Home > First Western Bank > Income and Expense
First Western Bank, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $13,079,000 | 2,610 |
| Total interest expense | $2,161,000 | 5,861 |
| Net interest income | $10,918,000 | 1,631 |
| Provision for loan and lease losses | $170,000 | 4,530 |
| Total noninterest income | $3,939,000 | 1,194 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $2,201,000 | 676 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,738,000 | 1,372 |
| Total noninterest expense | $11,147,000 | 1,307 |
| Salaries and employee benefits | $5,581,000 | 1,336 |
| Premises and equipment expense | $1,602,000 | 1,335 |
| Additional noninterest expense | $3,964,000 | 1,203 |
| Pre-tax net operating income | $3,540,000 | 1,964 |
| Securities gains (losses) | $72,000 | 2,029 |
| Applicable income taxes | $1,261,000 | 1,741 |
| Income before extraordinary items | $2,351,000 | 2,206 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,351,000 | 2,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 4,122 |
| Cash dividends | $694,000 | 2,894 |
| Sale, conversion, retirement of capital stock, net | $-22,000 | 9,460 |
| Net operating income | $2,304,200 | 2,176 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $13,906,000 | 2,499 |
| Total interest expense | $2,655,000 | 5,350 |
| Net interest income | $11,251,000 | 1,563 |
| Provision for loan and lease losses | $70,000 | 5,970 |
| Total noninterest income | $2,567,000 | 1,553 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,732,000 | 786 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $835,000 | 2,098 |
| Total noninterest expense | $9,815,000 | 1,412 |
| Salaries and employee benefits | $5,567,000 | 1,270 |
| Premises and equipment expense | $1,605,000 | 1,271 |
| Additional noninterest expense | $2,643,000 | 1,681 |
| Pre-tax net operating income | $3,933,000 | 1,861 |
| Securities gains (losses) | $-47,000 | 9,174 |
| Applicable income taxes | $1,480,000 | 1,534 |
| Income before extraordinary items | $2,406,000 | 2,156 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,406,000 | 2,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,010 |
| Cash dividends | $1,311,000 | 1,840 |
| Sale, conversion, retirement of capital stock, net | $1,431,000 | 408 |
| Net operating income | $2,436,080 | 2,130 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,134,000 | 2,903 |
| Total interest expense | $2,010,000 | 5,983 |
| Net interest income | $9,124,000 | 1,935 |
| Provision for loan and lease losses | $213,000 | 3,422 |
| Total noninterest income | $2,425,000 | 1,611 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,534,000 | 862 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $891,000 | 2,014 |
| Total noninterest expense | $8,028,000 | 1,712 |
| Salaries and employee benefits | $4,619,000 | 1,508 |
| Premises and equipment expense | $1,250,000 | 1,634 |
| Additional noninterest expense | $2,159,000 | 2,018 |
| Pre-tax net operating income | $3,308,000 | 2,212 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,127,000 | 2,023 |
| Income before extraordinary items | $2,181,000 | 2,391 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,181,000 | 2,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 3,087 |
| Cash dividends | $1,958,000 | 1,404 |
| Sale, conversion, retirement of capital stock, net | $1,818,000 | 446 |
| Net operating income | $2,181,000 | 2,361 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,297,000 | 3,145 |
| Total interest expense | $2,173,000 | 5,885 |
| Net interest income | $8,124,000 | 2,098 |
| Provision for loan and lease losses | $642,000 | 1,410 |
| Total noninterest income | $3,450,000 | 1,201 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,449,000 | 853 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $2,001,000 | 1,157 |
| Total noninterest expense | $7,340,000 | 1,783 |
| Salaries and employee benefits | $4,136,000 | 1,611 |
| Premises and equipment expense | $1,224,000 | 1,608 |
| Additional noninterest expense | $1,980,000 | 2,126 |
| Pre-tax net operating income | $3,592,000 | 2,024 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,491,000 | 1,644 |
| Income before extraordinary items | $2,101,000 | 2,450 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,101,000 | 2,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $171,000 | 2,703 |
| Cash dividends | $563,000 | 3,262 |
| Sale, conversion, retirement of capital stock, net | $186,000 | 690 |
| Net operating income | $2,101,000 | 2,368 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,012,000 | 3,959 |
| Total interest expense | $1,770,000 | 6,744 |
| Net interest income | $6,242,000 | 2,799 |
| Provision for loan and lease losses | $100,000 | 5,146 |
| Total noninterest income | $2,851,000 | 1,334 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,404,000 | 905 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,447,000 | 1,357 |
| Total noninterest expense | $6,895,000 | 1,876 |
| Salaries and employee benefits | $3,382,000 | 1,942 |
| Premises and equipment expense | $1,033,000 | 1,920 |
| Additional noninterest expense | $2,480,000 | 1,710 |
| Pre-tax net operating income | $2,098,000 | 3,373 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $857,000 | 2,779 |
| Income before extraordinary items | $1,241,000 | 3,939 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,241,000 | 3,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 2,751 |
| Cash dividends | $505,000 | 3,435 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 875 |
| Net operating income | $1,241,000 | 3,871 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,124,000 | 4,505 |
| Total interest expense | $1,516,000 | 7,534 |
| Net interest income | $5,608,000 | 3,151 |
| Provision for loan and lease losses | $314,000 | 2,485 |
| Total noninterest income | $1,721,000 | 2,075 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,299,000 | 1,016 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $422,000 | 3,286 |
| Total noninterest expense | $5,364,000 | 2,541 |
| Salaries and employee benefits | $2,909,000 | 2,281 |
| Premises and equipment expense | $895,000 | 2,228 |
| Additional noninterest expense | $1,560,000 | 3,015 |
| Pre-tax net operating income | $1,651,000 | 4,030 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $684,000 | 3,230 |
| Income before extraordinary items | $967,000 | 4,620 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $967,000 | 4,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $241,000 | 2,401 |
| Cash dividends | $458,000 | 3,596 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 888 |
| Net operating income | $967,000 | 4,563 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,102,000 | 4,501 |
| Total interest expense | $1,333,000 | 8,179 |
| Net interest income | $5,769,000 | 3,080 |
| Provision for loan and lease losses | $245,000 | 2,607 |
| Total noninterest income | $1,882,000 | 1,933 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,317,000 | 1,014 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $565,000 | 2,647 |
| Total noninterest expense | $5,272,000 | 2,574 |
| Salaries and employee benefits | $2,845,000 | 2,327 |
| Premises and equipment expense | $800,000 | 2,473 |
| Additional noninterest expense | $1,627,000 | 2,862 |
| Pre-tax net operating income | $2,134,000 | 3,292 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $809,000 | 2,849 |
| Income before extraordinary items | $1,325,000 | 3,613 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,325,000 | 3,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $217,000 | 2,377 |
| Cash dividends | $456,000 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 786 |
| Net operating income | $1,325,000 | 3,592 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,698,000 | 5,089 |
| Total interest expense | $1,082,000 | 8,349 |
| Net interest income | $4,616,000 | 3,825 |
| Provision for loan and lease losses | $596,000 | 1,360 |
| Total noninterest income | $1,748,000 | 2,034 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,250,000 | 1,060 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $498,000 | 2,957 |
| Total noninterest expense | $5,000,000 | 2,781 |
| Salaries and employee benefits | $2,593,000 | 2,570 |
| Premises and equipment expense | $834,000 | 2,431 |
| Additional noninterest expense | $1,573,000 | 3,170 |
| Pre-tax net operating income | $768,000 | 7,039 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $264,000 | 6,339 |
| Income before extraordinary items | $504,000 | 7,279 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $504,000 | 7,284 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $484,000 | 1,409 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $504,000 | 7,314 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,835,000 | 5,948 |
| Total interest expense | $1,153,000 | 8,472 |
| Net interest income | $3,682,000 | 4,743 |
| Provision for loan and lease losses | $898,000 | 1,408 |
| Total noninterest income | $2,124,000 | 1,886 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,339,000 | 988 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $785,000 | 2,410 |
| Total noninterest expense | $4,910,000 | 2,900 |
| Salaries and employee benefits | $2,427,000 | 2,732 |
| Premises and equipment expense | $797,000 | 2,562 |
| Additional noninterest expense | $1,686,000 | 3,163 |
| Pre-tax net operating income | $-2,000 | 12,447 |
| Securities gains (losses) | $199,000 | 1,699 |
| Applicable income taxes | $36,000 | 11,244 |
| Income before extraordinary items | $161,000 | 11,069 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $161,000 | 11,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,003,000 | 1,136 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-2,180 | 12,404 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,705,000 | 5,723 |
| Total interest expense | $1,772,000 | 7,700 |
| Net interest income | $3,933,000 | 4,519 |
| Provision for loan and lease losses | $793,000 | 2,162 |
| Total noninterest income | $1,952,000 | 1,965 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,297,000 | 995 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $655,000 | 2,666 |
| Total noninterest expense | $4,745,000 | 3,013 |
| Salaries and employee benefits | $2,260,000 | 2,871 |
| Premises and equipment expense | $834,000 | 2,475 |
| Additional noninterest expense | $1,651,000 | 3,312 |
| Pre-tax net operating income | $347,000 | 9,719 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $112,000 | 9,602 |
| Income before extraordinary items | $235,000 | 10,099 |
| Extraordinary gains, net | $-96,000 | 13,643 |
| Net income | $139,000 | 11,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $581,000 | 2,215 |
| Cash dividends | $228,000 | 4,713 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $235,000 | 9,746 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.