Home > First Vermont Bank > Net charge- offs to loans
First Vermont Bank, Net charge- offs to loans
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2901% | 2,764 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0007% | 3,967 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0019% | 3,253 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1118% | 6,024 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0297% | 2,370 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0411% | 8,199 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2133% | 1,755 |
| Percentage Net Loans Charged-off: Credit card loans | -5.6926% | 5,545 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2523% | 2,608 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1030% | 237 |
| Percentage Net Loans Charged-off:Construction & development | -0.2958% | 1,450 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0129% | 1,325 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2739% | 102 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0891% | 224 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3032% | 94 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0247% | 1,336 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6763% | 622 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5900% | 243 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4507% | 170 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3148% | 2,213 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1004% | 269 |
| Percentage Net Loans Charged-off:Construction & development | -0.0329% | 1,367 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2173% | 123 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0257% | 692 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0399% | 1,328 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0326% | 602 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0170% | 960 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9092% | 496 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9978% | 343 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5491% | 135 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3325% | 2,244 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0253% | 645 |
| Percentage Net Loans Charged-off:Construction & development | -0.0376% | 1,298 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1852% | 1,369 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1788% | 153 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1119% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1848% | 144 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1264% | 722 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1174% | 425 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7571% | 306 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5751% | 131 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4957% | 1,567 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0382% | 1,352 |
| Percentage Net Loans Charged-off:Construction & development | -0.8334% | 1,364 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0661% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0424% | 582 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0728% | 1,272 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0501% | 498 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3369% | 457 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8791% | 250 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3364% | 599 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7025% | 94 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1022% | 23 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5117% | 1,718 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4506% | 108 |
| Percentage Net Loans Charged-off:Construction & development | -0.7491% | 1,425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8868% | 90 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1437% | 280 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3744% | 104 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1286% | 308 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3766% | 1,366 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3879% | 356 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2841% | 199 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2743% | 3,056 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2189% | 300 |
| Percentage Net Loans Charged-off:Construction & development | -5.0323% | 1,468 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8056% | 166 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0943% | 384 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1977% | 162 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0765% | 417 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1567% | 1,398 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2201% | 301 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,020 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3152% | 179 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1513% | 4,742 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0454% | 1,364 |
| Percentage Net Loans Charged-off:Construction & development | -1.5922% | 1,397 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3237% | 1,410 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2636% | 208 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4149% | 94 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2387% | 234 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6746% | 1,311 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1251% | 259 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6711% | 829 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3348% | 145 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2494% | 4,795 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0143% | 1,089 |
| Percentage Net Loans Charged-off:Construction & development | -1.3773% | 1,431 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0727% | 717 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0437% | 722 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0496% | 663 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5191% | 1,341 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3699% | 294 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,000 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1645% | 287 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9074% | 821 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8999% | 283 |
| Percentage Net Loans Charged-off:Construction & development | -0.2922% | 1,470 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7650% | 258 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4219% | 200 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3557% | 142 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4304% | 210 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.3479% | 82 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4393% | 394 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,026 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3617% | 239 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |