Home > First Virginia Bank-South Hill > Income and Expense
First Virginia Bank-South Hill, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,522,000 | 5,572 |
| Total interest expense | $2,316,000 | 5,863 |
| Net interest income | $3,206,000 | 5,216 |
| Provision for loan and lease losses | $130,000 | 3,931 |
| Total noninterest income | $394,000 | 6,044 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $274,000 | 4,620 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $120,000 | 6,653 |
| Total noninterest expense | $2,089,000 | 5,787 |
| Salaries and employee benefits | $713,000 | 7,643 |
| Premises and equipment expense | $172,000 | 7,765 |
| Additional noninterest expense | $1,204,000 | 3,727 |
| Pre-tax net operating income | $1,381,000 | 4,746 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $457,000 | 4,482 |
| Income before extraordinary items | $924,000 | 4,882 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $924,000 | 4,881 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,371 |
| Cash dividends | $585,000 | 3,022 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $924,000 | 4,878 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,968,000 | 5,700 |
| Total interest expense | $1,869,000 | 5,905 |
| Net interest income | $3,099,000 | 5,482 |
| Provision for loan and lease losses | $135,000 | 3,817 |
| Total noninterest income | $414,000 | 6,013 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $290,000 | 4,488 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $124,000 | 6,824 |
| Total noninterest expense | $2,063,000 | 6,039 |
| Salaries and employee benefits | $671,000 | 8,107 |
| Premises and equipment expense | $173,000 | 8,008 |
| Additional noninterest expense | $1,219,000 | 4,001 |
| Pre-tax net operating income | $1,315,000 | 4,899 |
| Securities gains (losses) | $5,000 | 2,624 |
| Applicable income taxes | $421,000 | 4,580 |
| Income before extraordinary items | $899,000 | 4,923 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $899,000 | 4,929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 3,999 |
| Cash dividends | $863,000 | 2,153 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $895,600 | 4,995 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,951,000 | 5,835 |
| Total interest expense | $1,831,000 | 6,262 |
| Net interest income | $3,120,000 | 5,488 |
| Provision for loan and lease losses | $101,000 | 5,713 |
| Total noninterest income | $388,000 | 6,621 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $260,000 | 4,954 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $128,000 | 7,075 |
| Total noninterest expense | $1,984,000 | 6,380 |
| Salaries and employee benefits | $690,000 | 8,063 |
| Premises and equipment expense | $162,000 | 8,585 |
| Additional noninterest expense | $1,132,000 | 4,424 |
| Pre-tax net operating income | $1,423,000 | 4,532 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $429,000 | 4,748 |
| Income before extraordinary items | $994,000 | 4,732 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $994,000 | 4,866 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 7,654 |
| Cash dividends | $908,000 | 1,921 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $994,000 | 4,484 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,149,000 | 6,245 |
| Total interest expense | $2,175,000 | 6,678 |
| Net interest income | $2,974,000 | 5,766 |
| Provision for loan and lease losses | $188,000 | 5,392 |
| Total noninterest income | $376,000 | 6,779 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $257,000 | 5,024 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $119,000 | 7,481 |
| Total noninterest expense | $1,880,000 | 6,711 |
| Salaries and employee benefits | $640,000 | 8,450 |
| Premises and equipment expense | $161,000 | 8,809 |
| Additional noninterest expense | $1,079,000 | 4,757 |
| Pre-tax net operating income | $1,282,000 | 4,661 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $359,000 | 5,232 |
| Income before extraordinary items | $924,000 | 4,835 |
| Extraordinary gains, net | $-11,000 | 13,479 |
| Net income | $913,000 | 4,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 6,068 |
| Cash dividends | $888,000 | 1,729 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $923,280 | 4,509 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.