Home > First Virginia Bank-Southwest > Income and Expense
First Virginia Bank-Southwest, Income and Expense
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $14,539,000 | 1,508 |
| Total interest expense | $2,805,000 | 2,447 |
| Net interest income | $11,734,000 | 1,246 |
| Provision for loan and lease losses | $-1,064,000 | 9,212 |
| Total noninterest income | $3,304,000 | 1,284 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $2,263,000 | 580 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,041,000 | 1,996 |
| Total noninterest expense | $12,320,000 | 1,004 |
| Salaries and employee benefits | $4,218,000 | 1,536 |
| Premises and equipment expense | $778,000 | 2,200 |
| Additional noninterest expense | $7,324,000 | 571 |
| Pre-tax net operating income | $3,782,000 | 1,665 |
| Securities gains (losses) | $-56,000 | 9,083 |
| Applicable income taxes | $1,292,000 | 1,508 |
| Income before extraordinary items | $2,434,000 | 1,977 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,434,000 | 1,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 2,572 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,470,400 | 1,847 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $39,278,000 | 408 |
| Total interest expense | $10,099,000 | 494 |
| Net interest income | $29,179,000 | 374 |
| Provision for loan and lease losses | $10,000 | 6,790 |
| Total noninterest income | $6,406,000 | 568 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $4,533,000 | 206 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,873,000 | 958 |
| Total noninterest expense | $22,173,000 | 421 |
| Salaries and employee benefits | $8,342,000 | 530 |
| Premises and equipment expense | $1,588,000 | 735 |
| Additional noninterest expense | $12,243,000 | 294 |
| Pre-tax net operating income | $13,402,000 | 393 |
| Securities gains (losses) | $23,000 | 2,537 |
| Applicable income taxes | $4,552,000 | 413 |
| Income before extraordinary items | $8,873,000 | 434 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $8,873,000 | 435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $286,000 | 1,292 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $8,857,820 | 397 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $19,849,000 | 408 |
| Total interest expense | $5,183,000 | 495 |
| Net interest income | $14,666,000 | 378 |
| Provision for loan and lease losses | $134,000 | 1,941 |
| Total noninterest income | $3,106,000 | 577 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $2,184,000 | 214 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $922,000 | 943 |
| Total noninterest expense | $11,070,000 | 422 |
| Salaries and employee benefits | $4,165,000 | 531 |
| Premises and equipment expense | $812,000 | 726 |
| Additional noninterest expense | $6,093,000 | 291 |
| Pre-tax net operating income | $6,568,000 | 394 |
| Securities gains (losses) | $5,000 | 2,406 |
| Applicable income taxes | $2,196,000 | 433 |
| Income before extraordinary items | $4,377,000 | 429 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,377,000 | 428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 1,431 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $4,373,650 | 400 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $88,827,000 | 388 |
| Total interest expense | $26,698,000 | 447 |
| Net interest income | $62,129,000 | 362 |
| Provision for loan and lease losses | $823,000 | 1,587 |
| Total noninterest income | $12,871,000 | 540 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $8,951,000 | 208 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,920,000 | 824 |
| Total noninterest expense | $46,326,000 | 399 |
| Salaries and employee benefits | $17,214,000 | 494 |
| Premises and equipment expense | $3,603,000 | 621 |
| Additional noninterest expense | $25,509,000 | 289 |
| Pre-tax net operating income | $27,851,000 | 361 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $9,626,000 | 367 |
| Income before extraordinary items | $18,225,000 | 396 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $18,225,000 | 397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,408,000 | 715 |
| Cash dividends | $15,500,000 | 264 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $18,225,000 | 371 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $98,137,000 | 402 |
| Total interest expense | $39,500,000 | 454 |
| Net interest income | $58,637,000 | 363 |
| Provision for loan and lease losses | $1,218,000 | 1,071 |
| Total noninterest income | $12,357,000 | 531 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $8,755,000 | 206 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $3,602,000 | 832 |
| Total noninterest expense | $44,876,000 | 392 |
| Salaries and employee benefits | $17,024,000 | 470 |
| Premises and equipment expense | $3,558,000 | 616 |
| Additional noninterest expense | $24,294,000 | 312 |
| Pre-tax net operating income | $24,900,000 | 361 |
| Securities gains (losses) | $36,000 | 2,670 |
| Applicable income taxes | $8,101,000 | 385 |
| Income before extraordinary items | $16,835,000 | 377 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $16,835,000 | 378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,744,000 | 629 |
