Home > First Western Bank & Trust > Income and Expense

First Western Bank & Trust, Income and Expense

2011-06-30 (YTD Data)Rank
Total interest income$963,0006,618
Total interest expense$266,0005,959
Net interest income$697,0006,726
Provision for loan and lease losses$60,0004,872
Total noninterest income$16,0007,065
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$1,0007,043
Trading account gains and fees$0153
Additional Noninterest Income$15,0006,410
Total noninterest expense$577,0006,790
Salaries and employee benefits$347,0006,567
Premises and equipment expense$92,0006,228
Additional noninterest expense$138,0007,061
Pre-tax net operating income$76,0005,811
Securities gains (losses)$02,914
Applicable income taxes$27,0003,694
Income before extraordinary items$49,0006,016
Extraordinary gains, net$015
Net income$49,0006,015
Minority interest net income$089
Net income of bank and minority interests.$49,0006,016
Net charge-offs$174,0003,257
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$49,0005,936
2011-03-31 (YTD Data)Rank
Total interest income$478,0006,675
Total interest expense$140,0005,969
Net interest income$338,0006,801
Provision for loan and lease losses$30,0004,582
Total noninterest income$7,0007,170
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$07,070
Trading account gains and fees$0158
Additional Noninterest Income$7,0006,570
Total noninterest expense$271,0006,910
Salaries and employee benefits$171,0006,624
Premises and equipment expense$47,0006,228
Additional noninterest expense$53,0007,298
Pre-tax net operating income$44,0005,837
Securities gains (losses)$01,772
Applicable income taxes$16,0003,560
Income before extraordinary items$28,0006,019
Extraordinary gains, net$09
Net income$28,0006,018
Minority interest net income$086
Net income of bank and minority interests.$28,0006,019
Net charge-offs$174,0002,226
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$28,0005,990
2010-12-31 (YTD Data)Rank
Total interest income$2,097,0006,665
Total interest expense$669,0006,051
Net interest income$1,428,0006,791
Provision for loan and lease losses$1,016,0003,019
Total noninterest income$33,0007,133
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$3,0006,772
Trading account gains and fees$0175
Additional Noninterest Income$30,0006,418
Total noninterest expense$1,264,0006,785
Salaries and employee benefits$693,0006,705
Premises and equipment expense$240,0005,871
Additional noninterest expense$331,0007,013
Pre-tax net operating income$-819,0006,397
Securities gains (losses)$03,793
Applicable income taxes$-316,0007,068
Income before extraordinary items$-503,0006,370
Extraordinary gains, net$029
Net income$-503,0006,371
Minority interest net income$0111
Net income of bank and minority interests.$-503,0006,371
Net charge-offs$2,089,0001,813
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-503,0006,322
2010-09-30 (YTD Data)Rank
Total interest income$1,586,0006,756
Total interest expense$513,0006,162
Net interest income$1,073,0006,879
Provision for loan and lease losses$455,0003,690
Total noninterest income$25,0007,289
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$2,0006,867
Trading account gains and fees$0165
Additional Noninterest Income$23,0006,581
Total noninterest expense$938,0006,865
Salaries and employee benefits$510,0006,793
Premises and equipment expense$180,0005,931
Additional noninterest expense$248,0007,074
Pre-tax net operating income$-295,0006,392
Securities gains (losses)$03,651
Applicable income taxes$-115,0007,103
Income before extraordinary items$-180,0006,419
Extraordinary gains, net$023
Net income$-180,0006,419
Minority interest net income$0110
Net income of bank and minority interests.$-180,0006,418
Net charge-offs$1,347,0001,876
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-180,0006,326
2010-06-30 (YTD Data)Rank
Total interest income$1,000,0006,879
Total interest expense$343,0006,244
Net interest income$657,0007,016
Provision for loan and lease losses$335,0003,454
Total noninterest income$15,0007,381
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,0006,923
Trading account gains and fees$0152
Additional Noninterest Income$14,0006,676
Total noninterest expense$633,0006,895
Salaries and employee benefits$344,0006,811
Premises and equipment expense$122,0005,928
Additional noninterest expense$167,0007,113
Pre-tax net operating income$-296,0006,569
Securities gains (losses)$03,184
Applicable income taxes$-115,0007,220
Income before extraordinary items$-181,0006,541
Extraordinary gains, net$019
Net income$-181,0006,543
Minority interest net income$0105
Net income of bank and minority interests.$-181,0006,541
