Home > First Western Bank & Trust > Net charge- offs to loans
First Western Bank & Trust, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1319% | 747 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2553% | 98 |
| Percentage Net Loans Charged-off:Construction & development | -0.0123% | 4,294 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5507% | 87 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0004% | 3,430 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0005% | 3,481 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2707% | 4,443 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1741% | 2,047 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1510% | 522 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1750% | 1,912 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2111% | 418 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4215% | 40 |
| Percentage Net Loans Charged-off:Construction & development | 0.0015% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8962% | 42 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0006% | 3,475 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0006% | 3,520 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3423% | 4,488 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0258% | 2,467 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2757% | 427 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0161% | 2,438 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3981% | 212 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6394% | 21 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3658% | 26 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0009% | 3,551 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0010% | 3,579 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0012% | 1,174 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1175% | 1,827 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3137% | 418 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1098% | 1,831 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8090% | 94 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2942% | 15 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.7666% | 11 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0018% | 3,718 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0020% | 3,802 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0075% | 751 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1112% | 1,655 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2155% | 340 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1072% | 1,592 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0856% | 811 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0112% | 697 |
| Percentage Net Loans Charged-off:Construction & development | 0.0166% | 128 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0381% | 362 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0438% | 325 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2569% | 568 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0678% | 4,275 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3519% | 425 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0830% | 4,326 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0935% | 660 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0172% | 491 |
| Percentage Net Loans Charged-off:Construction & development | 0.0237% | 97 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0519% | 263 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0597% | 241 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2580% | 441 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0691% | 4,228 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2372% | 428 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0802% | 4,264 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0850% | 644 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0184% | 427 |
| Percentage Net Loans Charged-off:Construction & development | 0.0017% | 91 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0802% | 189 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0922% | 172 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3643% | 288 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1310% | 4,155 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1209% | 406 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1401% | 4,151 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1632% | 365 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0375% | 245 |
| Percentage Net Loans Charged-off:Construction & development | 0.0035% | 59 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1644% | 89 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1889% | 82 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7382% | 153 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2249% | 4,258 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2485% | 767 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2241% | 4,228 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0644% | 1,143 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0432% | 625 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0817% | 386 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0137% | 743 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0156% | 698 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0434% | 1,176 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4333% | 953 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3490% | 424 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4358% | 867 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0691% | 955 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0576% | 483 |
| Percentage Net Loans Charged-off:Construction & development | -0.0023% | 3,983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1097% | 301 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0193% | 597 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0220% | 560 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0572% | 928 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1535% | 1,561 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4824% | 389 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1439% | 1,477 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0835% | 844 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0801% | 384 |
| Percentage Net Loans Charged-off:Construction & development | -0.0017% | 4,030 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1661% | 227 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 755 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0838% | 732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2813% | 1,104 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7528% | 317 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2681% | 1,020 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1551% | 506 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1614% | 195 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3348% | 115 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1449% | 480 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1381% | 1,354 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6218% | 310 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1251% | 1,275 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0733% | 1,753 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0134% | 4,255 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0022% | 4,250 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1506% | 4,062 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,462 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1909% | 1,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3264% | 1,639 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9703% | 265 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2815% | 1,646 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1384% | 1,053 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0022% | 3,771 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0036% | 4,305 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,241 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3156% | 795 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4767% | 1,219 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 526 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4954% | 1,076 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1586% | 933 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0038% | 3,920 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0062% | 4,427 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,154 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,087 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4301% | 634 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1666% | 2,059 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1472% | 492 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1674% | 1,935 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1091% | 1,039 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0146% | 4,371 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0236% | 4,666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0233% | 4,233 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 422 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0243% | 4,205 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1135% | 1,600 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0894% | 773 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1320% | 516 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0304% | 1,273 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0312% | 