Home > First Western Bank > Income and Expense
First Western Bank, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,968,000 | 5,757 |
| Total interest expense | $2,242,000 | 5,914 |
| Net interest income | $2,726,000 | 5,501 |
| Provision for loan and lease losses | $199,000 | 3,780 |
| Total noninterest income | $609,000 | 4,376 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $228,000 | 4,771 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $381,000 | 3,465 |
| Total noninterest expense | $3,046,000 | 4,179 |
| Salaries and employee benefits | $1,371,000 | 4,697 |
| Premises and equipment expense | $401,000 | 4,502 |
| Additional noninterest expense | $1,274,000 | 3,235 |
| Pre-tax net operating income | $90,000 | 8,834 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-349,000 | 9,756 |
| Income before extraordinary items | $439,000 | 6,637 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $439,000 | 6,635 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 4,865 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $-1,034,000 | 9,855 |
| Net operating income | $439,000 | 6,652 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,184,000 | 6,210 |
| Total interest expense | $1,910,000 | 6,163 |
| Net interest income | $2,274,000 | 6,134 |
| Provision for loan and lease losses | $66,000 | 6,005 |
| Total noninterest income | $323,000 | 6,240 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $142,000 | 5,981 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $181,000 | 5,180 |
| Total noninterest expense | $2,296,000 | 5,168 |
| Salaries and employee benefits | $1,046,000 | 5,706 |
| Premises and equipment expense | $246,000 | 6,090 |
| Additional noninterest expense | $1,004,000 | 4,016 |
| Pre-tax net operating income | $235,000 | 8,407 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $235,000 | 8,044 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $235,000 | 8,042 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,307 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $235,000 | 8,019 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,151,000 | 9,711 |
| Total interest expense | $455,000 | 9,791 |
| Net interest income | $696,000 | 9,499 |
| Provision for loan and lease losses | $132,000 | 4,434 |
| Total noninterest income | $102,000 | 8,996 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $59,000 | 7,810 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 8,420 |
| Total noninterest expense | $1,527,000 | 6,606 |
| Salaries and employee benefits | $685,000 | 7,271 |
| Premises and equipment expense | $288,000 | 5,507 |
| Additional noninterest expense | $554,000 | 6,072 |
| Pre-tax net operating income | $-861,000 | 10,317 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $-861,000 | 10,345 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-861,000 | 10,342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 866 |
| Net operating income | $-861,000 | 10,323 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $71,000 | 10,889 |
| Total interest expense | $0 | 10,898 |
| Net interest income | $71,000 | 10,873 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $0 | 10,883 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 10,861 |
| Total noninterest expense | $370,000 | 10,553 |
| Salaries and employee benefits | $234,000 | 10,375 |
| Premises and equipment expense | $24,000 | 10,708 |
| Additional noninterest expense | $112,000 | 10,427 |
| Pre-tax net operating income | $-299,000 | 10,634 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $-299,000 | 10,670 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-299,000 | 10,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $7,815,000 | 119 |
| Net operating income | $-299,000 | 10,650 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.