| Cash dividends | $57,190,000 | 123 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $16,810,520 | 359 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $100,175,000 | 407 |
| Total interest expense | $40,228,000 | 497 |
| Net interest income | $59,947,000 | 361 |
| Provision for loan and lease losses | $1,365,000 | 826 |
| Total noninterest income | $11,201,000 | 540 |
| Gross Fiduciary activities income | $4,000 | 1,270 |
| Service charges on deposit accounts | $7,838,000 | 203 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,359,000 | 798 |
| Total noninterest expense | $45,491,000 | 377 |
| Salaries and employee benefits | $17,425,000 | 430 |
| Premises and equipment expense | $3,671,000 | 594 |
| Additional noninterest expense | $24,395,000 | 309 |
| Pre-tax net operating income | $24,292,000 | 389 |
| Securities gains (losses) | $145,000 | 485 |
| Applicable income taxes | $8,093,000 | 394 |
| Income before extraordinary items | $16,344,000 | 387 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $16,344,000 | 388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,412,000 | 593 |
| Cash dividends | $22,288,000 | 226 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $16,246,850 | 387 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $102,923,000 | 402 |
| Total interest expense | $38,431,000 | 464 |
| Net interest income | $64,492,000 | 344 |
| Provision for loan and lease losses | $911,000 | 1,052 |
| Total noninterest income | $9,942,000 | 624 |
| Gross Fiduciary activities income | $1,000 | 1,355 |
| Service charges on deposit accounts | $6,982,000 | 229 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $2,959,000 | 898 |
| Total noninterest expense | $43,137,000 | 407 |
| Salaries and employee benefits | $16,848,000 | 451 |
| Premises and equipment expense | $3,716,000 | 602 |
| Additional noninterest expense | $22,573,000 | 333 |
| Pre-tax net operating income | $30,386,000 | 355 |
| Securities gains (losses) | $17,000 | 1,477 |
| Applicable income taxes | $10,151,000 | 366 |
| Income before extraordinary items | $20,252,000 | 363 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $20,252,000 | 363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,932,000 | 462 |
| Cash dividends | $15,376,000 | 299 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $20,240,610 | 356 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $62,474,000 | 578 |
| Total interest expense | $24,804,000 | 670 |
| Net interest income | $37,670,000 | 505 |
| Provision for loan and lease losses | $770,000 | 1,213 |
| Total noninterest income | $5,324,000 | 895 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $3,218,000 | 407 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $2,106,000 | 1,117 |
| Total noninterest expense | $24,668,000 | 631 |
| Salaries and employee benefits | $9,127,000 | 739 |
| Premises and equipment expense | $2,089,000 | 922 |
| Additional noninterest expense | $13,452,000 | 479 |
| Pre-tax net operating income | $17,556,000 | 486 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $5,964,000 | 499 |
| Income before extraordinary items | $11,593,000 | 506 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $11,593,000 | 505 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,361,000 | 599 |
| Cash dividends | $9,581,000 | 397 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $11,592,340 | 485 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $64,921,000 | 567 |
| Total interest expense | $25,899,000 | 647 |
| Net interest income | $39,022,000 | 496 |
| Provision for loan and lease losses | $1,149,000 | 886 |
| Total noninterest income | $6,378,000 | 781 |
| Gross Fiduciary activities income | $2,000 | 1,413 |
| Service charges on deposit accounts | $3,270,000 | 405 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $3,106,000 | 824 |
| Total noninterest expense | $23,951,000 | 628 |
| Salaries and employee benefits | $9,237,000 | 744 |
| Premises and equipment expense | $2,226,000 | 902 |
| Additional noninterest expense | $12,488,000 | 486 |
| Pre-tax net operating income | $20,300,000 | 451 |
| Securities gains (losses) | $-104,000 | 10,769 |
| Applicable income taxes | $6,832,000 | 483 |
| Income before extraordinary items | $13,364,000 | 465 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $13,364,000 | 466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,698,000 | 552 |
| Cash dividends | $16,858,000 | 263 |
| Sale, conversion, retirement of capital stock, net | $22,185,000 | 43 |
| Net operating income | $13,432,640 | 442 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $36,319,000 | 969 |
| Total interest expense | $14,496,000 | 1,127 |
| Net interest income | $21,823,000 | 851 |
| Provision for loan and lease losses | $1,216,000 | 882 |
| Total noninterest income | $3,060,000 | 1,333 |
| Gross Fiduciary activities income | $1,000 | 1,500 |
| Service charges on deposit accounts | $1,887,000 | 701 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,172,000 | 1,628 |
| Total noninterest expense | $15,108,000 | 1,011 |
| Salaries and employee benefits | $5,128,000 | 1,309 |
| Premises and equipment expense | $1,213,000 | 1,674 |
| Additional noninterest expense | $8,767,000 | 744 |
| Pre-tax net operating income | $8,559,000 | 898 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $2,916,000 | 895 |
| Income before extraordinary items | $5,643,000 | 942 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $5,643,000 | 943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,071,000 | 860 |
| Cash dividends | $3,960,000 | 783 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $5,643,000 | 923 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $36,560,000 | 979 |
| Total interest expense | $15,079,000 | 1,115 |
| Net interest income | $21,481,000 | 879 |
| Provision for loan and lease losses | $833,000 | 1,093 |
| Total noninterest income | $3,007,000 | 1,357 |
| Gross Fiduciary activities income | $258,000 | 936 |
| Service charges on deposit accounts | $1,790,000 | 749 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $959,000 | 1,851 |
| Total noninterest expense | $14,746,000 | 1,017 |
| Salaries and employee benefits | $5,114,000 | 1,302 |
| Premises and equipment expense | $1,279,000 | 1,588 |
| Additional noninterest expense | $8,353,000 | 776 |
| Pre-tax net operating income | $8,909,000 | 911 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $3,025,000 | 917 |
| Income before extraordinary items | $5,884,000 | 921 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $5,884,000 | 921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $939,000 | 913 |
| Cash dividends | $5,265,000 | 608 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $5,884,000 | 917 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $37,363,000 | 868 |
| Total interest expense | $13,309,000 | 1,000 |
| Net interest income | $24,054,000 | 794 |
| Provision for loan and lease losses | $997,000 | 931 |
| Total noninterest income | $3,238,000 | 1,292 |
| Gross Fiduciary activities income | $246,000 | 970 |
| Service charges on deposit accounts | $1,701,000 | 776 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,291,000 | 1,547 |
| Total noninterest expense | $14,347,000 | 1,053 |
| Salaries and employee benefits | $5,030,000 | 1,344 |
| Premises and equipment expense | $1,388,000 | 1,501 |
| Additional noninterest expense | $7,929,000 | 828 |
| Pre-tax net operating income | $11,948,000 | 691 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $4,008,000 | 679 |
| Income before extraordinary items | $7,940,000 | 694 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $7,940,000 | 696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $318,000 | 1,836 |
| Cash dividends | $10,125,000 | 343 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $7,940,000 | 703 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $37,660,000 | 877 |
| Total interest expense | $13,922,000 | 975 |
| Net interest income | $23,738,000 | 801 |
| Provision for loan and lease losses | $495,000 | 2,118 |
| Total noninterest income | $2,833,000 | 1,534 |
| Gross Fiduciary activities income | $254,000 | 999 |
| Service charges on deposit accounts | $1,561,000 | 829 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,018,000 | 2,014 |
| Total noninterest expense | $14,298,000 | 1,098 |
| Salaries and employee benefits | $4,983,000 | 1,351 |
| Premises and equipment expense | $1,397,000 | 1,521 |
| Additional noninterest expense | $7,918,000 | 903 |
| Pre-tax net operating income | $11,778,000 | 618 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $3,823,000 | 677 |
| Income before extraordinary items | $7,955,000 | 658 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $7,955,000 | 681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $202,000 | 3,123 |
| Cash dividends | $4,635,000 | 521 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $7,955,000 | 609 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $38,962,000 | 971 |
| Total interest expense | $17,383,000 | 1,045 |
| Net interest income | $21,579,000 | 883 |
| Provision for loan and lease losses | $1,285,000 | 1,564 |
| Total noninterest income | $2,882,000 | 1,487 |
| Gross Fiduciary activities income | $221,000 | 1,053 |
| Service charges on deposit accounts | $1,510,000 | 868 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,151,000 | 1,816 |
| Total noninterest expense | $13,406,000 | 1,183 |
| Salaries and employee benefits | $4,803,000 | 1,385 |
| Premises and equipment expense | $1,391,000 | 1,532 |
| Additional noninterest expense | $7,212,000 | 990 |
| Pre-tax net operating income | $9,770,000 | 651 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $3,190,000 | 729 |
| Income before extraordinary items | $6,580,000 | 719 |
| Extraordinary gains, net | $-127,000 | 13,680 |
| Net income | $6,453,000 | 735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $681,000 | 2,014 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $6,000,000 | 143 |
| Net operating income | $6,580,000 | 654 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.