Home > First Western Bank, F.S.B. > Income and Expense

First Western Bank, F.S.B., Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$44,574,000806
Total interest expense$25,662,000691
Net interest income$18,912,000970
Provision for loan and lease losses$5,673,000313
Total noninterest income$1,096,0002,896
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$1,096,0001,699
Total noninterest expense$15,571,000978
Salaries and employee benefits$2,720,0002,449
Premises and equipment expense$2,276,000945
Additional noninterest expense$10,575,000644
Pre-tax net operating income$-1,236,00011,366
Securities gains (losses)$2,177,000141
Applicable income taxes$47,0009,744
Income before extraordinary items$894,0004,895
Extraordinary gains, net$053
Net income$894,0004,896
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,558,000409
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$-1,174,15011,362
1995-12-31 (YTD Data)Rank
Total interest income$42,203,000871
Total interest expense$24,549,000747
Net interest income$17,654,0001,045
Provision for loan and lease losses$2,555,000498
Total noninterest income$2,291,0001,643
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$2,291,0001,041
Total noninterest expense$11,691,0001,244
Salaries and employee benefits$2,735,0002,433
Premises and equipment expense$2,128,0001,010
Additional noninterest expense$6,828,000878
Pre-tax net operating income$5,699,0001,343
Securities gains (losses)$1,333,000177
Applicable income taxes$2,603,0001,016
Income before extraordinary items$4,429,0001,200
Extraordinary gains, net$065
Net income$4,429,0001,198
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,352,000729
Cash dividends$08,717
Sale, conversion, retirement of capital stock, netNANA
Net operating income$3,575,8801,422
1994-12-31 (YTD Data)Rank
Total interest income$31,114,0001,018
Total interest expense$15,809,000868
Net interest income$15,305,0001,193
Provision for loan and lease losses$1,485,000720
Total noninterest income$1,339,0002,507
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$1,339,0001,505
Total noninterest expense$8,725,0001,687
Salaries and employee benefits$2,203,0003,000
Premises and equipment expense$1,829,0001,157
Additional noninterest expense$4,693,0001,237
Pre-tax net operating income$6,434,0001,170
Securities gains (losses)$558,000252
Applicable income taxes$2,657,000966
Income before extraordinary items$4,335,0001,173
Extraordinary gains, net$0249
Net income$4,335,0001,173
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$896,000933
Cash dividends$2,400,000953
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$3,977,8801,283
1993-12-31 (YTD Data)Rank
Total interest income$30,819,0001,037
Total interest expense$16,349,000866
Net interest income$14,470,0001,250
Provision for loan and lease losses$575,0001,915
Total noninterest income$1,274,0002,781
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$1,274,0001,745
Total noninterest expense$8,485,0001,769
Salaries and employee benefits$2,313,0002,847
Premises and equipment expense$1,758,0001,220
Additional noninterest expense$4,414,0001,402
Pre-tax net operating income$6,684,0001,056
Securities gains (losses)$216,0001,607
Applicable income taxes$2,599,000971
Income before extraordinary items$4,301,0001,188
Extraordinary gains, net$03,149
Net income$4,301,0001,229
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$359,0002,206
Cash dividends$1,799,0001,129
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$4,162,7601,144
1992-12-31 (YTD Data)Rank
Total interest income$31,604,0001,159
Total interest expense$18,410,000983
Net interest income$13,194,0001,400
Provision for loan and lease losses$525,0002,889
Total noninterest income$1,145,0002,970
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$1,145,0001,825
Total noninterest expense$8,822,0001,718
Salaries and employee benefits$2,968,0002,199
Premises and equipment expense$1,966,0001,135
Additional noninterest expense$3,888,0001,622
Pre-tax net operating income$4,992,0001,272
Securities gains (losses)$280,0001,603
Applicable income taxes$1,859,0001,193
Income before extraordinary items$3,413,0001,366
Extraordinary gains, net$01,422
Net income$3,413,0001,371
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$362,0002,998
Cash dividends$1,700,000978
Sale, conversion, retirement of capital stock, net$235,000699
Net operating income$3,231,0001,329

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.