Net charge-offs$28,0005,315
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-181,0006,485
2010-03-31 (YTD Data)Rank
Total interest income$486,0007,000
Total interest expense$169,0006,411
Net interest income$317,0007,137
Provision for loan and lease losses$45,0004,935
Total noninterest income$8,0007,486
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$1,0006,994
Trading account gains and fees$0175
Additional Noninterest Income$7,0006,844
Total noninterest expense$312,0007,016
Salaries and employee benefits$174,0006,882
Premises and equipment expense$62,0005,980
Additional noninterest expense$76,0007,323
Pre-tax net operating income$-32,0006,427
Securities gains (losses)$02,284
Applicable income taxes$-11,0007,118
Income before extraordinary items$-21,0006,499
Extraordinary gains, net$016
Net income$-21,0006,501
Minority interest net income$091
Net income of bank and minority interests.$-21,0006,500
Net charge-offs$05,610
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-21,0006,416
2009-12-31 (YTD Data)Rank
Total interest income$1,779,0007,227
Total interest expense$779,0006,519
Net interest income$1,000,0007,444
Provision for loan and lease losses$1,263,0003,135
Total noninterest income$24,0007,566
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$3,0007,077
Trading account gains and fees$0211
Additional Noninterest Income$21,0006,936
Total noninterest expense$1,126,0007,253
Salaries and employee benefits$661,0007,061
Premises and equipment expense$240,0006,155
Additional noninterest expense$225,0007,665
Pre-tax net operating income$-1,365,0006,395
Securities gains (losses)$03,754
Applicable income taxes$-499,0007,026
Income before extraordinary items$-866,0006,295
Extraordinary gains, net$034
Net income$-866,0006,295
Minority interest net income$0115
Net income of bank and minority interests.$-866,0006,294
Net charge-offs$13,0006,819
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-866,0006,304
2009-09-30 (YTD Data)Rank
Total interest income$1,326,0007,312
Total interest expense$604,0006,589
Net interest income$722,0007,547
Provision for loan and lease losses$1,191,0002,522
Total noninterest income$19,0007,695
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$3,0007,130
Trading account gains and fees$0212
Additional Noninterest Income$16,0007,114
Total noninterest expense$846,0007,288
Salaries and employee benefits$497,0007,089
Premises and equipment expense$179,0006,203
Additional noninterest expense$170,0007,708
Pre-tax net operating income$-1,296,0006,781
Securities gains (losses)$03,497
Applicable income taxes$-476,0007,332
Income before extraordinary items$-820,0006,638
Extraordinary gains, net$027
Net income$-820,0006,639
Minority interest net income$0118
Net income of bank and minority interests.$-820,0006,639
Net charge-offs$13,0006,424
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-820,0006,637
2009-06-30 (YTD Data)Rank
Total interest income$903,0007,346
Total interest expense$417,0006,632
Net interest income$486,0007,589
Provision for loan and lease losses$416,0003,216
Total noninterest income$9,0007,827
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,0007,215
Trading account gains and fees$0193
Additional Noninterest Income$8,0007,329
Total noninterest expense$546,0007,397
Salaries and employee benefits$332,0007,160
Premises and equipment expense$118,0006,277
Additional noninterest expense$96,0007,908
Pre-tax net operating income$-467,0006,604
Securities gains (losses)$03,136
Applicable income taxes$-168,0007,274
Income before extraordinary items$-299,0006,536
Extraordinary gains, net$021
Net income$-299,0006,535
Minority interest net income$0112
Net income of bank and minority interests.$-299,0006,535
Net charge-offs$13,0005,866
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-299,0006,527
2009-03-31 (YTD Data)Rank
Total interest income$451,0007,403
Total interest expense$208,0006,739
Net interest income$243,0007,624
Provision for loan and lease losses$344,0002,156
Total noninterest income$7,0007,847
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$07,262
Trading account gains and fees$0171
Additional Noninterest Income$7,0007,131
Total noninterest expense$271,0007,424
Salaries and employee benefits$167,0007,186
Premises and equipment expense$59,0006,334
Additional noninterest expense$45,0007,942
Pre-tax net operating income$-365,0007,154
Securities gains (losses)$02,434
Applicable income taxes$-124,0007,599
Income before extraordinary items$-241,0007,101
Extraordinary gains, net$015
Net income$-241,0007,102
Minority interest net income$0102
