Home > First Western Bank & Trust > Income and Expense

First Western Bank & Trust, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$30,169,000526
Total interest expense$13,291,000448
Net interest income$16,878,000566
Provision for loan and lease losses$1,005,000393
Total noninterest income$5,145,000474
Gross Fiduciary activities income$1,528,000284
Service charges on deposit accounts$228,0001,080
Trading account gains and feesNANA
Additional Noninterest Income$3,389,000452
Total noninterest expense$15,899,000500
Salaries and employee benefits$9,939,000439
Premises and equipment expense$1,338,000530
Additional noninterest expense$3,389,000452
Pre-tax net operating income$5,119,000709
Securities gains (losses)$-10,0004,098
Applicable income taxes$1,482,000507
Income before extraordinary items$3,627,000786
Extraordinary gains, net$047
Net income$3,627,000798
Minority interest net income$065
Net income of bank and minority interests.$3,627,000786
Net charge-offs$-182,0004,420
Cash dividends$1,100,000846
Sale, conversion, retirement of capital stock, net$0467
Net operating income$3,634,900788
2024-12-31 (YTD Data)Rank
Total interest income$120,281,000519
Total interest expense$58,351,000438
Net interest income$61,930,000566
Provision for loan and lease losses$3,715,000424
Total noninterest income$18,324,000514
Gross Fiduciary activities income$4,745,000299
Service charges on deposit accounts$864,0001,143
Trading account gains and feesNANA
Additional Noninterest Income$12,715,000482
Total noninterest expense$60,822,000497
Salaries and employee benefits$37,306,000442
Premises and equipment expense$5,293,000531
Additional noninterest expense$12,715,000482
Pre-tax net operating income$15,717,000820
Securities gains (losses)$3,000786
Applicable income taxes$3,635,000653
Income before extraordinary items$12,085,000865
Extraordinary gains, net$053
Net income$12,085,000872
Minority interest net income$090
Net income of bank and minority interests.$12,085,000865
Net charge-offs$1,950,000485
Cash dividends$2,250,0001,509
Sale, conversion, retirement of capital stock, net$0564
Net operating income$12,082,630869
2024-09-30 (YTD Data)Rank
Total interest income$89,466,000514
Total interest expense$43,824,000439
Net interest income$45,642,000571
Provision for loan and lease losses$2,781,000404
Total noninterest income$13,764,000503
Gross Fiduciary activities income$3,649,000299
Service charges on deposit accounts$641,0001,146
Trading account gains and feesNANA
Additional Noninterest Income$9,474,000476
Total noninterest expense$45,784,000489
Salaries and employee benefits$28,001,000438
Premises and equipment expense$3,999,000528
Additional noninterest expense$9,474,000476
Pre-tax net operating income$10,841,000864
Securities gains (losses)$-8,0003,810
Applicable income taxes$2,831,000643
Income before extraordinary items$8,002,000961
Extraordinary gains, net$051
Net income$8,002,000976
Minority interest net income$082
Net income of bank and minority interests.$8,002,000963
Net charge-offs$1,254,000481
Cash dividends$2,250,0001,093
Sale, conversion, retirement of capital stock, net$0527
Net operating income$8,008,320958
2024-06-30 (YTD Data)Rank
Total interest income$57,869,000523
Total interest expense$28,901,000437
Net interest income$28,968,000594
Provision for loan and lease losses$1,847,000388
Total noninterest income$9,564,000492
Gross Fiduciary activities income$2,723,000283
Service charges on deposit accounts$423,0001,130
Trading account gains and feesNANA
Additional Noninterest Income$6,418,000464
Total noninterest expense$30,487,000493
Salaries and employee benefits$18,802,000435
Premises and equipment expense$2,627,000535
Additional noninterest expense$6,418,000464
Pre-tax net operating income$6,198,000963
Securities gains (losses)$-18,0003,901
Applicable income taxes$1,706,000680
Income before extraordinary items$4,474,0001,091
Extraordinary gains, net$052
Net income$4,474,0001,107
Minority interest net income$084
Net income of bank and minority interests.$4,474,0001,093
Net charge-offs$774,000460
Cash dividends$2,250,000828
Sale, conversion, retirement of capital stock, net$0496
Net operating income$4,488,2201,079
2024-03-31 (YTD Data)Rank
Total interest income$27,951,000537
Total interest expense$14,103,000440
Net interest income$13,848,000633
Provision for loan and lease losses$924,000344
Total noninterest income$5,047,000470
Gross Fiduciary activities income$1,533,000247
Service charges on deposit accounts$209,0001,139
Trading account gains and feesNANA
Additional Noninterest Income$3,305,000453
Total noninterest expense$14,888,000504
Salaries and employee benefits$9,463,000441
Premises and equipment expense$1,340,000536
Additional noninterest expense$3,305,000453
Pre-tax net operating income$3,083,000955
Securities gains (losses)$5,000441
Applicable income taxes$864,000671
Income before extraordinary items$2,224,0001,081
Extraordinary gains, net$051
Net income$2,224,0001,091
Minority interest net income$072
Net income of bank and minority interests.$2,224,0001,081
Net charge-offs$417,000388
Cash dividends$1,125,000768
Sale, conversion, retirement of capital stock, net$0434
Net operating income$2,220,0501,078
2023-12-31 (YTD Data)Rank
Total interest income$101,069,000534
Total interest expense$43,901,000432
Net interest income$57,168,000603
Provision for loan and lease losses$1,592,000622
Total noninterest income$16,317,000537
Gross Fiduciary activities income$4,474,000275
Service charges on deposit accounts$847,0001,137
Trading account gains and feesNANA
Additional Noninterest Income$10,996,000506
Total noninterest expense$56,156,000519
Salaries and employee benefits$35,645,000447
Premises and equipment expense$5,199,000529
Additional noninterest expense$10,996,000506
Pre-tax net operating income$15,737,000823
Securities gains (losses)$71,000324
Applicable income taxes$3,577,000670
Income before extraordinary items$12,231,000856
Extraordinary gains, net$054
Net income$12,231,000868
Minority interest net income$088
Net income of bank and minority interests.$12,231,000859
Net charge-offs$2,191,000363
Cash dividends$10,703,000469
Sale, conversion, retirement of capital stock, net$0540
Net operating income$12,174,910865
2023-09-30 (YTD Data)Rank
Total interest income$73,880,000540
Total interest expense$30,543,000429
Net interest income$43,337,000601
Provision for loan and lease losses$1,164,000605
Total noninterest income$12,734,000522
Gross Fiduciary activities income$3,557,000264
Service charges on deposit accounts$618,0001,158
Trading account gains and feesNANA
Additional Noninterest Income$8,559,000494
Total noninterest expense$41,565,000519
Salaries and employee benefits$26,666,000450
Premises and equipment expense$3,833,000541
Additional noninterest expense$8,559,000494
Pre-tax net operating income$13,342,000776
Securities gains (losses)$32,000344
Applicable income taxes$3,385,000602
Income before extraordinary items$9,989,000834
Extraordinary gains, net$052
Net income$9,989,000838
Minority interest net income$081
Net income of bank and minority interests.$9,989,000834
Net charge-offs$2,593,000262
Cash dividends$4,681,000641
Sale, conversion, retirement of capital stock, net$0507
Net operating income$9,963,720853
2023-06-30 (YTD Data)Rank
Total interest income$47,691,000530
Total interest expense$18,380,000423
Net interest income$29,311,000594
Provision for loan and lease losses$1,062,000495
Total noninterest income$8,436,000509
Gross Fiduciary activities income$2,515,000255
Service charges on deposit accounts$407,0001,151
Trading account gains and feesNANA
Additional Noninterest Income$5,514,000497
Total noninterest expense$27,877,000509
Salaries and employee benefits$17,852,000439
Premises and equipment expense$2,531,000539
Additional noninterest expense$5,514,000497
Pre-tax net operating income$8,808,000773
Securities gains (losses)$25,000402
Applicable income taxes$2,152,000630
Income before extraordinary items$6,681,000834
Extraordinary gains, net$051
Net income$6,681,000846
Minority interest net income$081
Net income of bank and minority interests.$6,681,000834
Net charge-offs$3,235,000175
Cash dividends$2,040,000859
Sale, conversion, retirement of capital stock, net$0486
Net operating income$6,661,250847
2023-03-31 (YTD Data)Rank
Total interest income$23,438,000540
Total interest expense$8,037,000424
Net interest income$15,401,000580
Provision for loan and lease losses$391,000584
Total noninterest income$4,272,000502
Gross Fiduciary activities income$1,601,000233
Service charges on deposit accounts$195,0001,206
Trading account gains and feesNANA
Additional Noninterest Income$2,476,000532
Total noninterest expense$13,827,000525
Salaries and employee benefits$8,899,000452
Premises and equipment expense$1,304,000546
Additional noninterest expense$2,476,000532
Pre-tax net operating income$5,455,000677
Securities gains (losses)$15,000490
Applicable income taxes$1,265,000570
Income before extraordinary items$4,205,000706
Extraordinary gains, net$04
Net income$4,205,000705
Minority interest net income$048
Net income of bank and minority interests.$4,205,000705
Net charge-offs$3,243,000107
Cash dividends$1,020,000796
Sale, conversion, retirement of capital stock, net$0430
Net operating income$4,193,150718
2022-12-31 (YTD Data)Rank
Total interest income$80,326,000498
Total interest expense$12,029,000395
Net interest income$68,297,000522
Provision for loan and lease losses$2,313,000469
Total noninterest income$16,246,000549
Gross Fiduciary activities income$4,517,000283
Service charges on deposit accounts$843,0001,154
Trading account gains and fees$0116
Additional Noninterest Income$10,886,000536
Total noninterest expense$53,825,000516
Salaries and employee benefits$34,265,000455
Premises and equipment expense$4,698,000587
Additional noninterest expense$10,886,000536
Pre-tax net operating income$28,405,000590
Securities gains (losses)$-21,0003,579
Applicable income taxes$6,726,000500
Income before extraordinary items$21,658,000611
Extraordinary gains, net$05
Net income$21,658,000612
Minority interest net income$063
Net income of bank and minority interests.$21,658,000612
Net charge-offs$1,246,000362
Cash dividends$2,780,0001,221
Sale, conversion, retirement of capital stock, net$0568
Net operating income$21,674,590624
2022-09-30 (YTD Data)Rank
Total interest income$58,378,000488
Total interest expense$7,126,000340
Net interest income$51,252,000504
Provision for loan and lease losses$1,728,000432
Total noninterest income$12,495,000545
Gross Fiduciary activities income$3,314,000282
Service charges on deposit accounts$636,0001,164
Trading account gains and fees$0111
Additional Noninterest Income$8,545,000527
Total noninterest expense$39,678,000519
Salaries and employee benefits$25,470,000451
Premises and equipment expense$3,575,000577
Additional noninterest expense$8,545,000527
Pre-tax net operating income$22,341,000564
Securities gains (losses)$-20,0003,940
Applicable income taxes$6,219,000435
Income before extraordinary items$16,102,000611
Extraordinary gains, net$04
Net income$16,102,000612
Minority interest net income$057
Net income of bank and minority interests.$16,102,000612
Net charge-offs$996,000300
Cash dividends$2,100,0001,089
Sale, conversion, retirement of capital stock, net$0519
Net operating income$16,117,800619
2022-06-30 (YTD Data)Rank
Total interest income$37,329,000487
Total interest expense$4,554,000285
Net interest income$32,775,000510
Provision for loan and lease losses$1,143,000387
Total noninterest income$8,064,000551
Gross Fiduciary activities income$2,373,000243
Service charges on deposit accounts$413,0001,167
Trading account gains and fees$0108
Additional Noninterest Income$5,278,000574
Total noninterest expense$26,422,000511
Salaries and employee benefits$16,722,000449
Premises and equipment expense$2,349,000581
Additional noninterest expense$7,351,000556
Pre-tax net operating income$13,274,000590
Securities gains (losses)$-21,0004,100
Applicable income taxes$3,745,000449
Income before extraordinary items$9,508,000626
Extraordinary gains, net$04
Net income$9,508,000626
Minority interest net income$060
Net income of bank and minority interests.$9,508,000626
Net charge-offs$591,000308
Cash dividends$2,338,000743
Sale, conversion, retirement of capital stock, net$0494
Net operating income$9,524,590637
2022-03-31 (YTD Data)Rank
Total interest income$17,897,000490
Total interest expense$2,349,000253
Net interest income$15,548,000520
