Home > First Volunteer Bank of Southeast Tennessee > Income and Expense
First Volunteer Bank of Southeast Tennessee, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,536,000 | 7,870 |
| Total interest expense | $813,000 | 8,651 |
| Net interest income | $1,723,000 | 7,161 |
| Provision for loan and lease losses | $80,000 | 5,643 |
| Total noninterest income | $251,000 | 6,938 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $170,000 | 5,531 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 7,121 |
| Total noninterest expense | $1,326,000 | 7,227 |
| Salaries and employee benefits | $671,000 | 7,389 |
| Premises and equipment expense | $258,000 | 5,933 |
| Additional noninterest expense | $397,000 | 7,298 |
| Pre-tax net operating income | $568,000 | 6,839 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $135,000 | 6,458 |
| Income before extraordinary items | $433,000 | 6,798 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $433,000 | 6,796 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,020 |
| Cash dividends | $387,000 | 4,044 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $433,000 | 6,771 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,334,000 | 8,274 |
| Total interest expense | $932,000 | 8,606 |
| Net interest income | $1,402,000 | 7,899 |
| Provision for loan and lease losses | $58,000 | 6,364 |
| Total noninterest income | $247,000 | 7,041 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $159,000 | 5,761 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 6,932 |
| Total noninterest expense | $1,257,000 | 7,388 |
| Salaries and employee benefits | $722,000 | 7,062 |
| Premises and equipment expense | $244,000 | 6,050 |
| Additional noninterest expense | $291,000 | 8,210 |
| Pre-tax net operating income | $334,000 | 8,207 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $124,000 | 7,196 |
| Income before extraordinary items | $210,000 | 8,547 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $210,000 | 8,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,174 |
| Cash dividends | $217,000 | 5,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $210,000 | 8,467 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,110,000 | 8,877 |
| Total interest expense | $873,000 | 9,044 |
| Net interest income | $1,237,000 | 8,611 |
| Provision for loan and lease losses | $103,000 | 5,098 |
| Total noninterest income | $235,000 | 7,404 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $126,000 | 6,643 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $109,000 | 6,540 |
| Total noninterest expense | $950,000 | 8,516 |
| Salaries and employee benefits | $592,000 | 7,970 |
| Premises and equipment expense | $99,000 | 8,988 |
| Additional noninterest expense | $259,000 | 8,743 |
| Pre-tax net operating income | $419,000 | 8,343 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $154,000 | 7,551 |
| Income before extraordinary items | $265,000 | 8,636 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $265,000 | 8,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,835 |
| Cash dividends | $254,000 | 4,899 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $265,000 | 8,597 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,651,000 | 9,890 |
| Total interest expense | $750,000 | 9,808 |
| Net interest income | $901,000 | 9,829 |
| Provision for loan and lease losses | $49,000 | 6,675 |
| Total noninterest income | $274,000 | 7,268 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $145,000 | 6,564 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $129,000 | 6,403 |
| Total noninterest expense | $889,000 | 9,096 |
| Salaries and employee benefits | $557,000 | 8,425 |
| Premises and equipment expense | $96,000 | 9,398 |
| Additional noninterest expense | $236,000 | 9,550 |
| Pre-tax net operating income | $237,000 | 9,564 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $87,000 | 8,980 |
| Income before extraordinary items | $150,000 | 9,792 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $150,000 | 9,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 7,019 |
| Cash dividends | $124,000 | 6,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $150,000 | 9,731 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,550,000 | 10,442 |
| Total interest expense | $728,000 | 10,202 |
| Net interest income | $822,000 | 10,471 |
| Provision for loan and lease losses | $5,000 | 8,671 |
| Total noninterest income | $131,000 | 9,641 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $84,000 | 8,206 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 9,382 |
| Total noninterest expense | $811,000 | 9,723 |
| Salaries and employee benefits | $395,000 | 9,985 |
| Premises and equipment expense | $47,000 | 11,167 |
| Additional noninterest expense | $369,000 | 8,502 |
| Pre-tax net operating income | $137,000 | 10,854 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $41,000 | 10,357 |
| Income before extraordinary items | $96,000 | 10,967 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $96,000 | 10,968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,576 |
| Cash dividends | $78,000 | 7,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $96,000 | 10,941 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,570,000 | 10,590 |
| Total interest expense | $696,000 | 10,110 |
| Net interest income | $874,000 | 10,813 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $148,000 | 9,743 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $67,000 | 9,102 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 8,198 |
| Total noninterest expense | $842,000 | 10,040 |
| Salaries and employee benefits | $376,000 | 10,495 |
| Premises and equipment expense | $127,000 | 9,189 |
| Additional noninterest expense | $339,000 | 9,479 |
| Pre-tax net operating income | $180,000 | 11,055 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $52,000 | 10,415 |
| Income before extraordinary items | $128,000 | 11,078 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $128,000 | 11,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,066 |
| Cash dividends | $75,000 | 7,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $128,000 | 11,124 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,550,000 | 11,123 |
| Total interest expense | $744,000 | 10,340 |
| Net interest income | $806,000 | 11,484 |
| Provision for loan and lease losses | $10,000 | 9,731 |
| Total noninterest income | $128,000 | 10,666 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $75,000 | 9,178 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 9,919 |
| Total noninterest expense | $806,000 | 10,638 |
| Salaries and employee benefits | $394,000 | 10,699 |
| Premises and equipment expense | $78,000 | 11,231 |
| Additional noninterest expense | $334,000 | 10,027 |
| Pre-tax net operating income | $118,000 | 11,732 |
| Securities gains (losses) | $108,000 | 2,386 |
| Applicable income taxes | $59,000 | 10,725 |
| Income before extraordinary items | $167,000 | 11,006 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $167,000 | 11,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 10,864 |
| Cash dividends | $105,000 | 6,770 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $87,080 | 11,749 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,663,000 | 11,588 |
| Total interest expense | $978,000 | 10,502 |
| Net interest income | $685,000 | 12,383 |
| Provision for loan and lease losses | $20,000 | 10,574 |
| Total noninterest income | $135,000 | 10,810 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $74,000 | 9,405 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 9,744 |
| Total noninterest expense | $861,000 | 10,702 |
| Salaries and employee benefits | $398,000 | 10,886 |
| Premises and equipment expense | $86,000 | 11,263 |
| Additional noninterest expense | $377,000 | 9,849 |
| Pre-tax net operating income | $-61,000 | 12,879 |
| Securities gains (losses) | $386,000 | 1,319 |
| Applicable income taxes | $98,000 | 9,973 |
| Income before extraordinary items | $227,000 | 10,217 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $227,000 | 10,362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 9,186 |
| Cash dividends | $150,000 | 5,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-43,200 | 12,807 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.