469
Total noninterest income$20,613,000366
Gross Fiduciary activities income$14,027,000122
Service charges on deposit accounts$191,0002,419
Trading account gains and feesNANA
Additional Noninterest Income$6,395,000618
Total noninterest expense$61,273,000368
Salaries and employee benefits$37,505,000328
Premises and equipment expense$5,415,000405
Additional noninterest expense$6,395,000618
Pre-tax net operating income$15,125,000705
Securities gains (losses)$-20,0003,626
Applicable income taxes$3,785,000552
Income before extraordinary items$11,320,000750
Extraordinary gains, net$052
Net income$11,320,000754
Minority interest net income$081
Net income of bank and minority interests.$11,320,000750
Net charge-offs$203,000882
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$1,444,000135
Net operating income$11,335,800761
2023-06-30 (YTD Data)Rank
Total interest income$71,857,000366
Total interest expense$31,842,000285
Net interest income$40,015,000458
Provision for loan and lease losses$1,533,000409
Total noninterest income$13,591,000355
Gross Fiduciary activities income$9,199,000119
Service charges on deposit accounts$149,0002,193
Trading account gains and feesNANA
Additional Noninterest Income$4,243,000590
Total noninterest expense$42,066,000353
Salaries and employee benefits$25,809,000313
Premises and equipment expense$3,690,000389
Additional noninterest expense$4,243,000590
Pre-tax net operating income$10,007,000695
Securities gains (losses)$0938
Applicable income taxes$2,488,000555
Income before extraordinary items$7,519,000755
Extraordinary gains, net$051
Net income$7,519,000767
Minority interest net income$081
Net income of bank and minority interests.$7,519,000755
Net charge-offs$13,0001,714
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$890,000133
Net operating income$7,519,000760
2023-03-31 (YTD Data)Rank
Total interest income$35,069,000375
Total interest expense$14,478,000282
Net interest income$20,591,000458
Provision for loan and lease losses$-310,0004,604
Total noninterest income$6,560,000368
Gross Fiduciary activities income$4,617,000127
Service charges on deposit accounts$107,0001,826
Trading account gains and feesNANA
Additional Noninterest Income$1,836,000643
Total noninterest expense$21,572,000353
Salaries and employee benefits$13,682,000313
Premises and equipment expense$1,838,000408
Additional noninterest expense$1,836,000643
Pre-tax net operating income$5,889,000634
Securities gains (losses)$10,000588
Applicable income taxes$1,503,000514
Income before extraordinary items$4,396,000686
Extraordinary gains, net$04
Net income$4,396,000685
Minority interest net income$048
Net income of bank and minority interests.$4,396,000685
Net charge-offs$5,0001,579
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$592,000102
Net operating income$4,388,100699
2022-12-31 (YTD Data)Rank
Total interest income$102,155,000402
Total interest expense$15,661,000314
Net interest income$86,494,000425
Provision for loan and lease losses$3,682,000345
Total noninterest income$32,321,000338
Gross Fiduciary activities income$18,947,000122
Service charges on deposit accounts$992,0001,025
Trading account gains and feesNANA
Additional Noninterest Income$12,382,000476
Total noninterest expense$84,810,000344
Salaries and employee benefits$53,323,000312
Premises and equipment expense$7,238,000405
Additional noninterest expense$12,382,000476
Pre-tax net operating income$30,323,000560
Securities gains (losses)$342,00085
Applicable income taxes$7,542,000467
Income before extraordinary items$23,123,000590
Extraordinary gains, net$05
Net income$23,123,000591
Minority interest net income$063
Net income of bank and minority interests.$23,123,000591
Net charge-offs$231,000869
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$2,562,000159
Net operating income$22,852,820605
2022-09-30 (YTD Data)Rank
Total interest income$68,911,000426
Total interest expense$5,484,000432
Net interest income$63,427,000422
Provision for loan and lease losses$2,485,000351
Total noninterest income$24,913,000342
Gross Fiduciary activities income$14,598,000121
Service charges on deposit accounts$774,0001,001
Trading account gains and feesNANA
Additional Noninterest Income$9,541,000486
Total noninterest expense$63,384,000346
Salaries and employee benefits$40,932,000311
Premises and equipment expense$5,403,000399
Additional noninterest expense$9,541,000486
Pre-tax net operating income$22,471,000559
Securities gains (losses)$342,00081
Applicable income taxes$5,583,000470
Income before extraordinary items$17,230,000588
Extraordinary gains, net$04
Net income$17,230,000588
Minority interest net income$057
Net income of bank and minority interests.$17,230,000588
Net charge-offs$136,000821
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$2,065,000145
Net operating income$16,959,820599
2022-06-30 (YTD Data)Rank
Total interest income$42,085,000437
Total interest expense$2,113,000561
Net interest income$39,972,000423
Provision for loan and lease losses$729,000531
Total noninterest income$17,802,000321
Gross Fiduciary activities income$9,936,000102
Service charges on deposit accounts$514,000992
Trading account gains and feesNANA
Additional Noninterest Income$7,352,000453
Total noninterest expense$43,142,000339
Salaries and employee benefits$28,377,000296
Premises and equipment expense$3,627,000386
Additional noninterest expense$11,138,000403
Pre-tax net operating income$13,903,000566
Securities gains (losses)$267,00083
Applicable income taxes$3,479,000467
Income before extraordinary items$10,691,000581
Extraordinary gains, net$04
Net income$10,691,000580
Minority interest net income$060
Net income of bank and minority interests.$10,691,000581
Net charge-offs$104,000712
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$1,406,000126
Net operating income$10,480,070603
2022-03-31 (YTD Data)Rank
Total interest income$20,081,000441
Total interest expense$982,000565
Net interest income$19,099,000433
Provision for loan and lease losses$210,000643
Total noninterest income$9,894,000307
Gross Fiduciary activities income$5,160,000102
Service charges on deposit accounts$255,000990
Trading account gains and feesNANA
Additional Noninterest Income$4,479,000414
Total noninterest expense$20,968,000346
Salaries and employee benefits$13,762,000301
Premises and equipment expense$1,807,000389
Additional noninterest expense$5,399,000406
Pre-tax net operating income$7,815,000501
Securities gains (losses)$-33,0004,400
Applicable income taxes$1,895,000430
Income before extraordinary items$5,887,000526
Extraordinary gains, net$04
Net income$5,887,000526
Minority interest net income$050
Net income of bank and minority interests.$5,887,000526
Net charge-offs$57,000632
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$727,00097
Net operating income$5,913,070528
2021-12-31 (YTD Data)Rank
Total interest income$65,110,000532
Total interest expense$3,867,000698
Net interest income$61,243,000524
Provision for loan and lease losses$1,230,000480
Total noninterest income$50,857,000272
Gross Fiduciary activities income$20,176,000102
Service charges on deposit accounts$779,0001,160
Trading account gains and feesNANA
Additional Noninterest Income$29,902,000315
Total noninterest expense$82,274,000349
Salaries and employee benefits$54,905,000304
Premises and equipment expense$5,988,000464
Additional noninterest expense$21,381,000401
Pre-tax net operating income$28,596,000570
Securities gains (losses)$468,000381
Applicable income taxes$6,790,000510
Income before extraordinary items$22,274,000593
Extraordinary gains, net$010
Net income$22,274,000593
Minority interest net income$074
Net income of bank and minority interests.$22,274,000594
Net charge-offs$37,0001,808
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$2,904,000139
Net operating income$21,904,280592
2021-09-30 (YTD Data)Rank
Total interest income$48,738,000538
Total interest expense$2,999,000714
Net interest income$45,739,000525
Provision for loan and lease losses$418,000950
Total noninterest income$40,146,000271
Gross Fiduciary activities income$14,966,000100
Service charges on deposit accounts$586,0001,156
Trading account gains and feesNANA
Additional Noninterest Income$24,594,000296
Total noninterest expense$59,531,000358
Salaries and employee benefits$41,666,000303
Premises and equipment expense$4,403,000476
Additional noninterest expense$13,462,000465
Pre-tax net operating income$25,936,000500
Securities gains (losses)$-14,0004,590
Applicable income taxes$6,023,000461
Income before extraordinary items$19,899,000527
Extraordinary gains, net$08
Net income$19,899,000526
Minority interest net income$069
Net income of bank and minority interests.$19,899,000527
Net charge-offs$-7,0003,541
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$2,129,000130
Net operating income$19,910,060521
2021-06-30 (YTD Data)Rank
Total interest income$32,004,000539
Total interest expense$2,088,000715
Net interest income$29,916,000525
Provision for loan and lease losses$12,0002,664
Total noninterest income$27,390,000268
Gross Fiduciary activities income$9,808,000100
Service charges on deposit accounts$406,0001,087
Trading account gains and feesNANA
Additional Noninterest Income$17,176,000293
Total noninterest expense$40,268,000354
Salaries and employee benefits$28,637,000296
Premises and equipment expense$2,852,000486
Additional noninterest expense$8,779,000466
Pre-tax net operating income$17,026,000503
Securities gains (losses)$-11,0004,655
Applicable income taxes$3,962,000469
Income before extraordinary items$13,053,000536
Extraordinary gains, net$06
Net income$13,053,000535
Minority interest net income$067
Net income of bank and minority interests.$13,053,000536
Net charge-offs$-1,0003,056
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$1,326,000118
Net operating income$13,061,690530
2021-03-31 (YTD Data)Rank
Total interest income$15,742,000544
Total interest expense$1,106,000717
Net interest income$14,636,000533
Provision for loan and lease losses$02,741
Total noninterest income$14,953,000254
Gross Fiduciary activities income$4,817,000104
Service charges on deposit accounts$198,0001,096
Trading account gains and feesNANA
Additional Noninterest Income$9,938,000277
Total noninterest expense$21,134,000345
Salaries and employee benefits$15,388,000282
Premises and equipment expense$1,410,000487
Additional noninterest expense$4,336,000452
Pre-tax net operating income$8,455,000513
Securities gains (losses)$-13,0004,688
Applicable income taxes$2,048,000455
Income before extraordinary items$6,394,000547
Extraordinary gains, net$03
Net income$6,394,000546
Minority interest net income$055
Net income of bank and minority interests.$6,394,000547
Net charge-offs$01,930
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$614,000107
Net operating income$6,404,270536
2020-12-31 (YTD Data)Rank
Total interest income$55,949,000608
Total interest expense$6,378,000751
Net interest income$49,571,000592
Provision for loan and lease losses$4,682,000597
Total noninterest income$61,178,000237
Gross Fiduciary activities income$16,104,000107
Service charges on deposit accounts$753,0001,187
Trading account gains and feesNANA
Additional Noninterest Income$44,321,000238
Total noninterest expense$71,717,000370
Salaries and employee benefits$48,672,000319
Premises and equipment expense$5,888,000460
Additional noninterest expense$17,157,000467
Pre-tax net operating income$34,350,000393
Securities gains (losses)$15,0002,194
Applicable income taxes$8,479,000334
Income before extraordinary items$25,886,000429
Extraordinary gains, net$04
Net income$25,886,000428
Minority interest net income$072
Net income of bank and minority interests.$25,886,000429
Net charge-offs$18,0002,836
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$2,528,000132
Net operating income$25,874,150417
2020-09-30 (YTD Data)Rank
Total interest income$40,041,000638
Total interest expense$5,163,000749
Net interest income$34,878,000622
Provision for loan and lease losses$3,988,000588
Total noninterest income$47,944,000224
Gross Fiduciary activities income$11,688,000108
Service charges on deposit accounts$538,0001,229
Trading account gains and feesNANA
Additional Noninterest Income$35,718,000221
Total noninterest expense$51,847,000373
Salaries and employee benefits$34,802,000325
Premises and equipment expense$4,462,000454
Additional noninterest expense$12,583,000460
Pre-tax net operating income$26,987,000354
Securities gains (losses)$17,0001,977
Applicable income taxes$6,265,000321
Income before extraordinary items$20,739,000382
Extraordinary gains, net$04
Net income$20,739,000381
Minority interest net income$065
Net income of bank and minority interests.$20,739,000382
Net charge-offs$18,0002,545
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$1,866,000126
Net operating income$20,725,570373
2020-06-30 (YTD Data)Rank
Total interest income$24,973,000691
Total interest expense$3,892,000717
Net interest income$21,081,000674
Provision for loan and lease losses$2,492,000629
Total noninterest income$27,084,000232
Gross Fiduciary activities income$7,767,000110
Service charges on deposit accounts$334,0001,290
Trading account gains and feesNANA
Additional Noninterest Income$18,983,000242
Total noninterest expense$31,507,000404
Salaries and employee benefits$20,587,000351
Premises and equipment expense$2,871,000464
Additional noninterest expense$8,049,000475
Pre-tax net operating income$14,166,000379
Securities gains (losses)$17,0001,730
Applicable income taxes$3,193,000348
Income before extraordinary items$10,990,000410
Extraordinary gains, net$04
Net income$10,990,000409
Minority interest net income$065
Net income of bank and minority interests.$10,990,000410
Net charge-offs$13,0002,360
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$1,232,000106
Net operating income$10,976,570399
2020-03-31 (YTD Data)Rank
Total interest income$11,946,000717
Total interest expense$2,444,000652
Net interest income$9,502,000722
Provision for loan and lease losses$367,0001,071
Total noninterest income$8,912,000284
Gross Fiduciary activities income$3,937,000112
Service charges on deposit accounts$175,0001,456
Trading account gains and feesNANA
Additional Noninterest Income$4,800,000321
Total noninterest expense$15,525,000403
Salaries and employee benefits$10,323,000349
Premises and equipment expense$1,411,000480
Additional noninterest expense$3,791,000490
Pre-tax net operating income$2,522,000875
Securities gains (losses)$-11,0004,805
Applicable income taxes$457,000792
Income before extraordinary items$2,054,000911
Extraordinary gains, net$04
Net income$2,054,000911
Minority interest net income$056
Net income of bank and minority interests.$2,054,000911
Net charge-offs$02,581
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$651,000104
Net operating income$2,063,020899
2019-12-31 (YTD Data)Rank
Total interest income$46,463,000737
Total interest expense$12,513,000568
Net interest income$33,950,000810
Provision for loan and lease losses$662,0001,255
Total noninterest income$35,610,000295
Gross Fiduciary activities income$15,905,000108
Service charges on deposit accounts$759,0001,405
Trading account gains and feesNANA
Additional Noninterest Income$18,946,000333
Total noninterest expense$56,675,000419
Salaries and employee benefits$37,489,000356
Premises and equipment expense$6,487,000412
Additional noninterest expense$12,699,000566
Pre-tax net operating income$12,223,000888
Securities gains (losses)$140,000763
Applicable income taxes$2,739,000736
Income before extraordinary items$9,624,000963
Extraordinary gains, net$011
Net income$9,624,000964
Minority interest net income$076
Net income of bank and minority interests.$9,624,000964
Net charge-offs$238,0001,534
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$2,404,000135
Net operating income$9,513,400959
2019-09-30 (YTD Data)Rank
Total interest income$34,567,000752
Total interest expense$9,469,000569
Net interest income$25,098,000826
Provision for loan and lease losses$216,0001,897
Total noninterest income$26,368,000294
Gross Fiduciary activities income$11,887,000109
Service charges on deposit accounts$587,0001,370
Trading account gains and feesNANA
Additional Noninterest Income$13,894,000338
Total noninterest expense$41,990,000421
Salaries and employee benefits$27,629,000366
Premises and equipment expense$4,902,000409
Additional noninterest expense$9,459,000560
Pre-tax net operating income$9,260,000897
Securities gains (losses)$143,000637
Applicable income taxes$2,230,000724
Income before extraordinary items$7,173,000982
Extraordinary gains, net$011
Net income$7,173,000983
Minority interest net income$072
Net income of bank and minority interests.$7,173,000983
Net charge-offs$-8,0004,369
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$1,901,000121
Net operating income$7,060,030980
2019-06-30 (YTD Data)Rank
Total interest income$22,643,000757
Total interest expense$6,055,000585
Net interest income$16,588,000822
Provision for loan and lease losses$115,0002,104
Total noninterest income$16,371,000303
Gross Fiduciary activities income$7,829,000109
Service charges on deposit accounts$401,0001,317
Trading account gains and fees$0131
Additional Noninterest Income$8,141,000362
Total noninterest expense$26,755,000442
Salaries and employee benefits$17,064,000395
Premises and equipment expense$3,317,000407
Additional noninterest expense$6,374,000561
Pre-tax net operating income$6,089,000888
Securities gains (losses)$19,0001,054
Applicable income taxes$1,460,000707
Income before extraordinary items$4,648,000980
Extraordinary gains, net$011
Net income$4,648,000980
Minority interest net income$069
Net income of bank and minority interests.$4,648,000980
Net charge-offs$-9,0004,454
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$966,000128
Net operating income$4,632,990964
2019-03-31 (YTD Data)Rank
Total interest income$11,174,000762
Total interest expense$2,959,000579
Net interest income$8,215,000835
Provision for loan and lease losses$194,000978
Total noninterest income$7,014,000319
Gross Fiduciary activities income$3,918,000110
Service charges on deposit accounts$205,0001,296
Trading account gains and fees$0126
Additional Noninterest Income$2,891,000454
Total noninterest expense$12,671,000460
Salaries and employee benefits$8,001,000416
Premises and equipment expense$1,694,000399
Additional noninterest expense$2,976,000582
Pre-tax net operating income$2,364,0001,080
Securities gains (losses)$8,000759
Applicable income taxes$548,000847
Income before extraordinary items$1,824,0001,172
Extraordinary gains, net$05
Net income$1,824,0001,171
Minority interest net income$052
Net income of bank and minority interests.$1,824,0001,171
Net charge-offs$02,740
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$613,00093
Net operating income$1,817,6801,149
2018-12-31 (YTD Data)Rank
Total interest income$39,739,000793
Total interest expense$7,379,000674
Net interest income$32,360,000826
Provision for loan and lease losses$180,0002,460
Total noninterest income$27,933,000333
Gross Fiduciary activities income$15,829,000107
Service charges on deposit accounts$955,0001,202
Trading account gains and fees$0126