Provision for loan and lease losses$564,000310
Total noninterest income$3,992,000573
Gross Fiduciary activities income$1,143,000251
Service charges on deposit accounts$206,0001,163
Trading account gains and fees$0103
Additional Noninterest Income$2,643,000585
Total noninterest expense$12,749,000532
Salaries and employee benefits$8,287,000456
Premises and equipment expense$1,083,000628
Additional noninterest expense$3,379,000590
Pre-tax net operating income$6,227,000588
Securities gains (losses)$-11,0004,268
Applicable income taxes$1,789,000450
Income before extraordinary items$4,427,000640
Extraordinary gains, net$04
Net income$4,427,000640
Minority interest net income$050
Net income of bank and minority interests.$4,427,000640
Net charge-offs$554,000214
Cash dividends$773,000908
Sale, conversion, retirement of capital stock, net$0453
Net operating income$4,435,690644
2021-12-31 (YTD Data)Rank
Total interest income$80,679,000444
Total interest expense$11,587,000257
Net interest income$69,092,000467
Provision for loan and lease losses$2,204,000256
Total noninterest income$12,581,000715
Gross Fiduciary activities income$3,842,000268
Service charges on deposit accounts$694,0001,259
Trading account gains and fees$0132
Additional Noninterest Income$8,045,000781
Total noninterest expense$53,720,000494
Salaries and employee benefits$35,327,000430
Premises and equipment expense$4,714,000561
Additional noninterest expense$13,679,000597
Pre-tax net operating income$25,749,000615
Securities gains (losses)$133,000746
Applicable income taxes$6,336,000534
Income before extraordinary items$19,546,000655
Extraordinary gains, net$010
Net income$19,546,000655
Minority interest net income$074
Net income of bank and minority interests.$19,546,000656
Net charge-offs$870,000464
Cash dividends$5,572,000731
Sale, conversion, retirement of capital stock, net$0582
Net operating income$19,440,930647
2021-09-30 (YTD Data)Rank
Total interest income$61,390,000438
Total interest expense$8,964,000260
Net interest income$52,426,000466
Provision for loan and lease losses$1,661,000261
Total noninterest income$9,766,000719
Gross Fiduciary activities income$2,964,000261
Service charges on deposit accounts$492,0001,307
Trading account gains and fees$0132
Additional Noninterest Income$6,310,000781
Total noninterest expense$40,540,000489
Salaries and employee benefits$27,112,000421
Premises and equipment expense$3,422,000588
Additional noninterest expense$10,006,000603
Pre-tax net operating income$19,991,000614
Securities gains (losses)$110,000764
Applicable income taxes$4,967,000529
Income before extraordinary items$15,134,000655
Extraordinary gains, net$08
Net income$15,134,000655
Minority interest net income$069
Net income of bank and minority interests.$15,134,000655
Net charge-offs$699,000410
Cash dividends$4,170,000671
Sale, conversion, retirement of capital stock, net$0543
Net operating income$15,047,100646
2021-06-30 (YTD Data)Rank
Total interest income$42,396,000422
Total interest expense$6,094,000267
Net interest income$36,302,000444
Provision for loan and lease losses$1,136,000274
Total noninterest income$6,894,000698
Gross Fiduciary activities income$2,094,000255
Service charges on deposit accounts$315,0001,309
Trading account gains and fees$0133
Additional Noninterest Income$4,485,000747
Total noninterest expense$27,131,000482
Salaries and employee benefits$18,069,000419
Premises and equipment expense$2,254,000592
Additional noninterest expense$6,808,000578
Pre-tax net operating income$14,929,000560
Securities gains (losses)$94,000684
Applicable income taxes$3,696,000490
Income before extraordinary items$11,327,000604
Extraordinary gains, net$06
Net income$11,327,000604
Minority interest net income$067
Net income of bank and minority interests.$11,327,000604
Net charge-offs$564,000370
Cash dividends$1,920,000896
Sale, conversion, retirement of capital stock, net$0517
Net operating income$11,252,740597
2021-03-31 (YTD Data)Rank
Total interest income$22,046,000404
Total interest expense$3,112,000275
Net interest income$18,934,000424
Provision for loan and lease losses$659,000279
Total noninterest income$3,643,000664
Gross Fiduciary activities income$1,073,000251
Service charges on deposit accounts$157,0001,308
Trading account gains and fees$0127
Additional Noninterest Income$2,413,000718
Total noninterest expense$13,566,000482
Salaries and employee benefits$9,107,000419
Premises and equipment expense$1,135,000599
Additional noninterest expense$3,324,000569
Pre-tax net operating income$8,352,000516
Securities gains (losses)$96,000493
Applicable income taxes$2,084,000449
Income before extraordinary items$6,364,000550
Extraordinary gains, net$03
Net income$6,364,000549
Minority interest net income$055
Net income of bank and minority interests.$6,364,000550
Net charge-offs$524,000256
Cash dividends$990,000782
Sale, conversion, retirement of capital stock, net$0482
Net operating income$6,288,160543
2020-12-31 (YTD Data)Rank
Total interest income$83,076,000425
Total interest expense$15,012,000351
Net interest income$68,064,000436
Provision for loan and lease losses$3,707,000699
Total noninterest income$10,744,000760
Gross Fiduciary activities income$2,711,000299
Service charges on deposit accounts$719,0001,229
Trading account gains and fees$0133
Additional Noninterest Income$7,314,000791
Total noninterest expense$50,302,000510
Salaries and employee benefits$33,682,000431
Premises and equipment expense$4,872,000542
Additional noninterest expense$11,748,000646
Pre-tax net operating income$24,799,000492
Securities gains (losses)$234,000955
Applicable income taxes$5,800,000437
Income before extraordinary items$19,233,000537
Extraordinary gains, net$04
Net income$19,233,000537
Minority interest net income$072
Net income of bank and minority interests.$19,233,000537
Net charge-offs$938,000679
Cash dividends$3,780,000947
Sale, conversion, retirement of capital stock, net$0566
Net operating income$19,048,140521
2020-09-30 (YTD Data)Rank
Total interest income$38,717,000660
Total interest expense$9,274,000452
Net interest income$29,443,000722
Provision for loan and lease losses$1,995,000896
Total noninterest income$7,398,000777
Gross Fiduciary activities income$2,118,000292
Service charges on deposit accounts$268,0002,035
Trading account gains and fees$0125
Additional Noninterest Income$5,012,000811
Total noninterest expense$23,233,000782
Salaries and employee benefits$15,617,000671
Premises and equipment expense$2,298,000831
Additional noninterest expense$5,318,000957
Pre-tax net operating income$11,613,000695
Securities gains (losses)$205,000882
Applicable income taxes$2,604,000608
Income before extraordinary items$9,214,000764
Extraordinary gains, net$04
Net income$9,214,000764
Minority interest net income$065
Net income of bank and minority interests.$9,214,000764
Net charge-offs$899,000534
Cash dividends$1,530,0001,308
Sale, conversion, retirement of capital stock, net$0532
Net operating income$9,052,050749
2020-06-30 (YTD Data)Rank
Total interest income$26,654,000642
Total interest expense$6,360,000471
Net interest income$20,294,000696
Provision for loan and lease losses$1,351,000905
Total noninterest income$5,068,000719
Gross Fiduciary activities income$1,362,000297
Service charges on deposit accounts$176,0002,073
Trading account gains and fees$0123
Additional Noninterest Income$3,530,000729
Total noninterest expense$15,558,000781
Salaries and employee benefits$10,426,000666
Premises and equipment expense$1,463,000872
Additional noninterest expense$3,669,000932
Pre-tax net operating income$8,453,000595
Securities gains (losses)$209,000685
Applicable income taxes$1,921,000513
Income before extraordinary items$6,741,000644
Extraordinary gains, net$04
Net income$6,741,000644
Minority interest net income$065
Net income of bank and minority interests.$6,741,000644
Net charge-offs$669,000503
Cash dividends$1,020,0001,297
Sale, conversion, retirement of capital stock, net$0504
Net operating income$6,575,890632
2020-03-31 (YTD Data)Rank
Total interest income$12,051,000710
Total interest expense$3,366,000500
Net interest income$8,685,000795
Provision for loan and lease losses$379,0001,049
Total noninterest income$2,935,000616
Gross Fiduciary activities income$774,000278
Service charges on deposit accounts$104,0002,084
Trading account gains and fees$0106
Additional Noninterest Income$2,057,000592
Total noninterest expense$7,921,000768
Salaries and employee benefits$5,232,000661
Premises and equipment expense$739,000878
Additional noninterest expense$1,950,000885
Pre-tax net operating income$3,320,000669
Securities gains (losses)$54,000822
Applicable income taxes$730,000572
Income before extraordinary items$2,644,000729
Extraordinary gains, net$04
Net income$2,644,000729
Minority interest net income$056
Net income of bank and minority interests.$2,644,000729
Net charge-offs$220,000596
Cash dividends$510,0001,249
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,601,340716
2019-12-31 (YTD Data)Rank
Total interest income$47,435,000728
Total interest expense$13,539,000519
Net interest income$33,896,000814
Provision for loan and lease losses$1,786,000578
Total noninterest income$8,620,000767
Gross Fiduciary activities income$1,710,000374
Service charges on deposit accounts$372,0002,305
Trading account gains and fees$0135
Additional Noninterest Income$6,538,000696
Total noninterest expense$27,520,000838
Salaries and employee benefits$17,912,000746
Premises and equipment expense$3,160,000804
Additional noninterest expense$6,448,0001,035
Pre-tax net operating income$13,210,000833
Securities gains (losses)$77,0001,062
Applicable income taxes$2,687,000745
Income before extraordinary items$10,600,000899
Extraordinary gains, net$011
Net income$10,600,000900
Minority interest net income$076
Net income of bank and minority interests.$10,600,000900
Net charge-offs$867,000713
Cash dividends$21,704,000285
Sale, conversion, retirement of capital stock, net$0626
Net operating income$10,538,400885
2019-09-30 (YTD Data)Rank
Total interest income$35,167,000732
Total interest expense$10,096,000532
Net interest income$25,071,000827
Provision for loan and lease losses$1,394,000530
Total noninterest income$7,082,000717
Gross Fiduciary activities income$1,343,000368
Service charges on deposit accounts$278,0002,331
Trading account gains and fees$0129
Additional Noninterest Income$5,461,000655
Total noninterest expense$20,874,000811
Salaries and employee benefits$13,329,000745
Premises and equipment expense$2,442,000775
Additional noninterest expense$5,103,000980
Pre-tax net operating income$9,885,000850
Securities gains (losses)$53,0001,045
Applicable income taxes$1,974,000772
Income before extraordinary items$7,964,000905
Extraordinary gains, net$011
Net income$7,964,000906
Minority interest net income$072
Net income of bank and minority interests.$7,964,000906
Net charge-offs$895,000526
Cash dividends$2,075,0001,161
Sale, conversion, retirement of capital stock, net$0590
Net operating income$7,921,600893
2019-06-30 (YTD Data)Rank
Total interest income$23,372,000736
Total interest expense$6,649,000534
Net interest income$16,723,000815
Provision for loan and lease losses$939,000516
Total noninterest income$4,971,000681
Gross Fiduciary activities income$860,000375
Service charges on deposit accounts$181,0002,342
Trading account gains and fees$0131
Additional Noninterest Income$3,930,000605
Total noninterest expense$14,339,000788
Salaries and employee benefits$8,921,000741
Premises and equipment expense$1,674,000761
Additional noninterest expense$3,744,000908
Pre-tax net operating income$6,416,000846
Securities gains (losses)$22,0001,015
Applicable income taxes$1,322,000748
Income before extraordinary items$5,116,000905
Extraordinary gains, net$011
Net income$5,116,000905
Minority interest net income$069
Net income of bank and minority interests.$5,116,000905
Net charge-offs$799,000413
Cash dividends$608,0001,893
Sale, conversion, retirement of capital stock, net$0573
Net operating income$5,098,620893
2019-03-31 (YTD Data)Rank
Total interest income$11,580,000737
Total interest expense$3,197,000539
Net interest income$8,383,000811
Provision for loan and lease losses$490,000482
Total noninterest income$2,736,000619
Gross Fiduciary activities income$401,000385
Service charges on deposit accounts$84,0002,444
Trading account gains and fees$0126
Additional Noninterest Income$2,251,000520
Total noninterest expense$7,455,000772
