Home > First Victoria National Bank > Income and Expense

First Victoria National Bank, Income and Expense

2013-09-30 (YTD Data)Rank
Total interest income$70,328,000288
Total interest expense$5,267,000459
Net interest income$65,061,000279
Provision for loan and lease losses$2,954,000337
Total noninterest income$21,033,000317
Gross Fiduciary activities income$3,120,000202
Service charges on deposit accounts$10,975,000127
Trading account gains and fees$59,000140
Additional Noninterest Income$6,879,000525
Total noninterest expense$52,301,000327
Salaries and employee benefits$32,114,000270
Premises and equipment expense$6,486,000301
Additional noninterest expense$13,701,000406
Pre-tax net operating income$30,839,000253
Securities gains (losses)$57,0001,567
Applicable income taxes$9,958,000233
Income before extraordinary items$20,938,000273
Extraordinary gains, net$025
Net income$20,938,000273
Minority interest net income$084
Net income of bank and minority interests.$20,938,000273
Net charge-offs$3,260,000398
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$652,000200
Net operating income$20,899,240273
2013-06-30 (YTD Data)Rank
Total interest income$46,722,000288
Total interest expense$3,590,000461
Net interest income$43,132,000279
Provision for loan and lease losses$2,350,000314
Total noninterest income$13,689,000336
Gross Fiduciary activities income$2,137,000201
Service charges on deposit accounts$7,146,000127
Trading account gains and fees$0157
Additional Noninterest Income$4,406,000546
Total noninterest expense$34,638,000331
Salaries and employee benefits$21,143,000279
Premises and equipment expense$4,397,000295
Additional noninterest expense$9,098,000401
Pre-tax net operating income$19,833,000255
Securities gains (losses)$57,0001,438
Applicable income taxes$6,394,000243
Income before extraordinary items$13,496,000282
Extraordinary gains, net$022
Net income$13,496,000283
Minority interest net income$082
Net income of bank and minority interests.$13,496,000283
Net charge-offs$2,685,000355
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$419,000184
Net operating income$13,457,240276
2013-03-31 (YTD Data)Rank
Total interest income$23,385,000292
Total interest expense$1,852,000457
Net interest income$21,533,000284
Provision for loan and lease losses$1,000,000387
Total noninterest income$6,375,000361
Gross Fiduciary activities income$992,000209
Service charges on deposit accounts$3,510,000124
Trading account gains and fees$0148
Additional Noninterest Income$1,873,000621
Total noninterest expense$17,250,000336
Salaries and employee benefits$10,360,000285
Premises and equipment expense$2,258,000287
Additional noninterest expense$4,632,000399
Pre-tax net operating income$9,658,000262
Securities gains (losses)$44,000974
Applicable income taxes$3,106,000252
Income before extraordinary items$6,596,000282
Extraordinary gains, net$010
Net income$6,596,000283
Minority interest net income$076
Net income of bank and minority interests.$6,596,000283
Net charge-offs$1,125,000431
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$213,000152
Net operating income$6,566,080272
2012-12-31 (YTD Data)Rank
Total interest income$84,715,000326
Total interest expense$8,297,000502
Net interest income$76,418,000308
Provision for loan and lease losses$6,150,000430
Total noninterest income$26,003,000351
Gross Fiduciary activities income$3,391,000225
Service charges on deposit accounts$13,753,000133
Trading account gains and fees$86,000120
Additional Noninterest Income$8,773,000540
Total noninterest expense$66,385,000343
Salaries and employee benefits$38,717,000285
Premises and equipment expense$8,575,000295
Additional noninterest expense$19,093,000411
Pre-tax net operating income$29,886,000309
Securities gains (losses)$367,0001,190
Applicable income taxes$9,797,000282
Income before extraordinary items$20,456,000345
Extraordinary gains, net$029
Net income$20,456,000344
Minority interest net income$093
Net income of bank and minority interests.$20,456,000344
Net charge-offs$5,155,000567
Cash dividends$7,000,000420
Sale, conversion, retirement of capital stock, net$591,000283
Net operating income$20,206,440334
2012-09-30 (YTD Data)Rank
Total interest income$61,052,000343
Total interest expense$6,236,000531
Net interest income$54,816,000325
Provision for loan and lease losses$5,050,000400
Total noninterest income$19,585,000345
Gross Fiduciary activities income$2,515,000224
Service charges on deposit accounts$10,057,000133
Trading account gains and fees$86,000113
Additional Noninterest Income$6,927,000510
Total noninterest expense$47,945,000353
Salaries and employee benefits$28,026,000297
Premises and equipment expense$6,067,000309
Additional noninterest expense$13,852,000421
Pre-tax net operating income$21,406,000323
Securities gains (losses)$206,0001,408
Applicable income taxes$7,063,000296
Income before extraordinary items$14,549,000364
Extraordinary gains, net$020
Net income$14,549,000364
Minority interest net income$086
Net income of bank and minority interests.$14,549,000364
Net charge-offs$4,820,000474
Cash dividends$7,000,000274
Sale, conversion, retirement of capital stock, net$363,000272
Net operating income$14,410,980352
2012-06-30 (YTD Data)Rank
Total interest income$40,541,000346
Total interest expense$4,269,000536
Net interest income$36,272,000327
Provision for loan and lease losses$4,050,000358
Total noninterest income$13,356,000336
Gross Fiduciary activities income$1,567,000232
Service charges on deposit accounts$6,680,000135
Trading account gains and fees$86,000107
Additional Noninterest Income$5,023,000471
Total noninterest expense$31,844,000352
Salaries and employee benefits$18,632,000294
Premises and equipment expense$4,017,000307
Additional noninterest expense$9,195,000417
Pre-tax net operating income$13,734,000325
Securities gains (losses)$205,0001,085
Applicable income taxes$4,288,000314
Income before extraordinary items$9,651,000353
Extraordinary gains, net$019
Net income$9,651,000352
Minority interest net income$084
Net income of bank and minority interests.$9,651,000352
Net charge-offs$4,030,000400
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$233,000249
Net operating income$9,509,550336
2012-03-31 (YTD Data)Rank
Total interest income$20,256,000345
Total interest expense$2,192,000536
Net interest income$18,064,000328
Provision for loan and lease losses$3,050,000249
Total noninterest income$7,067,000319
Gross Fiduciary activities income$817,000230
Service charges on deposit accounts$3,267,000135
Trading account gains and fees$62,000105
Additional Noninterest Income$2,921,000421
Total noninterest expense$15,315,000360