Additional Noninterest Income$11,149,000465
Total noninterest expense$51,156,000451
Salaries and employee benefits$32,323,000402
Premises and equipment expense$6,743,000396
Additional noninterest expense$12,090,000580
Pre-tax net operating income$8,957,0001,129
Securities gains (losses)$-15,0004,514
Applicable income taxes$2,017,000862
Income before extraordinary items$6,925,0001,229
Extraordinary gains, net$06
Net income$6,925,0001,228
Minority interest net income$072
Net income of bank and minority interests.$6,925,0001,228
Net charge-offs$16,0003,193
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$1,843,000172
Net operating income$6,936,8501,228
2018-09-30 (YTD Data)Rank
Total interest income$29,216,000796
Total interest expense$5,053,000687
Net interest income$24,163,000822
Provision for loan and lease losses$-169,0005,318
Total noninterest income$21,321,000332
Gross Fiduciary activities income$11,868,000106
Service charges on deposit accounts$734,0001,195
Trading account gains and fees$0138
Additional Noninterest Income$8,719,000457
Total noninterest expense$38,968,000446
Salaries and employee benefits$25,097,000395
Premises and equipment expense$5,105,000396
Additional noninterest expense$8,766,000588
Pre-tax net operating income$6,685,0001,133
Securities gains (losses)$-22,0004,951
Applicable income taxes$1,463,000909
Income before extraordinary items$5,200,0001,230
Extraordinary gains, net$05
Net income$5,200,0001,229
Minority interest net income$066
Net income of bank and minority interests.$5,200,0001,229
Net charge-offs$03,489
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$1,412,000159
Net operating income$5,217,3801,223
2018-06-30 (YTD Data)Rank
Total interest income$19,028,000801
Total interest expense$3,060,000710
Net interest income$15,968,000818
Provision for loan and lease losses$-187,0005,409
Total noninterest income$14,512,000328
Gross Fiduciary activities income$7,947,000104
Service charges on deposit accounts$500,0001,163
Trading account gains and fees$0130
Additional Noninterest Income$6,065,000442
Total noninterest expense$26,429,000443
Salaries and employee benefits$17,036,000396
Premises and equipment expense$3,449,000396
Additional noninterest expense$5,944,000575
Pre-tax net operating income$4,238,0001,159
Securities gains (losses)$-17,0005,085
Applicable income taxes$921,000932
Income before extraordinary items$3,300,0001,253
Extraordinary gains, net$06
Net income$3,300,0001,252
Minority interest net income$065
Net income of bank and minority interests.$3,300,0001,252
Net charge-offs$03,209
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$800,000152
Net operating income$3,313,4301,242
2018-03-31 (YTD Data)Rank
Total interest income$9,254,000813
Total interest expense$1,389,000726
Net interest income$7,865,000825
Provision for loan and lease losses$-187,0005,520
Total noninterest income$7,335,000328
Gross Fiduciary activities income$4,098,000102
Service charges on deposit accounts$250,0001,174
Trading account gains and fees$0123
Additional Noninterest Income$2,987,000439
Total noninterest expense$13,133,000441
Salaries and employee benefits$8,497,000393
Premises and equipment expense$1,700,000401
Additional noninterest expense$2,936,000582
Pre-tax net operating income$2,254,0001,082
Securities gains (losses)$-11,0005,228
Applicable income taxes$508,000855
Income before extraordinary items$1,735,0001,171
Extraordinary gains, net$07
Net income$1,735,0001,170
Minority interest net income$052
Net income of bank and minority interests.$1,735,0001,171
Net charge-offs$02,722
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$540,000114
Net operating income$1,743,6901,158
2017-12-31 (YTD Data)Rank
Total interest income$33,517,000853
Total interest expense$4,526,000754
Net interest income$28,991,000864
Provision for loan and lease losses$788,0001,063
Total noninterest income$24,890,000357
Gross Fiduciary activities income$15,422,000103
Service charges on deposit accounts$919,0001,266
Trading account gains and fees$0151
Additional Noninterest Income$8,549,000573
Total noninterest expense$45,792,000481
Salaries and employee benefits$27,819,000438
Premises and equipment expense$6,957,000383
Additional noninterest expense$11,016,000612
Pre-tax net operating income$7,301,0001,268
Securities gains (losses)$81,000700
Applicable income taxes$4,245,000746
Income before extraordinary items$3,137,0001,955
Extraordinary gains, net$09
Net income$3,137,0001,954
Minority interest net income$076
Net income of bank and minority interests.$3,137,0001,955
Net charge-offs$-21,0004,956
Cash dividends$46,0004,049
Sale, conversion, retirement of capital stock, net$494,000291
Net operating income$3,085,1601,967
2017-09-30 (YTD Data)Rank
Total interest income$24,523,000872
Total interest expense$3,251,000757
Net interest income$21,272,000887
Provision for loan and lease losses$792,000845
Total noninterest income$17,293,000379
Gross Fiduciary activities income$11,384,000103
Service charges on deposit accounts$667,0001,317
Trading account gains and fees$0145
Additional Noninterest Income$5,242,000668
Total noninterest expense$32,711,000506
Salaries and employee benefits$19,383,000466
Premises and equipment expense$5,185,000390
Additional noninterest expense$8,143,000623
Pre-tax net operating income$5,062,0001,358
Securities gains (losses)$126,000507
Applicable income taxes$1,809,000984
Income before extraordinary items$3,379,0001,571
Extraordinary gains, net$09
Net income$3,379,0001,570
Minority interest net income$071
Net income of bank and minority interests.$3,379,0001,571
Net charge-offs$-19,0004,906
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$314,000297
Net operating income$3,297,1001,584
2017-06-30 (YTD Data)Rank
Total interest income$15,506,000915
Total interest expense$1,997,000801
Net interest income$13,509,000930
Provision for loan and lease losses$486,000879
Total noninterest income$10,964,000392
Gross Fiduciary activities income$7,490,000104
Service charges on deposit accounts$420,0001,361
Trading account gains and fees$0139
Additional Noninterest Income$3,054,000728
Total noninterest expense$21,558,000509
Salaries and employee benefits$12,490,000485
Premises and equipment expense$3,458,000388
Additional noninterest expense$5,610,000609
Pre-tax net operating income$2,429,0001,750
Securities gains (losses)$83,000484
Applicable income taxes$855,0001,222
Income before extraordinary items$1,657,0001,997
Extraordinary gains, net$011
Net income$1,657,0001,997
Minority interest net income$071
Net income of bank and minority interests.$1,657,0001,997
Net charge-offs$-18,0004,977
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$164,000301
Net operating income$1,602,2202,017
2017-03-31 (YTD Data)Rank
Total interest income$7,475,000938
Total interest expense$916,000836
Net interest income$6,559,000953
Provision for loan and lease losses$224,000883
Total noninterest income$5,311,000403
Gross Fiduciary activities income$3,740,000104
Service charges on deposit accounts$208,0001,372
Trading account gains and fees$0142
Additional Noninterest Income$1,363,000770
Total noninterest expense$10,237,000536
Salaries and employee benefits$5,411,000572
Premises and equipment expense$1,711,000404
Additional noninterest expense$3,115,000554
Pre-tax net operating income$1,409,0001,501
Securities gains (losses)$01,153
Applicable income taxes$486,0001,102
Income before extraordinary items$923,0001,765
Extraordinary gains, net$08
Net income$923,0001,764
Minority interest net income$055
Net income of bank and minority interests.$923,0001,765
Net charge-offs$-1,0003,990
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$86,000268
Net operating income$923,0001,753
2016-12-31 (YTD Data)Rank
Total interest income$29,319,000933
Total interest expense$3,360,000875
Net interest income$25,959,000931
Provision for loan and lease losses$985,000913
Total noninterest income$26,216,000348
Gross Fiduciary activities income$14,709,000102
Service charges on deposit accounts$845,0001,387
Trading account gains and fees$0170
Additional Noninterest Income$10,662,000490
Total noninterest expense$45,998,000480
Salaries and employee benefits$24,349,000495
Premises and equipment expense$6,824,000395
Additional noninterest expense$14,825,000474
Pre-tax net operating income$5,192,0001,577
Securities gains (losses)$114,0001,254
Applicable income taxes$1,810,0001,121
Income before extraordinary items$3,496,0001,842
Extraordinary gains, net$05
Net income$3,496,0001,841
Minority interest net income$082
Net income of bank and minority interests.$3,496,0001,841
Net charge-offs$463,0001,135
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$522,000277
Net operating income$3,420,7601,842
2016-09-30 (YTD Data)Rank
Total interest income$21,989,000925
Total interest expense$2,467,000884
Net interest income$19,522,000921
Provision for loan and lease losses$739,000874
Total noninterest income$21,036,000336
Gross Fiduciary activities income$10,986,000102
Service charges on deposit accounts$626,0001,396
Trading account gains and fees$0169
Additional Noninterest Income$9,424,000433
Total noninterest expense$35,061,000482
Salaries and employee benefits$18,932,000479
Premises and equipment expense$5,121,000395
Additional noninterest expense$11,008,000476
Pre-tax net operating income$4,758,0001,359
Securities gains (losses)$114,0001,170
Applicable income taxes$1,695,000984
Income before extraordinary items$3,177,0001,603
Extraordinary gains, net$05
Net income$3,177,0001,603
Minority interest net income$071
