Home > First Vermont Bank > Assets and Liabilities
First Vermont Bank, Assets and Liabilities
| 2001-12-31 | Rank | |
| # of Employees: | 100 | 1,680 |
| Assets and Liabilities | ||
| Total Assets: | $714,532,000 | 713 |
| Cash and due from depository institutions | $17,959,000 | 1,680 |
| Interest-bearing balances | $1,000 | 6,949 |
| Securities | $116,663,000 | 984 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $539,778,000 | 628 |
| Loan loss allowance | $7,316,000 | 608 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $6,131,000 | 1,447 |
| Other real estate owned | $0 | 1,680 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $34,001,000 | 485 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $714,532,000 | 713 |
| Total liabilities | $654,018,000 | 712 |
| Total deposits | $587,828,000 | 659 |
| Interest-bearing deposits | $491,655,000 | 687 |
| Deposits held in domestic offices | $587,828,000 | 655 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $44,042,000 | 472 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $8,310,000 | 2,410 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $13,838,000 | 511 |
| Total equity capital | $60,514,000 | 825 |
| Total bank equity capital | $60,514,000 | 825 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $0 | 8,780 |
| Surplus | $21,564,000 | 906 |
| Undivided profits | $38,950,000 | 733 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,679,000 | 1,141 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $3,468,000 | 876 |
| Earning assets | $656,442,000 | 717 |
| Long-term assets (5+ years) | $158,445,000 | 630 |
| Average Assets, year-to-date | $736,041,800 | 671 |
| Average Assets, quarterly | $719,618,500 | 702 |
| Volatile liabilities | $88,609,000 | 1,097 |
| Insider loans | $7,630,000 | 596 |
| FHLB advances | $311,000 | 4,817 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $148,802,000 | 568 |
| Tier 1 (core) risk-based capital | $58,896,000 | 785 |
| Tier 2 risk-based capital | $7,316,000 | 587 |
| Total risk weighted assets | $605,933,000 | 602 |
| Total unused commitments | $148,802,000 | 568 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 91 | 1,835 |
| Assets and Liabilities | ||
| Total Assets: | $757,695,000 | 669 |
| Cash and due from depository institutions | $21,343,000 | 1,835 |
| Interest-bearing balances | $136,000 | 4,251 |
| Securities | $96,540,000 | 1,161 |
| Federal funds sold & reverse repurchase agreements | $259,000 | 6,551 |
| Net loans & leases | $611,688,000 | 567 |
| Loan loss allowance | $8,619,000 | 526 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $5,912,000 | 1,464 |
| Other real estate owned | $0 | 1,835 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $21,953,000 | 553 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $757,695,000 | 669 |
| Total liabilities | $697,680,000 | 664 |
| Total deposits | $555,818,000 | 688 |
| Interest-bearing deposits | $469,980,000 | 704 |
| Deposits held in domestic offices | $555,818,000 | 684 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $62,898,000 | 402 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $65,647,000 | 624 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $13,317,000 | 522 |
| Total equity capital | $60,015,000 | 794 |
| Total bank equity capital | $60,015,000 | 794 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $4,262,000 | 875 |
| Surplus | $17,302,000 | 1,030 |
| Undivided profits | $38,451,000 | 710 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,135,000 | 1,192 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $142,000 | 678 |
| Income earned, not collected on loans | $3,804,000 | 659 |
| Earning assets | $708,623,000 | 657 |
| Long-term assets (5+ years) | $171,516,000 | 568 |
| Average Assets, year-to-date | $767,615,800 | 631 |
| Average Assets, quarterly | $754,875,000 | 662 |
| Volatile liabilities | $150,281,000 | 731 |
| Insider loans | $7,056,000 | 641 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $126,147,000 | 608 |
| Tier 1 (core) risk-based capital | $59,884,000 | 749 |
| Tier 2 risk-based capital | $7,847,380 | 558 |
| Total risk weighted assets | $627,018,580 | 578 |
| Total unused commitments | $126,147,000 | 608 |
| Derivatives | $15,000,000 | 311 |
| 1999-12-31 | Rank | |
| # of Employees: | 171 | 965 |
| Assets and Liabilities | ||
| Total Assets: | $772,584,000 | 659 |
| Cash and due from depository institutions | $30,141,000 | 965 |
| Interest-bearing balances | $239,000 | 3,827 |
| Securities | $104,409,000 | 1,097 |
| Federal funds sold & reverse repurchase agreements | $6,280,000 | 1,534 |
| Net loans & leases | $597,496,000 | 570 |
| Loan loss allowance | $8,711,000 | 534 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,023,000 | 1,692 |
| Other real estate owned | $2,223,000 | 965 |
| Goodwill and other intangibles | $8,005,000 | 456 |
| All other assets | $19,007,000 | 620 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $772,584,000 | 659 |
| Total liabilities | $715,301,000 | 652 |
| Total deposits | $586,517,000 | 647 |
| Interest-bearing deposits | $483,944,000 | 676 |
| Deposits held in domestic offices | $586,517,000 | 643 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $33,617,000 | 628 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $79,483,000 | 568 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $15,684,000 | 465 |
| Total equity capital | $57,283,000 | 808 |
| Total bank equity capital | $57,283,000 | 808 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $4,262,000 | 891 |
| Surplus | $16,172,000 | 1,091 |
| Undivided profits | $36,849,000 | 691 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,070,000 | 779 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $243,000 | 518 |
| Income earned, not collected on loans | $1,493,000 | 1,434 |
| Earning assets | $708,424,000 | 659 |
| Long-term assets (5+ years) | $167,791,000 | 626 |
| Average Assets, year-to-date | $762,825,400 | 646 |
| Average Assets, quarterly | $761,739,000 | 660 |
| Volatile liabilities | $113,292,000 | 886 |
| Insider loans | $8,248,000 | 534 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $15,098,000 | 192 |
| Unused loan commitments | $161,973,000 | 527 |
| Tier 1 (core) risk-based capital | $58,878,000 | 767 |
| Tier 2 risk-based capital | $7,843,410 | 551 |
| Total risk weighted assets | $626,605,510 | 577 |
| Total unused commitments | $161,973,000 | 527 |
| Derivatives | $73,338,000 | 206 |
| 1998-12-31 | Rank | |
| # of Employees: | 170 | 986 |
| Assets and Liabilities | ||
| Total Assets: | $692,789,000 | 703 |
| Cash and due from depository institutions | $35,431,000 | 986 |
| Interest-bearing balances | $1,000 | 6,667 |
| Securities | $81,849,000 | 1,441 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $546,022,000 | 574 |
| Loan loss allowance | $7,305,000 | 598 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $4,637,000 | 1,726 |
| Other real estate owned | $2,170,000 | 986 |
| Goodwill and other intangibles | $6,790,000 | 477 |
| All other assets | $15,890,000 | 626 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $692,789,000 | 703 |
| Total liabilities | $644,309,000 | 683 |
| Total deposits | $542,261,000 | 679 |
| Interest-bearing deposits | $433,123,000 | 723 |
| Deposits held in domestic offices | $542,261,000 | 672 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,116,000 | 602 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $54,700,000 | 569 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $17,232,000 | 444 |
| Total equity capital | $48,480,000 | 934 |
| Total bank equity capital | $48,480,000 | 934 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $3,796,000 | 975 |
| Surplus | $15,233,000 | 1,085 |
| Undivided profits | $29,451,000 | 884 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,953,000 | 684 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $288,000 | 489 |
| Income earned, not collected on loans | $1,055,000 | 2,099 |
| Earning assets | $627,872,000 | 707 |
| Long-term assets (5+ years) | $124,155,000 | 727 |
| Average Assets, year-to-date | $660,666,400 | 693 |
| Average Assets, quarterly | $676,348,500 | 703 |
| Volatile liabilities | $79,457,000 | 980 |
| Insider loans | $7,099,000 | 576 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $42,996,000 | 148 |
| Unused loan commitments | $192,358,000 | 452 |
| Tier 1 (core) risk-based capital | $48,141,000 | 874 |
| Tier 2 risk-based capital | $6,834,330 | 600 |
| Total risk weighted assets | $546,275,330 | 600 |
| Total unused commitments | $192,358,000 | 454 |
| Derivatives | $91,689,000 | 212 |
