Home > First Virginia Bank-Central Maryland > Income and Expense

First Virginia Bank-Central Maryland, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$19,812,0001,701
Total interest expense$6,931,0002,231
Net interest income$12,881,0001,393
Provision for loan and lease losses$323,0002,441
Total noninterest income$2,181,0001,714
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$1,146,0001,157
Trading account gains and fees$0262
Additional Noninterest Income$1,035,0001,779
Total noninterest expense$9,768,0001,461
Salaries and employee benefits$3,323,0001,993
Premises and equipment expense$1,210,0001,678
Additional noninterest expense$5,235,0001,092
Pre-tax net operating income$4,971,0001,448
Securities gains (losses)$04,148
Applicable income taxes$2,010,0001,228
Income before extraordinary items$2,961,0001,679
Extraordinary gains, net$053
Net income$2,961,0001,680
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$576,0001,275
Cash dividends$3,479,000858
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,961,0001,649
1995-12-31 (YTD Data)Rank
Total interest income$19,955,0001,699
Total interest expense$7,389,0002,119
Net interest income$12,566,0001,428
Provision for loan and lease losses$252,0002,539
Total noninterest income$2,190,0001,701
Gross Fiduciary activities income$92,0001,178
Service charges on deposit accounts$1,158,0001,150
Trading account gains and fees$0522
Additional Noninterest Income$940,0001,883
Total noninterest expense$9,841,0001,441
Salaries and employee benefits$3,264,0002,030
Premises and equipment expense$1,179,0001,714
Additional noninterest expense$5,398,0001,056
Pre-tax net operating income$4,663,0001,591
Securities gains (losses)$03,831
Applicable income taxes$1,914,0001,322
Income before extraordinary items$2,749,0001,832
Extraordinary gains, net$065
Net income$2,749,0001,830
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$379,0001,666
Cash dividends$2,204,0001,145
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,749,0001,808
1994-12-31 (YTD Data)Rank
Total interest income$20,089,0001,536
Total interest expense$6,755,0001,859
Net interest income$13,334,0001,346
Provision for loan and lease losses$290,0002,346
Total noninterest income$2,011,0001,831
Gross Fiduciary activities income$69,0001,255
Service charges on deposit accounts$1,097,0001,215
Trading account gains and fees$0475
Additional Noninterest Income$845,0002,066
Total noninterest expense$9,741,0001,508
Salaries and employee benefits$3,371,0001,977
Premises and equipment expense$1,171,0001,757
Additional noninterest expense$5,199,0001,138
Pre-tax net operating income$5,314,0001,386
Securities gains (losses)$03,600
Applicable income taxes$2,142,0001,129
Income before extraordinary items$3,172,0001,552
Extraordinary gains, net$0249
Net income$3,172,0001,553
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$223,0002,319
Cash dividends$3,161,000775
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$3,172,0001,562
1993-12-31 (YTD Data)Rank
Total interest income$21,829,0001,445
Total interest expense$7,360,0001,781
Net interest income$14,469,0001,251
Provision for loan and lease losses$357,0002,673
Total noninterest income$2,059,0001,937
Gross Fiduciary activities income$54,0001,328
Service charges on deposit accounts$1,114,0001,209
Trading account gains and fees$0532
Additional Noninterest Income$891,0002,216
Total noninterest expense$10,093,0001,516
Salaries and employee benefits$3,439,0001,932
Premises and equipment expense$1,202,0001,748
Additional noninterest expense$5,452,0001,187
Pre-tax net operating income$6,078,0001,147
Securities gains (losses)$07,477
Applicable income taxes$2,436,0001,032
Income before extraordinary items$3,642,0001,400
Extraordinary gains, net$03,149
Net income$3,642,0001,441
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$226,0002,905
Cash dividends$3,521,000629
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$3,642,0001,312
1992-12-31 (YTD Data)Rank
Total interest income$23,381,0001,550
Total interest expense$9,724,0001,757
Net interest income$13,657,0001,351
Provision for loan and lease losses$572,0002,719
Total noninterest income$1,907,0002,002
Gross Fiduciary activities income$42,0001,395
Service charges on deposit accounts$1,042,0001,279
Trading account gains and fees$0504
Additional Noninterest Income$823,0002,272
Total noninterest expense$9,786,0001,568
Salaries and employee benefits$3,273,0002,004
Premises and equipment expense$1,158,0001,820
Additional noninterest expense$5,355,0001,247
Pre-tax net operating income$5,206,0001,229
Securities gains (losses)$08,369
Applicable income taxes$2,037,0001,099
Income before extraordinary items$3,169,0001,477
Extraordinary gains, net$83,000809
Net income$3,252,0001,433
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$288,0003,416
Cash dividends$3,108,000571
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$3,169,0001,362

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.