Home > First Washington State Bank > Income and Expense
First Washington State Bank, Income and Expense
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $29,472,000 | 1,353 |
| Total interest expense | $13,781,000 | 1,220 |
| Net interest income | $15,691,000 | 1,450 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $2,633,000 | 1,806 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $965,000 | 1,802 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,668,000 | 1,536 |
| Total noninterest expense | $12,063,000 | 1,479 |
| Salaries and employee benefits | $4,842,000 | 2,012 |
| Premises and equipment expense | $1,953,000 | 1,322 |
| Additional noninterest expense | $5,268,000 | 1,011 |
| Pre-tax net operating income | $6,261,000 | 1,542 |
| Securities gains (losses) | $4,000 | 1,309 |
| Applicable income taxes | $1,534,000 | 1,629 |
| Income before extraordinary items | $4,731,000 | 1,530 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,731,000 | 1,531 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $193,000 | 2,225 |
| Cash dividends | $4,150,000 | 842 |
| Sale, conversion, retirement of capital stock, net | $-739,000 | 8,653 |
| Net operating income | $4,727,960 | 1,517 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $21,843,000 | 1,355 |
| Total interest expense | $9,834,000 | 1,250 |
| Net interest income | $12,009,000 | 1,437 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $2,103,000 | 1,737 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $698,000 | 1,863 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,405,000 | 1,427 |
| Total noninterest expense | $9,024,000 | 1,487 |
| Salaries and employee benefits | $3,583,000 | 2,043 |
| Premises and equipment expense | $1,452,000 | 1,346 |
| Additional noninterest expense | $3,989,000 | 1,011 |
| Pre-tax net operating income | $5,088,000 | 1,488 |
| Securities gains (losses) | $4,000 | 1,079 |
| Applicable income taxes | $1,299,000 | 1,547 |
| Income before extraordinary items | $3,793,000 | 1,474 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,793,000 | 1,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,490 |
| Cash dividends | $3,900,000 | 671 |
| Sale, conversion, retirement of capital stock, net | $-634,000 | 8,724 |
| Net operating income | $3,790,040 | 1,458 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $14,210,000 | 1,354 |
| Total interest expense | $6,239,000 | 1,255 |
| Net interest income | $7,971,000 | 1,446 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $1,581,000 | 1,559 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $434,000 | 1,958 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,147,000 | 1,231 |
| Total noninterest expense | $6,154,000 | 1,462 |
| Salaries and employee benefits | $2,453,000 | 1,980 |
| Premises and equipment expense | $956,000 | 1,357 |
| Additional noninterest expense | $2,745,000 | 983 |
| Pre-tax net operating income | $3,398,000 | 1,488 |
| Securities gains (losses) | $4,000 | 883 |
| Applicable income taxes | $875,000 | 1,547 |
| Income before extraordinary items | $2,527,000 | 1,471 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,527,000 | 1,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,763 |
| Cash dividends | $2,100,000 | 771 |
| Sale, conversion, retirement of capital stock, net | $-521,000 | 8,757 |
| Net operating income | $2,524,040 | 1,453 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $6,692,000 | 1,413 |
| Total interest expense | $3,005,000 | 1,243 |
| Net interest income | $3,687,000 | 1,549 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $630,000 | 1,849 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $217,000 | 1,908 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $413,000 | 1,536 |
| Total noninterest expense | $3,139,000 | 1,444 |
| Salaries and employee benefits | $1,226,000 | 1,999 |
| Premises and equipment expense | $493,000 | 1,314 |
| Additional noninterest expense | $1,420,000 | 941 |
| Pre-tax net operating income | $1,178,000 | 2,004 |
| Securities gains (losses) | $12,000 | 541 |
| Applicable income taxes | $255,000 | 2,235 |
| Income before extraordinary items | $935,000 | 1,909 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $935,000 | 1,908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $1,500,000 | 510 |
| Sale, conversion, retirement of capital stock, net | $-359,000 | 8,771 |
| Net operating income | $925,520 | 1,905 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $25,380,000 | 1,313 |
| Total interest expense | $9,354,000 | 1,205 |
| Net interest income | $16,026,000 | 1,368 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $2,633,000 | 1,792 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $896,000 | 1,912 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,737,000 | 1,498 |
| Total noninterest expense | $12,576,000 | 1,370 |
| Salaries and employee benefits | $5,261,000 | 1,766 |
| Premises and equipment expense | $2,005,000 | 1,229 |
| Additional noninterest expense | $5,310,000 | 986 |
| Pre-tax net operating income | $6,083,000 | 1,568 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,466,000 | 1,724 |
| Income before extraordinary items | $4,617,000 | 1,525 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,617,000 | 1,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,118 |
| Cash dividends | $10,200,000 | 376 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $4,617,000 | 1,505 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $18,955,000 | 1,282 |
| Total interest expense | $6,608,000 | 1,200 |
| Net interest income | $12,347,000 | 1,316 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $2,063,000 | 1,740 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $685,000 | 1,875 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,378,000 | 1,439 |
| Total noninterest expense | $9,618,000 | 1,333 |
| Salaries and employee benefits | $4,125,000 | 1,674 |
| Premises and equipment expense | $1,516,000 | 1,203 |
| Additional noninterest expense | $3,977,000 | 968 |
| Pre-tax net operating income | $4,792,000 | 1,495 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,173,000 | 1,687 |
| Income before extraordinary items | $3,619,000 | 1,472 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,619,000 | 1,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,856 |
| Cash dividends | $7,200,000 | 359 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,619,000 | 1,445 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $12,475,000 | 1,261 |
| Total interest expense | $4,121,000 | 1,210 |
| Net interest income | $8,354,000 | 1,281 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $1,314,000 | 1,791 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $460,000 | 1,822 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $854,000 | 1,501 |
| Total noninterest expense | $6,555,000 | 1,297 |
| Salaries and employee benefits | $2,881,000 | 1,602 |
| Premises and equipment expense | $1,064,000 | 1,123 |
| Additional noninterest expense | $2,610,000 | 973 |
| Pre-tax net operating income | $3,113,000 | 1,498 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $735,000 | 1,734 |
| Income before extraordinary items | $2,378,000 | 1,463 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,378,000 | 1,462 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $7,200,000 | 257 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,378,000 | 1,435 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $6,027,000 | 1,273 |
| Total interest expense | $1,883,000 | 1,260 |
| Net interest income | $4,144,000 | 1,284 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $565,000 | 1,958 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $224,000 | 1,808 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $341,000 | 1,730 |
| Total noninterest expense | $3,156,000 | 1,353 |
| Salaries and employee benefits | $1,590,000 | 1,460 |
| Premises and equipment expense | $549,000 | 1,090 |
| Additional noninterest expense | $1,017,000 | 1,225 |
| Pre-tax net operating income | $1,553,000 | 1,468 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $365,000 | 1,719 |
| Income before extraordinary items | $1,188,000 | 1,427 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,188,000 | 1,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $1,200,000 | 551 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,188,000 | 1,403 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $22,113,000 | 1,278 |
| Total interest expense | $6,054,000 | 1,356 |
| Net interest income | $16,059,000 | 1,257 |
| Provision for loan and lease losses | $505,000 | 1,942 |
| Total noninterest income | $2,210,000 | 2,053 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,248,000 | 1,413 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $962,000 | 2,204 |
| Total noninterest expense | $13,671,000 | 1,193 |
| Salaries and employee benefits | $7,412,000 | 1,169 |
| Premises and equipment expense | $2,017,000 | 1,136 |
| Additional noninterest expense | $4,242,000 | 1,161 |
| Pre-tax net operating income | $4,093,000 | 2,027 |
| Securities gains (losses) | $898,000 | 305 |
| Applicable income taxes | $997,000 | 2,163 |
| Income before extraordinary items | $3,994,000 | 1,627 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,994,000 | 1,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,442 |
| Cash dividends | $936,000 | 2,456 |
| Sale, conversion, retirement of capital stock, net | $277,000 | 529 |
| Net operating income | $3,275,600 | 1,875 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $16,261,000 | 1,286 |
| Total interest expense | $4,431,000 | 1,357 |
| Net interest income | $11,830,000 | 1,269 |
| Provision for loan and lease losses | $150,000 | 3,509 |
| Total noninterest income | $1,539,000 | 2,170 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $939,000 | 1,420 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $600,000 | 2,501 |
| Total noninterest expense | $8,667,000 | 1,411 |
| Salaries and employee benefits | $4,798,000 | 1,376 |
| Premises and equipment expense | $1,491,000 | 1,158 |
| Additional noninterest expense | $2,378,000 | 1,534 |
| Pre-tax net operating income | $4,552,000 | 1,426 |
| Securities gains (losses) | $812,000 | 307 |
| Applicable income taxes | $1,190,000 | 1,550 |
| Income before extraordinary items | $4,174,000 | 1,182 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $4,174,000 | 1,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 8,522 |
| Cash dividends | $468,000 | 2,815 |
| Sale, conversion, retirement of capital stock, net | $223,000 | 429 |
| Net operating income | $3,540,640 | 1,339 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $10,691,000 | 1,289 |
| Total interest expense | $2,938,000 | 1,345 |
| Net interest income | $7,753,000 | 1,280 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $944,000 | 2,291 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $618,000 | 1,426 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $326,000 | 2,839 |
| Total noninterest expense | $5,600,000 | 1,445 |
| Salaries and employee benefits | $3,185,000 | 1,378 |
| Premises and equipment expense | $975,000 | 1,192 |
| Additional noninterest expense | $1,440,000 | 1,666 |
| Pre-tax net operating income | $3,097,000 | 1,373 |
| Securities gains (losses) | $312,000 | 470 |
| Applicable income taxes | $734,000 | 1,637 |
| Income before extraordinary items | $2,675,000 | 1,219 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,675,000 | 1,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,320 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $135,000 | 380 |
| Net operating income | $2,431,640 | 1,284 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $5,241,000 | 1,325 |
| Total interest expense | $1,489,000 | 1,340 |
| Net interest income | $3,752,000 | 1,321 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $438,000 | 2,387 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $297,000 | 1,439 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $141,000 | 3,047 |
| Total noninterest expense | $2,705,000 | 1,506 |
| Salaries and employee benefits | $1,574,000 | 1,408 |
| Premises and equipment expense | $487,000 | 1,197 |
| Additional noninterest expense | $644,000 | 1,835 |
| Pre-tax net operating income | $1,485,000 | 1,398 |
| Securities gains (losses) | $291,000 | 385 |
| Applicable income taxes | $391,000 | 1,585 |
| Income before extraordinary items | $1,385,000 | 1,179 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,385,000 | 1,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,582 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $34,000 | 339 |
| Net operating income | $1,158,020 | 1,319 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $20,380,000 | 1,406 |
| Total interest expense | $5,949,000 | 1,492 |
| Net interest income | $14,431,000 | 1,359 |
| Provision for loan and lease losses | $300,000 | 3,140 |
| Total noninterest income | $2,693,000 | 1,838 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,256,000 | 1,383 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,437,000 | 1,881 |
| Total noninterest expense | $11,061,000 | 1,448 |
| Salaries and employee benefits | $6,023,000 | 1,421 |
| Premises and equipment expense | $1,763,000 | 1,294 |
| Additional noninterest expense | $3,275,000 | 1,511 |
| Pre-tax net operating income | $5,763,000 | 1,432 |
| Securities gains (losses) | $334,000 | 987 |
| Applicable income taxes | $1,342,000 | 1,781 |
| Income before extraordinary items | $4,755,000 | 1,344 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,755,000 | 1,346 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 3,638 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $101,000 | 667 |
| Net operating income | $4,494,480 | 1,343 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $15,193,000 | 1,439 |
| Total interest expense | $4,514,000 | 1,543 |
| Net interest income | $10,679,000 | 1,383 |
| Provision for loan and lease losses | $240,000 | 2,928 |
| Total noninterest income | $2,168,000 | 1,789 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $952,000 | 1,371 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,216,000 | 1,787 |
| Total noninterest expense | $8,025,000 | 1,499 |
| Salaries and employee benefits | $4,507,000 | 1,438 |
| Premises and equipment expense | $1,238,000 | 1,389 |
| Additional noninterest expense | $2,280,000 | 1,603 |
| Pre-tax net operating income | $4,582,000 | 1,411 |
| Securities gains (losses) | $301,000 | 954 |
| Applicable income taxes | $1,143,000 | 1,669 |
| Income before extraordinary items | $3,740,000 | 1,326 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,740,000 | 1,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 2,880 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $99,000 | 513 |
| Net operating income | $3,508,230 | 1,337 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $10,135,000 | 1,452 |
| Total interest expense | $3,070,000 | 1,567 |
| Net interest income | $7,065,000 | 1,390 |
| Provision for loan and lease losses | $180,000 | 2,675 |
| Total noninterest income | $1,381,000 | 1,835 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $650,000 | 1,321 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $731,000 | 1,902 |
| Total noninterest expense | $5,268,000 | 1,527 |
| Salaries and employee benefits | $2,931,000 | 1,469 |
| Premises and equipment expense | $849,000 | 1,352 |
| Additional noninterest expense | $1,488,000 | 1,629 |
| Pre-tax net operating income | $2,998,000 | 1,424 |
| Securities gains (losses) | $301,000 | 803 |
| Applicable income taxes | $792,000 | 1,632 |
| Income before extraordinary items | $2,507,000 | 1,321 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,507,000 | 1,321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 4,051 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,278,240 | 1,348 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $5,016,000 | 1,481 |
| Total interest expense | $1,578,000 | 1,564 |
| Net interest income | $3,438,000 | 1,423 |
| Provision for loan and lease losses | $120,000 | 2,030 |
| Total noninterest income | $711,000 | 1,755 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $336,000 | 1,244 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $375,000 | 1,823 |
| Total noninterest expense | $2,594,000 | 1,540 |
| Salaries and employee benefits | $1,467,000 | 1,459 |
| Premises and equipment expense | $445,000 | 1,300 |
| Additional noninterest expense | $682,000 | 1,731 |
| Pre-tax net operating income | $1,435,000 | 1,481 |
| Securities gains (losses) | $215,000 | 628 |
| Applicable income taxes | $404,000 | 1,609 |
| Income before extraordinary items | $1,246,000 | 1,325 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,246,000 | 1,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 2,925 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,082,600 | 1,409 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $20,216,000 | 1,523 |
| Total interest expense | $6,841,000 | 1,671 |
| Net interest income | $13,375,000 | 1,463 |
| Provision for loan and lease losses | $600,000 | 2,054 |
| Total noninterest income | $1,985,000 | 2,141 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,235,000 | 1,316 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $750,000 | 2,607 |
| Total noninterest expense | $9,533,000 | 1,612 |
| Salaries and employee benefits | $5,092,000 | 1,590 |
| Premises and equipment expense | $1,730,000 | 1,265 |
| Additional noninterest expense | $2,711,000 | 1,729 |
| Pre-tax net operating income | $5,227,000 | 1,569 |
| Securities gains (losses) | $158,000 | 1,337 |
| Applicable income taxes | $1,238,000 | 1,906 |
| Income before extraordinary items | $4,147,000 | 1,488 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,147,000 | 1,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 5,273 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $110,000 | 633 |
| Net operating income | $4,025,340 | 1,475 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $20,030,000 | 1,697 |
| Total interest expense | $9,610,000 | 1,691 |
| Net interest income | $10,420,000 | 1,723 |
| Provision for loan and lease losses | $535,000 | 2,101 |
| Total noninterest income | $1,718,000 | 2,275 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,260,000 | 1,178 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $458,000 | 3,277 |
| Total noninterest expense | $8,561,000 | 1,695 |
| Salaries and employee benefits | $4,469,000 | 1,689 |
| Premises and equipment expense | $1,632,000 | 1,310 |
| Additional noninterest expense | $2,460,000 | 1,860 |
| Pre-tax net operating income | $3,042,000 | 2,233 |
| Securities gains (losses) | $31,000 | 2,791 |
| Applicable income taxes | $550,000 | 3,145 |
| Income before extraordinary items | $2,523,000 | 2,074 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,523,000 | 2,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $192,000 | 2,928 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $2,613,000 | 273 |
| Net operating income | $2,497,580 | 2,020 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $18,420,000 | 1,899 |
| Total interest expense | $9,541,000 | 1,801 |
| Net interest income | $8,879,000 | 1,992 |
| Provision for loan and lease losses | $255,000 | 3,188 |
| Total noninterest income | $1,453,000 | 2,406 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $934,000 | 1,463 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $519,000 | 2,894 |
| Total noninterest expense | $7,599,000 | 1,830 |
| Salaries and employee benefits | $4,050,000 | 1,775 |
| Premises and equipment expense | $1,444,000 | 1,440 |
| Additional noninterest expense | $2,105,000 | 2,062 |
| Pre-tax net operating income | $2,478,000 | 2,778 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $326,000 | 4,411 |
| Income before extraordinary items | $2,152,000 | 2,378 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,152,000 | 2,378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,623 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,152,000 | 2,384 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $15,661,000 | 2,084 |
| Total interest expense | $7,607,000 | 1,962 |
| Net interest income | $8,054,000 | 2,181 |
| Provision for loan and lease losses | $210,000 | 3,440 |
| Total noninterest income | $1,450,000 | 2,351 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $868,000 | 1,518 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $582,000 | 2,684 |
| Total noninterest expense | $7,026,000 | 1,957 |
| Salaries and employee benefits | $3,884,000 | 1,790 |
| Premises and equipment expense | $1,236,000 | 1,649 |
| Additional noninterest expense | $1,906,000 | 2,297 |
| Pre-tax net operating income | $2,268,000 | 3,022 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $333,000 | 4,589 |
| Income before extraordinary items | $1,935,000 | 2,661 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,935,000 | 2,661 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,236 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,935,000 | 2,631 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $13,543,000 | 2,400 |
| Total interest expense | $6,625,000 | 2,285 |
| Net interest income | $6,918,000 | 2,449 |
| Provision for loan and lease losses | $660,000 | 1,379 |
| Total noninterest income | $1,748,000 | 2,016 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $981,000 | 1,270 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $767,000 | 2,240 |
| Total noninterest expense | $6,217,000 | 2,113 |
| Salaries and employee benefits | $3,387,000 | 1,971 |
| Premises and equipment expense | $903,000 | 2,150 |
| Additional noninterest expense | $1,927,000 | 2,177 |
| Pre-tax net operating income | $1,789,000 | 3,653 |
| Securities gains (losses) | $139,000 | 1,091 |
| Applicable income taxes | $325,000 | 4,952 |
| Income before extraordinary items | $1,603,000 | 3,083 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,603,000 | 3,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $242,000 | 2,159 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $-5,000 | 10,293 |
| Net operating income | $1,487,630 | 3,200 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,636,000 | 2,819 |
| Total interest expense | $5,692,000 | 2,623 |
| Net interest income | $5,944,000 | 2,931 |
| Provision for loan and lease losses | $225,000 | 3,186 |
| Total noninterest income | $1,190,000 | 2,649 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $790,000 | 1,646 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $400,000 | 3,283 |
| Total noninterest expense | $5,271,000 | 2,445 |
| Salaries and employee benefits | $2,846,000 | 2,322 |
| Premises and equipment expense | $821,000 | 2,360 |
| Additional noninterest expense | $1,604,000 | 2,561 |
| Pre-tax net operating income | $1,638,000 | 4,151 |
| Securities gains (losses) | $52,000 | 1,322 |
| Applicable income taxes | $440,000 | 4,599 |
| Income before extraordinary items | $1,250,000 | 3,920 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,250,000 | 3,919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 2,980 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,211,520 | 3,952 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,061,000 | 3,588 |
| Total interest expense | $4,036,000 | 3,682 |
| Net interest income | $5,025,000 | 3,515 |
| Provision for loan and lease losses | $145,000 | 4,158 |
| Total noninterest income | $550,000 | 4,845 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $392,000 | 3,390 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $158,000 | 5,829 |
| Total noninterest expense | $4,082,000 | 3,289 |
| Salaries and employee benefits | $2,202,000 | 3,037 |
| Premises and equipment expense | $635,000 | 3,029 |
| Additional noninterest expense | $1,245,000 | 3,668 |
| Pre-tax net operating income | $1,348,000 | 4,719 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $307,000 | 5,758 |
| Income before extraordinary items | $1,041,000 | 4,331 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,041,000 | 4,332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,880 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 888 |
| Net operating income | $1,041,000 | 4,280 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,120,000 | 4,487 |
| Total interest expense | $2,938,000 | 4,862 |
| Net interest income | $4,182,000 | 4,158 |
| Provision for loan and lease losses | $191,000 | 3,115 |
| Total noninterest income | $418,000 | 5,820 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $296,000 | 4,343 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $122,000 | 6,598 |
| Total noninterest expense | $3,106,000 | 4,156 |
| Salaries and employee benefits | $1,645,000 | 3,944 |
| Premises and equipment expense | $468,000 | 3,969 |
| Additional noninterest expense | $993,000 | 4,374 |
| Pre-tax net operating income | $1,303,000 | 4,961 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $357,000 | 5,359 |
| Income before extraordinary items | $946,000 | 4,801 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $946,000 | 4,800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,745 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $2,924,000 | 170 |
| Net operating income | $946,000 | 4,795 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,046,000 | 5,637 |
| Total interest expense | $1,742,000 | 6,224 |
| Net interest income | $3,304,000 | 5,197 |
| Provision for loan and lease losses | $160,000 | 3,463 |
| Total noninterest income | $408,000 | 6,067 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $236,000 | 5,255 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $172,000 | 5,782 |
| Total noninterest expense | $2,509,000 | 5,143 |
| Salaries and employee benefits | $1,275,000 | 4,972 |
| Premises and equipment expense | $423,000 | 4,379 |
| Additional noninterest expense | $811,000 | 5,635 |
| Pre-tax net operating income | $1,043,000 | 5,783 |
| Securities gains (losses) | $-3,000 | 9,178 |
| Applicable income taxes | $398,000 | 4,788 |
| Income before extraordinary items | $642,000 | 6,267 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $642,000 | 6,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,702 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $643,920 | 6,327 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,904,000 | 6,982 |
| Total interest expense | $1,426,000 | 7,450 |
| Net interest income | $2,478,000 | 6,589 |
| Provision for loan and lease losses | $158,000 | 4,517 |
| Total noninterest income | $396,000 | 6,520 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $203,000 | 5,916 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $193,000 | 5,775 |
| Total noninterest expense | $1,999,000 | 6,344 |
| Salaries and employee benefits | $951,000 | 6,408 |
| Premises and equipment expense | $347,000 | 5,271 |
| Additional noninterest expense | $701,000 | 6,553 |
| Pre-tax net operating income | $717,000 | 7,273 |
| Securities gains (losses) | $12,000 | 5,266 |
| Applicable income taxes | $236,000 | 7,003 |
| Income before extraordinary items | $493,000 | 7,616 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $493,000 | 7,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 11,543 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $484,840 | 7,424 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,269,000 | 8,526 |
| Total interest expense | $1,348,000 | 9,038 |
| Net interest income | $1,921,000 | 7,971 |
| Provision for loan and lease losses | $170,000 | 5,731 |
| Total noninterest income | $249,000 | 8,508 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $152,000 | 7,048 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 8,166 |
| Total noninterest expense | $1,624,000 | 7,490 |
| Salaries and employee benefits | $743,000 | 7,662 |
| Premises and equipment expense | $290,000 | 6,114 |
| Additional noninterest expense | $591,000 | 7,594 |
| Pre-tax net operating income | $376,000 | 9,455 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $150,000 | 8,614 |
| Income before extraordinary items | $226,000 | 10,237 |
| Extraordinary gains, net | $150,000 | 562 |
| Net income | $376,000 | 8,579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 7,468 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $226,000 | 9,886 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.