Net income of bank and minority interests.$3,177,0001,603
Net charge-offs$171,0001,580
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$398,000247
Net operating income$3,102,9001,587
2016-06-30 (YTD Data)Rank
Total interest income$14,377,000941
Total interest expense$1,600,000906
Net interest income$12,777,000940
Provision for loan and lease losses$623,000706
Total noninterest income$14,207,000326
Gross Fiduciary activities income$7,207,000105
Service charges on deposit accounts$411,0001,395
Trading account gains and fees$0157
Additional Noninterest Income$6,589,000413
Total noninterest expense$22,870,000493
Salaries and employee benefits$12,061,000497
Premises and equipment expense$3,389,000396
Additional noninterest expense$7,420,000469
Pre-tax net operating income$3,491,0001,257
Securities gains (losses)$114,000877
Applicable income taxes$1,269,000887
Income before extraordinary items$2,336,0001,473
Extraordinary gains, net$016
Net income$2,336,0001,473
Minority interest net income$071
Net income of bank and minority interests.$2,336,0001,473
Net charge-offs$183,0001,191
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$275,000236
Net operating income$2,261,9001,474
2016-03-31 (YTD Data)Rank
Total interest income$6,867,000989
Total interest expense$732,000987
Net interest income$6,135,000980
Provision for loan and lease losses$126,0001,320
Total noninterest income$6,215,000338
Gross Fiduciary activities income$3,557,000105
Service charges on deposit accounts$202,0001,420
Trading account gains and fees$0142
Additional Noninterest Income$2,456,000494
Total noninterest expense$10,947,000508
Salaries and employee benefits$5,588,000529
Premises and equipment expense$1,706,000404
Additional noninterest expense$3,653,000471
Pre-tax net operating income$1,277,0001,583
Securities gains (losses)$02,077
Applicable income taxes$430,0001,180
Income before extraordinary items$847,0001,896
Extraordinary gains, net$012
Net income$847,0001,897
Minority interest net income$062
Net income of bank and minority interests.$847,0001,897
Net charge-offs$-165,0005,963
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$142,000217
Net operating income$847,0001,849
2015-12-31 (YTD Data)Rank
Total interest income$25,392,0001,027
Total interest expense$1,996,0001,400
Net interest income$23,396,000988
Provision for loan and lease losses$1,070,000781
Total noninterest income$21,757,000386
Gross Fiduciary activities income$14,551,000103
Service charges on deposit accounts$659,0001,733
Trading account gains and fees$0159
Additional Noninterest Income$6,547,000666
Total noninterest expense$39,474,000532
Salaries and employee benefits$19,762,000570
Premises and equipment expense$6,342,000418
Additional noninterest expense$13,370,000512
Pre-tax net operating income$4,609,0001,688
Securities gains (losses)$717,000268
Applicable income taxes$1,499,0001,237
Income before extraordinary items$3,827,0001,665
Extraordinary gains, net$023
Net income$3,827,0001,666
Minority interest net income$081
Net income of bank and minority interests.$3,827,0001,667
Net charge-offs$1,074,000646
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$388,000338
Net operating income$3,310,7601,843
2015-09-30 (YTD Data)Rank
Total interest income$18,853,0001,038
Total interest expense$1,398,0001,496
Net interest income$17,455,000998
Provision for loan and lease losses$957,000625
Total noninterest income$15,222,000421
Gross Fiduciary activities income$10,854,000102
Service charges on deposit accounts$472,0001,792
Trading account gains and fees$0153
Additional Noninterest Income$3,896,000803
Total noninterest expense$28,893,000548
Salaries and employee benefits$14,153,000601
Premises and equipment expense$4,658,000427
Additional noninterest expense$10,082,000512
Pre-tax net operating income$2,827,0002,003
Securities gains (losses)$681,000242
Applicable income taxes$1,214,0001,207
Income before extraordinary items$2,294,0002,031
Extraordinary gains, net$021
Net income$2,294,0002,032
Minority interest net income$078
Net income of bank and minority interests.$2,294,0002,033
Net charge-offs$806,000597
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$315,000303
Net operating income$1,851,3502,357
2015-06-30 (YTD Data)Rank
Total interest income$12,403,0001,050
Total interest expense$883,0001,568
Net interest income$11,520,0001,001
Provision for loan and lease losses$822,000501
Total noninterest income$9,269,000444
Gross Fiduciary activities income$7,206,000104
Service charges on deposit accounts$296,0001,846
Trading account gains and fees$0157
Additional Noninterest Income$1,767,0001,058
Total noninterest expense$18,288,000578
Salaries and employee benefits$8,695,000662
Premises and equipment expense$3,082,000433
Additional noninterest expense$6,511,000530
Pre-tax net operating income$1,679,0002,162
Securities gains (losses)$681,000197
Applicable income taxes$862,0001,136
Income before extraordinary items$1,498,0002,054
Extraordinary gains, net$022
Net income$1,498,0002,056
Minority interest net income$075
Net income of bank and minority interests.$1,498,0002,056
Net charge-offs$858,000390
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$207,000284
Net operating income$1,062,1602,585
2015-03-31 (YTD Data)Rank
Total interest income$6,023,0001,074
Total interest expense$453,0001,533
Net interest income$5,570,0001,034
Provision for loan and lease losses$186,000942
Total noninterest income$4,155,000466
Gross Fiduciary activities income$3,536,000106
Service charges on deposit accounts$143,0001,883
Trading account gains and fees$0152
Additional Noninterest Income$476,0001,562
Total noninterest expense$8,931,000597
Salaries and employee benefits$4,172,000703
Premises and equipment expense$1,533,000437
Additional noninterest expense$3,226,000522
Pre-tax net operating income$608,0002,659
Securities gains (losses)$200,000366
Applicable income taxes$348,0001,307
Income before extraordinary items$460,0002,877
Extraordinary gains, net$013
Net income$460,0002,880
Minority interest net income$064
Net income of bank and minority interests.$460,0002,880
Net charge-offs$49,0001,580
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$102,000256
Net operating income$332,0003,381
2014-12-31 (YTD Data)Rank
Total interest income$23,500,0001,092
Total interest expense$2,017,0001,470
Net interest income$21,483,0001,054
Provision for loan and lease losses$672,0001,172
Total noninterest income$15,881,000457
Gross Fiduciary activities income$13,842,000101
Service charges on deposit accounts$660,0001,823
Trading account gains and fees$0180
Additional Noninterest Income$1,379,0001,876
Total noninterest expense$34,953,000586
Salaries and employee benefits$15,321,000728
Premises and equipment expense$6,513,000404
Additional noninterest expense$13,119,000525
Pre-tax net operating income$1,739,0003,227
Securities gains (losses)$321,000577
Applicable income taxes$494,0002,221
Income before extraordinary items$1,566,0003,171
Extraordinary gains, net$017
Net income$1,566,0003,171
Minority interest net income$084
Net income of bank and minority interests.$1,566,0003,172
Net charge-offs$336,0001,896
Cash dividends$900,0002,150
Sale, conversion, retirement of capital stock, net$328,000361
Net operating income$1,322,0403,404
2014-09-30 (YTD Data)Rank
Total interest income$17,791,0001,086
Total interest expense$1,560,0001,430
Net interest income$16,231,0001,052
Provision for loan and lease losses$-48,0006,138
Total noninterest income$11,412,000469
Gross Fiduciary activities income$10,221,000102
Service charges on deposit accounts$414,0002,122
Trading account gains and fees$0174
Additional Noninterest Income$777,0002,300
Total noninterest expense$25,975,000594
Salaries and employee benefits$11,167,000744
Premises and equipment expense$4,985,000396
Additional noninterest expense$9,823,000518
Pre-tax net operating income$1,716,0002,788
Securities gains (losses)$321,000451
Applicable income taxes$614,0001,782
Income before extraordinary items$1,423,0002,827
Extraordinary gains, net$015
Net income$1,423,0002,827
Minority interest net income$081
Net income of bank and minority interests.$1,423,0002,827
Net charge-offs$33,0003,555
Cash dividends$900,0001,610
Sale, conversion, retirement of capital stock, net$234,000331
Net operating income$1,198,3003,106
2014-06-30 (YTD Data)Rank
Total interest income$11,904,0001,075
Total interest expense$1,085,0001,372
Net interest income$10,819,0001,043
Provision for loan and lease losses$82,0002,561
Total noninterest income$7,616,000469
Gross Fiduciary activities income$6,628,000104
Service charges on deposit accounts$268,0002,148
Trading account gains and fees$0172
Additional Noninterest Income$720,0001,822
Total noninterest expense$16,983,000599
Salaries and employee benefits$7,289,000749
Premises and equipment expense$3,421,000392
Additional noninterest expense$6,273,000540
Pre-tax net operating income$1,370,0002,410
Securities gains (losses)$273,000392
Applicable income taxes$784,0001,148
Income before extraordinary items$859,0002,954
Extraordinary gains, net$020
Net income$859,0002,960
Minority interest net income$080
Net income of bank and minority interests.$859,0002,960
Net charge-offs$2,0004,144
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$129,000347
Net operating income$684,2803,336
2014-03-31 (YTD Data)Rank
Total interest income$5,964,0001,075
Total interest expense$555,0001,367
Net interest income$5,409,0001,041
Provision for loan and lease losses$61,0002,009
Total noninterest income$3,784,000449
Gross Fiduciary activities income$3,307,000105
Service charges on deposit accounts$127,0002,211
Trading account gains and fees$0147
Additional Noninterest Income$350,0001,814
Total noninterest expense$8,206,000628
Salaries and employee benefits$3,736,000747
Premises and equipment expense$1,433,000459
Additional noninterest expense$3,037,000549
Pre-tax net operating income$926,0001,875
Securities gains (losses)$01,715
Applicable income taxes$385,0001,114
Income before extraordinary items$541,0002,431
Extraordinary gains, net$016
Net income$541,0002,434
Minority interest net income$066
Net income of bank and minority interests.$541,0002,434
Net charge-offs$-41,0006,261
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$63,000322
Net operating income$541,0002,392
2013-12-31 (YTD Data)Rank
Total interest income$23,513,0001,081
Total interest expense$2,771,0001,222
Net interest income$20,742,0001,061
Provision for loan and lease losses$-1,676,0006,715
Total noninterest income$14,781,000507
Gross Fiduciary activities income$12,188,000107
Service charges on deposit accounts$485,0002,441
Trading account gains and fees$0184
Additional Noninterest Income$2,108,0001,456
Total noninterest expense$31,932,000652
Salaries and employee benefits$12,943,000831
Premises and equipment expense$4,935,000499
Additional noninterest expense$14,054,000508
Pre-tax net operating income$5,267,0001,369
Securities gains (losses)$-101,0006,549
Applicable income taxes$1,973,000913
Income before extraordinary items$3,193,0001,802
Extraordinary gains, net$029
Net income$3,193,0001,805
Minority interest net income$090
Net income of bank and minority interests.$3,193,0001,805
Net charge-offs$2,898,000560
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$52,000650
Net operating income$3,257,6401,746
2013-09-30 (YTD Data)Rank
Total interest income$17,366,0001,110
Total interest expense$2,165,0001,212
Net interest income$15,201,0001,089
Provision for loan and lease losses$-1,894,0006,823
Total noninterest income$10,464,000536
Gross Fiduciary activities income$8,999,000105
Service charges on deposit accounts$357,0002,488
Trading account gains and fees$0180
Additional Noninterest Income$1,108,0001,911
Total noninterest expense$23,723,000659
Salaries and employee benefits$9,420,000865
Premises and equipment expense$3,603,000516
Additional noninterest expense$10,700,000495
Pre-tax net operating income$3,836,0001,431
Securities gains (losses)$-101,0006,724
Applicable income taxes$1,134,0001,142
Income before extraordinary items$2,601,0001,720
Extraordinary gains, net$025
Net income$2,601,0001,721
Minority interest net income$084
Net income of bank and minority interests.$2,601,0001,724
Net charge-offs$2,599,000486
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$-3,0006,799
Net operating income$2,671,7001,635
2013-06-30 (YTD Data)Rank
Total interest income$11,709,0001,084
Total interest expense$1,524,0001,176
Net interest income$10,185,0001,073
Provision for loan and lease losses$-122,0006,696
Total noninterest income$6,821,000555
Gross Fiduciary activities income$5,892,000106
Service charges on deposit accounts$233,0002,500
Trading account gains and fees$0157
Additional Noninterest Income$696,0002,028
Total noninterest expense$16,139,000645
Salaries and employee benefits$6,333,000861
Premises and equipment expense$2,393,000516
Additional noninterest expense$7,413,000483
Pre-tax net operating income$989,0002,924
Securities gains (losses)$-101,0006,840
Applicable income taxes$-706,0006,892
Income before extraordinary items$1,594,0001,835
Extraordinary gains, net$022
Net income$1,594,0001,840
Minority interest net income$082
Net income of bank and minority interests.$1,594,0001,841
Net charge-offs$3,266,000307
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$83,000402
Net operating income$1,695,0001,678
2013-03-31 (YTD Data)Rank
Total interest income$5,911,0001,082
Total interest expense$809,0001,140
Net interest income$5,102,0001,069
Provision for loan and lease losses$108,0001,972
Total noninterest income$3,504,000537
Gross Fiduciary activities income$2,957,000106
Service charges on deposit accounts$111,0002,599
Trading account gains and fees$0148
Additional Noninterest Income$436,0001,737
Total noninterest expense$8,017,000662
Salaries and employee benefits$3,173,000867
Premises and equipment expense$1,209,000512
Additional noninterest expense$3,635,000494
Pre-tax net operating income$481,0002,943
Securities gains (losses)$01,966
Applicable income taxes$38,0003,190
Income before extraordinary items$443,0002,830
Extraordinary gains, net$010
Net income$443,0002,832
Minority interest net income$076
Net income of bank and minority interests.$443,0002,832
Net charge-offs$1,967,000264
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$64,000296
Net operating income$443,0002,734
2012-12-31 (YTD Data)Rank
Total interest income$27,007,000971
Total interest expense$4,390,0001,036
Net interest income$22,617,000964
Provision for loan and lease losses$2,420,000916
Total noninterest income$12,795,000565
Gross Fiduciary activities income$10,554,000105
Service charges on deposit accounts$326,0003,338
Trading account gains and fees$0166
Additional Noninterest Income$1,915,0001,569
Total noninterest expense$33,640,000622
Salaries and employee benefits$13,068,000802
Premises and equipment expense$4,329,000556
Additional noninterest expense$16,243,000477
Pre-tax net operating income$-648,0006,550
Securities gains (losses)$473,000981
Applicable income taxes$-844,0006,949
Income before extraordinary items$669,0004,536
Extraordinary gains, net$029
Net income$669,0004,534
Minority interest net income$093
Net income of bank and minority interests.$669,0004,535
Net charge-offs$2,450,000990
Cash dividends$2,100,0001,168
Sale, conversion, retirement of capital stock, net$355,000357
Net operating income$366,2805,094
2012-09-30 (YTD Data)Rank
Total interest income$20,501,000975
Total interest expense$3,346,0001,065
Net interest income$17,155,000962
Provision for loan and lease losses$2,021,000847
Total noninterest income$9,478,000562
Gross Fiduciary activities income$7,786,000107
Service charges on deposit accounts$238,0003,420
Trading account gains and fees$0157
Additional Noninterest Income$1,454,0001,555
Total noninterest expense$25,341,000615
Salaries and employee benefits$10,179,000768
Premises and equipment expense$3,387,000536
Additional noninterest expense$11,775,000485
Pre-tax net operating income$-729,0006,763
Securities gains (losses)$03,575
Applicable income taxes$-73,0006,885
Income before extraordinary items$-656,0006,810
Extraordinary gains, net$020
Net income$-656,0006,807
Minority interest net income$086
Net income of bank and minority interests.$-656,0006,808
Net charge-offs$2,375,000813
Cash dividends$2,100,000738
Sale, conversion, retirement of capital stock, net$339,000286
Net operating income$-656,0006,769
2012-06-30 (YTD Data)Rank
Total interest income$13,855,000972
Total interest expense$2,226,0001,100
Net interest income$11,629,000942
Provision for loan and lease losses$2,661,000505
Total noninterest income$6,136,000573
Gross Fiduciary activities income$5,087,000110
Service charges on deposit accounts$156,0003,432
Trading account gains and fees$0153
Additional Noninterest Income$893,0001,625
Total noninterest expense$17,178,000603
Salaries and employee benefits$6,990,000741
Premises and equipment expense$2,094,000577
Additional noninterest expense$8,094,000467
Pre-tax net operating income$-2,074,0007,094
Securities gains (losses)$03,178
Applicable income taxes$35,0003,742
Income before extraordinary items$-2,109,0007,115
Extraordinary gains, net$019
Net income$-2,109,0007,115
Minority interest net income$084
Net income of bank and minority interests.$-2,109,0007,115
Net charge-offs$1,972,000700
Cash dividends$2,100,000500
Sale, conversion, retirement of capital stock, net$258,000238
Net operating income$-2,109,0007,101
2012-03-31 (YTD Data)Rank
Total interest income$7,037,000966
Total interest expense$1,093,0001,164
Net interest income$5,944,000922
Provision for loan and lease losses$437,0001,196
Total noninterest income$3,084,000573
Gross Fiduciary activities income$2,540,000107
Service charges on deposit accounts$71,0003,613
Trading account gains and fees$0148
Additional Noninterest Income$473,0001,564
Total noninterest expense$8,025,000643
Salaries and employee benefits$3,410,000767
Premises and equipment expense$1,149,000529
Additional noninterest expense$3,466,000523
Pre-tax net operating income$566,0002,628
Securities gains (losses)$02,210
Applicable income taxes$260,0001,446
Income before extraordinary items$306,0003,615
Extraordinary gains, net$019
Net income$306,0003,618
Minority interest net income$078
Net income of bank and minority interests.$306,0003,618
Net charge-offs$58,0002,905
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$62,000281
Net operating income$306,0003,445
2011-12-31 (YTD Data)Rank
Total interest income$26,279,0001,076
Total interest expense$4,074,0001,491
Net interest income$22,205,000986
Provision for loan and lease losses$7,159,000581
Total noninterest income$11,483,000550
Gross Fiduciary activities income$9,302,000100
Service charges on deposit accounts$250,0003,959
Trading account gains and fees$0146
Additional Noninterest Income$1,931,0001,399
Total noninterest expense$27,870,000707
Salaries and employee benefits$7,631,0001,286
Premises and equipment expense$3,654,000679
Additional noninterest expense$16,585,000463
Pre-tax net operating income$-1,341,0006,676
Securities gains (losses)$435,000875
Applicable income taxes$326,0002,455
Income before extraordinary items$-1,232,0006,709