Salaries and employee benefits$9,324,000292
Premises and equipment expense$1,987,000312
Additional noninterest expense$4,004,000451
Pre-tax net operating income$6,766,000322
Securities gains (losses)$11,0001,753
Applicable income taxes$2,076,000313
Income before extraordinary items$4,701,000360
Extraordinary gains, net$019
Net income$4,701,000361
Minority interest net income$078
Net income of bank and minority interests.$4,701,000361
Net charge-offs$3,536,000246
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$100,000222
Net operating income$4,693,410345
2011-12-31 (YTD Data)Rank
Total interest income$79,736,000357
Total interest expense$11,849,000473
Net interest income$67,887,000339
Provision for loan and lease losses$7,100,000587
Total noninterest income$24,424,000318
Gross Fiduciary activities income$3,223,000193
Service charges on deposit accounts$13,667,000136
Trading account gains and fees$0146
Additional Noninterest Income$7,534,000525
Total noninterest expense$62,424,000341
Salaries and employee benefits$36,018,000278
Premises and equipment expense$7,964,000324
Additional noninterest expense$18,442,000428
Pre-tax net operating income$22,787,000337
Securities gains (losses)$272,0001,199
Applicable income taxes$6,891,000323
Income before extraordinary items$16,168,000360
Extraordinary gains, net$029
Net income$16,168,000361
Minority interest net income$096
Net income of bank and minority interests.$16,168,000361
Net charge-offs$5,249,000766
Cash dividends$13,363,000192
Sale, conversion, retirement of capital stock, net$681,000378
Net operating income$15,977,600349
2011-09-30 (YTD Data)Rank
Total interest income$61,435,000350
Total interest expense$9,350,000475
Net interest income$52,085,000333
Provision for loan and lease losses$6,100,000525
Total noninterest income$18,614,000312
Gross Fiduciary activities income$2,422,000193
Service charges on deposit accounts$10,212,000139
Trading account gains and fees$0145
Additional Noninterest Income$5,980,000517
Total noninterest expense$47,605,000331
Salaries and employee benefits$26,965,000277
Premises and equipment expense$5,939,000332
Additional noninterest expense$14,701,000398
Pre-tax net operating income$16,994,000341
Securities gains (losses)$271,000978
Applicable income taxes$5,148,000331
Income before extraordinary items$12,117,000363
Extraordinary gains, net$021
Net income$12,117,000362
Minority interest net income$087
Net income of bank and minority interests.$12,117,000362
Net charge-offs$4,472,000688
Cash dividends$13,363,000123
Sale, conversion, retirement of capital stock, net$620,000321
Net operating income$11,927,300357
2011-06-30 (YTD Data)Rank
Total interest income$40,782,000355
Total interest expense$6,520,000475
Net interest income$34,262,000338
Provision for loan and lease losses$4,300,000504
Total noninterest income$12,455,000318
Gross Fiduciary activities income$1,654,000192
Service charges on deposit accounts$6,717,000140
Trading account gains and fees$0153
Additional Noninterest Income$4,084,000498
Total noninterest expense$31,248,000343
Salaries and employee benefits$17,750,000281
Premises and equipment expense$3,966,000345
Additional noninterest expense$9,532,000412
Pre-tax net operating income$11,169,000337
Securities gains (losses)$248,000628
Applicable income taxes$3,409,000333
Income before extraordinary items$8,008,000357
Extraordinary gains, net$015
Net income$8,008,000356
Minority interest net income$089
Net income of bank and minority interests.$8,008,000356
Net charge-offs$2,797,000732
Cash dividends$3,363,000281
Sale, conversion, retirement of capital stock, net$316,000269
Net operating income$7,834,400351
2011-03-31 (YTD Data)Rank
Total interest income$20,456,000357
Total interest expense$3,406,000472
Net interest income$17,050,000339
Provision for loan and lease losses$2,300,000453
Total noninterest income$5,866,000335
Gross Fiduciary activities income$852,000192
Service charges on deposit accounts$3,272,000145
Trading account gains and fees$0158
Additional Noninterest Income$1,742,000563
Total noninterest expense$15,324,000349
Salaries and employee benefits$8,856,000287
Premises and equipment expense$2,004,000345
Additional noninterest expense$4,464,000425
Pre-tax net operating income$5,292,000344
Securities gains (losses)$54,000732
Applicable income taxes$1,585,000332
Income before extraordinary items$3,761,000371
Extraordinary gains, net$09
Net income$3,761,000370
Minority interest net income$086
Net income of bank and minority interests.$3,761,000370
Net charge-offs$1,744,000589
Cash dividends$865,000445
Sale, conversion, retirement of capital stock, net$214,000199
Net operating income$3,723,200362
2010-12-31 (YTD Data)Rank
Total interest income$80,028,000384
Total interest expense$15,003,000522
Net interest income$65,025,000351
Provision for loan and lease losses$11,750,000585
Total noninterest income$23,661,000343
Gross Fiduciary activities income$3,117,000196
Service charges on deposit accounts$13,782,000127
Trading account gains and fees$0175
Additional Noninterest Income$6,762,000597
Total noninterest expense$58,610,000374
Salaries and employee benefits$32,755,000299
Premises and equipment expense$7,490,000359
Additional noninterest expense$18,365,000435
Pre-tax net operating income$18,326,000325
Securities gains (losses)$366,0001,099
Applicable income taxes$5,619,000337
Income before extraordinary items$13,073,000354
Extraordinary gains, net$029
Net income$13,073,000353
Minority interest net income$0111
Net income of bank and minority interests.$13,073,000354
Net charge-offs$8,152,000706
Cash dividends$855,0001,684
Sale, conversion, retirement of capital stock, net$330,000534
Net operating income$12,816,800348
2010-09-30 (YTD Data)Rank
Total interest income$60,688,000380
Total interest expense$11,376,000538
Net interest income$49,312,000343
Provision for loan and lease losses$9,200,000533
Total noninterest income$17,537,000346
Gross Fiduciary activities income$2,356,000194
Service charges on deposit accounts$10,331,000130
Trading account gains and fees$0165
Additional Noninterest Income$4,850,000581
Total noninterest expense$42,870,000375
Salaries and employee benefits$24,422,000298
Premises and equipment expense$5,574,000360
Additional noninterest expense$12,874,000444
Pre-tax net operating income$14,779,000305
Securities gains (losses)$366,000937
Applicable income taxes$4,603,000303
Income before extraordinary items$10,542,000336
Extraordinary gains, net$023
Net income$10,542,000337
Minority interest net income$0110
Net income of bank and minority interests.$10,542,000337
Net charge-offs$6,262,000672
Cash dividends$750,0001,317
