Home > First Western National Bank > Income and Expense
First Western National Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,785,000 | 6,956 |
| Total interest expense | $827,000 | 9,459 |
| Net interest income | $2,958,000 | 5,664 |
| Provision for loan and lease losses | $417,000 | 1,778 |
| Total noninterest income | $534,000 | 5,047 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $349,000 | 3,851 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $185,000 | 5,523 |
| Total noninterest expense | $1,722,000 | 6,928 |
| Salaries and employee benefits | $1,010,000 | 6,045 |
| Premises and equipment expense | $201,000 | 7,402 |
| Additional noninterest expense | $511,000 | 7,745 |
| Pre-tax net operating income | $1,353,000 | 4,787 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $467,000 | 4,267 |
| Income before extraordinary items | $886,000 | 4,976 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $886,000 | 4,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $517,000 | 1,348 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $886,000 | 5,030 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,985,000 | 6,895 |
| Total interest expense | $801,000 | 10,050 |
| Net interest income | $3,184,000 | 5,383 |
| Provision for loan and lease losses | $170,000 | 4,340 |
| Total noninterest income | $511,000 | 5,522 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $353,000 | 3,847 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $158,000 | 6,394 |
| Total noninterest expense | $1,851,000 | 6,754 |
| Salaries and employee benefits | $924,000 | 6,581 |
| Premises and equipment expense | $248,000 | 6,711 |
| Additional noninterest expense | $679,000 | 6,714 |
| Pre-tax net operating income | $1,674,000 | 3,927 |
| Securities gains (losses) | $132,000 | 2,136 |
| Applicable income taxes | $638,000 | 3,401 |
| Income before extraordinary items | $1,168,000 | 4,117 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,168,000 | 4,229 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $186,000 | 3,256 |
| Cash dividends | $405,000 | 3,605 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,082,200 | 4,167 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,824,000 | 7,736 |
| Total interest expense | $1,093,000 | 10,004 |
| Net interest income | $2,731,000 | 6,153 |
| Provision for loan and lease losses | $370,000 | 3,627 |
| Total noninterest income | $503,000 | 5,615 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $278,000 | 4,723 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $225,000 | 5,300 |
| Total noninterest expense | $1,468,000 | 8,034 |
| Salaries and employee benefits | $721,000 | 7,827 |
| Premises and equipment expense | $203,000 | 7,765 |
| Additional noninterest expense | $544,000 | 8,044 |
| Pre-tax net operating income | $1,396,000 | 4,322 |
| Securities gains (losses) | $232,000 | 1,812 |
| Applicable income taxes | $562,000 | 3,623 |
| Income before extraordinary items | $1,066,000 | 4,264 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,066,000 | 4,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 10,870 |
| Cash dividends | $330,000 | 3,783 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $915,200 | 4,546 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.