Home > First Utah Bank > Net charge- offs to loans
First Utah Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5983% | 165 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0143% | 709 |
| Percentage Net Loans Charged-off:Construction & development | -0.0016% | 4,179 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0235% | 406 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0949% | 4,492 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1500% | 4,480 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0203% | 4,163 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0541% | 1,335 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,797 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6924% | 135 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0198% | 511 |
| Percentage Net Loans Charged-off:Construction & development | -0.0021% | 4,242 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0318% | 302 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1234% | 4,538 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2266% | 4,541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 600 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0170% | 1,255 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,560 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6064% | 137 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0301% | 339 |
| Percentage Net Loans Charged-off:Construction & development | -0.0033% | 4,326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0484% | 210 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1874% | 4,597 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3500% | 4,579 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0284% | 1,023 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,355 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,270 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4057% | 197 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0114% | 4,138 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3819% | 4,655 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7248% | 4,669 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2667% | 295 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 3,180 |
| Percentage Net Loans Charged-off:Construction & development | -0.0033% | 4,288 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0104% | 3,863 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0266% | 4,183 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0444% | 1,072 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,668 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,578 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1980% | 330 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 3,119 |
| Percentage Net Loans Charged-off:Construction & development | -0.0022% | 4,329 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0141% | 3,954 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0387% | 4,322 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0509% | 821 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,431 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,351 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3461% | 201 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 3,033 |
| Percentage Net Loans Charged-off:Construction & development | -0.0035% | 3,970 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 547 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0147% | 3,411 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,187 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,093 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8004% | 86 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 527 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0047% | 3,320 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,819 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0677% | 1,118 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1484% | 4,668 |
| Percentage Net Loans Charged-off:Construction & development | -0.0144% | 4,037 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1592% | 4,595 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.7887% | 4,710 |
| Percentage Net Loans Charged-off: Home equity loans | -1.1558% | 3,618 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0197% | 3,626 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0338% | 2,353 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0338% | 2,253 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0792% | 4,527 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1983% | 4,759 |
| Percentage Net Loans Charged-off:Construction & development | -0.0028% | 3,989 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2163% | 4,693 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.0161% | 4,787 |
| Percentage Net Loans Charged-off: Home equity loans | -1.5365% | 3,671 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 854 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0375% | 3,875 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,293 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,198 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0112% | 1,739 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0629% | 4,552 |
| Percentage Net Loans Charged-off:Construction & development | -0.0042% | 4,068 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.5052% | 4,831 |
| Percentage Net Loans Charged-off: Home equity loans | -2.3431% | 3,675 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 755 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0385% | 3,967 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,002 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,890 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0433% | 4,338 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1226% | 4,738 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -2.8283% | 4,867 |
| Percentage Net Loans Charged-off: Home equity loans | -4.4350% | 3,685 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0688% | 4,262 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,666 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0189% | 2,695 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0026% | 1,891 |
| Percentage Net Loans Charged-off:Construction & development | -0.0706% | 4,371 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0335% | 788 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1173% | 4,718 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2046% | 3,672 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0142% | 4,179 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0025% | 3,756 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0282% | 2,874 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0282% | 2,770 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0115% | 2,696 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0153% | 1,286 |
| Percentage Net Loans Charged-off:Construction & development | -0.0692% | 4,410 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0456% | 560 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0577% | 4,602 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0948% | 3,616 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0173% | 4,262 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,840 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,810 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,714 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0032% | 3,898 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0154% | 4,380 |
| Percentage Net Loans Charged-off:Construction & development | -0.1028% | 4,473 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0102% | 587 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0579% | 4,651 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0895% | 3,622 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0240% | 4,408 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0041% | 1,560 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,624 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,525 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0024% | 2,507 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0110% | 910 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0203% | 366 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0414% | 4,585 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0830% | 3,641 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0063% | 3,701 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,292 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,206 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0745% | 2,029 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0350% | 4,670 |
| Percentage Net Loans Charged-off:Construction & development | -1.3997% | 4,718 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2759% | 337 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0759% | 4,820 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0811% | 3,688 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0708% | 4,791 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1885% | 1,468 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,326 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 608 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,228 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1308% | 1,217 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0988% | 617 |
| Percentage Net Loans Charged-off:Construction & development | -0.9854% | 4,760 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3731% | 228 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0404% | 4,698 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0820% | 3,735 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,505 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0931% | 1,470 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,132 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 568 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,021 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1841% | 897 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2500% | 261 |