Salaries and employee benefits$4,652,000713
Premises and equipment expense$871,000746
Additional noninterest expense$1,932,000864
Pre-tax net operating income$3,174,000842
Securities gains (losses)$11,000693
Applicable income taxes$643,000737
Income before extraordinary items$2,542,000903
Extraordinary gains, net$05
Net income$2,542,000901
Minority interest net income$052
Net income of bank and minority interests.$2,542,000902
Net charge-offs$163,000701
Cash dividends$472,0001,394
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,533,200890
2018-12-31 (YTD Data)Rank
Total interest income$43,255,000736
Total interest expense$9,822,000532
Net interest income$33,433,000797
Provision for loan and lease losses$1,781,000561
Total noninterest income$7,969,000805
Gross Fiduciary activities income$1,632,000385
Service charges on deposit accounts$380,0002,365
Trading account gains and fees$0126
Additional Noninterest Income$5,957,000724
Total noninterest expense$25,776,000854
Salaries and employee benefits$17,121,000741
Premises and equipment expense$2,627,000940
Additional noninterest expense$6,028,0001,080
Pre-tax net operating income$13,845,000802
Securities gains (losses)$32,000483
Applicable income taxes$2,776,000693
Income before extraordinary items$11,101,000841
Extraordinary gains, net$06
Net income$11,101,000839
Minority interest net income$072
Net income of bank and minority interests.$11,101,000840
Net charge-offs$590,000855
Cash dividends$984,0002,257
Sale, conversion, retirement of capital stock, net$0671
Net operating income$11,075,400840
2018-09-30 (YTD Data)Rank
Total interest income$31,506,000740
Total interest expense$6,932,000523
Net interest income$24,574,000806
Provision for loan and lease losses$1,305,000529
Total noninterest income$6,185,000800
Gross Fiduciary activities income$1,282,000375
Service charges on deposit accounts$286,0002,373
Trading account gains and fees$0138
Additional Noninterest Income$4,617,000715
Total noninterest expense$19,586,000844
Salaries and employee benefits$13,144,000727
Premises and equipment expense$1,886,000963
Additional noninterest expense$4,556,0001,073
Pre-tax net operating income$9,868,000838
Securities gains (losses)$21,000556
Applicable income taxes$1,954,000739
Income before extraordinary items$7,935,000867
Extraordinary gains, net$05
Net income$7,935,000865
Minority interest net income$066
Net income of bank and minority interests.$7,935,000866
Net charge-offs$526,000695
Cash dividends$852,0001,840
Sale, conversion, retirement of capital stock, net$0633
Net operating income$7,918,200864
2018-06-30 (YTD Data)Rank
Total interest income$20,519,000749
Total interest expense$4,210,000525
Net interest income$16,309,000808
Provision for loan and lease losses$760,000578
Total noninterest income$4,450,000753
Gross Fiduciary activities income$806,000387
Service charges on deposit accounts$187,0002,397
Trading account gains and fees$0130
Additional Noninterest Income$3,457,000665
Total noninterest expense$12,977,000853
Salaries and employee benefits$8,717,000734
Premises and equipment expense$1,229,000980
Additional noninterest expense$3,031,0001,065
Pre-tax net operating income$7,022,000778
Securities gains (losses)$4,000737
Applicable income taxes$1,400,000692
Income before extraordinary items$5,626,000815
Extraordinary gains, net$06
Net income$5,626,000813
Minority interest net income$065
Net income of bank and minority interests.$5,626,000814
Net charge-offs$20,0002,256
Cash dividends$539,0001,910
Sale, conversion, retirement of capital stock, net$0620
Net operating income$5,622,800813
2018-03-31 (YTD Data)Rank
Total interest income$9,875,000764
Total interest expense$1,958,000537
Net interest income$7,917,000821
Provision for loan and lease losses$380,000575
Total noninterest income$2,654,000648
Gross Fiduciary activities income$388,000395
Service charges on deposit accounts$93,0002,413
Trading account gains and fees$0123
Additional Noninterest Income$2,173,000547
Total noninterest expense$6,419,000866
Salaries and employee benefits$4,435,000725
Premises and equipment expense$590,0001,031
Additional noninterest expense$1,394,0001,130
Pre-tax net operating income$3,772,000714
Securities gains (losses)$0735
Applicable income taxes$762,000642
Income before extraordinary items$3,010,000753
Extraordinary gains, net$07
Net income$3,010,000753
Minority interest net income$052
Net income of bank and minority interests.$3,010,000753
Net charge-offs$-111,0005,401
Cash dividends$424,0001,326
Sale, conversion, retirement of capital stock, net$0580
Net operating income$3,010,000749
2017-12-31 (YTD Data)Rank
Total interest income$39,434,000723
Total interest expense$6,822,000515
Net interest income$32,612,000778
Provision for loan and lease losses$2,596,000411
Total noninterest income$9,011,000742
Gross Fiduciary activities income$1,520,000388
Service charges on deposit accounts$373,0002,483
Trading account gains and fees$0151
Additional Noninterest Income$7,118,000652
Total noninterest expense$24,781,000874
Salaries and employee benefits$16,754,000734
Premises and equipment expense$2,384,0001,004
Additional noninterest expense$5,643,0001,135
Pre-tax net operating income$14,246,000723
Securities gains (losses)$-807,0005,611
Applicable income taxes$3,787,000807
Income before extraordinary items$9,652,000772
Extraordinary gains, net$09
Net income$9,652,000772
Minority interest net income$076
Net income of bank and minority interests.$9,652,000772
Net charge-offs$1,459,000523
Cash dividends$872,0002,358
Sale, conversion, retirement of capital stock, net$0711
Net operating income$10,233,040729
2017-09-30 (YTD Data)Rank
Total interest income$29,239,000730
Total interest expense$4,881,000523
Net interest income$24,358,000778
Provision for loan and lease losses$2,108,000383
Total noninterest income$7,401,000700
Gross Fiduciary activities income$903,000430
Service charges on deposit accounts$281,0002,502
Trading account gains and fees$0145
Additional Noninterest Income$6,217,000590
Total noninterest expense$19,383,000844
Salaries and employee benefits$13,514,000682
Premises and equipment expense$1,815,000990
Additional noninterest expense$4,054,0001,168
Pre-tax net operating income$10,268,000747
Securities gains (losses)$-345,0005,693
Applicable income taxes$1,893,000945
Income before extraordinary items$8,030,000762
Extraordinary gains, net$09
Net income$8,030,000761
Minority interest net income$071
Net income of bank and minority interests.$8,030,000762
Net charge-offs$724,000613
Cash dividends$771,0001,969
Sale, conversion, retirement of capital stock, net$0677
Net operating income$8,309,450724
2017-06-30 (YTD Data)Rank
Total interest income$19,238,000734
Total interest expense$3,046,000544
Net interest income$16,192,000779
Provision for loan and lease losses$1,466,000364
Total noninterest income$3,937,000824
Gross Fiduciary activities income$643,000417
Service charges on deposit accounts$184,0002,532
Trading account gains and fees$0139
Additional Noninterest Income$3,110,000719
Total noninterest expense$12,729,000855
Salaries and employee benefits$8,979,000686
Premises and equipment expense$1,202,0001,001
Additional noninterest expense$2,548,0001,217
Pre-tax net operating income$5,934,000849
Securities gains (losses)$154,000323
Applicable income taxes$1,655,000770
Income before extraordinary items$4,433,000887
Extraordinary gains, net$011
Net income$4,433,000888
Minority interest net income$071
Net income of bank and minority interests.$4,433,000887
Net charge-offs$446,000619
Cash dividends$491,0002,056
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,320,580888
2017-03-31 (YTD Data)Rank
Total interest income$9,563,000735
Total interest expense$1,427,000562
Net interest income$8,136,000770
Provision for loan and lease losses$763,000321
Total noninterest income$2,347,000714
Gross Fiduciary activities income$328,000418
Service charges on deposit accounts$92,0002,534
Trading account gains and fees$0142
Additional Noninterest Income$1,927,000608
Total noninterest expense$6,479,000847
Salaries and employee benefits$4,572,000685
Premises and equipment expense$615,000988
Additional noninterest expense$1,292,0001,210
Pre-tax net operating income$3,241,000751
Securities gains (losses)$57,000321
Applicable income taxes$927,000692
Income before extraordinary items$2,371,000810
Extraordinary gains, net$08
Net income$2,371,000810
Minority interest net income$055
Net income of bank and minority interests.$2,371,000810
Net charge-offs$374,000410
Cash dividends$403,0001,377
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,329,960810
2016-12-31 (YTD Data)Rank
Total interest income$37,526,000719
Total interest expense$4,738,000632
Net interest income$32,788,000728
Provision for loan and lease losses$1,800,000564
Total noninterest income$6,824,000922
Gross Fiduciary activities income$1,416,000395
Service charges on deposit accounts$407,0002,443
Trading account gains and fees$0170
Additional Noninterest Income$5,001,000845
Total noninterest expense$22,396,000938
Salaries and employee benefits$14,987,000799
Premises and equipment expense$2,197,0001,079
Additional noninterest expense$5,212,0001,214
Pre-tax net operating income$15,416,000634
Securities gains (losses)$588,000375
Applicable income taxes$4,767,000573
Income before extraordinary items$11,237,000689
Extraordinary gains, net$05
Net income$11,237,000688
Minority interest net income$082
Net income of bank and minority interests.$11,237,000688
Net charge-offs$1,219,000566
Cash dividends$806,0002,443
Sale, conversion, retirement of capital stock, net$0759
Net operating income$10,825,400695
2016-09-30 (YTD Data)Rank
Total interest income$28,106,000713
Total interest expense$3,429,000648
Net interest income$24,677,000715
Provision for loan and lease losses$1,125,000638
Total noninterest income$5,099,000920
Gross Fiduciary activities income$846,000435
Service charges on deposit accounts$311,0002,402
Trading account gains and fees$0169
Additional Noninterest Income$3,942,000806
Total noninterest expense$16,570,000959
Salaries and employee benefits$11,111,000800
Premises and equipment expense$1,625,0001,096
Additional noninterest expense$3,834,0001,238
Pre-tax net operating income$12,081,000610
Securities gains (losses)$561,000348
Applicable income taxes$3,817,000550
Income before extraordinary items$8,825,000664
Extraordinary gains, net$05
Net income$8,825,000664
Minority interest net income$071
Net income of bank and minority interests.$8,825,000664
Net charge-offs$675,000637
Cash dividends$723,0002,018
Sale, conversion, retirement of capital stock, net$0719
Net operating income$8,432,300671
2016-06-30 (YTD Data)Rank
Total interest income$18,629,000720
Total interest expense$2,172,000677
Net interest income$16,457,000719
Provision for loan and lease losses$750,000620
Total noninterest income$3,593,000877
Gross Fiduciary activities income$587,000433
Service charges on deposit accounts$202,0002,428
Trading account gains and fees$0157
Additional Noninterest Income$2,804,000770
Total noninterest expense$11,046,000956
Salaries and employee benefits$7,464,000793
Premises and equipment expense$1,033,0001,150
Additional noninterest expense$2,549,0001,246
Pre-tax net operating income$8,254,000593
Securities gains (losses)$468,000293
Applicable income taxes$2,656,000526
Income before extraordinary items$6,066,000641
Extraordinary gains, net$016
Net income$6,066,000639
Minority interest net income$071
Net income of bank and minority interests.$6,066,000640
Net charge-offs$565,000547
Cash dividends$455,0002,108
Sale, conversion, retirement of capital stock, net$0705
Net operating income$5,738,400647
2016-03-31 (YTD Data)Rank
Total interest income$9,340,000718
Total interest expense$1,039,000704
Net interest income$8,301,000717
Provision for loan and lease losses$375,000570
Total noninterest income$2,157,000757
Gross Fiduciary activities income$295,000438
Service charges on deposit accounts$100,0002,430
Trading account gains and fees$0142
Additional Noninterest Income$1,762,000631
Total noninterest expense$5,686,000926
Salaries and employee benefits$3,880,000762
Premises and equipment expense$510,0001,171
Additional noninterest expense$1,296,0001,227
Pre-tax net operating income$4,397,000547
Securities gains (losses)$115,000464
Applicable income taxes$1,388,000501
Income before extraordinary items$3,124,000591
Extraordinary gains, net$012
Net income$3,124,000589
Minority interest net income$062