1,205 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1648% | 1,534 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1919% | 2,479 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6514% | 516 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1678% | 2,449 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1575% | 1,052 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1015% | 601 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1471% | 398 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0409% | 963 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0420% | 903 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2635% | 1,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2942% | 1,980 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6027% | 492 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2773% | 1,911 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2121% | 784 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1523% | 415 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2208% | 271 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0577% | 720 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0593% | 678 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3942% | 736 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4135% | 1,531 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9069% | 412 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3853% | 1,497 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0871% | 1,231 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0011% | 1,225 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0096% | 893 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0099% | 833 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2257% | 686 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3621% | 1,538 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2792% | 331 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3047% | 1,536 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0829% | 1,953 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0432% | 1,303 |
| Percentage Net Loans Charged-off:Construction & development | 0.8116% | 85 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0027% | 4,187 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0027% | 4,229 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0801% | 4,556 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2347% | 2,314 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1316% | 613 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2419% | 2,172 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0998% | 1,496 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0582% | 920 |
| Percentage Net Loans Charged-off:Construction & development | 1.1248% | 55 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0036% | 4,189 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0037% | 4,251 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1083% | 4,660 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3078% | 1,890 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3552% | 530 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3045% | 1,783 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0058% | 2,946 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 3,784 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0057% | 4,273 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0059% | 4,342 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1627% | 4,825 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2246% | 2,058 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 525 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2410% | 1,888 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0655% | 5,081 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,280 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,125 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3462% | 5,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0562% | 2,321 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0605% | 2,191 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2212% | 1,172 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2044% | 515 |
| Percentage Net Loans Charged-off:Construction & development | -3.1914% | 5,209 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0541% | 891 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.0279% | 19 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0540% | 1,489 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0558% | 1,418 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2739% | 1,342 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4564% | 1,857 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3190% | 644 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4674% | 1,691 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1476% | 1,362 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0604% | 1,147 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0727% | 636 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0790% | 1,092 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0816% | 1,065 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2645% | 1,085 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5075% | 1,573 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5083% | 561 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5074% | 1,426 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1376% | 1,333 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0941% | 798 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1125% | 447 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1201% | 791 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1241% | 765 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1795% | 1,078 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5658% | 1,398 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1260% | 1,042 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6218% | 1,154 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2339% | 768 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1794% | 409 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2248% | 211 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1266% | 668 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1305% | 636 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3747% | 579 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1313% | 2,227 |
| Percentage Net Loans Charged-off: Credit card loans | -1.2614% | 1,083 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2433% | 1,804 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2023% | 1,372 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1398% | 980 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2005% | 610 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0653% | 5,409 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0671% | 5,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1980% | 1,551 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9591% | 963 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8403% | 335 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8904% | 953 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2211% | 934 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1512% | 1,483 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1913% | 619 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2768% | 399 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0853% | 5,523 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0875% | 5,533 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0098% | 4,245 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1336% | 2,760 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1009% | 276 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0196% | 4,874 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2242% | 792 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1910% | 1,200 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3106% | 391 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4231% | 281 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0102% | 1,980 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0104% | 1,889 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0144% | 4,302 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4762% | 5,631 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9108% | 299 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6611% | 5,674 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2520% | 651 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0313% | 2,325 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0029% | 1,742 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0203% | 1,417 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0208% | 1,318 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0760% | 4,967 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0368% | 2,432 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7869% | 300 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0991% | 4,983 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1919% | 581 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2785% | 6,004 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.9749% | 6,093 |
