Home > First Virginia Bank - Colonial > Income and Expense
First Virginia Bank - Colonial, Income and Expense
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $34,297,000 | 631 |
| Total interest expense | $6,323,000 | 1,109 |
| Net interest income | $27,974,000 | 529 |
| Provision for loan and lease losses | $-94,000 | 9,130 |
| Total noninterest income | $9,481,000 | 572 |
| Gross Fiduciary activities income | $5,000 | 1,384 |
| Service charges on deposit accounts | $6,387,000 | 225 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,089,000 | 909 |
| Total noninterest expense | $25,853,000 | 527 |
| Salaries and employee benefits | $9,133,000 | 716 |
| Premises and equipment expense | $2,457,000 | 717 |
| Additional noninterest expense | $14,263,000 | 360 |
| Pre-tax net operating income | $11,696,000 | 595 |
| Securities gains (losses) | $21,000 | 2,930 |
| Applicable income taxes | $3,982,000 | 617 |
| Income before extraordinary items | $7,735,000 | 664 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $7,735,000 | 665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 3,899 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $7,721,140 | 623 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $26,337,000 | 566 |
| Total interest expense | $4,945,000 | 970 |
| Net interest income | $21,392,000 | 484 |
| Provision for loan and lease losses | $293,000 | 1,902 |
| Total noninterest income | $6,367,000 | 569 |
| Gross Fiduciary activities income | $1,000 | 1,488 |
| Service charges on deposit accounts | $4,270,000 | 219 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $2,096,000 | 889 |
| Total noninterest expense | $17,564,000 | 517 |
| Salaries and employee benefits | $6,318,000 | 695 |
| Premises and equipment expense | $1,774,000 | 656 |
| Additional noninterest expense | $9,472,000 | 358 |
| Pre-tax net operating income | $9,902,000 | 493 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $3,373,000 | 512 |
| Income before extraordinary items | $6,529,000 | 561 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $6,529,000 | 560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $624,000 | 735 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $6,529,000 | 514 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $13,314,000 | 569 |
| Total interest expense | $2,588,000 | 951 |
| Net interest income | $10,726,000 | 484 |
| Provision for loan and lease losses | $76,000 | 2,787 |
| Total noninterest income | $3,020,000 | 588 |
| Gross Fiduciary activities income | $1,000 | 1,409 |
| Service charges on deposit accounts | $2,094,000 | 224 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $925,000 | 941 |
| Total noninterest expense | $8,724,000 | 518 |
| Salaries and employee benefits | $3,111,000 | 699 |
| Premises and equipment expense | $910,000 | 638 |
| Additional noninterest expense | $4,703,000 | 359 |
| Pre-tax net operating income | $4,946,000 | 500 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $1,710,000 | 515 |
| Income before extraordinary items | $3,236,000 | 551 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,236,000 | 549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 1,431 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $3,236,000 | 517 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $59,268,000 | 536 |
| Total interest expense | $14,471,000 | 769 |
| Net interest income | $44,797,000 | 471 |
| Provision for loan and lease losses | $447,000 | 2,603 |
| Total noninterest income | $13,048,000 | 535 |
| Gross Fiduciary activities income | $5,000 | 1,497 |
| Service charges on deposit accounts | $8,696,000 | 213 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,347,000 | 769 |
| Total noninterest expense | $35,024,000 | 496 |
| Salaries and employee benefits | $12,526,000 | 653 |
| Premises and equipment expense | $3,483,000 | 641 |
| Additional noninterest expense | $19,015,000 | 368 |
| Pre-tax net operating income | $22,374,000 | 429 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $7,706,000 | 432 |
| Income before extraordinary items | $14,668,000 | 465 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $14,668,000 | 467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $657,000 | 1,347 |
| Cash dividends | $14,600,000 | 277 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $14,668,000 | 443 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $58,024,000 | 607 |
| Total interest expense | $19,918,000 | 822 |
| Net interest income | $38,106,000 | 496 |
| Provision for loan and lease losses | $-313,000 | 9,569 |
| Total noninterest income | $11,658,000 | 547 |
| Gross Fiduciary activities income | $12,000 | 1,388 |
| Service charges on deposit accounts | $7,835,000 | 218 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $3,811,000 | 797 |
| Total noninterest expense | $30,967,000 | 539 |
| Salaries and employee benefits | $11,232,000 | 674 |
| Premises and equipment expense | $3,182,000 | 676 |
| Additional noninterest expense | $16,553,000 | 402 |
| Pre-tax net operating income | $19,110,000 | 441 |
| Securities gains (losses) | $5,000 | 3,927 |
| Applicable income taxes | $6,425,000 | 462 |
| Income before extraordinary items | $12,690,000 | 477 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $12,690,000 | 478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $311,000 | 2,187 |
| Cash dividends | $30,003,000 | 182 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $12,686,700 | 454 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $51,848,000 | 706 |
| Total interest expense | $18,318,000 | 974 |
| Net interest income | $33,530,000 | 558 |
| Provision for loan and lease losses | $472,000 | 1,993 |
| Total noninterest income | $9,947,000 | 586 |
| Gross Fiduciary activities income | $7,000 | 1,241 |
| Service charges on deposit accounts | $6,718,000 | 225 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,222,000 | 825 |
| Total noninterest expense | $27,914,000 | 570 |
| Salaries and employee benefits | $9,765,000 | 718 |
| Premises and equipment expense | $2,716,000 | 749 |
| Additional noninterest expense | $15,433,000 | 425 |
| Pre-tax net operating income | $15,091,000 | 555 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $4,866,000 | 561 |
| Income before extraordinary items | $10,225,000 | 559 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $10,225,000 | 560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $553,000 | 1,154 |
| Cash dividends | $10,259,000 | 363 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $10,225,000 | 557 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $52,589,000 | 665 |
| Total interest expense | $18,108,000 | 871 |
| Net interest income | $34,481,000 | 561 |
| Provision for loan and lease losses | $811,000 | 1,174 |
| Total noninterest income | $9,380,000 | 644 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $6,434,000 | 245 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $2,946,000 | 904 |
| Total noninterest expense | $26,674,000 | 604 |
| Salaries and employee benefits | $9,005,000 | 776 |
| Premises and equipment expense | $2,616,000 | 784 |
| Additional noninterest expense | $15,053,000 | 445 |
| Pre-tax net operating income | $16,376,000 | 566 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $5,437,000 | 565 |
| Income before extraordinary items | $10,939,000 | 580 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $10,939,000 | 580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $655,000 | 980 |
| Cash dividends | $12,097,000 | 342 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $10,939,000 | 571 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $52,715,000 | 650 |
| Total interest expense | $21,091,000 | 775 |
| Net interest income | $31,624,000 | 577 |
| Provision for loan and lease losses | $1,024,000 | 951 |
| Total noninterest income | $8,048,000 | 688 |
| Gross Fiduciary activities income | $12,000 | 1,272 |
| Service charges on deposit accounts | $5,322,000 | 261 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $2,714,000 | 959 |
| Total noninterest expense | $25,188,000 | 614 |
| Salaries and employee benefits | $8,614,000 | 773 |
| Premises and equipment expense | $2,555,000 | 778 |
| Additional noninterest expense | $14,019,000 | 454 |
| Pre-tax net operating income | $13,460,000 | 612 |
| Securities gains (losses) | $17,000 | 2,560 |
| Applicable income taxes | $4,409,000 | 634 |
| Income before extraordinary items | $9,068,000 | 636 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $9,068,000 | 635 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $749,000 | 930 |
| Cash dividends | $7,656,000 | 475 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $9,056,610 | 607 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $52,745,000 | 674 |
| Total interest expense | $22,025,000 | 744 |
| Net interest income | $30,720,000 | 598 |
| Provision for loan and lease losses | $650,000 | 1,402 |
| Total noninterest income | $7,512,000 | 694 |
| Gross Fiduciary activities income | $1,000 | 1,427 |
| Service charges on deposit accounts | $4,976,000 | 282 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $2,535,000 | 938 |
| Total noninterest expense | $24,672,000 | 610 |
| Salaries and employee benefits | $8,409,000 | 806 |
| Premises and equipment expense | $2,603,000 | 785 |
| Additional noninterest expense | $13,660,000 | 449 |
| Pre-tax net operating income | $12,910,000 | 646 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $4,246,000 | 688 |
| Income before extraordinary items | $8,664,000 | 660 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $8,664,000 | 660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $509,000 | 1,316 |
| Cash dividends | $8,882,000 | 400 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $8,664,000 | 641 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $55,548,000 | 674 |
| Total interest expense | $24,893,000 | 706 |
| Net interest income | $30,655,000 | 642 |
| Provision for loan and lease losses | $1,062,000 | 978 |
| Total noninterest income | $7,362,000 | 729 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $5,050,000 | 313 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $2,312,000 | 1,046 |
| Total noninterest expense | $24,888,000 | 649 |
| Salaries and employee benefits | $8,353,000 | 821 |
| Premises and equipment expense | $2,832,000 | 770 |
| Additional noninterest expense | $13,703,000 | 527 |
| Pre-tax net operating income | $12,067,000 | 672 |
| Securities gains (losses) | $4,000 | 3,123 |
| Applicable income taxes | $3,946,000 | 704 |
| Income before extraordinary items | $8,125,000 | 688 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $8,125,000 | 688 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $570,000 | 1,290 |
| Cash dividends | $8,940,000 | 461 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $8,122,320 | 674 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $39,807,000 | 914 |
| Total interest expense | $16,705,000 | 1,014 |
| Net interest income | $23,102,000 | 829 |
| Provision for loan and lease losses | $265,000 | 2,457 |
| Total noninterest income | $7,319,000 | 744 |
| Gross Fiduciary activities income | $484,000 | 749 |
| Service charges on deposit accounts | $4,775,000 | 351 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $2,060,000 | 1,109 |
| Total noninterest expense | $19,909,000 | 788 |
| Salaries and employee benefits | $7,485,000 | 913 |
| Premises and equipment expense | $2,405,000 | 908 |
| Additional noninterest expense | $10,019,000 | 686 |
| Pre-tax net operating income | $10,247,000 | 816 |
| Securities gains (losses) | $-3,000 | 9,402 |
| Applicable income taxes | $3,287,000 | 850 |
| Income before extraordinary items | $6,957,000 | 814 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $6,957,000 | 812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $240,000 | 2,232 |
| Cash dividends | $5,471,000 | 593 |
| Sale, conversion, retirement of capital stock, net | $24,250,000 | 20 |
| Net operating income | $6,959,040 | 809 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $26,094,000 | 1,205 |
| Total interest expense | $8,344,000 | 1,536 |
| Net interest income | $17,750,000 | 1,038 |
| Provision for loan and lease losses | $58,000 | 5,854 |
| Total noninterest income | $5,993,000 | 816 |
| Gross Fiduciary activities income | $254,000 | 962 |
| Service charges on deposit accounts | $4,200,000 | 369 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,539,000 | 1,358 |
| Total noninterest expense | $14,995,000 | 1,014 |
| Salaries and employee benefits | $5,644,000 | 1,197 |
| Premises and equipment expense | $1,923,000 | 1,102 |
| Additional noninterest expense | $7,428,000 | 868 |
| Pre-tax net operating income | $8,690,000 | 895 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $2,652,000 | 969 |
| Income before extraordinary items | $6,038,000 | 865 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $6,038,000 | 865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,099 |
| Cash dividends | $6,690,000 | 463 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $6,038,000 | 867 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $26,617,000 | 1,196 |
| Total interest expense | $8,704,000 | 1,539 |
| Net interest income | $17,913,000 | 1,022 |
| Provision for loan and lease losses | $154,000 | 4,583 |
| Total noninterest income | $5,687,000 | 897 |
| Gross Fiduciary activities income | $223,000 | 1,034 |
| Service charges on deposit accounts | $4,045,000 | 376 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,419,000 | 1,620 |
| Total noninterest expense | $14,509,000 | 1,089 |
| Salaries and employee benefits | $5,346,000 | 1,251 |
| Premises and equipment expense | $1,861,000 | 1,141 |
| Additional noninterest expense | $7,302,000 | 955 |
| Pre-tax net operating income | $8,937,000 | 826 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $2,628,000 | 961 |
| Income before extraordinary items | $6,309,000 | 831 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $6,309,000 | 863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 6,663 |
| Cash dividends | $3,720,000 | 612 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $6,309,000 | 783 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $27,898,000 | 1,307 |
| Total interest expense | $10,470,000 | 1,654 |
| Net interest income | $17,428,000 | 1,063 |
| Provision for loan and lease losses | $247,000 | 4,624 |
| Total noninterest income | $5,820,000 | 875 |
| Gross Fiduciary activities income | $205,000 | 1,078 |
| Service charges on deposit accounts | $4,296,000 | 355 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,319,000 | 1,651 |
| Total noninterest expense | $14,094,000 | 1,117 |
| Salaries and employee benefits | $5,015,000 | 1,339 |
| Premises and equipment expense | $1,857,000 | 1,184 |
| Additional noninterest expense | $7,222,000 | 989 |
| Pre-tax net operating income | $8,907,000 | 726 |
| Securities gains (losses) | $6,000 | 6,913 |
| Applicable income taxes | $2,529,000 | 916 |
| Income before extraordinary items | $6,384,000 | 743 |
| Extraordinary gains, net | $15,000 | 1,287 |
| Net income | $6,399,000 | 742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $268,000 | 3,572 |
| Cash dividends | $5,415,000 | 353 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $6,379,680 | 675 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.