Home > First Virginia Bank - Hampton Roads > Income and Expense
First Virginia Bank - Hampton Roads, Income and Expense
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $41,482,000 | 535 |
| Total interest expense | $6,887,000 | 1,014 |
| Net interest income | $34,595,000 | 452 |
| Provision for loan and lease losses | $-312,000 | 9,182 |
| Total noninterest income | $12,882,000 | 467 |
| Gross Fiduciary activities income | $8,000 | 1,319 |
| Service charges on deposit accounts | $7,566,000 | 195 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,308,000 | 610 |
| Total noninterest expense | $31,971,000 | 441 |
| Salaries and employee benefits | $11,744,000 | 566 |
| Premises and equipment expense | $3,342,000 | 533 |
| Additional noninterest expense | $16,885,000 | 315 |
| Pre-tax net operating income | $15,818,000 | 470 |
| Securities gains (losses) | $50,000 | 2,306 |
| Applicable income taxes | $5,114,000 | 500 |
| Income before extraordinary items | $10,754,000 | 512 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $10,754,000 | 512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $231,000 | 2,024 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $10,720,000 | 480 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $30,293,000 | 497 |
| Total interest expense | $5,437,000 | 873 |
| Net interest income | $24,856,000 | 427 |
| Provision for loan and lease losses | $-108,000 | 9,196 |
| Total noninterest income | $8,880,000 | 459 |
| Gross Fiduciary activities income | $2,000 | 1,432 |
| Service charges on deposit accounts | $5,006,000 | 192 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $3,872,000 | 564 |
| Total noninterest expense | $20,995,000 | 447 |
| Salaries and employee benefits | $7,934,000 | 556 |
| Premises and equipment expense | $2,363,000 | 510 |
| Additional noninterest expense | $10,698,000 | 325 |
| Pre-tax net operating income | $12,849,000 | 405 |
| Securities gains (losses) | $8,000 | 3,037 |
| Applicable income taxes | $4,098,000 | 445 |
| Income before extraordinary items | $8,759,000 | 439 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $8,759,000 | 439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $266,000 | 1,366 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $8,753,560 | 405 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $15,243,000 | 504 |
| Total interest expense | $2,829,000 | 875 |
| Net interest income | $12,414,000 | 428 |
| Provision for loan and lease losses | $-144,000 | 9,278 |
| Total noninterest income | $4,143,000 | 480 |
| Gross Fiduciary activities income | $2,000 | 1,343 |
| Service charges on deposit accounts | $2,491,000 | 197 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,650,000 | 618 |
| Total noninterest expense | $10,675,000 | 435 |
| Salaries and employee benefits | $3,985,000 | 559 |
| Premises and equipment expense | $1,241,000 | 487 |
| Additional noninterest expense | $5,449,000 | 317 |
| Pre-tax net operating income | $6,026,000 | 425 |
| Securities gains (losses) | $3,000 | 2,514 |
| Applicable income taxes | $2,005,000 | 456 |
| Income before extraordinary items | $4,024,000 | 468 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,024,000 | 467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 1,449 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $4,021,990 | 437 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $68,376,000 | 478 |
| Total interest expense | $15,865,000 | 713 |
| Net interest income | $52,511,000 | 406 |
| Provision for loan and lease losses | $343,000 | 3,170 |
| Total noninterest income | $17,336,000 | 439 |
| Gross Fiduciary activities income | $19,000 | 1,303 |
| Service charges on deposit accounts | $10,409,000 | 185 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $6,908,000 | 555 |
| Total noninterest expense | $43,097,000 | 421 |
| Salaries and employee benefits | $15,700,000 | 534 |
| Premises and equipment expense | $5,106,000 | 458 |
| Additional noninterest expense | $22,291,000 | 324 |
| Pre-tax net operating income | $26,407,000 | 376 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $8,847,000 | 392 |
| Income before extraordinary items | $17,560,000 | 407 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $17,560,000 | 408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $696,000 | 1,288 |
| Cash dividends | $17,000,000 | 245 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $17,560,000 | 386 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $63,309,000 | 567 |
| Total interest expense | $20,888,000 | 784 |
| Net interest income | $42,421,000 | 452 |
| Provision for loan and lease losses | $-925,000 | 9,593 |
| Total noninterest income | $14,370,000 | 470 |
| Gross Fiduciary activities income | $11,000 | 1,408 |
| Service charges on deposit accounts | $9,123,000 | 193 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $5,236,000 | 643 |
| Total noninterest expense | $37,640,000 | 458 |
| Salaries and employee benefits | $14,287,000 | 553 |
| Premises and equipment expense | $4,931,000 | 467 |
| Additional noninterest expense | $18,422,000 | 376 |
| Pre-tax net operating income | $20,076,000 | 424 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $6,764,000 | 446 |
| Income before extraordinary items | $13,312,000 | 454 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $13,312,000 | 454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $251,000 | 2,490 |
| Cash dividends | $27,541,000 | 191 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $13,312,000 | 431 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $53,709,000 | 677 |
| Total interest expense | $17,785,000 | 993 |
| Net interest income | $35,924,000 | 523 |
| Provision for loan and lease losses | $641,000 | 1,524 |
| Total noninterest income | $13,177,000 | 491 |
| Gross Fiduciary activities income | $11,000 | 1,210 |
| Service charges on deposit accounts | $8,010,000 | 198 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $5,156,000 | 624 |
| Total noninterest expense | $33,507,000 | 484 |
| Salaries and employee benefits | $12,712,000 | 563 |
| Premises and equipment expense | $4,427,000 | 507 |
| Additional noninterest expense | $16,368,000 | 410 |
| Pre-tax net operating income | $14,953,000 | 563 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $4,872,000 | 560 |
| Income before extraordinary items | $10,081,000 | 565 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $10,081,000 | 566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 3,420 |
| Cash dividends | $8,925,000 | 415 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $10,081,000 | 564 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $52,787,000 | 660 |
| Total interest expense | $16,941,000 | 924 |
| Net interest income | $35,846,000 | 542 |
| Provision for loan and lease losses | $1,106,000 | 895 |
| Total noninterest income | $12,568,000 | 538 |
| Gross Fiduciary activities income | $1,000 | 1,355 |
| Service charges on deposit accounts | $7,748,000 | 213 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $4,819,000 | 668 |
| Total noninterest expense | $32,791,000 | 507 |
| Salaries and employee benefits | $12,420,000 | 581 |
| Premises and equipment expense | $4,336,000 | 520 |
| Additional noninterest expense | $16,035,000 | 423 |
| Pre-tax net operating income | $14,517,000 | 615 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $4,731,000 | 620 |
| Income before extraordinary items | $9,786,000 | 634 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $9,786,000 | 635 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $220,000 | 2,256 |
| Cash dividends | $10,625,000 | 376 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $9,786,000 | 619 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $35,281,000 | 937 |
| Total interest expense | $12,588,000 | 1,240 |
| Net interest income | $22,693,000 | 759 |
| Provision for loan and lease losses | $424,000 | 1,969 |
| Total noninterest income | $9,029,000 | 639 |
| Gross Fiduciary activities income | $1,000 | 1,376 |
| Service charges on deposit accounts | $4,620,000 | 290 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $4,408,000 | 714 |
| Total noninterest expense | $21,219,000 | 700 |
| Salaries and employee benefits | $8,613,000 | 774 |
| Premises and equipment expense | $2,778,000 | 726 |
| Additional noninterest expense | $9,828,000 | 598 |
| Pre-tax net operating income | $10,079,000 | 770 |
| Securities gains (losses) | $-2,000 | 9,897 |
| Applicable income taxes | $3,369,000 | 790 |
| Income before extraordinary items | $6,708,000 | 821 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $6,708,000 | 820 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $373,000 | 1,590 |
| Cash dividends | $4,800,000 | 659 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $6,709,340 | 790 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $33,594,000 | 1,018 |
| Total interest expense | $11,918,000 | 1,323 |
| Net interest income | $21,676,000 | 833 |
| Provision for loan and lease losses | $389,000 | 2,153 |
| Total noninterest income | $6,716,000 | 754 |
| Gross Fiduciary activities income | $5,000 | 1,381 |
| Service charges on deposit accounts | $3,963,000 | 344 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $2,748,000 | 887 |
| Total noninterest expense | $19,452,000 | 752 |
| Salaries and employee benefits | $8,263,000 | 815 |
| Premises and equipment expense | $2,609,000 | 782 |
| Additional noninterest expense | $8,580,000 | 656 |
| Pre-tax net operating income | $8,551,000 | 952 |
| Securities gains (losses) | $7,000 | 2,566 |
| Applicable income taxes | $2,781,000 | 992 |
| Income before extraordinary items | $5,777,000 | 967 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $5,777,000 | 968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $413,000 | 1,555 |
| Cash dividends | $6,900,000 | 491 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $5,772,240 | 940 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $33,142,000 | 1,049 |
| Total interest expense | $11,851,000 | 1,368 |
| Net interest income | $21,291,000 | 873 |
| Provision for loan and lease losses | $117,000 | 4,776 |
| Total noninterest income | $7,593,000 | 712 |
| Gross Fiduciary activities income | $3,000 | 1,477 |
| Service charges on deposit accounts | $3,915,000 | 386 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $3,675,000 | 784 |
| Total noninterest expense | $19,019,000 | 824 |
| Salaries and employee benefits | $8,234,000 | 834 |
| Premises and equipment expense | $2,610,000 | 829 |
| Additional noninterest expense | $8,175,000 | 790 |
| Pre-tax net operating income | $9,748,000 | 805 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $3,141,000 | 844 |
| Income before extraordinary items | $6,607,000 | 814 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $6,607,000 | 815 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 5,232 |
| Cash dividends | $6,300,000 | 574 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $6,607,000 | 789 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $36,582,000 | 975 |
| Total interest expense | $13,553,000 | 1,225 |
| Net interest income | $23,029,000 | 832 |
| Provision for loan and lease losses | $-160,000 | 11,789 |
| Total noninterest income | $7,105,000 | 757 |
| Gross Fiduciary activities income | $329,000 | 863 |
| Service charges on deposit accounts | $4,320,000 | 378 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $2,456,000 | 1,001 |
| Total noninterest expense | $21,375,000 | 749 |
| Salaries and employee benefits | $9,147,000 | 770 |
| Premises and equipment expense | $2,790,000 | 807 |
| Additional noninterest expense | $9,438,000 | 714 |
| Pre-tax net operating income | $8,919,000 | 909 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $2,763,000 | 970 |
| Income before extraordinary items | $6,156,000 | 892 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $6,156,000 | 891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-51,000 | 11,467 |
| Cash dividends | $4,800,000 | 660 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $6,156,000 | 884 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $35,613,000 | 899 |
| Total interest expense | $11,315,000 | 1,162 |
| Net interest income | $24,298,000 | 788 |
| Provision for loan and lease losses | $-199,000 | 12,312 |
| Total noninterest income | $7,606,000 | 704 |
| Gross Fiduciary activities income | $324,000 | 877 |
| Service charges on deposit accounts | $4,895,000 | 328 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $2,387,000 | 1,018 |
| Total noninterest expense | $21,400,000 | 760 |
| Salaries and employee benefits | $8,958,000 | 773 |
| Premises and equipment expense | $2,714,000 | 813 |
| Additional noninterest expense | $9,728,000 | 716 |
| Pre-tax net operating income | $10,703,000 | 753 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $3,266,000 | 810 |
| Income before extraordinary items | $7,437,000 | 732 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $7,437,000 | 735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-84,000 | 12,163 |
| Cash dividends | $9,024,000 | 374 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $7,437,000 | 739 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $36,241,000 | 908 |
| Total interest expense | $11,649,000 | 1,170 |
| Net interest income | $24,592,000 | 777 |
| Provision for loan and lease losses | $-69,000 | 12,818 |
| Total noninterest income | $7,614,000 | 727 |
| Gross Fiduciary activities income | $330,000 | 909 |
| Service charges on deposit accounts | $4,875,000 | 323 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $2,409,000 | 1,120 |
| Total noninterest expense | $21,453,000 | 785 |
| Salaries and employee benefits | $8,702,000 | 795 |
| Premises and equipment expense | $2,740,000 | 833 |
| Additional noninterest expense | $10,011,000 | 760 |
| Pre-tax net operating income | $10,822,000 | 670 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $3,167,000 | 820 |
| Income before extraordinary items | $7,655,000 | 688 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $7,655,000 | 709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 4,211 |
| Cash dividends | $3,792,000 | 601 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $7,655,000 | 637 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $37,923,000 | 988 |
| Total interest expense | $14,360,000 | 1,229 |
| Net interest income | $23,563,000 | 824 |
| Provision for loan and lease losses | $475,000 | 3,113 |
| Total noninterest income | $7,163,000 | 751 |
| Gross Fiduciary activities income | $365,000 | 870 |
| Service charges on deposit accounts | $4,692,000 | 335 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $2,106,000 | 1,199 |
| Total noninterest expense | $20,968,000 | 809 |
| Salaries and employee benefits | $8,262,000 | 826 |
| Premises and equipment expense | $2,710,000 | 879 |
| Additional noninterest expense | $9,996,000 | 770 |
| Pre-tax net operating income | $9,283,000 | 687 |
| Securities gains (losses) | $-5,000 | 13,085 |
| Applicable income taxes | $2,503,000 | 926 |
| Income before extraordinary items | $6,775,000 | 704 |
| Extraordinary gains, net | $-63,000 | 13,603 |
| Net income | $6,712,000 | 706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $271,000 | 3,549 |
| Cash dividends | $6,036,000 | 320 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $6,778,650 | 640 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.