Home > First Valley Bank > Loan Charge- Offs and Recoveries

First Valley Bank, Loan Charge- Offs and Recoveries

1998-12-31 (YTD Data)Rank
Total charge-offs$5,236,000321
Loans secured by real estate, total$625,000361
To non-U.S. addressees$013
Real estate loans in domestic offices$625,000359
Construction and land development$8,000501
Secured by farmland$73,00066
Total charge-offs secured by 1-4 family residential properties$367,000320
Secured by multifamily residential properties$0335
Secured by nonfarm nonresidential properties$177,000370
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$139,00064
Commercial and industrial loans$1,980,000193
Loans to individuals$2,492,000322
Credit card loan charge offs$7,0002,310
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$2,485,000203
Loans to foreign governments and official institutions$011
Other loans$0275
Lease financing receivables$0296
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$752,000481
Loans secured by real estate, total$7,0002,428
To non-U.S. addressees$010
Real estate loans in domestic offices$7,0002,429
Construction and land development$0460
Secured by farmland$0446
Secured by 1-4 family residential properties - total recoveries$7,0001,672
Secured by multifamily residential properties$0272
Secured by nonfarm nonresidential properties$01,438
Real estate loans in foreign officesNANA
Loans to depository institutions$019
To foreign banks$013
Loans to finance agricultural production and other loans to farmers$0201
Commercial and industrial loans$113,000785
Loans to individuals$632,000308
Credit card loan recoveries$02,637
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$632,000227
Loans to foreign governments and official institutions$014
Other loans$0267
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$4,484,000298
Loans secured by real estate, total$618,000268
To non-U.S. addressees$012
Real estate loans in domestic offices$618,000267
Construction and land development$8,000431
Secured by farmland$73,00054
Secured by 1-4 family residential properties- net charge-offs$360,000259
Secured by multifamily residential properties$0283
Secured by nonfarm nonresidential properties$177,000277
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$139,00048
Commercial and industrial loans$1,867,000157
To non-U.S. addressees$036
Loans to individuals$1,860,000314
Credit card loan net charge offs$7,0002,070
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$1,853,000199
Loans to foreign governments and official institutions$010
Other loans$0249
Lease financing receivables$0278
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1997-12-31 (YTD Data)Rank
Total charge-offs$2,724,000508
Loans secured by real estate, total$35,0002,401
To non-U.S. addressees$011
Real estate loans in domestic offices$35,0002,401
Construction and land development$0676
Secured by farmland$0358
Total charge-offs secured by 1-4 family residential properties$19,0002,307
Secured by multifamily residential properties$16,000350
Secured by nonfarm nonresidential properties$01,725
Real estate loans in foreign officesNANA
Loans to depository institutions$018
To foreign banks$010
Loans to finance agricultural production and other loans to farmers$41,000106
Commercial and industrial loans$641,000477
Loans to individuals$1,944,000392
Credit card loan charge offs$100,000668
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$1,844,000272
Loans to foreign governments and official institutions$63,0003
Other loans$0270
Lease financing receivables$0317
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$362,000835
Loans secured by real estate, total$36,0001,328
To non-U.S. addressees$012
Real estate loans in domestic offices$36,0001,328
Construction and land development$0513
Secured by farmland$0504
Secured by 1-4 family residential properties - total recoveries$7,0001,822
Secured by multifamily residential properties$0333
Secured by nonfarm nonresidential properties$29,000700
Real estate loans in foreign officesNANA
Loans to depository institutions$028
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$4,000182
Commercial and industrial loans$84,0001,160
Loans to individuals$238,000522
Credit card loan recoveries$26,000495
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$212,000457
Loans to foreign governments and official institutions$027
Other loans$0271
Lease financing receivables$0286
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$2,362,000459
Loans secured by real estate, total$-1,0008,952
To non-U.S. addressees$010
Real estate loans in domestic offices$-1,0008,976
Construction and land development$0590
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$12,0002,280
Secured by multifamily residential properties$16,000313
Secured by nonfarm nonresidential properties$-29,00010,531
Real estate loans in foreign officesNANA
Loans to depository institutions$016
To foreign banks$08
Loans to finance agricultural production and other loans to farmers$37,00079
Commercial and industrial loans$557,000410
To non-U.S. addressees$021
Loans to individuals$1,706,000360
Credit card loan net charge offs$74,000708
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$1,632,000238
Loans to foreign governments and official institutions$63,0001
Other loans$0229
Lease financing receivables$0291
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1996-12-31 (YTD Data)Rank
Total charge-offs$1,518,000851
Loans secured by real estate, total$34,0002,605
To non-U.S. addressees$010
Real estate loans in domestic offices$34,0002,605
Construction and land development$0737
Secured by farmland$0391
Total charge-offs secured by 1-4 family residential properties$8,0003,165
Secured by multifamily residential properties$0460
Secured by nonfarm nonresidential properties$26,0001,223
Real estate loans in foreign officesNANA
Loans to depository institutions$023
To foreign banks$012
Loans to finance agricultural production and other loans to farmers$13,000177
Commercial and industrial loans$260,0001,172
Loans to individuals$1,211,000546
Credit card loan charge offs$108,000690
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$1,103,000424
Loans to foreign governments and official institutions$011
Other loans$0308
Lease financing receivables$0355
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$183,0001,581
Loans secured by real estate, total$7,0002,961
To non-U.S. addressees$08
Real estate loans in domestic offices$7,0002,961
Construction and land development$0613
Secured by farmland$0587
Secured by 1-4 family residential properties - total recoveries$5,0002,215
Secured by multifamily residential properties$0399
Secured by nonfarm nonresidential properties$2,0001,672
Real estate loans in foreign officesNANA
Loans to depository institutions$032
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$1,000217
Commercial and industrial loans$34,0002,383
Loans to individuals$141,000820
Credit card loan recoveries$7,0001,039
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$134,000720
Loans to foreign governments and official institutions$032
Other loans$0331
Lease financing receivables$0294
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$1,335,000748
Loans secured by real estate, total$27,0002,269
To non-U.S. addressees$07
Real estate loans in domestic offices$27,0002,268
Construction and land development$0634
Secured by farmland$0311
Secured by 1-4 family residential properties- net charge-offs$3,0003,156
Secured by multifamily residential properties$0413
Secured by nonfarm nonresidential properties$24,0001,004
Real estate loans in foreign officesNANA
Loans to depository institutions$020
To foreign banks$010
Loans to finance agricultural production and other loans to farmers$12,000142
Commercial and industrial loans$226,000979
To non-U.S. addressees$022
Loans to individuals$1,070,000496
Credit card loan net charge offs$101,000648
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$969,000364
Loans to foreign governments and official institutions$05
Other loans$0263
Lease financing receivables$0316
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1995-12-31 (YTD Data)Rank
Total charge-offs$726,0001,366
Loans secured by real estate, total$44,0002,543
To non-U.S. addressees$015
Real estate loans in domestic offices$44,0002,541
Construction and land development$43,000471
Secured by farmland$0381
Total charge-offs secured by 1-4 family residential properties$1,0004,202
Secured by multifamily residential properties$0559
Secured by nonfarm nonresidential properties$02,210
Real estate loans in foreign officesNANA
Loans to depository institutions$023
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$32,000109
Commercial and industrial loans$112,0002,172
Loans to individuals$538,000776
Credit card loan charge offs$29,0001,267
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$509,000615
Loans to foreign governments and official institutions$015
Other loans$0360
Lease financing receivables$0341
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$79,0003,049
Loans secured by real estate, total$1,0004,641
To non-U.S. addressees$013
Real estate loans in domestic offices$1,0004,636
Construction and land development$0688
Secured by farmland$0623
Secured by 1-4 family residential properties - total recoveries$03,910
Secured by multifamily residential properties$0496
Secured by nonfarm nonresidential properties$1,0001,982
Real estate loans in foreign officesNANA
Loans to depository institutions$032
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$1,000212
Commercial and industrial loans$31,0002,672
Loans to individuals$46,0001,870
Credit card loan recoveries$1,0002,129
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$45,0001,720
Loans to foreign governments and official institutions$030
Other loans$0383
Lease financing receivables$0322
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$647,0001,172
Loans secured by real estate, total$43,0002,093
To non-U.S. addressees$012
Real estate loans in domestic offices$43,0002,092
Construction and land development$43,000392
Secured by farmland$0306
Secured by 1-4 family residential properties- net charge-offs$1,0003,534
Secured by multifamily residential properties$0498
Secured by nonfarm nonresidential properties$-1,00010,703
Real estate loans in foreign officesNANA
Loans to depository institutions$019
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$31,00071
Commercial and industrial loans$81,0001,956
To non-U.S. addressees$022
Loans to individuals$492,000662
Credit card loan net charge offs$28,0001,146
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$464,000481
Loans to foreign governments and official institutions$011
Other loans$0309
Lease financing receivables$0281
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1994-12-31 (YTD Data)Rank
Total charge-offs$74,0005,906
Loans secured by real estate, total$06,101
To non-U.S. addresseesNANA
Real estate loans in domestic offices$06,096
Construction and land development$0994
Secured by farmland$0491
Total charge-offs secured by 1-4 family residential properties$04,860
Secured by multifamily residential properties$0659
Secured by nonfarm nonresidential properties$02,579
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$33,0004,304
Loans to individuals$41,0003,901
Credit card loan charge offs$04,000
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$41,0003,494
Loans to foreign governments and official institutions$015
Other loansNANA
Lease financing receivables$0332
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,333
Total recoveries$99,0002,921
Loans secured by real estate, total$05,649
To non-U.S. addresseesNANA
Real estate loans in domestic offices$05,631
Construction and land development$0797
