Home > First Valley National Bank > Assets and Liabilities
First Valley National Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 31 | 5,204 |
| Assets and Liabilities | ||
| Total Assets: | $39,292,000 | 7,841 |
| Cash and due from depository institutions | $3,743,000 | 5,204 |
| Interest-bearing balances | $796,000 | 3,069 |
| Securities | $7,574,000 | 7,840 |
| Federal funds sold & reverse repurchase agreements | $10,100,000 | 1,704 |
| Net loans & leases | $16,557,000 | 8,456 |
| Loan loss allowance | $187,000 | 8,715 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $880,000 | 6,328 |
| Other real estate owned | $60,000 | 5,204 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $378,000 | 8,906 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $39,292,000 | 7,841 |
| Total liabilities | $35,131,000 | 7,791 |
| Total deposits | $34,980,000 | 7,648 |
| Interest-bearing deposits | $20,263,000 | 8,763 |
| Deposits held in domestic offices | $34,980,000 | 7,647 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $151,000 | 9,186 |
| Total equity capital | $4,161,000 | 7,775 |
| Total bank equity capital | $4,161,000 | 7,775 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,114,000 | 1,754 |
| Surplus | $2,059,000 | 5,290 |
| Undivided profits | $-12,000 | 9,780 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $489,000 | 4,020 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $93,000 | 9,447 |
| Earning assets | $35,027,000 | 7,913 |
| Long-term assets (5+ years) | $973,000 | 8,425 |
| Average Assets, year-to-date | $36,837,000 | 7,849 |
| Average Assets, quarterly | $38,837,500 | 7,806 |
| Volatile liabilities | $4,540,000 | 7,293 |
| Insider loans | $776,000 | 4,174 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,045,000 | 5,857 |
| Tier 1 (core) risk-based capital | $4,148,000 | 7,652 |
| Tier 2 risk-based capital | $187,000 | 8,414 |
| Total risk weighted assets | $23,186,300 | 7,774 |
| Total unused commitments | $4,045,000 | 5,862 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 33 | 5,163 |
| Assets and Liabilities | ||
| Total Assets: | $33,918,000 | 8,485 |
| Cash and due from depository institutions | $2,093,000 | 5,163 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $6,242,000 | 8,735 |
| Federal funds sold & reverse repurchase agreements | $6,065,000 | 2,264 |
| Net loans & leases | $17,975,000 | 8,565 |
| Loan loss allowance | $250,000 | 8,145 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $955,000 | 6,101 |
| Other real estate owned | $103,000 | 5,163 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $485,000 | 8,518 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $33,918,000 | 8,485 |
| Total liabilities | $29,875,000 | 8,497 |
| Total deposits | $29,709,000 | 8,373 |
| Interest-bearing deposits | $17,521,000 | 9,399 |
| Deposits held in domestic offices | $29,709,000 | 8,371 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $166,000 | 9,410 |
| Total equity capital | $4,043,000 | 8,009 |
| Total bank equity capital | $4,043,000 | 8,009 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,110,000 | 1,744 |
| Surplus | $2,058,000 | 5,292 |
| Undivided profits | $-125,000 | 10,418 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $424,000 | 4,474 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $34,000 | 1,358 |
| Income earned, not collected on loans | $102,000 | 9,781 |
| Earning assets | $30,282,000 | 8,555 |
| Long-term assets (5+ years) | $1,457,000 | 8,104 |
| Average Assets, year-to-date | $34,685,800 | 8,253 |
| Average Assets, quarterly | $35,193,000 | 8,307 |
| Volatile liabilities | $4,891,000 | 7,198 |
| Insider loans | $704,000 | 4,494 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $2,824,000 | 6,674 |
| Tier 1 (core) risk-based capital | $4,044,000 | 7,887 |
| Tier 2 risk-based capital | $250,000 | 7,690 |
| Total risk weighted assets | $23,038,200 | 7,959 |
| Total unused commitments | $2,824,000 | 6,682 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 29 | 5,956 |
| Assets and Liabilities | ||
| Total Assets: | $34,150,000 | 8,769 |
| Cash and due from depository institutions | $2,792,000 | 5,956 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $9,796,000 | 8,026 |
| Federal funds sold & reverse repurchase agreements | $1,655,000 | 5,353 |
| Net loans & leases | $18,439,000 | 8,723 |
| Loan loss allowance | $550,000 | 5,528 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $926,000 | 6,247 |