Net income of bank and minority interests.$3,124,000591
Net charge-offs$46,0001,485
Cash dividends$380,0001,425
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,044,650590
2015-12-31 (YTD Data)Rank
Total interest income$35,453,000716
Total interest expense$3,731,000746
Net interest income$31,722,000708
Provision for loan and lease losses$270,0002,021
Total noninterest income$6,073,000989
Gross Fiduciary activities income$1,511,000389
Service charges on deposit accounts$430,0002,380
Trading account gains and fees$0159
Additional Noninterest Income$4,132,000924
Total noninterest expense$22,135,000934
Salaries and employee benefits$15,214,000754
Premises and equipment expense$2,064,0001,143
Additional noninterest expense$4,857,0001,298
Pre-tax net operating income$15,390,000607
Securities gains (losses)$-129,0006,091
Applicable income taxes$3,741,000646
Income before extraordinary items$11,520,000638
Extraordinary gains, net$023
Net income$11,520,000636
Minority interest net income$081
Net income of bank and minority interests.$11,520,000639
Net charge-offs$-1,487,0006,129
Cash dividends$763,0002,443
Sale, conversion, retirement of capital stock, net$0804
Net operating income$11,616,750617
2015-09-30 (YTD Data)Rank
Total interest income$26,144,000735
Total interest expense$2,791,000749
Net interest income$23,353,000728
Provision for loan and lease losses$270,0001,610
Total noninterest income$4,930,000936
Gross Fiduciary activities income$916,000428
Service charges on deposit accounts$320,0002,410
Trading account gains and fees$0153
Additional Noninterest Income$3,694,000840
Total noninterest expense$15,998,000975
Salaries and employee benefits$11,080,000788
Premises and equipment expense$1,581,0001,147
Additional noninterest expense$3,337,0001,407
Pre-tax net operating income$12,015,000602
Securities gains (losses)$-129,0006,201
Applicable income taxes$3,119,000617
Income before extraordinary items$8,767,000633
Extraordinary gains, net$021
Net income$8,767,000631
Minority interest net income$078
Net income of bank and minority interests.$8,767,000633
Net charge-offs$-1,781,0006,237
Cash dividends$697,0002,000
Sale, conversion, retirement of capital stock, net$0773
Net operating income$8,862,460613
2015-06-30 (YTD Data)Rank
Total interest income$17,240,000743
Total interest expense$1,858,000753
Net interest income$15,382,000733
Provision for loan and lease losses$270,0001,221
Total noninterest income$3,409,000913
Gross Fiduciary activities income$656,000421
Service charges on deposit accounts$208,0002,433
Trading account gains and fees$0157
Additional Noninterest Income$2,545,000811
Total noninterest expense$10,779,000966
Salaries and employee benefits$7,399,000788
Premises and equipment expense$1,091,0001,105
Additional noninterest expense$2,289,0001,367
Pre-tax net operating income$7,742,000618
Securities gains (losses)$-65,0006,255
Applicable income taxes$1,849,000666
Income before extraordinary items$5,828,000632
Extraordinary gains, net$022
Net income$5,828,000630
Minority interest net income$075
Net income of bank and minority interests.$5,828,000632
Net charge-offs$-2,231,0006,325
Cash dividends$433,0002,077
Sale, conversion, retirement of capital stock, net$0751
Net operating income$5,877,400616
2015-03-31 (YTD Data)Rank
Total interest income$8,505,000748
Total interest expense$931,000755
Net interest income$7,574,000744
Provision for loan and lease losses$270,000708
Total noninterest income$1,965,000798
Gross Fiduciary activities income$379,000394
Service charges on deposit accounts$94,0002,583
Trading account gains and fees$0152
Additional Noninterest Income$1,492,000687
Total noninterest expense$5,466,000949
Salaries and employee benefits$3,737,000782
Premises and equipment expense$594,0001,027
Additional noninterest expense$1,135,0001,357
Pre-tax net operating income$3,803,000607
Securities gains (losses)$02,027
Applicable income taxes$1,119,000582
Income before extraordinary items$2,684,000667
Extraordinary gains, net$013
Net income$2,684,000665
Minority interest net income$064
Net income of bank and minority interests.$2,684,000667
Net charge-offs$-2,337,0006,407
Cash dividends$368,0001,372
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,684,000647
2014-12-31 (YTD Data)Rank
Total interest income$32,911,000765
Total interest expense$4,099,000707
Net interest income$28,812,000762
Provision for loan and lease losses$795,0001,029
Total noninterest income$6,502,000910
Gross Fiduciary activities income$1,509,000390
Service charges on deposit accounts$396,0002,708
Trading account gains and fees$0180
Additional Noninterest Income$4,597,000809
Total noninterest expense$18,993,0001,073
Salaries and employee benefits$13,282,000827
Premises and equipment expense$1,661,0001,439
Additional noninterest expense$4,050,0001,546
Pre-tax net operating income$15,526,000561
Securities gains (losses)$31,0002,055
Applicable income taxes$4,417,000542
Income before extraordinary items$11,140,000612
Extraordinary gains, net$017
Net income$11,140,000610
Minority interest net income$084
Net income of bank and minority interests.$11,140,000612
Net charge-offs$163,0002,696
Cash dividends$2,308,0001,145
Sale, conversion, retirement of capital stock, net$0862
Net operating income$11,117,680603
2014-09-30 (YTD Data)Rank
Total interest income$24,283,000777
Total interest expense$3,099,000709
Net interest income$21,184,000779
Provision for loan and lease losses$525,0001,095
Total noninterest income$4,643,000934
Gross Fiduciary activities income$944,000426
Service charges on deposit accounts$300,0002,710
Trading account gains and fees$0174
Additional Noninterest Income$3,399,000820
Total noninterest expense$13,916,0001,099
Salaries and employee benefits$9,761,000843
Premises and equipment expense$1,220,0001,469
Additional noninterest expense$2,935,0001,596
Pre-tax net operating income$11,386,000576
Securities gains (losses)$8,0002,425
Applicable income taxes$3,255,000559
Income before extraordinary items$8,139,000634
Extraordinary gains, net$015
Net income$8,139,000630
Minority interest net income$081
Net income of bank and minority interests.$8,139,000632
Net charge-offs$201,0001,984
Cash dividends$166,0003,199
Sale, conversion, retirement of capital stock, net$0819
Net operating income$8,133,320620
2014-06-30 (YTD Data)Rank
Total interest income$15,900,000789
Total interest expense$2,062,000711
Net interest income$13,838,000789
Provision for loan and lease losses$525,000805
Total noninterest income$3,086,000919
Gross Fiduciary activities income$699,000405
Service charges on deposit accounts$196,0002,739
Trading account gains and fees$0172
Additional Noninterest Income$2,191,000819
Total noninterest expense$9,235,0001,095
Salaries and employee benefits$6,455,000843
Premises and equipment expense$795,0001,503
Additional noninterest expense$1,985,0001,573
Pre-tax net operating income$7,164,000594
Securities gains (losses)$-17,0006,356
Applicable income taxes$2,057,000570
Income before extraordinary items$5,090,000641
Extraordinary gains, net$020
Net income$5,090,000639
Minority interest net income$080
Net income of bank and minority interests.$5,090,000641
Net charge-offs$96,0002,213
Cash dividends$81,0003,273
Sale, conversion, retirement of capital stock, net$0794
Net operating income$5,102,070626
2014-03-31 (YTD Data)Rank
Total interest income$7,661,000817
Total interest expense$1,028,000722
Net interest income$6,633,000825
Provision for loan and lease losses$525,000430
Total noninterest income$1,633,000850
Gross Fiduciary activities income$365,000393
Service charges on deposit accounts$99,0002,693
Trading account gains and fees$0147
Additional Noninterest Income$1,169,000742
Total noninterest expense$4,593,0001,110
Salaries and employee benefits$3,229,000856
Premises and equipment expense$403,0001,510
Additional noninterest expense$961,0001,603
Pre-tax net operating income$3,148,000643
Securities gains (losses)$41,000722
Applicable income taxes$975,000567
Income before extraordinary items$2,214,000704
Extraordinary gains, net$016
Net income$2,214,000705
Minority interest net income$066
Net income of bank and minority interests.$2,214,000706
Net charge-offs$24,0002,372
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$2,185,710707
2013-12-31 (YTD Data)Rank
Total interest income$29,986,000831
Total interest expense$4,634,000723
Net interest income$25,352,000843
Provision for loan and lease losses$1,575,000750
Total noninterest income$4,282,0001,263
Gross Fiduciary activities income$1,341,000402
Service charges on deposit accounts$416,0002,725
Trading account gains and fees$0184
Additional Noninterest Income$2,525,0001,286
Total noninterest expense$15,731,0001,268
Salaries and employee benefits$10,914,000985
Premises and equipment expense$1,183,0001,943
Additional noninterest expense$3,634,0001,745
Pre-tax net operating income$12,328,000633
Securities gains (losses)$-1,470,0006,760
Applicable income taxes$3,413,000611
Income before extraordinary items$7,445,000841
Extraordinary gains, net$029
Net income$7,445,000843
Minority interest net income$090
Net income of bank and minority interests.$7,445,000843
Net charge-offs$531,0001,954
Cash dividends$2,905,000895
Sale, conversion, retirement of capital stock, net$0924
Net operating income$8,459,300733
2013-09-30 (YTD Data)Rank
Total interest income$22,303,000845
Total interest expense$3,545,000731
Net interest income$18,758,000859
Provision for loan and lease losses$1,575,000618
Total noninterest income$2,824,0001,399
Gross Fiduciary activities income$847,000433
Service charges on deposit accounts$305,0002,789
Trading account gains and fees$0180
Additional Noninterest Income$1,672,0001,435
Total noninterest expense$11,242,0001,325
Salaries and employee benefits$7,649,0001,062
Premises and equipment expense$883,0001,960
Additional noninterest expense$2,710,0001,745
Pre-tax net operating income$8,765,000684
Securities gains (losses)$-1,450,0006,862
Applicable income taxes$2,271,000667
Income before extraordinary items$5,044,000926
Extraordinary gains, net$025
Net income$5,044,000928
Minority interest net income$084
Net income of bank and minority interests.$5,044,000928
Net charge-offs$934,0001,052
Cash dividends$609,0001,907
Sale, conversion, retirement of capital stock, net$0868
Net operating income$6,044,500773
2013-06-30 (YTD Data)Rank
Total interest income$14,800,000844
Total interest expense$2,427,000737
Net interest income$12,373,000866
Provision for loan and lease losses$1,050,000653
Total noninterest income$1,631,0001,557
Gross Fiduciary activities income$626,000415
Service charges on deposit accounts$198,0002,809
Trading account gains and fees$0157
Additional Noninterest Income$807,0001,847
Total noninterest expense$7,183,0001,374
Salaries and employee benefits$4,949,0001,099
Premises and equipment expense$557,0002,056
Additional noninterest expense$1,677,0001,874
Pre-tax net operating income$5,771,000679
Securities gains (losses)$-595,0006,911
Applicable income taxes$1,624,000628
Income before extraordinary items$3,552,000876
Extraordinary gains, net$022
Net income$3,552,000876
Minority interest net income$082
Net income of bank and minority interests.$3,552,000878
Net charge-offs$823,000886
Cash dividends$503,0001,682
Sale, conversion, retirement of capital stock, net$0838
Net operating income$3,962,550759
2013-03-31 (YTD Data)Rank
Total interest income$7,455,000842
Total interest expense$1,253,000740
Net interest income$6,202,000860
Provision for loan and lease losses$525,000671
Total noninterest income$851,0001,502
Gross Fiduciary activities income$350,000389
Service charges on deposit accounts$96,0002,862
Trading account gains and fees$0148
Additional Noninterest Income$405,0001,848
Total noninterest expense$3,596,0001,389
Salaries and employee benefits$2,467,0001,110
Premises and equipment expense$284,0002,062
Additional noninterest expense$845,0001,852
Pre-tax net operating income$2,932,000656
Securities gains (losses)$-394,0007,003
Applicable income taxes$778,000652
Income before extraordinary items$1,760,000871
Extraordinary gains, net$010
Net income$1,760,000872
Minority interest net income$076
Net income of bank and minority interests.$1,760,000873
Net charge-offs$14,0003,305
Cash dividends$107,0002,000
Sale, conversion, retirement of capital stock, net$0789
Net operating income$2,031,860729
2012-12-31 (YTD Data)Rank
Total interest income$29,568,000883
Total interest expense$6,009,000723