| 1997-12-31 | Rank | |
| # of Employees: | 199 | 898 |
| Assets and Liabilities | ||
| Total Assets: | $636,863,000 | 762 |
| Cash and due from depository institutions | $21,325,000 | 898 |
| Interest-bearing balances | $9,000 | 6,194 |
| Securities | $81,308,000 | 1,416 |
| Federal funds sold & reverse repurchase agreements | $5,935,000 | 2,328 |
| Net loans & leases | $503,077,000 | 631 |
| Loan loss allowance | $6,374,000 | 673 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $4,917,000 | 1,609 |
| Other real estate owned | $1,027,000 | 898 |
| Goodwill and other intangibles | $6,140,000 | 495 |
| All other assets | $13,134,000 | 700 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $636,863,000 | 762 |
| Total liabilities | $587,201,000 | 752 |
| Total deposits | $489,312,000 | 760 |
| Interest-bearing deposits | $405,057,000 | 798 |
| Deposits held in domestic offices | $489,312,000 | 753 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,033,000 | 653 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $56,486,000 | 533 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $15,370,000 | 485 |
| Total equity capital | $49,662,000 | 919 |
| Total bank equity capital | $49,662,000 | 919 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $3,796,000 | 971 |
| Surplus | $14,359,000 | 1,145 |
| Undivided profits | $31,507,000 | 820 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,928,000 | 731 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $349,000 | 405 |
| Income earned, not collected on loans | $2,203,000 | 984 |
| Earning assets | $590,329,000 | 755 |
| Long-term assets (5+ years) | $97,764,000 | 795 |
| Average Assets, year-to-date | $613,112,800 | 753 |
| Average Assets, quarterly | $628,723,000 | 758 |
| Volatile liabilities | $95,828,000 | 863 |
| Insider loans | $8,328,000 | 467 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $24,958,000 | 137 |
| Unused loan commitments | $106,806,000 | 621 |
| Tier 1 (core) risk-based capital | $49,430,000 | 864 |
| Tier 2 risk-based capital | $6,374,000 | 595 |
| Total risk weighted assets | $517,536,600 | 626 |
| Total unused commitments | $106,806,000 | 625 |
| Derivatives | $68,341,000 | 227 |
| 1996-12-31 | Rank | |
| # of Employees: | 178 | 1,044 |
| Assets and Liabilities | ||
| Total Assets: | $598,576,000 | 830 |
| Cash and due from depository institutions | $22,613,000 | 1,044 |
| Interest-bearing balances | $108,000 | 4,488 |
| Securities | $79,150,000 | 1,524 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $479,931,000 | 685 |
| Loan loss allowance | $6,550,000 | 716 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $5,318,000 | 1,488 |
| Other real estate owned | $857,000 | 1,044 |
| Goodwill and other intangibles | $4,863,000 | 552 |
| All other assets | $5,844,000 | 1,413 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $598,576,000 | 830 |
| Total liabilities | $552,461,000 | 821 |
| Total deposits | $455,653,000 | 858 |
| Interest-bearing deposits | $379,586,000 | 896 |
| Deposits held in domestic offices | $455,653,000 | 851 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $29,124,000 | 683 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $55,737,000 | 551 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $11,947,000 | 570 |
| Total equity capital | $46,115,000 | 999 |
| Total bank equity capital | $46,115,000 | 999 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $3,796,000 | 1,027 |
| Surplus | $12,668,000 | 1,318 |
| Undivided profits | $29,651,000 | 856 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,246,000 | 589 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $379,000 | 366 |
| Income earned, not collected on loans | $2,406,000 | 916 |
| Earning assets | $559,189,000 | 820 |
| Long-term assets (5+ years) | $86,738,000 | 811 |
| Average Assets, year-to-date | $571,837,000 | 837 |
| Average Assets, quarterly | $594,067,500 | 828 |
| Volatile liabilities | $96,875,000 | 890 |
| Insider loans | $18,963,000 | 252 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $12,106,000 | 188 |
| Unused loan commitments | $97,963,000 | 666 |
| Tier 1 (core) risk-based capital | $46,435,000 | 931 |
| Tier 2 risk-based capital | $5,993,070 | 645 |
| Total risk weighted assets | $478,888,370 | 690 |