| Percentage Net Loans Charged-off:Construction & development | -22.1811% | 5,705 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0024% | 4,962 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0662% | 2,133 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0678% | 2,042 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1507% | 1,713 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1456% | 672 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9921% | 524 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1584% | 590 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3338% | 704 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4557% | 6,142 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.2915% | 6,178 |
| Percentage Net Loans Charged-off:Construction & development | -25.7364% | 5,761 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0709% | 975 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0886% | 1,707 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0907% | 1,647 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2648% | 1,155 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6166% | 1,231 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8177% | 502 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5994% | 1,158 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1416% | 856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.8711% | 6,261 |
| Percentage Net Loans Charged-off: Total real estate loans | -2.0206% | 6,257 |
| Percentage Net Loans Charged-off:Construction & development | -34.7246% | 5,787 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1332% | 1,293 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1365% | 1,251 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0015% | 4,237 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8984% | 794 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3442% | 365 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8602% | 759 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0767% | 882 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -1.8584% | 6,355 |
| Percentage Net Loans Charged-off: Total real estate loans | -4.1623% | 6,337 |
| Percentage Net Loans Charged-off:Construction & development | -57.4977% | 5,810 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,834 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0030% | 4,300 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6730% | 1,049 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9795% | 374 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6461% | 982 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0879% | 690 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0352% | 4,127 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0977% | 6,082 |
| Percentage Net Loans Charged-off:Construction & development | -0.7413% | 5,663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0008% | 5,338 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,589 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,439 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1071% | 2,157 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3220% | 2,338 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9067% | 551 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2690% | 2,391 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1566% | 961 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0590% | 3,364 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0039% | 3,522 |
| Percentage Net Loans Charged-off:Construction & development | 0.0332% | 911 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0011% | 5,369 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,100 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0044% | 2,361 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3790% | 1,970 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2925% | 431 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2954% | 2,103 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1667% | 867 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0435% | 3,358 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0779% | 6,113 |
| Percentage Net Loans Charged-off:Construction & development | -0.5588% | 5,720 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0016% | 5,438 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,913 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,766 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0580% | 1,769 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2243% | 2,310 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5628% | 366 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1002% | 2,734 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2260% | 687 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0223% | 3,131 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0021% | 5,121 |
| Percentage Net Loans Charged-off:Construction & development | -0.0149% | 5,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,172 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0034% | 4,535 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4740% | 1,520 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4176% | 247 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2929% | 1,795 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0120% | 914 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1312% | 3,498 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1873% | 2,405 |
| Percentage Net Loans Charged-off:Construction & development | 1.5817% | 670 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0038% | 5,854 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,086 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,923 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1716% | 3,294 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1261% | 794 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1754% | 3,132 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1810% | 942 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3107% | 1,986 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6110% | 877 |
| Percentage Net Loans Charged-off:Construction & development | 5.3236% | 243 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0038% | 5,888 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,758 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,581 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0011% | 4,822 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1440% | 3,177 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1716% | 719 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1418% | 3,035 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1780% | 888 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4144% | 1,565 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8011% | 705 |
| Percentage Net Loans Charged-off:Construction & development | 7.0869% | 183 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0058% | 5,992 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,367 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0017% | 4,792 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1125% | 3,045 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1327% | 661 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1109% | 2,901 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2784% | 696 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0141% | 3,865 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0137% | 5,991 |
| Percentage Net Loans Charged-off:Construction & development | -0.1075% | 5,781 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0113% | 6,166 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,565 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,678 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2621% | 2,145 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2814% | 1,953 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0290% | 903 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4445% | 2,449 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9350% | 1,084 |
| Percentage Net Loans Charged-off:Construction & development | 9.1318% | 272 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0107% | 6,433 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,566 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,369 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1281% | 6,107 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1906% | 3,502 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1983% | 1,310 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2192% | 3,190 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2080% | 1,042 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5762% | 1,897 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2564% | 719 |
| Percentage Net Loans Charged-off:Construction & development | 12.4611% | 202 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0142% | 6,503 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,243 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,065 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1770% | 6,250 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2165% | 3,116 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4384% | 1,313 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2648% | 2,741 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1573% | 1,001 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4360% | 2,299 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1020% | 876 |
| Percentage Net Loans Charged-off:Construction & development | 10.7067% | 244 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0155% | 6,542 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,822 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,637 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2638% | 6,382 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1361% | 3,239 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6605% | 1,303 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1948% | 2,807 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0346% | 5,985 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8769% | 1,168 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2123% | 349 |
| Percentage Net Loans Charged-off:Construction & development | 21.4636% | 109 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,017 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,835 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5109% | 6,614 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0548% | 5,711 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7887% | 1,291 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4889% | 3,037 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0716% | 1,508 |
| Percentage Net Loans Charged-off:Construction & development | 9.2077% | 508 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1593% | 2,876 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2919% | 2,967 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3019% | 2,812 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0684% | 6,372 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2809% | 3,616 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5995% | 1,408 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3093% | 3,239 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0572% | 6,113 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6626% | 2,259 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4451% | 964 |
| Percentage Net Loans Charged-off:Construction & development | 12.4851% | 300 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2342% | 2,264 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2286% | 2,987 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2368% | 2,807 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0731% | 6,336 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3765% | 3,008 |
| Percentage Net Loans Charged-off: Credit card loans | -0.8845% | 1,421 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4088% | 2,559 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0724% | 6,175 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5577% | 2,431 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4185% | 1,008 |
| Percentage Net Loans Charged-off:Construction & development | 12.5750% | 314 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,039 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,832 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1030% | 6,435 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0941% | 6,370 |
| Percentage Net Loans Charged-off: Credit card loans | -1.1947% | 1,417 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0155% | 6,042 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0794% | 6,187 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0434% | 4,512 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0032% | 3,905 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0175% | 3,042 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0181% | 2,831 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1148% | 6,425 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1366% | 6,292 |
| Percentage Net Loans Charged-off: Credit card loans | -2.0977% | 1,430 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,214 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3874% | 598 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4575% | 1,518 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7874% | 577 |
| Percentage Net Loans Charged-off:Construction & development | 17.6893% | 211 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2803% | 2,571 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 5,031 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,844 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0674% | 4,492 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1170% | 4,897 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3003% | 831 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0441% | 775 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8779% | 1,021 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.7024% | 302 |
| Percentage Net Loans Charged-off:Construction & development | 22.6935% | 119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3726% | 1,993 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,641 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,440 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0985% | 3,964 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1437% | 4,480 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4911% | 728 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0816% | 714 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5717% | 658 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.2256% | 165 |
| Percentage Net Loans Charged-off:Construction & development | 32.3393% | 74 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,093 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,888 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1178% | 3,446 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1185% | 4,216 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7021% | 817 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1930% | 608 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3556% | 2,986 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,095 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,838 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1415% | 3,543 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1248% | 637 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6366% | 439 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0869% | 2,247 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4961% | 2,922 |
| Percentage Net Loans Charged-off:Construction & development | 2.5711% | 1,857 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1584% | 2,601 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,946 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,738 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0739% | 2,764 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2389% | 5,051 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7685% | 596 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7688% | 2,438 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1630% | 3,838 |
| Percentage Net Loans Charged-off:Construction & development | 0.2312% | 2,779 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2124% | 1,926 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,457 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,220 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0016% | 6,937 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1226% | 5,171 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5084% | 1,637 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.5971% | 427 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9829% | 1,785 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0571% | 4,156 |
| Percentage Net Loans Charged-off:Construction & development | 0.3582% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0058% | 2,223 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,865 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0024% | 6,874 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0567% | 5,030 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7726% | 1,637 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.0991% | 300 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2180% | 3,334 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1167% | 2,781 |
| Percentage Net Loans Charged-off:Construction & development | 0.7337% | 1,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0118% | 1,348 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1793% | 3,774 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3247% | 791 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8412% | 639 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3553% | 3,051 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2502% | 2,581 |
| Percentage Net Loans Charged-off:Construction & development | 2.0443% | 1,081 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1866% | 3,636 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0748% | 5,605 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6177% | 1,078 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8837% | 824 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3853% | 2,126 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0289% | 7,972 |
| Percentage Net Loans Charged-off:Construction & development | 0.0483% | 2,088 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4294% | 2,191 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1023% | 4,983 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8187% | 915 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0752% | 643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4408% | 1,542 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0422% | 8,036 |
| Percentage Net Loans Charged-off:Construction & development | 0.0749% | 1,518 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7709% | 1,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1854% | 4,109 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2365% | 739 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8123% | 652 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0808% | 3,282 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0850% | 8,156 |