Sale, conversion, retirement of capital stock, net$291,000447
Net operating income$10,285,800328
2010-06-30 (YTD Data)Rank
Total interest income$40,145,000384
Total interest expense$7,441,000574
Net interest income$32,704,000347
Provision for loan and lease losses$5,400,000603
Total noninterest income$11,647,000339
Gross Fiduciary activities income$1,586,000195
Service charges on deposit accounts$6,842,000133
Trading account gains and fees$0152
Additional Noninterest Income$3,219,000564
Total noninterest expense$28,921,000373
Salaries and employee benefits$16,640,000290
Premises and equipment expense$3,651,000362
Additional noninterest expense$8,630,000438
Pre-tax net operating income$10,030,000296
Securities gains (losses)$195,000968
Applicable income taxes$3,115,000285
Income before extraordinary items$7,110,000314
Extraordinary gains, net$019
Net income$7,110,000313
Minority interest net income$0105
Net income of bank and minority interests.$7,110,000314
Net charge-offs$2,883,000859
Cash dividends$750,000928
Sale, conversion, retirement of capital stock, net$195,000378
Net operating income$6,973,500316
2010-03-31 (YTD Data)Rank
Total interest income$19,911,000400
Total interest expense$3,649,000620
Net interest income$16,262,000349
Provision for loan and lease losses$2,700,000593
Total noninterest income$5,808,000342
Gross Fiduciary activities income$834,000186
Service charges on deposit accounts$3,304,000135
Trading account gains and fees$0175
Additional Noninterest Income$1,670,000548
Total noninterest expense$14,377,000370
Salaries and employee benefits$8,324,000295
Premises and equipment expense$1,816,000377
Additional noninterest expense$4,237,000435
Pre-tax net operating income$4,993,000274
Securities gains (losses)$20,0001,521
Applicable income taxes$1,524,000276
Income before extraordinary items$3,489,000309
Extraordinary gains, net$016
Net income$3,489,000311
Minority interest net income$091
Net income of bank and minority interests.$3,489,000311
Net charge-offs$818,0001,180
Cash dividends$375,000907
Sale, conversion, retirement of capital stock, net$98,000318
Net operating income$3,475,000300
2009-12-31 (YTD Data)Rank
Total interest income$76,866,000439
Total interest expense$17,811,000643
Net interest income$59,055,000367
Provision for loan and lease losses$11,685,000761
Total noninterest income$22,436,000362
Gross Fiduciary activities income$2,767,000206
Service charges on deposit accounts$13,892,000140
Trading account gains and fees$0211
Additional Noninterest Income$5,777,000638
Total noninterest expense$54,141,000412
Salaries and employee benefits$28,429,000341
Premises and equipment expense$6,793,000396
Additional noninterest expense$18,919,000455
Pre-tax net operating income$15,665,000271
Securities gains (losses)$-3,735,0007,870
Applicable income taxes$3,336,000367
Income before extraordinary items$8,594,000383
Extraordinary gains, net$034
Net income$8,594,000382
Minority interest net income$0115
Net income of bank and minority interests.$8,594,000383
Net charge-offs$6,379,000962
Cash dividends$1,750,0001,027
Sale, conversion, retirement of capital stock, net$1,010,000426
Net operating income$11,283,200289
2009-09-30 (YTD Data)Rank
Total interest income$57,218,000454
Total interest expense$13,922,000653
Net interest income$43,296,000387
Provision for loan and lease losses$7,410,000787
Total noninterest income$16,614,000374
Gross Fiduciary activities income$2,031,000206
Service charges on deposit accounts$10,205,000141
Trading account gains and fees$0212
Additional Noninterest Income$4,378,000651
Total noninterest expense$38,618,000427
Salaries and employee benefits$21,413,000347
Premises and equipment expense$5,092,000409
Additional noninterest expense$12,113,000496
Pre-tax net operating income$13,882,000240
Securities gains (losses)$-3,734,0007,987
Applicable income taxes$2,938,000333
Income before extraordinary items$7,210,000365
Extraordinary gains, net$027
Net income$7,210,000363
Minority interest net income$0118
Net income of bank and minority interests.$7,210,000365
Net charge-offs$4,963,000821
Cash dividends$1,375,000949
Sale, conversion, retirement of capital stock, net$1,211,000329
Net operating income$9,861,140255
2009-06-30 (YTD Data)Rank
Total interest income$37,821,000465
Total interest expense$9,811,000660
Net interest income$28,010,000400
Provision for loan and lease losses$4,150,000868
Total noninterest income$10,638,000378
Gross Fiduciary activities income$1,340,000208
Service charges on deposit accounts$6,442,000149
Trading account gains and fees$0193
Additional Noninterest Income$2,856,000664
Total noninterest expense$25,362,000442
Salaries and employee benefits$14,206,000358
Premises and equipment expense$3,361,000425
Additional noninterest expense$7,795,000522
Pre-tax net operating income$9,136,000245
Securities gains (losses)$-3,530,0008,102
Applicable income taxes$1,573,000414
Income before extraordinary items$4,033,000435
Extraordinary gains, net$021
Net income$4,033,000433
Minority interest net income$0112
Net income of bank and minority interests.$4,033,000435
Net charge-offs$2,913,000877
Cash dividends$1,000,000886
Sale, conversion, retirement of capital stock, net$1,007,000282
Net operating income$6,574,600263
2009-03-31 (YTD Data)Rank
Total interest income$18,736,000479
Total interest expense$5,048,000667
Net interest income$13,688,000400
Provision for loan and lease losses$2,050,000743
Total noninterest income$5,121,000361
Gross Fiduciary activities income$698,000207
Service charges on deposit accounts$3,021,000154
Trading account gains and fees$0171
Additional Noninterest Income$1,402,000657
Total noninterest expense$12,063,000431
Salaries and employee benefits$6,996,000362
Premises and equipment expense$1,669,000430
Additional noninterest expense$3,398,000515
Pre-tax net operating income$4,696,000265
Securities gains (losses)$-3,555,0008,197
Applicable income taxes$218,0001,361
Income before extraordinary items$923,0001,179
Extraordinary gains, net$015
Net income$923,0001,180
Minority interest net income$0102
Net income of bank and minority interests.$923,0001,181
Net charge-offs$2,011,000600
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$198,000274
Net operating income$3,802,550247
2008-12-31 (YTD Data)Rank
Total interest income$80,544,000481
Total interest expense$26,843,000584
Net interest income$53,701,000414
Provision for loan and lease losses$4,150,0001,147
Total noninterest income$20,661,000345
Gross Fiduciary activities income$2,911,000214
Service charges on deposit accounts$11,750,000168
Trading account gains and fees$0154
Additional Noninterest Income$6,000,000561
Total noninterest expense$47,344,000446
Salaries and employee benefits$28,558,000343
Premises and equipment expense$6,145,000439
Additional noninterest expense$12,641,000550
Pre-tax net operating income$22,868,000249
Securities gains (losses)$12,0002,444
Applicable income taxes$7,243,000236
Income before extraordinary items$15,637,000259
Extraordinary gains, net$039
Net income$15,637,000259
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,046,0001,270
Cash dividends$5,970,000488
Sale, conversion, retirement of capital stock, net$914,000442
Net operating income$15,628,840269
2008-09-30 (YTD Data)Rank
Total interest income$60,593,000492
Total interest expense$20,950,000595
Net interest income$39,643,000437
Provision for loan and lease losses$2,700,000967
Total noninterest income$15,664,000367
Gross Fiduciary activities income$2,210,000216
Service charges on deposit accounts$8,464,000179
Trading account gains and fees$0148
Additional Noninterest Income$4,990,000557
Total noninterest expense$35,090,000446
Salaries and employee benefits$21,401,000358
Premises and equipment expense$4,558,000454
Additional noninterest expense$9,131,000532
Pre-tax net operating income$17,517,000307
Securities gains (losses)$03,106
Applicable income taxes$5,551,000290
Income before extraordinary items$11,966,000314
Extraordinary gains, net$031
Net income$11,966,000312
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,106,0001,215
Cash dividends$5,970,000390
Sale, conversion, retirement of capital stock, net$717,000336
Net operating income$11,966,000328
2008-06-30 (YTD Data)Rank
Total interest income$40,468,000499
Total interest expense$14,613,000593
Net interest income$25,855,000447
Provision for loan and lease losses$1,800,000845
Total noninterest income$10,440,000376
Gross Fiduciary activities income$1,474,000220
Service charges on deposit accounts$5,406,000182
Trading account gains and fees$0149
Additional Noninterest Income$3,560,000551
Total noninterest expense$22,873,000454
Salaries and employee benefits$14,157,000365
Premises and equipment expense$2,956,000470
Additional noninterest expense$5,760,000554
Pre-tax net operating income$11,622,000323
Securities gains (losses)$03,233
Applicable income taxes$3,680,000333
Income before extraordinary items$7,942,000349
Extraordinary gains, net$021
Net income$7,942,000348
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$352,0001,636
Cash dividends$5,595,000306
Sale, conversion, retirement of capital stock, net$658,000239
Net operating income$7,942,000345
2008-03-31 (YTD Data)Rank
Total interest income$20,667,000502
Total interest expense$7,867,000591
Net interest income$12,800,000448
Provision for loan and lease losses$900,000661
Total noninterest income$5,054,000390
Gross Fiduciary activities income$728,000226
Service charges on deposit accounts$2,630,000184
Trading account gains and fees$0158
Additional Noninterest Income$1,696,000565
Total noninterest expense$11,229,000450
Salaries and employee benefits$7,157,000358
Premises and equipment expense$1,477,000472
Additional noninterest expense$2,595,000577
Pre-tax net operating income$5,725,000354
Securities gains (losses)$02,688
Applicable income taxes$1,808,000373
Income before extraordinary items$3,917,000389
Extraordinary gains, net$015
Net income$3,917,000390
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$172,0001,376
Cash dividends$645,0001,103
Sale, conversion, retirement of capital stock, net$424,000134
Net operating income$3,917,000372
2007-12-31 (YTD Data)Rank
Total interest income$79,070,000547
Total interest expense$33,025,000611
Net interest income$46,045,000493
Provision for loan and lease losses$3,525,000562
Total noninterest income$21,413,000362
Gross Fiduciary activities income$2,745,000229
Service charges on deposit accounts$10,992,000178
Trading account gains and fees$0178
Additional Noninterest Income$7,676,000488
Total noninterest expense$42,619,000458
Salaries and employee benefits$25,643,000391
Premises and equipment expense$5,568,000479
Additional noninterest expense$11,408,000524
Pre-tax net operating income$21,314,000441
Securities gains (losses)$02,146
Applicable income taxes$6,594,000440
Income before extraordinary items$14,720,000461
Extraordinary gains, net$039
Net income$14,720,000459
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,033,000610
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$317,000635
Net operating income$14,720,000452
2007-09-30 (YTD Data)Rank
Total interest income$58,237,000552
Total interest expense$24,584,000611
Net interest income$33,653,000504
Provision for loan and lease losses$2,050,000513
Total noninterest income$15,284,000377
Gross Fiduciary activities income$2,023,000229
Service charges on deposit accounts$8,142,000172
Trading account gains and fees$0184
Additional Noninterest Income$5,119,000542
Total noninterest expense$30,975,000459
Salaries and employee benefits$18,626,000401
Premises and equipment expense$4,137,000482
Additional noninterest expense$8,212,000528
Pre-tax net operating income$15,912,000474
Securities gains (losses)$01,655
Applicable income taxes$5,133,000463
Income before extraordinary items$10,779,000507
Extraordinary gains, net$033
Net income$10,779,000505
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,104,000607
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$10,0001,068
Net operating income$10,779,000500
2007-06-30 (YTD Data)Rank
Total interest income$38,010,000574
Total interest expense$15,969,000633
Net interest income$22,041,000530
Provision for loan and lease losses$1,350,000466
Total noninterest income$10,081,000396
Gross Fiduciary activities income$1,314,000241
Service charges on deposit accounts$5,372,000176
Trading account gains and fees$0168
Additional Noninterest Income$3,395,000565
Total noninterest expense$20,101,000487
Salaries and employee benefits$12,056,000424
Premises and equipment expense$2,759,000495
Additional noninterest expense$5,286,000552
Pre-tax net operating income$10,671,000505
Securities gains (losses)$01,444
Applicable income taxes$3,431,000497
Income before extraordinary items$7,240,000535
Extraordinary gains, net$029
Net income$7,240,000534
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$333,000961
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$7,240,000521
2007-03-31 (YTD Data)Rank
Total interest income$18,459,000577
Total interest expense$7,757,000645
Net interest income$10,702,000541
Provision for loan and lease losses$675,000405
Total noninterest income$5,036,000388
Gross Fiduciary activities income$634,000244
Service charges on deposit accounts$2,597,000180
Trading account gains and fees$0195
Additional Noninterest Income$1,805,000539
Total noninterest expense$9,848,000497
Salaries and employee benefits$5,888,000433
Premises and equipment expense$1,381,000490
Additional noninterest expense$2,579,000553
Pre-tax net operating income$5,215,000510
Securities gains (losses)$01,187
Applicable income taxes$1,692,000498
Income before extraordinary items$3,523,000543
Extraordinary gains, net$022
Net income$3,523,000542
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-134,0008,542
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$3,523,000531
2006-12-31 (YTD Data)Rank
Total interest income$68,096,000593
Total interest expense$25,475,000666
Net interest income$42,621,000540
Provision for loan and lease losses$2,700,000419
Total noninterest income$18,631,000398
Gross Fiduciary activities income$2,540,000226
Service charges on deposit accounts$10,719,000171
Trading account gains and fees$0130
Additional Noninterest Income$5,372,000648
Total noninterest expense$38,208,000489
Salaries and employee benefits$22,363,000438
Premises and equipment expense$5,205,000494
Additional noninterest expense$10,640,000529
Pre-tax net operating income$20,344,000535
Securities gains (losses)$-256,0008,426
Applicable income taxes$6,625,000519
Income before extraordinary items$13,463,000572
Extraordinary gains, net$051
Net income$13,463,000571
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,430,000512
Cash dividends$1,674,0001,785
Sale, conversion, retirement of capital stock, net$65,000970
Net operating income$13,634,520559
2006-09-30 (YTD Data)Rank
Total interest income$49,959,000609
Total interest expense$18,071,000691
Net interest income$31,888,000554
Provision for loan and lease losses$2,025,000399
Total noninterest income$13,917,000413
Gross Fiduciary activities income$1,902,000233
Service charges on deposit accounts$8,002,000175
Trading account gains and fees$0126
Additional Noninterest Income$4,013,000652
Total noninterest expense$28,713,000507
Salaries and employee benefits$16,760,000450
Premises and equipment expense$3,871,000504
Additional noninterest expense$8,082,000529
Pre-tax net operating income$15,067,000560
Securities gains (losses)$-256,0008,570
Applicable income taxes$4,901,000550
Income before extraordinary items$9,910,000605
Extraordinary gains, net$045
Net income$9,910,000604
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,164,000408
Cash dividends$1,674,0001,325
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$10,081,520588
2006-06-30 (YTD Data)Rank
Total interest income$32,470,000614
Total interest expense$11,307,000690
Net interest income$21,163,000559
Provision for loan and lease losses$1,350,000378
Total noninterest income$9,327,000413
Gross Fiduciary activities income$1,287,000240
Service charges on deposit accounts$5,263,000179
Trading account gains and fees$0126
Additional Noninterest Income$2,777,000624
Total noninterest expense$19,127,000515
Salaries and employee benefits$11,089,000456
Premises and equipment expense$2,603,000500
Additional noninterest expense$5,435,000522
Pre-tax net operating income$10,013,000564
Securities gains (losses)$-256,0008,651
Applicable income taxes$3,246,000561
Income before extraordinary items$6,511,000617
Extraordinary gains, net$039
Net income$6,511,000615
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$888,000372
Cash dividends$1,675,000952
Sale, conversion, retirement of capital stock, net$0887
Net operating income$6,682,520592
2006-03-31 (YTD Data)Rank
Total interest income$15,805,000608
Total interest expense$5,339,000690
Net interest income$10,466,000557
Provision for loan and lease losses$675,000364
Total noninterest income$4,673,000407
Gross Fiduciary activities income$674,000233
Service charges on deposit accounts$2,543,000178
Trading account gains and fees$0115
Additional Noninterest Income$1,456,000609
Total noninterest expense$9,662,000504
Salaries and employee benefits$5,715,000440
Premises and equipment expense$1,300,000502
Additional noninterest expense$2,647,000533
Pre-tax net operating income$4,802,000568
Securities gains (losses)$-256,0008,724
Applicable income taxes$1,514,000585
Income before extraordinary items$3,032,000647
Extraordinary gains, net$021
Net income$3,032,000646
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$442,000355
Cash dividends$1,403,000565
Sale, conversion, retirement of capital stock, net$0648
Net operating income$3,203,520603
2005-12-31 (YTD Data)Rank
Total interest income$50,819,000640
Total interest expense$15,091,000751
Net interest income$35,728,000610
Provision for loan and lease losses$2,400,000447
Total noninterest income$15,383,000469
Gross Fiduciary activities income$2,150,000259
Service charges on deposit accounts$8,386,000216
Trading account gains and fees$0138
Additional Noninterest Income$4,847,000706
Total noninterest expense$32,862,000549
Salaries and employee benefits$18,498,000507
Premises and equipment expense$5,047,000492
Additional noninterest expense$9,317,000597
Pre-tax net operating income$15,849,000643
Securities gains (losses)$9,0001,510
Applicable income taxes$5,376,000609
Income before extraordinary items$10,482,000694
Extraordinary gains, net$046
Net income$10,482,000695
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,614,000471
Cash dividends$13,928,000307
Sale, conversion, retirement of capital stock, net$0934
Net operating income$10,476,060681
2005-09-30 (YTD Data)Rank
Total interest income$35,305,000668
Total interest expense$10,222,000788
Net interest income$25,083,000633
Provision for loan and lease losses$1,725,000439
Total noninterest income$10,879,000492
Gross Fiduciary activities income$1,634,000253
Service charges on deposit accounts$5,760,000225
Trading account gains and fees$0126
Additional Noninterest Income$3,485,000721
Total noninterest expense$22,941,000582
Salaries and employee benefits$13,341,000514
Premises and equipment expense$3,634,000505
Additional noninterest expense$5,966,000674
Pre-tax net operating income$11,296,000667
Securities gains (losses)$9,0001,516
Applicable income taxes$3,864,000633
Income before extraordinary items$7,441,000727
Extraordinary gains, net$035
Net income$7,441,000728
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$931,000522
Cash dividends$13,316,000242
Sale, conversion, retirement of capital stock, net$0769
Net operating income$7,435,060707
2005-06-30 (YTD Data)Rank
Total interest income$22,413,000688
Total interest expense$6,361,000787
Net interest income$16,052,000645
Provision for loan and lease losses$1,200,000413
Total noninterest income$6,611,000510
Gross Fiduciary activities income$1,076,000256
Service charges on deposit accounts$3,417,000243
