Home > First Western Bank > Income and Expense
First Western Bank, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $138,669,000 | 301 |
| Total interest expense | $76,725,000 | 268 |
| Net interest income | $61,944,000 | 342 |
| Provision for loan and lease losses | $4,000,000 | 378 |
| Total noninterest income | $17,261,000 | 415 |
| Gross Fiduciary activities income | $2,823,000 | 264 |
| Service charges on deposit accounts | $5,282,000 | 264 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $9,156,000 | 462 |
| Total noninterest expense | $46,873,000 | 379 |
| Salaries and employee benefits | $13,886,000 | 531 |
| Premises and equipment expense | $4,364,000 | 505 |
| Additional noninterest expense | $28,623,000 | 292 |
| Pre-tax net operating income | $28,332,000 | 342 |
| Securities gains (losses) | $-965,000 | 10,449 |
| Applicable income taxes | $7,726,000 | 411 |
| Income before extraordinary items | $19,641,000 | 338 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $19,641,000 | 338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,780,000 | 333 |
| Cash dividends | $2,000,000 | 1,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $20,335,800 | 315 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $126,179,000 | 333 |
| Total interest expense | $67,674,000 | 305 |
| Net interest income | $58,505,000 | 361 |
| Provision for loan and lease losses | $4,836,000 | 328 |
| Total noninterest income | $14,458,000 | 439 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $4,184,000 | 324 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $10,274,000 | 403 |
| Total noninterest expense | $35,304,000 | 448 |
| Salaries and employee benefits | $9,927,000 | 689 |
| Premises and equipment expense | $3,487,000 | 598 |
| Additional noninterest expense | $21,890,000 | 322 |
| Pre-tax net operating income | $32,823,000 | 304 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $10,221,000 | 351 |
| Income before extraordinary items | $22,602,000 | 304 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $22,602,000 | 304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,812,000 | 402 |
| Cash dividends | $22,500,000 | 206 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $22,602,000 | 295 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $80,015,000 | 509 |
| Total interest expense | $41,136,000 | 485 |
| Net interest income | $38,879,000 | 525 |
| Provision for loan and lease losses | $2,615,000 | 501 |
| Total noninterest income | $10,592,000 | 565 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $2,641,000 | 520 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $7,951,000 | 493 |
| Total noninterest expense | $23,525,000 | 687 |
| Salaries and employee benefits | $6,701,000 | 1,000 |
| Premises and equipment expense | $2,143,000 | 989 |
| Additional noninterest expense | $14,681,000 | 507 |
| Pre-tax net operating income | $23,331,000 | 415 |
| Securities gains (losses) | $162,000 | 765 |
| Applicable income taxes | $6,610,000 | 473 |
| Income before extraordinary items | $16,883,000 | 388 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $16,883,000 | 389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,870,000 | 459 |
| Cash dividends | $8,000,000 | 492 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $16,766,360 | 384 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $76,831,000 | 557 |
| Total interest expense | $39,834,000 | 526 |
| Net interest income | $36,997,000 | 564 |
| Provision for loan and lease losses | $1,427,000 | 736 |
| Total noninterest income | $6,076,000 | 834 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $2,397,000 | 581 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $3,679,000 | 790 |
| Total noninterest expense | $22,568,000 | 720 |
| Salaries and employee benefits | $6,580,000 | 1,048 |
| Premises and equipment expense | $2,182,000 | 984 |
| Additional noninterest expense | $13,806,000 | 538 |
| Pre-tax net operating income | $19,078,000 | 502 |
| Securities gains (losses) | $226,000 | 630 |
| Applicable income taxes | $5,498,000 | 582 |
| Income before extraordinary items | $13,806,000 | 468 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $13,806,000 | 469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,425,000 | 713 |
| Cash dividends | $10,400,000 | 384 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $13,643,280 | 472 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $67,226,000 | 545 |
| Total interest expense | $30,368,000 | 525 |
| Net interest income | $36,858,000 | 558 |
| Provision for loan and lease losses | $2,165,000 | 547 |
| Total noninterest income | $4,683,000 | 967 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $2,069,000 | 662 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $2,614,000 | 962 |
| Total noninterest expense | $22,967,000 | 718 |
| Salaries and employee benefits | $6,331,000 | 1,065 |
| Premises and equipment expense | $2,322,000 | 924 |
| Additional noninterest expense | $14,314,000 | 542 |
| Pre-tax net operating income | $16,409,000 | 532 |
| Securities gains (losses) | $647,000 | 226 |
| Applicable income taxes | $4,682,000 | 609 |
| Income before extraordinary items | $12,374,000 | 484 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $12,374,000 | 482 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $913,000 | 918 |
| Cash dividends | $5,900,000 | 506 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $11,901,690 | 494 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $63,765,000 | 564 |
| Total interest expense | $27,393,000 | 564 |
| Net interest income | $36,372,000 | 560 |
| Provision for loan and lease losses | $2,860,000 | 634 |
| Total noninterest income | $4,621,000 | 1,047 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $2,170,000 | 633 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $2,451,000 | 1,104 |
| Total noninterest expense | $22,669,000 | 748 |
| Salaries and employee benefits | $7,175,000 | 940 |
| Premises and equipment expense | $2,334,000 | 947 |
| Additional noninterest expense | $13,160,000 | 627 |
| Pre-tax net operating income | $15,464,000 | 500 |
| Securities gains (losses) | $400,000 | 1,050 |
| Applicable income taxes | $4,488,000 | 585 |
| Income before extraordinary items | $11,376,000 | 490 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $11,376,000 | 503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,850,000 | 582 |
| Cash dividends | $4,900,000 | 497 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $11,088,000 | 474 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $31,020,000 | 1,181 |
| Total interest expense | $14,192,000 | 1,244 |
| Net interest income | $16,828,000 | 1,103 |
| Provision for loan and lease losses | $2,045,000 | 1,131 |
| Total noninterest income | $2,820,000 | 1,510 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $900,000 | 1,505 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,920,000 | 1,278 |
| Total noninterest expense | $11,417,000 | 1,373 |
| Salaries and employee benefits | $4,302,000 | 1,546 |
| Premises and equipment expense | $941,000 | 2,214 |
| Additional noninterest expense | $6,174,000 | 1,118 |
| Pre-tax net operating income | $6,186,000 | 1,059 |
| Securities gains (losses) | $410,000 | 1,256 |
| Applicable income taxes | $1,893,000 | 1,175 |
| Income before extraordinary items | $4,703,000 | 1,014 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $4,703,000 | 1,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $878,000 | 1,697 |
| Cash dividends | $3,000,000 | 590 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $4,411,900 | 979 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.