Home > First Western Trust Bank > Income and Expense

First Western Trust Bank, Income and Expense

2011-06-30 (YTD Data)Rank
Total interest income$1,694,0005,619
Total interest expense$241,0006,134
Net interest income$1,453,0005,405
Provision for loan and lease losses$102,0004,352
Total noninterest income$396,0003,573
Gross Fiduciary activities income$331,000502
Service charges on deposit accounts$49,0005,561
Trading account gains and fees$0153
Additional Noninterest Income$16,0006,375
Total noninterest expense$1,847,0004,382
Salaries and employee benefits$632,0005,459
Premises and equipment expense$259,0004,029
Additional noninterest expense$956,0003,318
Pre-tax net operating income$-100,0006,431
Securities gains (losses)$02,914
Applicable income taxes$-23,0006,941
Income before extraordinary items$-77,0006,476
Extraordinary gains, net$015
Net income$-77,0006,476
Minority interest net income$089
Net income of bank and minority interests.$-77,0006,476
Net charge-offs$05,875
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$36,000618
Net operating income$-77,0006,429
2011-03-31 (YTD Data)Rank
Total interest income$849,0005,645
Total interest expense$106,0006,428
Net interest income$743,0005,369
Provision for loan and lease losses$-36,0007,473
Total noninterest income$197,0003,623
Gross Fiduciary activities income$167,000500
Service charges on deposit accounts$21,0005,734
Trading account gains and fees$0158
Additional Noninterest Income$9,0006,441
Total noninterest expense$985,0004,216
Salaries and employee benefits$367,0005,099
Premises and equipment expense$112,0004,443
Additional noninterest expense$506,0003,145
Pre-tax net operating income$-9,0006,392
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$-9,0006,434
Extraordinary gains, net$09
Net income$-9,0006,434
Minority interest net income$086
Net income of bank and minority interests.$-9,0006,434
Net charge-offs$05,107
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$53,000348
Net operating income$-9,0006,412
2010-12-31 (YTD Data)Rank
Total interest income$3,262,0005,876
Total interest expense$453,0006,664
Net interest income$2,809,0005,512
Provision for loan and lease losses$156,0005,608
Total noninterest income$578,0004,312
Gross Fiduciary activities income$452,000575
Service charges on deposit accounts$51,0006,211
Trading account gains and fees$0175
Additional Noninterest Income$75,0005,743
Total noninterest expense$3,094,0004,949
Salaries and employee benefits$1,142,0005,776
Premises and equipment expense$392,0004,801
Additional noninterest expense$1,560,0003,897
Pre-tax net operating income$137,0005,373
Securities gains (losses)$75,0002,394
Applicable income taxes$-474,0007,154
Income before extraordinary items$686,0003,878
Extraordinary gains, net$029
Net income$686,0003,879
Minority interest net income$0111
Net income of bank and minority interests.$686,0003,881
Net charge-offs$06,851
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$82,000835
Net operating income$611,0003,908
2010-09-30 (YTD Data)Rank
Total interest income$2,419,0005,993
Total interest expense$338,0006,800
Net interest income$2,081,0005,621
Provision for loan and lease losses$136,0005,361
Total noninterest income$384,0004,592
Gross Fiduciary activities income$317,000585
Service charges on deposit accounts$33,0006,398
Trading account gains and fees$0165
Additional Noninterest Income$34,0006,327
Total noninterest expense$2,255,0005,041
Salaries and employee benefits$900,0005,713
Premises and equipment expense$291,0004,897
Additional noninterest expense$1,064,0004,137
Pre-tax net operating income$74,0005,712
Securities gains (losses)$75,0002,169
Applicable income taxes$04,726
Income before extraordinary items$149,0005,510
Extraordinary gains, net$023
Net income$149,0005,511
Minority interest net income$0110
Net income of bank and minority interests.$149,0005,511
Net charge-offs$06,672
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$99,000661
Net operating income$74,0005,692
2010-06-30 (YTD Data)Rank
Total interest income$1,560,0006,102
Total interest expense$221,0006,908
Net interest income$1,339,0005,710
Provision for loan and lease losses$68,0005,513
Total noninterest income$232,0004,765
Gross Fiduciary activities income$186,000621
Service charges on deposit accounts$20,0006,495
Trading account gains and fees$0152
Additional Noninterest Income$26,0006,263
Total noninterest expense$1,479,0005,102
Salaries and employee benefits$608,0005,709
Premises and equipment expense$193,0004,959
Additional noninterest expense$678,0004,252
Pre-tax net operating income$24,0005,948
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$24,0006,060
Extraordinary gains, net$019
Net income$24,0006,062
Minority interest net income$0105
Net income of bank and minority interests.$24,0006,061
Net charge-offs$06,372
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$71,000559
Net operating income$24,0005,961
2010-03-31 (YTD Data)Rank
Total interest income$739,0006,301
Total interest expense$105,0007,084
Net interest income$634,0005,873
Provision for loan and lease losses$31,0005,291
Total noninterest income$116,0004,771
Gross Fiduciary activities income$95,000623
Service charges on deposit accounts$9,0006,608
Trading account gains and fees$0175