| Other real estate owned | $0 | 5,956 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $542,000 | 8,571 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $34,150,000 | 8,769 |
| Total liabilities | $30,374,000 | 8,768 |
| Total deposits | $29,968,000 | 8,655 |
| Interest-bearing deposits | $19,345,000 | 9,527 |
| Deposits held in domestic offices | $29,968,000 | 8,651 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $406,000 | 6,743 |
| Total equity capital | $3,776,000 | 8,402 |
| Total bank equity capital | $3,776,000 | 8,402 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,110,000 | 1,836 |
| Surplus | $2,058,000 | 5,367 |
| Undivided profits | $-392,000 | 11,077 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,382,000 | 2,075 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $99,000 | 10,233 |
| Earning assets | $29,890,000 | 8,906 |
| Long-term assets (5+ years) | $1,361,000 | 8,400 |
| Average Assets, year-to-date | $31,444,600 | 8,901 |
| Average Assets, quarterly | $33,753,500 | 8,754 |
| Volatile liabilities | $4,054,000 | 7,721 |
| Insider loans | $1,624,000 | 2,537 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,998,000 | 6,432 |
| Tier 1 (core) risk-based capital | $3,814,000 | 8,272 |
| Tier 2 risk-based capital | $296,660 | 7,272 |
| Total risk weighted assets | $23,479,360 | 8,029 |
| Total unused commitments | $2,998,000 | 6,447 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 28 | 6,302 |
| Assets and Liabilities | ||
| Total Assets: | $28,621,000 | 9,671 |
| Cash and due from depository institutions | $2,351,000 | 6,302 |
| Interest-bearing balances | $198,000 | 4,309 |
| Securities | $5,984,000 | 9,776 |
| Federal funds sold & reverse repurchase agreements | $1,850,000 | 5,779 |
| Net loans & leases | $17,192,000 | 9,114 |
| Loan loss allowance | $591,000 | 5,383 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $861,000 | 6,568 |
| Other real estate owned | $0 | 6,302 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $383,000 | 10,026 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $28,621,000 | 9,671 |
| Total liabilities | $25,203,000 | 9,712 |
| Total deposits | $25,042,000 | 9,619 |
| Interest-bearing deposits | $14,827,000 | 10,597 |
| Deposits held in domestic offices | $25,042,000 | 9,616 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $161,000 | 10,278 |
| Total equity capital | $3,418,000 | 8,977 |
| Total bank equity capital | $3,418,000 | 8,977 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,110,000 | 1,872 |
| Surplus | $2,058,000 | 5,421 |
| Undivided profits | $-750,000 | 11,674 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $800,000 | 3,119 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $106,000 | 10,556 |
| Earning assets | $25,224,000 | 9,767 |
| Long-term assets (5+ years) | $237,000 | 10,018 |
| Average Assets, year-to-date | $29,728,400 | 9,374 |
| Average Assets, quarterly | $29,021,000 | 9,577 |
| Volatile liabilities | $2,113,000 | 9,495 |
| Insider loans | $762,000 | 4,459 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,735,000 | 6,626 |
| Tier 1 (core) risk-based capital | $3,476,000 | 8,823 |
| Tier 2 risk-based capital | $264,120 | 7,844 |
| Total risk weighted assets | $20,803,020 | 8,659 |
| Total unused commitments | $2,735,000 | 6,640 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 26 | 6,864 |
| Assets and Liabilities | ||
| Total Assets: | $28,862,000 | 9,927 |
| Cash and due from depository institutions | $2,862,000 | 6,864 |
| Interest-bearing balances | $1,259,000 | 2,125 |
| Securities | $6,858,000 | 9,980 |
| Federal funds sold & reverse repurchase agreements | $545,000 | 6,647 |
| Net loans & leases | $17,926,000 | 9,168 |
| Loan loss allowance | $441,000 | 6,740 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $329,000 | 9,627 |
| Other real estate owned | $0 | 6,864 |
| Goodwill and other intangibles | $24,000 | 2,730 |
| All other assets | $318,000 | 11,005 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $28,862,000 | 9,927 |
| Total liabilities | $25,655,000 | 9,949 |
| Total deposits | $25,547,000 | 9,829 |
| Interest-bearing deposits | $16,579,000 | 10,710 |
| Deposits held in domestic offices | $25,547,000 | 9,824 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $108,000 | 10,944 |
| Total equity capital | $3,207,000 | 9,202 |
| Total bank equity capital | $3,207,000 | 9,202 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,110,000 | 1,925 |
| Surplus | $2,058,000 | 5,417 |
| Undivided profits | $-961,000 | 12,170 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $511,000 | 4,224 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $108,000 | 10,674 |
| Earning assets | $26,588,000 | 9,872 |
| Long-term assets (5+ years) | $267,000 | 10,483 |
| Average Assets, year-to-date | $28,984,400 | 9,833 |
| Average Assets, quarterly | $29,685,000 | 9,798 |
| Volatile liabilities | $2,138,000 | 9,502 |
| Insider loans | $1,455,000 | 2,762 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,897,000 | 7,614 |
| Tier 1 (core) risk-based capital | $3,200,000 | 9,306 |
| Tier 2 risk-based capital | $265,430 | 7,999 |
| Total risk weighted assets | $21,058,830 | 8,758 |
| Total unused commitments | $1,897,000 | 7,626 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 24 | 7,545 |
| Assets and Liabilities | ||
| Total Assets: | $28,661,000 | 10,372 |
| Cash and due from depository institutions | $2,721,000 | 7,545 |
| Interest-bearing balances | $1,667,000 | 2,676 |
| Securities | $3,570,000 | 11,916 |
| Federal funds sold & reverse repurchase agreements | $4,050,000 | 3,388 |
| Net loans & leases | $17,910,000 | 9,289 |
| Loan loss allowance | $394,000 | 7,482 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $177,000 | 11,404 |
| Other real estate owned | $0 | 7,545 |
| Goodwill and other intangibles | $50,000 | 2,482 |
| All other assets | $183,000 | 12,455 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $28,661,000 | 10,372 |
| Total liabilities | $25,738,000 | 10,382 |
| Total deposits | $25,627,000 | 10,263 |
| Interest-bearing deposits | $16,204,000 | 11,315 |
| Deposits held in domestic offices | $25,627,000 | 10,257 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $111,000 | 11,276 |
| Total equity capital | $2,923,000 | 9,898 |
| Total bank equity capital | $2,923,000 | 9,898 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,110,000 | 1,954 |
| Surplus | $2,058,000 | 5,400 |
| Undivided profits | $-1,245,000 | 12,871 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $476,000 | 5,039 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $90,000 | 11,316 |
| Earning assets | $27,197,000 | 10,184 |
| Long-term assets (5+ years) | $87,000 | 11,280 |
| Average Assets, year-to-date | $27,330,800 | 10,426 |
| Average Assets, quarterly | $29,511,500 | 10,178 |
| Volatile liabilities | $1,403,000 | 10,632 |
| Insider loans | $1,335,000 | 2,964 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,986,000 | 6,404 |
| Tier 1 (core) risk-based capital | $2,873,000 | 9,930 |
| Tier 2 risk-based capital | $261,050 | 8,170 |
| Total risk weighted assets | $20,750,950 | 8,977 |
| Total unused commitments | $2,986,000 | 6,425 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 21 | 8,413 |
| Assets and Liabilities | ||
| Total Assets: | $22,706,000 | 11,561 |
| Cash and due from depository institutions | $3,770,000 | 8,413 |
| Interest-bearing balances | $2,264,000 | 2,525 |
| Securities | $127,000 | 13,728 |
| Federal funds sold & reverse repurchase agreements | $1,900,000 | 6,669 |
| Net loans & leases | $15,594,000 | 10,022 |
| Loan loss allowance | $131,000 | 11,934 |
| Trading account assets | $836,000 | 268 |
| Bank premises and fixed assets | $260,000 | 10,948 |
| Other real estate owned | $0 | 8,413 |
| Goodwill and other intangibles | $77,000 | 2,325 |
| All other assets | $142,000 | 13,407 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $22,706,000 | 11,561 |
| Total liabilities | $19,533,000 | 11,738 |
| Total deposits | $19,475,000 | 11,647 |
| Interest-bearing deposits | $13,144,000 | 12,379 |
| Deposits held in domestic offices | $19,475,000 | 11,646 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $58,000 | 13,302 |
| Total equity capital | $3,173,000 | 9,458 |
| Total bank equity capital | $3,173,000 | 9,458 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,110,000 | 2,014 |
| Surplus | $2,058,000 | 5,305 |
| Undivided profits | $-995,000 | 13,312 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 13,091 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $73,000 | 12,389 |
| Earning assets | $20,721,000 | 11,527 |
| Long-term assets (5+ years) | $121,000 | 11,593 |
| Average Assets, year-to-date | $20,637,400 | 11,804 |
| Average Assets, quarterly | $23,173,000 | 11,453 |
| Volatile liabilities | $734,000 | 12,345 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,785,000 | 5,408 |
| Tier 1 (core) risk-based capital | $3,096,000 | 9,503 |
| Tier 2 risk-based capital | $131,000 | 11,149 |
| Total risk weighted assets | $17,571,100 | 9,961 |
| Total unused commitments | $3,785,000 | 5,436 |
| Derivatives | $0 | 651 |