Home > First Vietnamese American Bank > Income and Expense
First Vietnamese American Bank, Income and Expense
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,801,000 | 6,544 |
| Total interest expense | $772,000 | 5,315 |
| Net interest income | $1,029,000 | 6,930 |
| Provision for loan and lease losses | $534,000 | 3,440 |
| Total noninterest income | $105,000 | 6,493 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $60,000 | 5,855 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $45,000 | 6,103 |
| Total noninterest expense | $2,551,000 | 4,688 |
| Salaries and employee benefits | $880,000 | 5,761 |
| Premises and equipment expense | $358,000 | 4,369 |
| Additional noninterest expense | $1,313,000 | 3,583 |
| Pre-tax net operating income | $-1,951,000 | 7,052 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $1,000 | 4,603 |
| Income before extraordinary items | $-1,952,000 | 7,129 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,952,000 | 7,127 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-1,952,000 | 7,129 |
| Net charge-offs | $1,347,000 | 1,876 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 1,029 |
| Net operating income | $-1,952,000 | 7,100 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,039,000 | 6,833 |
| Total interest expense | $536,000 | 5,320 |
| Net interest income | $503,000 | 7,320 |
| Provision for loan and lease losses | $125,000 | 4,845 |
| Total noninterest income | $103,000 | 6,027 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $41,000 | 5,847 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $62,000 | 5,330 |
| Total noninterest expense | $1,592,000 | 4,878 |
| Salaries and employee benefits | $592,000 | 5,768 |
| Premises and equipment expense | $241,000 | 4,366 |
| Additional noninterest expense | $759,000 | 3,924 |
| Pre-tax net operating income | $-1,111,000 | 7,053 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $1,000 | 4,552 |
| Income before extraordinary items | $-1,112,000 | 7,126 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,112,000 | 7,124 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-1,112,000 | 7,126 |
| Net charge-offs | $423,000 | 2,634 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 955 |
| Net operating income | $-1,112,000 | 7,103 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $553,000 | 6,810 |
| Total interest expense | $282,000 | 5,340 |
| Net interest income | $271,000 | 7,325 |
| Provision for loan and lease losses | $125,000 | 3,660 |
| Total noninterest income | $23,000 | 6,985 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $16,000 | 6,154 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $7,000 | 6,844 |
| Total noninterest expense | $870,000 | 4,681 |
| Salaries and employee benefits | $318,000 | 5,657 |
| Premises and equipment expense | $122,000 | 4,428 |
| Additional noninterest expense | $430,000 | 3,620 |
| Pre-tax net operating income | $-701,000 | 7,294 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-701,000 | 7,371 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-701,000 | 7,371 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-701,000 | 7,372 |
| Net charge-offs | $127,000 | 2,902 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 904 |
| Net operating income | $-701,000 | 7,350 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,749,000 | 6,507 |
| Total interest expense | $1,654,000 | 4,930 |
| Net interest income | $1,095,000 | 7,346 |
| Provision for loan and lease losses | $679,000 | 4,086 |
| Total noninterest income | $672,000 | 4,150 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $103,000 | 5,714 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $569,000 | 2,978 |
| Total noninterest expense | $3,961,000 | 4,366 |
| Salaries and employee benefits | $1,516,000 | 5,159 |
| Premises and equipment expense | $526,000 | 4,236 |
| Additional noninterest expense | $1,919,000 | 3,418 |
| Pre-tax net operating income | $-2,873,000 | 6,864 |
| Securities gains (losses) | $-1,000 | 6,865 |
| Applicable income taxes | $1,000 | 4,275 |
| Income before extraordinary items | $-2,875,000 | 6,969 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,875,000 | 6,968 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,875,000 | 6,968 |
| Net charge-offs | $282,000 | 4,575 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $60,000 | 1,017 |
| Net operating income | $-2,874,000 | 6,974 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,145,000 | 6,497 |
| Total interest expense | $1,290,000 | 4,977 |
| Net interest income | $855,000 | 7,359 |
| Provision for loan and lease losses | $677,000 | 3,333 |
| Total noninterest income | $425,000 | 4,543 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $88,000 | 5,573 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $337,000 | 3,447 |
| Total noninterest expense | $2,796,000 | 4,552 |
| Salaries and employee benefits | $1,160,000 | 5,142 |
| Premises and equipment expense | $381,000 | 4,378 |
| Additional noninterest expense | $1,255,000 | 3,759 |
| Pre-tax net operating income | $-2,193,000 | 7,100 |
| Securities gains (losses) | $-1,000 | 7,086 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-2,194,000 | 7,225 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,194,000 | 7,223 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-2,194,000 | 7,224 |
| Net charge-offs | $262,000 | 3,905 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 981 |
| Net operating income | $-2,193,000 | 7,214 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,484,000 | 6,491 |
| Total interest expense | $881,000 | 5,036 |
| Net interest income | $603,000 | 7,332 |
| Provision for loan and lease losses | $376,000 | 3,362 |
| Total noninterest income | $208,000 | 5,157 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $62,000 | 5,487 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $146,000 | 4,171 |
| Total noninterest expense | $1,909,000 | 4,512 |
| Salaries and employee benefits | $865,000 | 4,870 |
| Premises and equipment expense | $257,000 | 4,384 |
| Additional noninterest expense | $787,000 | 3,917 |
| Pre-tax net operating income | $-1,474,000 | 7,227 |
| Securities gains (losses) | $-1,000 | 7,343 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-1,475,000 | 7,313 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,475,000 | 7,311 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,475,000 | 7,311 |
| Net charge-offs | $262,000 | 3,105 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 985 |
| Net operating income | $-1,474,000 | 7,321 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $687,000 | 6,693 |
| Total interest expense | $439,000 | 5,152 |
| Net interest income | $248,000 | 7,599 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $35,000 | 6,851 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $27,000 | 5,653 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $8,000 | 7,040 |
| Total noninterest expense | $895,000 | 4,632 |
| Salaries and employee benefits | $388,000 | 5,246 |
| Premises and equipment expense | $125,000 | 4,516 |
| Additional noninterest expense | $382,000 | 3,717 |
| Pre-tax net operating income | $-612,000 | 7,424 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-612,000 | 7,536 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-612,000 | 7,537 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-612,000 | 7,537 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 814 |
| Net operating income | $-612,000 | 7,516 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,232,000 | 6,476 |
| Total interest expense | $1,759,000 | 5,628 |
| Net interest income | $1,473,000 | 7,041 |
| Provision for loan and lease losses | $1,245,000 | 2,413 |
| Total noninterest income | $196,000 | 6,514 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $91,000 | 6,024 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $105,000 | 5,857 |
| Total noninterest expense | $3,855,000 | 4,356 |
| Salaries and employee benefits | $1,775,000 | 4,837 |
| Premises and equipment expense | $639,000 | 3,737 |
| Additional noninterest expense | $1,441,000 | 3,733 |
| Pre-tax net operating income | $-3,431,000 | 7,665 |
| Securities gains (losses) | $4,000 | 2,823 |
| Applicable income taxes | $1,000 | 4,863 |
| Income before extraordinary items | $-3,428,000 | 7,676 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-3,428,000 | 7,674 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $755,000 | 2,270 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $99,000 | 981 |
| Net operating income | $-3,432,000 | 7,743 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,479,000 | 6,490 |
| Total interest expense | $1,316,000 | 5,739 |
| Net interest income | $1,163,000 | 6,988 |
| Provision for loan and lease losses | $81,000 | 5,423 |
| Total noninterest income | $159,000 | 6,512 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $61,000 | 6,207 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $98,000 | 5,658 |
| Total noninterest expense | $2,584,000 | 4,674 |
| Salaries and employee benefits | $1,287,000 | 4,963 |
| Premises and equipment expense | $427,000 | 4,099 |
| Additional noninterest expense | $870,000 | 4,312 |
| Pre-tax net operating income | $-1,343,000 | 7,682 |
| Securities gains (losses) | $4,000 | 2,700 |
| Applicable income taxes | $1,000 | 5,240 |
| Income before extraordinary items | $-1,340,000 | 7,651 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,340,000 | 7,650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $74,000 | 866 |
| Net operating income | $-1,344,000 | 7,752 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,682,000 | 6,517 |
| Total interest expense | $870,000 | 5,904 |
| Net interest income | $812,000 | 6,931 |
| Provision for loan and lease losses | $81,000 | 4,576 |
| Total noninterest income | $117,000 | 6,413 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $29,000 | 6,599 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $88,000 | 5,267 |
| Total noninterest expense | $1,701,000 | 4,741 |
| Salaries and employee benefits | $878,000 | 4,909 |
| Premises and equipment expense | $300,000 | 3,970 |
| Additional noninterest expense | $523,000 | 4,600 |
| Pre-tax net operating income | $-853,000 | 7,825 |
| Securities gains (losses) | $4,000 | 2,798 |
| Applicable income taxes | $1,000 | 5,487 |
| Income before extraordinary items | $-850,000 | 7,927 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-850,000 | 7,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $74,000 | 661 |
| Net operating income | $-854,000 | 7,907 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $862,000 | 6,553 |
| Total interest expense | $451,000 | 5,995 |
| Net interest income | $411,000 | 6,952 |
| Provision for loan and lease losses | $81,000 | 3,044 |
| Total noninterest income | $68,000 | 6,170 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $20,000 | 6,236 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $48,000 | 5,134 |
| Total noninterest expense | $733,000 | 5,212 |
| Salaries and employee benefits | $387,000 | 5,341 |
| Premises and equipment expense | $143,000 | 4,131 |
| Additional noninterest expense | $203,000 | 5,333 |
| Pre-tax net operating income | $-335,000 | 7,943 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-335,000 | 8,022 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-335,000 | 8,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 771 |
| Net operating income | $-335,000 | 7,993 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,285,000 | 6,654 |
| Total interest expense | $1,517,000 | 6,407 |
| Net interest income | $1,768,000 | 6,789 |
| Provision for loan and lease losses | $276,000 | 3,341 |
| Total noninterest income | $104,000 | 7,516 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $71,000 | 6,428 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $33,000 | 7,470 |
| Total noninterest expense | $3,128,000 | 4,882 |
| Salaries and employee benefits | $1,834,000 | 4,683 |
| Premises and equipment expense | $463,000 | 4,588 |
| Additional noninterest expense | $831,000 | 5,227 |
| Pre-tax net operating income | $-1,532,000 | 8,200 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,000 | 5,973 |
| Income before extraordinary items | $-1,533,000 | 8,244 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,533,000 | 8,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 3,215 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $140,000 | 844 |
| Net operating income | $-1,533,000 | 8,234 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,422,000 | 6,727 |
| Total interest expense | $1,085,000 | 6,528 |
| Net interest income | $1,337,000 | 6,814 |
| Provision for loan and lease losses | $74,000 | 4,611 |
| Total noninterest income | $79,000 | 7,553 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $54,000 | 6,449 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $25,000 | 7,502 |
| Total noninterest expense | $2,365,000 | 4,829 |
| Salaries and employee benefits | $1,223,000 | 5,037 |
| Premises and equipment expense | $534,000 | 3,376 |
| Additional noninterest expense | $608,000 | 5,251 |
| Pre-tax net operating income | $-1,023,000 | 8,297 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,000 | 6,113 |
| Income before extraordinary items | $-1,024,000 | 8,335 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-1,024,000 | 8,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $124,000 | 719 |
| Net operating income | $-1,024,000 | 8,328 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,618,000 | 6,759 |
| Total interest expense | $714,000 | 6,580 |
| Net interest income | $904,000 | 6,822 |
| Provision for loan and lease losses | $74,000 | 3,781 |
| Total noninterest income | $47,000 | 7,728 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $35,000 | 6,515 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $12,000 | 7,778 |
| Total noninterest expense | $1,544,000 | 4,926 |
| Salaries and employee benefits | $841,000 | 4,969 |
| Premises and equipment expense | $283,000 | 4,012 |
| Additional noninterest expense | $420,000 | 5,123 |
| Pre-tax net operating income | $-667,000 | 8,366 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,000 | 6,141 |
| Income before extraordinary items | $-668,000 | 8,399 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-668,000 | 8,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $79,000 | 652 |
| Net operating income | $-668,000 | 8,392 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $769,000 | 6,899 |
| Total interest expense | $347,000 | 6,665 |
| Net interest income | $422,000 | 6,986 |
| Provision for loan and lease losses | $64,000 | 2,702 |
| Total noninterest income | $23,000 | 7,735 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $16,000 | 6,601 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $7,000 | 7,693 |
| Total noninterest expense | $755,000 | 4,994 |
| Salaries and employee benefits | $462,000 | 4,697 |
| Premises and equipment expense | $145,000 | 3,949 |
| Additional noninterest expense | $148,000 | 6,150 |
| Pre-tax net operating income | $-374,000 | 8,459 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-374,000 | 8,482 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-374,000 | 8,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-374,000 | 8,473 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,276,000 | 7,324 |
| Total interest expense | $875,000 | 7,172 |
| Net interest income | $1,401,000 | 7,309 |
| Provision for loan and lease losses | $310,000 | 2,704 |
| Total noninterest income | $69,000 | 8,050 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $45,000 | 6,969 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $24,000 | 7,865 |
| Total noninterest expense | $3,422,000 | 4,470 |
| Salaries and employee benefits | $1,968,000 | 4,327 |
| Premises and equipment expense | $609,000 | 3,726 |
| Additional noninterest expense | $845,000 | 5,054 |
| Pre-tax net operating income | $-2,262,000 | 8,597 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,000 | 6,499 |
| Income before extraordinary items | $-2,263,000 | 8,609 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-2,263,000 | 8,609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $295,000 | 686 |
| Net operating income | $-2,263,000 | 8,603 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,575,000 | 7,506 |
| Total interest expense | $569,000 | 7,403 |
| Net interest income | $1,006,000 | 7,461 |
| Provision for loan and lease losses | $169,000 | 3,213 |
| Total noninterest income | $48,000 | 8,179 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $31,000 | 7,105 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $17,000 | 7,944 |
| Total noninterest expense | $2,542,000 | 4,482 |
| Salaries and employee benefits | $1,453,000 | 4,348 |
| Premises and equipment expense | $466,000 | 3,672 |
| Additional noninterest expense | $623,000 | 5,098 |
| Pre-tax net operating income | $-1,657,000 | 8,671 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,000 | 6,574 |
| Income before extraordinary items | $-1,658,000 | 8,686 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-1,658,000 | 8,686 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $191,000 | 602 |
| Net operating income | $-1,658,000 | 8,675 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $968,000 | 7,655 |
| Total interest expense | $347,000 | 7,512 |
| Net interest income | $621,000 | 7,630 |
| Provision for loan and lease losses | $119,000 | 3,110 |
| Total noninterest income | $33,000 | 8,211 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $22,000 | 7,105 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $11,000 | 8,021 |
| Total noninterest expense | $1,711,000 | 4,475 |
| Salaries and employee benefits | $1,164,000 | 3,821 |
| Premises and equipment expense | $291,000 | 3,855 |
| Additional noninterest expense | $256,000 | 6,510 |
| Pre-tax net operating income | $-1,176,000 | 8,714 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-1,176,000 | 8,724 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,176,000 | 8,724 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $127,000 | 501 |
| Net operating income | $-1,176,000 | 8,715 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $407,000 | 7,912 |
| Total interest expense | $127,000 | 7,874 |
| Net interest income | $280,000 | 7,829 |
| Provision for loan and lease losses | $36,000 | 3,658 |
| Total noninterest income | $18,000 | 8,147 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $13,000 | 6,977 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $5,000 | 8,055 |
| Total noninterest expense | $864,000 | 4,455 |
| Salaries and employee benefits | $498,000 | 4,297 |
| Premises and equipment expense | $165,000 | 3,494 |
| Additional noninterest expense | $201,000 | 5,158 |
| Pre-tax net operating income | $-602,000 | 8,714 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-602,000 | 8,724 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-602,000 | 8,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $63,000 | 373 |
| Net operating income | $-602,000 | 8,714 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $420,000 | 8,670 |
| Total interest expense | $26,000 | 8,734 |
| Net interest income | $394,000 | 8,605 |
| Provision for loan and lease losses | $123,000 | 4,428 |
| Total noninterest income | $11,000 | 8,658 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $5,000 | 7,664 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $6,000 | 8,519 |
| Total noninterest expense | $2,869,000 | 4,934 |
| Salaries and employee benefits | $1,187,000 | 5,833 |
| Premises and equipment expense | $386,000 | 4,967 |
| Additional noninterest expense | $1,296,000 | 3,630 |
| Pre-tax net operating income | $-2,587,000 | 8,786 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-2,587,000 | 8,790 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-2,587,000 | 8,790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $14,638,000 | 121 |
| Net operating income | $-2,587,000 | 8,778 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $197,000 | 8,769 |
| Total interest expense | $5,000 | 8,821 |
| Net interest income | $192,000 | 8,747 |
| Provision for loan and lease losses | $12,000 | 6,428 |
| Total noninterest income | $4,000 | 8,757 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $2,000 | 7,737 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,000 | 8,654 |
| Total noninterest expense | $1,366,000 | 6,359 |
| Salaries and employee benefits | $566,000 | 7,068 |
| Premises and equipment expense | $162,000 | 6,537 |
| Additional noninterest expense | $638,000 | 4,912 |
| Pre-tax net operating income | $-1,182,000 | 8,755 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-1,182,000 | 8,773 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-1,182,000 | 8,773 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $13,888,000 | 90 |
| Net operating income | $-1,182,000 | 8,753 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $59,000 | 8,838 |
| Total interest expense | $1,000 | 8,845 |
| Net interest income | $58,000 | 8,828 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $1,000 | 8,790 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $0 | 7,790 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,000 | 8,662 |
| Total noninterest expense | $603,000 | 7,380 |
| Salaries and employee benefits | $216,000 | 8,098 |
| Premises and equipment expense | $86,000 | 7,006 |
| Additional noninterest expense | $301,000 | 5,995 |
| Pre-tax net operating income | $-544,000 | 8,687 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $-544,000 | 8,723 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-544,000 | 8,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $13,888,000 | 60 |
| Net operating income | $-544,000 | 8,698 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.