Home > First Virgin Islands FSB > Assets and Liabilities
First Virgin Islands FSB, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 37 | 4,461 |
| Assets and Liabilities | ||
| Total Assets: | $55,734,000 | 6,524 |
| Cash and due from depository institutions | $2,887,000 | 4,461 |
| Interest-bearing balances | $397,000 | 3,355 |
| Securities | $6,578,000 | 8,130 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $42,489,000 | 5,627 |
| Loan loss allowance | $1,314,000 | 2,696 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $534,000 | 7,579 |
| Other real estate owned | $1,048,000 | 4,461 |
| Goodwill and other intangibles | $337,000 | 2,117 |
| All other assets | $1,861,000 | 4,181 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $55,730,000 | 6,524 |
| Total liabilities | $51,518,000 | 6,392 |
| Total deposits | $37,757,000 | 7,274 |
| Interest-bearing deposits | $32,908,000 | 7,181 |
| Deposits held in domestic offices | $37,757,000 | 7,272 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $13,550,000 | 1,672 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $211,000 | 7,932 |
| Total equity capital | $4,212,000 | 7,630 |
| Total bank equity capital | $4,212,000 | 7,630 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,707,000 | 2,190 |
| Surplus | $565,000 | 8,247 |
| Undivided profits | $1,940,000 | 6,550 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,327,000 | 499 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $313,000 | 6,293 |
| Earning assets | $49,464,000 | 6,612 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $55,780,400 | 6,351 |
| Average Assets, quarterly | $56,218,500 | 6,439 |
| Volatile liabilities | $22,742,000 | 3,159 |
| Insider loans | $769,000 | 4,342 |
| FHLB advances | $13,550,000 | 415 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $2,870,000 | 6,742 |
| Tier 1 (core) risk-based capital | $4,279,000 | 7,606 |
| Tier 2 risk-based capital | $423,000 | 5,873 |
| Total risk weighted assets | $33,029,000 | 6,670 |
| Total unused commitments | $2,870,000 | 6,746 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 40 | 4,248 |
| Assets and Liabilities | ||
| Total Assets: | $54,792,000 | 6,625 |
| Cash and due from depository institutions | $4,436,000 | 4,248 |
| Interest-bearing balances | $2,866,000 | 1,800 |
| Securities | $6,342,000 | 8,268 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $40,775,000 | 5,632 |
| Loan loss allowance | $1,437,000 | 2,416 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $588,000 | 7,404 |
| Other real estate owned | $392,000 | 4,248 |
| Goodwill and other intangibles | $385,000 | 1,994 |
| All other assets | $1,874,000 | 3,750 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $54,790,000 | 6,625 |
| Total liabilities | $50,431,000 | 6,500 |
| Total deposits | $39,951,000 | 7,178 |
| Interest-bearing deposits | $34,773,000 | 7,081 |
| Deposits held in domestic offices | $39,951,000 | 7,177 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $10,200,000 | 1,519 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $280,000 | 7,681 |
| Total equity capital | $4,359,000 | 7,620 |
| Total bank equity capital | $4,359,000 | 7,620 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,700,000 | 2,157 |
| Surplus | $563,000 | 8,389 |
| Undivided profits | $2,096,000 | 6,817 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,111,000 | 423 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $128,000 | 8,975 |
| Earning assets | $49,983,000 | 6,639 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $53,928,000 | 6,458 |
| Average Assets, quarterly | $54,422,000 | 6,570 |
| Volatile liabilities | $17,447,000 | 3,390 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $10,200,000 | 407 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,533,000 | 7,960 |
| Tier 1 (core) risk-based capital | $4,346,000 | 7,480 |
| Tier 2 risk-based capital | $412,000 | 5,898 |
| Total risk weighted assets | $34,814,000 | 6,390 |
| Total unused commitments | $1,533,000 | 7,971 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 39 | 4,480 |
| Assets and Liabilities | ||
| Total Assets: | $53,588,000 | 6,782 |
| Cash and due from depository institutions | $3,842,000 | 4,480 |
| Interest-bearing balances | $2,571,000 | 1,505 |
| Securities | $8,655,000 | 7,865 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $37,920,000 | 6,005 |
| Loan loss allowance | $1,090,000 | 3,125 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $351,000 | 8,672 |
| Other real estate owned | $709,000 | 4,480 |
| Goodwill and other intangibles | $281,000 | 2,099 |
| All other assets | $1,830,000 | 3,776 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $53,587,000 | 6,782 |
| Total liabilities | $49,404,000 | 6,669 |
| Total deposits | $41,142,000 | 7,163 |
| Interest-bearing deposits | $35,479,000 | 7,139 |
| Deposits held in domestic offices | $41,142,000 | 7,159 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $8,000,000 | 1,562 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $262,000 | 8,230 |
| Total equity capital | $4,183,000 | 7,885 |
| Total bank equity capital | $4,183,000 | 7,885 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,699,000 | 2,179 |
