Home > First Valley National Bank > Income and Expense

First Valley National Bank, Income and Expense

1998-12-31 (YTD Data)Rank
Total interest income$2,652,0007,920
Total interest expense$622,0009,418
Net interest income$2,030,0006,616
Provision for loan and lease losses$8,0008,341
Total noninterest income$534,0004,747
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$416,0003,029
Trading account gains and feesNANA
Additional Noninterest Income$118,0006,242
Total noninterest expense$2,393,0004,913
Salaries and employee benefits$1,205,0005,062
Premises and equipment expense$355,0004,829
Additional noninterest expense$833,0004,549
Pre-tax net operating income$163,0009,111
Securities gains (losses)$04,449
Applicable income taxes$64,0008,091
Income before extraordinary items$99,0009,354
Extraordinary gains, net$032
Net income$99,0009,354
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0004,276
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$5,000993
Net operating income$99,0009,285
1997-12-31 (YTD Data)Rank
Total interest income$2,516,0008,353
Total interest expense$554,0009,954
Net interest income$1,962,0006,992
Provision for loan and lease losses$08,829
Total noninterest income$514,0004,926
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$426,0003,063
Trading account gains and feesNANA
Additional Noninterest Income$88,0007,136
Total noninterest expense$2,184,0005,318
Salaries and employee benefits$1,044,0005,696
Premises and equipment expense$309,0005,364
Additional noninterest expense$831,0004,596
Pre-tax net operating income$292,0009,039
Securities gains (losses)$03,944
Applicable income taxes$62,0009,053
Income before extraordinary items$230,0008,909
Extraordinary gains, net$044
Net income$230,0008,914
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$300,0001,958
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$230,0008,877
1996-12-31 (YTD Data)Rank
Total interest income$2,317,0008,954
Total interest expense$520,00010,537
Net interest income$1,797,0007,568
Provision for loan and lease losses$09,041
Total noninterest income$330,0006,610
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$284,0004,396
Trading account gains and feesNANA
Additional Noninterest Income$46,0009,071
Total noninterest expense$1,777,0006,440
Salaries and employee benefits$820,0006,884
Premises and equipment expense$235,0006,465
Additional noninterest expense$722,0005,618
Pre-tax net operating income$350,0008,809
Securities gains (losses)$04,148
Applicable income taxes$12,00010,336
Income before extraordinary items$338,0008,096
Extraordinary gains, net$053
Net income$338,0008,096
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0005,684
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$338,0008,045
1995-12-31 (YTD Data)Rank
Total interest income$2,312,0009,236
Total interest expense$433,00011,239
Net interest income$1,879,0007,580
Provision for loan and lease losses$125,0004,002
Total noninterest income$251,0007,686
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$217,0005,396
Trading account gains and feesNANA
Additional Noninterest Income$34,00010,029
Total noninterest expense$1,827,0006,397
Salaries and employee benefits$801,0007,099
Premises and equipment expense$320,0005,351
Additional noninterest expense$706,0005,809
Pre-tax net operating income$178,00010,594
Securities gains (losses)$03,831
Applicable income taxes$-74,00011,679
Income before extraordinary items$252,0009,391
Extraordinary gains, net$065
Net income$252,0009,394
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-25,00011,145
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$252,0009,374
1994-12-31 (YTD Data)Rank
Total interest income$2,128,0009,564
Total interest expense$347,00011,836
Net interest income$1,781,0008,089
Provision for loan and lease losses$118,0004,234
Total noninterest income$256,0007,861
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$204,0005,789
Trading account gains and feesNANA
Additional Noninterest Income$52,0009,512
Total noninterest expense$1,663,0007,088
Salaries and employee benefits$737,0007,619
Premises and equipment expense$296,0005,783
Additional noninterest expense$630,0006,816
Pre-tax net operating income$256,00010,445
Securities gains (losses)$-4,0009,291
Applicable income taxes$-49,00012,212
Income before extraordinary items$301,0009,139
Extraordinary gains, net$0249
Net income$301,0009,142
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0004,399
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$305,0009,163
1993-12-31 (YTD Data)Rank
Total interest income$1,749,00010,707
Total interest expense$344,00012,472
Net interest income$1,405,0009,401
Provision for loan and lease losses$492,0002,126
Total noninterest income$237,0008,590
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$187,0006,233
Trading account gains and feesNANA
Additional Noninterest Income$50,00010,096
Total noninterest expense$1,406,0008,163
Salaries and employee benefits$639,0008,485
Premises and equipment expense$287,0006,076
Additional noninterest expense$480,0008,427
Pre-tax net operating income$-256,00012,734
Securities gains (losses)$7,0005,826
Applicable income taxes$1,00012,075
Income before extraordinary items$-250,00012,793
Extraordinary gains, net$03,149
Net income$-250,00012,803
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$229,0002,880
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$-257,00012,721
1992-12-31 (YTD Data)Rank
Total interest income$1,424,00012,138
Total interest expense$379,00013,264
Net interest income$1,045,00010,912
Provision for loan and lease losses$52,0008,958
Total noninterest income$133,00010,851
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$120,0007,946
Trading account gains and feesNANA
Additional Noninterest Income$13,00013,144
Total noninterest expense$1,165,0009,211
Salaries and employee benefits$552,0009,256
Premises and equipment expense$259,0006,615
Additional noninterest expense$354,00010,142
Pre-tax net operating income$-39,00012,841
Securities gains (losses)$54,0003,989
Applicable income taxes$1,00012,632
Income before extraordinary items$14,00012,809
Extraordinary gains, net$01,422
Net income$14,00012,805
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0009,043
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$-36,22012,789

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.