Additional Noninterest Income$12,0006,461
Total noninterest expense$768,0005,041
Salaries and employee benefits$321,0005,627
Premises and equipment expense$96,0005,057
Additional noninterest expense$351,0004,147
Pre-tax net operating income$-49,0006,491
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$-49,0006,612
Extraordinary gains, net$016
Net income$-49,0006,614
Minority interest net income$091
Net income of bank and minority interests.$-49,0006,613
Net charge-offs$05,610
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$35,000505
Net operating income$-49,0006,536
2009-12-31 (YTD Data)Rank
Total interest income$2,167,0006,936
Total interest expense$403,0007,351
Net interest income$1,764,0006,616
Provision for loan and lease losses$502,0004,533
Total noninterest income$190,0006,296
Gross Fiduciary activities income$163,000803
Service charges on deposit accounts$11,0007,002
Trading account gains and fees$0211
Additional Noninterest Income$16,0007,050
Total noninterest expense$2,381,0005,802
Salaries and employee benefits$1,049,0006,137
Premises and equipment expense$312,0005,555
Additional noninterest expense$1,020,0005,186
Pre-tax net operating income$-929,0006,226
Securities gains (losses)$40,0002,746
Applicable income taxes$04,388
Income before extraordinary items$-889,0006,308
Extraordinary gains, net$034
Net income$-889,0006,307
Minority interest net income$0115
Net income of bank and minority interests.$-889,0006,307
Net charge-offs$07,246
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$144,000799
Net operating income$-929,0006,333
2009-09-30 (YTD Data)Rank
Total interest income$1,469,0007,169
Total interest expense$301,0007,466
Net interest income$1,168,0006,871
Provision for loan and lease losses$432,0004,057
Total noninterest income$138,0006,453
Gross Fiduciary activities income$121,000799
Service charges on deposit accounts$4,0007,115
Trading account gains and fees$0212
Additional Noninterest Income$13,0007,183
Total noninterest expense$1,715,0005,923
Salaries and employee benefits$774,0006,202
Premises and equipment expense$221,0005,743
Additional noninterest expense$720,0005,327
Pre-tax net operating income$-841,0006,566
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$-841,0006,651
Extraordinary gains, net$027
Net income$-841,0006,653
Minority interest net income$0118
Net income of bank and minority interests.$-841,0006,653
Net charge-offs$06,987
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$98,000752
Net operating income$-841,0006,651
2009-06-30 (YTD Data)Rank
Total interest income$860,0007,405
Total interest expense$183,0007,643
Net interest income$677,0007,152
Provision for loan and lease losses$304,0003,661
Total noninterest income$16,0007,737
Gross Fiduciary activities income$13,0001,034
Service charges on deposit accounts$07,241
Trading account gains and fees$0193
Additional Noninterest Income$3,0007,580
Total noninterest expense$1,124,0006,015
Salaries and employee benefits$547,0006,140
Premises and equipment expense$138,0005,946
Additional noninterest expense$439,0005,589
Pre-tax net operating income$-735,0006,850
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$-735,0006,973
Extraordinary gains, net$021
Net income$-735,0006,973
Minority interest net income$0112
Net income of bank and minority interests.$-735,0006,973
Net charge-offs$06,628
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$67,000721
Net operating income$-735,0006,960
2009-03-31 (YTD Data)Rank
Total interest income$416,0007,511
Total interest expense$74,0007,872
Net interest income$342,0007,152
Provision for loan and lease losses$149,0003,359
Total noninterest income$3,0007,960
Gross Fiduciary activities income$3,0001,122
Service charges on deposit accounts$07,262
Trading account gains and fees$0171
Additional Noninterest Income$07,833
Total noninterest expense$550,0006,022
Salaries and employee benefits$279,0006,145
Premises and equipment expense$68,0006,010
Additional noninterest expense$203,0005,566
Pre-tax net operating income$-354,0007,143
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$-354,0007,280
Extraordinary gains, net$015
Net income$-354,0007,281
Minority interest net income$0102
Net income of bank and minority interests.$-354,0007,281
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$34,000605
Net operating income$-354,0007,238
2008-12-31 (YTD Data)Rank
Total interest income$109,0008,282
Total interest expense$41,0008,235
Net interest income$68,0008,282
Provision for loan and lease losses$32,0006,816
Total noninterest income$2,0008,079
Gross Fiduciary activities income$2,0001,351
Service charges on deposit accounts$07,335
Trading account gains and fees$0154
Additional Noninterest Income$07,939
Total noninterest expense$1,693,0006,623
Salaries and employee benefits$517,0007,619
Premises and equipment expense$503,0004,440
Additional noninterest expense$673,0005,926
Pre-tax net operating income$-1,655,0007,249
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$-1,655,0007,257
Extraordinary gains, net$039
Net income$-1,655,0007,253
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,039
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$164,000832
Net operating income$-1,655,0007,363

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.