Extraordinary gains, net$029
Net income$-1,232,0006,709
Minority interest net income$096
Net income of bank and minority interests.$-1,232,0006,709
Net charge-offs$6,407,000654
Cash dividends$1,000,0001,609
Sale, conversion, retirement of capital stock, net$-240,0007,315
Net operating income$-1,667,0006,761
2011-09-30 (YTD Data)Rank
Total interest income$19,809,0001,085
Total interest expense$3,046,0001,554
Net interest income$16,763,000989
Provision for loan and lease losses$2,635,0001,031
Total noninterest income$8,153,000586
Gross Fiduciary activities income$6,684,000104
Service charges on deposit accounts$182,0004,038
Trading account gains and fees$0145
Additional Noninterest Income$1,287,0001,489
Total noninterest expense$20,730,000708
Salaries and employee benefits$4,908,0001,514
Premises and equipment expense$2,627,000722
Additional noninterest expense$13,195,000440
Pre-tax net operating income$1,551,0002,512
Securities gains (losses)$435,000718
Applicable income taxes$582,0001,600
Income before extraordinary items$1,404,0002,449
Extraordinary gains, net$021
Net income$1,404,0002,451
Minority interest net income$087
Net income of bank and minority interests.$1,404,0002,451
Net charge-offs$5,437,000592
Cash dividends$1,000,0001,146
Sale, conversion, retirement of capital stock, net$-361,0007,412
Net operating income$1,095,1502,784
2011-06-30 (YTD Data)Rank
Total interest income$11,167,0001,302
Total interest expense$1,818,0001,762
Net interest income$9,349,0001,199
Provision for loan and lease losses$2,579,000765
Total noninterest income$4,626,000650
Gross Fiduciary activities income$3,671,000121
Service charges on deposit accounts$65,0005,142
Trading account gains and fees$0153
Additional Noninterest Income$890,0001,458
Total noninterest expense$11,013,000911
Salaries and employee benefits$3,041,0001,625
Premises and equipment expense$1,421,000903
Additional noninterest expense$6,551,000557
Pre-tax net operating income$383,0004,270
Securities gains (losses)$02,914
Applicable income taxes$176,0002,354
Income before extraordinary items$207,0004,979
Extraordinary gains, net$015
Net income$207,0004,979
Minority interest net income$089
Net income of bank and minority interests.$207,0004,979
Net charge-offs$5,232,000447
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$61,000501
Net operating income$207,0004,888
2011-03-31 (YTD Data)Rank
Total interest income$5,457,0001,346
Total interest expense$895,0001,844
Net interest income$4,562,0001,220
Provision for loan and lease losses$1,831,000553
Total noninterest income$2,152,000694
Gross Fiduciary activities income$1,749,000124
Service charges on deposit accounts$24,0005,566
Trading account gains and fees$0158
Additional Noninterest Income$379,0001,628
Total noninterest expense$5,467,000914
Salaries and employee benefits$1,609,0001,561
Premises and equipment expense$575,0001,142
Additional noninterest expense$3,283,000551
Pre-tax net operating income$-584,0007,124
Securities gains (losses)$01,772
Applicable income taxes$284,0001,167
Income before extraordinary items$-868,0007,267
Extraordinary gains, net$09
Net income$-868,0007,268
Minority interest net income$086
Net income of bank and minority interests.$-868,0007,268
Net charge-offs$1,219,000747
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$148,000227
Net operating income$-868,0007,259
2010-12-31 (YTD Data)Rank
Total interest income$22,521,0001,364
Total interest expense$3,907,0002,041
Net interest income$18,614,0001,204
Provision for loan and lease losses$3,726,0001,401
Total noninterest income$6,699,000859
Gross Fiduciary activities income$5,285,000140
Service charges on deposit accounts$75,0005,846
Trading account gains and fees$0175
Additional Noninterest Income$1,339,0001,818
Total noninterest expense$16,114,0001,247
Salaries and employee benefits$4,559,0002,129
Premises and equipment expense$1,716,0001,494
Additional noninterest expense$9,839,000760
Pre-tax net operating income$5,473,000943
Securities gains (losses)$146,0001,848
Applicable income taxes$1,761,000807
Income before extraordinary items$3,858,0001,126
Extraordinary gains, net$029
Net income$3,858,0001,128
Minority interest net income$0111
Net income of bank and minority interests.$3,858,0001,129
Net charge-offs$700,0003,173
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$151,000687
Net operating income$3,757,2601,102
2010-09-30 (YTD Data)Rank
Total interest income$16,750,0001,398
Total interest expense$2,894,0002,150
Net interest income$13,856,0001,231
Provision for loan and lease losses$858,0002,743
Total noninterest income$4,584,000899
Gross Fiduciary activities income$3,774,000142
Service charges on deposit accounts$52,0006,008
Trading account gains and fees$0165
Additional Noninterest Income$758,0002,142
Total noninterest expense$11,682,0001,272
Salaries and employee benefits$3,408,0002,122
Premises and equipment expense$1,278,0001,519
Additional noninterest expense$6,996,000778
Pre-tax net operating income$5,900,000712
Securities gains (losses)$146,0001,620
Applicable income taxes$2,256,000538
Income before extraordinary items$3,790,000919
Extraordinary gains, net$023
Net income$3,790,000921
Minority interest net income$0110
Net income of bank and minority interests.$3,790,000921
Net charge-offs$508,0003,063
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$232,000483
Net operating income$3,696,560900
2010-06-30 (YTD Data)Rank
Total interest income$10,891,0001,458
Total interest expense$1,908,0002,256
Net interest income$8,983,0001,267
Provision for loan and lease losses$659,0002,451
Total noninterest income$2,855,000928
Gross Fiduciary activities income$2,451,000145
Service charges on deposit accounts$33,0006,090
Trading account gains and fees$0152
Additional Noninterest Income$371,0002,516
Total noninterest expense$7,614,0001,295
Salaries and employee benefits$2,280,0002,130
Premises and equipment expense$869,0001,513
Additional noninterest expense$4,465,000804
Pre-tax net operating income$3,565,000769
Securities gains (losses)$146,0001,149
Applicable income taxes$1,359,000555
Income before extraordinary items$2,352,000965
Extraordinary gains, net$019
Net income$2,352,000966
Minority interest net income$0105
Net income of bank and minority interests.$2,352,000966
Net charge-offs$06,372
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$187,000382
Net operating income$2,258,560953
2010-03-31 (YTD Data)Rank
Total interest income$5,343,0001,531
Total interest expense$971,0002,317
Net interest income$4,372,0001,316
Provision for loan and lease losses$237,0002,766
Total noninterest income$1,352,000953
Gross Fiduciary activities income$1,193,000149
Service charges on deposit accounts$16,0006,154
Trading account gains and fees$0175
Additional Noninterest Income$143,0002,923
Total noninterest expense$3,823,0001,307
Salaries and employee benefits$1,196,0002,059
Premises and equipment expense$465,0001,461
Additional noninterest expense$2,162,000828
Pre-tax net operating income$1,664,000810
Securities gains (losses)$02,284
Applicable income taxes$616,000597
Income before extraordinary items$1,048,0001,044
Extraordinary gains, net$016
Net income$1,048,0001,046
Minority interest net income$091
Net income of bank and minority interests.$1,048,0001,047
Net charge-offs$2,0005,375
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$106,000307
Net operating income$1,048,0001,015
2009-12-31 (YTD Data)Rank
Total interest income$19,484,0001,757
Total interest expense$4,518,0002,471
Net interest income$14,966,0001,502
Provision for loan and lease losses$3,398,0001,819
Total noninterest income$5,603,000996
Gross Fiduciary activities income$4,359,000154
Service charges on deposit accounts$64,0006,271
Trading account gains and fees$0211
Additional Noninterest Income$1,180,0001,928
Total noninterest expense$14,722,0001,395
Salaries and employee benefits$4,721,0002,079
Premises and equipment expense$1,425,0001,887
Additional noninterest expense$8,576,000915
Pre-tax net operating income$2,449,0001,605
Securities gains (losses)$75,0002,354
Applicable income taxes$-105,0006,585
Income before extraordinary items$2,629,0001,276
Extraordinary gains, net$034
Net income$2,629,0001,276
Minority interest net income$0115
Net income of bank and minority interests.$2,629,0001,275
Net charge-offs$1,549,0002,333
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$374,000589
Net operating income$2,554,0001,286
2009-09-30 (YTD Data)Rank
Total interest income$14,345,0001,811
Total interest expense$3,392,0002,576
Net interest income$10,953,0001,538
Provision for loan and lease losses$2,951,0001,497
Total noninterest income$4,224,0001,004
Gross Fiduciary activities income$3,089,000157
Service charges on deposit accounts$47,0006,342
Trading account gains and fees$0212
Additional Noninterest Income$1,088,0001,721
Total noninterest expense$11,029,0001,385
Salaries and employee benefits$3,744,0001,989
Premises and equipment expense$998,0002,025
Additional noninterest expense$6,287,000897
Pre-tax net operating income$1,197,0002,445
Securities gains (losses)$-13,0007,252
Applicable income taxes$-199,0007,097
Income before extraordinary items$1,383,0001,919
Extraordinary gains, net$027
Net income$1,383,0001,918
Minority interest net income$0118
Net income of bank and minority interests.$1,383,0001,919
Net charge-offs$1,517,0001,757
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$380,000481
Net operating income$1,396,0001,859
2009-06-30 (YTD Data)Rank
Total interest income$9,241,0001,912
Total interest expense$2,193,0002,747
Net interest income$7,048,0001,588