Net income of bank and minority interests.$-241,0007,102
Net charge-offs$13,0004,614
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-241,0007,037
2008-12-31 (YTD Data)Rank
Total interest income$1,514,0007,673
Total interest expense$636,0007,437
Net interest income$878,0007,741
Provision for loan and lease losses$239,0004,993
Total noninterest income$40,0007,808
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$5,0007,235
Trading account gains and fees$0154
Additional Noninterest Income$35,0007,078
Total noninterest expense$1,067,0007,459
Salaries and employee benefits$652,0007,276
Premises and equipment expense$247,0006,272
Additional noninterest expense$168,0008,007
Pre-tax net operating income$-388,0006,694
Securities gains (losses)$03,220
Applicable income taxes$-143,0007,152
Income before extraordinary items$-245,0006,525
Extraordinary gains, net$039
Net income$-245,0006,525
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,039
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-245,0006,672
2008-09-30 (YTD Data)Rank
Total interest income$1,026,0007,864
Total interest expense$423,0007,673
Net interest income$603,0007,877
Provision for loan and lease losses$167,0004,483
Total noninterest income$24,0007,988
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$3,0007,312
Trading account gains and fees$0148
Additional Noninterest Income$21,0007,390
Total noninterest expense$761,0007,546
Salaries and employee benefits$448,0007,452
Premises and equipment expense$185,0006,292
Additional noninterest expense$128,0008,042
Pre-tax net operating income$-301,0007,114
Securities gains (losses)$03,106
Applicable income taxes$-110,0007,551
Income before extraordinary items$-191,0006,891
Extraordinary gains, net$031
Net income$-191,0006,889
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-191,0007,066
2008-06-30 (YTD Data)Rank
Total interest income$604,0008,012
Total interest expense$231,0007,930
Net interest income$373,0007,991
Provision for loan and lease losses$95,0004,331
Total noninterest income$18,0008,054
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$2,0007,352
Trading account gains and fees$0149
Additional Noninterest Income$16,0007,379
Total noninterest expense$503,0007,604
Salaries and employee benefits$303,0007,497
Premises and equipment expense$123,0006,335
Additional noninterest expense$77,0008,161
Pre-tax net operating income$-207,0007,334
Securities gains (losses)$03,233
Applicable income taxes$-76,0007,812
Income before extraordinary items$-131,0007,297
Extraordinary gains, net$021
Net income$-131,0007,297
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-131,0007,277
2008-03-31 (YTD Data)Rank
Total interest income$283,0008,129
Total interest expense$97,0008,109
Net interest income$186,0008,045
Provision for loan and lease losses$39,0004,135
Total noninterest income$16,0007,860
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$1,0007,357
Trading account gains and fees$0158
Additional Noninterest Income$15,0006,825
Total noninterest expense$262,0007,578
Salaries and employee benefits$160,0007,423
Premises and equipment expense$63,0006,324
Additional noninterest expense$39,0008,200
Pre-tax net operating income$-99,0007,560
Securities gains (losses)$02,688
Applicable income taxes$-38,0007,984
Income before extraordinary items$-61,0007,547
Extraordinary gains, net$015
Net income$-61,0007,546
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-61,0007,487
2007-12-31 (YTD Data)Rank
Total interest income$850,0008,268
Total interest expense$225,0008,278
Net interest income$625,0008,164
Provision for loan and lease losses$139,0004,444
Total noninterest income$6,0008,345
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$3,0007,419
Trading account gains and fees$0178
Additional Noninterest Income$3,0008,238
Total noninterest expense$963,0007,695
Salaries and employee benefits$554,0007,655
Premises and equipment expense$249,0006,265
Additional noninterest expense$160,0008,208
Pre-tax net operating income$-471,0007,799
Securities gains (losses)$02,146
Applicable income taxes$-179,0008,109
Income before extraordinary items$-292,0007,769
Extraordinary gains, net$039
Net income$-292,0007,767
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0006,253
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$-292,0007,751
2007-09-30 (YTD Data)Rank
Total interest income$582,0008,345
Total interest expense$132,0008,365
Net interest income$450,0008,250
Provision for loan and lease losses$75,0004,567
Total noninterest income$2,0008,421
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,0007,480
Trading account gains and fees$0184
Additional Noninterest Income$1,0008,340
Total noninterest expense$651,0007,822
Salaries and employee benefits$344,0007,891
Premises and equipment expense$186,0006,262
Additional noninterest expense$121,0008,187
Pre-tax net operating income$-274,0007,946
Securities gains (losses)$01,655
Applicable income taxes$-102,0008,239
Income before extraordinary items$-172,0007,920
Extraordinary gains, net$033
Net income$-172,0007,916
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0005,610
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$-172,0007,901
2007-06-30 (YTD Data)Rank
Total interest income$344,0008,450
Total interest expense$53,0008,482
Net interest income$291,0008,328
Provision for loan and lease losses$58,0004,221
Total noninterest income$08,515
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$07,560
Trading account gains and fees$0168
Additional Noninterest Income$08,426
Total noninterest expense$405,0007,949
Salaries and employee benefits$221,0007,992
Premises and equipment expense$119,0006,393
Additional noninterest expense$65,0008,385
Pre-tax net operating income$-172,0008,059
Securities gains (losses)$01,444
Applicable income taxes$-65,0008,326
Income before extraordinary items$-107,0008,010
Extraordinary gains, net$029
Net income$-107,0008,009
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$-107,0008,004
2007-03-31 (YTD Data)Rank
Total interest income$145,0008,538
Total interest expense$20,0008,545
Net interest income$125,0008,453
Provision for loan and lease losses$14,0004,851
Total noninterest income$08,538
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$07,573
Trading account gains and fees$0195
Additional Noninterest Income$08,433
Total noninterest expense$196,0008,027
Salaries and employee benefits$109,0008,038
Premises and equipment expense$59,0006,441
Additional noninterest expense$28,0008,480
Pre-tax net operating income$-85,0008,116
Securities gains (losses)$01,187
Applicable income taxes$-32,0008,366
Income before extraordinary items$-53,0008,059
Extraordinary gains, net$022
Net income$-53,0008,058
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$-53,0008,044
2006-12-31 (YTD Data)Rank
Total interest income$388,0008,577
Total interest expense$13,0008,639
Net interest income$375,0008,509
Provision for loan and lease losses$24,0006,182
Total noninterest income$1,0008,586
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$07,634
Trading account gains and fees$0130
Additional Noninterest Income$1,0008,495
Total noninterest expense$663,0008,227
Salaries and employee benefits$316,0008,341
Premises and equipment expense$135,0007,441
Additional noninterest expense$212,0008,049
Pre-tax net operating income$-311,0008,173
Securities gains (losses)$01,687
Applicable income taxes$-116,0008,390
Income before extraordinary items$-195,0008,144
Extraordinary gains, net$051
Net income$-195,0008,146
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$10,000,000210
Net operating income$-195,0008,136
2006-09-30 (YTD Data)Rank
Total interest income$246,0008,666
Total interest expense$4,0008,717
Net interest income$242,0008,614
Provision for loan and lease losses$14,0006,239
Total noninterest income$08,684
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$07,682
Trading account gains and fees$0126
Additional Noninterest Income$08,609
Total noninterest expense$396,0008,436
Salaries and employee benefits$208,0008,459
Premises and equipment expense$79,0007,772
Additional noninterest expense$109,0008,424
Pre-tax net operating income$-168,0008,277
Securities gains (losses)$01,388
Applicable income taxes$-64,0008,527
Income before extraordinary items$-104,0008,251
Extraordinary gains, net$045
Net income$-104,0008,253
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$10,000,000156
Net operating income$-104,0008,242
2006-06-30 (YTD Data)Rank
Total interest income$112,0008,729
Total interest expense$1,0008,750
Net interest income$111,0008,710
Provision for loan and lease losses$7,0006,120
Total noninterest income$08,702
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$07,707
Trading account gains and fees$0126
Additional Noninterest Income$08,630
Total noninterest expense$183,0008,651
Salaries and employee benefits$93,0008,667
Premises and equipment expense$26,0008,413
Additional noninterest expense$64,0008,540
Pre-tax net operating income$-79,0008,318
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$-79,0008,325
Extraordinary gains, net$039
Net income$-79,0008,325
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$10,000,000100
Net operating income$-79,0008,321

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.