Net interest income$23,559,000921
Provision for loan and lease losses$2,600,000866
Total noninterest income$3,377,0001,513
Gross Fiduciary activities income$1,347,000384
Service charges on deposit accounts$429,0002,783
Trading account gains and fees$0166
Additional Noninterest Income$1,601,0001,785
Total noninterest expense$14,150,0001,394
Salaries and employee benefits$9,704,0001,086
Premises and equipment expense$1,167,0002,001
Additional noninterest expense$3,279,0001,996
Pre-tax net operating income$10,186,000702
Securities gains (losses)$-776,0007,030
Applicable income taxes$2,893,000631
Income before extraordinary items$6,517,000929
Extraordinary gains, net$029
Net income$6,517,000928
Minority interest net income$093
Net income of bank and minority interests.$6,517,000929
Net charge-offs$1,614,0001,351
Cash dividends$1,687,0001,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$7,052,440786
2012-09-30 (YTD Data)Rank
Total interest income$21,949,000911
Total interest expense$4,628,000743
Net interest income$17,321,000947
Provision for loan and lease losses$2,090,000819
Total noninterest income$2,537,0001,497
Gross Fiduciary activities income$891,000410
Service charges on deposit accounts$316,0002,855
Trading account gains and fees$0157
Additional Noninterest Income$1,330,0001,647
Total noninterest expense$10,253,0001,437
Salaries and employee benefits$6,910,0001,139
Premises and equipment expense$844,0002,080
Additional noninterest expense$2,499,0001,969
Pre-tax net operating income$7,515,000746
Securities gains (losses)$-557,0007,121
Applicable income taxes$2,125,000667
Income before extraordinary items$4,833,000956
Extraordinary gains, net$020
Net income$4,833,000957
Minority interest net income$086
Net income of bank and minority interests.$4,833,000956
Net charge-offs$1,541,0001,094
Cash dividends$70,0003,468
Sale, conversion, retirement of capital stock, net$0952
Net operating income$5,217,330811
2012-06-30 (YTD Data)Rank
Total interest income$14,448,000933
Total interest expense$3,157,000752
Net interest income$11,291,000977
Provision for loan and lease losses$1,575,000772
Total noninterest income$1,711,0001,469
Gross Fiduciary activities income$594,000409
Service charges on deposit accounts$206,0002,886
Trading account gains and fees$0153
Additional Noninterest Income$911,0001,606
Total noninterest expense$6,700,0001,462
Salaries and employee benefits$4,659,0001,120
Premises and equipment expense$538,0002,147
Additional noninterest expense$1,503,0002,152
Pre-tax net operating income$4,727,000782
Securities gains (losses)$-358,0007,177
Applicable income taxes$1,314,000716
Income before extraordinary items$3,055,000999
Extraordinary gains, net$019
Net income$3,055,000999
Minority interest net income$084
Net income of bank and minority interests.$3,055,000999
Net charge-offs$768,0001,361
Cash dividends$70,0003,198
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,305,600861
2012-03-31 (YTD Data)Rank
Total interest income$7,177,000946
Total interest expense$1,620,000759
Net interest income$5,557,000991
Provision for loan and lease losses$1,045,000597
Total noninterest income$863,0001,455
Gross Fiduciary activities income$297,000406
Service charges on deposit accounts$101,0002,916
Trading account gains and fees$0148
Additional Noninterest Income$465,0001,585
Total noninterest expense$3,377,0001,458
Salaries and employee benefits$2,367,0001,101
Premises and equipment expense$267,0002,158
Additional noninterest expense$743,0002,172
Pre-tax net operating income$1,998,000892
Securities gains (losses)$-230,0007,243
Applicable income taxes$501,000880
Income before extraordinary items$1,267,0001,164
Extraordinary gains, net$019
Net income$1,267,0001,164
Minority interest net income$078
Net income of bank and minority interests.$1,267,0001,164
Net charge-offs$771,000809
Cash dividends$70,0002,288
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,432,600978
2011-12-31 (YTD Data)Rank
Total interest income$27,964,000995
Total interest expense$7,048,000849
Net interest income$20,916,0001,061
Provision for loan and lease losses$2,530,0001,330
Total noninterest income$3,290,0001,394
Gross Fiduciary activities income$1,149,000369
Service charges on deposit accounts$404,0003,005
Trading account gains and fees$0146
Additional Noninterest Income$1,737,0001,494
Total noninterest expense$13,790,0001,409
Salaries and employee benefits$8,804,0001,122
Premises and equipment expense$1,059,0002,297
Additional noninterest expense$3,927,0001,728
Pre-tax net operating income$7,886,000776
Securities gains (losses)$-709,0007,259
Applicable income taxes$1,997,000788
Income before extraordinary items$5,180,000970
Extraordinary gains, net$029
Net income$5,180,000969
Minority interest net income$096
Net income of bank and minority interests.$5,180,000970
Net charge-offs$1,603,0001,791
Cash dividends$2,167,000899
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$5,690,480853
2011-09-30 (YTD Data)Rank
Total interest income$20,822,0001,015
Total interest expense$5,408,000872
Net interest income$15,414,0001,092
Provision for loan and lease losses$1,710,0001,379
Total noninterest income$2,321,0001,446
Gross Fiduciary activities income$750,000392
Service charges on deposit accounts$303,0003,019
Trading account gains and fees$0145
Additional Noninterest Income$1,268,0001,503
Total noninterest expense$9,980,0001,460
Salaries and employee benefits$6,328,0001,178
Premises and equipment expense$776,0002,364
Additional noninterest expense$2,876,0001,763
Pre-tax net operating income$6,045,000779
Securities gains (losses)$-597,0007,358
Applicable income taxes$1,512,000792
Income before extraordinary items$3,936,000983
Extraordinary gains, net$021
Net income$3,936,000980
Minority interest net income$087
Net income of bank and minority interests.$3,936,000983
Net charge-offs$1,604,0001,430
Cash dividends$880,0001,284
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$4,365,840842
2011-06-30 (YTD Data)Rank
Total interest income$12,768,0001,135
Total interest expense$3,422,000959
Net interest income$9,346,0001,201
Provision for loan and lease losses$1,080,0001,425
Total noninterest income$1,461,0001,505
Gross Fiduciary activities income$500,000400
Service charges on deposit accounts$200,0003,027
Trading account gains and fees$0153
Additional Noninterest Income$761,0001,613
Total noninterest expense$6,036,0001,625
Salaries and employee benefits$3,871,0001,292
Premises and equipment expense$456,0002,640
Additional noninterest expense$1,709,0002,000
Pre-tax net operating income$3,691,000822
Securities gains (losses)$-375,0007,419
Applicable income taxes$879,000845
Income before extraordinary items$2,437,0001,015
Extraordinary gains, net$015
Net income$2,437,0001,013
Minority interest net income$089
Net income of bank and minority interests.$2,437,0001,015
Net charge-offs$803,0001,666
Cash dividends$658,0001,157
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,710,750877
2011-03-31 (YTD Data)Rank
Total interest income$6,265,0001,168
Total interest expense$1,746,000976
Net interest income$4,519,0001,231
Provision for loan and lease losses$540,0001,366
Total noninterest income$714,0001,551
Gross Fiduciary activities income$250,000405
Service charges on deposit accounts$96,0003,056
Trading account gains and fees$0158
Additional Noninterest Income$368,0001,664
Total noninterest expense$3,018,0001,645
Salaries and employee benefits$1,955,0001,286
Premises and equipment expense$231,0002,653
Additional noninterest expense$832,0002,030
Pre-tax net operating income$1,675,000900
Securities gains (losses)$-255,0007,480
Applicable income taxes$343,000999
Income before extraordinary items$1,077,0001,142
Extraordinary gains, net$09
Net income$1,077,0001,141
Minority interest net income$086
Net income of bank and minority interests.$1,077,0001,141
Net charge-offs$31,0003,744
Cash dividends$214,0001,361
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,270,800931
2010-12-31 (YTD Data)Rank
Total interest income$25,230,0001,223
Total interest expense$7,941,0001,046
Net interest income$17,289,0001,300
Provision for loan and lease losses$3,018,0001,607
Total noninterest income$2,955,0001,566
Gross Fiduciary activities income$1,017,000392
Service charges on deposit accounts$497,0002,651
Trading account gains and fees$0175
Additional Noninterest Income$1,441,0001,740
Total noninterest expense$12,130,0001,642
Salaries and employee benefits$7,920,0001,248
Premises and equipment expense$859,0002,806
Additional noninterest expense$3,351,0002,077
Pre-tax net operating income$5,096,0001,014
Securities gains (losses)$-2,540,0007,581
Applicable income taxes$263,0002,483
Income before extraordinary items$2,293,0001,795
Extraordinary gains, net$029
Net income$2,293,0001,796
Minority interest net income$0111
Net income of bank and minority interests.$2,293,0001,797
Net charge-offs$4,117,0001,184
Cash dividends$2,249,000742
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$4,579,000916
2010-09-30 (YTD Data)Rank
Total interest income$18,986,0001,241
Total interest expense$6,100,0001,058
Net interest income$12,886,0001,318
Provision for loan and lease losses$2,666,0001,368
Total noninterest income$2,159,0001,595
Gross Fiduciary activities income$675,000418
Service charges on deposit accounts$385,0002,657
Trading account gains and fees$0165
Additional Noninterest Income$1,099,0001,701
Total noninterest expense$8,873,0001,660
Salaries and employee benefits$5,818,0001,271
Premises and equipment expense$633,0002,902
Additional noninterest expense$2,422,0002,122
Pre-tax net operating income$3,506,0001,147
Securities gains (losses)$-2,611,0007,705
Applicable income taxes$-230,0007,226
Income before extraordinary items$1,125,0002,677
Extraordinary gains, net$023
Net income$1,125,0002,675
Minority interest net income$0110
Net income of bank and minority interests.$1,125,0002,679
Net charge-offs$3,971,000916
Cash dividends$1,074,000986
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,736,000891
2010-06-30 (YTD Data)Rank
Total interest income$12,620,0001,254
Total interest expense$4,190,0001,068
Net interest income$8,430,0001,350
Provision for loan and lease losses$2,350,0001,135
Total noninterest income$1,448,0001,537
Gross Fiduciary activities income$450,000416
Service charges on deposit accounts$252,0002,703
Trading account gains and fees$0152
Additional Noninterest Income$746,0001,608
Total noninterest expense$5,930,0001,660
Salaries and employee benefits$3,902,0001,257
Premises and equipment expense$433,0002,859
Additional noninterest expense$1,595,0002,147
Pre-tax net operating income$1,598,0001,631
Securities gains (losses)$-2,611,0007,784
Applicable income taxes$-738,0007,561
Income before extraordinary items$-275,0006,665
Extraordinary gains, net$019
Net income$-275,0006,667
Minority interest net income$0105
Net income of bank and minority interests.$-275,0006,666
Net charge-offs$3,618,000709
Cash dividends$900,000798
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,396,0401,491
2010-03-31 (YTD Data)Rank
Total interest income$6,207,0001,299
Total interest expense$2,146,0001,096
Net interest income$4,061,0001,411
Provision for loan and lease losses$415,0002,028
Total noninterest income$719,0001,572
Gross Fiduciary activities income$225,000425
Service charges on deposit accounts$121,0002,781
Trading account gains and fees$0175
Additional Noninterest Income$373,0001,576
Total noninterest expense$2,876,0001,735
Salaries and employee benefits$1,971,0001,272
Premises and equipment expense$220,0002,891
Additional noninterest expense$685,0002,425
Pre-tax net operating income$1,489,000900
Securities gains (losses)$-894,0007,871
Applicable income taxes$39,0002,979
Income before extraordinary items$556,0001,953
Extraordinary gains, net$016
Net income$556,0001,951
Minority interest net income$091
Net income of bank and minority interests.$556,0001,953
Net charge-offs$248,0002,229
Cash dividends$591,000580
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,387,420765
2009-12-31 (YTD Data)Rank
Total interest income$25,828,0001,329
Total interest expense$9,529,0001,250
Net interest income$16,299,0001,356
Provision for loan and lease losses$5,259,0001,382
Total noninterest income$2,787,0001,701
Gross Fiduciary activities income$890,000410
Service charges on deposit accounts$593,0002,559
Trading account gains and fees$0211
Additional Noninterest Income$1,304,0001,810
Total noninterest expense$11,493,0001,774
Salaries and employee benefits$7,485,0001,336
Premises and equipment expense$827,0003,042
Additional noninterest expense$3,181,0002,229
Pre-tax net operating income$2,334,0001,676
Securities gains (losses)$-1,622,0007,777
Applicable income taxes$-385,0006,953
Income before extraordinary items$1,097,0002,622
Extraordinary gains, net$034
Net income$1,097,0002,620
Minority interest net income$0115
Net income of bank and minority interests.$1,097,0002,621
Net charge-offs$3,021,0001,599
Cash dividends$1,451,0001,227
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,719,0001,211
2009-09-30 (YTD Data)Rank
Total interest income$19,433,0001,350
Total interest expense$7,220,0001,300
Net interest income$12,213,0001,359
Provision for loan and lease losses$4,171,0001,193
Total noninterest income$2,152,0001,690
Gross Fiduciary activities income$720,000394
Service charges on deposit accounts$443,0002,577
Trading account gains and fees$0212
Additional Noninterest Income$989,0001,845
Total noninterest expense$8,245,0001,843
Salaries and employee benefits$5,444,0001,400
Premises and equipment expense$621,0003,072
Additional noninterest expense$2,180,0002,384
Pre-tax net operating income$1,949,0001,667
Securities gains (losses)$692,000534
Applicable income taxes$443,0001,525
Income before extraordinary items$2,198,0001,220
Extraordinary gains, net$027
Net income$2,198,0001,218
Minority interest net income$0118
Net income of bank and minority interests.$2,198,0001,220
Net charge-offs$1,601,0001,704
Cash dividends$1,452,000897
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,623,6401,606
2009-06-30 (YTD Data)Rank
Total interest income$12,991,0001,374
Total interest expense$4,788,0001,384
Net interest income$8,203,0001,361
Provision for loan and lease losses$2,890,0001,113
Total noninterest income$1,441,0001,702
Gross Fiduciary activities income$480,000395
Service charges on deposit accounts$290,0002,584
Trading account gains and fees$0193
Additional Noninterest Income$671,0001,850
Total noninterest expense$5,440,0001,894
Salaries and employee benefits$3,614,0001,436
Premises and equipment expense$406,0003,142
Additional noninterest expense$1,420,0002,456
Pre-tax net operating income$1,314,0001,699
Securities gains (losses)$03,136
Applicable income taxes$101,0002,625
Income before extraordinary items$1,213,0001,532
Extraordinary gains, net$021
Net income$1,213,0001,529
Minority interest net income$0112
Net income of bank and minority interests.$1,213,0001,531
Net charge-offs$1,356,0001,414
Cash dividends$963,000961
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,213,0001,508
2009-03-31 (YTD Data)Rank
Total interest income$6,433,0001,407
Total interest expense$2,416,0001,427
Net interest income$4,017,0001,373
Provision for loan and lease losses$596,0001,630
Total noninterest income$687,0001,716
Gross Fiduciary activities income$240,000393
Service charges on deposit accounts$142,0002,582
Trading account gains and fees$0171
Additional Noninterest Income$305,0001,935
Total noninterest expense$2,619,0001,896
Salaries and employee benefits$1,793,0001,462
Premises and equipment expense$213,0003,084
Additional noninterest expense$613,0002,518
Pre-tax net operating income$1,489,000858
Securities gains (losses)$02,434
Applicable income taxes$369,000889
Income before extraordinary items$1,120,000952
Extraordinary gains, net$015
Net income$1,120,000953
Minority interest net income$0102
Net income of bank and minority interests.$1,120,000954
Net charge-offs$149,0002,422
Cash dividends$758,000599
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,120,000896
2008-12-31 (YTD Data)Rank
Total interest income$26,518,0001,468
Total interest expense$11,624,0001,406
Net interest income$14,894,0001,500
Provision for loan and lease losses$607,0003,474
Total noninterest income$2,822,0001,657
Gross Fiduciary activities income$966,000413
Service charges on deposit accounts$578,0002,715
Trading account gains and fees$0154
Additional Noninterest Income$1,278,0001,800
Total noninterest expense$10,136,0001,903
Salaries and employee benefits$7,122,0001,449
Premises and equipment expense$776,0003,255
Additional noninterest expense$2,238,0002,577
Pre-tax net operating income$6,973,000791
Securities gains (losses)$-5,0006,965
Applicable income taxes$1,909,000709
Income before extraordinary items$5,059,000800
Extraordinary gains, net$039
Net income$5,059,000800
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$891,0002,091
Cash dividends$1,673,0001,578
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$5,062,650859
2008-09-30 (YTD Data)Rank
Total interest income$19,640,0001,524
Total interest expense$8,974,0001,418
Net interest income$10,666,0001,581
Provision for loan and lease losses$455,0002,870
Total noninterest income$2,175,0001,673
Gross Fiduciary activities income$765,000409
Service charges on deposit accounts$426,0002,776
Trading account gains and fees$0148
Additional Noninterest Income$984,0001,839
Total noninterest expense$7,268,0001,981
Salaries and employee benefits$5,057,0001,554
Premises and equipment expense$581,0003,273
Additional noninterest expense$1,630,0002,575
Pre-tax net operating income$5,118,000987
Securities gains (losses)$-3,0007,226
Applicable income taxes$1,392,000899
Income before extraordinary items$3,723,000985
Extraordinary gains, net$031
Net income$3,723,000984
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$710,0001,602
Cash dividends$1,673,0001,198
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,725,1901,047
2008-06-30 (YTD Data)Rank
Total interest income$12,971,0001,560
Total interest expense$6,122,0001,442
Net interest income$6,849,0001,644
Provision for loan and lease losses$304,0002,509
Total noninterest income$1,431,0001,708
Gross Fiduciary activities income$510,000419
Service charges on deposit accounts$266,0002,874
Trading account gains and fees$0149
Additional Noninterest Income$655,0001,879
Total noninterest expense$4,884,0001,961
Salaries and employee benefits$3,381,0001,558
Premises and equipment expense$393,0003,257
Additional noninterest expense$1,110,0002,507
Pre-tax net operating income$3,092,0001,146
Securities gains (losses)$03,233
Applicable income taxes$804,0001,109
Income before extraordinary items$2,288,0001,211
Extraordinary gains, net$021
Net income$2,288,0001,212
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$532,0001,258
Cash dividends$1,163,0001,253
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,288,0001,189
2008-03-31 (YTD Data)Rank
Total interest income$6,509,0001,595
Total interest expense$3,189,0001,471
Net interest income$3,320,0001,675
Provision for loan and lease losses$152,0002,108
Total noninterest income$713,0001,721
Gross Fiduciary activities income$255,000417
Service charges on deposit accounts$134,0002,840
Trading account gains and fees$0158
Additional Noninterest Income$324,0001,879
Total noninterest expense$2,401,0002,000
Salaries and employee benefits$1,644,0001,606
Premises and equipment expense$204,0003,178
Additional noninterest expense$553,0002,483
Pre-tax net operating income$1,480,0001,276
Securities gains (losses)$02,688
Applicable income taxes$349,0001,324
Income before extraordinary items$1,131,0001,336
Extraordinary gains, net$015
Net income$1,131,0001,339
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0002,501
Cash dividends$946,000807
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,131,0001,297
2007-12-31 (YTD Data)Rank
Total interest income$25,968,0001,662
Total interest expense$13,544,0001,480
Net interest income$12,424,0001,826
Provision for loan and lease losses$379,0002,788
Total noninterest income$2,776,0001,735
Gross Fiduciary activities income$973,000425
Service charges on deposit accounts$581,0002,740
Trading account gains and fees$0178
Additional Noninterest Income$1,222,0001,945
Total noninterest expense$9,256,0001,992
Salaries and employee benefits$6,490,0001,561
Premises and equipment expense$1,005,0002,556
Additional noninterest expense$1,761,0002,991
Pre-tax net operating income$5,565,0001,503
Securities gains (losses)$-1,0007,069
Applicable income taxes$1,424,0001,460
Income before extraordinary items$4,140,0001,533
Extraordinary gains, net$039
Net income$4,140,0001,533
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$336,0002,146
Cash dividends$1,277,0002,256
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,140,7401,523
2007-09-30 (YTD Data)Rank
Total interest income$19,319,0001,680
Total interest expense$10,209,0001,468
Net interest income$9,110,0001,868
Provision for loan and lease losses$285,0002,385
Total noninterest income$2,106,0001,724
Gross Fiduciary activities income$720,000425
Service charges on deposit accounts$436,0002,732
Trading account gains and fees$0184
Additional Noninterest Income$950,0001,895
Total noninterest expense$6,618,0002,062
Salaries and employee benefits$4,576,0001,648
Premises and equipment expense$743,0002,585
Additional noninterest expense$1,299,0002,976
Pre-tax net operating income$4,313,0001,567
Securities gains (losses)$5,0001,185
Applicable income taxes$1,148,0001,496
Income before extraordinary items$3,170,0001,597
Extraordinary gains, net$033
Net income$3,170,0001,596
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$178,0002,121
Cash dividends$1,080,0001,891
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,166,3501,586
2007-06-30 (YTD Data)Rank
Total interest income$12,683,0001,714
Total interest expense$6,759,0001,481
Net interest income$5,924,0001,950
Provision for loan and lease losses$192,0002,225
Total noninterest income$1,411,0001,747
Gross Fiduciary activities income$480,000436
Service charges on deposit accounts$280,0002,802
Trading account gains and fees$0168
Additional Noninterest Income$651,0001,870
Total noninterest expense$4,464,0002,061
Salaries and employee benefits$3,072,0001,667
Premises and equipment expense$494,0002,613
Additional noninterest expense$898,0002,890
Pre-tax net operating income$2,679,0001,709
Securities gains (losses)$5,0001,010
Applicable income taxes$723,0001,620
Income before extraordinary items$1,961,0001,764
Extraordinary gains, net$029
Net income$1,961,0001,764
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$134,0001,743
Cash dividends$667,0002,040
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,957,3501,756
2007-03-31 (YTD Data)Rank
Total interest income$6,193,0001,746
Total interest expense$3,301,0001,504
Net interest income$2,892,0002,014
Provision for loan and lease losses$99,0002,066
Total noninterest income$646,0001,835
Gross Fiduciary activities income$240,000438
Service charges on deposit accounts$136,0002,808
Trading account gains and fees$0195
Additional Noninterest Income$270,0002,111
Total noninterest expense$2,226,0002,074
Salaries and employee benefits$1,531,0001,701
Premises and equipment expense$242,0002,662
Additional noninterest expense$453,0002,838
Pre-tax net operating income$1,213,0001,845
Securities gains (losses)$01,187
Applicable income taxes$269,0002,000
Income before extraordinary items$944,0001,804
Extraordinary gains, net$022
Net income$944,0001,804
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0002,124
Cash dividends$667,0001,126
Sale, conversion, retirement of capital stock, net$0885
Net operating income$944,0001,794
2006-12-31 (YTD Data)Rank
Total interest income$23,601,0001,712
Total interest expense$12,209,0001,372
Net interest income$11,392,0002,043
Provision for loan and lease losses$-55,0008,410
Total noninterest income$2,782,0001,735
Gross Fiduciary activities income$924,000427
Service charges on deposit accounts$674,0002,454
Trading account gains and fees$0130
Additional Noninterest Income$1,184,0001,983
Total noninterest expense$8,858,0001,985
Salaries and employee benefits$6,218,0001,585
Premises and equipment expense$952,0002,583
Additional noninterest expense$1,688,0002,984
Pre-tax net operating income$5,371,0001,772
Securities gains (losses)$6,0001,217
Applicable income taxes$1,322,0001,843
Income before extraordinary items$4,055,0001,768
Extraordinary gains, net$051
Net income$4,055,0001,770
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-64,0008,410
Cash dividends$1,864,0001,641
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$4,050,5001,751
2006-09-30 (YTD Data)Rank
Total interest income$17,186,0001,748
Total interest expense$8,709,0001,399
Net interest income$8,477,0002,069
Provision for loan and lease losses$319,0002,052
Total noninterest income$2,113,0001,727
Gross Fiduciary activities income$709,000415
Service charges on deposit accounts$517,0002,412
Trading account gains and fees$0126
Additional Noninterest Income$887,0002,000
Total noninterest expense$6,378,0002,070
Salaries and employee benefits$4,395,0001,678
Premises and equipment expense$724,0002,560
Additional noninterest expense$1,259,0002,992
Pre-tax net operating income$3,893,0001,891
Securities gains (losses)$6,000998
Applicable income taxes$946,0001,958
Income before extraordinary items$2,953,0001,859
Extraordinary gains, net$045
Net income$2,953,0001,861
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$121,0002,061
Cash dividends$1,764,0001,276
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,948,4401,842
2006-06-30 (YTD Data)Rank
Total interest income$11,215,0001,754
Total interest expense$5,568,0001,389
Net interest income$5,647,0002,075
Provision for loan and lease losses$237,0001,861
Total noninterest income$1,418,0001,718
Gross Fiduciary activities income$473,000420
Service charges on deposit accounts$337,0002,426
Trading account gains and fees$0126
Additional Noninterest Income$608,0001,940
Total noninterest expense$4,292,0002,051
Salaries and employee benefits$2,949,0001,673
Premises and equipment expense$477,0002,583
Additional noninterest expense$866,0002,920
Pre-tax net operating income$2,536,0001,928
Securities gains (losses)$01,185
Applicable income taxes$616,0002,019
Income before extraordinary items$1,920,0001,909
Extraordinary gains, net$039
Net income$1,920,0001,911
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$89,0001,846
Cash dividends$1,327,0001,154
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,920,0001,889
2006-03-31 (YTD Data)Rank
Total interest income$5,468,0001,746
Total interest expense$2,651,0001,390
Net interest income$2,817,0002,062
Provision for loan and lease losses$113,0001,842
Total noninterest income$685,0001,733
Gross Fiduciary activities income$236,000421
Service charges on deposit accounts$166,0002,388
Trading account gains and fees$0115
Additional Noninterest Income$283,0002,027
Total noninterest expense$2,145,0002,063
Salaries and employee benefits$1,472,0001,681
Premises and equipment expense$243,0002,522
Additional noninterest expense$430,0002,924
Pre-tax net operating income$1,244,0001,910
Securities gains (losses)$0955
Applicable income taxes$305,0002,007
Income before extraordinary items$939,0001,903
Extraordinary gains, net$021
Net income$939,0001,902
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0002,442
Cash dividends$454,0001,473
Sale, conversion, retirement of capital stock, net$0648
Net operating income$939,0001,881
2005-12-31 (YTD Data)Rank
Total interest income$20,401,0001,651
Total interest expense$8,757,0001,302
Net interest income$11,644,0001,897
Provision for loan and lease losses$438,0002,123
Total noninterest income$2,739,0001,734
Gross Fiduciary activities income$883,000426
Service charges on deposit accounts$650,0002,494
Trading account gains and fees$0138
Additional Noninterest Income$1,206,0001,960
Total noninterest expense$8,569,0001,957
Salaries and employee benefits$6,451,0001,447
Premises and equipment expense$975,0002,422
Additional noninterest expense$1,143,0004,015
Pre-tax net operating income$5,376,0001,736
Securities gains (losses)$-8,0007,452
Applicable income taxes$1,434,0001,761
Income before extraordinary items$3,934,0001,764
Extraordinary gains, net$046
Net income$3,934,0001,762
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$574,0001,039
Cash dividends$857,0002,735
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,939,8401,736
2005-09-30 (YTD Data)Rank
Total interest income$15,046,0001,646
Total interest expense$6,367,0001,258
Net interest income$8,679,0001,890
Provision for loan and lease losses$353,0001,922
Total noninterest income$1,908,0001,853
Gross Fiduciary activities income$540,000473
Service charges on deposit accounts$465,0002,584
Trading account gains and fees$0126
Additional Noninterest Income$903,0001,946
Total noninterest expense$6,253,0001,982
Salaries and employee benefits$4,633,0001,505
Premises and equipment expense$724,0002,435
Additional noninterest expense$896,0003,822
Pre-tax net operating income$3,981,0001,773
Securities gains (losses)$-3,0007,524
Applicable income taxes$1,063,0001,796
Income before extraordinary items$2,915,0001,793
Extraordinary gains, net$035
Net income$2,915,0001,794
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$111,0002,414
Cash dividends$767,0002,173
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,917,1901,763
2005-06-30 (YTD Data)Rank
Total interest income$9,985,0001,609
Total interest expense$4,134,0001,206
Net interest income$5,851,0001,855
Provision for loan and lease losses$264,0001,710
Total noninterest income$1,560,0001,542
Gross Fiduciary activities income$671,000334
Service charges on deposit accounts$284,0002,724
Trading account gains and fees$0116
Additional Noninterest Income$605,0001,916
Total noninterest expense$4,473,0001,852
Salaries and employee benefits$3,080,0001,508
Premises and equipment expense$481,0002,421
Additional noninterest expense$912,0002,663
Pre-tax net operating income$2,674,0001,736
Securities gains (losses)$02,146
Applicable income taxes$724,0001,747
Income before extraordinary items$1,950,0001,750
Extraordinary gains, net$030
Net income$1,950,0001,750
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$74,0002,257
Cash dividends$200,0003,480
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,950,0001,721
2005-03-31 (YTD Data)Rank
Total interest income$4,869,0001,608
Total interest expense$1,985,0001,188
Net interest income$2,884,0001,856
Provision for loan and lease losses$85,0002,331
Total noninterest income$785,0001,513
Gross Fiduciary activities income$339,000329
Service charges on deposit accounts$140,0002,694
Trading account gains and fees$0115
Additional Noninterest Income$306,0001,873
Total noninterest expense$2,261,0001,844
Salaries and employee benefits$1,541,0001,511
Premises and equipment expense$250,0002,355
Additional noninterest expense$470,0002,580
Pre-tax net operating income$1,323,0001,726
Securities gains (losses)$01,685
Applicable income taxes$360,0001,732
Income before extraordinary items$963,0001,748
Extraordinary gains, net$024
Net income$963,0001,749
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0002,643
Cash dividends$194,0002,278
Sale, conversion, retirement of capital stock, net$0491
Net operating income$963,0001,715
2004-12-31 (YTD Data)Rank
Total interest income$18,785,0001,539
Total interest expense$6,788,0001,211
Net interest income$11,997,0001,690
Provision for loan and lease losses$566,0001,760
Total noninterest income$2,440,0001,903
Gross Fiduciary activities income$675,000467
Service charges on deposit accounts$570,0002,824
Trading account gains and fees$0138
Additional Noninterest Income$1,195,0001,910
Total noninterest expense$8,450,0001,908
Salaries and employee benefits$5,741,0001,547
Premises and equipment expense$924,0002,469
Additional noninterest expense$1,785,0002,666
Pre-tax net operating income$5,421,0001,573
Securities gains (losses)$101,0001,241
Applicable income taxes$1,618,0001,523
Income before extraordinary items$3,904,0001,651
Extraordinary gains, net$034
Net income$3,904,0001,652
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$473,0001,402
Cash dividends$379,0004,002
Sale, conversion, retirement of capital stock, net$-21,0008,878
Net operating income$3,832,2901,624
2004-09-30 (YTD Data)Rank
Total interest income$13,955,0001,539
Total interest expense$4,946,0001,216
Net interest income$9,009,0001,676
Provision for loan and lease losses$435,0001,660
Total noninterest income$1,742,0001,985
Gross Fiduciary activities income$465,000496
Service charges on deposit accounts$426,0002,848
Trading account gains and fees$0134
Additional Noninterest Income$851,0001,991
Total noninterest expense$6,131,0001,955
Salaries and employee benefits$4,132,0001,608
Premises and equipment expense$675,0002,511
Additional noninterest expense$1,324,0002,663
Pre-tax net operating income$4,185,0001,538
Securities gains (losses)$108,0001,119
Applicable income taxes$1,278,0001,468
Income before extraordinary items$3,015,0001,609
Extraordinary gains, net$026
Net income$3,015,0001,610
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$360,0001,264
Cash dividends$379,0003,111
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,939,4001,602
2004-06-30 (YTD Data)Rank
Total interest income$9,248,0001,532
Total interest expense$3,253,0001,217
Net interest income$5,995,0001,678
Provision for loan and lease losses$323,0001,449
Total noninterest income$1,137,0002,005
Gross Fiduciary activities income$310,000497
Service charges on deposit accounts$279,0002,869
Trading account gains and fees$0130
Additional Noninterest Income$548,0002,047
Total noninterest expense$4,109,0001,950
Salaries and employee benefits$2,766,0001,597
Premises and equipment expense$451,0002,496
Additional noninterest expense$892,0002,647
Pre-tax net operating income$2,700,0001,565
Securities gains (losses)$115,000942
Applicable income taxes$837,0001,475
Income before extraordinary items$1,978,0001,622
Extraordinary gains, net$021
Net income$1,978,0001,623
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$244,0001,189
Cash dividends$193,0003,537
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,897,5001,633
2004-03-31 (YTD Data)Rank
Total interest income$4,593,0001,541
Total interest expense$1,601,0001,248
Net interest income$2,992,0001,668
Provision for loan and lease losses$134,0001,688
Total noninterest income$566,0001,980
Gross Fiduciary activities income$155,000505
Service charges on deposit accounts$124,0003,080
Trading account gains and fees$0121
Additional Noninterest Income$287,0001,938
Total noninterest expense$2,071,0001,934
Salaries and employee benefits$1,378,0001,618
Premises and equipment expense$228,0002,495
Additional noninterest expense$465,0002,529
Pre-tax net operating income$1,353,0001,532
Securities gains (losses)$02,934
Applicable income taxes$398,0001,559
Income before extraordinary items$955,0001,656
Extraordinary gains, net$016
Net income$955,0001,656
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$143,0001,007
Cash dividends$167,0002,374
Sale, conversion, retirement of capital stock, net$0464
Net operating income$955,0001,568
2003-12-31 (YTD Data)Rank
Total interest income$17,634,0001,624
Total interest expense$5,843,0001,526
Net interest income$11,791,0001,647
Provision for loan and lease losses$798,0001,463
Total noninterest income$2,222,0002,146
Gross Fiduciary activities income$604,000500
Service charges on deposit accounts$558,0002,849
Trading account gains and fees$0160
Additional Noninterest Income$1,060,0002,302
Total noninterest expense$8,495,0001,870
Salaries and employee benefits$5,529,0001,560
Premises and equipment expense$970,0002,318
Additional noninterest expense$1,996,0002,409
Pre-tax net operating income$4,720,0001,711
Securities gains (losses)$11,0003,560
Applicable income taxes$1,355,0001,771
Income before extraordinary items$3,376,0001,837
Extraordinary gains, net$054
Net income$3,376,0001,840
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$964,000956
Cash dividends$304,0004,328
Sale, conversion, retirement of capital stock, net$-52,0009,096
Net operating income$3,368,1901,760
2003-09-30 (YTD Data)Rank
Total interest income$13,099,0001,665
Total interest expense$4,319,0001,631
Net interest income$8,780,0001,671
Provision for loan and lease losses$566,0001,496
Total noninterest income$1,599,0002,253
Gross Fiduciary activities income$441,000517
Service charges on deposit accounts$426,0002,823
Trading account gains and fees$0153
Additional Noninterest Income$732,0002,487
Total noninterest expense$6,280,0001,892
Salaries and employee benefits$3,973,0001,634
Premises and equipment expense$764,0002,229
Additional noninterest expense$1,543,0002,329
Pre-tax net operating income$3,533,0001,770
Securities gains (losses)$20,0002,954
Applicable income taxes$1,022,0001,826
Income before extraordinary items$2,531,0001,895
Extraordinary gains, net$040
Net income$2,531,0001,894
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$762,000831
Cash dividends$304,0003,433
Sale, conversion, retirement of capital stock, net$-52,0009,160
Net operating income$2,516,8001,805
2003-06-30 (YTD Data)Rank
Total interest income$8,843,0001,661
Total interest expense$2,908,0001,677
Net interest income$5,935,0001,642
Provision for loan and lease losses$400,0001,388
Total noninterest income$1,073,0002,240
Gross Fiduciary activities income$294,000516
Service charges on deposit accounts$287,0002,748
Trading account gains and fees$0150
Additional Noninterest Income$492,0002,461
Total noninterest expense$4,139,0001,910
Salaries and employee benefits$2,659,0001,614
Premises and equipment expense$498,0002,264
Additional noninterest expense$982,0002,403
Pre-tax net operating income$2,469,0001,693
Securities gains (losses)$30,0002,360
Applicable income taxes$734,0001,748
Income before extraordinary items$1,765,0001,823
Extraordinary gains, net$030
Net income$1,765,0001,823
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$287,0001,288
Cash dividends$150,0003,830
Sale, conversion, retirement of capital stock, net$-48,0009,205
Net operating income$1,743,7001,723
2003-03-31 (YTD Data)Rank
Total interest income$4,443,0001,668
Total interest expense$1,446,0001,728
Net interest income$2,997,0001,637
Provision for loan and lease losses$191,0001,424
Total noninterest income$524,0002,211
Gross Fiduciary activities income$147,000531
Service charges on deposit accounts$143,0002,678
Trading account gains and fees$0134
Additional Noninterest Income$234,0002,458
Total noninterest expense$2,053,0001,909
Salaries and employee benefits$1,318,0001,616
Premises and equipment expense$260,0002,175
Additional noninterest expense$475,0002,449
Pre-tax net operating income$1,277,0001,639
Securities gains (losses)$02,891
Applicable income taxes$376,0001,718
Income before extraordinary items$901,0001,766
Extraordinary gains, net$021
Net income$901,0001,765
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$166,0001,059
Cash dividends$150,0002,511
Sale, conversion, retirement of capital stock, net$-48,0009,270
Net operating income$901,0001,651
2002-12-31 (YTD Data)Rank
Total interest income$19,721,0001,562
Total interest expense$7,538,0001,507
Net interest income$12,183,0001,589
Provision for loan and lease losses$955,0001,406
Total noninterest income$2,099,0002,051
Gross Fiduciary activities income$568,000537
Service charges on deposit accounts$567,0002,679
Trading account gains and fees$0153
Additional Noninterest Income$964,0002,237
Total noninterest expense$8,269,0001,831
Salaries and employee benefits$5,320,0001,519
Premises and equipment expense$1,018,0002,144
Additional noninterest expense$1,931,0002,382
Pre-tax net operating income$5,058,0001,615
Securities gains (losses)$-30,0009,033
Applicable income taxes$1,501,0001,655
Income before extraordinary items$3,527,0001,704
Extraordinary gains, net$070
Net income$3,527,0001,703
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,073,000903
Cash dividends$300,0004,293
Sale, conversion, retirement of capital stock, net$10,000810
Net operating income$3,548,0001,631
2001-12-31 (YTD Data)Rank
Total interest income$21,559,0001,576
Total interest expense$11,012,0001,471
Net interest income$10,547,0001,695
Provision for loan and lease losses$724,0001,623
Total noninterest income$2,105,0001,932
Gross Fiduciary activities income$596,000538
Service charges on deposit accounts$542,0002,648
Trading account gains and fees$0177
Additional Noninterest Income$967,0002,090
Total noninterest expense$8,399,0001,732
Salaries and employee benefits$5,074,0001,494
Premises and equipment expense$1,143,0001,872
Additional noninterest expense$2,182,0002,062
Pre-tax net operating income$3,529,0001,968
Securities gains (losses)$13,0003,437
Applicable income taxes$1,075,0001,969
Income before extraordinary items$2,467,0002,115
Extraordinary gains, net$0105
Net income$2,467,0002,120
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$747,0001,156
Cash dividends$325,0004,252
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,457,9002,050
2000-12-31 (YTD Data)Rank
Total interest income$19,943,0001,741
Total interest expense$10,489,0001,636
Net interest income$9,454,0001,865
Provision for loan and lease losses$809,0001,267
Total noninterest income$1,919,0001,927
Gross Fiduciary activities income$544,000574
Service charges on deposit accounts$520,0002,600
Trading account gains and fees$0180
Additional Noninterest Income$855,0002,065
Total noninterest expense$7,546,0001,846
Salaries and employee benefits$4,458,0001,596
Premises and equipment expense$993,0002,072
Additional noninterest expense$2,095,0002,074
Pre-tax net operating income$3,018,0002,381
Securities gains (losses)$44,000742
Applicable income taxes$901,0002,313
Income before extraordinary items$2,161,0002,368
Extraordinary gains, net$038
Net income$2,161,0002,368
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$576,0001,119
Cash dividends$243,0004,825
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,129,7602,408
1999-12-31 (YTD Data)Rank
Total interest income$13,655,0002,399
Total interest expense$6,942,0002,139
Net interest income$6,713,0002,611
Provision for loan and lease losses$160,0004,104
Total noninterest income$1,724,0002,072
Gross Fiduciary activities income$515,000628
Service charges on deposit accounts$444,0002,926
Trading account gains and fees$0173
Additional Noninterest Income$765,0002,225
Total noninterest expense$4,885,0002,767
Salaries and employee benefits$3,080,0002,279
Premises and equipment expense$712,0002,833
Additional noninterest expense$1,093,0003,727
Pre-tax net operating income$3,392,0002,162
Securities gains (losses)$18,0001,449
Applicable income taxes$967,0002,276
Income before extraordinary items$2,443,0002,145
Extraordinary gains, net$035
Net income$2,443,0002,146
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$110,0003,405
Cash dividends$249,0004,890
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,430,0402,122
1998-12-31 (YTD Data)Rank
Total interest income$13,479,0002,409
Total interest expense$6,676,0002,272
Net interest income$6,803,0002,498
Provision for loan and lease losses$160,0004,005
Total noninterest income$1,517,0002,251
Gross Fiduciary activities income$489,000645
Service charges on deposit accounts$452,0002,802
Trading account gains and fees$0224
Additional Noninterest Income$576,0002,713
Total noninterest expense$4,528,0002,870
Salaries and employee benefits$2,866,0002,354
Premises and equipment expense$575,0003,293
Additional noninterest expense$1,087,0003,664
Pre-tax net operating income$3,632,0001,994
Securities gains (losses)$2,0003,909
Applicable income taxes$1,018,0002,287
Income before extraordinary items$2,616,0002,003
Extraordinary gains, net$032
Net income$2,616,0002,002
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$110,0003,472
Cash dividends$895,0002,423
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,614,5601,927
1997-12-31 (YTD Data)Rank
Total interest income$13,122,0002,504
Total interest expense$6,313,0002,379
Net interest income$6,809,0002,548
Provision for loan and lease losses$275,0002,782
Total noninterest income$1,477,0002,223
Gross Fiduciary activities income$444,000690
Service charges on deposit accounts$483,0002,716
Trading account gains and fees$0239
Additional Noninterest Income$550,0002,656
Total noninterest expense$4,464,0002,845
Salaries and employee benefits$2,823,0002,352
Premises and equipment expense$655,0002,914
Additional noninterest expense$986,0003,962
Pre-tax net operating income$3,547,0002,122
Securities gains (losses)$-10,00010,039
Applicable income taxes$1,097,0002,254
Income before extraordinary items$2,440,0002,160
Extraordinary gains, net$044
Net income$2,440,0002,159
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$225,0002,360
Cash dividends$255,0004,890
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,446,9002,101
1996-12-31 (YTD Data)Rank
Total interest income$12,821,0002,608
Total interest expense$6,037,0002,536
Net interest income$6,784,0002,594
Provision for loan and lease losses$472,0001,818
Total noninterest income$1,356,0002,473
Gross Fiduciary activities income$404,000770
Service charges on deposit accounts$484,0002,799
Trading account gains and fees$0262
Additional Noninterest Income$468,0003,064
Total noninterest expense$4,309,0003,129
Salaries and employee benefits$2,690,0002,481
Premises and equipment expense$648,0002,982
Additional noninterest expense$971,0004,513
Pre-tax net operating income$3,359,0002,130
Securities gains (losses)$-1,0009,274
Applicable income taxes$1,044,0002,264
Income before extraordinary items$2,314,0002,139
Extraordinary gains, net$053
Net income$2,314,0002,140
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$472,0001,491
Cash dividends$424,0003,750
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,314,6902,092
1995-12-31 (YTD Data)Rank
Total interest income$11,972,0002,792
Total interest expense$6,029,0002,541
Net interest income$5,943,0002,998
Provision for loan and lease losses$182,0003,207
Total noninterest income$1,235,0002,652
Gross Fiduciary activities income$346,000847
Service charges on deposit accounts$459,0002,954
Trading account gains and fees$0522
Additional Noninterest Income$430,0003,170
Total noninterest expense$4,172,0003,204
Salaries and employee benefits$2,523,0002,649
Premises and equipment expense$634,0003,068
Additional noninterest expense$1,015,0004,299
Pre-tax net operating income$2,824,0002,555
Securities gains (losses)$19,0001,949
Applicable income taxes$858,0002,710
Income before extraordinary items$1,985,0002,534
Extraordinary gains, net$065
Net income$1,985,0002,534
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$132,0003,189
Cash dividends$446,0003,631
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,971,7002,517
1994-12-31 (YTD Data)Rank
Total interest income$9,817,0003,082
Total interest expense$4,031,0003,028
Net interest income$5,786,0003,096
Provision for loan and lease losses$329,0002,124
Total noninterest income$1,294,0002,588
Gross Fiduciary activities income$307,000895
Service charges on deposit accounts$467,0002,960
Trading account gains and fees$0475
Additional Noninterest Income$520,0002,885
Total noninterest expense$4,252,0003,227
Salaries and employee benefits$2,445,0002,722
Premises and equipment expense$539,0003,570
Additional noninterest expense$1,268,0003,862
Pre-tax net operating income$2,499,0002,828
Securities gains (losses)$2,0003,070
Applicable income taxes$752,0002,923
Income before extraordinary items$1,749,0002,764
Extraordinary gains, net$0249
Net income$1,749,0002,766
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$329,0001,801
Cash dividends$217,0005,266
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,747,6002,787
1993-12-31 (YTD Data)Rank
Total interest income$9,746,0003,167
Total interest expense$3,773,0003,336
Net interest income$5,973,0003,039
Provision for loan and lease losses$405,0002,437
Total noninterest income$1,300,0002,739
Gross Fiduciary activities income$274,000973
Service charges on deposit accounts$472,0002,961
Trading account gains and fees$0532
Additional Noninterest Income$554,0003,040
Total noninterest expense$3,874,0003,592
Salaries and employee benefits$2,238,0002,937
Premises and equipment expense$377,0004,947
Additional noninterest expense$1,259,0004,020
Pre-tax net operating income$2,994,0002,296
Securities gains (losses)$07,477
Applicable income taxes$937,0002,420
Income before extraordinary items$2,057,0002,440
Extraordinary gains, net$03,149
Net income$2,057,0002,525
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$405,0002,038
Cash dividends$169,0005,845
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,057,0002,293
1992-12-31 (YTD Data)Rank
Total interest income$10,117,0003,454
Total interest expense$4,331,0003,791
Net interest income$5,786,0003,176
Provision for loan and lease losses$409,0003,414
Total noninterest income$971,0003,401
Gross Fiduciary activities income$209,0001,073
Service charges on deposit accounts$480,0002,902
Trading account gains and fees$0504
Additional Noninterest Income$282,0004,608
Total noninterest expense$3,719,0003,719
Salaries and employee benefits$2,083,0003,106
Premises and equipment expense$425,0004,572
Additional noninterest expense$1,211,0004,309
Pre-tax net operating income$2,629,0002,353
Securities gains (losses)$14,0006,053
Applicable income taxes$750,0002,772
Income before extraordinary items$1,893,0002,418
Extraordinary gains, net$45,0001,023
Net income$1,938,0002,404
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$365,0002,983
Cash dividends$191,0005,221
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,882,9202,254

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.