Home > First Volunteer Bank of East Tennessee > Income and Expense
First Volunteer Bank of East Tennessee, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,983,000 | 4,139 |
| Total interest expense | $3,127,000 | 4,757 |
| Net interest income | $4,856,000 | 3,566 |
| Provision for loan and lease losses | $149,000 | 4,442 |
| Total noninterest income | $1,100,000 | 2,946 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $798,000 | 1,739 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $302,000 | 3,906 |
| Total noninterest expense | $2,960,000 | 4,276 |
| Salaries and employee benefits | $1,614,000 | 4,126 |
| Premises and equipment expense | $574,000 | 3,391 |
| Additional noninterest expense | $772,000 | 4,850 |
| Pre-tax net operating income | $2,847,000 | 2,496 |
| Securities gains (losses) | $-30,000 | 8,946 |
| Applicable income taxes | $1,044,000 | 2,047 |
| Income before extraordinary items | $1,773,000 | 2,831 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,773,000 | 2,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,007 |
| Cash dividends | $1,285,000 | 1,877 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,792,200 | 2,805 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,268,000 | 4,262 |
| Total interest expense | $2,783,000 | 4,878 |
| Net interest income | $4,485,000 | 3,794 |
| Provision for loan and lease losses | $104,000 | 5,140 |
| Total noninterest income | $1,052,000 | 2,979 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $753,000 | 1,762 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $299,000 | 4,024 |
| Total noninterest expense | $3,179,000 | 4,018 |
| Salaries and employee benefits | $1,630,000 | 4,060 |
| Premises and equipment expense | $552,000 | 3,486 |
| Additional noninterest expense | $997,000 | 4,035 |
| Pre-tax net operating income | $2,254,000 | 3,036 |
| Securities gains (losses) | $2,000 | 2,566 |
| Applicable income taxes | $820,000 | 2,595 |
| Income before extraordinary items | $1,436,000 | 3,355 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,436,000 | 3,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 3,975 |
| Cash dividends | $1,003,000 | 2,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,434,720 | 3,324 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,038,000 | 4,375 |
| Total interest expense | $2,799,000 | 4,962 |
| Net interest income | $4,239,000 | 3,941 |
| Provision for loan and lease losses | $84,000 | 5,485 |
| Total noninterest income | $1,059,000 | 2,956 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $687,000 | 1,866 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $372,000 | 3,579 |
| Total noninterest expense | $2,868,000 | 4,289 |
| Salaries and employee benefits | $1,575,000 | 4,086 |
| Premises and equipment expense | $520,000 | 3,571 |
| Additional noninterest expense | $773,000 | 4,796 |
| Pre-tax net operating income | $2,346,000 | 2,943 |
| Securities gains (losses) | $33,000 | 2,048 |
| Applicable income taxes | $851,000 | 2,592 |
| Income before extraordinary items | $1,528,000 | 3,207 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,528,000 | 3,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,157 |
| Cash dividends | $1,203,000 | 1,936 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,506,880 | 3,157 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,618,000 | 4,714 |
| Total interest expense | $2,476,000 | 5,453 |
| Net interest income | $4,142,000 | 4,114 |
| Provision for loan and lease losses | $111,000 | 4,950 |
| Total noninterest income | $1,035,000 | 2,966 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $675,000 | 1,934 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $360,000 | 3,520 |
| Total noninterest expense | $2,817,000 | 4,314 |
| Salaries and employee benefits | $1,462,000 | 4,347 |
| Premises and equipment expense | $395,000 | 4,489 |
| Additional noninterest expense | $960,000 | 4,052 |
| Pre-tax net operating income | $2,249,000 | 3,192 |
| Securities gains (losses) | $21,000 | 1,847 |
| Applicable income taxes | $879,000 | 2,714 |
| Income before extraordinary items | $1,391,000 | 3,589 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,391,000 | 3,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 3,290 |
| Cash dividends | $1,207,000 | 1,876 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,377,560 | 3,542 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,342,000 | 4,970 |
| Total interest expense | $2,243,000 | 5,959 |
| Net interest income | $4,099,000 | 4,229 |
| Provision for loan and lease losses | $135,000 | 4,332 |
| Total noninterest income | $915,000 | 3,349 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $616,000 | 2,194 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $299,000 | 4,082 |
| Total noninterest expense | $2,505,000 | 5,000 |
| Salaries and employee benefits | $1,435,000 | 4,496 |
| Premises and equipment expense | $384,000 | 4,687 |
| Additional noninterest expense | $686,000 | 5,816 |
| Pre-tax net operating income | $2,374,000 | 2,926 |
| Securities gains (losses) | $15,000 | 2,201 |
| Applicable income taxes | $846,000 | 2,707 |
| Income before extraordinary items | $1,543,000 | 3,111 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,543,000 | 3,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 4,367 |
| Cash dividends | $1,270,000 | 1,793 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,533,250 | 3,091 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,869,000 | 5,294 |
| Total interest expense | $2,084,000 | 6,291 |
| Net interest income | $3,785,000 | 4,529 |
| Provision for loan and lease losses | $161,000 | 3,499 |
| Total noninterest income | $808,000 | 3,654 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $495,000 | 2,747 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $313,000 | 3,905 |
| Total noninterest expense | $2,383,000 | 5,203 |
| Salaries and employee benefits | $1,347,000 | 4,723 |
| Premises and equipment expense | $370,000 | 4,828 |
| Additional noninterest expense | $666,000 | 6,084 |
| Pre-tax net operating income | $2,049,000 | 3,416 |
| Securities gains (losses) | $-105,000 | 11,507 |
| Applicable income taxes | $678,000 | 3,329 |
| Income before extraordinary items | $1,266,000 | 3,775 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,266,000 | 3,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,876 |
| Cash dividends | $1,145,000 | 1,832 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,334,250 | 3,566 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,714,000 | 5,943 |
| Total interest expense | $1,565,000 | 6,698 |
| Net interest income | $3,149,000 | 5,398 |
| Provision for loan and lease losses | $113,000 | 4,290 |
| Total noninterest income | $559,000 | 4,898 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $377,000 | 3,586 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $182,000 | 5,577 |
| Total noninterest expense | $2,148,000 | 5,862 |
| Salaries and employee benefits | $1,102,000 | 5,629 |
| Premises and equipment expense | $360,000 | 4,994 |
| Additional noninterest expense | $686,000 | 6,429 |
| Pre-tax net operating income | $1,447,000 | 4,544 |
| Securities gains (losses) | $-14,000 | 10,078 |
| Applicable income taxes | $473,000 | 4,228 |
| Income before extraordinary items | $960,000 | 4,670 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $960,000 | 4,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,783 |
| Cash dividends | $740,000 | 2,430 |
| Sale, conversion, retirement of capital stock, net | $1,350,000 | 371 |
| Net operating income | $969,380 | 4,680 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,956,000 | 8,410 |
| Total interest expense | $909,000 | 9,510 |
| Net interest income | $2,047,000 | 7,538 |
| Provision for loan and lease losses | $75,000 | 6,449 |
| Total noninterest income | $476,000 | 5,785 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $239,000 | 5,270 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $237,000 | 5,151 |
| Total noninterest expense | $1,369,000 | 8,277 |
| Salaries and employee benefits | $729,000 | 7,787 |
| Premises and equipment expense | $233,000 | 7,032 |
| Additional noninterest expense | $407,000 | 9,191 |
| Pre-tax net operating income | $1,079,000 | 5,579 |
| Securities gains (losses) | $21,000 | 4,601 |
| Applicable income taxes | $357,000 | 5,418 |
| Income before extraordinary items | $743,000 | 5,864 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $743,000 | 6,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 6,011 |
| Cash dividends | $680,000 | 2,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $728,720 | 5,672 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,038,000 | 8,908 |
| Total interest expense | $1,178,000 | 9,681 |
| Net interest income | $1,860,000 | 8,169 |
| Provision for loan and lease losses | $51,000 | 8,987 |
| Total noninterest income | $467,000 | 5,917 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $232,000 | 5,399 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $235,000 | 5,169 |
| Total noninterest expense | $1,252,000 | 8,837 |
| Salaries and employee benefits | $670,000 | 8,220 |
| Premises and equipment expense | $218,000 | 7,441 |
| Additional noninterest expense | $364,000 | 10,021 |
| Pre-tax net operating income | $1,024,000 | 5,526 |
| Securities gains (losses) | $5,000 | 7,049 |
| Applicable income taxes | $304,000 | 5,874 |
| Income before extraordinary items | $725,000 | 5,781 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $725,000 | 5,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 8,990 |
| Cash dividends | $645,000 | 2,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $721,500 | 5,457 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.