| Surplus | $563,000 | 8,691 |
| Undivided profits | $1,921,000 | 7,234 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,226,000 | 571 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $338,000 | 6,356 |
| Earning assets | $49,146,000 | 6,773 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $53,905,200 | 6,592 |
| Average Assets, quarterly | $53,427,000 | 6,741 |
| Volatile liabilities | $19,578,000 | 3,040 |
| Insider loans | $622,000 | 4,814 |
| FHLB advances | $8,000,000 | 465 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $2,280,000 | 7,145 |
| Tier 1 (core) risk-based capital | $4,206,000 | 7,739 |
| Tier 2 risk-based capital | $396,000 | 6,047 |
| Total risk weighted assets | $31,013,000 | 6,866 |
| Total unused commitments | $2,280,000 | 7,151 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 38 | 4,777 |
| Assets and Liabilities | ||
| Total Assets: | $57,090,000 | 6,722 |
| Cash and due from depository institutions | $5,931,000 | 4,777 |
| Interest-bearing balances | $4,798,000 | 799 |
| Securities | $10,635,000 | 7,719 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $36,892,000 | 6,172 |
| Loan loss allowance | $1,007,000 | 3,483 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $384,000 | 8,726 |
| Other real estate owned | $525,000 | 4,777 |
| Goodwill and other intangibles | $64,000 | 2,716 |
| All other assets | $2,659,000 | 2,758 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $57,091,000 | 6,722 |
| Total liabilities | $53,039,000 | 6,574 |
| Total deposits | $46,595,000 | 6,910 |
| Interest-bearing deposits | $40,243,000 | 6,855 |
| Deposits held in domestic offices | $46,595,000 | 6,902 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $5,400,000 | 1,768 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,044,000 | 3,405 |
| Total equity capital | $4,052,000 | 8,142 |
| Total bank equity capital | $4,052,000 | 8,142 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,692,000 | 2,327 |
| Surplus | $560,000 | 9,044 |
| Undivided profits | $1,800,000 | 7,538 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,774,000 | 735 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $320,000 | 6,621 |
| Earning assets | $52,325,000 | 6,718 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $61,763,800 | 6,226 |
| Average Assets, quarterly | $59,663,000 | 6,497 |
| Volatile liabilities | $17,620,000 | 3,221 |
| Insider loans | $767,000 | 4,329 |
| FHLB advances | $5,400,000 | 546 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $1,456,000 | 8,172 |
| Tier 1 (core) risk-based capital | $4,076,000 | 8,019 |
| Tier 2 risk-based capital | $397,000 | 6,160 |
| Total risk weighted assets | $31,356,000 | 6,933 |
| Total unused commitments | $1,456,000 | 8,180 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 42 | 4,498 |
| Assets and Liabilities | ||
| Total Assets: | $56,597,000 | 6,912 |
| Cash and due from depository institutions | $6,652,000 | 4,498 |
| Interest-bearing balances | $4,038,000 | 1,145 |
| Securities | $10,001,000 | 8,289 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $34,863,000 | 6,385 |
| Loan loss allowance | $1,174,000 | 3,074 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $324,000 | 9,367 |
| Other real estate owned | $1,314,000 | 4,498 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $3,443,000 | 2,244 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $56,597,000 | 6,912 |
| Total liabilities | $52,994,000 | 6,726 |
| Total deposits | $51,868,000 | 6,605 |
| Interest-bearing deposits | $51,868,000 | 5,924 |
| Deposits held in domestic offices | $51,868,000 | 6,598 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,126,000 | 3,287 |
| Total equity capital | $3,603,000 | 8,783 |
| Total bank equity capital | $3,603,000 | 8,783 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,685,000 | 2,388 |
| Surplus | $558,000 | 9,381 |
| Undivided profits | $1,360,000 | 8,570 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,931,000 | 762 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $619,000 | 3,863 |
| Earning assets | $48,902,000 | 7,138 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $49,939,400 | 7,233 |
| Average Assets, quarterly | $52,624,500 | 7,146 |
| Volatile liabilities | $15,085,000 | 3,319 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,269,000 | 8,493 |
| Tier 1 (core) risk-based capital | $3,688,000 | 8,578 |
| Tier 2 risk-based capital | $398,000 | 6,210 |
| Total risk weighted assets | $31,291,000 | 6,997 |
| Total unused commitments | $1,269,000 | 8,504 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 42 | 4,658 |
| Assets and Liabilities | ||
| Total Assets: | $48,290,000 | 7,666 |
| Cash and due from depository institutions | $3,140,000 | 4,658 |
| Interest-bearing balances | $1,848,000 | 1,678 |
| Securities | $7,486,000 | 9,734 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $33,126,000 | 6,600 |
| Loan loss allowance | $970,000 | 3,708 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $361,000 | 9,409 |
| Other real estate owned | $838,000 | 4,658 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $3,339,000 | 2,419 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $48,290,000 | 7,666 |
| Total liabilities | $44,980,000 | 7,518 |
| Total deposits | $38,473,000 | 8,012 |
| Interest-bearing deposits | $33,884,000 | 7,866 |
| Deposits held in domestic offices | $38,473,000 | 8,003 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $5,818,000 | 1,634 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $689,000 | 4,066 |
| Total equity capital | $3,310,000 | 9,061 |
| Total bank equity capital | $3,310,000 | 9,061 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,676,000 | 2,467 |
| Surplus | $555,000 | 9,737 |
| Undivided profits | $1,079,000 | 8,852 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,748,000 | 822 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $299,000 | 6,580 |
| Earning assets | $42,460,000 | 7,819 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $48,274,800 | 7,554 |
| Average Assets, quarterly | $48,336,500 | 7,615 |
| Volatile liabilities | $15,160,000 | 3,156 |
| Insider loans | $625,000 | 5,002 |
| FHLB advances | $5,818,000 | 588 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,778,000 | 7,793 |
| Tier 1 (core) risk-based capital | $3,439,000 | 8,986 |
| Tier 2 risk-based capital | $383,000 | 6,431 |
| Total risk weighted assets | $30,307,000 | 7,195 |
| Total unused commitments | $1,778,000 | 7,803 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 48 | 4,316 |
| Assets and Liabilities | ||
| Total Assets: | $48,004,000 | 7,935 |
| Cash and due from depository institutions | $2,541,000 | 4,316 |
| Interest-bearing balances | $1,327,000 | 2,985 |
| Securities | $6,407,000 | 10,583 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $35,041,000 | 6,286 |
| Loan loss allowance | $665,000 | 5,171 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $398,000 | 9,443 |
| Other real estate owned | $279,000 | 4,316 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $3,338,000 | 2,189 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $48,004,000 | 7,935 |
| Total liabilities | $44,692,000 | 7,807 |
| Total deposits | $37,690,000 | 8,446 |
| Interest-bearing deposits | $33,153,000 | 8,322 |
| Deposits held in domestic offices | $37,690,000 | 8,440 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $6,170,000 | 1,360 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $832,000 | 3,604 |
| Total equity capital | $3,312,000 | 9,324 |
| Total bank equity capital | $3,312,000 | 9,324 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,676,000 | 2,505 |
| Surplus | $555,000 | 10,073 |
| Undivided profits | $1,081,000 | 9,323 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,311,000 | 1,085 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $262,000 | 6,756 |
| Earning assets | $42,775,000 | 8,047 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $49,061,400 | 7,688 |
| Average Assets, quarterly | $49,077,500 | 7,773 |
| Volatile liabilities | $14,508,000 | 3,073 |
| Insider loans | $531,000 | 5,529 |
| FHLB advances | $6,170,000 | 479 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,371,000 | 8,516 |
| Tier 1 (core) risk-based capital | $3,312,000 | 9,263 |
| Tier 2 risk-based capital | $380,000 | 6,525 |
| Total risk weighted assets | $30,325,000 | 7,230 |
| Total unused commitments | $1,371,000 | 8,541 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 48 | 4,383 |
| Assets and Liabilities | ||
| Total Assets: | $48,612,000 | 8,011 |
| Cash and due from depository institutions | $1,996,000 | 4,383 |
| Interest-bearing balances | $603,000 | 4,563 |
| Securities | $6,629,000 | 10,742 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $37,381,000 | 6,054 |
| Loan loss allowance | $807,000 | 4,462 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $437,000 | 9,361 |
| Other real estate owned | $0 | 4,383 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,169,000 | 3,339 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $48,612,000 | 8,011 |
| Total liabilities | $45,881,000 | 7,830 |
| Total deposits | $42,179,000 | 8,094 |
| Interest-bearing deposits | $37,868,000 | 7,882 |
| Deposits held in domestic offices | $42,179,000 | 8,088 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $3,011,000 | 1,643 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $691,000 | 4,475 |
| Total equity capital | $2,731,000 | 10,185 |
| Total bank equity capital | $2,731,000 | 10,185 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,676,000 | 2,604 |
| Surplus | $555,000 | 10,315 |
| Undivided profits | $500,000 | 11,023 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,668,000 | 1,447 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $284,000 | 6,811 |
| Earning assets | $44,613,000 | 7,970 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $48,464,600 | 7,863 |
| Average Assets, quarterly | $48,817,000 | 7,915 |
| Volatile liabilities | $12,310,000 | 3,509 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $3,011,000 | 573 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,958,000 | 7,367 |
| Tier 1 (core) risk-based capital | $2,731,000 | 10,128 |
| Tier 2 risk-based capital | $365,000 | 6,690 |
| Total risk weighted assets | $28,784,000 | 7,545 |
| Total unused commitments | $1,958,000 | 7,399 |
| Derivatives | $0 | 651 |