Home > First Valley Bank > Assets and Liabilities
First Valley Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 261 | 651 |
| Assets and Liabilities | ||
| Total Assets: | $462,232,000 | 1,013 |
| Cash and due from depository institutions | $28,623,000 | 651 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $35,430,000 | 3,150 |
| Federal funds sold & reverse repurchase agreements | $160,300,000 | 121 |
| Net loans & leases | $200,434,000 | 1,407 |
| Loan loss allowance | $15,830,000 | 342 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $16,257,000 | 457 |
| Other real estate owned | $776,000 | 651 |
| Goodwill and other intangibles | $2,507,000 | 901 |
| All other assets | $17,905,000 | 576 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $462,232,000 | 1,013 |
| Total liabilities | $429,646,000 | 982 |
| Total deposits | $417,211,000 | 884 |
| Interest-bearing deposits | $331,859,000 | 963 |
| Deposits held in domestic offices | $417,211,000 | 881 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $40,000 | 4,982 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $12,395,000 | 550 |
| Total equity capital | $32,586,000 | 1,384 |
| Total bank equity capital | $32,586,000 | 1,384 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $400,000 | 5,212 |
| Surplus | $36,208,000 | 552 |
| Undivided profits | $-4,022,000 | 10,413 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,310,000 | 466 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $222,000 | 588 |
| Income earned, not collected on loans | $1,790,000 | 1,165 |
| Earning assets | $396,164,000 | 1,084 |
| Long-term assets (5+ years) | $19,336,000 | 3,214 |
| Average Assets, year-to-date | $449,346,400 | 995 |
| Average Assets, quarterly | $454,013,000 | 1,011 |
| Volatile liabilities | $52,848,000 | 1,321 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $14,511,000 | 2,860 |
| Tier 1 (core) risk-based capital | $29,886,000 | 1,410 |
| Tier 2 risk-based capital | $3,133,900 | 1,086 |
| Total risk weighted assets | $238,015,700 | 1,213 |
| Total unused commitments | $14,511,000 | 2,867 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 288 | 610 |
| Assets and Liabilities | ||
| Total Assets: | $451,601,000 | 1,049 |
| Cash and due from depository institutions | $22,525,000 | 610 |
| Interest-bearing balances | $20,000 | 5,864 |
| Securities | $86,606,000 | 1,324 |
| Federal funds sold & reverse repurchase agreements | $59,510,000 | 257 |
| Net loans & leases | $245,002,000 | 1,196 |
| Loan loss allowance | $20,314,000 | 288 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $18,121,000 | 409 |
| Other real estate owned | $555,000 | 610 |
| Goodwill and other intangibles | $2,745,000 | 813 |
| All other assets | $16,537,000 | 600 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $451,601,000 | 1,049 |
| Total liabilities | $422,747,000 | 1,019 |
| Total deposits | $416,137,000 | 912 |
| Interest-bearing deposits | $301,898,000 | 1,069 |
| Deposits held in domestic offices | $416,137,000 | 907 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $41,000 | 4,947 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $6,569,000 | 818 |
| Total equity capital | $28,854,000 | 1,578 |
| Total bank equity capital | $28,854,000 | 1,578 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $400,000 | 5,430 |
| Surplus | $36,208,000 | 553 |
| Undivided profits | $-7,754,000 | 10,904 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,825,000 | 995 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $133,000 | 806 |
| Income earned, not collected on loans | $2,555,000 | 851 |
| Earning assets | $391,138,000 | 1,104 |
| Long-term assets (5+ years) | $9,530,000 | 4,443 |
| Average Assets, year-to-date | $446,399,000 | 1,020 |
| Average Assets, quarterly | $447,609,500 | 1,047 |
| Volatile liabilities | $55,488,000 | 1,296 |
| Insider loans | $4,179,000 | 988 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $25,686,000 | 1,755 |
| Tier 1 (core) risk-based capital | $25,967,000 | 1,641 |
| Tier 2 risk-based capital | $3,367,330 | 980 |
| Total risk weighted assets | $252,439,730 | 1,150 |
| Total unused commitments | $25,686,000 | 1,759 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 290 | 639 |
| Assets and Liabilities | ||
| Total Assets: | $445,761,000 | 1,097 |
| Cash and due from depository institutions | $24,628,000 | 639 |
| Interest-bearing balances | $100,000 | 4,564 |
| Securities | $110,801,000 | 1,077 |
| Federal funds sold & reverse repurchase agreements | $8,805,000 | 1,462 |
| Net loans & leases | $269,615,000 | 1,118 |
| Loan loss allowance | $2,552,000 | 1,530 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $22,023,000 | 350 |
| Other real estate owned | $676,000 | 639 |
| Goodwill and other intangibles | $2,960,000 | 737 |
| All other assets | $6,253,000 | 1,334 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $445,761,000 | 1,097 |
| Total liabilities | $410,504,000 | 1,078 |
| Total deposits | $406,244,000 | 961 |
| Interest-bearing deposits | $304,775,000 | 1,101 |
| Deposits held in domestic offices | $406,244,000 | 954 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,149,000 | 3,209 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $3,111,000 | 1,425 |
| Total equity capital | $35,257,000 | 1,279 |
| Total bank equity capital | $35,257,000 | 1,279 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $400,000 | 5,765 |
| Surplus | $31,208,000 | 638 |
| Undivided profits | $3,649,000 | 5,447 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,694,000 | 1,190 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $43,000 | 1,323 |
| Income earned, not collected on loans | $2,433,000 | 903 |
| Earning assets | $389,321,000 | 1,143 |
| Long-term assets (5+ years) | $10,160,000 | 4,179 |
| Average Assets, year-to-date | $407,214,600 | 1,149 |
| Average Assets, quarterly | $441,557,000 | 1,097 |
| Volatile liabilities | $54,483,000 | 1,316 |
| Insider loans | $6,985,000 | 607 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $29,288,000 | 1,574 |
| Tier 1 (core) risk-based capital | $32,198,000 | 1,332 |
| Tier 2 risk-based capital | $2,552,000 | 1,262 |
| Total risk weighted assets | $287,225,200 | 1,049 |
| Total unused commitments | $29,288,000 | 1,590 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 251 | 770 |
| Assets and Liabilities | ||
| Total Assets: | $360,243,000 | 1,320 |
| Cash and due from depository institutions | $22,422,000 | 770 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $77,075,000 | 1,637 |
| Federal funds sold & reverse repurchase agreements | $14,080,000 | 1,012 |
| Net loans & leases | $225,487,000 | 1,305 |
| Loan loss allowance | $2,147,000 | 1,815 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $15,592,000 | 492 |
| Other real estate owned | $36,000 | 770 |
| Goodwill and other intangibles | $442,000 | 1,617 |
| All other assets | $5,109,000 | 1,587 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $360,243,000 | 1,320 |
| Total liabilities | $331,620,000 | 1,309 |
| Total deposits | $328,777,000 | 1,199 |
| Interest-bearing deposits | $248,622,000 | 1,371 |
| Deposits held in domestic offices | $328,777,000 | 1,187 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $1,241,000 | 2,741 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,602,000 | 2,511 |
| Total equity capital | $28,623,000 | 1,583 |
| Total bank equity capital | $28,623,000 | 1,583 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $400,000 | 6,077 |
| Surplus | $16,600,000 | 1,059 |
| Undivided profits | $11,623,000 | 2,242 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,454,000 | 1,309 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $61,000 | 1,110 |
| Income earned, not collected on loans | $2,287,000 | 1,008 |
| Earning assets | $316,642,000 | 1,374 |
| Long-term assets (5+ years) | $7,595,000 | 4,726 |
| Average Assets, year-to-date | $346,866,400 | 1,316 |
| Average Assets, quarterly | $353,591,500 | 1,334 |
| Volatile liabilities | $44,371,000 | 1,418 |
| Insider loans | $9,938,000 | 451 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $13,493,000 | 2,627 |
| Tier 1 (core) risk-based capital | $28,057,000 | 1,538 |
| Tier 2 risk-based capital | $2,147,000 | 1,482 |
| Total risk weighted assets | $233,657,900 | 1,244 |
| Total unused commitments | $13,493,000 | 2,638 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 74 | 2,714 |
| Assets and Liabilities | ||
| Total Assets: | $108,269,000 | 4,060 |
| Cash and due from depository institutions | $5,054,000 | 2,714 |
| Interest-bearing balances | $100,000 | 5,091 |
| Securities | $32,472,000 | 4,001 |
| Federal funds sold & reverse repurchase agreements | $4,530,000 | 1,986 |
| Net loans & leases | $58,470,000 | 4,303 |
| Loan loss allowance | $475,000 | 6,410 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $5,601,000 | 1,319 |
| Other real estate owned | $0 | 2,714 |
| Goodwill and other intangibles | $173,000 | 1,999 |
| All other assets | $1,969,000 | 3,893 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $108,269,000 | 4,060 |
| Total liabilities | $100,433,000 | 3,985 |
| Total deposits | $97,815,000 | 3,862 |
| Interest-bearing deposits | $73,467,000 | 4,377 |
| Deposits held in domestic offices | $97,815,000 | 3,855 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $2,062,000 | 2,486 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $556,000 | 4,876 |
| Total equity capital | $7,836,000 | 5,026 |
| Total bank equity capital | $7,836,000 | 5,026 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $400,000 | 6,431 |
| Surplus | $3,600,000 | 3,640 |
| Undivided profits | $3,836,000 | 5,070 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $207,000 | 6,666 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $722,000 | 2,820 |
| Earning assets | $95,572,000 | 4,209 |
| Long-term assets (5+ years) | $7,803,000 | 4,777 |
| Average Assets, year-to-date | $105,714,600 | 4,059 |
| Average Assets, quarterly | $109,065,500 | 4,002 |
| Volatile liabilities | $10,976,000 | 4,066 |
| Insider loans | $2,242,000 | 1,863 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $8,894,000 | 3,415 |
| Tier 1 (core) risk-based capital | $8,369,000 | 4,803 |
| Tier 2 risk-based capital | $475,000 | 5,501 |
| Total risk weighted assets | $70,208,800 | 3,652 |
| Total unused commitments | $8,894,000 | 3,423 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 74 | 2,832 |
| Assets and Liabilities | ||
| Total Assets: | $101,933,000 | 4,370 |
| Cash and due from depository institutions | $3,666,000 | 2,832 |
| Interest-bearing balances | $163,000 | 5,903 |
| Securities | $40,136,000 | 3,461 |
| Federal funds sold & reverse repurchase agreements | $4,415,000 | 3,133 |
| Net loans & leases | $48,319,000 | 4,932 |
| Loan loss allowance | $420,000 | 7,165 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,705,000 | 1,962 |
| Other real estate owned | $75,000 | 2,832 |
| Goodwill and other intangibles | $193,000 | 1,849 |
| All other assets | $1,424,000 | 4,643 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $101,933,000 | 4,370 |
| Total liabilities | $94,567,000 | 4,285 |
| Total deposits | $93,621,000 | 4,138 |
| Interest-bearing deposits | $71,871,000 | 4,649 |
| Deposits held in domestic offices | $93,621,000 | 4,130 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $200,000 | 3,646 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $157,000 | 4,161 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $589,000 | 4,744 |
| Total equity capital | $7,366,000 | 5,365 |
| Total bank equity capital | $7,366,000 | 5,365 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $400,000 | 6,744 |
| Surplus | $3,600,000 | 3,583 |
| Undivided profits | $3,366,000 | 5,728 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $239,000 | 7,054 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $556,000 | 3,327 |
| Earning assets | $93,033,000 | 4,415 |
| Long-term assets (5+ years) | $10,246,000 | 4,297 |
| Average Assets, year-to-date | $101,731,200 | 4,269 |
| Average Assets, quarterly | $108,007,500 | 4,122 |
| Volatile liabilities | $12,573,000 | 3,453 |
| Insider loans | $1,614,000 | 2,512 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $13,768,000 | 2,464 |
| Tier 1 (core) risk-based capital | $7,029,000 | 5,508 |
| Tier 2 risk-based capital | $420,000 | 6,036 |
| Total risk weighted assets | $59,605,200 | 4,193 |
| Total unused commitments | $13,768,000 | 2,486 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 72 | 2,976 |
| Assets and Liabilities | ||
| Total Assets: | $100,095,000 | 4,516 |
| Cash and due from depository institutions | $5,733,000 | 2,976 |
| Interest-bearing balances | $286,000 | 5,794 |
| Securities | $40,840,000 | 3,355 |
| Federal funds sold & reverse repurchase agreements | $1,700,000 | 7,040 |
| Net loans & leases | $46,691,000 | 5,082 |
| Loan loss allowance | $456,000 | 6,903 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,334,000 | 2,221 |
| Other real estate owned | $82,000 | 2,976 |
| Goodwill and other intangibles | $212,000 | 1,819 |
| All other assets | $1,503,000 | 4,585 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $100,095,000 | 4,516 |
| Total liabilities | $92,768,000 | 4,475 |
| Total deposits | $90,493,000 | 4,397 |
| Interest-bearing deposits | $70,996,000 | 4,824 |
| Deposits held in domestic offices | $90,493,000 | 4,390 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $800,000 | 2,714 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $745,000 | 2,822 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $730,000 | 4,235 |
| Total equity capital | $7,327,000 | 5,178 |
| Total bank equity capital | $7,327,000 | 5,178 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $400,000 | 7,082 |
| Surplus | $3,600,000 | 3,460 |
| Undivided profits | $3,327,000 | 5,559 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $291,000 | 7,315 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $564,000 | 3,602 |
| Earning assets | $89,517,000 | 4,620 |
| Long-term assets (5+ years) | $17,822,000 | 2,832 |
| Average Assets, year-to-date | $101,076,800 | 4,396 |
| Average Assets, quarterly | $101,611,000 | 4,437 |
| Volatile liabilities | $13,926,000 | 3,159 |
| Insider loans | $1,636,000 | 437 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $11,064,000 | 2,745 |
| Tier 1 (core) risk-based capital | $7,115,000 | 5,247 |
| Tier 2 risk-based capital | $456,000 | 5,645 |
| Total risk weighted assets | $57,958,500 | 4,359 |
| Total unused commitments | $11,064,000 | 2,759 |
| Derivatives | $0 | 651 |