Home > First Utah Bank > Income and Expense

First Utah Bank, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$14,720,000915
Total interest expense$5,176,000957
Net interest income$9,544,000907
Provision for loan and lease losses$290,000840
Total noninterest income$2,003,000865
Gross Fiduciary activities income$0918
Service charges on deposit accounts$96,0001,927
Trading account gains and feesNANA
Additional Noninterest Income$1,907,000646
Total noninterest expense$7,313,000947
Salaries and employee benefits$4,378,000900
Premises and equipment expense$418,0001,467
Additional noninterest expense$1,907,000646
Pre-tax net operating income$3,944,000861
Securities gains (losses)$0665
Applicable income taxes$968,000655
Income before extraordinary items$2,976,000926
Extraordinary gains, net$047
Net income$2,976,000939
Minority interest net income$065
Net income of bank and minority interests.$2,976,000926
Net charge-offs$99,000794
Cash dividends$631,0001,197
Sale, conversion, retirement of capital stock, net$0467
Net operating income$2,976,000929
2024-12-31 (YTD Data)Rank
Total interest income$53,584,000987
Total interest expense$19,247,0001,065
Net interest income$34,337,000936
Provision for loan and lease losses$5,010,000347
Total noninterest income$5,320,0001,136
Gross Fiduciary activities income$01,000
Service charges on deposit accounts$318,0002,145
Trading account gains and feesNANA
Additional Noninterest Income$5,002,000865
Total noninterest expense$24,777,0001,049
Salaries and employee benefits$16,772,000906
Premises and equipment expense$1,587,0001,497
Additional noninterest expense$5,002,000865
Pre-tax net operating income$9,870,0001,164
Securities gains (losses)$0940
Applicable income taxes$2,440,000832
Income before extraordinary items$7,430,0001,287
Extraordinary gains, net$053
Net income$7,430,0001,297
Minority interest net income$090
Net income of bank and minority interests.$7,430,0001,287
Net charge-offs$3,484,000351
Cash dividends$2,009,0001,602
Sale, conversion, retirement of capital stock, net$0564
Net operating income$7,430,0001,297
2024-09-30 (YTD Data)Rank
Total interest income$39,258,0001,000
Total interest expense$14,238,0001,078
Net interest income$25,020,000951
Provision for loan and lease losses$2,950,000392
Total noninterest income$3,253,0001,277
Gross Fiduciary activities income$0972
Service charges on deposit accounts$241,0002,130
Trading account gains and feesNANA
Additional Noninterest Income$3,012,0001,004
Total noninterest expense$18,240,0001,056
Salaries and employee benefits$12,214,000920
Premises and equipment expense$1,216,0001,454
Additional noninterest expense$3,012,0001,004
Pre-tax net operating income$7,083,0001,192
Securities gains (losses)$0930
Applicable income taxes$1,757,000865
Income before extraordinary items$5,326,0001,304
Extraordinary gains, net$051
Net income$5,326,0001,317
Minority interest net income$082
Net income of bank and minority interests.$5,326,0001,306
Net charge-offs$2,346,000364
Cash dividends$1,657,0001,335
Sale, conversion, retirement of capital stock, net$0527
Net operating income$5,326,0001,312
2024-06-30 (YTD Data)Rank
Total interest income$25,542,0001,007
Total interest expense$9,077,0001,097
Net interest income$16,465,000969
Provision for loan and lease losses$1,600,000423
Total noninterest income$2,346,0001,216
Gross Fiduciary activities income$0962
Service charges on deposit accounts$162,0002,103
Trading account gains and feesNANA
Additional Noninterest Income$2,184,000952
Total noninterest expense$11,703,0001,087
Salaries and employee benefits$7,953,000944
Premises and equipment expense$780,0001,494
Additional noninterest expense$2,184,000952
Pre-tax net operating income$5,508,0001,056
Securities gains (losses)$0628
Applicable income taxes$1,358,000775
Income before extraordinary items$4,150,0001,144
Extraordinary gains, net$052
Net income$4,150,0001,160
Minority interest net income$084
Net income of bank and minority interests.$4,150,0001,146
Net charge-offs$1,541,000335
Cash dividends$980,0001,477
Sale, conversion, retirement of capital stock, net$0496
Net operating income$4,150,0001,151
2023-12-31 (YTD Data)Rank
Total interest income$45,045,0001,018
Total interest expense$12,612,0001,106
Net interest income$32,433,000972
Provision for loan and lease losses$2,970,000448
Total noninterest income$2,809,0001,691
Gross Fiduciary activities income$0981
Service charges on deposit accounts$328,0002,086
Trading account gains and feesNANA
Additional Noninterest Income$2,481,0001,425
Total noninterest expense$22,344,0001,105
Salaries and employee benefits$15,080,000954
Premises and equipment expense$1,600,0001,456
Additional noninterest expense$2,481,0001,425
Pre-tax net operating income$9,928,0001,167
Securities gains (losses)$0988
Applicable income taxes$2,497,000835
Income before extraordinary items$7,431,0001,279
Extraordinary gains, net$054
Net income$7,431,0001,294
Minority interest net income$088
Net income of bank and minority interests.$7,431,0001,282
Net charge-offs$3,043,000316
Cash dividends$3,132,0001,151
Sale, conversion, retirement of capital stock, net$0540
Net operating income$7,431,0001,300
2023-09-30 (YTD Data)Rank
Total interest income$33,127,0001,014
Total interest expense$8,742,0001,097
Net interest income$24,385,000970
Provision for loan and lease losses$1,750,000486
Total noninterest income$2,383,0001,577
Gross Fiduciary activities income$0950
Service charges on deposit accounts$219,0002,236
Trading account gains and feesNANA
Additional Noninterest Income$2,164,0001,286
Total noninterest expense$16,903,0001,091
Salaries and employee benefits$11,526,000948
Premises and equipment expense$1,173,0001,487
Additional noninterest expense$2,164,0001,286
Pre-tax net operating income$8,115,0001,132
Securities gains (losses)$0849
Applicable income taxes$2,056,000818
Income before extraordinary items$6,059,0001,242
Extraordinary gains, net$052
Net income$6,059,0001,251
Minority interest net income$081
Net income of bank and minority interests.$6,059,0001,242
Net charge-offs$2,602,000260
Cash dividends$2,598,000978
Sale, conversion, retirement of capital stock, net$0507
Net operating income$6,059,0001,264
2023-06-30 (YTD Data)Rank
Total interest income$21,742,0001,000
Total interest expense$5,339,0001,069
Net interest income$16,403,000972
Provision for loan and lease losses$750,000602
Total noninterest income$1,490,0001,554
Gross Fiduciary activities income$0931
Service charges on deposit accounts$144,0002,243
Trading account gains and feesNANA
Additional Noninterest Income$1,346,0001,263
Total noninterest expense$11,423,0001,071
Salaries and employee benefits$7,784,000937
Premises and equipment expense$797,0001,461
Additional noninterest expense$1,346,0001,262
Pre-tax net operating income$5,720,0001,093
Securities gains (losses)$0938
Applicable income taxes$1,442,000806
Income before extraordinary items$4,278,0001,186
Extraordinary gains, net$051
Net income$4,278,0001,197
Minority interest net income$081
Net income of bank and minority interests.$4,278,0001,186
Net charge-offs$1,511,000260
Cash dividends$2,062,000856
Sale, conversion, retirement of capital stock, net$0486
Net operating income$4,278,0001,192
2023-03-31 (YTD Data)Rank
Total interest income$10,553,0001,012
Total interest expense$2,263,0001,089
Net interest income$8,290,000967
Provision for loan and lease losses$300,000662
Total noninterest income$728,0001,577
Gross Fiduciary activities income$0913
Service charges on deposit accounts$70,0002,299
Trading account gains and feesNANA
Additional Noninterest Income$658,0001,280
Total noninterest expense$5,399,0001,143
Salaries and employee benefits$3,850,000966
Premises and equipment expense$401,0001,486
Additional noninterest expense$658,0001,280
Pre-tax net operating income$3,319,0001,000
Securities gains (losses)$0950
Applicable income taxes$828,000760
Income before extraordinary items$2,491,0001,074
Extraordinary gains, net$04
Net income$2,491,0001,073
Minority interest net income$048
Net income of bank and minority interests.$2,491,0001,073
Net charge-offs$506,000273
Cash dividends$1,314,000663
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,491,0001,090
2022-12-31 (YTD Data)Rank
Total interest income$35,105,0001,000
Total interest expense$2,875,0001,218
Net interest income$32,230,000961
Provision for loan and lease losses$650,0001,057
Total noninterest income$3,465,0001,499
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$421,0001,890
Trading account gains and feesNANA
Additional Noninterest Income$3,044,0001,251
Total noninterest expense$21,446,0001,121
Salaries and employee benefits$15,356,000932
Premises and equipment expense$1,499,0001,533
Additional noninterest expense$3,044,0001,251
Pre-tax net operating income$13,599,0001,027
Securities gains (losses)$0691
Applicable income taxes$3,457,000757
Income before extraordinary items$10,142,0001,095
Extraordinary gains, net$05
Net income$10,142,0001,094
Minority interest net income$063
Net income of bank and minority interests.$10,142,0001,095
Net charge-offs$1,258,000359
Cash dividends$3,218,0001,085
Sale, conversion, retirement of capital stock, net$0568
Net operating income$10,142,0001,113
2022-09-30 (YTD Data)Rank
Total interest income$25,049,0001,001
Total interest expense$1,411,0001,379
Net interest income$23,638,000966
Provision for loan and lease losses$450,0001,008
Total noninterest income$2,736,0001,461
Gross Fiduciary activities income$0968
Service charges on deposit accounts$346,0001,782
Trading account gains and feesNANA
Additional Noninterest Income$2,390,0001,240
Total noninterest expense$15,526,0001,153
Salaries and employee benefits$10,823,000991
Premises and equipment expense$1,154,0001,508
Additional noninterest expense$2,390,0001,240
Pre-tax net operating income$10,398,0001,014
Securities gains (losses)$0740
Applicable income taxes$2,640,000755
Income before extraordinary items$7,758,0001,070
Extraordinary gains, net$04
Net income$7,758,0001,069
Minority interest net income$057
Net income of bank and minority interests.$7,758,0001,070
Net charge-offs$692,000375
Cash dividends$2,652,000918
Sale, conversion, retirement of capital stock, net$0519
Net operating income$7,758,0001,093
2022-06-30 (YTD Data)Rank
Total interest income$15,915,0001,003
Total interest expense$843,0001,313
Net interest income$15,072,000983
Provision for loan and lease losses$300,000908
Total noninterest income$2,217,0001,297
Gross Fiduciary activities income$0925
Service charges on deposit accounts$261,0001,642
Trading account gains and feesNANA
Additional Noninterest Income$1,956,0001,107
Total noninterest expense$10,295,0001,146
Salaries and employee benefits$7,135,000987
Premises and equipment expense$769,0001,510
Additional noninterest expense$2,391,0001,399
Pre-tax net operating income$6,694,000983
Securities gains (losses)$0687
Applicable income taxes$1,680,000744
Income before extraordinary items$5,014,0001,043
Extraordinary gains, net$04
Net income$5,014,0001,042
Minority interest net income$060
Net income of bank and minority interests.$5,014,0001,043
Net charge-offs$786,000267
Cash dividends$2,076,000815
Sale, conversion, retirement of capital stock, net$0494
Net operating income$5,014,0001,067
2022-03-31 (YTD Data)Rank
Total interest income$7,414,0001,039
Total interest expense$452,0001,198
Net interest income$6,962,0001,024
Provision for loan and lease losses$150,000763
Total noninterest income$1,117,0001,286
Gross Fiduciary activities income$0892
Service charges on deposit accounts$132,0001,624
Trading account gains and feesNANA
Additional Noninterest Income$985,0001,090
Total noninterest expense$5,007,0001,173
Salaries and employee benefits$3,530,0001,006
Premises and equipment expense$379,0001,547
Additional noninterest expense$1,098,0001,474
Pre-tax net operating income$2,922,0001,032
Securities gains (losses)$0623
Applicable income taxes$727,000791
Income before extraordinary items$2,195,0001,123
Extraordinary gains, net$04
Net income$2,195,0001,122
Minority interest net income$050
Net income of bank and minority interests.$2,195,0001,123
Net charge-offs$876,000166
Cash dividends$1,500,000555
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,195,0001,133
2021-12-31 (YTD Data)Rank
Total interest income$29,442,0001,072
Total interest expense$2,197,0001,231
Net interest income$27,245,0001,057
Provision for loan and lease losses$2,010,000281
Total noninterest income$8,628,000926
Gross Fiduciary activities income$0994
Service charges on deposit accounts$569,0001,467
Trading account gains and feesNANA
Additional Noninterest Income$8,059,000778
Total noninterest expense$20,395,0001,147
Salaries and employee benefits$14,761,000949
Premises and equipment expense$1,324,0001,684
Additional noninterest expense$4,310,0001,502
Pre-tax net operating income$13,468,0001,021
Securities gains (losses)$02,062
Applicable income taxes$3,374,000800
Income before extraordinary items$10,094,0001,147
Extraordinary gains, net$010
Net income$10,094,0001,147
Minority interest net income$074
Net income of bank and minority interests.$10,094,0001,147
Net charge-offs$294,000842
Cash dividends$3,495,0001,057
Sale, conversion, retirement of capital stock, net$0582
Net operating income$10,094,0001,128
2021-09-30 (YTD Data)Rank
Total interest income$22,283,0001,083
Total interest expense$1,709,0001,255
Net interest income$20,574,0001,073
Provision for loan and lease losses$2,010,000210
Total noninterest income$6,440,000956
Gross Fiduciary activities income$0957
Service charges on deposit accounts$420,0001,472
Trading account gains and feesNANA
Additional Noninterest Income$6,020,000809
Total noninterest expense$14,745,0001,189
Salaries and employee benefits$10,722,000983
Premises and equipment expense$938,0001,795
Additional noninterest expense$3,085,0001,555
Pre-tax net operating income$10,259,0001,048
Securities gains (losses)$02,015
Applicable income taxes$2,577,000816
Income before extraordinary items$7,682,0001,176
Extraordinary gains, net$08
Net income$7,682,0001,176
Minority interest net income$069
Net income of bank and minority interests.$7,682,0001,177
Net charge-offs$-260,0004,710
Cash dividends$1,730,0001,274
Sale, conversion, retirement of capital stock, net$0543
Net operating income$7,682,0001,158
2021-06-30 (YTD Data)Rank
Total interest income$14,439,0001,107
Total interest expense$1,185,0001,252
Net interest income$13,254,0001,088
Provision for loan and lease losses$1,961,000155
Total noninterest income$5,099,000841
Gross Fiduciary activities income$0951
Service charges on deposit accounts$261,0001,500
Trading account gains and feesNANA
Additional Noninterest Income$4,838,000706
Total noninterest expense$9,659,0001,188
Salaries and employee benefits$7,079,000988
Premises and equipment expense$581,0001,876
Additional noninterest expense$1,999,0001,575
Pre-tax net operating income$6,733,0001,047
Securities gains (losses)$01,818
Applicable income taxes$1,686,000823
Income before extraordinary items$5,047,0001,169
Extraordinary gains, net$06
Net income$5,047,0001,170
Minority interest net income$067
Net income of bank and minority interests.$5,047,0001,170
Net charge-offs$25,0001,407
Cash dividends$1,365,0001,128
Sale, conversion, retirement of capital stock, net$0517
Net operating income$5,047,0001,154
2021-03-31 (YTD Data)Rank
Total interest income$6,183,0001,263
Total interest expense$643,0001,227
Net interest income$5,540,0001,253
Provision for loan and lease losses$1,561,000114
Total noninterest income$3,616,000668
Gross Fiduciary activities income$0922
Service charges on deposit accounts$139,0001,424
Trading account gains and feesNANA
Additional Noninterest Income$3,477,000571
Total noninterest expense$4,763,0001,183
Salaries and employee benefits$3,495,000994
Premises and equipment expense$296,0001,859
Additional noninterest expense$972,0001,575
Pre-tax net operating income$2,832,0001,185
Securities gains (losses)$01,392
Applicable income taxes$704,000917
Income before extraordinary items$2,128,0001,335
Extraordinary gains, net$03
Net income$2,128,0001,334
Minority interest net income$055
Net income of bank and minority interests.$2,128,0001,335
Net charge-offs$-50,0004,618
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,128,0001,303
2020-12-31 (YTD Data)Rank
Total interest income$27,063,0001,159
Total interest expense$3,584,0001,288
Net interest income$23,479,0001,126
Provision for loan and lease losses$1,818,0001,115
Total noninterest income$4,514,0001,344
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$682,0001,274
Trading account gains and feesNANA
Additional Noninterest Income$3,832,0001,247
Total noninterest expense$19,001,0001,157
Salaries and employee benefits$13,609,000979
Premises and equipment expense$1,203,0001,800
Additional noninterest expense$4,189,0001,476
Pre-tax net operating income$7,174,0001,355
Securities gains (losses)$02,675
Applicable income taxes$1,591,0001,089
Income before extraordinary items$5,583,0001,504
Extraordinary gains, net$04
Net income$5,583,0001,503
Minority interest net income$072
Net income of bank and minority interests.$5,583,0001,504
Net charge-offs$77,0002,160
Cash dividends$872,0002,354
Sale, conversion, retirement of capital stock, net$0566
Net operating income$5,583,0001,458
2020-09-30 (YTD Data)Rank
Total interest income$17,949,0001,274
Total interest expense$2,796,0001,317
Net interest income$15,153,0001,252
Provision for loan and lease losses$1,218,0001,208
Total noninterest income$4,541,0001,090
Gross Fiduciary activities income$0981
Service charges on deposit accounts$569,0001,173
Trading account gains and feesNANA
Additional Noninterest Income$3,972,000944
Total noninterest expense$13,978,0001,158
Salaries and employee benefits$10,007,000982
Premises and equipment expense$924,0001,770
Additional noninterest expense$3,047,0001,494
Pre-tax net operating income$4,498,0001,528
Securities gains (losses)$02,494
Applicable income taxes$904,0001,262
Income before extraordinary items$3,594,0001,669
Extraordinary gains, net$04
Net income$3,594,0001,670
Minority interest net income$065
Net income of bank and minority interests.$3,594,0001,670
Net charge-offs$34,0002,249
Cash dividends$872,0001,834
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,594,0001,624
2020-06-30 (YTD Data)Rank
Total interest income$11,885,0001,299
Total interest expense$1,915,0001,358
Net interest income$9,970,0001,270
Provision for loan and lease losses$618,0001,429
Total noninterest income$3,269,000976
Gross Fiduciary activities income$0970
Service charges on deposit accounts$385,0001,174
Trading account gains and feesNANA
Additional Noninterest Income$2,884,000838
Total noninterest expense$9,725,0001,117
Salaries and employee benefits$6,971,000943
Premises and equipment expense$616,0001,759
Additional noninterest expense$2,138,0001,422
Pre-tax net operating income$2,896,0001,502
Securities gains (losses)$02,249
Applicable income taxes$510,0001,330
Income before extraordinary items$2,386,0001,590
Extraordinary gains, net$04
Net income$2,386,0001,591
Minority interest net income$065
Net income of bank and minority interests.$2,386,0001,591
Net charge-offs$-6,0004,173
Cash dividends$872,0001,451
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,386,0001,549
2020-03-31 (YTD Data)Rank
Total interest income$6,090,0001,283
Total interest expense$983,0001,440
Net interest income$5,107,0001,229
Provision for loan and lease losses$218,0001,392
Total noninterest income$832,0001,438
Gross Fiduciary activities income$0941
Service charges on deposit accounts$234,0001,167
Trading account gains and feesNANA
Additional Noninterest Income$598,0001,359
Total noninterest expense$4,292,0001,236
Salaries and employee benefits$2,928,0001,081
Premises and equipment expense$316,0001,750
Additional noninterest expense$1,048,0001,462
Pre-tax net operating income$1,429,0001,369
Securities gains (losses)$01,705
Applicable income taxes$337,000993
Income before extraordinary items$1,092,0001,551
Extraordinary gains, net$04
Net income$1,092,0001,550
Minority interest net income$056
Net income of bank and minority interests.$1,092,0001,551
Net charge-offs$2,0002,313
Cash dividends$372,0001,506
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,092,0001,522
2019-12-31 (YTD Data)Rank
Total interest income$23,782,0001,306
Total interest expense$4,106,0001,452
Net interest income$19,676,0001,277
Provision for loan and lease losses$675,0001,236
Total noninterest income$5,811,0001,021
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$800,0001,338
Trading account gains and feesNANA
Additional Noninterest Income$5,011,000834
Total noninterest expense$17,518,0001,192
Salaries and employee benefits$12,152,0001,024
Premises and equipment expense$1,272,0001,724
Additional noninterest expense$4,094,0001,476
Pre-tax net operating income$7,294,0001,317
Securities gains (losses)$02,379
Applicable income taxes$1,790,000973
Income before extraordinary items$5,504,0001,474
Extraordinary gains, net$011
Net income$5,504,0001,475
Minority interest net income$076
Net income of bank and minority interests.$5,504,0001,476
Net charge-offs$229,0001,569
Cash dividends$1,279,0002,049
Sale, conversion, retirement of capital stock, net$0626
Net operating income$5,504,0001,442
2019-09-30 (YTD Data)Rank
Total interest income$17,621,0001,334
Total interest expense$3,063,0001,465
Net interest income$14,558,0001,298
Provision for loan and lease losses$375,0001,396
Total noninterest income$3,554,0001,166
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$583,0001,378
Trading account gains and feesNANA
Additional Noninterest Income$2,971,000968
Total noninterest expense$12,933,0001,216
Salaries and employee benefits$8,873,0001,047
Premises and equipment expense$981,0001,697
Additional noninterest expense$3,079,0001,481
Pre-tax net operating income$4,804,0001,488
Securities gains (losses)$02,167
Applicable income taxes$539,0001,729
Income before extraordinary items$4,265,0001,474
Extraordinary gains, net$011
Net income$4,265,0001,475
Minority interest net income$072
Net income of bank and minority interests.$4,265,0001,476
Net charge-offs$298,0001,035
Cash dividends$917,0001,911
Sale, conversion, retirement of capital stock, net$0590
Net operating income$4,265,0001,442
2019-06-30 (YTD Data)Rank
Total interest income$11,537,0001,347
Total interest expense$1,967,0001,487
Net interest income$9,570,0001,313
Provision for loan and lease losses$175,0001,694
Total noninterest income$3,157,000946
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$386,0001,366
Trading account gains and feesNANA
Additional Noninterest Income$2,771,000749
Total noninterest expense$8,949,0001,181
Salaries and employee benefits$6,119,0001,012
Premises and equipment expense$656,0001,699
Additional noninterest expense$2,174,0001,426
Pre-tax net operating income$3,603,0001,340
Securities gains (losses)$01,702
Applicable income taxes$539,0001,390
Income before extraordinary items$3,064,0001,366
Extraordinary gains, net$011
Net income$3,064,0001,365
Minority interest net income$069
Net income of bank and minority interests.$3,064,0001,366
Net charge-offs$278,000827
Cash dividends$432,0002,258
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,064,0001,343
2019-03-31 (YTD Data)Rank
Total interest income$5,669,0001,368
Total interest expense$902,0001,545
Net interest income$4,767,0001,317
Provision for loan and lease losses$50,0002,037
Total noninterest income$1,257,0001,057
Gross Fiduciary activities income$0972
Service charges on deposit accounts$187,0001,399
Trading account gains and feesNANA
Additional Noninterest Income$1,070,000862
Total noninterest expense$4,362,0001,203
Salaries and employee benefits$3,012,0001,026
Premises and equipment expense$337,0001,686
Additional noninterest expense$1,013,0001,503
Pre-tax net operating income$1,612,0001,436
Securities gains (losses)$01,087
Applicable income taxes$403,0001,042
Income before extraordinary items$1,209,0001,610
Extraordinary gains, net$05
Net income$1,209,0001,608
Minority interest net income$052
Net income of bank and minority interests.$1,209,0001,609
Net charge-offs$292,000481
Cash dividends$75,0002,534
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,209,0001,590
2018-12-31 (YTD Data)Rank
Total interest income$19,960,0001,456
Total interest expense$2,531,0001,634
Net interest income$17,429,0001,393
Provision for loan and lease losses$04,082
Total noninterest income$9,081,000733
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$663,0001,606
Trading account gains and feesNANA
Additional Noninterest Income$8,418,000566
Total noninterest expense$19,896,0001,069
Salaries and employee benefits$14,138,000884
Premises and equipment expense$1,133,0001,875
Additional noninterest expense$4,625,0001,331
Pre-tax net operating income$6,614,0001,415
Securities gains (losses)$01,125
Applicable income taxes$-1,122,0005,378
Income before extraordinary items$7,736,0001,118
Extraordinary gains, net$06
Net income$7,736,0001,117
Minority interest net income$072
Net income of bank and minority interests.$7,736,0001,117
Net charge-offs$-33,0004,794
Cash dividends$1,000,0002,197
Sale, conversion, retirement of capital stock, net$0671
Net operating income$7,736,0001,115
2018-09-30 (YTD Data)Rank
Total interest income$14,355,0001,484
Total interest expense$1,734,0001,668
Net interest income$12,621,0001,436
Provision for loan and lease losses$03,948
Total noninterest income$6,867,000735
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$488,0001,630
Trading account gains and feesNANA
Additional Noninterest Income$6,379,000569
Total noninterest expense$14,366,0001,100
Salaries and employee benefits$10,342,000902
Premises and equipment expense$761,0002,036
Additional noninterest expense$3,263,0001,406
Pre-tax net operating income$5,122,0001,394
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$5,122,0001,246
Extraordinary gains, net$05
Net income$5,122,0001,244
Minority interest net income$066
Net income of bank and minority interests.$5,122,0001,245
Net charge-offs$-14,0004,567
Cash dividends$750,0001,948
Sale, conversion, retirement of capital stock, net$0633
Net operating income$5,122,0001,243
2018-06-30 (YTD Data)Rank
Total interest income$9,204,0001,522
Total interest expense$1,059,0001,699
Net interest income$8,145,0001,472
Provision for loan and lease losses$03,782
Total noninterest income$4,592,000728
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$333,0001,600
Trading account gains and feesNANA
Additional Noninterest Income$4,259,000566
Total noninterest expense$9,452,0001,109
Salaries and employee benefits$6,729,000920
Premises and equipment expense$499,0002,078
Additional noninterest expense$2,224,0001,380
Pre-tax net operating income$3,285,0001,424
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$3,285,0001,260
Extraordinary gains, net$06
Net income$3,285,0001,259
Minority interest net income$065
Net income of bank and minority interests.$3,285,0001,259
Net charge-offs$3,0002,950
Cash dividends$500,0001,981
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,285,0001,254
2018-03-31 (YTD Data)Rank
Total interest income$4,252,0001,623
Total interest expense$472,0001,785
Net interest income$3,780,0001,574
Provision for loan and lease losses$03,508
Total noninterest income$1,539,000951
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$172,0001,554
Trading account gains and feesNANA
Additional Noninterest Income$1,367,000754
Total noninterest expense$4,380,0001,180
Salaries and employee benefits$3,025,0001,025
Premises and equipment expense$250,0002,113
Additional noninterest expense$1,105,0001,376
Pre-tax net operating income$939,0002,124
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$939,0001,924
Extraordinary gains, net$07
Net income$939,0001,922
Minority interest net income$052
Net income of bank and minority interests.$939,0001,924
Net charge-offs$-13,0004,839
Cash dividends$250,0001,729
Sale, conversion, retirement of capital stock, net$0580
Net operating income$939,0001,914
2017-12-31 (YTD Data)Rank
Total interest income$16,623,0001,605
Total interest expense$1,609,0001,810
Net interest income$15,014,0001,556
Provision for loan and lease losses$-1,232,0005,612
Total noninterest income$10,581,000659
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$660,0001,636
Trading account gains and feesNANA
Additional Noninterest Income$9,921,000514
Total noninterest expense$18,111,0001,148
Salaries and employee benefits$12,824,000936
Premises and equipment expense$1,059,0002,022
Additional noninterest expense$4,228,0001,444
Pre-tax net operating income$8,716,0001,106
Securities gains (losses)$02,243
Applicable income taxes$600,0002,285
Income before extraordinary items$8,116,000894
Extraordinary gains, net$09
Net income$8,116,000894
Minority interest net income$076
Net income of bank and minority interests.$8,116,000894
Net charge-offs$343,0001,371
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$8,116,000883
2017-09-30 (YTD Data)Rank
Total interest income$12,049,0001,651
Total interest expense$1,225,0001,775
Net interest income$10,824,0001,624
Provision for loan and lease losses$-1,232,0005,684
Total noninterest income$7,481,000696
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$462,0001,746
Trading account gains and feesNANA
Additional Noninterest Income$7,019,000543
Total noninterest expense$13,095,0001,180
Salaries and employee benefits$9,299,000967
Premises and equipment expense$826,0001,976
Additional noninterest expense$2,970,0001,520
Pre-tax net operating income$6,442,0001,139
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$6,442,000916
Extraordinary gains, net$09
Net income$6,442,000917
Minority interest net income$071
Net income of bank and minority interests.$6,442,000916
Net charge-offs$-55,0005,192
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$6,442,000904
2017-06-30 (YTD Data)Rank
Total interest income$7,664,0001,706
Total interest expense$846,0001,699
Net interest income$6,818,0001,697
Provision for loan and lease losses$-1,232,0005,746
Total noninterest income$5,255,000668
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$314,0001,694
Trading account gains and feesNANA
Additional Noninterest Income$4,941,000534
Total noninterest expense$8,607,0001,200
Salaries and employee benefits$6,158,000979
Premises and equipment expense$561,0001,951
Additional noninterest expense$1,888,0001,581
Pre-tax net operating income$4,698,0001,039
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$4,698,000845
Extraordinary gains, net$011
Net income$4,698,000845
Minority interest net income$071
Net income of bank and minority interests.$4,698,000845
Net charge-offs$-80,0005,389
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,698,000831
2017-03-31 (YTD Data)Rank
Total interest income$3,729,0001,744
Total interest expense$438,0001,626
Net interest income$3,291,0001,750
Provision for loan and lease losses$-1,232,0005,830
Total noninterest income$2,045,000794
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$160,0001,669
Trading account gains and feesNANA
Additional Noninterest Income$1,885,000617
Total noninterest expense$4,065,0001,263
Salaries and employee benefits$2,891,0001,052
Premises and equipment expense$298,0001,895
Additional noninterest expense$876,0001,692
Pre-tax net operating income$2,503,000960
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$2,503,000772
Extraordinary gains, net$08
Net income$2,503,000772
Minority interest net income$055
Net income of bank and minority interests.$2,503,000772
Net charge-offs$-48,0005,459
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,503,000760
2016-12-31 (YTD Data)Rank
Total interest income$14,041,0001,807
Total interest expense$1,916,0001,470
Net interest income$12,125,0001,845
Provision for loan and lease losses$04,332
Total noninterest income$7,528,000859
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$464,0002,214
Trading account gains and fees$0170
Additional Noninterest Income$7,064,000660
Total noninterest expense$15,421,0001,299
Salaries and employee benefits$10,219,0001,128
Premises and equipment expense$1,384,0001,634
Additional noninterest expense$3,818,0001,592
Pre-tax net operating income$4,232,0001,858
Securities gains (losses)$-140,0005,822
Applicable income taxes$04,278
Income before extraordinary items$4,092,0001,625
Extraordinary gains, net$05
Net income$4,092,0001,623
Minority interest net income$082
Net income of bank and minority interests.$4,092,0001,624
Net charge-offs$75,0002,838
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$4,232,0001,552
2016-09-30 (YTD Data)Rank
Total interest income$10,408,0001,826
Total interest expense$1,439,0001,471
Net interest income$8,969,0001,866
Provision for loan and lease losses$04,186
Total noninterest income$4,673,000976
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$344,0002,237
Trading account gains and fees$0169
Additional Noninterest Income$4,329,000755
Total noninterest expense$10,945,0001,346
Salaries and employee benefits$7,200,0001,195
Premises and equipment expense$1,062,0001,602
Additional noninterest expense$2,683,0001,686
Pre-tax net operating income$2,697,0002,120
Securities gains (losses)$-140,0005,931
Applicable income taxes$04,325
Income before extraordinary items$2,557,0001,909
Extraordinary gains, net$05
Net income$2,557,0001,909
Minority interest net income$071
Net income of bank and minority interests.$2,557,0001,909
Net charge-offs$88,0002,173
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,697,0001,783
2016-06-30 (YTD Data)Rank
Total interest income$7,110,0001,786
Total interest expense$944,0001,484
Net interest income$6,166,0001,821
Provision for loan and lease losses$04,017
Total noninterest income$3,092,000975
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$219,0002,290
Trading account gains and fees$0157
Additional Noninterest Income$2,873,000755
Total noninterest expense$7,127,0001,381
Salaries and employee benefits$4,656,0001,221
Premises and equipment expense$685,0001,651
Additional noninterest expense$1,786,0001,701
Pre-tax net operating income$2,131,0001,842
Securities gains (losses)$-140,0006,021
Applicable income taxes$04,338
Income before extraordinary items$1,991,0001,668
Extraordinary gains, net$016
Net income$1,991,0001,669
Minority interest net income$071
Net income of bank and minority interests.$1,991,0001,669
Net charge-offs$116,0001,495
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,131,0001,532
2016-03-31 (YTD Data)Rank
Total interest income$3,615,0001,764
Total interest expense$470,0001,489
Net interest income$3,145,0001,787
Provision for loan and lease losses$03,656
Total noninterest income$1,959,000802
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$115,0002,197
Trading account gains and fees$0142
Additional Noninterest Income$1,844,000612
Total noninterest expense$3,534,0001,386
Salaries and employee benefits$2,359,0001,219
Premises and equipment expense$346,0001,654
Additional noninterest expense$829,0001,785
Pre-tax net operating income$1,570,0001,359
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$1,570,0001,139
Extraordinary gains, net$012
Net income$1,570,0001,140
Minority interest net income$062
Net income of bank and minority interests.$1,570,0001,140
Net charge-offs$13,0002,213
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,570,0001,112
2015-12-31 (YTD Data)Rank
Total interest income$13,462,0001,834
Total interest expense$1,979,0001,409
Net interest income$11,483,0001,886
Provision for loan and lease losses$-560,0005,964
Total noninterest income$9,492,000707
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$497,0002,149
Trading account gains and fees$0159
Additional Noninterest Income$8,995,000535
Total noninterest expense$16,070,0001,240
Salaries and employee benefits$9,885,0001,142
Premises and equipment expense$1,816,0001,288
Additional noninterest expense$4,369,0001,417
Pre-tax net operating income$5,465,0001,469
Securities gains (losses)$-51,0006,032
Applicable income taxes$04,402
Income before extraordinary items$5,414,0001,277
Extraordinary gains, net$023
Net income$5,414,0001,277
Minority interest net income$081
Net income of bank and minority interests.$5,414,0001,277
Net charge-offs$81,0002,844
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$5,465,0001,243
2015-09-30 (YTD Data)Rank
Total interest income$10,153,0001,840
Total interest expense$1,493,0001,405
Net interest income$8,660,0001,901
Provision for loan and lease losses$-560,0006,099
Total noninterest income$8,217,000640
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$369,0002,178
Trading account gains and fees$0153
Additional Noninterest Income$7,848,000491
Total noninterest expense$12,278,0001,231
Salaries and employee benefits$7,451,0001,144
Premises and equipment expense$1,585,0001,141
Additional noninterest expense$3,242,0001,441
Pre-tax net operating income$5,159,0001,242
Securities gains (losses)$-45,0006,138
Applicable income taxes$04,489
Income before extraordinary items$5,114,0001,049
Extraordinary gains, net$021
Net income$5,114,0001,049
Minority interest net income$078
Net income of bank and minority interests.$5,114,0001,049
Net charge-offs$111,0002,061
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$5,159,0001,009
2015-06-30 (YTD Data)Rank
Total interest income$6,639,0001,872
Total interest expense$988,0001,420
Net interest income$5,651,0001,934
Provision for loan and lease losses$-560,0006,217
Total noninterest income$6,511,000570
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$248,0002,118
Trading account gains and fees$0157
Additional Noninterest Income$6,263,000430
Total noninterest expense$8,496,0001,186
Salaries and employee benefits$5,141,0001,097
Premises and equipment expense$1,041,0001,162
Additional noninterest expense$2,314,0001,355
Pre-tax net operating income$4,226,0001,041
Securities gains (losses)$-45,0006,237
Applicable income taxes$04,497
Income before extraordinary items$4,181,000861
Extraordinary gains, net$022
Net income$4,181,000861
Minority interest net income$075
Net income of bank and minority interests.$4,181,000861
Net charge-offs$175,0001,279
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$4,226,000830
2015-03-31 (YTD Data)Rank
Total interest income$3,272,0001,903
Total interest expense$481,0001,448
Net interest income$2,791,0001,955
Provision for loan and lease losses$03,703
Total noninterest income$3,052,000578
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$126,0002,075
Trading account gains and fees$0152
Additional Noninterest Income$2,926,000430
Total noninterest expense$4,540,0001,130
Salaries and employee benefits$2,718,0001,050
Premises and equipment expense$506,0001,190
Additional noninterest expense$1,316,0001,204
Pre-tax net operating income$1,303,0001,502
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$1,303,0001,278
Extraordinary gains, net$013
Net income$1,303,0001,279
Minority interest net income$064
Net income of bank and minority interests.$1,303,0001,280
Net charge-offs$-33,0005,842
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,303,0001,237
2014-12-31 (YTD Data)Rank
Total interest income$12,677,0001,950
Total interest expense$1,398,0002,009
Net interest income$11,279,0001,920
Provision for loan and lease losses$04,603
Total noninterest income$5,178,0001,079
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$635,0001,872
Trading account gains and fees$0180
Additional Noninterest Income$4,543,000820
Total noninterest expense$13,858,0001,394
Salaries and employee benefits$8,500,0001,258
Premises and equipment expense$2,055,0001,162
Additional noninterest expense$3,303,0001,869
Pre-tax net operating income$2,599,0002,505
Securities gains (losses)$03,259
Applicable income taxes$-391,0006,366
Income before extraordinary items$2,990,0002,026
Extraordinary gains, net$017
Net income$2,990,0002,025
Minority interest net income$084
Net income of bank and minority interests.$2,990,0002,025
Net charge-offs$321,0001,940
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,990,0001,983
2014-09-30 (YTD Data)Rank
Total interest income$9,299,0001,999
Total interest expense$1,008,0002,113
Net interest income$8,291,0001,963
Provision for loan and lease losses$04,401
Total noninterest income$3,642,0001,127
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$493,0001,841
Trading account gains and fees$0174
Additional Noninterest Income$3,149,000865
Total noninterest expense$9,971,0001,441
Salaries and employee benefits$6,118,0001,305
Premises and equipment expense$1,570,0001,150
Additional noninterest expense$2,283,0002,005
Pre-tax net operating income$1,962,0002,541
Securities gains (losses)$02,980
Applicable income taxes$-445,0006,503
Income before extraordinary items$2,407,0001,906
Extraordinary gains, net$015
Net income$2,407,0001,906
Minority interest net income$081
Net income of bank and minority interests.$2,407,0001,905
Net charge-offs$382,0001,384
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,407,0001,860
2014-06-30 (YTD Data)Rank
Total interest income$6,027,0002,042
Total interest expense$648,0002,185
Net interest income$5,379,0002,000
Provision for loan and lease losses$04,196
Total noninterest income$2,227,0001,179
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$333,0001,810
Trading account gains and fees$0172
Additional Noninterest Income$1,894,000928
Total noninterest expense$6,779,0001,425
Salaries and employee benefits$4,010,0001,327
Premises and equipment expense$1,086,0001,120
Additional noninterest expense$1,683,0001,825
Pre-tax net operating income$827,0003,310
Securities gains (losses)$02,580
Applicable income taxes$-445,0006,601
Income before extraordinary items$1,272,0002,248
Extraordinary gains, net$020
Net income$1,272,0002,251
Minority interest net income$080
Net income of bank and minority interests.$1,272,0002,250
Net charge-offs$54,0002,722
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,272,0002,196
2014-03-31 (YTD Data)Rank
Total interest income$2,906,0002,101
Total interest expense$310,0002,293
Net interest income$2,596,0002,049
Provision for loan and lease losses$03,817
Total noninterest income$1,029,0001,219
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$163,0001,819
Trading account gains and fees$0147
Additional Noninterest Income$866,000946
Total noninterest expense$3,301,0001,470
Salaries and employee benefits$1,971,0001,362
Premises and equipment expense$568,0001,097
Additional noninterest expense$762,0001,986
Pre-tax net operating income$324,0003,683
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$324,0003,404
Extraordinary gains, net$016
Net income$324,0003,407
Minority interest net income$066
Net income of bank and minority interests.$324,0003,407
Net charge-offs$-17,0005,973
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$324,0003,360
2013-12-31 (YTD Data)Rank
Total interest income$10,501,0002,314
Total interest expense$1,466,0002,210
Net interest income$9,035,0002,334
Provision for loan and lease losses$05,091
Total noninterest income$5,205,0001,095
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$654,0001,931
Trading account gains and fees$48,000154
Additional Noninterest Income$4,503,000873
Total noninterest expense$13,275,0001,472
Salaries and employee benefits$7,499,0001,401
Premises and equipment expense$2,226,0001,071
Additional noninterest expense$3,550,0001,788
Pre-tax net operating income$965,0004,138
Securities gains (losses)$03,182
Applicable income taxes$-971,0006,688
Income before extraordinary items$1,936,0002,670
Extraordinary gains, net$029
Net income$1,936,0002,673
Minority interest net income$090
Net income of bank and minority interests.$1,936,0002,673
Net charge-offs$465,0002,089
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,936,0002,608
2013-09-30 (YTD Data)Rank
Total interest income$7,696,0002,377
Total interest expense$1,131,0002,213
Net interest income$6,565,0002,409
Provision for loan and lease losses$04,941
Total noninterest income$3,765,0001,153
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$486,0001,949
Trading account gains and fees$59,000140
Additional Noninterest Income$3,220,000926
Total noninterest expense$10,086,0001,463
Salaries and employee benefits$5,606,0001,412
Premises and equipment expense$1,677,0001,076
Additional noninterest expense$2,803,0001,696
Pre-tax net operating income$244,0005,540
Securities gains (losses)$03,040
Applicable income taxes$50,0003,723
Income before extraordinary items$194,0005,665
Extraordinary gains, net$025
Net income$194,0005,666
Minority interest net income$084
Net income of bank and minority interests.$194,0005,666
Net charge-offs$191,0002,622
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$194,0005,597
2013-06-30 (YTD Data)Rank
Total interest income$5,050,0002,413
Total interest expense$770,0002,219
Net interest income$4,280,0002,443
Provision for loan and lease losses$04,788
Total noninterest income$2,583,0001,131
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$325,0001,919
Trading account gains and fees$59,000118
Additional Noninterest Income$2,199,000916
Total noninterest expense$6,752,0001,460
Salaries and employee benefits$3,679,0001,436
Premises and equipment expense$1,114,0001,077
Additional noninterest expense$1,959,0001,635
Pre-tax net operating income$111,0005,768
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$111,0005,775
Extraordinary gains, net$022
Net income$111,0005,777
Minority interest net income$082
Net income of bank and minority interests.$111,0005,777
Net charge-offs$228,0001,969
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$111,0005,687
2013-03-31 (YTD Data)Rank
Total interest income$2,524,0002,434
Total interest expense$400,0002,196
Net interest income$2,124,0002,477
Provision for loan and lease losses$04,409
Total noninterest income$1,172,0001,205
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$172,0001,831
Trading account gains and fees$59,000108
Additional Noninterest Income$941,0001,037
Total noninterest expense$3,469,0001,424
Salaries and employee benefits$1,845,0001,438
Premises and equipment expense$543,0001,118
Additional noninterest expense$1,081,0001,502
Pre-tax net operating income$-173,0006,700
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$-173,0006,729
Extraordinary gains, net$010
Net income$-173,0006,730
Minority interest net income$076
Net income of bank and minority interests.$-173,0006,730
Net charge-offs$398,000885
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$-173,0006,708
2012-12-31 (YTD Data)Rank
Total interest income$10,629,0002,423
Total interest expense$1,906,0002,214
Net interest income$8,723,0002,455
Provision for loan and lease losses$700,0002,253
Total noninterest income$4,163,0001,289
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$683,0001,941
Trading account gains and fees$311,00093
Additional Noninterest Income$3,169,0001,116
Total noninterest expense$13,632,0001,433
Salaries and employee benefits$7,557,0001,357
Premises and equipment expense$2,042,0001,157
Additional noninterest expense$4,033,0001,665
Pre-tax net operating income$-1,446,0006,737
Securities gains (losses)$152,0001,934
Applicable income taxes$04,751
Income before extraordinary items$-1,294,0006,759
Extraordinary gains, net$029
Net income$-1,294,0006,756
Minority interest net income$093
Net income of bank and minority interests.$-1,294,0006,757
Net charge-offs$1,471,0001,423
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-1,446,0006,752
2012-09-30 (YTD Data)Rank
Total interest income$7,931,0002,489
Total interest expense$1,462,0002,256
Net interest income$6,469,0002,524
Provision for loan and lease losses$700,0001,850
Total noninterest income$3,407,0001,224
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$514,0001,952
Trading account gains and fees$228,00091
Additional Noninterest Income$2,665,0001,032
Total noninterest expense$10,272,0001,434
Salaries and employee benefits$5,696,0001,361
Premises and equipment expense$1,543,0001,154
Additional noninterest expense$3,033,0001,657
Pre-tax net operating income$-1,096,0006,855
Securities gains (losses)$152,0001,655
Applicable income taxes$-49,0006,847
Income before extraordinary items$-895,0006,858
Extraordinary gains, net$020
Net income$-895,0006,856
Minority interest net income$086
Net income of bank and minority interests.$-895,0006,857
Net charge-offs$1,294,0001,244
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-1,039,4006,857
2012-06-30 (YTD Data)Rank
Total interest income$5,200,0002,540
Total interest expense$995,0002,292
Net interest income$4,205,0002,589
Provision for loan and lease losses$05,619
Total noninterest income$2,264,0001,211
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$348,0001,915
Trading account gains and fees$167,00090
Additional Noninterest Income$1,749,0001,023
Total noninterest expense$6,849,0001,430
Salaries and employee benefits$3,784,0001,360
Premises and equipment expense$1,007,0001,175
Additional noninterest expense$2,058,0001,627
Pre-tax net operating income$-380,0006,741
Securities gains (losses)$96,0001,629
Applicable income taxes$-50,0006,942
Income before extraordinary items$-234,0006,739
Extraordinary gains, net$019
Net income$-234,0006,739
Minority interest net income$084
Net income of bank and minority interests.$-234,0006,739
Net charge-offs$92,0003,493
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-312,7206,725
2012-03-31 (YTD Data)Rank
Total interest income$2,630,0002,536
Total interest expense$512,0002,317
Net interest income$2,118,0002,583
Provision for loan and lease losses$05,254
Total noninterest income$1,109,0001,232
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$174,0001,909
Trading account gains and fees$146,00087
Additional Noninterest Income$789,0001,088
Total noninterest expense$3,435,0001,424
Salaries and employee benefits$1,905,0001,357
Premises and equipment expense$504,0001,188
Additional noninterest expense$1,026,0001,615
Pre-tax net operating income$-208,0006,854
Securities gains (losses)$96,000934
Applicable income taxes$-50,0007,112
Income before extraordinary items$-62,0006,739
Extraordinary gains, net$019
Net income$-62,0006,741
Minority interest net income$078
Net income of bank and minority interests.$-62,0006,741
Net charge-offs$40,0003,194
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-123,4406,774
2011-12-31 (YTD Data)Rank
Total interest income$10,631,0002,621
Total interest expense$2,752,0002,112
Net interest income$7,879,0002,782
Provision for loan and lease losses$1,263,0002,095
Total noninterest income$1,844,0002,135
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$675,0002,043
Trading account gains and fees$89,000105
Additional Noninterest Income$1,080,0002,035
Total noninterest expense$13,204,0001,468
Salaries and employee benefits$6,814,0001,453
Premises and equipment expense$1,876,0001,327
Additional noninterest expense$4,514,0001,518
Pre-tax net operating income$-4,744,0007,044
Securities gains (losses)$779,000560
Applicable income taxes$-212,0006,929
Income before extraordinary items$-3,753,0007,006
Extraordinary gains, net$029
Net income$-3,753,0007,007
Minority interest net income$096
Net income of bank and minority interests.$-3,753,0007,007
Net charge-offs$2,993,0001,200
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-4,493,0507,034
2011-09-30 (YTD Data)Rank
Total interest income$8,000,0002,639
Total interest expense$2,167,0002,100
Net interest income$5,833,0002,813
Provision for loan and lease losses$1,100,0001,850
Total noninterest income$657,0003,360
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$489,0002,121
Trading account gains and fees$0145
Additional Noninterest Income$168,0004,361
Total noninterest expense$9,972,0001,463
Salaries and employee benefits$4,975,0001,491
Premises and equipment expense$1,552,0001,230
Additional noninterest expense$3,445,0001,499
Pre-tax net operating income$-4,582,0007,214
Securities gains (losses)$779,000440
Applicable income taxes$-162,0007,064
Income before extraordinary items$-3,641,0007,200
Extraordinary gains, net$021
Net income$-3,641,0007,197
Minority interest net income$087
Net income of bank and minority interests.$-3,641,0007,200
Net charge-offs$2,313,0001,106
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-4,388,8407,219
2011-06-30 (YTD Data)Rank
Total interest income$5,406,0002,621
Total interest expense$1,487,0002,115
Net interest income$3,919,0002,793
Provision for loan and lease losses$850,0001,656
Total noninterest income$316,0004,014
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$319,0002,132
Trading account gains and fees$0153
Additional Noninterest Income$-3,0006,991
Total noninterest expense$6,657,0001,477
Salaries and employee benefits$3,289,0001,528
Premises and equipment expense$1,043,0001,231
Additional noninterest expense$2,325,0001,493
Pre-tax net operating income$-3,272,0007,295
Securities gains (losses)$237,000654
Applicable income taxes$-163,0007,187
Income before extraordinary items$-2,872,0007,283
Extraordinary gains, net$015
Net income$-2,872,0007,283
Minority interest net income$089
Net income of bank and minority interests.$-2,872,0007,284
Net charge-offs$1,564,0001,090
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-3,097,1507,291
2011-03-31 (YTD Data)Rank
Total interest income$2,658,0002,681
Total interest expense$758,0002,159
Net interest income$1,900,0002,845
Provision for loan and lease losses$425,0001,594
Total noninterest income$-508,0007,519
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$157,0002,133
Trading account gains and fees$0158
Additional Noninterest Income$-665,0007,528
Total noninterest expense$3,247,0001,521
Salaries and employee benefits$1,655,0001,522
Premises and equipment expense$537,0001,220
Additional noninterest expense$1,055,0001,639
Pre-tax net operating income$-2,280,0007,409
Securities gains (losses)$01,772
Applicable income taxes$-163,0007,353
Income before extraordinary items$-2,117,0007,405
Extraordinary gains, net$09
Net income$-2,117,0007,405
Minority interest net income$086
Net income of bank and minority interests.$-2,117,0007,405
Net charge-offs$528,0001,288
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-2,117,0007,407
2010-12-31 (YTD Data)Rank
Total interest income$12,831,0002,341
Total interest expense$4,179,0001,914
Net interest income$8,652,0002,543
Provision for loan and lease losses$9,872,000666
Total noninterest income$-572,0007,499
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$771,0001,894
Trading account gains and fees$0175
Additional Noninterest Income$-1,343,0007,524
Total noninterest expense$14,867,0001,349
Salaries and employee benefits$6,792,0001,452
Premises and equipment expense$2,123,0001,217
Additional noninterest expense$5,952,0001,244
Pre-tax net operating income$-16,659,0007,484
Securities gains (losses)$550,000819
Applicable income taxes$-50,0006,718
Income before extraordinary items$-16,059,0007,484
Extraordinary gains, net$029
Net income$-16,059,0007,484
Minority interest net income$0111
Net income of bank and minority interests.$-16,059,0007,484
Net charge-offs$9,678,000621
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-16,609,0007,486
2010-09-30 (YTD Data)Rank
Total interest income$9,927,0002,327
Total interest expense$3,321,0001,888
Net interest income$6,606,0002,522
Provision for loan and lease losses$7,144,000665
Total noninterest income$-324,0007,606
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$596,0001,892
Trading account gains and fees$0165
Additional Noninterest Income$-920,0007,648
Total noninterest expense$11,115,0001,344
Salaries and employee benefits$5,029,0001,474
Premises and equipment expense$1,615,0001,211
Additional noninterest expense$4,471,0001,207
Pre-tax net operating income$-11,977,0007,591
Securities gains (losses)$263,0001,171
Applicable income taxes$04,726
Income before extraordinary items$-11,714,0007,604
Extraordinary gains, net$023
Net income$-11,714,0007,604
Minority interest net income$0110
Net income of bank and minority interests.$-11,714,0007,604
Net charge-offs$8,670,000508
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-11,977,0007,605
2010-06-30 (YTD Data)Rank
Total interest income$6,761,0002,312
Total interest expense$2,330,0001,867
Net interest income$4,431,0002,496
Provision for loan and lease losses$7,144,000476
Total noninterest income$782,0002,404
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$410,0001,845
Trading account gains and fees$0152
Additional Noninterest Income$372,0002,513
Total noninterest expense$7,348,0001,357
Salaries and employee benefits$3,429,0001,443
Premises and equipment expense$1,070,0001,238
Additional noninterest expense$2,849,0001,250
Pre-tax net operating income$-9,279,0007,675
Securities gains (losses)$110,0001,350
Applicable income taxes$04,691
Income before extraordinary items$-9,169,0007,686
Extraordinary gains, net$019
Net income$-9,169,0007,686
Minority interest net income$0105
Net income of bank and minority interests.$-9,169,0007,686
Net charge-offs$5,871,000511
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-9,279,0007,684
2010-03-31 (YTD Data)Rank
Total interest income$3,413,0002,350
Total interest expense$1,197,0001,917
Net interest income$2,216,0002,535
Provision for loan and lease losses$7,144,000288
Total noninterest income$400,0002,366
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$220,0001,739
Trading account gains and fees$0175
Additional Noninterest Income$180,0002,545
Total noninterest expense$3,544,0001,418
Salaries and employee benefits$1,683,0001,490
Premises and equipment expense$551,0001,236
Additional noninterest expense$1,310,0001,359
Pre-tax net operating income$-8,072,0007,824
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$-8,072,0007,833
Extraordinary gains, net$016
Net income$-8,072,0007,834
Minority interest net income$091
Net income of bank and minority interests.$-8,072,0007,834
Net charge-offs$539,0001,525
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-8,072,0007,833
2009-12-31 (YTD Data)Rank
Total interest income$15,580,0002,163
Total interest expense$5,832,0001,966
Net interest income$9,748,0002,239
Provision for loan and lease losses$5,041,0001,429
Total noninterest income$-17,0007,729
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$814,0002,025
Trading account gains and fees$0211
Additional Noninterest Income$-831,0007,856
Total noninterest expense$15,230,0001,347
Salaries and employee benefits$7,040,0001,433
Premises and equipment expense$2,339,0001,163
Additional noninterest expense$5,851,0001,289
Pre-tax net operating income$-10,540,0007,505
Securities gains (losses)$1,190,000422
Applicable income taxes$405,0001,748
Income before extraordinary items$-9,755,0007,547
Extraordinary gains, net$034
Net income$-9,755,0007,546
Minority interest net income$0115
Net income of bank and minority interests.$-9,755,0007,546
Net charge-offs$8,604,000769
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-10,945,0007,588
2009-09-30 (YTD Data)Rank
Total interest income$11,886,0002,173
Total interest expense$4,566,0001,983
Net interest income$7,320,0002,242
Provision for loan and lease losses$3,241,0001,414
Total noninterest income$290,0005,247
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$611,0002,026
Trading account gains and fees$0212
Additional Noninterest Income$-321,0007,920
Total noninterest expense$10,915,0001,404
Salaries and employee benefits$5,310,0001,446
Premises and equipment expense$1,766,0001,172
Additional noninterest expense$3,839,0001,411
Pre-tax net operating income$-6,546,0007,597
Securities gains (losses)$1,090,000351
Applicable income taxes$-2,459,0007,773
Income before extraordinary items$-2,997,0007,381
Extraordinary gains, net$027
Net income$-2,997,0007,381
Minority interest net income$0118
Net income of bank and minority interests.$-2,997,0007,381
Net charge-offs$6,636,000667
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-3,694,6007,464
2009-06-30 (YTD Data)Rank
Total interest income$8,032,0002,182
Total interest expense$3,114,0002,032
Net interest income$4,918,0002,231
Provision for loan and lease losses$3,141,0001,056
Total noninterest income$630,0002,943
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$409,0001,986
Trading account gains and fees$0193
Additional Noninterest Income$221,0003,499
Total noninterest expense$7,297,0001,423
Salaries and employee benefits$3,628,0001,430
Premises and equipment expense$1,157,0001,224
Additional noninterest expense$2,512,0001,477
Pre-tax net operating income$-4,890,0007,740
Securities gains (losses)$422,000583
Applicable income taxes$-2,064,0007,902
Income before extraordinary items$-2,404,0007,555
Extraordinary gains, net$021
Net income$-2,404,0007,554
Minority interest net income$0112
Net income of bank and minority interests.$-2,404,0007,554
Net charge-offs$5,730,000533
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-2,674,0807,603
2009-03-31 (YTD Data)Rank
Total interest income$3,929,0002,240
Total interest expense$1,649,0002,003
Net interest income$2,280,0002,377
Provision for loan and lease losses$1,800,000803
Total noninterest income$773,0001,580
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$199,0001,980
Trading account gains and fees$0171
Additional Noninterest Income$574,0001,272
Total noninterest expense$3,483,0001,426
Salaries and employee benefits$1,811,0001,447
Premises and equipment expense$565,0001,261
Additional noninterest expense$1,107,0001,464
Pre-tax net operating income$-2,230,0007,862
Securities gains (losses)$02,434
Applicable income taxes$-1,145,0008,026
Income before extraordinary items$-1,085,0007,723
Extraordinary gains, net$015
Net income$-1,085,0007,726
Minority interest net income$0102
Net income of bank and minority interests.$-1,085,0007,725
Net charge-offs$3,251,000428
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-1,085,0007,721
2008-12-31 (YTD Data)Rank
Total interest income$20,643,0001,852
Total interest expense$8,929,0001,793
Net interest income$11,714,0001,899
Provision for loan and lease losses$17,050,000417
Total noninterest income$1,597,0002,512
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$830,0002,054
Trading account gains and fees$0154
Additional Noninterest Income$767,0002,497
Total noninterest expense$14,010,0001,394
Salaries and employee benefits$7,612,0001,341
Premises and equipment expense$2,022,0001,359
Additional noninterest expense$4,376,0001,422
Pre-tax net operating income$-17,749,0008,086
Securities gains (losses)$03,220
Applicable income taxes$-6,688,0008,148
Income before extraordinary items$-11,061,0008,013
Extraordinary gains, net$039
Net income$-11,061,0008,013
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,618,000426
Cash dividends$100,0004,953
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-11,061,0008,045
2008-09-30 (YTD Data)Rank
Total interest income$16,572,0001,786
Total interest expense$6,884,0001,829
Net interest income$9,688,0001,733
Provision for loan and lease losses$5,500,000613
Total noninterest income$1,693,0002,026
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$625,0002,061
Trading account gains and fees$0148
Additional Noninterest Income$1,068,0001,721
Total noninterest expense$10,341,0001,399
Salaries and employee benefits$5,721,0001,357
Premises and equipment expense$1,479,0001,403
Additional noninterest expense$3,141,0001,428
Pre-tax net operating income$-4,460,0008,105
Securities gains (losses)$03,106
Applicable income taxes$-1,715,0008,155
Income before extraordinary items$-2,745,0007,982
Extraordinary gains, net$031
Net income$-2,745,0007,981
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,258,000610
Cash dividends$100,0004,390
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-2,745,0008,045
2008-06-30 (YTD Data)Rank
Total interest income$11,481,0001,744
Total interest expense$4,723,0001,846
Net interest income$6,758,0001,662
Provision for loan and lease losses$1,870,000826
Total noninterest income$1,957,0001,348
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$398,0002,128
Trading account gains and fees$0149
Additional Noninterest Income$1,559,0001,020
Total noninterest expense$6,772,0001,416
Salaries and employee benefits$3,791,0001,377
Premises and equipment expense$930,0001,498
Additional noninterest expense$2,051,0001,428
Pre-tax net operating income$73,0006,552
Securities gains (losses)$03,233
Applicable income taxes$-21,0007,664
Income before extraordinary items$94,0006,390
Extraordinary gains, net$021
Net income$94,0006,390
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,804,000594
Cash dividends$100,0004,065
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$94,0006,328
2008-03-31 (YTD Data)Rank
Total interest income$5,870,0001,752
Total interest expense$2,561,0001,832
Net interest income$3,309,0001,682
Provision for loan and lease losses$750,000753
Total noninterest income$1,019,0001,315
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$208,0002,006
Trading account gains and fees$0158
Additional Noninterest Income$811,000994
Total noninterest expense$3,258,0001,475
Salaries and employee benefits$1,881,0001,395
Premises and equipment expense$446,0001,568
Additional noninterest expense$931,0001,543
Pre-tax net operating income$320,0003,999
Securities gains (losses)$02,688
Applicable income taxes$92,0002,892
Income before extraordinary items$228,0004,397
Extraordinary gains, net$015
Net income$228,0004,399
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$302,000975
Cash dividends$100,0002,880
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$228,0004,298
2007-12-31 (YTD Data)Rank
Total interest income$30,383,0001,412
Total interest expense$10,763,0001,850
Net interest income$19,620,0001,128
Provision for loan and lease losses$1,698,000953
Total noninterest income$3,307,0001,525
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$785,0002,165
Trading account gains and fees$0178
Additional Noninterest Income$2,522,0001,150
Total noninterest expense$13,563,0001,361
Salaries and employee benefits$8,805,0001,140
Premises and equipment expense$1,639,0001,621
Additional noninterest expense$3,119,0001,774
Pre-tax net operating income$7,666,0001,102
Securities gains (losses)$02,146
Applicable income taxes$2,816,000861
Income before extraordinary items$4,850,0001,317
Extraordinary gains, net$039
Net income$4,850,0001,317
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$288,0002,352
Cash dividends$200,0004,879
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,850,0001,306
2007-09-30 (YTD Data)Rank
Total interest income$23,282,0001,382
Total interest expense$7,940,0001,871
Net interest income$15,342,0001,086
Provision for loan and lease losses$678,0001,240
Total noninterest income$2,435,0001,558
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$585,0002,160
Trading account gains and fees$0184
Additional Noninterest Income$1,850,0001,186
Total noninterest expense$10,534,0001,307
Salaries and employee benefits$7,014,0001,069
Premises and equipment expense$1,223,0001,619
Additional noninterest expense$2,297,0001,765
Pre-tax net operating income$6,565,0001,051
Securities gains (losses)$01,655
Applicable income taxes$2,411,000818
Income before extraordinary items$4,154,0001,242
Extraordinary gains, net$033
Net income$4,154,0001,239
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$52,0003,603
Cash dividends$200,0004,096
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$4,154,0001,228
2007-06-30 (YTD Data)Rank
Total interest income$15,546,0001,394
Total interest expense$5,007,0001,955
Net interest income$10,539,0001,061
Provision for loan and lease losses$590,000903
Total noninterest income$1,642,0001,564
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$369,0002,258
Trading account gains and fees$0168
Additional Noninterest Income$1,273,0001,182
Total noninterest expense$7,112,0001,310
Salaries and employee benefits$4,861,0001,047
Premises and equipment expense$762,0001,745
Additional noninterest expense$1,489,0001,822
Pre-tax net operating income$4,479,0001,071
Securities gains (losses)$01,444
Applicable income taxes$1,676,000842
Income before extraordinary items$2,803,0001,275
Extraordinary gains, net$029
Net income$2,803,0001,273
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0002,722
Cash dividends$100,0004,292
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,803,0001,258
2007-03-31 (YTD Data)Rank
Total interest income$7,432,0001,450
Total interest expense$2,355,0002,034
Net interest income$5,077,0001,095
Provision for loan and lease losses$300,000788
Total noninterest income$767,0001,620
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$173,0002,320
Trading account gains and fees$0195
Additional Noninterest Income$594,0001,207
Total noninterest expense$3,378,0001,379
Salaries and employee benefits$2,431,0001,057
Premises and equipment expense$361,0001,839
Additional noninterest expense$586,0002,233
Pre-tax net operating income$2,166,0001,078
Securities gains (losses)$01,187
Applicable income taxes$795,000871
Income before extraordinary items$1,371,0001,278
Extraordinary gains, net$022
Net income$1,371,0001,278
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0001,654
Cash dividends$100,0003,076
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,371,0001,260
2006-12-31 (YTD Data)Rank
Total interest income$24,430,0001,653
Total interest expense$6,422,0002,445
Net interest income$18,008,0001,256
Provision for loan and lease losses$904,0001,136
Total noninterest income$2,916,0001,681
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$698,0002,377
Trading account gains and fees$0130
Additional Noninterest Income$2,218,0001,264
Total noninterest expense$12,567,0001,423
Salaries and employee benefits$8,691,0001,113
Premises and equipment expense$1,437,0001,763
Additional noninterest expense$2,439,0002,150
Pre-tax net operating income$7,453,0001,316
Securities gains (losses)$01,687
Applicable income taxes$2,754,0001,021
Income before extraordinary items$4,699,0001,546
Extraordinary gains, net$051
Net income$4,699,0001,547
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-35,0008,284
Cash dividends$25,0005,822
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$4,699,0001,526
2006-09-30 (YTD Data)Rank
Total interest income$17,478,0001,716
Total interest expense$4,370,0002,581
Net interest income$13,108,0001,325
Provision for loan and lease losses$652,0001,117
Total noninterest income$2,198,0001,683
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$535,0002,348
Trading account gains and fees$0126
Additional Noninterest Income$1,663,0001,275
Total noninterest expense$9,170,0001,465
Salaries and employee benefits$6,356,0001,166
Premises and equipment expense$1,075,0001,772
Additional noninterest expense$1,739,0002,237
Pre-tax net operating income$5,484,0001,395
Securities gains (losses)$01,388
Applicable income taxes$2,027,0001,088
Income before extraordinary items$3,457,0001,601
Extraordinary gains, net$045
Net income$3,457,0001,602
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-35,0008,251
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,457,0001,581
2006-06-30 (YTD Data)Rank
Total interest income$10,924,0001,804
Total interest expense$2,511,0002,809
Net interest income$8,413,0001,375
Provision for loan and lease losses$507,000962
Total noninterest income$1,364,0001,773
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$361,0002,289
Trading account gains and fees$0126
Additional Noninterest Income$1,003,0001,351
Total noninterest expense$6,025,0001,493
Salaries and employee benefits$4,167,0001,186
Premises and equipment expense$716,0001,770
Additional noninterest expense$1,142,0002,275
Pre-tax net operating income$3,245,0001,548
Securities gains (losses)$01,185
Applicable income taxes$1,197,0001,204
Income before extraordinary items$2,048,0001,786
Extraordinary gains, net$039
Net income$2,048,0001,787
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-30,0008,245
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,048,0001,771
2006-03-31 (YTD Data)Rank
Total interest income$4,936,0001,930
Total interest expense$1,096,0003,032
Net interest income$3,840,0001,497
Provision for loan and lease losses$222,0001,065
Total noninterest income$666,0001,770
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$172,0002,312
Trading account gains and fees$0115
Additional Noninterest Income$494,0001,348
Total noninterest expense$2,892,0001,554
Salaries and employee benefits$1,994,0001,244
Premises and equipment expense$356,0001,787
Additional noninterest expense$542,0002,372
Pre-tax net operating income$1,392,0001,740
Securities gains (losses)$0955
Applicable income taxes$512,0001,373
Income before extraordinary items$880,0002,008
Extraordinary gains, net$021
Net income$880,0002,007
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,131
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$880,0001,992
2005-12-31 (YTD Data)Rank
Total interest income$15,935,0002,092
Total interest expense$3,039,0003,297
Net interest income$12,896,0001,707
Provision for loan and lease losses$651,0001,529
Total noninterest income$2,373,0001,955
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$837,0002,030
Trading account gains and fees$0138
Additional Noninterest Income$1,536,0001,630
Total noninterest expense$9,803,0001,737
Salaries and employee benefits$6,723,0001,383
Premises and equipment expense$1,164,0002,054
Additional noninterest expense$1,916,0002,590
Pre-tax net operating income$4,815,0001,926
Securities gains (losses)$02,296
Applicable income taxes$1,772,0001,501
Income before extraordinary items$3,043,0002,216
Extraordinary gains, net$046
Net income$3,043,0002,217
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0004,385
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,043,0002,187
2005-09-30 (YTD Data)Rank
Total interest income$11,501,0002,120
Total interest expense$2,121,0003,341
Net interest income$9,380,0001,739
Provision for loan and lease losses$358,0001,911
Total noninterest income$1,817,0001,923
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$659,0001,948
Trading account gains and fees$0126
Additional Noninterest Income$1,158,0001,630
Total noninterest expense$7,135,0001,765
Salaries and employee benefits$4,873,0001,417
Premises and equipment expense$854,0002,084
Additional noninterest expense$1,408,0002,611
Pre-tax net operating income$3,704,0001,891
Securities gains (losses)$02,317
Applicable income taxes$1,361,0001,488
Income before extraordinary items$2,343,0002,187
Extraordinary gains, net$035
Net income$2,343,0002,186
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0004,153
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,343,0002,148
2005-06-30 (YTD Data)Rank
Total interest income$7,279,0002,163
Total interest expense$1,293,0003,440
Net interest income$5,986,0001,800
Provision for loan and lease losses$148,0002,732
Total noninterest income$1,195,0001,932
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$438,0001,921
Trading account gains and fees$0116
Additional Noninterest Income$757,0001,645
Total noninterest expense$4,510,0001,839
Salaries and employee benefits$3,071,0001,510
Premises and equipment expense$555,0002,130
Additional noninterest expense$884,0002,760
Pre-tax net operating income$2,523,0001,825
Securities gains (losses)$02,146
Applicable income taxes$927,0001,449
Income before extraordinary items$1,596,0002,121
Extraordinary gains, net$030
Net income$1,596,0002,120
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0003,220
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,596,0002,087
2005-03-31 (YTD Data)Rank
Total interest income$3,486,0002,215
Total interest expense$580,0003,597
Net interest income$2,906,0001,842
Provision for loan and lease losses$30,0003,913
Total noninterest income$566,0001,955
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$216,0001,880
Trading account gains and fees$0115
Additional Noninterest Income$350,0001,697
Total noninterest expense$2,174,0001,909
Salaries and employee benefits$1,480,0001,565
Premises and equipment expense$271,0002,196
Additional noninterest expense$423,0002,874
Pre-tax net operating income$1,268,0001,791
Securities gains (losses)$01,685
Applicable income taxes$466,0001,427
Income before extraordinary items$802,0002,073
Extraordinary gains, net$024
Net income$802,0002,074
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0003,734
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$802,0002,038
2004-12-31 (YTD Data)Rank
Total interest income$9,903,0002,865
Total interest expense$1,483,0004,543
Net interest income$8,420,0002,427
Provision for loan and lease losses$578,0001,731
Total noninterest income$2,411,0001,925
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$865,0001,990
Trading account gains and fees$0138
Additional Noninterest Income$1,546,0001,607
Total noninterest expense$7,584,0002,101
Salaries and employee benefits$5,001,0001,761
Premises and equipment expense$1,032,0002,225
Additional noninterest expense$1,551,0003,053
Pre-tax net operating income$2,669,0002,840
Securities gains (losses)$03,819
Applicable income taxes$961,0002,227
Income before extraordinary items$1,708,0003,305
Extraordinary gains, net$034
Net income$1,708,0003,303
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$106,0003,535
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,708,0003,235
2004-09-30 (YTD Data)Rank
Total interest income$6,931,0003,003
Total interest expense$931,0004,987
Net interest income$6,000,0002,522
Provision for loan and lease losses$403,0001,759
Total noninterest income$1,864,0001,882
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$651,0002,007
Trading account gains and fees$0134
Additional Noninterest Income$1,213,0001,552
Total noninterest expense$5,429,0002,186
Salaries and employee benefits$3,522,0001,849
Premises and equipment expense$768,0002,235
Additional noninterest expense$1,139,0003,080
Pre-tax net operating income$2,032,0002,840
Securities gains (losses)$03,710
Applicable income taxes$724,0002,256
Income before extraordinary items$1,308,0003,336
Extraordinary gains, net$026
Net income$1,308,0003,337
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$96,0002,873
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,308,0003,244
2004-06-30 (YTD Data)Rank
Total interest income$4,362,0003,146
Total interest expense$568,0005,275
Net interest income$3,794,0002,611
Provision for loan and lease losses$257,0001,792
Total noninterest income$1,289,0001,810
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$425,0002,035
Trading account gains and fees$0130
Additional Noninterest Income$864,0001,469
Total noninterest expense$3,429,0002,317
Salaries and employee benefits$2,222,0001,966
Premises and equipment expense$508,0002,256
Additional noninterest expense$699,0003,313
Pre-tax net operating income$1,397,0002,727
Securities gains (losses)$03,413
Applicable income taxes$497,0002,210
Income before extraordinary items$900,0003,220
Extraordinary gains, net$021
Net income$900,0003,220
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$95,0002,220
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$900,0003,129
2004-03-31 (YTD Data)Rank
Total interest income$2,010,0003,389
Total interest expense$274,0005,449
Net interest income$1,736,0002,865
Provision for loan and lease losses$186,0001,226
Total noninterest income$592,0001,909
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$210,0001,982
Trading account gains and fees$0121
Additional Noninterest Income$382,0001,581
Total noninterest expense$1,711,0002,329
Salaries and employee benefits$1,109,0001,985
Premises and equipment expense$257,0002,240
Additional noninterest expense$345,0003,329
Pre-tax net operating income$431,0003,887
Securities gains (losses)$02,934
Applicable income taxes$147,0003,131
Income before extraordinary items$284,0004,416
Extraordinary gains, net$016
Net income$284,0004,415
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$268,000663
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$284,0004,291
2003-12-31 (YTD Data)Rank
Total interest income$6,294,0004,171
Total interest expense$1,168,0005,654
Net interest income$5,126,0003,625
Provision for loan and lease losses$485,0002,218
Total noninterest income$2,615,0001,877
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$991,0001,727
Trading account gains and fees$0160
Additional Noninterest Income$1,624,0001,715
Total noninterest expense$6,256,0002,502
Salaries and employee benefits$3,762,0002,261
Premises and equipment expense$1,081,0002,106
Additional noninterest expense$1,413,0003,256
Pre-tax net operating income$1,000,0005,180
Securities gains (losses)$04,500
Applicable income taxes$339,0004,093
Income before extraordinary items$661,0005,738
Extraordinary gains, net$054
Net income$661,0005,740
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$584,0001,421
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$200,000601
Net operating income$661,0005,574
2003-09-30 (YTD Data)Rank
Total interest income$4,698,0004,226
Total interest expense$899,0005,722
Net interest income$3,799,0003,668
Provision for loan and lease losses$248,0002,877
Total noninterest income$1,976,0001,924
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$775,0001,664
Trading account gains and fees$0153
Additional Noninterest Income$1,201,0001,804
Total noninterest expense$4,705,0002,505
Salaries and employee benefits$2,856,0002,224
Premises and equipment expense$824,0002,090
Additional noninterest expense$1,025,0003,326
Pre-tax net operating income$822,0005,059
Securities gains (losses)$04,204
Applicable income taxes$275,0004,082
Income before extraordinary items$547,0005,627
Extraordinary gains, net$040
Net income$547,0005,628
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$567,0001,062
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$200,000449
Net operating income$547,0005,448
2003-06-30 (YTD Data)Rank
Total interest income$3,110,0004,292
Total interest expense$614,0005,766
Net interest income$2,496,0003,700
Provision for loan and lease losses$155,0002,947
Total noninterest income$1,350,0001,863
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$502,0001,682
Trading account gains and fees$0150
Additional Noninterest Income$848,0001,708
Total noninterest expense$3,122,0002,499
Salaries and employee benefits$1,891,0002,236
Premises and equipment expense$555,0002,063
Additional noninterest expense$676,0003,344
Pre-tax net operating income$569,0004,983
Securities gains (losses)$03,782
Applicable income taxes$191,0004,068
Income before extraordinary items$378,0005,560
Extraordinary gains, net$030
Net income$378,0005,560
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$325,0001,173
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$200,000331
Net operating income$378,0005,346
2003-03-31 (YTD Data)Rank
Total interest income$1,569,0004,295
Total interest expense$304,0005,901
Net interest income$1,265,0003,657
Provision for loan and lease losses$90,0002,494
Total noninterest income$675,0001,832
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$241,0001,696
Trading account gains and fees$0134
Additional Noninterest Income$434,0001,639
Total noninterest expense$1,596,0002,435
Salaries and employee benefits$985,0002,146
Premises and equipment expense$275,0002,071
Additional noninterest expense$336,0003,308
Pre-tax net operating income$254,0005,239
Securities gains (losses)$02,891
Applicable income taxes$83,0004,283
Income before extraordinary items$171,0005,710
Extraordinary gains, net$021
Net income$171,0005,710
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$213,000906
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$171,0005,515
2002-12-31 (YTD Data)Rank
Total interest income$6,026,0004,543
Total interest expense$1,362,0006,040
Net interest income$4,664,0003,867
Provision for loan and lease losses$783,0001,670
Total noninterest income$5,073,0001,049
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$938,0001,710
Trading account gains and fees$0153
Additional Noninterest Income$4,135,000796
Total noninterest expense$6,275,0002,367
Salaries and employee benefits$3,504,0002,290
Premises and equipment expense$1,075,0002,038
Additional noninterest expense$1,696,0002,672
Pre-tax net operating income$2,679,0002,744
Securities gains (losses)$04,537
Applicable income taxes$1,005,0002,199
Income before extraordinary items$1,674,0003,222
Extraordinary gains, net$070
Net income$1,674,0003,221
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$419,0001,873
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$571,000457
Net operating income$1,674,0003,115
2001-12-31 (YTD Data)Rank
Total interest income$5,669,0005,186
Total interest expense$1,841,0006,356
Net interest income$3,828,0004,259
Provision for loan and lease losses$249,0003,640
Total noninterest income$3,247,0001,392
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$851,0001,784
Trading account gains and fees$0177
Additional Noninterest Income$2,396,0001,100
Total noninterest expense$6,334,0002,260
Salaries and employee benefits$2,750,0002,718
Premises and equipment expense$952,0002,246
Additional noninterest expense$2,632,0001,741
Pre-tax net operating income$492,0006,578
Securities gains (losses)$04,612
Applicable income taxes$177,0005,216
Income before extraordinary items$315,0007,044
Extraordinary gains, net$0105
Net income$315,0007,045
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$164,0003,232
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$315,0006,926
2000-12-31 (YTD Data)Rank
Total interest income$5,262,0005,557
Total interest expense$2,018,0006,248
Net interest income$3,244,0004,872
Provision for loan and lease losses$179,0004,041
Total noninterest income$2,956,0001,368
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$834,0001,660
Trading account gains and feesNANA
Additional Noninterest Income$2,122,0001,088
Total noninterest expense$5,885,0002,319
Salaries and employee benefits$2,518,0002,814
Premises and equipment expense$881,0002,349
Additional noninterest expense$2,486,0001,784
Pre-tax net operating income$136,0008,661
Securities gains (losses)$01,956
Applicable income taxes$56,0007,143
Income before extraordinary items$80,0008,826
Extraordinary gains, net$038
Net income$80,0008,826
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$395,0001,491
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$80,0008,815
1999-12-31 (YTD Data)Rank
Total interest income$4,124,0006,257
Total interest expense$1,375,0007,252
Net interest income$2,749,0005,481
Provision for loan and lease losses$489,0001,804
Total noninterest income$2,273,0001,695
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$621,0002,135
Trading account gains and feesNANA
Additional Noninterest Income$1,652,0001,316
Total noninterest expense$5,450,0002,485
Salaries and employee benefits$2,369,0002,957
Premises and equipment expense$833,0002,432
Additional noninterest expense$2,248,0001,939
Pre-tax net operating income$-917,00010,046
Securities gains (losses)$03,155
Applicable income taxes$-315,00010,097
Income before extraordinary items$-602,0009,960
Extraordinary gains, net$344,0009
Net income$-258,0009,725
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$538,0001,150
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$-602,0009,942
1998-12-31 (YTD Data)Rank
Total interest income$3,689,0006,763
Total interest expense$1,393,0007,436
Net interest income$2,296,0006,137
Provision for loan and lease losses$321,0002,462
Total noninterest income$1,289,0002,535
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$758,0001,675
Trading account gains and feesNANA
Additional Noninterest Income$531,0002,867
Total noninterest expense$3,939,0003,246
Salaries and employee benefits$1,974,0003,383
Premises and equipment expense$565,0003,354
Additional noninterest expense$1,400,0002,957
Pre-tax net operating income$-675,00010,260
Securities gains (losses)$12,0002,822
Applicable income taxes$-71,00010,173
Income before extraordinary items$-592,00010,270
Extraordinary gains, net$-10,249,00010,461
Net income$-10,841,00010,457
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$220,0002,298
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$-602,68010,247
1997-12-31 (YTD Data)Rank
Total interest income$3,465,0007,196
Total interest expense$1,202,0008,104
Net interest income$2,263,0006,423
Provision for loan and lease losses$158,0004,024
Total noninterest income$892,0003,318
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$640,0002,046
Trading account gains and feesNANA
Additional Noninterest Income$252,0004,342
Total noninterest expense$2,146,0005,387
Salaries and employee benefits$1,287,0004,823
Premises and equipment expense$285,0005,598
Additional noninterest expense$574,0005,966
Pre-tax net operating income$851,0006,326
Securities gains (losses)$03,944
Applicable income taxes$306,0005,670
Income before extraordinary items$545,0006,702
Extraordinary gains, net$044
Net income$545,0006,704
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0005,298
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$545,0006,641
1996-12-31 (YTD Data)Rank
Total interest income$2,874,0008,173
Total interest expense$970,0009,120
Net interest income$1,904,0007,346
Provision for loan and lease losses$176,0003,751
Total noninterest income$631,0004,412
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$524,0002,603
Trading account gains and feesNANA
Additional Noninterest Income$107,0006,940
Total noninterest expense$1,726,0006,558
Salaries and employee benefits$981,0006,085
Premises and equipment expense$280,0005,838
Additional noninterest expense$465,0007,347
Pre-tax net operating income$633,0007,263
Securities gains (losses)$04,148
Applicable income taxes$233,0006,668
Income before extraordinary items$400,0007,617
Extraordinary gains, net$053
Net income$400,0007,617
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$98,0003,977
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$400,0007,552
1995-12-31 (YTD Data)Rank
Total interest income$2,524,0008,937
Total interest expense$890,0009,655
Net interest income$1,634,0008,180
Provision for loan and lease losses$43,0006,516
Total noninterest income$405,0005,945
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$379,0003,532
Trading account gains and feesNANA
Additional Noninterest Income$26,00010,525
Total noninterest expense$1,374,0007,670
Salaries and employee benefits$747,0007,422
Premises and equipment expense$184,0007,520
Additional noninterest expense$443,0007,765
Pre-tax net operating income$622,0007,756
Securities gains (losses)$03,831
Applicable income taxes$241,0006,773
Income before extraordinary items$381,0008,230
Extraordinary gains, net$065
Net income$381,0008,230
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0008,657
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$381,0008,213
1994-12-31 (YTD Data)Rank
Total interest income$1,681,00010,387
Total interest expense$587,00010,660
Net interest income$1,094,00010,087
Provision for loan and lease losses$19,0007,864
Total noninterest income$209,0008,579
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$184,0006,191
Trading account gains and feesNANA
Additional Noninterest Income$25,00011,111
Total noninterest expense$933,0009,619
Salaries and employee benefits$480,0009,570
Premises and equipment expense$115,0009,543
Additional noninterest expense$338,0009,495
Pre-tax net operating income$351,0009,722
Securities gains (losses)$2,0003,070
Applicable income taxes$138,0008,551
Income before extraordinary items$215,00010,088
Extraordinary gains, net$0249
Net income$215,00010,101
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,00010,214
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$213,72010,168
1993-12-31 (YTD Data)Rank
Total interest income$1,230,00011,823
Total interest expense$492,00011,716
Net interest income$738,00011,730
Provision for loan and lease losses$12,0009,545
Total noninterest income$162,0009,978
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$136,0007,439
Trading account gains and feesNANA
Additional Noninterest Income$26,00011,580
Total noninterest expense$645,00011,403
Salaries and employee benefits$314,00011,509
Premises and equipment expense$91,00010,750
Additional noninterest expense$240,00011,201
Pre-tax net operating income$243,00010,680
Securities gains (losses)$07,477
Applicable income taxes$89,00010,008
Income before extraordinary items$154,00011,156
Extraordinary gains, net$03,149
Net income$154,00011,242
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0009,724
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$154,00010,945
1992-12-31 (YTD Data)Rank
Total interest income$903,00013,188
Total interest expense$383,00013,244
Net interest income$520,00013,009
Provision for loan and lease losses$011,756
Total noninterest income$154,00010,423
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$99,0008,548
Trading account gains and feesNANA
Additional Noninterest Income$55,00010,088
Total noninterest expense$555,00012,329
Salaries and employee benefits$251,00012,595
Premises and equipment expense$84,00011,345
Additional noninterest expense$220,00011,961
Pre-tax net operating income$119,00011,819
Securities gains (losses)$24,0005,342
Applicable income taxes$46,00011,363
Income before extraordinary items$97,00011,975
Extraordinary gains, net$01,422
Net income$97,00012,045
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,00012,178
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$80,68011,917

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.