Trading account gains and fees$0116
Additional Noninterest Income$2,118,000776
Total noninterest expense$14,396,000609
Salaries and employee benefits$8,348,000547
Premises and equipment expense$2,337,000518
Additional noninterest expense$3,711,000706
Pre-tax net operating income$7,067,000692
Securities gains (losses)$02,146
Applicable income taxes$2,421,000653
Income before extraordinary items$4,646,000760
Extraordinary gains, net$030
Net income$4,646,000761
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$689,000477
Cash dividends$1,473,000952
Sale, conversion, retirement of capital stock, net$0643
Net operating income$4,646,000744
2005-03-31 (YTD Data)Rank
Total interest income$10,883,000695
Total interest expense$3,032,000787
Net interest income$7,851,000655
Provision for loan and lease losses$600,000397
Total noninterest income$3,200,000507
Gross Fiduciary activities income$564,000246
Service charges on deposit accounts$1,613,000245
Trading account gains and fees$0115
Additional Noninterest Income$1,023,000775
Total noninterest expense$6,867,000620
Salaries and employee benefits$4,096,000547
Premises and equipment expense$1,127,000532
Additional noninterest expense$1,644,000772
Pre-tax net operating income$3,584,000687
Securities gains (losses)$01,685
Applicable income taxes$1,215,000656
Income before extraordinary items$2,369,000742
Extraordinary gains, net$024
Net income$2,369,000743
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$773,000264
Cash dividends$1,131,000580
Sale, conversion, retirement of capital stock, net$0491
Net operating income$2,369,000719
2004-12-31 (YTD Data)Rank
Total interest income$40,846,000681
Total interest expense$10,637,000776
Net interest income$30,209,000660
Provision for loan and lease losses$1,800,000598
Total noninterest income$14,326,000480
Gross Fiduciary activities income$2,215,000244
Service charges on deposit accounts$7,620,000234
Trading account gains and fees$0138
Additional Noninterest Income$4,491,000722
Total noninterest expense$28,147,000602
Salaries and employee benefits$15,409,000557
Premises and equipment expense$4,889,000478
Additional noninterest expense$7,849,000668
Pre-tax net operating income$14,588,000632
Securities gains (losses)$297,000644
Applicable income taxes$5,108,000593
Income before extraordinary items$9,777,000680
Extraordinary gains, net$034
Net income$9,777,000681
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,765,000506
Cash dividends$9,959,000367
Sale, conversion, retirement of capital stock, net$0872
Net operating income$9,580,980667
2004-09-30 (YTD Data)Rank
Total interest income$30,348,000680
Total interest expense$7,875,000767
Net interest income$22,473,000657
Provision for loan and lease losses$1,500,000523
Total noninterest income$10,722,000487
Gross Fiduciary activities income$1,646,000248
Service charges on deposit accounts$5,780,000239
Trading account gains and fees$0134
Additional Noninterest Income$3,296,000746
Total noninterest expense$20,135,000622
Salaries and employee benefits$11,193,000574
Premises and equipment expense$3,573,000495
Additional noninterest expense$5,369,000720
Pre-tax net operating income$11,560,000609
Securities gains (losses)$246,000680
Applicable income taxes$4,045,000581
Income before extraordinary items$7,761,000661
Extraordinary gains, net$026
Net income$7,761,000662
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,286,000476
Cash dividends$9,621,000286
Sale, conversion, retirement of capital stock, net$0738
Net operating income$7,598,640639
2004-06-30 (YTD Data)Rank
Total interest income$20,016,000683
Total interest expense$5,213,000761
Net interest income$14,803,000657
Provision for loan and lease losses$1,050,000497
Total noninterest income$7,060,000487
Gross Fiduciary activities income$1,148,000240
Service charges on deposit accounts$3,789,000234
Trading account gains and fees$0130
Additional Noninterest Income$2,123,000759
Total noninterest expense$13,246,000629
Salaries and employee benefits$7,248,000586
Premises and equipment expense$2,330,000509
Additional noninterest expense$3,668,000698
Pre-tax net operating income$7,567,000606
Securities gains (losses)$66,0001,282
Applicable income taxes$2,622,000586
Income before extraordinary items$5,011,000667
Extraordinary gains, net$021
Net income$5,011,000667
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,312,000346
Cash dividends$8,495,000221
Sale, conversion, retirement of capital stock, net$0638
Net operating income$4,967,440641
2004-03-31 (YTD Data)Rank
Total interest income$9,660,000720
Total interest expense$2,615,000775
Net interest income$7,045,000696
Provision for loan and lease losses$450,000561
Total noninterest income$3,460,000492
Gross Fiduciary activities income$553,000250
Service charges on deposit accounts$1,854,000238
Trading account gains and fees$0121
Additional Noninterest Income$1,053,000759
Total noninterest expense$6,381,000648
Salaries and employee benefits$3,545,000611
Premises and equipment expense$1,148,000525
Additional noninterest expense$1,688,000742
Pre-tax net operating income$3,674,000616
Securities gains (losses)$61,0001,087
Applicable income taxes$1,282,000607
Income before extraordinary items$2,453,000683
Extraordinary gains, net$016
Net income$2,453,000683
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$131,0001,081
Cash dividends$1,663,000416
Sale, conversion, retirement of capital stock, net$0464
Net operating income$2,412,740639
2003-12-31 (YTD Data)Rank
Total interest income$34,945,000814
Total interest expense$11,539,000764
Net interest income$23,406,000814
Provision for loan and lease losses$2,766,000514
Total noninterest income$12,623,000548
Gross Fiduciary activities income$1,999,000259
Service charges on deposit accounts$6,683,000268
Trading account gains and fees$0160
Additional Noninterest Income$3,941,000907
Total noninterest expense$24,396,000678
Salaries and employee benefits$11,254,000759
Premises and equipment expense$3,955,000576
Additional noninterest expense$9,187,000600
Pre-tax net operating income$8,867,000950
Securities gains (losses)$107,0001,824
Applicable income taxes$3,090,000895
Income before extraordinary items$5,884,0001,099
Extraordinary gains, net$054
Net income$5,884,0001,102
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,137,000527
Cash dividends$5,071,000617
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,813,3801,045
2003-09-30 (YTD Data)Rank
Total interest income$25,765,000845
Total interest expense$9,034,000762
Net interest income$16,731,000875
Provision for loan and lease losses$2,387,000459
Total noninterest income$9,213,000587
Gross Fiduciary activities income$1,469,000272
Service charges on deposit accounts$4,810,000290
Trading account gains and fees$0153
Additional Noninterest Income$2,934,000935
Total noninterest expense$15,018,000817
Salaries and employee benefits$7,841,000820
Premises and equipment expense$2,887,000600
Additional noninterest expense$4,290,000898
Pre-tax net operating income$8,539,000796
Securities gains (losses)$106,0001,693
Applicable income taxes$2,942,000783
Income before extraordinary items$5,703,000894
Extraordinary gains, net$040
Net income$5,703,000894
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,682,000497
Cash dividends$4,731,000507
Sale, conversion, retirement of capital stock, net$0722
Net operating income$5,633,040829
2003-06-30 (YTD Data)Rank
Total interest income$17,370,000841
Total interest expense$6,332,000754
Net interest income$11,038,000891
Provision for loan and lease losses$503,0001,139
Total noninterest income$6,092,000584
Gross Fiduciary activities income$957,000283
Service charges on deposit accounts$3,204,000288
Trading account gains and fees$0150
Additional Noninterest Income$1,931,000937
Total noninterest expense$9,638,000847
Salaries and employee benefits$5,170,000826
Premises and equipment expense$1,911,000607
Additional noninterest expense$2,557,000989
Pre-tax net operating income$6,989,000653
Securities gains (losses)$107,0001,456
Applicable income taxes$2,423,000667
Income before extraordinary items$4,673,000737
Extraordinary gains, net$030
Net income$4,673,000738
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-55,0009,010
Cash dividends$2,920,000542
Sale, conversion, retirement of capital stock, net$0589
Net operating income$4,602,380690
2003-03-31 (YTD Data)Rank
Total interest income$8,544,000863
Total interest expense$3,185,000763
Net interest income$5,359,000911
Provision for loan and lease losses$225,0001,208
Total noninterest income$2,945,000600
Gross Fiduciary activities income$460,000295
Service charges on deposit accounts$1,558,000290
Trading account gains and fees$0134
Additional Noninterest Income$927,000940
Total noninterest expense$4,772,000857
Salaries and employee benefits$2,606,000822
Premises and equipment expense$966,000604
Additional noninterest expense$1,200,0001,025
Pre-tax net operating income$3,307,000695
Securities gains (losses)$02,891
Applicable income taxes$1,129,000707
Income before extraordinary items$2,178,000778
Extraordinary gains, net$021
Net income$2,178,000777
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-112,0009,226
Cash dividends$2,322,000350
Sale, conversion, retirement of capital stock, net$0419
Net operating income$2,178,000714
2002-12-31 (YTD Data)Rank
Total interest income$36,867,000812
Total interest expense$14,569,000765
Net interest income$22,298,000870
Provision for loan and lease losses$600,0002,054
Total noninterest income$12,647,000545
Gross Fiduciary activities income$1,937,000285
Service charges on deposit accounts$6,023,000288
Trading account gains and fees$0153
Additional Noninterest Income$4,687,000722
Total noninterest expense$20,499,000780
Salaries and employee benefits$10,530,000773
Premises and equipment expense$3,964,000568
Additional noninterest expense$6,005,000832
Pre-tax net operating income$13,846,000636
Securities gains (losses)$3,0004,139
Applicable income taxes$4,717,000624
Income before extraordinary items$9,132,000694
Extraordinary gains, net$070
Net income$9,132,000695
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$371,0002,051
Cash dividends$1,400,0001,720
Sale, conversion, retirement of capital stock, net$0862
Net operating income$9,130,020659
2001-12-31 (YTD Data)Rank
Total interest income$42,754,000793
Total interest expense$21,471,000762
Net interest income$21,283,000825
Provision for loan and lease losses$08,228
Total noninterest income$10,376,000589
Gross Fiduciary activities income$1,936,000296
Service charges on deposit accounts$4,720,000334
Trading account gains and fees$0177
Additional Noninterest Income$3,720,000815
Total noninterest expense$19,558,000769
Salaries and employee benefits$9,899,000748
Premises and equipment expense$3,485,000627
Additional noninterest expense$6,174,000811
Pre-tax net operating income$12,101,000648
Securities gains (losses)$-56,0009,458
Applicable income taxes$4,206,000621
Income before extraordinary items$7,839,000720
Extraordinary gains, net$0105
Net income$7,839,000721
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$173,0003,125
Cash dividends$6,066,000524
Sale, conversion, retirement of capital stock, net$52,000729
Net operating income$7,875,400687
2000-12-31 (YTD Data)Rank
Total interest income$42,802,000833
Total interest expense$21,002,000850
Net interest income$21,800,000804
Provision for loan and lease losses$08,337
Total noninterest income$9,261,000616
Gross Fiduciary activities income$1,895,000294
Service charges on deposit accounts$3,835,000365
Trading account gains and fees$0180
Additional Noninterest Income$3,531,000777
Total noninterest expense$19,135,000781
Salaries and employee benefits$10,051,000706
Premises and equipment expense$3,440,000624
Additional noninterest expense$5,644,000872
Pre-tax net operating income$11,926,000671
Securities gains (losses)$-160,0009,533
Applicable income taxes$4,085,000636
Income before extraordinary items$7,681,000709
Extraordinary gains, net$038
Net income$7,681,000709
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0006,747
Cash dividends$3,321,000878
Sale, conversion, retirement of capital stock, net$0969
Net operating income$7,785,000700
1999-12-31 (YTD Data)Rank
Total interest income$38,959,000875
Total interest expense$18,255,000865
Net interest income$20,704,000855
Provision for loan and lease losses$-400,00010,173
Total noninterest income$7,623,000726
Gross Fiduciary activities income$1,727,000347
Service charges on deposit accounts$3,593,000389
Trading account gains and fees$0173
Additional Noninterest Income$2,303,0001,042
Total noninterest expense$17,315,000845
Salaries and employee benefits$9,696,000723
Premises and equipment expense$2,858,000726
Additional noninterest expense$4,761,000992
Pre-tax net operating income$11,412,000736
Securities gains (losses)$50,000982
Applicable income taxes$3,884,000722
Income before extraordinary items$7,578,000766
Extraordinary gains, net$035
Net income$7,578,000766
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-954,00010,206
Cash dividends$3,320,000896
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$7,545,000754
1998-12-31 (YTD Data)Rank
Total interest income$37,535,000896
Total interest expense$17,724,000894
Net interest income$19,811,000868
Provision for loan and lease losses$08,652
Total noninterest income$5,515,000869
Gross Fiduciary activities income$1,499,000375
Service charges on deposit accounts$3,304,000395
Trading account gains and fees$0224
Additional Noninterest Income$712,0002,353
Total noninterest expense$16,108,000877
Salaries and employee benefits$8,953,000750
Premises and equipment expense$2,435,000804
Additional noninterest expense$4,720,000989
Pre-tax net operating income$9,218,000849
Securities gains (losses)$41,0001,880
Applicable income taxes$3,132,000835
Income before extraordinary items$6,127,000892
Extraordinary gains, net$032
Net income$6,127,000891
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-447,00010,412
Cash dividends$22,159,000235
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$6,099,940856
1997-12-31 (YTD Data)Rank
Total interest income$32,973,0001,039
Total interest expense$15,482,0001,058
Net interest income$17,491,0001,010
Provision for loan and lease losses$-300,00010,851
Total noninterest income$4,993,000925
Gross Fiduciary activities income$1,413,000389
Service charges on deposit accounts$2,988,000442
Trading account gains and fees$0239
Additional Noninterest Income$592,0002,503
Total noninterest expense$15,248,000926
Salaries and employee benefits$8,115,000827
Premises and equipment expense$2,289,000873
Additional noninterest expense$4,844,000987
Pre-tax net operating income$7,536,0001,069
Securities gains (losses)$-58,00010,673
Applicable income taxes$2,487,0001,102
Income before extraordinary items$4,991,0001,118
Extraordinary gains, net$044
Net income$4,991,0001,119
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-686,00010,891
Cash dividends$1,946,0001,349
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$5,029,8601,073
1996-12-31 (YTD Data)Rank
Total interest income$31,494,0001,101
Total interest expense$15,742,0001,048
Net interest income$15,752,0001,147
Provision for loan and lease losses$09,041
Total noninterest income$4,457,0001,022
Gross Fiduciary activities income$1,080,000485
Service charges on deposit accounts$2,784,000503
Trading account gains and fees$0262
Additional Noninterest Income$593,0002,594
Total noninterest expense$14,282,0001,054
Salaries and employee benefits$7,508,000912
Premises and equipment expense$2,270,000949
Additional noninterest expense$4,504,0001,239
Pre-tax net operating income$5,927,0001,224
Securities gains (losses)$-9,00010,223
Applicable income taxes$1,961,0001,252
Income before extraordinary items$3,957,0001,265
Extraordinary gains, net$053
Net income$3,957,0001,266
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-293,00011,377
Cash dividends$1,519,0001,555
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,963,0301,236
1995-12-31 (YTD Data)Rank
Total interest income$31,050,0001,132
Total interest expense$14,804,0001,137
Net interest income$16,246,0001,132
Provision for loan and lease losses$-300,00011,857
Total noninterest income$4,156,0001,090
Gross Fiduciary activities income$870,000563
Service charges on deposit accounts$2,491,000562
Trading account gains and fees$0522
Additional Noninterest Income$795,0002,114
Total noninterest expense$13,882,0001,080
Salaries and employee benefits$7,367,000927
Premises and equipment expense$2,229,000965
Additional noninterest expense$4,286,0001,265
Pre-tax net operating income$6,820,0001,138
Securities gains (losses)$03,831
Applicable income taxes$2,200,0001,174
Income before extraordinary items$4,620,0001,141
Extraordinary gains, net$065
Net income$4,620,0001,139
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,00010,757
Cash dividends$1,733,0001,353
Sale, conversion, retirement of capital stock, net$0809
Net operating income$4,620,0001,121
1994-12-31 (YTD Data)Rank
Total interest income$28,538,0001,112
Total interest expense$12,309,0001,076
Net interest income$16,229,0001,135
Provision for loan and lease losses$-350,00012,417
Total noninterest income$3,818,0001,124
Gross Fiduciary activities income$1,019,000521
Service charges on deposit accounts$2,254,000608
Trading account gains and fees$0475
Additional Noninterest Income$545,0002,783
Total noninterest expense$13,778,0001,092
Salaries and employee benefits$7,414,000918
Premises and equipment expense$2,010,0001,058
Additional noninterest expense$4,354,0001,326
Pre-tax net operating income$6,619,0001,148
Securities gains (losses)$-18,00010,260
Applicable income taxes$2,003,0001,205
Income before extraordinary items$4,598,0001,104
Extraordinary gains, net$0249
Net income$4,598,0001,102
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,684,000638
Cash dividends$1,483,0001,434
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$4,610,6001,107
1993-12-31 (YTD Data)Rank
Total interest income$28,828,0001,101
Total interest expense$12,464,0001,082
Net interest income$16,364,0001,115
Provision for loan and lease losses$010,371
Total noninterest income$3,353,0001,339
Gross Fiduciary activities income$864,000582
Service charges on deposit accounts$1,975,000693
Trading account gains and fees$0532
Additional Noninterest Income$514,0003,218
Total noninterest expense$13,333,0001,172
Salaries and employee benefits$6,987,000974
Premises and equipment expense$1,767,0001,214
Additional noninterest expense$4,579,0001,368
Pre-tax net operating income$6,384,0001,096
Securities gains (losses)$-25,00012,965
Applicable income taxes$1,948,0001,232
Income before extraordinary items$4,411,0001,168
Extraordinary gains, net$03,149
Net income$4,411,0001,208
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-733,00013,253
Cash dividends$1,483,0001,301
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$4,428,2501,080
1992-12-31 (YTD Data)Rank
Total interest income$30,182,0001,215
Total interest expense$14,665,0001,208
Net interest income$15,517,0001,207
Provision for loan and lease losses$011,756
Total noninterest income$3,206,0001,356
Gross Fiduciary activities income$745,000637
Service charges on deposit accounts$1,758,000757
Trading account gains and fees$0504
Additional Noninterest Income$703,0002,536
Total noninterest expense$12,347,0001,285
Salaries and employee benefits$6,576,0001,027
Premises and equipment expense$1,554,0001,394
Additional noninterest expense$4,217,0001,538
Pre-tax net operating income$6,376,0001,016
Securities gains (losses)$183,0002,134
Applicable income taxes$1,071,0001,985
Income before extraordinary items$5,488,000869
Extraordinary gains, net$01,422
Net income$5,488,000873
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,754,0001,052
Cash dividends$1,186,0001,346
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$5,334,280814

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.