Home > First Virginia Bank-Central > Income and Expense
First Virginia Bank-Central, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,447,000 | 4,304 |
| Total interest expense | $2,973,000 | 4,801 |
| Net interest income | $4,474,000 | 3,925 |
| Provision for loan and lease losses | $-26,000 | 11,511 |
| Total noninterest income | $1,118,000 | 2,858 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $787,000 | 1,725 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $331,000 | 3,761 |
| Total noninterest expense | $3,681,000 | 3,577 |
| Salaries and employee benefits | $1,414,000 | 4,525 |
| Premises and equipment expense | $405,000 | 4,493 |
| Additional noninterest expense | $1,862,000 | 2,562 |
| Pre-tax net operating income | $1,937,000 | 3,595 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $620,000 | 3,585 |
| Income before extraordinary items | $1,317,000 | 3,636 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,317,000 | 3,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,657 |
| Cash dividends | $757,000 | 2,516 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,317,000 | 3,615 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,688,000 | 4,408 |
| Total interest expense | $2,248,000 | 5,077 |
| Net interest income | $4,440,000 | 3,963 |
| Provision for loan and lease losses | $-19,000 | 11,836 |
| Total noninterest income | $1,088,000 | 2,928 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $760,000 | 1,781 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $328,000 | 3,864 |
| Total noninterest expense | $3,608,000 | 3,750 |
| Salaries and employee benefits | $1,388,000 | 4,606 |
| Premises and equipment expense | $413,000 | 4,457 |
| Additional noninterest expense | $1,807,000 | 2,822 |
| Pre-tax net operating income | $1,939,000 | 3,515 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $600,000 | 3,517 |
| Income before extraordinary items | $1,339,000 | 3,505 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,339,000 | 3,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 11,382 |
| Cash dividends | $1,278,000 | 1,587 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,339,000 | 3,535 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,595,000 | 4,559 |
| Total interest expense | $2,254,000 | 5,263 |
| Net interest income | $4,341,000 | 4,086 |
| Provision for loan and lease losses | $75,000 | 6,449 |
| Total noninterest income | $1,080,000 | 3,145 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $770,000 | 1,776 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $310,000 | 4,382 |
| Total noninterest expense | $3,486,000 | 3,920 |
| Salaries and employee benefits | $1,309,000 | 4,848 |
| Premises and equipment expense | $409,000 | 4,628 |
| Additional noninterest expense | $1,768,000 | 3,029 |
| Pre-tax net operating income | $1,860,000 | 3,566 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $542,000 | 3,908 |
| Income before extraordinary items | $1,318,000 | 3,668 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,318,000 | 3,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 12,247 |
| Cash dividends | $778,000 | 2,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,318,000 | 3,473 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,877,000 | 4,901 |
| Total interest expense | $2,801,000 | 5,475 |
| Net interest income | $4,076,000 | 4,367 |
| Provision for loan and lease losses | $39,000 | 9,563 |
| Total noninterest income | $1,078,000 | 3,115 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $817,000 | 1,671 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $261,000 | 4,830 |
| Total noninterest expense | $3,326,000 | 4,127 |
| Salaries and employee benefits | $1,193,000 | 5,196 |
| Premises and equipment expense | $405,000 | 4,746 |
| Additional noninterest expense | $1,728,000 | 3,167 |
| Pre-tax net operating income | $1,789,000 | 3,455 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $453,000 | 4,342 |
| Income before extraordinary items | $1,336,000 | 3,432 |
| Extraordinary gains, net | $12,000 | 1,314 |
| Net income | $1,348,000 | 3,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 12,698 |
| Cash dividends | $864,000 | 1,775 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,336,000 | 3,184 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.