Home > First Virginia Bank - Blue Ridge > Income and Expense
First Virginia Bank - Blue Ridge, Income and Expense
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,611,000 | 3,212 |
| Total interest expense | $959,000 | 5,503 |
| Net interest income | $5,652,000 | 2,576 |
| Provision for loan and lease losses | $-147,000 | 9,151 |
| Total noninterest income | $1,500,000 | 2,360 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $961,000 | 1,354 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $539,000 | 2,998 |
| Total noninterest expense | $5,622,000 | 2,108 |
| Salaries and employee benefits | $2,026,000 | 3,058 |
| Premises and equipment expense | $370,000 | 4,086 |
| Additional noninterest expense | $3,226,000 | 1,175 |
| Pre-tax net operating income | $1,677,000 | 3,246 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $574,000 | 2,763 |
| Income before extraordinary items | $1,103,000 | 3,728 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,103,000 | 3,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 3,953 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,103,000 | 3,552 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $16,786,000 | 868 |
| Total interest expense | $3,334,000 | 1,447 |
| Net interest income | $13,452,000 | 709 |
| Provision for loan and lease losses | $-30,000 | 9,135 |
| Total noninterest income | $2,876,000 | 1,031 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,928,000 | 442 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $948,000 | 1,575 |
| Total noninterest expense | $10,170,000 | 799 |
| Salaries and employee benefits | $4,037,000 | 1,056 |
| Premises and equipment expense | $766,000 | 1,498 |
| Additional noninterest expense | $5,367,000 | 532 |
| Pre-tax net operating income | $6,188,000 | 735 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $2,125,000 | 734 |
| Income before extraordinary items | $4,063,000 | 829 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,063,000 | 830 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 2,623 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $4,063,000 | 768 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $8,436,000 | 875 |
| Total interest expense | $1,713,000 | 1,450 |
| Net interest income | $6,723,000 | 712 |
| Provision for loan and lease losses | $10,000 | 6,044 |
| Total noninterest income | $1,456,000 | 997 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $959,000 | 435 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $497,000 | 1,497 |
| Total noninterest expense | $5,095,000 | 798 |
| Salaries and employee benefits | $2,013,000 | 1,054 |
| Premises and equipment expense | $370,000 | 1,554 |
| Additional noninterest expense | $2,712,000 | 524 |
| Pre-tax net operating income | $3,074,000 | 739 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $1,052,000 | 763 |
| Income before extraordinary items | $2,022,000 | 835 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,022,000 | 834 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 2,164 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $2,022,000 | 768 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $36,553,000 | 821 |
| Total interest expense | $9,003,000 | 1,250 |
| Net interest income | $27,550,000 | 686 |
| Provision for loan and lease losses | $476,000 | 2,477 |
| Total noninterest income | $6,175,000 | 879 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $3,899,000 | 415 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,276,000 | 1,195 |
| Total noninterest expense | $20,912,000 | 764 |
| Salaries and employee benefits | $8,161,000 | 992 |
| Premises and equipment expense | $1,693,000 | 1,299 |
| Additional noninterest expense | $11,058,000 | 521 |
| Pre-tax net operating income | $12,337,000 | 716 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $4,240,000 | 691 |
| Income before extraordinary items | $8,097,000 | 784 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $8,097,000 | 784 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $225,000 | 2,832 |
| Cash dividends | $6,500,000 | 497 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $8,097,000 | 754 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $38,193,000 | 897 |
| Total interest expense | $12,784,000 | 1,272 |
| Net interest income | $25,409,000 | 692 |
| Provision for loan and lease losses | $507,000 | 2,175 |
| Total noninterest income | $5,583,000 | 898 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $3,626,000 | 417 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,957,000 | 1,268 |
| Total noninterest expense | $19,523,000 | 772 |
| Salaries and employee benefits | $7,834,000 | 958 |
| Premises and equipment expense | $1,697,000 | 1,260 |
| Additional noninterest expense | $9,992,000 | 578 |
| Pre-tax net operating income | $10,962,000 | 708 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $3,622,000 | 711 |
| Income before extraordinary items | $7,340,000 | 759 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $7,340,000 | 760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $298,000 | 2,251 |
| Cash dividends | $12,104,000 | 318 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $7,340,000 | 727 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $37,933,000 | 934 |
| Total interest expense | $12,637,000 | 1,376 |
| Net interest income | $25,296,000 | 703 |
| Provision for loan and lease losses | $38,000 | 6,945 |
| Total noninterest income | $4,898,000 | 944 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $3,274,000 | 413 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,624,000 | 1,297 |
| Total noninterest expense | $18,992,000 | 790 |
| Salaries and employee benefits | $7,300,000 | 962 |
| Premises and equipment expense | $1,693,000 | 1,195 |
| Additional noninterest expense | $9,999,000 | 579 |
| Pre-tax net operating income | $11,164,000 | 707 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $3,775,000 | 675 |
| Income before extraordinary items | $7,389,000 | 737 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $7,389,000 | 737 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $268,000 | 1,969 |
| Cash dividends | $7,489,000 | 465 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $7,389,000 | 734 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $38,698,000 | 882 |
| Total interest expense | $12,456,000 | 1,222 |
| Net interest income | $26,242,000 | 702 |
| Provision for loan and lease losses | $334,000 | 2,449 |
| Total noninterest income | $4,512,000 | 1,010 |
| Gross Fiduciary activities income | $1,000 | 1,355 |
| Service charges on deposit accounts | $3,137,000 | 443 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,374,000 | 1,484 |
| Total noninterest expense | $17,796,000 | 827 |
| Salaries and employee benefits | $7,099,000 | 969 |
| Premises and equipment expense | $1,621,000 | 1,249 |
| Additional noninterest expense | $9,076,000 | 648 |
| Pre-tax net operating income | $12,624,000 | 684 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $4,283,000 | 669 |
| Income before extraordinary items | $8,341,000 | 710 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $8,341,000 | 710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $590,000 | 1,064 |
| Cash dividends | $9,504,000 | 412 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $8,341,000 | 696 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $40,599,000 | 822 |
| Total interest expense | $14,298,000 | 1,098 |
| Net interest income | $26,301,000 | 680 |
| Provision for loan and lease losses | $722,000 | 1,274 |
| Total noninterest income | $3,952,000 | 1,094 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $2,636,000 | 492 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,316,000 | 1,522 |
| Total noninterest expense | $17,504,000 | 828 |
| Salaries and employee benefits | $7,031,000 | 931 |
| Premises and equipment expense | $1,616,000 | 1,183 |
| Additional noninterest expense | $8,857,000 | 639 |
| Pre-tax net operating income | $12,027,000 | 673 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $4,160,000 | 663 |
| Income before extraordinary items | $7,868,000 | 724 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $7,868,000 | 724 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $982,000 | 759 |
| Cash dividends | $6,405,000 | 532 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $7,867,350 | 697 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $40,852,000 | 833 |
| Total interest expense | $14,297,000 | 1,134 |
| Net interest income | $26,555,000 | 680 |
| Provision for loan and lease losses | $1,041,000 | 962 |
| Total noninterest income | $3,871,000 | 1,096 |
| Gross Fiduciary activities income | $3,000 | 1,400 |
| Service charges on deposit accounts | $2,497,000 | 530 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,371,000 | 1,409 |
| Total noninterest expense | $17,437,000 | 824 |
| Salaries and employee benefits | $7,190,000 | 923 |
| Premises and equipment expense | $1,561,000 | 1,262 |
| Additional noninterest expense | $8,686,000 | 651 |
| Pre-tax net operating income | $11,948,000 | 704 |
| Securities gains (losses) | $5,000 | 2,787 |
| Applicable income taxes | $4,145,000 | 701 |
| Income before extraordinary items | $7,808,000 | 725 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $7,808,000 | 726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,037,000 | 787 |
| Cash dividends | $7,954,000 | 440 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $7,804,750 | 711 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $39,923,000 | 879 |
| Total interest expense | $14,391,000 | 1,137 |
| Net interest income | $25,532,000 | 740 |
| Provision for loan and lease losses | $758,000 | 1,247 |
| Total noninterest income | $3,985,000 | 1,114 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $2,591,000 | 525 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,394,000 | 1,445 |
| Total noninterest expense | $17,024,000 | 901 |
| Salaries and employee benefits | $7,125,000 | 952 |
| Premises and equipment expense | $1,579,000 | 1,298 |
| Additional noninterest expense | $8,320,000 | 770 |
| Pre-tax net operating income | $11,735,000 | 693 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $3,978,000 | 698 |
| Income before extraordinary items | $7,758,000 | 709 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $7,758,000 | 709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $418,000 | 1,630 |
| Cash dividends | $8,982,000 | 459 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $7,757,340 | 692 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $32,100,000 | 1,103 |
| Total interest expense | $11,951,000 | 1,373 |
| Net interest income | $20,149,000 | 925 |
| Provision for loan and lease losses | $86,000 | 4,934 |
| Total noninterest income | $2,658,000 | 1,468 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,716,000 | 776 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $942,000 | 1,878 |
| Total noninterest expense | $13,331,000 | 1,120 |
| Salaries and employee benefits | $5,457,000 | 1,228 |
| Premises and equipment expense | $1,081,000 | 1,867 |
| Additional noninterest expense | $6,793,000 | 879 |
| Pre-tax net operating income | $9,390,000 | 877 |
| Securities gains (losses) | $-4,000 | 9,551 |
| Applicable income taxes | $3,311,000 | 840 |
| Income before extraordinary items | $6,075,000 | 903 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $6,075,000 | 902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 3,369 |
| Cash dividends | $4,812,000 | 658 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $6,077,600 | 894 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $31,468,000 | 1,010 |
| Total interest expense | $10,130,000 | 1,302 |
| Net interest income | $21,338,000 | 874 |
| Provision for loan and lease losses | $-38,000 | 11,937 |
| Total noninterest income | $2,866,000 | 1,416 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,625,000 | 811 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,241,000 | 1,590 |
| Total noninterest expense | $13,317,000 | 1,126 |
| Salaries and employee benefits | $5,296,000 | 1,266 |
| Premises and equipment expense | $1,150,000 | 1,786 |
| Additional noninterest expense | $6,871,000 | 922 |
| Pre-tax net operating income | $10,925,000 | 749 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $3,803,000 | 711 |
| Income before extraordinary items | $7,122,000 | 753 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $7,122,000 | 753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 3,999 |
| Cash dividends | $7,657,000 | 426 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $7,122,000 | 756 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $15,711,000 | 1,995 |
| Total interest expense | $4,970,000 | 2,586 |
| Net interest income | $10,741,000 | 1,694 |
| Provision for loan and lease losses | $52,000 | 7,360 |
| Total noninterest income | $1,128,000 | 3,057 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $664,000 | 2,055 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $464,000 | 3,414 |
| Total noninterest expense | $6,231,000 | 2,310 |
| Salaries and employee benefits | $2,462,000 | 2,684 |
| Premises and equipment expense | $502,000 | 3,851 |
| Additional noninterest expense | $3,267,000 | 1,779 |
| Pre-tax net operating income | $5,586,000 | 1,240 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,877,000 | 1,273 |
| Income before extraordinary items | $3,709,000 | 1,369 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $3,709,000 | 1,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 6,048 |
| Cash dividends | $2,127,000 | 960 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,709,000 | 1,282 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $17,161,000 | 2,064 |
| Total interest expense | $6,285,000 | 2,671 |
| Net interest income | $10,876,000 | 1,690 |
| Provision for loan and lease losses | $474,000 | 3,121 |
| Total noninterest income | $1,027,000 | 3,243 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $602,000 | 2,282 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $425,000 | 3,555 |
| Total noninterest expense | $5,986,000 | 2,428 |
| Salaries and employee benefits | $2,292,000 | 2,833 |
| Premises and equipment expense | $498,000 | 3,981 |
| Additional noninterest expense | $3,196,000 | 1,898 |
| Pre-tax net operating income | $5,443,000 | 1,186 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,773,000 | 1,248 |
| Income before extraordinary items | $3,670,000 | 1,272 |
| Extraordinary gains, net | $-25,000 | 13,524 |
| Net income | $3,645,000 | 1,284 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $311,000 | 3,265 |
| Cash dividends | $3,461,000 | 510 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,670,000 | 1,176 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.