Secured by farmland$0744
Secured by 1-4 family residential properties - total recoveries$04,282
Secured by multifamily residential properties$0504
Secured by nonfarm nonresidential properties$02,421
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$93,0001,440
Loans to individuals$6,0006,100
Credit card loan recoveries$02,801
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$6,0005,822
Loans to foreign governments and official institutions$034
Other loansNANA
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,776
Net charge-offs$-25,00011,414
Loans secured by real estate, total$04,935
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,935
Construction and land development$0849
Secured by farmland$0385
Secured by 1-4 family residential properties- net charge-offs$04,088
Secured by multifamily residential properties$0608
Secured by nonfarm nonresidential properties$02,119
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$-60,00011,873
To non-U.S. addresseesNANA
Loans to individuals$35,0003,172
Credit card loan net charge offs$03,705
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$35,0002,710
Loans to foreign governments and official institutions$09
Other loansNANA
Lease financing receivables$0251
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,012
1993-12-31 (YTD Data)Rank
Total charge-offs$195,0004,140
Loans secured by real estate, total$07,166
To non-U.S. addresseesNANA
Real estate loans in domestic offices$07,160
Construction and land development$01,259
Secured by farmland$0674
Total charge-offs secured by 1-4 family residential properties$05,721
Secured by multifamily residential properties$0764
Secured by nonfarm nonresidential properties$03,211
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$154,0002,391
Loans to individuals$41,0004,329
Credit card loan charge offs$04,176
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$41,0003,895
Loans to foreign governments and official institutions$034
Other loansNANA
Lease financing receivables$0379
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,635
Total recoveries$9,0009,097
Loans secured by real estate, total$06,091
To non-U.S. addresseesNANA
Real estate loans in domestic offices$06,082
Construction and land development$0926
Secured by farmland$0821
Secured by 1-4 family residential properties - total recoveries$04,624
Secured by multifamily residential properties$0535
Secured by nonfarm nonresidential properties$02,606
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$2,0007,761
Loans to individuals$7,0006,135
Credit card loan recoveries$02,866
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$7,0005,871
Loans to foreign governments and official institutions$038
Other loansNANA
Lease financing receivables$0365
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,965
Net charge-offs$186,0003,256
Loans secured by real estate, total$06,077
To non-U.S. addresseesNANA
Real estate loans in domestic offices$06,070
Construction and land development$01,117
Secured by farmland$0548
Secured by 1-4 family residential properties- net charge-offs$04,945
Secured by multifamily residential properties$0715
Secured by nonfarm nonresidential properties$02,799
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$152,0001,861
To non-U.S. addresseesNANA
Loans to individuals$34,0003,575
Credit card loan net charge offs$03,895
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$34,0003,091
Loans to foreign governments and official institutions$028
Other loansNANA
Lease financing receivables$0315
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,260
1992-12-31 (YTD Data)Rank
Total charge-offs$324,0003,844
Loans secured by real estate, total$17,0005,929
To non-U.S. addresseesNANA
Real estate loans in domestic offices$17,0005,929
Construction and land development$01,669
Secured by farmland$0904
Total charge-offs secured by 1-4 family residential properties$06,523
Secured by multifamily residential properties$17,000741
Secured by nonfarm nonresidential properties$03,945
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$256,0002,266
Loans to individuals$51,0004,583
Credit card loan charge offs$04,333
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$51,0004,144
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0464
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,961
Total recoveries$93,0003,458
Loans secured by real estate, total$4,0004,592
To non-U.S. addresseesNANA
Real estate loans in domestic offices$4,0004,591
Construction and land development$4,000795
Secured by farmland$0870
Secured by 1-4 family residential properties - total recoveries$04,685
Secured by multifamily residential properties$0476
Secured by nonfarm nonresidential properties$02,509
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$85,0001,861
Loans to individuals$4,0007,607
Credit card loan recoveries$02,868
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$4,0007,317
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0397
Memoranda:
Loans to finance agricultural production and other loans to farmers$02,110
Net charge-offs$231,0003,890
Loans secured by real estate, total$13,0005,540
To non-U.S. addresseesNANA
Real estate loans in domestic offices$13,0005,541
Construction and land development$-4,00013,588
Secured by farmland$0773
Secured by 1-4 family residential properties- net charge-offs$05,775
Secured by multifamily residential properties$17,000707
Secured by nonfarm nonresidential properties$03,618
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$171,0002,472
To non-U.S. addresseesNANA
Loans to individuals$47,0003,788
Credit card loan net charge offs$04,099
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$47,0003,335
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0406
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,543

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.