| Total unused commitments | $97,963,000 | 670 |
| Derivatives | $50,007,000 | 299 |
| 1995-12-31 | Rank | |
| # of Employees: | 198 | 977 |
| Assets and Liabilities | ||
| Total Assets: | $557,849,000 | 909 |
| Cash and due from depository institutions | $23,764,000 | 977 |
| Interest-bearing balances | $1,000 | 6,796 |
| Securities | $80,035,000 | 1,573 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $439,181,000 | 745 |
| Loan loss allowance | $7,970,000 | 651 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $5,733,000 | 1,339 |
| Other real estate owned | $516,000 | 977 |
| Goodwill and other intangibles | $3,641,000 | 627 |
| All other assets | $4,979,000 | 1,627 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $557,849,000 | 909 |
| Total liabilities | $510,524,000 | 906 |
| Total deposits | $450,499,000 | 882 |
| Interest-bearing deposits | $379,177,000 | 925 |
| Deposits held in domestic offices | $450,499,000 | 874 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,714,000 | 748 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $30,861,000 | 685 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $5,450,000 | 984 |
| Total equity capital | $47,325,000 | 994 |
| Total bank equity capital | $47,325,000 | 994 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $3,796,000 | 1,037 |
| Surplus | $11,837,000 | 1,394 |
| Undivided profits | $31,692,000 | 834 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,892,000 | 765 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $2,367,000 | 974 |
| Earning assets | $519,217,000 | 903 |
| Long-term assets (5+ years) | $53,084,000 | 1,128 |
| Average Assets, year-to-date | $563,021,000 | 865 |
| Average Assets, quarterly | $561,816,000 | 897 |
| Volatile liabilities | $52,185,000 | 1,251 |
| Insider loans | $19,862,000 | 266 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $19,125,000 | 154 |
| Unused loan commitments | $64,221,000 | 895 |
| Tier 1 (core) risk-based capital | $47,211,000 | 953 |
| Tier 2 risk-based capital | $5,655,730 | 680 |
| Total risk weighted assets | $450,144,030 | 720 |
| Total unused commitments | $64,221,000 | 899 |
| Derivatives | $60,715,000 | 352 |
| 1994-12-31 | Rank | |
| # of Employees: | 206 | 960 |
| Assets and Liabilities | ||
| Total Assets: | $554,603,000 | 873 |
| Cash and due from depository institutions | $21,217,000 | 960 |
| Interest-bearing balances | $1,000 | 6,985 |
| Securities | $93,048,000 | 1,388 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $424,533,000 | 751 |
| Loan loss allowance | $7,983,000 | 659 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $5,860,000 | 1,268 |
| Other real estate owned | $380,000 | 960 |
| Goodwill and other intangibles | $3,596,000 | 566 |
| All other assets | $5,969,000 | 1,451 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $554,603,000 | 873 |
| Total liabilities | $514,435,000 | 871 |
| Total deposits | $418,014,000 | 931 |
| Interest-bearing deposits | $351,823,000 | 953 |
| Deposits held in domestic offices | $418,014,000 | 919 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,780,000 | 785 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $65,765,000 | 466 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $4,876,000 | 935 |
| Total equity capital | $40,168,000 | 1,037 |
| Total bank equity capital | $40,168,000 | 1,037 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $3,796,000 | 1,025 |
| Surplus | $11,258,000 | 1,383 |
| Undivided profits | $25,114,000 | 936 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,841,000 | 698 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $20,000 | 1,357 |
| Income earned, not collected on loans | $2,249,000 | 891 |
| Earning assets | $517,582,000 | 860 |
| Long-term assets (5+ years) | $110,179,000 | 628 |
| Average Assets, year-to-date | $555,982,200 | 852 |
| Average Assets, quarterly | $545,359,500 | 881 |
| Volatile liabilities | $83,931,000 | 892 |
| Insider loans | $18,820,000 | 263 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $14,014,000 | 141 |
| Unused loan commitments | $56,017,000 | 910 |
| Tier 1 (core) risk-based capital | $41,089,000 | 1,010 |
| Tier 2 risk-based capital | $5,331,570 | 696 |
| Total risk weighted assets | $423,874,070 | 735 |
| Total unused commitments | $56,017,000 | 920 |
| Derivatives | $22,006,000 | 447 |
| 1993-12-31 | Rank | |
| # of Employees: | 242 | 864 |
| Assets and Liabilities | ||
| Total Assets: | $564,666,000 | 883 |
| Cash and due from depository institutions | $16,743,000 | 864 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $103,373,000 | 1,330 |
| Federal funds sold & reverse repurchase agreements | $2,900,000 | 4,521 |
| Net loans & leases | $419,044,000 | 733 |
| Loan loss allowance | $8,221,000 | 679 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $7,437,000 | 981 |
| Other real estate owned | $4,035,000 | 864 |
| Goodwill and other intangibles | $3,251,000 | 550 |
| All other assets | $7,883,000 | 1,127 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $564,666,000 | 883 |
| Total liabilities | $528,184,000 | 872 |
| Total deposits | $424,666,000 | 944 |
| Interest-bearing deposits | $352,246,000 | 990 |
| Deposits held in domestic offices | $424,666,000 | 933 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,509,000 | 727 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $76,658,000 | 378 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $5,351,000 | 904 |
| Total equity capital | $36,482,000 | 1,135 |
| Total bank equity capital | $36,482,000 | 1,135 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $3,796,000 | 1,025 |
| Surplus | $11,134,000 | 1,319 |
| Undivided profits | $21,552,000 | 1,097 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,891,000 | 603 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $51,000 | 1,158 |
| Income earned, not collected on loans | $2,335,000 | 764 |
| Earning assets | $525,317,000 | 873 |
| Long-term assets (5+ years) | $87,837,000 | 751 |
| Average Assets, year-to-date | $544,377,800 | 879 |
| Average Assets, quarterly | $560,708,000 | 876 |
| Volatile liabilities | $113,499,000 | 719 |
| Insider loans | $7,552,000 | 561 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $29,791,000 | 160 |
| Unused loan commitments | $53,698,000 | 934 |
| Tier 1 (core) risk-based capital | $36,482,000 | 1,094 |
| Tier 2 risk-based capital | $5,004,650 | 729 |
| Total risk weighted assets | $397,155,650 | 777 |
| Total unused commitments | $53,698,000 | 953 |
| Derivatives | $40,000,000 | 382 |
| 1992-12-31 | Rank | |
| # of Employees: | 318 | 701 |
| Assets and Liabilities | ||
| Total Assets: | $545,832,000 | 925 |
| Cash and due from depository institutions | $25,069,000 | 701 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $67,944,000 | 1,984 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $417,661,000 | 749 |
| Loan loss allowance | $9,486,000 | 640 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $7,948,000 | 918 |
| Other real estate owned | $10,731,000 | 701 |
| Goodwill and other intangibles | $2,154,000 | 691 |
| All other assets | $14,325,000 | 772 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $545,832,000 | 925 |
| Total liabilities | $510,594,000 | 923 |
| Total deposits | $453,102,000 | 940 |
| Interest-bearing deposits | $388,317,000 | 956 |
| Deposits held in domestic offices | $453,102,000 | 930 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,762,000 | 829 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $37,732,000 | 494 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $4,998,000 | 947 |
| Total equity capital | $35,238,000 | 1,105 |
| Total bank equity capital | $35,238,000 | 1,105 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $3,796,000 | 1,038 |
| Surplus | $11,134,000 | 1,288 |
| Undivided profits | $20,308,000 | 1,069 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,724,000 | 610 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $2,468,000 | 813 |
| Earning assets | $485,605,000 | 935 |
| Long-term assets (5+ years) | $54,654,000 | 1,072 |
| Average Assets, year-to-date | $604,660,200 | 855 |
| Average Assets, quarterly | $564,079,500 | 914 |
| Volatile liabilities | $73,169,000 | 911 |
| Insider loans | $390,000 | 2,329 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $21,327,000 | 147 |
| Unused loan commitments | $40,892,000 | 1,089 |
| Tier 1 (core) risk-based capital | $35,238,000 | 1,076 |
| Tier 2 risk-based capital | $5,199,210 | 727 |
| Total risk weighted assets | $411,649,710 | 779 |
| Total unused commitments | $40,892,000 | 1,108 |
| Derivatives | $40,000,000 | 335 |