| Percentage Net Loans Charged-off:Construction & development | -0.1318% | 4,648 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3972% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0335% | 4,662 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0692% | 3,747 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,269 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0139% | 3,938 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 510 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3895% | 395 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5196% | 115 |
| Percentage Net Loans Charged-off:Construction & development | -0.1311% | 4,721 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7891% | 86 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0473% | 4,849 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1018% | 3,835 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0144% | 3,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,391 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,284 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0124% | 4,551 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0256% | 4,693 |
| Percentage Net Loans Charged-off:Construction & development | -0.1637% | 4,713 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0210% | 4,621 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0516% | 3,750 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,969 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0393% | 1,927 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0222% | 4,609 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 619 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0247% | 4,571 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0072% | 4,312 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0238% | 4,665 |
| Percentage Net Loans Charged-off:Construction & development | -0.1691% | 4,760 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0047% | 4,225 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0114% | 3,595 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,693 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0622% | 1,539 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0298% | 4,570 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 577 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0329% | 4,530 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0024% | 3,117 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0247% | 4,703 |
| Percentage Net Loans Charged-off:Construction & development | -0.1784% | 4,807 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0071% | 4,318 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0171% | 3,679 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1232% | 1,109 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0450% | 4,588 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 525 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0496% | 4,556 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0213% | 4,595 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0267% | 4,843 |
| Percentage Net Loans Charged-off:Construction & development | -0.1789% | 4,869 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0147% | 4,610 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0337% | 3,834 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0093% | 3,955 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,413 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1456% | 1,627 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2135% | 486 |
| Percentage Net Loans Charged-off:Construction & development | 1.4880% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0045% | 1,261 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0854% | 5,273 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1952% | 4,107 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0142% | 2,017 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0733% | 4,729 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0988% | 3,181 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8893% | 511 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,501 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0311% | 5,008 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0207% | 4,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.1644% | 251 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0278% | 818 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4063% | 5,563 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2459% | 4,161 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5532% | 5,581 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0935% | 4,792 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1013% | 2,938 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1825% | 422 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0380% | 4,798 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0682% | 5,288 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0613% | 5,268 |
| Percentage Net Loans Charged-off:Construction & development | -0.1632% | 4,942 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2371% | 5,543 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0457% | 3,951 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4183% | 5,606 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1362% | 4,943 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1564% | 2,457 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8447% | 311 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0588% | 4,798 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0830% | 5,388 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0512% | 5,297 |
| Percentage Net Loans Charged-off:Construction & development | -0.1906% | 5,060 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1513% | 5,527 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0297% | 3,979 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2775% | 5,634 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2721% | 5,238 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3221% | 1,755 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8694% | 141 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1208% | 4,923 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0337% | 3,353 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0442% | 5,290 |
| Percentage Net Loans Charged-off:Construction & development | -0.1306% | 4,973 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1581% | 5,596 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0205% | 3,996 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3368% | 5,709 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3781% | 1,188 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1257% | 5,352 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 715 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1417% | 5,318 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0530% | 2,604 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0496% | 5,331 |
| Percentage Net Loans Charged-off:Construction & development | -0.1167% | 4,990 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1997% | 5,691 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0266% | 4,030 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4374% | 5,790 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5106% | 811 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1290% | 5,290 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1456% | 5,266 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1062% | 1,765 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0320% | 5,192 |
| Percentage Net Loans Charged-off:Construction & development | -0.1524% | 5,115 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0620% | 5,485 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0264% | 4,066 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1125% | 5,661 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7385% | 579 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0683% | 5,036 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0766% | 5,004 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0238% | 2,457 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0357% | 1,294 |
| Percentage Net Loans Charged-off:Construction & development | 0.3192% | 142 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0464% | 5,454 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0266% | 4,091 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0740% | 5,610 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0105% | 4,275 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,488 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,340 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0376% | 3,473 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0524% | 2,240 |
| Percentage Net Loans Charged-off:Construction & development | -0.1585% | 5,125 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0397% | 5,419 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5542% | 346 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4144% | 87 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4186% | 5,988 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0235% | 4,617 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3328% | 2,132 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 747 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3775% | 1,834 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0692% | 2,572 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1045% | 1,446 |
| Percentage Net Loans Charged-off:Construction & development | -0.0884% | 5,084 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0550% | 5,590 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7970% | 197 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9460% | 57 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4638% | 6,069 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0275% | 4,627 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0434% | 3,234 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 684 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0492% | 3,072 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1625% | 1,499 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2354% | 780 |
| Percentage Net Loans Charged-off:Construction & development | -0.0911% | 5,148 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0296% | 1,017 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1929% | 113 |
| Percentage Net Loans Charged-off: Home equity loans | 2.7436% | 37 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4726% | 6,135 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0202% | 4,489 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0653% | 2,832 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0738% | 2,663 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0620% | 5,629 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0848% | 5,861 |
| Percentage Net Loans Charged-off:Construction & development | -0.0943% | 5,266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3369% | 6,170 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0256% | 4,298 |
| All other 1-4 family - Percent of loans charged-off, net | -0.6828% | 6,227 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0103% | 4,383 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,512 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,382 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1575% | 2,460 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1167% | 2,189 |
| Percentage Net Loans Charged-off:Construction & development | -0.5513% | 5,617 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4757% | 693 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1174% | 6,141 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0219% | 4,427 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2280% | 6,234 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2281% | 1,744 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2891% | 337 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 778 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5956% | 250 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2530% | 1,530 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3427% | 863 |
| Percentage Net Loans Charged-off:Construction & development | 0.0155% | 950 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6391% | 486 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1336% | 6,208 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0202% | 4,445 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2610% | 6,299 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1623% | 5,556 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0023% | 215 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 720 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.4316% | 158 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0542% | 3,187 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0028% | 5,252 |
| Percentage Net Loans Charged-off:Construction & development | 0.1210% | 690 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0049% | 5,512 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1606% | 6,306 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0155% | 4,437 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3165% | 6,401 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0102% | 4,582 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4399% | 133 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 642 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.1094% | 103 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0350% | 5,651 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0534% | 6,043 |
| Percentage Net Loans Charged-off:Construction & development | -0.0658% | 5,430 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0052% | 5,633 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1973% | 6,393 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0308% | 4,520 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3883% | 6,491 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1581% | 2,298 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1842% | 2,084 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2690% | 2,357 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0742% | 3,438 |
| Percentage Net Loans Charged-off:Construction & development | -0.5749% | 5,877 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3586% | 1,309 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1527% | 6,496 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0897% | 4,807 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2186% | 6,536 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0920% | 2,598 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,193 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 806 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,056 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8329% | 266 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1511% | 3,032 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2966% | 6,682 |
| Percentage Net Loans Charged-off:Construction & development | -0.5815% | 5,927 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2872% | 6,547 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1447% | 6,529 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1079% | 4,861 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1828% | 6,556 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1287% | 2,171 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,847 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 736 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,705 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.9001% | 168 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2753% | 2,102 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3084% | 6,745 |
| Percentage Net Loans Charged-off:Construction & development | -0.1162% | 5,706 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4375% | 6,657 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1633% | 6,578 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1480% | 4,887 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1787% | 6,576 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0477% | 5,273 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,451 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,315 |
| Percentage Net Loans Charged-off: All other loans and lease | 7.5848% | 120 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9642% | 634 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0418% | 6,332 |
| Percentage Net Loans Charged-off:Construction & development | -0.1081% | 5,783 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0061% | 6,084 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0875% | 6,477 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0305% | 4,724 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1395% | 6,585 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0522% | 5,315 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,801 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: All other loans and lease | 15.6471% | 80 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9256% | 1,215 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0369% | 957 |
| Percentage Net Loans Charged-off:Construction & development | -0.0182% | 5,921 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7491% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2111% | 2,923 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1156% | 1,568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3097% | 2,310 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7561% | 1,696 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1684% | 3,591 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 887 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2076% | 3,247 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0920% | 939 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3901% | 608 |
| Percentage Net Loans Charged-off:Construction & development | 0.1049% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2761% | 294 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3750% | 2,091 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1627% | 1,324 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6043% | 1,436 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1322% | 2,716 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2215% | 3,099 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 811 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2730% | 2,702 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1160% | 4,008 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1400% | 3,281 |
| Percentage Net Loans Charged-off:Construction & development | 0.1968% | 1,727 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0029% | 2,458 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4945% | 1,665 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0303% | 5,039 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0792% | 825 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0216% | 2,777 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3179% | 2,535 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3893% | 2,141 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1011% | 3,529 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1228% | 2,855 |
| Percentage Net Loans Charged-off:Construction & development | 0.3870% | 1,186 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2355% | 2,069 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0292% | 5,043 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5439% | 1,301 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4164% | 1,992 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5145% | 1,634 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8740% | 768 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3440% | 511 |
| Percentage Net Loans Charged-off:Construction & development | 5.7652% | 863 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2691% | 2,530 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.9019% | 185 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3199% | 395 |
| All other 1-4 family - Percent of loans charged-off, net | 5.2676% | 116 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2740% | 6,699 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6631% | 2,322 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5935% | 846 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6372% | 2,115 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9308% | 673 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3127% | 470 |
| Percentage Net Loans Charged-off:Construction & development | 5.2099% | 841 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3450% | 1,959 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.9240% | 185 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9247% | 796 |
| All other 1-4 family - Percent of loans charged-off, net | 6.3402% | 87 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1673% | 3,154 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2704% | 3,366 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8253% | 742 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1500% | 3,648 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9398% | 701 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4442% | 475 |
| Percentage Net Loans Charged-off:Construction & development | 5.5736% | 745 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4715% | 1,543 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.6546% | 248 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4111% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 5.2726% | 149 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5704% | 6,921 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1975% | 3,359 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 808 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2140% | 3,037 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2757% | 1,084 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5284% | 793 |
| Percentage Net Loans Charged-off:Construction & development | 0.2772% | 1,491 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1809% | 1,514 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.4943% | 120 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0299% | 5,266 |
| All other 1-4 family - Percent of loans charged-off, net | 8.9969% | 58 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0512% | 6,099 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7978% | 1,604 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8184% | 1,263 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.9283% | 183 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.6054% | 123 |
| Percentage Net Loans Charged-off:Construction & development | 11.3475% | 483 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7570% | 749 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.8294% | 148 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7362% | 1,061 |
| All other 1-4 family - Percent of loans charged-off, net | 6.9650% | 82 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0910% | 2,437 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7344% | 493 |
| Percentage Net Loans Charged-off: Credit card loans | 11.8514% | 79 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0059% | 785 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.7061% | 123 |
| Percentage Net Loans Charged-off: Total real estate loans | 6.4809% | 83 |
| Percentage Net Loans Charged-off:Construction & development | 12.8741% | 363 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9011% | 634 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.2133% | 123 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 7.9711% | 66 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3254% | 1,911 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.3515% | 265 |
| Percentage Net Loans Charged-off: Credit card loans | 17.3572% | 50 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.6165% | 158 |
| Percentage Net Loans Charged-off: Total real estate loans | 6.3112% | 108 |
| Percentage Net Loans Charged-off:Construction & development | 13.9027% | 319 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5273% | 1,451 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.8526% | 162 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 7.2500% | 82 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9202% | 1,383 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7855% | 487 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 903 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9970% | 1,646 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1174% | 1,256 |
| Percentage Net Loans Charged-off:Construction & development | 0.7387% | 1,581 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.8550% | 247 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 5.7479% | 154 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3586% | 2,141 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9721% | 1,840 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.5083% | 548 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.5222% | 498 |
| Percentage Net Loans Charged-off:Construction & development | 5.9993% | 1,048 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0059% | 3,360 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.5234% | 307 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4686% | 644 |
| All other 1-4 family - Percent of loans charged-off, net | 4.5219% | 244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0968% | 1,822 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1361% | 2,426 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9370% | 513 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 11.5593% | 226 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.5189% | 425 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.9716% | 310 |
| Percentage Net Loans Charged-off:Construction & development | 6.4345% | 783 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0080% | 2,774 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.1377% | 212 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9911% | 428 |
| All other 1-4 family - Percent of loans charged-off, net | 5.1861% | 162 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2732% | 2,076 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7450% | 3,043 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.4242% | 297 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.0660% | 200 |
| Percentage Net Loans Charged-off:Construction & development | 8.0722% | 548 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.7347% | 176 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8951% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 6.1117% | 125 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9791% | 2,015 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4470% | 1,684 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,008 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.8728% | 224 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.5079% | 150 |
| Percentage Net Loans Charged-off:Construction & development | 7.7870% | 384 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 6.9164% | 91 |
| Percentage Net Loans Charged-off: Home equity loans | 4.2132% | 150 |
| All other 1-4 family - Percent of loans charged-off, net | 8.2055% | 84 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3928% | 1,201 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8453% | 2,277 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.4657% | 230 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.0377% | 130 |
| Percentage Net Loans Charged-off:Construction & development | 5.9122% | 414 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2446% | 1,960 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3937% | 1,367 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1535% | 3,759 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1505% | 5,247 |
| Percentage Net Loans Charged-off: Credit card loans | -1.8773% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5534% | 504 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8174% | 306 |
| Percentage Net Loans Charged-off:Construction & development | 2.5980% | 593 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0371% | 7,942 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0617% | 7,977 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0491% | 3,571 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0982% | 7,553 |
| Percentage Net Loans Charged-off: Credit card loans | -0.8171% | 1,808 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2833% | 510 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4965% | 317 |
| Percentage Net Loans Charged-off:Construction & development | 2.0515% | 496 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0357% | 7,963 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0605% | 8,011 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,159 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2184% | 7,694 |
| Percentage Net Loans Charged-off: Credit card loans | -1.2346% | 1,810 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4278% | 1,206 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5029% | 662 |
| Percentage Net Loans Charged-off:Construction & development | 0.6737% | 543 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0589% | 8,035 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1003% | 8,101 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2868% | 7,572 |
| Percentage Net Loans Charged-off: Credit card loans | -1.2195% | 1,770 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1084% | 3,824 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1096% | 2,002 |
| Percentage Net Loans Charged-off:Construction & development | 0.1439% | 1,102 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0546% | 8,101 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0995% | 8,156 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1767% | 2,834 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1748% | 7,884 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5562% | 1,917 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0266% | 4,881 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0083% | 1,055 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0257% | 7,945 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0478% | 8,058 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0863% | 8,121 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2704% | 1,986 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1893% | 7,775 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3684% | 1,872 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0435% | 3,817 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0019% | 2,669 |
| Percentage Net Loans Charged-off:Construction & development | 0.0128% | 739 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0411% | 8,036 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0442% | 8,040 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0792% | 8,121 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4176% | 1,371 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2187% | 7,694 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5505% | 1,845 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0910% | 2,328 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 7,488 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0297% | 7,994 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0522% | 8,078 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8356% | 675 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1139% | 7,093 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0179% | 7,906 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1051% | 7,543 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4083% | 8,193 |
| Percentage Net Loans Charged-off: Credit card loans | -8.3732% | 2,066 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0251% | 7,825 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1447% | 7,599 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5713% | 8,245 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0338% | 7,788 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2202% | 7,706 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5367% | 8,182 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0072% | 6,743 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0421% | 6,988 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1362% | 7,178 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0318% | 5,274 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3152% | 2,369 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2871% | 8,287 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0274% | 4,924 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2756% | 2,066 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2529% | 8,154 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4573% | 899 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0479% | 3,937 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4398% | 1,474 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1854% | 7,866 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4101% | 1,129 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0152% | 4,174 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2688% | 1,305 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7012% | 8,314 |
| Percentage Net Loans Charged-off: Credit card loans | -2.7341% | 2,100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1063% | 4,090 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3767% | 8,794 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -2.7679% | 8,799 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -5.0466% | 8,787 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6213% | 902 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5467% | 288 |
| Percentage Net Loans Charged-off: Credit card loans | 9.3137% | 121 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1368% | 3,088 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5452% | 8,847 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -3.9037% | 8,842 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -7.4003% | 8,832 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1316% | 591 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4420% | 196 |
| Percentage Net Loans Charged-off: Credit card loans | 11.0426% | 101 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2201% | 2,071 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.9130% | 8,907 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -6.3573% | 8,903 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -12.8025% | 8,889 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1324% | 354 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.6246% | 98 |
| Percentage Net Loans Charged-off: Credit card loans | 15.0485% | 65 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3355% | 319 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.0606% | 208 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.1711% | 155 |
| Percentage Net Loans Charged-off: Credit card loans | 22.9391% | 39 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8128% | 788 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2706% | 826 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2278% | 768 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0602% | 155 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4485% | 52 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0932% | 857 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7980% | 1,024 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5341% | 491 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0661% | 468 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3557% | 514 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3124% | 523 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3642% | 107 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 3.2255% | 33 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7214% | 538 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9805% | 797 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6622% | 472 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9249% | 589 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5412% | 317 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4805% | 353 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0749% | 60 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 4.7834% | 24 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7124% | 869 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8046% | 957 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1728% | 566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2128% | 404 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3291% | 479 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1092% | 69 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 4.8659% | 24 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3625% | 378 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6540% | 1,145 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2863% | 422 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6627% | 1,219 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1939% | 1,108 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0780% | 147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3037% | 222 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8539% | 71 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9925% | 1,903 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4284% | 365 |
| Percentage Net Loans Charged-off: Credit card loans | 6.5480% | 322 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3511% | 2,318 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2768% | 3,349 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3150% | 632 |
| Percentage Net Loans Charged-off: Credit card loans | 7.5934% | 228 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0757% | 487 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8073% | 246 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6724% | 1,020 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1868% | 3,989 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5005% | 1,762 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0059% | 8,627 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0255% | 10,528 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0120% | 9,504 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0194% | 12,419 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |