Home > First Western Bank > Income and Expense

First Western Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$33,211,0001,291
Total interest expense$11,148,0001,195
Net interest income$22,063,0001,329
Provision for loan and lease losses$60,0002,699
Total noninterest income$3,242,0001,560
Gross Fiduciary activities income$0981
Service charges on deposit accounts$895,0001,092
Trading account gains and feesNANA
Additional Noninterest Income$2,347,0001,475
Total noninterest expense$18,724,0001,274
Salaries and employee benefits$11,589,0001,198
Premises and equipment expense$3,373,000780
Additional noninterest expense$2,347,0001,475
Pre-tax net operating income$6,521,0001,625
Securities gains (losses)$-53,0003,665
Applicable income taxes$1,295,0001,270
Income before extraordinary items$5,173,0001,686
Extraordinary gains, net$054
Net income$5,173,0001,707
Minority interest net income$088
Net income of bank and minority interests.$5,173,0001,689
Net charge-offs$1,0002,818
Cash dividends$1,500,0001,775
Sale, conversion, retirement of capital stock, net$0540
Net operating income$5,215,4001,706
2023-09-30 (YTD Data)Rank
Total interest income$24,267,0001,289
Total interest expense$7,674,0001,197
Net interest income$16,593,0001,333
Provision for loan and lease losses$03,085
Total noninterest income$2,256,0001,623
Gross Fiduciary activities income$0950
Service charges on deposit accounts$701,0001,045
Trading account gains and feesNANA
Additional Noninterest Income$1,555,0001,582
Total noninterest expense$13,825,0001,280
Salaries and employee benefits$8,624,0001,204
Premises and equipment expense$2,528,000780
Additional noninterest expense$1,555,0001,582
Pre-tax net operating income$5,024,0001,652
Securities gains (losses)$-53,0003,845
Applicable income taxes$1,068,0001,240
Income before extraordinary items$3,903,0001,742
Extraordinary gains, net$052
Net income$3,903,0001,756
Minority interest net income$081
Net income of bank and minority interests.$3,903,0001,742
Net charge-offs$-6,0003,713
Cash dividends$1,125,0001,592
Sale, conversion, retirement of capital stock, net$0507
Net operating income$3,944,8701,751
2023-06-30 (YTD Data)Rank
Total interest income$15,295,0001,314
Total interest expense$4,703,0001,163
Net interest income$10,592,0001,396
Provision for loan and lease losses$02,940
Total noninterest income$1,665,0001,457
Gross Fiduciary activities income$0931
Service charges on deposit accounts$416,0001,127
Trading account gains and feesNANA
Additional Noninterest Income$1,249,0001,333
Total noninterest expense$9,235,0001,265
Salaries and employee benefits$5,555,0001,233
Premises and equipment expense$1,750,000744
Additional noninterest expense$1,249,0001,332
Pre-tax net operating income$3,022,0001,755
Securities gains (losses)$-53,0004,096
Applicable income taxes$534,0001,448
Income before extraordinary items$2,435,0001,808
Extraordinary gains, net$051
Net income$2,435,0001,828
Minority interest net income$081
Net income of bank and minority interests.$2,435,0001,808
Net charge-offs$-1,0003,356
Cash dividends$750,0001,620
Sale, conversion, retirement of capital stock, net$0486
Net operating income$2,478,4601,804
2023-03-31 (YTD Data)Rank
Total interest income$7,381,0001,329
Total interest expense$2,035,0001,173
Net interest income$5,346,0001,382
Provision for loan and lease losses$02,612
Total noninterest income$748,0001,553
Gross Fiduciary activities income$0913
Service charges on deposit accounts$209,0001,144
Trading account gains and feesNANA
Additional Noninterest Income$539,0001,467
Total noninterest expense$4,585,0001,296
Salaries and employee benefits$2,830,0001,238
Premises and equipment expense$833,000814
Additional noninterest expense$539,0001,467
Pre-tax net operating income$1,509,0001,781
Securities gains (losses)$0950
Applicable income taxes$404,0001,160
Income before extraordinary items$1,105,0001,972
Extraordinary gains, net$04
Net income$1,105,0001,972
Minority interest net income$048
Net income of bank and minority interests.$1,105,0001,972
Net charge-offs$-1,0003,238
Cash dividends$375,0001,449
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,105,0001,991
2022-12-31 (YTD Data)Rank
Total interest income$25,482,0001,294
Total interest expense$2,436,0001,389
Net interest income$23,046,0001,285
Provision for loan and lease losses$210,0001,759
Total noninterest income$6,252,0001,032
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$737,0001,288
Trading account gains and feesNANA
Additional Noninterest Income$5,515,000840
Total noninterest expense$18,239,0001,272
Salaries and employee benefits$11,095,0001,224
Premises and equipment expense$3,431,000751
Additional noninterest expense$5,515,000840
Pre-tax net operating income$10,849,0001,209
Securities gains (losses)$-10,0003,436
Applicable income taxes$2,532,000926
Income before extraordinary items$8,307,0001,266
Extraordinary gains, net$05
Net income$8,307,0001,264
Minority interest net income$063
Net income of bank and minority interests.$8,307,0001,266
Net charge-offs$4,0002,370
Cash dividends$2,000,0001,482
Sale, conversion, retirement of capital stock, net$0568
Net operating income$8,314,9001,287
2022-09-30 (YTD Data)Rank
Total interest income$18,506,0001,287
Total interest expense$1,259,0001,492
Net interest income$17,247,0001,257
Provision for loan and lease losses$110,0001,814
Total noninterest income$5,417,000960
Gross Fiduciary activities income$0968
Service charges on deposit accounts$545,0001,315
Trading account gains and feesNANA
Additional Noninterest Income$4,872,000769
Total noninterest expense$13,095,0001,308
Salaries and employee benefits$7,790,0001,276
Premises and equipment expense$2,577,000757
Additional noninterest expense$4,872,000769
Pre-tax net operating income$9,459,0001,078
Securities gains (losses)$0740
Applicable income taxes$2,535,000779
Income before extraordinary items$6,924,0001,164
Extraordinary gains, net$04
Net income$6,924,0001,161
Minority interest net income$057
Net income of bank and minority interests.$6,924,0001,164
Net charge-offs$10,0001,827
Cash dividends$1,600,0001,292
Sale, conversion, retirement of capital stock, net$0519
Net operating income$6,924,0001,188
2022-06-30 (YTD Data)Rank
Total interest income$12,031,0001,267
Total interest expense$667,0001,576
Net interest income$11,364,0001,241
Provision for loan and lease losses$110,0001,482
Total noninterest income$3,489,000960
Gross Fiduciary activities income$0925
Service charges on deposit accounts$344,0001,349
Trading account gains and feesNANA
Additional Noninterest Income$3,145,000795
Total noninterest expense$8,456,0001,341
Salaries and employee benefits$5,077,0001,294
Premises and equipment expense$1,673,000763
Additional noninterest expense$1,706,0001,815
Pre-tax net operating income$6,287,0001,024
Securities gains (losses)$0687
Applicable income taxes$1,681,000743
Income before extraordinary items$4,606,0001,108
Extraordinary gains, net$04
Net income$4,606,0001,107
Minority interest net income$060
Net income of bank and minority interests.$4,606,0001,108
Net charge-offs$6,0001,731
Cash dividends$650,0001,673
Sale, conversion, retirement of capital stock, net$0494
Net operating income$4,606,0001,136
2022-03-31 (YTD Data)Rank
Total interest income$5,819,0001,264
Total interest expense$304,0001,656
Net interest income$5,515,0001,230
Provision for loan and lease losses$90,0001,018
Total noninterest income$2,681,000742
Gross Fiduciary activities income$0892
Service charges on deposit accounts$176,0001,309
Trading account gains and feesNANA
Additional Noninterest Income$2,505,000609
Total noninterest expense$4,164,0001,343
Salaries and employee benefits$2,536,0001,299
Premises and equipment expense$843,000769
Additional noninterest expense$785,0001,901
Pre-tax net operating income$3,942,000833
Securities gains (losses)$0623
Applicable income taxes$1,095,000614
Income before extraordinary items$2,847,000924
Extraordinary gains, net$04
Net income$2,847,000923
Minority interest net income$050
Net income of bank and minority interests.$2,847,000924
Net charge-offs$01,838
Cash dividends$650,0001,010
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,847,000931
2021-12-31 (YTD Data)Rank
Total interest income$21,770,0001,378
Total interest expense$1,605,0001,575
Net interest income$20,165,0001,356
Provision for loan and lease losses$200,0001,725
Total noninterest income$5,997,0001,166
Gross Fiduciary activities income$0994
Service charges on deposit accounts$674,0001,286
Trading account gains and feesNANA
Additional Noninterest Income$5,323,0001,025
Total noninterest expense$15,136,0001,441
Salaries and employee benefits$8,948,0001,417
Premises and equipment expense$3,165,000821
Additional noninterest expense$3,023,0001,965
Pre-tax net operating income$10,826,0001,214
Securities gains (losses)$02,062
Applicable income taxes$2,896,000882
Income before extraordinary items$7,930,0001,351
Extraordinary gains, net$010
Net income$7,930,0001,351
Minority interest net income$074
Net income of bank and minority interests.$7,930,0001,351
Net charge-offs$77,0001,452
Cash dividends$2,000,0001,514
Sale, conversion, retirement of capital stock, net$0582
Net operating income$7,930,0001,333
2021-09-30 (YTD Data)Rank
Total interest income$16,214,0001,413
Total interest expense$1,293,0001,574
Net interest income$14,921,0001,389
Provision for loan and lease losses$80,0002,120
Total noninterest income$4,075,0001,263
Gross Fiduciary activities income$0957
Service charges on deposit accounts$507,0001,278
Trading account gains and feesNANA
Additional Noninterest Income$3,568,0001,132
Total noninterest expense$10,975,0001,484
Salaries and employee benefits$6,393,0001,483
Premises and equipment expense$2,407,000830
Additional noninterest expense$2,175,0002,038
Pre-tax net operating income$7,941,0001,275
Securities gains (losses)$02,015
Applicable income taxes$2,489,000843
Income before extraordinary items$5,452,0001,521
Extraordinary gains, net$08
Net income$5,452,0001,521
Minority interest net income$069
Net income of bank and minority interests.$5,452,0001,521
Net charge-offs$66,0001,250
Cash dividends$1,500,0001,383
Sale, conversion, retirement of capital stock, net$0543
Net operating income$5,452,0001,487
2021-06-30 (YTD Data)Rank
Total interest income$10,776,0001,410
Total interest expense$958,0001,509
Net interest income$9,818,0001,398
Provision for loan and lease losses$80,0001,844
Total noninterest income$3,190,0001,144
Gross Fiduciary activities income$0951
Service charges on deposit accounts$338,0001,246
Trading account gains and feesNANA
Additional Noninterest Income$2,852,0001,010
Total noninterest expense$7,267,0001,491
Salaries and employee benefits$4,228,0001,490
Premises and equipment expense$1,576,000842
Additional noninterest expense$1,463,0002,007
Pre-tax net operating income$5,661,0001,196
Securities gains (losses)$01,818
Applicable income taxes$1,915,000777
Income before extraordinary items$3,746,0001,472
Extraordinary gains, net$06
Net income$3,746,0001,472
Minority interest net income$067
Net income of bank and minority interests.$3,746,0001,472
Net charge-offs$111,000873
Cash dividends$1,000,0001,368
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,746,0001,435
2021-03-31 (YTD Data)Rank
Total interest income$5,407,0001,400
Total interest expense$547,0001,419
Net interest income$4,860,0001,403
Provision for loan and lease losses$50,0001,719
Total noninterest income$1,451,0001,208
Gross Fiduciary activities income$0922
Service charges on deposit accounts$168,0001,245
Trading account gains and feesNANA
Additional Noninterest Income$1,283,0001,079
Total noninterest expense$3,605,0001,485
Salaries and employee benefits$2,086,0001,497
Premises and equipment expense$798,000839
Additional noninterest expense$721,0001,991
Pre-tax net operating income$2,656,0001,252
Securities gains (losses)$01,392
Applicable income taxes$931,000785
Income before extraordinary items$1,725,0001,552
Extraordinary gains, net$03
Net income$1,725,0001,552
Minority interest net income$055
Net income of bank and minority interests.$1,725,0001,552
Net charge-offs$113,000586
Cash dividends$500,0001,175
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,725,0001,514
2020-12-31 (YTD Data)Rank
Total interest income$22,870,0001,323
Total interest expense$4,663,0001,016
Net interest income$18,207,0001,403
Provision for loan and lease losses$840,0001,789
Total noninterest income$5,442,0001,197
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$692,0001,260
Trading account gains and feesNANA
Additional Noninterest Income$4,750,0001,051
Total noninterest expense$14,386,0001,453
Salaries and employee benefits$8,210,0001,480
Premises and equipment expense$3,150,000818
Additional noninterest expense$3,026,0001,898
Pre-tax net operating income$8,423,0001,203
Securities gains (losses)$4,0002,483
Applicable income taxes$2,142,000902
Income before extraordinary items$6,285,0001,372
Extraordinary gains, net$04
Net income$6,285,0001,373
Minority interest net income$072
Net income of bank and minority interests.$6,285,0001,373
Net charge-offs$03,443
Cash dividends$1,800,0001,621
Sale, conversion, retirement of capital stock, net$0566
Net operating income$6,281,8401,336
2020-09-30 (YTD Data)Rank
Total interest income$17,685,0001,289
Total interest expense$3,889,000985
Net interest income$13,796,0001,378
Provision for loan and lease losses$630,0001,766
Total noninterest income$3,193,0001,367
Gross Fiduciary activities income$0981
Service charges on deposit accounts$526,0001,245
Trading account gains and feesNANA
Additional Noninterest Income$2,667,0001,271
Total noninterest expense$10,545,0001,466
Salaries and employee benefits$6,067,0001,483
Premises and equipment expense$2,254,000849
Additional noninterest expense$2,224,0001,915
Pre-tax net operating income$5,814,0001,242
Securities gains (losses)$2,0002,375
Applicable income taxes$1,555,000875
Income before extraordinary items$4,261,0001,441
Extraordinary gains, net$04
Net income$4,261,0001,442
Minority interest net income$065
Net income of bank and minority interests.$4,261,0001,442
Net charge-offs$3,0003,032
Cash dividends$850,0001,859
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,259,4201,397
2020-06-30 (YTD Data)Rank
Total interest income$11,981,0001,291
Total interest expense$2,850,000962
Net interest income$9,131,0001,380
Provision for loan and lease losses$375,0001,842
Total noninterest income$2,361,0001,219
Gross Fiduciary activities income$0970
Service charges on deposit accounts$357,0001,235
Trading account gains and feesNANA
Additional Noninterest Income$2,004,0001,090
Total noninterest expense$7,024,0001,453
Salaries and employee benefits$4,066,0001,467
Premises and equipment expense$1,488,000857
Additional noninterest expense$1,470,0001,911
Pre-tax net operating income$4,093,0001,150
Securities gains (losses)$2,0002,125
Applicable income taxes$1,030,000815
Income before extraordinary items$3,065,0001,281
Extraordinary gains, net$04
Net income$3,065,0001,281
Minority interest net income$065
Net income of bank and minority interests.$3,065,0001,281
Net charge-offs$9,0002,487
Cash dividends$850,0001,466
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,063,4201,248
2020-03-31 (YTD Data)Rank
Total interest income$5,607,0001,365
Total interest expense$1,537,000994
Net interest income$4,070,0001,485
Provision for loan and lease losses$60,0002,352
Total noninterest income$1,291,0001,090
Gross Fiduciary activities income$0941
Service charges on deposit accounts$207,0001,267
Trading account gains and feesNANA
Additional Noninterest Income$1,084,000918
Total noninterest expense$3,594,0001,444
Salaries and employee benefits$2,021,0001,486
Premises and equipment expense$740,000876
Additional noninterest expense$833,0001,777
Pre-tax net operating income$1,707,0001,195
Securities gains (losses)$2,0001,565
Applicable income taxes$471,000773
Income before extraordinary items$1,238,0001,389
Extraordinary gains, net$04
Net income$1,238,0001,387
Minority interest net income$056
Net income of bank and minority interests.$1,238,0001,389
Net charge-offs$-2,0003,865
Cash dividends$375,0001,495
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,236,4201,367
2019-12-31 (YTD Data)Rank
Total interest income$21,819,0001,417
Total interest expense$6,023,0001,055
Net interest income$15,796,0001,526
Provision for loan and lease losses$333,0001,854
Total noninterest income$4,151,0001,279
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$768,0001,385
Trading account gains and feesNANA
Additional Noninterest Income$3,383,0001,110
Total noninterest expense$14,798,0001,385
Salaries and employee benefits$9,022,0001,314
Premises and equipment expense$2,650,000935
Additional noninterest expense$3,126,0001,858
Pre-tax net operating income$4,816,0001,813
Securities gains (losses)$02,379
Applicable income taxes$1,274,0001,227
Income before extraordinary items$3,542,0002,071
Extraordinary gains, net$011
Net income$3,542,0002,073
Minority interest net income$076
Net income of bank and minority interests.$3,542,0002,073
Net charge-offs$23,0003,067
Cash dividends$1,252,0002,070
Sale, conversion, retirement of capital stock, net$0626
Net operating income$3,542,0002,031
2019-09-30 (YTD Data)Rank
Total interest income$16,153,0001,440
Total interest expense$4,451,0001,073
Net interest income$11,702,0001,553
Provision for loan and lease losses$243,0001,781
Total noninterest income$3,137,0001,257
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$565,0001,413
Trading account gains and feesNANA
Additional Noninterest Income$2,572,0001,076
Total noninterest expense$11,044,0001,387
Salaries and employee benefits$6,730,0001,320
Premises and equipment expense$1,952,000955
Additional noninterest expense$2,362,0001,830
Pre-tax net operating income$3,552,0001,878
Securities gains (losses)$02,167
Applicable income taxes$876,0001,336
Income before extraordinary items$2,676,0002,098
Extraordinary gains, net$011
Net income$2,676,0002,098
Minority interest net income$072
Net income of bank and minority interests.$2,676,0002,099
Net charge-offs$72,0001,978
Cash dividends$626,0002,281
Sale, conversion, retirement of capital stock, net$0590
Net operating income$2,676,0002,069
2019-06-30 (YTD Data)Rank
Total interest income$10,548,0001,463
Total interest expense$2,845,0001,095
Net interest income$7,703,0001,578
Provision for loan and lease losses$91,0002,278
Total noninterest income$1,911,0001,315
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$365,0001,428
Trading account gains and feesNANA
Additional Noninterest Income$1,546,0001,137
Total noninterest expense$7,340,0001,395
Salaries and employee benefits$4,474,0001,317
Premises and equipment expense$1,268,000975
Additional noninterest expense$1,598,0001,831
Pre-tax net operating income$2,183,0001,983
Securities gains (losses)$01,702
Applicable income taxes$492,0001,457
Income before extraordinary items$1,691,0002,167
Extraordinary gains, net$011
Net income$1,691,0002,166
Minority interest net income$069
Net income of bank and minority interests.$1,691,0002,167
Net charge-offs$24,0002,264
Cash dividends$313,0002,542
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,691,0002,137
2019-03-31 (YTD Data)Rank
Total interest income$5,107,0001,501
Total interest expense$1,330,0001,137
Net interest income$3,777,0001,614
Provision for loan and lease losses$22,0002,710
Total noninterest income$900,0001,329
Gross Fiduciary activities income$0972
Service charges on deposit accounts$174,0001,476
Trading account gains and feesNANA
Additional Noninterest Income$726,0001,139
Total noninterest expense$3,574,0001,438
Salaries and employee benefits$2,196,0001,354
Premises and equipment expense$633,000972
Additional noninterest expense$745,0001,929
Pre-tax net operating income$1,081,0001,954
Securities gains (losses)$01,087
Applicable income taxes$285,0001,290
Income before extraordinary items$796,0002,200
Extraordinary gains, net$05
Net income$796,0002,199
Minority interest net income$052
Net income of bank and minority interests.$796,0002,199
Net charge-offs$-8,0004,574
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$796,0002,185
2018-12-31 (YTD Data)Rank
Total interest income$18,969,0001,514
Total interest expense$4,166,0001,094
Net interest income$14,803,0001,623
Provision for loan and lease losses$436,0001,583
Total noninterest income$4,002,0001,271
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$771,0001,417
Trading account gains and feesNANA
Additional Noninterest Income$3,231,0001,083
Total noninterest expense$14,377,0001,405
Salaries and employee benefits$8,483,0001,351
Premises and equipment expense$2,638,000934
Additional noninterest expense$3,256,0001,783
Pre-tax net operating income$3,992,0002,114
Securities gains (losses)$01,125
Applicable income taxes$1,087,0001,315
Income before extraordinary items$2,905,0002,362
Extraordinary gains, net$06
Net income$2,905,0002,361
Minority interest net income$072
Net income of bank and minority interests.$2,905,0002,361
Net charge-offs$170,0001,771
Cash dividends$1,100,0002,099
Sale, conversion, retirement of capital stock, net$0671
Net operating income$2,905,0002,355
2018-09-30 (YTD Data)Rank
Total interest income$13,867,0001,529
Total interest expense$2,829,0001,123
Net interest income$11,038,0001,627
Provision for loan and lease losses$171,0002,161
Total noninterest income$3,095,0001,244
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$580,0001,413
Trading account gains and feesNANA
Additional Noninterest Income$2,515,0001,060
Total noninterest expense$10,801,0001,404
Salaries and employee benefits$6,342,0001,353
Premises and equipment expense$1,997,000927
Additional noninterest expense$2,462,0001,780
Pre-tax net operating income$3,161,0002,049
Securities gains (losses)$01,118
Applicable income taxes$900,0001,257
Income before extraordinary items$2,261,0002,327
Extraordinary gains, net$05
Net income$2,261,0002,326
Minority interest net income$066
Net income of bank and minority interests.$2,261,0002,326
Net charge-offs$115,0001,629
Cash dividends$825,0001,865
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,261,0002,324
2018-06-30 (YTD Data)Rank
Total interest income$8,995,0001,559
Total interest expense$1,691,0001,176
Net interest income$7,304,0001,633
Provision for loan and lease losses$111,0002,117
Total noninterest income$2,202,0001,187
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$379,0001,439
Trading account gains and feesNANA
Additional Noninterest Income$1,823,0001,001
Total noninterest expense$7,225,0001,408
Salaries and employee benefits$4,244,0001,355
Premises and equipment expense$1,308,000938
Additional noninterest expense$1,673,0001,752
Pre-tax net operating income$2,170,0001,977
Securities gains (losses)$0961
Applicable income taxes$623,0001,215
Income before extraordinary items$1,547,0002,258
Extraordinary gains, net$06
Net income$1,547,0002,256
Minority interest net income$065
Net income of bank and minority interests.$1,547,0002,257
Net charge-offs$77,0001,488
Cash dividends$550,0001,883
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,547,0002,256
2018-03-31 (YTD Data)Rank
Total interest income$4,436,0001,563
Total interest expense$764,0001,222
Net interest income$3,672,0001,621
Provision for loan and lease losses$64,0001,854
Total noninterest income$1,204,0001,113
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$190,0001,437
Trading account gains and feesNANA
Additional Noninterest Income$1,014,000930
Total noninterest expense$3,552,0001,434
Salaries and employee benefits$2,097,0001,375
Premises and equipment expense$638,000972
Additional noninterest expense$817,0001,784
Pre-tax net operating income$1,260,0001,718
Securities gains (losses)$0735
Applicable income taxes$353,0001,088
Income before extraordinary items$907,0001,980
Extraordinary gains, net$07
Net income$907,0001,979
Minority interest net income$052
Net income of bank and minority interests.$907,0001,980
Net charge-offs$55,0001,143
Cash dividends$275,0001,677
Sale, conversion, retirement of capital stock, net$0580
Net operating income$907,0001,966
2017-12-31 (YTD Data)Rank
Total interest income$16,265,0001,636
Total interest expense$2,491,0001,294
Net interest income$13,774,0001,688
Provision for loan and lease losses$313,0001,928
Total noninterest income$3,140,0001,537
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$772,0001,460
Trading account gains and feesNANA
Additional Noninterest Income$2,368,0001,374
Total noninterest expense$13,640,0001,469
Salaries and employee benefits$7,808,0001,440
Premises and equipment expense$2,409,000989
Additional noninterest expense$3,423,0001,748
Pre-tax net operating income$2,961,0002,501
Securities gains (losses)$02,243
Applicable income taxes$960,0001,912
Income before extraordinary items$2,001,0002,694
Extraordinary gains, net$09
Net income$2,001,0002,693
Minority interest net income$076
Net income of bank and minority interests.$2,001,0002,694
Net charge-offs$68,0002,755
Cash dividends$400,0003,163
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,001,0002,678
2017-09-30 (YTD Data)Rank
Total interest income$12,039,0001,652
Total interest expense$1,805,0001,316
Net interest income$10,234,0001,705
Provision for loan and lease losses$158,0002,255
Total noninterest income$2,598,0001,427
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$575,0001,477
Trading account gains and feesNANA
Additional Noninterest Income$2,023,0001,274
Total noninterest expense$10,123,0001,487
Salaries and employee benefits$5,920,0001,424
Premises and equipment expense$1,786,0001,007
Additional noninterest expense$2,417,0001,831
Pre-tax net operating income$2,551,0002,335
Securities gains (losses)$02,274
Applicable income taxes$889,0001,568
Income before extraordinary items$1,662,0002,691
Extraordinary gains, net$09
Net income$1,662,0002,690
Minority interest net income$071
Net income of bank and minority interests.$1,662,0002,691
Net charge-offs$41,0002,601
Cash dividends$200,0003,115
Sale, conversion, retirement of capital stock, net$0677
Net operating income$1,662,0002,681
2017-06-30 (YTD Data)Rank
Total interest income$7,956,0001,650
Total interest expense$1,163,0001,319
Net interest income$6,793,0001,705
Provision for loan and lease losses$148,0001,894
Total noninterest income$1,802,0001,405
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$385,0001,456
Trading account gains and feesNANA
Additional Noninterest Income$1,417,0001,232
Total noninterest expense$6,746,0001,491
Salaries and employee benefits$4,014,0001,410
Premises and equipment expense$1,158,0001,032
Additional noninterest expense$1,574,0001,862
Pre-tax net operating income$1,701,0002,270
Securities gains (losses)$01,906
Applicable income taxes$567,0001,582
Income before extraordinary items$1,134,0002,620
Extraordinary gains, net$011
Net income$1,134,0002,619
Minority interest net income$071
Net income of bank and minority interests.$1,134,0002,620
Net charge-offs$37,0002,210
Cash dividends$200,0002,811
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,134,0002,604
2017-03-31 (YTD Data)Rank
Total interest income$3,931,0001,660
Total interest expense$565,0001,326
Net interest income$3,366,0001,714
Provision for loan and lease losses$85,0001,615
Total noninterest income$832,0001,475
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$198,0001,422
Trading account gains and feesNANA
Additional Noninterest Income$634,0001,312
Total noninterest expense$3,371,0001,488
Salaries and employee benefits$2,040,0001,400
Premises and equipment expense$563,0001,065
Additional noninterest expense$768,0001,899
Pre-tax net operating income$742,0002,432
Securities gains (losses)$01,153
Applicable income taxes$257,0001,637
Income before extraordinary items$485,0002,800
Extraordinary gains, net$08
Net income$485,0002,800
Minority interest net income$055
Net income of bank and minority interests.$485,0002,800
Net charge-offs$7,0002,334
Cash dividends$200,0001,932
Sale, conversion, retirement of capital stock, net$0632
Net operating income$485,0002,786
2016-12-31 (YTD Data)Rank
Total interest income$15,071,0001,673
Total interest expense$2,094,0001,360
Net interest income$12,977,0001,731
Provision for loan and lease losses$574,0001,358
Total noninterest income$3,559,0001,456
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$756,0001,516
Trading account gains and fees$0170
Additional Noninterest Income$2,803,0001,268
Total noninterest expense$12,956,0001,507
Salaries and employee benefits$7,674,0001,423
Premises and equipment expense$2,062,0001,141
Additional noninterest expense$3,220,0001,854
Pre-tax net operating income$3,006,0002,390
Securities gains (losses)$1,0003,113
Applicable income taxes$992,0001,655
Income before extraordinary items$2,015,0002,774
Extraordinary gains, net$05
Net income$2,015,0002,772
Minority interest net income$082
Net income of bank and minority interests.$2,015,0002,773
Net charge-offs$371,0001,331
Cash dividends$200,0003,672
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,014,3302,728
2016-09-30 (YTD Data)Rank
Total interest income$11,234,0001,688
Total interest expense$1,526,0001,395
Net interest income$9,708,0001,736
Provision for loan and lease losses$539,0001,094
Total noninterest income$2,666,0001,452
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$566,0001,517
Trading account gains and fees$0169
Additional Noninterest Income$2,100,0001,264
Total noninterest expense$9,650,0001,516
Salaries and employee benefits$5,724,0001,419
Premises and equipment expense$1,565,0001,138
Additional noninterest expense$2,361,0001,891
Pre-tax net operating income$2,185,0002,481
Securities gains (losses)$03,160
Applicable income taxes$742,0001,693
Income before extraordinary items$1,443,0002,882
Extraordinary gains, net$05
Net income$1,443,0002,882
Minority interest net income$071
Net income of bank and minority interests.$1,443,0002,882
Net charge-offs$370,000992
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,443,0002,831
2016-06-30 (YTD Data)Rank
Total interest income$7,438,0001,710
Total interest expense$1,008,0001,412
Net interest income$6,430,0001,752
Provision for loan and lease losses$143,0001,999
Total noninterest income$1,638,0001,518
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$391,0001,459
Trading account gains and fees$0157
Additional Noninterest Income$1,247,0001,347
Total noninterest expense$6,331,0001,543
Salaries and employee benefits$3,772,0001,445
Premises and equipment expense$1,025,0001,157
Additional noninterest expense$1,534,0001,937
Pre-tax net operating income$1,594,0002,298
Securities gains (losses)$02,835
Applicable income taxes$528,0001,611
Income before extraordinary items$1,066,0002,695
Extraordinary gains, net$016
Net income$1,066,0002,694
Minority interest net income$071
Net income of bank and minority interests.$1,066,0002,694
Net charge-offs$6,0003,264
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,066,0002,624
2016-03-31 (YTD Data)Rank
Total interest income$3,744,0001,698
Total interest expense$504,0001,414
Net interest income$3,240,0001,739
Provision for loan and lease losses$68,0001,893
Total noninterest income$882,0001,425
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$188,0001,497
Trading account gains and fees$0142
Additional Noninterest Income$694,0001,221
Total noninterest expense$3,111,0001,569
Salaries and employee benefits$1,831,0001,488
Premises and equipment expense$516,0001,160
Additional noninterest expense$764,0001,921
Pre-tax net operating income$943,0002,010
Securities gains (losses)$02,077
Applicable income taxes$304,0001,467
Income before extraordinary items$639,0002,345
Extraordinary gains, net$012
Net income$639,0002,345
Minority interest net income$062
Net income of bank and minority interests.$639,0002,345
Net charge-offs$1,0002,929
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$639,0002,292
2015-12-31 (YTD Data)Rank
Total interest income$14,119,0001,749
Total interest expense$1,970,0001,414
Net interest income$12,149,0001,807
Provision for loan and lease losses$258,0002,059
Total noninterest income$2,820,0001,676
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$621,0001,796
Trading account gains and fees$0159
Additional Noninterest Income$2,199,0001,425
Total noninterest expense$12,222,0001,575
Salaries and employee benefits$6,864,0001,541
Premises and equipment expense$2,130,0001,115
Additional noninterest expense$3,228,0001,873
Pre-tax net operating income$2,489,0002,642
Securities gains (losses)$03,216
Applicable income taxes$788,0001,814
Income before extraordinary items$1,701,0003,009
Extraordinary gains, net$023
Net income$1,701,0003,010
Minority interest net income$081
Net income of bank and minority interests.$1,701,0003,011
Net charge-offs$69,0002,994
Cash dividends$625,0002,674
Sale, conversion, retirement of capital stock, net$0804
Net operating income$1,701,0002,968
2015-09-30 (YTD Data)Rank
Total interest income$10,475,0001,790
Total interest expense$1,464,0001,436
Net interest income$9,011,0001,840
Provision for loan and lease losses$79,0002,921
Total noninterest income$2,010,0001,749
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$425,0001,937
Trading account gains and fees$0153
Additional Noninterest Income$1,585,0001,473
Total noninterest expense$8,947,0001,621
Salaries and employee benefits$5,056,0001,569
Premises and equipment expense$1,581,0001,147
Additional noninterest expense$2,310,0001,945
Pre-tax net operating income$1,995,0002,572
Securities gains (losses)$03,031
Applicable income taxes$611,0001,828
Income before extraordinary items$1,384,0002,921
Extraordinary gains, net$021
Net income$1,384,0002,920
Minority interest net income$078
Net income of bank and minority interests.$1,384,0002,922
Net charge-offs$36,0003,018
Cash dividends$625,0002,096
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,384,0002,872
2015-06-30 (YTD Data)Rank
Total interest income$6,923,0001,805
Total interest expense$964,0001,455
Net interest income$5,959,0001,851
Provision for loan and lease losses$25,0003,365
Total noninterest income$1,247,0001,851
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$262,0002,028
Trading account gains and fees$0157
Additional Noninterest Income$985,0001,580
Total noninterest expense$5,917,0001,638
Salaries and employee benefits$3,314,0001,608
Premises and equipment expense$1,030,0001,174
Additional noninterest expense$1,573,0001,916
Pre-tax net operating income$1,264,0002,641
Securities gains (losses)$02,636
Applicable income taxes$381,0001,893
Income before extraordinary items$883,0002,981
Extraordinary gains, net$022
Net income$883,0002,981
Minority interest net income$075
Net income of bank and minority interests.$883,0002,983
Net charge-offs$28,0002,730
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$883,0002,923
2015-03-31 (YTD Data)Rank
Total interest income$3,489,0001,791
Total interest expense$482,0001,447
Net interest income$3,007,0001,830
Provision for loan and lease losses$25,0002,683
Total noninterest income$648,0001,778
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$124,0002,109
Trading account gains and fees$0152
Additional Noninterest Income$524,0001,457
Total noninterest expense$2,964,0001,645
Salaries and employee benefits$1,633,0001,636
Premises and equipment expense$514,0001,176
Additional noninterest expense$817,0001,842
Pre-tax net operating income$666,0002,508
Securities gains (losses)$02,027
Applicable income taxes$215,0001,753
Income before extraordinary items$451,0002,913
Extraordinary gains, net$013
Net income$451,0002,916
Minority interest net income$064
Net income of bank and minority interests.$451,0002,916
Net charge-offs$26,0001,976
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$451,0002,838
2014-12-31 (YTD Data)Rank
Total interest income$14,127,0001,781
Total interest expense$2,027,0001,457
Net interest income$12,100,0001,813
Provision for loan and lease losses$307,0001,963
Total noninterest income$1,849,0002,228
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$496,0002,300
Trading account gains and fees$0180
Additional Noninterest Income$1,353,0001,902
Total noninterest expense$11,265,0001,706
Salaries and employee benefits$6,267,0001,659
Premises and equipment expense$2,103,0001,137
Additional noninterest expense$2,895,0002,097
Pre-tax net operating income$2,377,0002,678
Securities gains (losses)$03,259
Applicable income taxes$665,0001,957
Income before extraordinary items$1,712,0002,998
Extraordinary gains, net$017
Net income$1,712,0002,997
Minority interest net income$084
Net income of bank and minority interests.$1,712,0002,998
Net charge-offs$84,0003,348
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,712,0002,947
2014-09-30 (YTD Data)Rank
Total interest income$10,593,0001,791
Total interest expense$1,508,0001,494
Net interest income$9,085,0001,822
Provision for loan and lease losses$247,0001,832
Total noninterest income$1,314,0002,299
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$358,0002,372
Trading account gains and fees$0174
Additional Noninterest Income$956,0002,006
Total noninterest expense$8,467,0001,697
Salaries and employee benefits$4,710,0001,644
Premises and equipment expense$1,607,0001,132
Additional noninterest expense$2,150,0002,108
Pre-tax net operating income$1,685,0002,818
Securities gains (losses)$02,980
Applicable income taxes$452,0002,063
Income before extraordinary items$1,233,0003,084
Extraordinary gains, net$015
Net income$1,233,0003,084
Minority interest net income$081
Net income of bank and minority interests.$1,233,0003,085
Net charge-offs$15,0003,973
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,233,0003,039
2014-06-30 (YTD Data)Rank
Total interest income$6,961,0001,808
Total interest expense$989,0001,523
Net interest income$5,972,0001,837
Provision for loan and lease losses$135,0002,020
Total noninterest income$759,0002,479
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$235,0002,378
Trading account gains and fees$0172
Additional Noninterest Income$524,0002,253
Total noninterest expense$5,677,0001,681
Salaries and employee benefits$3,163,0001,632
Premises and equipment expense$1,074,0001,133
Additional noninterest expense$1,440,0002,095
Pre-tax net operating income$919,0003,117
Securities gains (losses)$02,580
Applicable income taxes$240,0002,239
Income before extraordinary items$679,0003,388
Extraordinary gains, net$020
Net income$679,0003,394
Minority interest net income$080
Net income of bank and minority interests.$679,0003,394
Net charge-offs$15,0003,541
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$679,0003,350
2014-03-31 (YTD Data)Rank
Total interest income$3,424,0001,827
Total interest expense$491,0001,558
Net interest income$2,933,0001,855
Provision for loan and lease losses$45,0002,313
Total noninterest income$408,0002,335
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$118,0002,341
Trading account gains and fees$0147
Additional Noninterest Income$290,0002,044
Total noninterest expense$2,804,0001,704
Salaries and employee benefits$1,606,0001,622
Premises and equipment expense$530,0001,173
Additional noninterest expense$668,0002,238
Pre-tax net operating income$492,0002,928
Securities gains (losses)$01,715
Applicable income taxes$126,0002,150
Income before extraordinary items$366,0003,184
Extraordinary gains, net$016
Net income$366,0003,186
Minority interest net income$066
Net income of bank and minority interests.$366,0003,186
Net charge-offs$22,0002,430
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$366,0003,153
2013-12-31 (YTD Data)Rank
Total interest income$13,731,0001,823
Total interest expense$2,078,0001,644
Net interest income$11,653,0001,841
Provision for loan and lease losses$849,0001,269
Total noninterest income$1,634,0002,445
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$515,0002,321
Trading account gains and fees$0184
Additional Noninterest Income$1,119,0002,227
Total noninterest expense$10,960,0001,751
Salaries and employee benefits$6,176,0001,655
Premises and equipment expense$1,963,0001,204
Additional noninterest expense$2,821,0002,211
Pre-tax net operating income$1,478,0003,438
Securities gains (losses)$03,182
Applicable income taxes$358,0002,461
Income before extraordinary items$1,120,0003,680
Extraordinary gains, net$029
Net income$1,120,0003,683
Minority interest net income$090
Net income of bank and minority interests.$1,120,0003,684
Net charge-offs$158,0003,279
Cash dividends$1,040,0001,875
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,120,0003,637
2013-09-30 (YTD Data)Rank
Total interest income$10,282,0001,826
Total interest expense$1,571,0001,668
Net interest income$8,711,0001,847
Provision for loan and lease losses$155,0002,893
Total noninterest income$1,210,0002,520
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$383,0002,349
Trading account gains and fees$0180
Additional Noninterest Income$827,0002,314
Total noninterest expense$8,208,0001,754
Salaries and employee benefits$4,537,0001,707
Premises and equipment expense$1,481,0001,213
Additional noninterest expense$2,190,0002,127
Pre-tax net operating income$1,558,0002,850
Securities gains (losses)$03,040
Applicable income taxes$402,0002,124
Income before extraordinary items$1,156,0003,140
Extraordinary gains, net$025
Net income$1,156,0003,144
Minority interest net income$084
Net income of bank and minority interests.$1,156,0003,144
Net charge-offs$128,0003,028
Cash dividends$1,040,0001,401
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,156,0003,070
2013-06-30 (YTD Data)Rank
Total interest income$6,882,0001,818
Total interest expense$1,061,0001,684
Net interest income$5,821,0001,828
Provision for loan and lease losses$145,0002,542
Total noninterest income$947,0002,296
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$250,0002,361
Trading account gains and fees$0157
Additional Noninterest Income$697,0002,025
Total noninterest expense$5,631,0001,719
Salaries and employee benefits$3,040,0001,701
Premises and equipment expense$985,0001,212
Additional noninterest expense$1,606,0001,944
Pre-tax net operating income$992,0002,918
Securities gains (losses)$02,791
Applicable income taxes$242,0002,245
Income before extraordinary items$750,0003,189
Extraordinary gains, net$022
Net income$750,0003,191
Minority interest net income$082
Net income of bank and minority interests.$750,0003,192
Net charge-offs$56,0003,260
Cash dividends$730,0001,378
Sale, conversion, retirement of capital stock, net$0838
Net operating income$750,0003,092
2013-03-31 (YTD Data)Rank
Total interest income$3,394,0001,856
Total interest expense$540,0001,705
Net interest income$2,854,0001,871
Provision for loan and lease losses$35,0003,111
Total noninterest income$484,0002,275
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$123,0002,384
Trading account gains and fees$0148
Additional Noninterest Income$361,0001,971
Total noninterest expense$2,757,0001,757
Salaries and employee benefits$1,496,0001,747
Premises and equipment expense$482,0001,269
Additional noninterest expense$779,0002,010
Pre-tax net operating income$546,0002,712
Securities gains (losses)$01,966
Applicable income taxes$154,0001,963
Income before extraordinary items$392,0003,062
Extraordinary gains, net$010
Net income$392,0003,062
Minority interest net income$076
Net income of bank and minority interests.$392,0003,064
Net charge-offs$11,0003,407
Cash dividends$365,0001,178
Sale, conversion, retirement of capital stock, net$0789
Net operating income$392,0002,975
2012-12-31 (YTD Data)Rank
Total interest income$13,965,0001,889
Total interest expense$2,526,0001,733
Net interest income$11,439,0001,915
Provision for loan and lease losses$40,0005,302
Total noninterest income$1,450,0002,666
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$544,0002,321
Trading account gains and fees$0166
Additional Noninterest Income$906,0002,507
Total noninterest expense$10,663,0001,798
Salaries and employee benefits$5,643,0001,792
Premises and equipment expense$1,861,0001,275
Additional noninterest expense$3,159,0002,056
Pre-tax net operating income$2,186,0002,651
Securities gains (losses)$22,0003,143
Applicable income taxes$156,0003,188
Income before extraordinary items$2,052,0002,532
Extraordinary gains, net$029
Net income$2,052,0002,534
Minority interest net income$093
Net income of bank and minority interests.$2,052,0002,533
Net charge-offs$314,0003,235
Cash dividends$1,532,0001,465
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,031,5402,434
2012-09-30 (YTD Data)Rank
Total interest income$10,454,0001,916
Total interest expense$1,933,0001,770
Net interest income$8,521,0001,949
Provision for loan and lease losses$3,0005,730
Total noninterest income$1,126,0002,616
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$404,0002,373
Trading account gains and fees$0157
Additional Noninterest Income$722,0002,411
Total noninterest expense$7,923,0001,812
Salaries and employee benefits$4,119,0001,833
Premises and equipment expense$1,423,0001,255
Additional noninterest expense$2,381,0002,051
Pre-tax net operating income$1,721,0002,634
Securities gains (losses)$10,0003,111
Applicable income taxes$44,0003,848
Income before extraordinary items$1,687,0002,447
Extraordinary gains, net$020
Net income$1,687,0002,448
Minority interest net income$086
Net income of bank and minority interests.$1,687,0002,448
Net charge-offs$264,0002,988
Cash dividends$930,0001,404
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,677,3002,316
2012-06-30 (YTD Data)Rank
Total interest income$6,925,0001,939
Total interest expense$1,308,0001,796
Net interest income$5,617,0001,968
Provision for loan and lease losses$-3,0007,019
Total noninterest income$766,0002,547
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$276,0002,306
Trading account gains and fees$0153
Additional Noninterest Income$490,0002,365
Total noninterest expense$5,129,0001,869
Salaries and employee benefits$2,660,0001,887
Premises and equipment expense$949,0001,257
Additional noninterest expense$1,520,0002,129
Pre-tax net operating income$1,257,0002,427
Securities gains (losses)$9,0002,752
Applicable income taxes$17,0004,055
Income before extraordinary items$1,249,0002,197
Extraordinary gains, net$019
Net income$1,249,0002,198
Minority interest net income$084
Net income of bank and minority interests.$1,249,0002,198
Net charge-offs$148,0003,044
Cash dividends$565,0001,484
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,240,0902,093
2012-03-31 (YTD Data)Rank
Total interest income$3,549,0001,908
Total interest expense$675,0001,816
Net interest income$2,874,0001,932
Provision for loan and lease losses$-3,0007,096
Total noninterest income$377,0002,575
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$136,0002,314
Trading account gains and fees$0148
Additional Noninterest Income$241,0002,395
Total noninterest expense$2,576,0001,855
Salaries and employee benefits$1,318,0001,909
Premises and equipment expense$500,0001,198
Additional noninterest expense$758,0002,130
Pre-tax net operating income$678,0002,324
Securities gains (losses)$9,0001,794
Applicable income taxes$85,0002,598
Income before extraordinary items$602,0002,249
Extraordinary gains, net$019
Net income$602,0002,251
Minority interest net income$078
Net income of bank and minority interests.$602,0002,252
Net charge-offs$87,0002,565
Cash dividends$265,0001,367
Sale, conversion, retirement of capital stock, net$0861
Net operating income$594,0802,160
2011-12-31 (YTD Data)Rank
Total interest income$13,989,0002,005
Total interest expense$3,317,0001,778
Net interest income$10,672,0002,047
Provision for loan and lease losses$524,0003,397
Total noninterest income$1,492,0002,459
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$630,0002,153
Trading account gains and fees$0146
Additional Noninterest Income$862,0002,338
Total noninterest expense$10,247,0001,868
Salaries and employee benefits$5,075,0001,915
Premises and equipment expense$1,821,0001,370
Additional noninterest expense$3,351,0002,000
Pre-tax net operating income$1,393,0003,153
Securities gains (losses)$100,0002,070
Applicable income taxes$-9,0006,583
Income before extraordinary items$1,502,0002,772
Extraordinary gains, net$029
Net income$1,502,0002,775
Minority interest net income$096
Net income of bank and minority interests.$1,502,0002,775
Net charge-offs$806,0002,624
Cash dividends$165,0003,486
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,402,0002,820
2011-09-30 (YTD Data)Rank
Total interest income$10,353,0002,045
Total interest expense$2,595,0001,774
Net interest income$7,758,0002,118
Provision for loan and lease losses$380,0003,300
Total noninterest income$1,081,0002,505
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$481,0002,143
Trading account gains and fees$0145
Additional Noninterest Income$600,0002,422
Total noninterest expense$7,642,0001,883
Salaries and employee benefits$3,732,0001,942
Premises and equipment expense$1,423,0001,325
Additional noninterest expense$2,487,0002,028
Pre-tax net operating income$817,0003,679
Securities gains (losses)$99,0001,799
Applicable income taxes$-38,0006,899
Income before extraordinary items$954,0003,160
Extraordinary gains, net$021
Net income$954,0003,160
Minority interest net income$087
Net income of bank and minority interests.$954,0003,160
Net charge-offs$327,0003,149
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$855,0003,268
2011-06-30 (YTD Data)Rank
Total interest income$6,837,0002,075
Total interest expense$1,784,0001,788
Net interest income$5,053,0002,167
Provision for loan and lease losses$125,0004,121
Total noninterest income$595,0002,813
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$323,0002,106
Trading account gains and fees$0153
Additional Noninterest Income$272,0003,025
Total noninterest expense$5,008,0001,927
Salaries and employee benefits$2,480,0001,962
Premises and equipment expense$939,0001,344
Additional noninterest expense$1,589,0002,131
Pre-tax net operating income$515,0003,767
Securities gains (losses)$02,914
Applicable income taxes$3,0004,420
Income before extraordinary items$512,0003,544
Extraordinary gains, net$015
Net income$512,0003,545
Minority interest net income$089
Net income of bank and minority interests.$512,0003,545
Net charge-offs$281,0002,764
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$512,0003,441
2011-03-31 (YTD Data)Rank
Total interest income$3,381,0002,118
Total interest expense$889,0001,858
Net interest income$2,492,0002,195
Provision for loan and lease losses$100,0003,337
Total noninterest income$271,0003,004
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$173,0001,965
Trading account gains and fees$0158
Additional Noninterest Income$98,0003,609
Total noninterest expense$2,435,0001,991
Salaries and employee benefits$1,238,0001,977
Premises and equipment expense$474,0001,369
Additional noninterest expense$723,0002,297
Pre-tax net operating income$228,0004,013
Securities gains (losses)$01,772
Applicable income taxes$-3,0006,930
Income before extraordinary items$231,0003,716
Extraordinary gains, net$09
Net income$231,0003,717
Minority interest net income$086
Net income of bank and minority interests.$231,0003,716
Net charge-offs$61,0003,186
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$231,0003,661
2010-12-31 (YTD Data)Rank
Total interest income$14,525,0002,075
Total interest expense$4,179,0001,914
Net interest income$10,346,0002,113
Provision for loan and lease losses$777,0003,432
Total noninterest income$1,049,0003,154
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$802,0001,826
Trading account gains and fees$0175
Additional Noninterest Income$247,0004,266
Total noninterest expense$10,506,0001,871
Salaries and employee benefits$5,056,0001,920
Premises and equipment expense$2,061,0001,253
Additional noninterest expense$3,389,0002,056
Pre-tax net operating income$112,0005,441
Securities gains (losses)$525,000855
Applicable income taxes$-389,0007,105
Income before extraordinary items$1,026,0003,174
Extraordinary gains, net$029
Net income$1,026,0003,170
Minority interest net income$0111
Net income of bank and minority interests.$1,026,0003,174
Net charge-offs$1,417,0002,240
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$501,0004,176
2010-09-30 (YTD Data)Rank
Total interest income$10,965,0002,103
Total interest expense$3,265,0001,910
Net interest income$7,700,0002,152
Provision for loan and lease losses$242,0004,625
Total noninterest income$1,048,0002,639
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$625,0001,815
Trading account gains and fees$0165
Additional Noninterest Income$423,0003,033
Total noninterest expense$7,788,0001,883
Salaries and employee benefits$3,786,0001,914
Premises and equipment expense$1,542,0001,286
Additional noninterest expense$2,460,0002,099
Pre-tax net operating income$718,0003,666
Securities gains (losses)$49,0002,417
Applicable income taxes$-418,0007,335
Income before extraordinary items$1,185,0002,573
Extraordinary gains, net$023
Net income$1,185,0002,570
Minority interest net income$0110
Net income of bank and minority interests.$1,185,0002,574
Net charge-offs$735,0002,580
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,136,0002,526
2010-06-30 (YTD Data)Rank
Total interest income$7,289,0002,140
Total interest expense$2,252,0001,927
Net interest income$5,037,0002,198
Provision for loan and lease losses$242,0003,936
Total noninterest income$591,0002,903
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$436,0001,747
Trading account gains and fees$0152
Additional Noninterest Income$155,0003,921
Total noninterest expense$5,126,0001,918
Salaries and employee benefits$2,510,0001,940
Premises and equipment expense$981,0001,351
Additional noninterest expense$1,635,0002,097
Pre-tax net operating income$260,0004,594
Securities gains (losses)$49,0001,900
Applicable income taxes$-455,0007,468
Income before extraordinary items$764,0002,587
Extraordinary gains, net$019
Net income$764,0002,584
Minority interest net income$0105
Net income of bank and minority interests.$764,0002,586
Net charge-offs$734,0002,031
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$715,0002,627
2010-03-31 (YTD Data)Rank
Total interest income$3,666,0002,174
Total interest expense$1,164,0001,972
Net interest income$2,502,0002,232
Provision for loan and lease losses$158,0003,276
Total noninterest income$330,0002,690
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$221,0001,733
Trading account gains and fees$0175
Additional Noninterest Income$109,0003,348
Total noninterest expense$2,487,0001,983
Salaries and employee benefits$1,251,0001,975
Premises and equipment expense$500,0001,362
Additional noninterest expense$736,0002,296
Pre-tax net operating income$187,0004,204
Securities gains (losses)$02,284
Applicable income taxes$-427,0007,687
Income before extraordinary items$614,0001,793
Extraordinary gains, net$016
Net income$614,0001,792
Minority interest net income$091
Net income of bank and minority interests.$614,0001,794
Net charge-offs$20,0004,422
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$614,0001,710
2009-12-31 (YTD Data)Rank
Total interest income$15,414,0002,182
Total interest expense$5,478,0002,079
Net interest income$9,936,0002,204
Provision for loan and lease losses$2,348,0002,269
Total noninterest income$1,051,0003,237
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$998,0001,694
Trading account gains and fees$0211
Additional Noninterest Income$53,0006,304
Total noninterest expense$11,788,0001,731
Salaries and employee benefits$5,560,0001,782
Premises and equipment expense$2,285,0001,186
Additional noninterest expense$3,943,0001,870
Pre-tax net operating income$-3,149,0006,922
Securities gains (losses)$677,000703
Applicable income taxes$73,0003,059
Income before extraordinary items$-2,545,0006,904
Extraordinary gains, net$034
Net income$-2,545,0006,903
Minority interest net income$0115
Net income of bank and minority interests.$-2,545,0006,904
Net charge-offs$1,583,0002,312
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-3,222,0007,037
2009-09-30 (YTD Data)Rank
Total interest income$11,593,0002,201
Total interest expense$4,226,0002,114
Net interest income$7,367,0002,223
Provision for loan and lease losses$973,0002,825
Total noninterest income$1,343,0002,338
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$743,0001,704
Trading account gains and fees$0212
Additional Noninterest Income$600,0002,524
Total noninterest expense$8,822,0001,712
Salaries and employee benefits$4,220,0001,781
Premises and equipment expense$1,776,0001,166
Additional noninterest expense$2,826,0001,879
Pre-tax net operating income$-1,085,0006,696
Securities gains (losses)$602,000603
Applicable income taxes$49,0003,340
Income before extraordinary items$-532,0006,452
Extraordinary gains, net$027
Net income$-532,0006,453
Minority interest net income$0118
Net income of bank and minority interests.$-532,0006,452
Net charge-offs$1,177,0002,023
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-1,134,0006,806
2009-06-30 (YTD Data)Rank
Total interest income$7,766,0002,229
Total interest expense$2,931,0002,138
Net interest income$4,835,0002,253
Provision for loan and lease losses$476,0003,036
Total noninterest income$974,0002,225
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$488,0001,708
Trading account gains and fees$0193
Additional Noninterest Income$486,0002,264
Total noninterest expense$6,031,0001,705
Salaries and employee benefits$2,914,0001,750
Premises and equipment expense$1,187,0001,191
Additional noninterest expense$1,930,0001,862
Pre-tax net operating income$-698,0006,807
Securities gains (losses)$461,000542
Applicable income taxes$36,0003,368
Income before extraordinary items$-273,0006,505
Extraordinary gains, net$021
Net income$-273,0006,504
Minority interest net income$0112
Net income of bank and minority interests.$-273,0006,504
Net charge-offs$1,024,0001,611
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-734,0006,957
2009-03-31 (YTD Data)Rank
Total interest income$3,885,0002,262
Total interest expense$1,493,0002,187
Net interest income$2,392,0002,287
Provision for loan and lease losses$236,0002,633
Total noninterest income$485,0002,189
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$244,0001,653
Trading account gains and fees$0171
Additional Noninterest Income$241,0002,247
Total noninterest expense$2,826,0001,748
Salaries and employee benefits$1,436,0001,806
Premises and equipment expense$605,0001,189
Additional noninterest expense$785,0002,019
Pre-tax net operating income$-185,0006,858
Securities gains (losses)$299,000502
Applicable income taxes$04,835
Income before extraordinary items$114,0004,762
Extraordinary gains, net$015
Net income$114,0004,766
Minority interest net income$0102
Net income of bank and minority interests.$114,0004,765
Net charge-offs$441,0001,450
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-185,0006,929
2008-12-31 (YTD Data)Rank
Total interest income$17,055,0002,218
Total interest expense$8,083,0001,957
Net interest income$8,972,0002,431
Provision for loan and lease losses$1,321,0002,309
Total noninterest income$1,973,0002,164
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,091,0001,630
Trading account gains and fees$0154
Additional Noninterest Income$882,0002,322
Total noninterest expense$11,619,0001,680
Salaries and employee benefits$5,677,0001,802
Premises and equipment expense$2,427,0001,142
Additional noninterest expense$3,515,0001,741
Pre-tax net operating income$-1,995,0007,355
Securities gains (losses)$294,000557
Applicable income taxes$-264,0007,293
Income before extraordinary items$-1,437,0007,192
Extraordinary gains, net$039
Net income$-1,437,0007,190
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,192,0001,220
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-1,683,9607,379
2008-09-30 (YTD Data)Rank
Total interest income$13,165,0002,213
Total interest expense$6,305,0001,956
Net interest income$6,860,0002,406
Provision for loan and lease losses$1,300,0001,565
Total noninterest income$1,564,0002,144
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$811,0001,647
Trading account gains and fees$0148
Additional Noninterest Income$753,0002,200
Total noninterest expense$8,690,0001,674
Salaries and employee benefits$4,291,0001,807
Premises and equipment expense$1,794,0001,158
Additional noninterest expense$2,605,0001,708
Pre-tax net operating income$-1,566,0007,749
Securities gains (losses)$158,000722
Applicable income taxes$-269,0007,721
Income before extraordinary items$-1,139,0007,571
Extraordinary gains, net$031
Net income$-1,139,0007,570
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,472,0001,029
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-1,266,9807,730
2008-06-30 (YTD Data)Rank
Total interest income$8,989,0002,189
Total interest expense$4,457,0001,935
Net interest income$4,532,0002,412
Provision for loan and lease losses$677,0001,569
Total noninterest income$1,070,0002,130
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$510,0001,734
Trading account gains and fees$0149
Additional Noninterest Income$560,0002,082
Total noninterest expense$5,612,0001,726
Salaries and employee benefits$2,856,0001,830
Premises and equipment expense$1,164,0001,182
Additional noninterest expense$1,592,0001,814
Pre-tax net operating income$-687,0007,734
Securities gains (losses)$116,000861
Applicable income taxes$-139,0007,916
Income before extraordinary items$-432,0007,640
Extraordinary gains, net$021
Net income$-432,0007,640
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,127,000797
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-520,1607,693
2008-03-31 (YTD Data)Rank
Total interest income$4,731,0002,141
Total interest expense$2,392,0001,939
Net interest income$2,339,0002,348
Provision for loan and lease losses$244,0001,621
Total noninterest income$438,0002,441
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$256,0001,696
Trading account gains and fees$0158
Additional Noninterest Income$182,0002,713
Total noninterest expense$2,798,0001,722
Salaries and employee benefits$1,441,0001,822
Premises and equipment expense$574,0001,202
Additional noninterest expense$783,0001,802
Pre-tax net operating income$-265,0007,862
Securities gains (losses)$112,000661
Applicable income taxes$-35,0007,975
Income before extraordinary items$-118,0007,703
Extraordinary gains, net$015
Net income$-118,0007,702
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$97,0001,834
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-204,2407,814
2007-12-31 (YTD Data)Rank
Total interest income$20,656,0002,032
Total interest expense$10,554,0001,877
Net interest income$10,102,0002,226
Provision for loan and lease losses$1,275,0001,194
Total noninterest income$1,804,0002,378
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,045,0001,703
Trading account gains and fees$0178
Additional Noninterest Income$759,0002,628
Total noninterest expense$10,636,0001,744
Salaries and employee benefits$5,666,0001,781
Premises and equipment expense$2,211,0001,196
Additional noninterest expense$2,759,0001,995
Pre-tax net operating income$-5,0007,451
Securities gains (losses)$42,000853
Applicable income taxes$-85,0008,000
Income before extraordinary items$122,0007,064
Extraordinary gains, net$039
Net income$122,0007,063
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$542,0001,600
Cash dividends$600,0003,413
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$80,0007,196
2007-09-30 (YTD Data)Rank
Total interest income$15,614,0002,026
Total interest expense$7,850,0001,889
Net interest income$7,764,0002,197
Provision for loan and lease losses$1,265,000732
Total noninterest income$1,354,0002,376
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$764,0001,715
Trading account gains and fees$0184
Additional Noninterest Income$590,0002,587
Total noninterest expense$8,221,0001,674
Salaries and employee benefits$4,552,0001,660
Premises and equipment expense$1,654,0001,191
Additional noninterest expense$2,015,0001,988
Pre-tax net operating income$-368,0008,001
Securities gains (losses)$2,0001,394
Applicable income taxes$-122,0008,259
Income before extraordinary items$-244,0007,971
Extraordinary gains, net$033
Net income$-244,0007,967
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$500,0001,071
Cash dividends$600,0002,668
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$-245,3407,952
2007-06-30 (YTD Data)Rank
Total interest income$10,554,0002,011
Total interest expense$5,097,0001,932
Net interest income$5,457,0002,121
Provision for loan and lease losses$272,0001,682
Total noninterest income$884,0002,416
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$518,0001,698
Trading account gains and fees$0168
Additional Noninterest Income$366,0002,700
Total noninterest expense$5,457,0001,693
Salaries and employee benefits$3,054,0001,682
Premises and equipment expense$1,068,0001,255
Additional noninterest expense$1,335,0002,016
Pre-tax net operating income$612,0004,607
Securities gains (losses)$01,444
Applicable income taxes$74,0004,429
Income before extraordinary items$538,0004,400
Extraordinary gains, net$029
Net income$538,0004,400
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0004,692
Cash dividends$450,0002,579
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$538,0004,396
2007-03-31 (YTD Data)Rank
Total interest income$5,430,0001,964
Total interest expense$2,564,0001,908
Net interest income$2,866,0002,032
Provision for loan and lease losses$124,0001,729
Total noninterest income$437,0002,411
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$251,0001,710
Trading account gains and fees$0195
Additional Noninterest Income$186,0002,657
Total noninterest expense$2,713,0001,713
Salaries and employee benefits$1,536,0001,695
Premises and equipment expense$538,0001,254
Additional noninterest expense$639,0002,059
Pre-tax net operating income$466,0003,674
Securities gains (losses)$-1,0007,986
Applicable income taxes$116,0003,070
Income before extraordinary items$349,0003,829
Extraordinary gains, net$022
Net income$349,0003,830
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-24,0008,194
Cash dividends$200,0002,393
Sale, conversion, retirement of capital stock, net$0885
Net operating income$349,7503,810
2006-12-31 (YTD Data)Rank
Total interest income$20,909,0001,912
Total interest expense$9,445,0001,777
Net interest income$11,464,0002,024
Provision for loan and lease losses$282,0002,902
Total noninterest income$2,005,0002,226
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$961,0001,812
Trading account gains and fees$0130
Additional Noninterest Income$1,044,0002,161
Total noninterest expense$10,867,0001,630
Salaries and employee benefits$6,001,0001,633
Premises and equipment expense$2,238,0001,141
Additional noninterest expense$2,628,0002,020
Pre-tax net operating income$2,320,0003,314
Securities gains (losses)$-2,0006,862
Applicable income taxes$545,0003,026
Income before extraordinary items$1,773,0003,388
Extraordinary gains, net$051
Net income$1,773,0003,387
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0004,801
Cash dividends$800,0002,936
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,774,5203,365
2006-09-30 (YTD Data)Rank
Total interest income$15,362,0001,936
Total interest expense$6,774,0001,794
Net interest income$8,588,0002,043
Provision for loan and lease losses$205,0002,826
Total noninterest income$1,282,0002,487
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$697,0001,866
Trading account gains and fees$0126
Additional Noninterest Income$585,0002,617
Total noninterest expense$8,282,0001,619
Salaries and employee benefits$4,574,0001,623
Premises and equipment expense$1,675,0001,151
Additional noninterest expense$2,033,0001,922
Pre-tax net operating income$1,383,0003,972
Securities gains (losses)$-2,0007,192
Applicable income taxes$327,0003,459
Income before extraordinary items$1,054,0004,047
Extraordinary gains, net$045
Net income$1,054,0004,050
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0004,074
Cash dividends$600,0002,646
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,055,5204,034
2006-06-30 (YTD Data)Rank
Total interest income$9,864,0001,960
Total interest expense$4,133,0001,852
Net interest income$5,731,0002,043
Provision for loan and lease losses$137,0002,799
Total noninterest income$833,0002,527
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$461,0001,864
Trading account gains and fees$0126
Additional Noninterest Income$372,0002,670
Total noninterest expense$5,506,0001,626
Salaries and employee benefits$3,061,0001,616
Premises and equipment expense$1,101,0001,169
Additional noninterest expense$1,344,0001,956
Pre-tax net operating income$921,0003,992
Securities gains (losses)$-4,0007,633
Applicable income taxes$197,0003,642
Income before extraordinary items$720,0004,001
Extraordinary gains, net$039
Net income$720,0004,005
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0004,673
Cash dividends$400,0002,681
Sale, conversion, retirement of capital stock, net$0887
Net operating income$723,1603,983
2006-03-31 (YTD Data)Rank
Total interest income$4,789,0001,984
Total interest expense$1,875,0001,929
Net interest income$2,914,0001,989
Provision for loan and lease losses$105,0001,911
Total noninterest income$392,0002,580
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$223,0001,867
Trading account gains and fees$0115
Additional Noninterest Income$169,0002,759
Total noninterest expense$2,678,0001,674
Salaries and employee benefits$1,519,0001,635
Premises and equipment expense$538,0001,201
Additional noninterest expense$621,0002,092
Pre-tax net operating income$523,0003,626
Securities gains (losses)$0955
Applicable income taxes$121,0003,335
Income before extraordinary items$402,0003,705
Extraordinary gains, net$021
Net income$402,0003,704
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$200,0002,370
Sale, conversion, retirement of capital stock, net$0648
Net operating income$402,0003,687
2005-12-31 (YTD Data)Rank
Total interest income$16,359,0002,040
Total interest expense$5,480,0002,042
Net interest income$10,879,0002,038
Provision for loan and lease losses$432,0002,140
Total noninterest income$1,296,0002,967
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$879,0001,948
Trading account gains and fees$0138
Additional Noninterest Income$417,0003,707
Total noninterest expense$9,296,0001,821
Salaries and employee benefits$5,018,0001,852
Premises and equipment expense$1,844,0001,337
Additional noninterest expense$2,434,0002,060
Pre-tax net operating income$2,447,0003,202
Securities gains (losses)$-13,0007,637
Applicable income taxes$577,0003,140
Income before extraordinary items$1,857,0003,279
Extraordinary gains, net$046
Net income$1,857,0003,281
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0004,212
Cash dividends$775,0002,892
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,866,8803,233
2005-09-30 (YTD Data)Rank
Total interest income$11,894,0002,053
Total interest expense$3,792,0002,076
Net interest income$8,102,0002,036
Provision for loan and lease losses$324,0002,065
Total noninterest income$952,0003,009
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$649,0001,970
Trading account gains and fees$0126
Additional Noninterest Income$303,0003,775
Total noninterest expense$6,840,0001,838
Salaries and employee benefits$3,792,0001,829
Premises and equipment expense$1,329,0001,373
Additional noninterest expense$1,719,0002,158
Pre-tax net operating income$1,890,0003,175
Securities gains (losses)$-13,0008,007
Applicable income taxes$457,0003,100
Income before extraordinary items$1,420,0003,272
Extraordinary gains, net$035
Net income$1,420,0003,273
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0005,271
Cash dividends$575,0002,589
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,429,8803,216
2005-06-30 (YTD Data)Rank
Total interest income$7,557,0002,090
Total interest expense$2,321,0002,121
Net interest income$5,236,0002,077
Provision for loan and lease losses$217,0002,018
Total noninterest income$596,0003,115
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$413,0002,017
Trading account gains and fees$0116
Additional Noninterest Income$183,0003,918
Total noninterest expense$4,426,0001,871
Salaries and employee benefits$2,479,0001,845
Premises and equipment expense$844,0001,434
Additional noninterest expense$1,103,0002,223
Pre-tax net operating income$1,189,0003,272
Securities gains (losses)$1,0001,973
Applicable income taxes$266,0003,316
Income before extraordinary items$924,0003,282
Extraordinary gains, net$030
Net income$924,0003,283
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0004,310
Cash dividends$375,0002,611
Sale, conversion, retirement of capital stock, net$0643
Net operating income$923,2203,242
2005-03-31 (YTD Data)Rank
Total interest income$3,702,0002,090
Total interest expense$1,080,0002,168
Net interest income$2,622,0002,056
Provision for loan and lease losses$105,0001,941
Total noninterest income$276,0003,240
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$196,0002,036
Trading account gains and fees$0115
Additional Noninterest Income$80,0004,199
Total noninterest expense$2,161,0001,923
Salaries and employee benefits$1,198,0001,908
Premises and equipment expense$422,0001,438
Additional noninterest expense$541,0002,253
Pre-tax net operating income$632,0003,108
Securities gains (losses)$01,685
Applicable income taxes$161,0002,984
Income before extraordinary items$471,0003,186
Extraordinary gains, net$024
Net income$471,0003,187
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,232
Cash dividends$175,0002,369
Sale, conversion, retirement of capital stock, net$0491
Net operating income$471,0003,148
2004-12-31 (YTD Data)Rank
Total interest income$13,927,0002,035
Total interest expense$4,313,0001,886
Net interest income$9,614,0002,119
Provision for loan and lease losses$426,0002,250
Total noninterest income$1,227,0003,074
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$921,0001,901
Trading account gains and fees$0138
Additional Noninterest Income$306,0004,227
Total noninterest expense$7,902,0002,026
Salaries and employee benefits$4,255,0002,052
Premises and equipment expense$1,601,0001,439
Additional noninterest expense$2,046,0002,368
Pre-tax net operating income$2,513,0002,998
Securities gains (losses)$3,0003,369
Applicable income taxes$598,0003,039
Income before extraordinary items$1,918,0003,024
Extraordinary gains, net$034
Net income$1,918,0003,024
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$138,0003,160
Cash dividends$700,0002,948
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,915,7202,968
2004-09-30 (YTD Data)Rank
Total interest income$10,247,0002,043
Total interest expense$3,253,0001,839
Net interest income$6,994,0002,170
Provision for loan and lease losses$327,0002,105
Total noninterest income$883,0003,181
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$696,0001,898
Trading account gains and fees$0134
Additional Noninterest Income$187,0004,640
Total noninterest expense$5,882,0002,031
Salaries and employee benefits$3,259,0001,995
Premises and equipment expense$1,144,0001,517
Additional noninterest expense$1,479,0002,425
Pre-tax net operating income$1,668,0003,340
Securities gains (losses)$3,0003,253
Applicable income taxes$369,0003,442
Income before extraordinary items$1,302,0003,348
Extraordinary gains, net$026
Net income$1,302,0003,349
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$101,0002,796
Cash dividends$525,0002,601
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,299,6603,263
2004-06-30 (YTD Data)Rank
Total interest income$6,752,0002,059
Total interest expense$2,209,0001,794
Net interest income$4,543,0002,199
Provision for loan and lease losses$219,0002,051
Total noninterest income$557,0003,334
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$460,0001,889
Trading account gains and fees$0130
Additional Noninterest Income$97,0005,216
Total noninterest expense$3,845,0002,069
Salaries and employee benefits$2,169,0002,008
Premises and equipment expense$730,0001,585
Additional noninterest expense$946,0002,505
Pre-tax net operating income$1,036,0003,451
Securities gains (losses)$03,413
Applicable income taxes$246,0003,415
Income before extraordinary items$790,0003,554
Extraordinary gains, net$021
Net income$790,0003,554
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0004,719
Cash dividends$350,0002,645
Sale, conversion, retirement of capital stock, net$0638
Net operating income$790,0003,465
2004-03-31 (YTD Data)Rank
Total interest income$3,379,0002,073
Total interest expense$1,120,0001,796
Net interest income$2,259,0002,217
Provision for loan and lease losses$106,0002,009
Total noninterest income$266,0003,377
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$223,0001,890
Trading account gains and fees$0121
Additional Noninterest Income$43,0005,417
Total noninterest expense$1,876,0002,139
Salaries and employee benefits$1,065,0002,072
Premises and equipment expense$361,0001,627
Additional noninterest expense$450,0002,610
Pre-tax net operating income$543,0003,320
Securities gains (losses)$1,0002,756
Applicable income taxes$139,0003,223
Income before extraordinary items$405,0003,460
Extraordinary gains, net$016
Net income$405,0003,459
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0003,775
Cash dividends$175,0002,333
Sale, conversion, retirement of capital stock, net$0464
Net operating income$404,2603,367
2003-12-31 (YTD Data)Rank
Total interest income$11,850,0002,410
Total interest expense$4,241,0002,099
Net interest income$7,609,0002,533
Provision for loan and lease losses$335,0002,929
Total noninterest income$1,435,0002,932
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$850,0002,017
Trading account gains and fees$0160
Additional Noninterest Income$585,0003,306
Total noninterest expense$6,821,0002,305
Salaries and employee benefits$3,711,0002,287
Premises and equipment expense$1,287,0001,765
Additional noninterest expense$1,823,0002,610
Pre-tax net operating income$1,888,0003,520
Securities gains (losses)$75,0002,153
Applicable income taxes$396,0003,801
Income before extraordinary items$1,567,0003,454
Extraordinary gains, net$054
Net income$1,567,0003,453
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$160,0003,241
Cash dividends$700,0002,934
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,507,0003,396
2003-09-30 (YTD Data)Rank
Total interest income$8,734,0002,485
Total interest expense$3,136,0002,204
Net interest income$5,598,0002,598
Provision for loan and lease losses$230,0003,018
Total noninterest income$1,129,0002,901
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$619,0002,081
Trading account gains and fees$0153
Additional Noninterest Income$510,0003,106
Total noninterest expense$5,073,0002,327
Salaries and employee benefits$2,791,0002,276
Premises and equipment expense$947,0001,815
Additional noninterest expense$1,335,0002,647
Pre-tax net operating income$1,424,0003,625
Securities gains (losses)$37,0002,545
Applicable income taxes$335,0003,725
Income before extraordinary items$1,126,0003,670
Extraordinary gains, net$040
Net income$1,126,0003,670
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0004,321
Cash dividends$525,0002,606
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,097,5103,573
2003-06-30 (YTD Data)Rank
Total interest income$5,804,0002,509
Total interest expense$2,075,0002,285
Net interest income$3,729,0002,604
Provision for loan and lease losses$195,0002,557
Total noninterest income$658,0003,137
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$404,0002,078
Trading account gains and fees$0150
Additional Noninterest Income$254,0003,598
Total noninterest expense$3,279,0002,392
Salaries and employee benefits$1,821,0002,320
Premises and equipment expense$624,0001,826
Additional noninterest expense$834,0002,786
Pre-tax net operating income$913,0003,724
Securities gains (losses)$37,0002,231
Applicable income taxes$223,0003,758
Income before extraordinary items$727,0003,764
Extraordinary gains, net$030
Net income$727,0003,764
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0004,788
Cash dividends$350,0002,646
Sale, conversion, retirement of capital stock, net$0589
Net operating income$698,5103,677
2003-03-31 (YTD Data)Rank
Total interest income$2,886,0002,539
Total interest expense$1,051,0002,316
Net interest income$1,835,0002,642
Provision for loan and lease losses$90,0002,494
Total noninterest income$339,0002,974
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$207,0001,965
Trading account gains and fees$0134
Additional Noninterest Income$132,0003,437
Total noninterest expense$1,601,0002,424
Salaries and employee benefits$895,0002,346
Premises and equipment expense$319,0001,794
Additional noninterest expense$387,0002,937
Pre-tax net operating income$483,0003,584
Securities gains (losses)$12,0002,102
Applicable income taxes$100,0003,933
Income before extraordinary items$395,0003,487
Extraordinary gains, net$021
Net income$395,0003,485
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,853
Cash dividends$175,0002,374
Sale, conversion, retirement of capital stock, net$0419
Net operating income$385,4003,386
2002-12-31 (YTD Data)Rank
Total interest income$11,666,0002,618
Total interest expense$4,523,0002,461
Net interest income$7,143,0002,673
Provision for loan and lease losses$300,0003,409
Total noninterest income$1,219,0003,041
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$803,0001,986
Trading account gains and fees$0153
Additional Noninterest Income$416,0003,632
Total noninterest expense$6,038,0002,444
Salaries and employee benefits$3,185,0002,484
Premises and equipment expense$1,178,0001,886
Additional noninterest expense$1,675,0002,699
Pre-tax net operating income$2,024,0003,391
Securities gains (losses)$51,0002,387
Applicable income taxes$364,0004,080
Income before extraordinary items$1,711,0003,161
Extraordinary gains, net$070
Net income$1,711,0003,160
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$291,0002,421
Cash dividends$699,0002,915
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,669,1803,121
2001-12-31 (YTD Data)Rank
Total interest income$12,542,0002,717
Total interest expense$6,281,0002,545
Net interest income$6,261,0002,834
Provision for loan and lease losses$230,0003,830
Total noninterest income$1,316,0002,752
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$832,0001,837
Trading account gains and fees$0177
Additional Noninterest Income$484,0003,181
Total noninterest expense$5,468,0002,594
Salaries and employee benefits$2,850,0002,634
Premises and equipment expense$1,040,0002,045
Additional noninterest expense$1,578,0002,752
Pre-tax net operating income$1,879,0003,322
Securities gains (losses)$04,612
Applicable income taxes$515,0003,284
Income before extraordinary items$1,364,0003,469
Extraordinary gains, net$0105
Net income$1,364,0003,472
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0004,943
Cash dividends$550,0003,301
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,364,0003,370
2000-12-31 (YTD Data)Rank
Total interest income$12,059,0002,890
Total interest expense$6,574,0002,547
Net interest income$5,485,0003,213
Provision for loan and lease losses$213,0003,605
Total noninterest income$1,174,0002,801
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$783,0001,772
Trading account gains and fees$0180
Additional Noninterest Income$391,0003,406
Total noninterest expense$5,168,0002,635
Salaries and employee benefits$2,717,0002,623
Premises and equipment expense$1,018,0002,031
Additional noninterest expense$1,433,0002,937
Pre-tax net operating income$1,278,0004,549
Securities gains (losses)$01,956
Applicable income taxes$310,0004,532
Income before extraordinary items$968,0004,480
Extraordinary gains, net$038
Net income$968,0004,481
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0005,200
Cash dividends$145,0005,567
Sale, conversion, retirement of capital stock, net$4,036,000252
Net operating income$968,0004,478
1999-12-31 (YTD Data)Rank
Total interest income$7,474,0004,165
Total interest expense$3,498,0004,049
Net interest income$3,976,0004,189
Provision for loan and lease losses$60,0006,124
Total noninterest income$737,0003,836
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$530,0002,508
Trading account gains and feesNANA
Additional Noninterest Income$207,0004,862
Total noninterest expense$3,496,0003,711
Salaries and employee benefits$1,868,0003,638
Premises and equipment expense$604,0003,234
Additional noninterest expense$1,024,0003,940
Pre-tax net operating income$1,157,0004,878
Securities gains (losses)$03,155
Applicable income taxes$191,0005,803
Income before extraordinary items$966,0004,536
Extraordinary gains, net$035
Net income$966,0004,537
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$102,0003,549
Cash dividends$588,0003,213
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$966,0004,491
1998-12-31 (YTD Data)Rank
Total interest income$7,515,0004,156
Total interest expense$3,601,0004,017
Net interest income$3,914,0004,195
Provision for loan and lease losses$60,0006,123
Total noninterest income$870,0003,401
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$482,0002,637
Trading account gains and feesNANA
Additional Noninterest Income$388,0003,495
Total noninterest expense$3,272,0003,822
Salaries and employee benefits$1,698,0003,840
Premises and equipment expense$571,0003,319
Additional noninterest expense$1,003,0003,951
Pre-tax net operating income$1,452,0004,287
Securities gains (losses)$3,0003,720
Applicable income taxes$428,0004,247
Income before extraordinary items$1,027,0004,421
Extraordinary gains, net$032
Net income$1,027,0004,420
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-49,00010,100
Cash dividends$1,104,0002,071
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,024,8704,335
1997-12-31 (YTD Data)Rank
Total interest income$7,530,0004,218
Total interest expense$3,761,0003,901
Net interest income$3,769,0004,454
Provision for loan and lease losses$60,0006,153
Total noninterest income$620,0004,315
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$444,0002,934
Trading account gains and feesNANA
Additional Noninterest Income$176,0005,269
Total noninterest expense$3,081,0004,013
Salaries and employee benefits$1,603,0004,008
Premises and equipment expense$559,0003,370
Additional noninterest expense$919,0004,229
Pre-tax net operating income$1,248,0005,105
Securities gains (losses)$03,944
Applicable income taxes$338,0005,407
Income before extraordinary items$910,0005,011
Extraordinary gains, net$044
Net income$910,0005,013
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$85,0004,133
Cash dividends$555,0003,238
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$910,0004,955
1996-12-31 (YTD Data)Rank
Total interest income$7,419,0004,337
Total interest expense$3,650,0004,027
Net interest income$3,769,0004,540
Provision for loan and lease losses$09,041
Total noninterest income$576,0004,696
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$467,0002,898
Trading account gains and feesNANA
Additional Noninterest Income$109,0006,886
Total noninterest expense$2,869,0004,447
Salaries and employee benefits$1,564,0004,159
Premises and equipment expense$570,0003,374
Additional noninterest expense$735,0005,545
Pre-tax net operating income$1,476,0004,390
Securities gains (losses)$3,0003,304
Applicable income taxes$422,0004,719
Income before extraordinary items$1,057,0004,283
Extraordinary gains, net$053
Net income$1,057,0004,284
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0005,304
Cash dividends$760,0002,590
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,054,8704,236
1995-12-31 (YTD Data)Rank
Total interest income$6,923,0004,601
Total interest expense$3,535,0004,118
Net interest income$3,388,0004,994
Provision for loan and lease losses$20,0007,637
Total noninterest income$584,0004,662
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$449,0003,019
Trading account gains and feesNANA
Additional Noninterest Income$135,0006,277
Total noninterest expense$2,587,0004,848
Salaries and employee benefits$1,317,0004,805
Premises and equipment expense$484,0003,864
Additional noninterest expense$786,0005,329
Pre-tax net operating income$1,365,0004,791
Securities gains (losses)$03,831
Applicable income taxes$394,0005,002
Income before extraordinary items$971,0004,714
Extraordinary gains, net$065
Net income$971,0004,713
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-56,00011,520
Cash dividends$531,0003,189
Sale, conversion, retirement of capital stock, net$0809
Net operating income$971,0004,692
1994-12-31 (YTD Data)Rank
Total interest income$6,063,0004,825
Total interest expense$2,515,0004,629
Net interest income$3,548,0004,881
Provision for loan and lease losses$67,0005,416
Total noninterest income$532,0005,057
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$413,0003,291
Trading account gains and feesNANA
Additional Noninterest Income$119,0006,953
Total noninterest expense$2,684,0004,853
Salaries and employee benefits$1,288,0004,923
Premises and equipment expense$488,0003,879
Additional noninterest expense$908,0005,130
Pre-tax net operating income$1,329,0004,859
Securities gains (losses)$-4,0009,291
Applicable income taxes$415,0004,632
Income before extraordinary items$910,0004,868
Extraordinary gains, net$0249
Net income$910,0004,873
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-18,00011,188
Cash dividends$564,0002,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$912,7604,912
1993-12-31 (YTD Data)Rank
Total interest income$5,958,0004,983
Total interest expense$2,328,0005,107
Net interest income$3,630,0004,798
Provision for loan and lease losses$60,0006,949
Total noninterest income$549,0005,258
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$376,0003,642
Trading account gains and feesNANA
Additional Noninterest Income$173,0006,106
Total noninterest expense$2,475,0005,330
Salaries and employee benefits$1,267,0004,990
Premises and equipment expense$480,0004,020
Additional noninterest expense$728,0006,378
Pre-tax net operating income$1,644,0003,981
Securities gains (losses)$-23,00012,945
Applicable income taxes$530,0003,973
Income before extraordinary items$1,091,0004,356
Extraordinary gains, net$22,0002,659
Net income$1,113,0004,402
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0006,716
Cash dividends$556,0002,822
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,106,4104,084
1992-12-31 (YTD Data)Rank
Total interest income$6,435,0005,184
Total interest expense$2,667,0005,696
Net interest income$3,768,0004,704
Provision for loan and lease losses$215,0005,039
Total noninterest income$715,0004,337
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$355,0003,860
Trading account gains and feesNANA
Additional Noninterest Income$360,0003,961
Total noninterest expense$2,362,0005,561
Salaries and employee benefits$1,161,0005,332
Premises and equipment expense$377,0005,033
Additional noninterest expense$824,0005,925
Pre-tax net operating income$1,906,0003,244
Securities gains (losses)$-9,00013,256
Applicable income taxes$519,0003,875
Income before extraordinary items$1,378,0003,331
Extraordinary gains, net$-295,00013,779
Net income$1,083,0004,230
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$125,0005,342
Cash dividends$541,0002,613
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,384,5703,082

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.