Home > First Vantage Bank-Tennessee > Income and Expense
First Vantage Bank-Tennessee, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,880,000 | 2,701 |
| Total interest expense | $4,759,000 | 3,463 |
| Net interest income | $8,121,000 | 2,186 |
| Provision for loan and lease losses | $162,000 | 4,234 |
| Total noninterest income | $1,168,000 | 2,817 |
| Gross Fiduciary activities income | $5,000 | 1,259 |
| Service charges on deposit accounts | $882,000 | 1,552 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $281,000 | 4,061 |
| Total noninterest expense | $6,715,000 | 2,052 |
| Salaries and employee benefits | $2,609,000 | 2,728 |
| Premises and equipment expense | $950,000 | 2,174 |
| Additional noninterest expense | $3,156,000 | 1,425 |
| Pre-tax net operating income | $2,412,000 | 2,840 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $475,000 | 3,596 |
| Income before extraordinary items | $1,937,000 | 2,644 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,937,000 | 2,643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $343,000 | 1,662 |
| Cash dividends | $5,426,000 | 586 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,937,000 | 2,638 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $13,481,000 | 2,427 |
| Total interest expense | $4,657,000 | 3,122 |
| Net interest income | $8,824,000 | 1,995 |
| Provision for loan and lease losses | $31,000 | 7,196 |
| Total noninterest income | $1,282,000 | 2,574 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $783,000 | 1,688 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $499,000 | 2,957 |
| Total noninterest expense | $6,789,000 | 2,010 |
| Salaries and employee benefits | $2,560,000 | 2,746 |
| Premises and equipment expense | $925,000 | 2,205 |
| Additional noninterest expense | $3,304,000 | 1,401 |
| Pre-tax net operating income | $3,286,000 | 2,223 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,250,000 | 1,850 |
| Income before extraordinary items | $2,036,000 | 2,552 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,036,000 | 2,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,687 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,036,000 | 2,513 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $13,691,000 | 2,380 |
| Total interest expense | $5,819,000 | 2,602 |
| Net interest income | $7,872,000 | 2,163 |
| Provision for loan and lease losses | $190,000 | 3,612 |
| Total noninterest income | $1,201,000 | 2,690 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $633,000 | 2,028 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $568,000 | 2,740 |
| Total noninterest expense | $6,452,000 | 2,033 |
| Salaries and employee benefits | $2,600,000 | 2,601 |
| Premises and equipment expense | $1,046,000 | 1,895 |
| Additional noninterest expense | $2,806,000 | 1,542 |
| Pre-tax net operating income | $2,431,000 | 2,850 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $920,000 | 2,457 |
| Income before extraordinary items | $1,511,000 | 3,240 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,511,000 | 3,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,731 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,511,000 | 3,149 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $14,598,000 | 2,232 |
| Total interest expense | $6,372,000 | 2,357 |
| Net interest income | $8,226,000 | 2,118 |
| Provision for loan and lease losses | $248,000 | 2,967 |
| Total noninterest income | $1,192,000 | 2,644 |
| Gross Fiduciary activities income | $110,000 | 1,033 |
| Service charges on deposit accounts | $647,000 | 2,023 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $435,000 | 3,111 |
| Total noninterest expense | $6,406,000 | 2,014 |
| Salaries and employee benefits | $2,650,000 | 2,506 |
| Premises and equipment expense | $992,000 | 1,983 |
| Additional noninterest expense | $2,764,000 | 1,549 |
| Pre-tax net operating income | $2,764,000 | 2,680 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,049,000 | 2,338 |
| Income before extraordinary items | $1,715,000 | 2,964 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,715,000 | 2,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 3,059 |
| Cash dividends | $5,425,000 | 589 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,715,000 | 2,911 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $14,770,000 | 2,274 |
| Total interest expense | $6,538,000 | 2,360 |
| Net interest income | $8,232,000 | 2,188 |
| Provision for loan and lease losses | $26,000 | 7,618 |
| Total noninterest income | $1,266,000 | 2,588 |
| Gross Fiduciary activities income | $109,000 | 1,087 |
| Service charges on deposit accounts | $699,000 | 1,944 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $458,000 | 3,106 |
| Total noninterest expense | $6,856,000 | 2,036 |
| Salaries and employee benefits | $2,695,000 | 2,474 |
| Premises and equipment expense | $1,147,000 | 1,758 |
| Additional noninterest expense | $3,014,000 | 1,723 |
| Pre-tax net operating income | $2,616,000 | 2,670 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $716,000 | 3,133 |
| Income before extraordinary items | $1,900,000 | 2,566 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,900,000 | 2,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,733 |
| Cash dividends | $2,758,000 | 1,022 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,900,000 | 2,517 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,468,000 | 4,288 |
| Total interest expense | $3,612,000 | 4,037 |
| Net interest income | $3,856,000 | 4,443 |
| Provision for loan and lease losses | $-165,000 | 11,793 |
| Total noninterest income | $898,000 | 3,369 |
| Gross Fiduciary activities income | $153,000 | 1,061 |
| Service charges on deposit accounts | $143,000 | 6,812 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $602,000 | 2,522 |
| Total noninterest expense | $4,252,000 | 3,147 |
| Salaries and employee benefits | $2,006,000 | 3,300 |
| Premises and equipment expense | $929,000 | 2,162 |
| Additional noninterest expense | $1,317,000 | 3,456 |
| Pre-tax net operating income | $667,000 | 7,493 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $89,000 | 9,408 |
| Income before extraordinary items | $578,000 | 6,739 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $578,000 | 6,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,275 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $578,000 | 6,726 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,790,000 | 4,343 |
| Total interest expense | $2,779,000 | 4,240 |
| Net interest income | $4,011,000 | 4,370 |
| Provision for loan and lease losses | $93,000 | 4,720 |
| Total noninterest income | $1,547,000 | 2,238 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $203,000 | 5,805 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,344,000 | 1,494 |
| Total noninterest expense | $4,898,000 | 2,828 |
| Salaries and employee benefits | $2,754,000 | 2,433 |
| Premises and equipment expense | $1,086,000 | 1,881 |
| Additional noninterest expense | $1,058,000 | 4,494 |
| Pre-tax net operating income | $567,000 | 8,201 |
| Securities gains (losses) | $32,000 | 1,429 |
| Applicable income taxes | $39,000 | 10,719 |
| Income before extraordinary items | $560,000 | 6,832 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $560,000 | 6,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-168,000 | 12,374 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $530,240 | 7,119 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,257,000 | 4,775 |
| Total interest expense | $2,513,000 | 4,785 |
| Net interest income | $3,744,000 | 4,675 |
| Provision for loan and lease losses | $151,000 | 4,610 |
| Total noninterest income | $2,448,000 | 1,710 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $195,000 | 6,059 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,253,000 | 1,165 |
| Total noninterest expense | $5,219,000 | 2,739 |
| Salaries and employee benefits | $3,133,000 | 2,114 |
| Premises and equipment expense | $969,000 | 2,118 |
| Additional noninterest expense | $1,117,000 | 4,473 |
| Pre-tax net operating income | $822,000 | 6,707 |
| Securities gains (losses) | $19,000 | 4,737 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $841,000 | 5,354 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $841,000 | 5,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 4,894 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $822,000 | 5,210 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,809,000 | 5,641 |
| Total interest expense | $2,590,000 | 5,812 |
| Net interest income | $3,219,000 | 5,377 |
| Provision for loan and lease losses | $160,000 | 5,897 |
| Total noninterest income | $1,565,000 | 2,315 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $143,000 | 7,298 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,422,000 | 1,568 |
| Total noninterest expense | $4,374,000 | 3,244 |
| Salaries and employee benefits | $2,500,000 | 2,601 |
| Premises and equipment expense | $893,000 | 2,323 |
| Additional noninterest expense | $981,000 | 5,120 |
| Pre-tax net operating income | $250,000 | 10,601 |
| Securities gains (losses) | $108,000 | 2,882 |
| Applicable income taxes | $156,000 | 8,466 |
| Income before extraordinary items | $202,000 | 10,570 |
| Extraordinary gains, net | $156,000 | 546 |
| Net income | $358,000 | 8,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $308,000 | 3,275 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $132,880 | 11,187 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.