Home > First Virginia Bank - Franklin County > Income and Expense
First Virginia Bank - Franklin County, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,948,000 | 2,952 |
| Total interest expense | $4,285,000 | 3,465 |
| Net interest income | $6,663,000 | 2,559 |
| Provision for loan and lease losses | $198,000 | 3,550 |
| Total noninterest income | $644,000 | 4,195 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $395,000 | 3,168 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $249,000 | 4,439 |
| Total noninterest expense | $3,885,000 | 3,298 |
| Salaries and employee benefits | $1,608,000 | 4,023 |
| Premises and equipment expense | $332,000 | 5,065 |
| Additional noninterest expense | $1,945,000 | 2,158 |
| Pre-tax net operating income | $3,224,000 | 2,219 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $1,125,000 | 2,098 |
| Income before extraordinary items | $2,100,000 | 2,452 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,100,000 | 2,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $174,000 | 2,673 |
| Cash dividends | $1,840,000 | 1,423 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,099,350 | 2,372 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,456,000 | 3,098 |
| Total interest expense | $3,876,000 | 3,795 |
| Net interest income | $6,580,000 | 2,641 |
| Provision for loan and lease losses | $175,000 | 3,795 |
| Total noninterest income | $589,000 | 4,465 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $343,000 | 3,675 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $246,000 | 4,403 |
| Total noninterest expense | $3,733,000 | 3,380 |
| Salaries and employee benefits | $1,523,000 | 4,199 |
| Premises and equipment expense | $322,000 | 5,207 |
| Additional noninterest expense | $1,888,000 | 2,207 |
| Pre-tax net operating income | $3,261,000 | 2,310 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,137,000 | 2,191 |
| Income before extraordinary items | $2,124,000 | 2,446 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,124,000 | 2,445 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $174,000 | 2,774 |
| Cash dividends | $1,960,000 | 1,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,124,000 | 2,388 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,192,000 | 3,228 |
| Total interest expense | $3,882,000 | 3,823 |
| Net interest income | $6,310,000 | 2,798 |
| Provision for loan and lease losses | $318,000 | 2,468 |
| Total noninterest income | $529,000 | 4,980 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $309,000 | 4,138 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $220,000 | 4,917 |
| Total noninterest expense | $3,621,000 | 3,667 |
| Salaries and employee benefits | $1,460,000 | 4,419 |
| Premises and equipment expense | $319,000 | 5,342 |
| Additional noninterest expense | $1,842,000 | 2,641 |
| Pre-tax net operating income | $2,900,000 | 2,441 |
| Securities gains (losses) | $-16,000 | 10,516 |
| Applicable income taxes | $1,008,000 | 2,333 |
| Income before extraordinary items | $1,876,000 | 2,593 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,876,000 | 2,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $293,000 | 2,122 |
| Cash dividends | $2,250,000 | 1,174 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,886,400 | 2,536 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,217,000 | 3,224 |
| Total interest expense | $3,998,000 | 3,681 |
| Net interest income | $6,219,000 | 2,859 |
| Provision for loan and lease losses | $141,000 | 3,765 |
| Total noninterest income | $478,000 | 5,346 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $275,000 | 4,605 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $203,000 | 5,099 |
| Total noninterest expense | $3,556,000 | 3,683 |
| Salaries and employee benefits | $1,372,000 | 4,645 |
| Premises and equipment expense | $304,000 | 5,572 |
| Additional noninterest expense | $1,880,000 | 2,536 |
| Pre-tax net operating income | $3,000,000 | 2,435 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,045,000 | 2,288 |
| Income before extraordinary items | $1,955,000 | 2,564 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,955,000 | 2,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,648 |
| Cash dividends | $1,540,000 | 1,482 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,955,000 | 2,533 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,712,000 | 3,113 |
| Total interest expense | $3,231,000 | 3,702 |
| Net interest income | $6,481,000 | 2,793 |
| Provision for loan and lease losses | $10,000 | 8,460 |
| Total noninterest income | $497,000 | 5,314 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $270,000 | 4,752 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $227,000 | 4,856 |
| Total noninterest expense | $3,598,000 | 3,756 |
| Salaries and employee benefits | $1,390,000 | 4,597 |
| Premises and equipment expense | $308,000 | 5,604 |
| Additional noninterest expense | $1,900,000 | 2,687 |
| Pre-tax net operating income | $3,370,000 | 2,115 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,162,000 | 1,944 |
| Income before extraordinary items | $2,208,000 | 2,215 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,208,000 | 2,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 3,917 |
| Cash dividends | $2,220,000 | 1,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,208,000 | 2,235 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $10,337,000 | 2,992 |
| Total interest expense | $3,497,000 | 3,592 |
| Net interest income | $6,840,000 | 2,640 |
| Provision for loan and lease losses | $24,000 | 8,778 |
| Total noninterest income | $453,000 | 5,968 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $248,000 | 5,152 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $205,000 | 5,584 |
| Total noninterest expense | $3,379,000 | 4,046 |
| Salaries and employee benefits | $1,231,000 | 5,118 |
| Premises and equipment expense | $285,000 | 6,106 |
| Additional noninterest expense | $1,863,000 | 2,899 |
| Pre-tax net operating income | $3,890,000 | 1,765 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $1,320,000 | 1,767 |
| Income before extraordinary items | $2,573,000 | 1,946 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,573,000 | 2,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 8,297 |
| Cash dividends | $2,426,000 | 857 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,571,020 | 1,830 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $11,134,000 | 3,157 |
| Total interest expense | $4,684,000 | 3,504 |
| Net interest income | $6,450,000 | 2,841 |
| Provision for loan and lease losses | $398,000 | 3,487 |
| Total noninterest income | $391,000 | 6,637 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $233,000 | 5,383 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $158,000 | 6,458 |
| Total noninterest expense | $3,327,000 | 4,126 |
| Salaries and employee benefits | $1,154,000 | 5,362 |
| Premises and equipment expense | $290,000 | 6,114 |
| Additional noninterest expense | $1,883,000 | 2,948 |
| Pre-tax net operating income | $3,116,000 | 1,994 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,005,000 | 2,103 |
| Income before extraordinary items | $2,111,000 | 2,173 |
| Extraordinary gains, net | $27,000 | 1,157 |
| Net income | $2,138,000 | 2,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $329,000 | 3,163 |
| Cash dividends | $2,024,000 | 829 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,111,000 | 1,999 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.