Provision for loan and lease losses$1,065,0001,993
Total noninterest income$2,858,0001,004
Gross Fiduciary activities income$2,137,000155
Service charges on deposit accounts$31,0006,373
Trading account gains and fees$0193
Additional Noninterest Income$690,0001,824
Total noninterest expense$7,082,0001,467
Salaries and employee benefits$2,447,0002,053
Premises and equipment expense$637,0002,137
Additional noninterest expense$3,998,000963
Pre-tax net operating income$1,759,0001,307
Securities gains (losses)$03,136
Applicable income taxes$-341,0007,458
Income before extraordinary items$2,100,000898
Extraordinary gains, net$021
Net income$2,100,000898
Minority interest net income$0112
Net income of bank and minority interests.$2,100,000898
Net charge-offs$06,628
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$263,000436
Net operating income$2,100,000867
2009-03-31 (YTD Data)Rank
Total interest income$4,449,0001,995
Total interest expense$1,095,0002,841
Net interest income$3,354,0001,665
Provision for loan and lease losses$368,0002,082
Total noninterest income$1,303,0001,041
Gross Fiduciary activities income$1,011,000157
Service charges on deposit accounts$14,0006,456
Trading account gains and fees$0171
Additional Noninterest Income$278,0002,053
Total noninterest expense$3,411,0001,464
Salaries and employee benefits$1,286,0002,000
Premises and equipment expense$327,0002,131
Additional noninterest expense$1,798,000931
Pre-tax net operating income$878,0001,471
Securities gains (losses)$02,434
Applicable income taxes$16,0003,709
Income before extraordinary items$862,0001,270
Extraordinary gains, net$015
Net income$862,0001,271
Minority interest net income$0102
Net income of bank and minority interests.$862,0001,272
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$136,000321
Net operating income$862,0001,202
2008-12-31 (YTD Data)Rank
Total interest income$16,107,0002,321
Total interest expense$5,612,0002,669
Net interest income$10,495,0002,115
Provision for loan and lease losses$1,856,0001,899
Total noninterest income$5,787,000938
Gross Fiduciary activities income$4,802,000156
Service charges on deposit accounts$31,0006,892
Trading account gains and fees$0154
Additional Noninterest Income$954,0002,184
Total noninterest expense$15,256,0001,281
Salaries and employee benefits$6,894,0001,499
Premises and equipment expense$1,082,0002,447
Additional noninterest expense$7,280,000890
Pre-tax net operating income$-830,0006,939
Securities gains (losses)$03,220
Applicable income taxes$65,0003,696
Income before extraordinary items$-895,0006,941
Extraordinary gains, net$039
Net income$-895,0006,943
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$157,0004,417
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$412,000590
Net operating income$-895,0007,059
2008-09-30 (YTD Data)Rank
Total interest income$11,156,0002,534
Total interest expense$4,236,0002,760
Net interest income$6,920,0002,388
Provision for loan and lease losses$1,077,0001,749
Total noninterest income$4,418,000963
Gross Fiduciary activities income$3,704,000158
Service charges on deposit accounts$15,0007,089
Trading account gains and fees$0148
Additional Noninterest Income$699,0002,319
Total noninterest expense$10,828,0001,331
Salaries and employee benefits$4,949,0001,584
Premises and equipment expense$748,0002,646
Additional noninterest expense$5,131,000887
Pre-tax net operating income$-567,0007,301
Securities gains (losses)$03,106
Applicable income taxes$49,0004,108
Income before extraordinary items$-616,0007,278
Extraordinary gains, net$031
Net income$-616,0007,277
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$112,0003,808
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$419,000421
Net operating income$-616,0007,399
2008-06-30 (YTD Data)Rank
Total interest income$7,013,0002,714
Total interest expense$2,704,0002,982
Net interest income$4,309,0002,542
Provision for loan and lease losses$684,0001,561
Total noninterest income$2,944,000975
Gross Fiduciary activities income$2,413,000165
Service charges on deposit accounts$5,0007,264
Trading account gains and fees$0149
Additional Noninterest Income$526,0002,165
Total noninterest expense$6,894,0001,394
Salaries and employee benefits$3,113,0001,678
Premises and equipment expense$456,0002,875
Additional noninterest expense$3,325,000897
Pre-tax net operating income$-325,0007,457
Securities gains (losses)$03,233
Applicable income taxes$32,0004,379
Income before extraordinary items$-357,0007,579
Extraordinary gains, net$021
Net income$-357,0007,579
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$239,000381
Net operating income$-357,0007,560
2008-03-31 (YTD Data)Rank
Total interest income$3,399,0002,871
Total interest expense$1,471,0002,928
Net interest income$1,928,0002,794
Provision for loan and lease losses$206,0001,791
Total noninterest income$1,428,0001,004
Gross Fiduciary activities income$1,156,000168
Service charges on deposit accounts$07,431
Trading account gains and fees$0158
Additional Noninterest Income$272,0002,085
Total noninterest expense$3,206,0001,497
Salaries and employee benefits$1,352,0001,943
Premises and equipment expense$232,0002,828
Additional noninterest expense$1,622,000884
Pre-tax net operating income$-56,0007,424
Securities gains (losses)$02,688
Applicable income taxes$16,0004,511
Income before extraordinary items$-72,0007,578
Extraordinary gains, net$015
Net income$-72,0007,577
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$36,000546
Net operating income$-72,0007,525
2007-12-31 (YTD Data)Rank
Total interest income$11,216,0003,469
Total interest expense$5,391,0003,279
Net interest income$5,825,0003,579
Provision for loan and lease losses$537,0002,226
Total noninterest income$5,518,0001,021
Gross Fiduciary activities income$4,500,000171
Service charges on deposit accounts$12,0007,272
Trading account gains and fees$0178
Additional Noninterest Income$1,006,0002,214
Total noninterest expense$9,555,0001,940
Salaries and employee benefits$3,889,0002,550
Premises and equipment expense$757,0003,231
Additional noninterest expense$4,909,0001,159
Pre-tax net operating income$1,251,0004,271
Securities gains (losses)$02,146
Applicable income taxes$73,0004,697
Income before extraordinary items$1,178,0003,976
Extraordinary gains, net$039
Net income$1,178,0003,977
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0004,799
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$116,000895
Net operating income$1,178,0003,974
2007-09-30 (YTD Data)Rank
Total interest income$8,016,0003,607
Total interest expense$3,932,0003,341
Net interest income$4,084,0003,771
Provision for loan and lease losses$338,0002,137
Total noninterest income$3,981,0001,044
Gross Fiduciary activities income$3,333,000169
Service charges on deposit accounts$11,0007,266
Trading account gains and fees$0184
Additional Noninterest Income$637,0002,471
Total noninterest expense$6,704,0002,035
Salaries and employee benefits$2,810,0002,629
Premises and equipment expense$533,0003,380
Additional noninterest expense$3,361,0001,217
Pre-tax net operating income$1,023,0004,304
Securities gains (losses)$01,655
Applicable income taxes$53,0004,907
Income before extraordinary items$970,0003,966
Extraordinary gains, net$033
Net income$970,0003,964
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0003,810
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$84,000797
Net operating income$970,0003,948
2007-06-30 (YTD Data)Rank
Total interest income$5,053,0003,757
Total interest expense$2,435,0003,534
Net interest income$2,618,0003,889
Provision for loan and lease losses$338,0001,406
Total noninterest income$2,696,0001,058
Gross Fiduciary activities income$2,241,000174
Service charges on deposit accounts$3,0007,446
Trading account gains and fees$0168
Additional Noninterest Income$452,0002,400
Total noninterest expense$4,200,0002,190
Salaries and employee benefits$1,810,0002,747
Premises and equipment expense$298,0003,867
Additional noninterest expense$2,092,0001,319
Pre-tax net operating income$776,0004,086
Securities gains (losses)$01,444
Applicable income taxes$36,0004,999
Income before extraordinary items$740,0003,690
Extraordinary gains, net$029
Net income$740,0003,690
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$86,0002,240
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$740,0003,671
2007-03-31 (YTD Data)Rank
Total interest income$2,406,0003,878
Total interest expense$1,169,0003,602
Net interest income$1,237,0004,062
Provision for loan and lease losses$208,0001,124
Total noninterest income$1,291,0001,073
Gross Fiduciary activities income$1,091,000175
Service charges on deposit accounts$3,0007,373
Trading account gains and fees$0195
Additional Noninterest Income$197,0002,570
Total noninterest expense$1,933,0002,359
Salaries and employee benefits$864,0002,877
Premises and equipment expense$144,0003,967
Additional noninterest expense$925,0001,448
Pre-tax net operating income$387,0004,079
Securities gains (losses)$01,187
Applicable income taxes$20,0004,933
Income before extraordinary items$367,0003,703
Extraordinary gains, net$022
Net income$367,0003,704
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0001,876
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$367,0003,681
2006-12-31 (YTD Data)Rank
Total interest income$7,887,0004,234
Total interest expense$3,566,0003,865
Net interest income$4,321,0004,448
Provision for loan and lease losses$591,0001,652
Total noninterest income$4,668,0001,160
Gross Fiduciary activities income$3,571,000184
Service charges on deposit accounts$3,0007,545
Trading account gains and fees$0130
Additional Noninterest Income$1,094,0002,090
Total noninterest expense$7,394,0002,398
Salaries and employee benefits$3,495,0002,738
Premises and equipment expense$543,0004,032
Additional noninterest expense$3,356,0001,569
Pre-tax net operating income$1,004,0005,193
Securities gains (losses)$01,687
Applicable income taxes$48,0005,476
Income before extraordinary items$956,0004,808
Extraordinary gains, net$051
Net income$956,0004,811
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$956,0004,794
2006-09-30 (YTD Data)Rank
Total interest income$5,503,0004,418
Total interest expense$2,425,0004,042
Net interest income$3,078,0004,620
Provision for loan and lease losses$412,0001,654
Total noninterest income$3,210,0001,249
Gross Fiduciary activities income$2,577,000196
Service charges on deposit accounts$3,0007,593
Trading account gains and fees$0126
Additional Noninterest Income$630,0002,496
Total noninterest expense$5,419,0002,439
Salaries and employee benefits$2,561,0002,785
Premises and equipment expense$417,0004,008
Additional noninterest expense$2,441,0001,615
Pre-tax net operating income$457,0006,393
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$457,0005,962
Extraordinary gains, net$045
Net income$457,0005,963
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$457,0005,959
2006-06-30 (YTD Data)Rank
Total interest income$3,389,0004,608
Total interest expense$1,447,0004,206
Net interest income$1,942,0004,801
Provision for loan and lease losses$255,0001,728
Total noninterest income$2,128,0001,261
Gross Fiduciary activities income$1,702,000203
Service charges on deposit accounts$07,707
Trading account gains and fees$0126
Additional Noninterest Income$426,0002,460
Total noninterest expense$3,552,0002,484
Salaries and employee benefits$1,699,0002,804
Premises and equipment expense$280,0003,986
Additional noninterest expense$1,573,0001,679
Pre-tax net operating income$263,0006,691
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$263,0006,285
Extraordinary gains, net$039
Net income$263,0006,286
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$263,0006,288
2006-03-31 (YTD Data)Rank
Total interest income$1,540,0004,822
Total interest expense$604,0004,558
Net interest income$936,0004,898
Provision for loan and lease losses$115,0001,817
Total noninterest income$1,026,0001,258
Gross Fiduciary activities income$844,000201
Service charges on deposit accounts$07,698
Trading account gains and fees$0115
Additional Noninterest Income$182,0002,657
Total noninterest expense$1,735,0002,554
Salaries and employee benefits$842,0002,842
Premises and equipment expense$150,0003,796
Additional noninterest expense$743,0001,763
Pre-tax net operating income$112,0006,911
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$112,0006,536
Extraordinary gains, net$021
Net income$112,0006,536
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$112,0006,535
2005-12-31 (YTD Data)Rank
Total interest income$3,218,0006,416
Total interest expense$1,216,0005,779
Net interest income$2,002,0006,635
Provision for loan and lease losses$268,0003,048
Total noninterest income$3,209,0001,520
Gross Fiduciary activities income$2,579,000228
Service charges on deposit accounts$07,759
Trading account gains and fees$0138
Additional Noninterest Income$630,0002,969
Total noninterest expense$5,731,0002,862
Salaries and employee benefits$2,827,0003,131
Premises and equipment expense$498,0004,187
Additional noninterest expense$2,406,0002,091
Pre-tax net operating income$-788,0008,584
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$-788,0008,620
Extraordinary gains, net$046
Net income$-788,0008,620
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$-788,0008,600
2005-09-30 (YTD Data)Rank
Total interest income$2,018,0006,853
Total interest expense$752,0006,170
Net interest income$1,266,0007,077
Provision for loan and lease losses$179,0003,222
Total noninterest income$2,284,0001,586
Gross Fiduciary activities income$1,852,000229
Service charges on deposit accounts$07,794
Trading account gains and fees$0126
Additional Noninterest Income$432,0003,145
Total noninterest expense$4,077,0002,971
Salaries and employee benefits$1,950,0003,343
Premises and equipment expense$351,0004,359
Additional noninterest expense$1,776,0002,097
Pre-tax net operating income$-706,0008,664
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$-706,0008,699
Extraordinary gains, net$035
Net income$-706,0008,699
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$-706,0008,678
2005-06-30 (YTD Data)Rank
Total interest income$1,116,0007,223
Total interest expense$390,0006,658
Net interest income$726,0007,412
Provision for loan and lease losses$113,0003,193
Total noninterest income$1,293,0001,814
Gross Fiduciary activities income$1,172,000238
Service charges on deposit accounts$07,790
Trading account gains and fees$0116
Additional Noninterest Income$121,0004,790
Total noninterest expense$2,512,0003,181
Salaries and employee benefits$1,166,0003,647
Premises and equipment expense$206,0004,727
Additional noninterest expense$1,140,0002,160
Pre-tax net operating income$-606,0008,707
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$-606,0008,735
Extraordinary gains, net$030
Net income$-606,0008,735
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$-606,0008,711
2005-03-31 (YTD Data)Rank
Total interest income$492,0007,524
Total interest expense$170,0006,918
Net interest income$322,0007,702
Provision for loan and lease losses$56,0003,043
Total noninterest income$466,0002,240
Gross Fiduciary activities income$435,000294
Service charges on deposit accounts$07,845
Trading account gains and fees$0115
Additional Noninterest Income$31,0006,124
Total noninterest expense$1,085,0003,612
Salaries and employee benefits$491,0004,144
Premises and equipment expense$86,0005,371
Additional noninterest expense$508,0002,395
Pre-tax net operating income$-353,0008,808
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$-353,0008,824
Extraordinary gains, net$024
Net income$-353,0008,824
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$-353,0008,808
2004-12-31 (YTD Data)Rank
Total interest income$710,0008,639
Total interest expense$264,0008,227
Net interest income$446,0008,698
Provision for loan and lease losses$75,0005,393
Total noninterest income$109,0007,985
Gross Fiduciary activities income$79,000982
Service charges on deposit accounts$07,912
Trading account gains and fees$0138
Additional Noninterest Income$30,0007,956
Total noninterest expense$3,456,0004,223
Salaries and employee benefits$1,103,0005,959
Premises and equipment expense$259,0006,105
Additional noninterest expense$2,094,0002,320
Pre-tax net operating income$-2,976,0008,928
Securities gains (losses)$03,819
Applicable income taxes$07,185
Income before extraordinary items$-2,976,0008,944
Extraordinary gains, net$034
Net income$-2,976,0008,945
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,973
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$9,345,000123
Net operating income$-2,976,0008,933
2004-09-30 (YTD Data)Rank
Total interest income$292,0008,877
Total interest expense$121,0008,632
Net interest income$171,0008,907
Provision for loan and lease losses$34,0005,915
Total noninterest income$43,0008,572
Gross Fiduciary activities income$34,0001,070
Service charges on deposit accounts$07,933
Trading account gains and fees$0134
Additional Noninterest Income$9,0008,509
Total noninterest expense$2,818,0003,899
Salaries and employee benefits$744,0006,271
Premises and equipment expense$198,0006,006
Additional noninterest expense$1,876,0001,918
Pre-tax net operating income$-2,638,0008,992
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$-2,638,0008,998
Extraordinary gains, net$026
Net income$-2,638,0008,999
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,496
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$9,345,00093
Net operating income$-2,638,0008,988
2004-06-30 (YTD Data)Rank
Total interest income$68,0009,026
Total interest expense$37,0008,901
Net interest income$31,0009,033
Provision for loan and lease losses$10,0006,364
Total noninterest income$18,0008,782
Gross Fiduciary activities income$15,0001,136
Service charges on deposit accounts$07,979
Trading account gains and fees$0130
Additional Noninterest Income$3,0008,756
Total noninterest expense$2,090,0003,611
Salaries and employee benefits$335,0007,397
Premises and equipment expense$145,0005,764
Additional noninterest expense$1,610,0001,501
Pre-tax net operating income$-2,051,0009,044
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$-2,051,0009,052
Extraordinary gains, net$021
Net income$-2,051,0009,053
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$7,345,00084
Net operating income$-2,051,0009,039
2004-03-31 (YTD Data)Rank
Total interest income$1,0009,114
Total interest expense$2,0009,054
Net interest income$-1,0009,107
Provision for loan and lease losses$2,0006,358
Total noninterest income$09,051
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$07,976
Trading account gains and fees$0121
Additional Noninterest Income$08,950
Total noninterest expense$1,468,0002,683
Salaries and employee benefits$37,0009,025
Premises and equipment expense$59,0006,355
Additional noninterest expense$1,372,000902
Pre-tax net operating income$-1,471,0009,096
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$-1,471,0009,101
Extraordinary gains, net$016
Net income$-1,471,0009,101
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$7,345,00047
Net operating income$-1,471,0009,088

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.