| Percentage Net Loans Charged-off:Construction & development | 0.1501% | 905 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0054% | 2,183 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,977 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4504% | 645 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1549% | 3,130 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0217% | 3,487 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0807% | 3,356 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0864% | 5,223 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5354% | 1,072 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4281% | 922 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1110% | 3,011 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0328% | 2,391 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0329% | 3,023 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1413% | 4,455 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6147% | 947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2781% | 937 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1277% | 2,400 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0497% | 1,683 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0073% | 2,692 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1451% | 3,952 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3047% | 1,821 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3406% | 809 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0632% | 2,725 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2749% | 2,820 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3134% | 1,801 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1312% | 772 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0338% | 8,092 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0261% | 2,519 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0424% | 996 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4377% | 7,982 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0642% | 5,339 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2469% | 1,207 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2701% | 980 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0866% | 2,959 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0355% | 1,878 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0575% | 705 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0667% | 7,286 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0073% | 5,210 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3364% | 1,065 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3528% | 791 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0973% | 2,510 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0030% | 2,352 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0087% | 767 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1658% | 7,600 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0334% | 7,029 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1666% | 1,860 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5570% | 596 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0403% | 3,042 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3406% | 7,839 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5041% | 545 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3435% | 1,332 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0569% | 8,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0469% | 8,204 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8647% | 1,296 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2938% | 4,587 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0223% | 1,178 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3733% | 913 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0898% | 3,329 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0547% | 8,344 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0656% | 8,259 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0780% | 7,385 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2836% | 4,149 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1596% | 991 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3344% | 844 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0914% | 3,001 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0775% | 8,396 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1031% | 8,346 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1131% | 7,466 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2964% | 3,695 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8688% | 974 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3888% | 682 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0482% | 3,291 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1423% | 8,585 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2116% | 8,492 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0099% | 6,797 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1437% | 3,806 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6963% | 836 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2805% | 580 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3058% | 1,890 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1206% | 1,403 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0033% | 8,143 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3513% | 2,540 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3549% | 4,547 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1905% | 1,272 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4287% | 868 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3117% | 1,593 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1752% | 891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4621% | 1,838 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0159% | 6,066 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6242% | 1,367 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4106% | 770 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3180% | 1,493 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0068% | 923 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6536% | 1,396 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0714% | 7,808 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1890% | 1,345 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4521% | 658 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3768% | 1,177 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0090% | 1,813 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0138% | 525 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0115% | 816 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0242% | 7,349 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2905% | 615 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6249% | 1,136 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2190% | 1,458 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4186% | 4,625 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9370% | 1,546 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8014% | 801 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6566% | 926 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3776% | 1,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4162% | 4,210 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7869% | 711 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3713% | 1,680 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0411% | 3,353 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4717% | 3,684 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9347% | 594 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4356% | 1,277 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0419% | 7,509 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6043% | 2,869 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3648% | 2,630 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1712% | 421 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6974% | 1,143 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5542% | 385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9084% | 311 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1110% | 8,182 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5953% | 3,855 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4123% | 1,117 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4122% | 553 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4960% | 1,647 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0419% | 2,550 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1438% | 836 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1718% | 9,269 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1867% | 9,270 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0477% | 4,481 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2093% | 5,929 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1800% | 1,632 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1754% | 626 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4418% | 1,500 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1130% | 4,549 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1192% | 4,735 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2504% | 3,216 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5398% | 1,625 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1621% | 4,459 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4306% | 2,117 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5638% | 2,470 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5267% | 4,080 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |