Home > First Volunteer Bank of the Upper Cumberlands > Income and Expense
First Volunteer Bank of the Upper Cumberlands, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,143,000 | 5,644 |
| Total interest expense | $1,863,000 | 6,487 |
| Net interest income | $3,280,000 | 4,839 |
| Provision for loan and lease losses | $40,000 | 6,852 |
| Total noninterest income | $564,000 | 4,576 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $463,000 | 2,895 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 6,404 |
| Total noninterest expense | $1,786,000 | 6,084 |
| Salaries and employee benefits | $973,000 | 6,033 |
| Premises and equipment expense | $321,000 | 5,223 |
| Additional noninterest expense | $492,000 | 6,484 |
| Pre-tax net operating income | $2,018,000 | 3,303 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $775,000 | 2,575 |
| Income before extraordinary items | $1,243,000 | 3,771 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,243,000 | 3,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 9,174 |
| Cash dividends | $965,000 | 2,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,243,000 | 3,751 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,595,000 | 5,862 |
| Total interest expense | $1,520,000 | 6,929 |
| Net interest income | $3,075,000 | 5,062 |
| Provision for loan and lease losses | $102,000 | 5,170 |
| Total noninterest income | $542,000 | 4,724 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $403,000 | 3,199 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $139,000 | 5,780 |
| Total noninterest expense | $1,764,000 | 6,151 |
| Salaries and employee benefits | $1,023,000 | 5,790 |
| Premises and equipment expense | $291,000 | 5,562 |
| Additional noninterest expense | $450,000 | 6,899 |
| Pre-tax net operating income | $1,751,000 | 3,693 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $668,000 | 2,995 |
| Income before extraordinary items | $1,083,000 | 4,195 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,083,000 | 4,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,344 |
| Cash dividends | $615,000 | 3,094 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,083,000 | 4,152 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,350,000 | 6,186 |
| Total interest expense | $1,522,000 | 7,144 |
| Net interest income | $2,828,000 | 5,363 |
| Provision for loan and lease losses | $118,000 | 4,801 |
| Total noninterest income | $547,000 | 4,675 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $413,000 | 3,051 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $134,000 | 5,958 |
| Total noninterest expense | $1,708,000 | 6,212 |
| Salaries and employee benefits | $968,000 | 5,901 |
| Premises and equipment expense | $271,000 | 5,687 |
| Additional noninterest expense | $469,000 | 6,656 |
| Pre-tax net operating income | $1,549,000 | 4,080 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $587,000 | 3,459 |
| Income before extraordinary items | $962,000 | 4,634 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $962,000 | 4,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,015 |
| Cash dividends | $783,000 | 2,648 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $962,000 | 4,539 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,047,000 | 6,619 |
| Total interest expense | $1,347,000 | 7,722 |
| Net interest income | $2,700,000 | 5,760 |
| Provision for loan and lease losses | $69,000 | 5,965 |
| Total noninterest income | $522,000 | 4,856 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $396,000 | 3,248 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $126,000 | 6,144 |
| Total noninterest expense | $1,598,000 | 6,541 |
| Salaries and employee benefits | $949,000 | 6,058 |
| Premises and equipment expense | $223,000 | 6,453 |
| Additional noninterest expense | $426,000 | 7,146 |
| Pre-tax net operating income | $1,555,000 | 4,356 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $589,000 | 3,737 |
| Income before extraordinary items | $966,000 | 4,819 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $966,000 | 4,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,899 |
| Cash dividends | $746,000 | 2,688 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $966,000 | 4,760 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,524,000 | 7,363 |
| Total interest expense | $1,289,000 | 8,135 |
| Net interest income | $2,235,000 | 6,694 |
| Provision for loan and lease losses | $31,000 | 7,373 |
| Total noninterest income | $732,000 | 3,955 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $385,000 | 3,448 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $347,000 | 3,716 |
| Total noninterest expense | $1,535,000 | 7,013 |
| Salaries and employee benefits | $881,000 | 6,556 |
| Premises and equipment expense | $238,000 | 6,414 |
| Additional noninterest expense | $416,000 | 7,754 |
| Pre-tax net operating income | $1,401,000 | 4,577 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $523,000 | 4,007 |
| Income before extraordinary items | $878,000 | 4,958 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $878,000 | 4,959 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,503 |
| Cash dividends | $533,000 | 3,262 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $878,000 | 4,905 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,136,000 | 8,026 |
| Total interest expense | $1,167,000 | 8,697 |
| Net interest income | $1,969,000 | 7,381 |
| Provision for loan and lease losses | $8,000 | 8,490 |
| Total noninterest income | $654,000 | 4,308 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $333,000 | 3,931 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $321,000 | 3,847 |
| Total noninterest expense | $1,398,000 | 7,589 |
| Salaries and employee benefits | $785,000 | 7,188 |
| Premises and equipment expense | $234,000 | 6,603 |
| Additional noninterest expense | $379,000 | 8,411 |
| Pre-tax net operating income | $1,217,000 | 5,194 |
| Securities gains (losses) | $-51,000 | 11,184 |
| Applicable income taxes | $429,000 | 4,704 |
| Income before extraordinary items | $737,000 | 5,778 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $737,000 | 5,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 10,943 |
| Cash dividends | $605,000 | 2,896 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $769,640 | 5,586 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,614,000 | 8,705 |
| Total interest expense | $837,000 | 9,410 |
| Net interest income | $1,777,000 | 8,104 |
| Provision for loan and lease losses | $35,000 | 6,861 |
| Total noninterest income | $617,000 | 4,560 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $312,000 | 4,229 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $305,000 | 4,043 |
| Total noninterest expense | $1,336,000 | 8,129 |
| Salaries and employee benefits | $655,000 | 8,235 |
| Premises and equipment expense | $228,000 | 6,906 |
| Additional noninterest expense | $453,000 | 8,283 |
| Pre-tax net operating income | $1,023,000 | 5,859 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $351,000 | 5,266 |
| Income before extraordinary items | $672,000 | 6,080 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $672,000 | 6,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,184 |
| Cash dividends | $475,000 | 3,352 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $672,000 | 6,154 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,585,000 | 9,031 |
| Total interest expense | $747,000 | 10,323 |
| Net interest income | $1,838,000 | 8,138 |
| Provision for loan and lease losses | $32,000 | 8,327 |
| Total noninterest income | $367,000 | 6,836 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $242,000 | 5,241 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $125,000 | 7,168 |
| Total noninterest expense | $1,233,000 | 8,761 |
| Salaries and employee benefits | $602,000 | 8,788 |
| Premises and equipment expense | $212,000 | 7,448 |
| Additional noninterest expense | $419,000 | 9,049 |
| Pre-tax net operating income | $940,000 | 6,168 |
| Securities gains (losses) | $5,000 | 6,132 |
| Applicable income taxes | $333,000 | 5,697 |
| Income before extraordinary items | $612,000 | 6,691 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $612,000 | 6,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 7,087 |
| Cash dividends | $419,000 | 3,539 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $608,750 | 6,472 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,722,000 | 9,492 |
| Total interest expense | $930,000 | 10,713 |
| Net interest income | $1,792,000 | 8,370 |
| Provision for loan and lease losses | $18,000 | 10,694 |
| Total noninterest income | $311,000 | 7,580 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $201,000 | 5,976 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $110,000 | 7,754 |
| Total noninterest expense | $1,145,000 | 9,303 |
| Salaries and employee benefits | $565,000 | 9,128 |
| Premises and equipment expense | $220,000 | 7,396 |
| Additional noninterest expense | $360,000 | 10,069 |
| Pre-tax net operating income | $940,000 | 5,903 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $307,000 | 5,840 |
| Income before extraordinary items | $633,000 | 6,350 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $633,000 | 6,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 12,801 |
| Cash dividends | $590,000 | 2,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $633,000 | 5,995 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.