Home > First USA Financial Services, Inc. > Income and Expense
First USA Financial Services, Inc., Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,117,000 | 7,297 |
| Total interest expense | $8,561,000 | 2,014 |
| Net interest income | $-5,444,000 | 9,903 |
| Provision for loan and lease losses | $3,921,000 | 379 |
| Total noninterest income | $38,771,000 | 247 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $0 | 8,617 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $38,771,000 | 195 |
| Total noninterest expense | $25,473,000 | 628 |
| Salaries and employee benefits | $10,222,000 | 694 |
| Premises and equipment expense | $2,185,000 | 914 |
| Additional noninterest expense | $13,066,000 | 483 |
| Pre-tax net operating income | $3,933,000 | 1,861 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,579,000 | 1,445 |
| Income before extraordinary items | $2,354,000 | 2,199 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,354,000 | 2,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,998,000 | 371 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,354,000 | 2,207 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $18,646,000 | 1,740 |
| Total interest expense | $3,994,000 | 3,589 |
| Net interest income | $14,652,000 | 1,201 |
| Provision for loan and lease losses | $2,804,000 | 432 |
| Total noninterest income | $6,146,000 | 808 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 8,885 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,146,000 | 580 |
| Total noninterest expense | $15,988,000 | 897 |
| Salaries and employee benefits | $6,718,000 | 1,027 |
| Premises and equipment expense | $1,150,000 | 1,778 |
| Additional noninterest expense | $8,120,000 | 693 |
| Pre-tax net operating income | $2,006,000 | 3,334 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $708,000 | 2,884 |
| Income before extraordinary items | $1,298,000 | 3,647 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,298,000 | 3,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,728,000 | 499 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $1,148,000 | 486 |
| Net operating income | $1,298,000 | 3,605 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,237,000 | 3,160 |
| Total interest expense | $2,194,000 | 5,848 |
| Net interest income | $8,043,000 | 2,120 |
| Provision for loan and lease losses | $1,428,000 | 731 |
| Total noninterest income | $2,329,000 | 1,640 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,085 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,329,000 | 1,058 |
| Total noninterest expense | $9,185,000 | 1,441 |
| Salaries and employee benefits | $4,228,000 | 1,564 |
| Premises and equipment expense | $910,000 | 2,128 |
| Additional noninterest expense | $4,047,000 | 1,114 |
| Pre-tax net operating income | $-241,000 | 10,026 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-134,000 | 10,266 |
| Income before extraordinary items | $-107,000 | 9,963 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-107,000 | 9,961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $916,000 | 814 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-107,000 | 9,929 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,358,000 | 5,516 |
| Total interest expense | $1,273,000 | 7,917 |
| Net interest income | $4,085,000 | 4,170 |
| Provision for loan and lease losses | $1,076,000 | 932 |
| Total noninterest income | $948,000 | 3,182 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $948,000 | 1,806 |
| Total noninterest expense | $5,404,000 | 2,388 |
| Salaries and employee benefits | $2,893,000 | 2,286 |
| Premises and equipment expense | $689,000 | 2,782 |
| Additional noninterest expense | $1,822,000 | 2,285 |
| Pre-tax net operating income | $-1,447,000 | 10,881 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-879,000 | 10,881 |
| Income before extraordinary items | $-568,000 | 10,773 |
| Extraordinary gains, net | $1,159,000 | 5 |
| Net income | $591,000 | 6,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $777,000 | 936 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-568,000 | 10,758 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,582,000 | 10,000 |
| Total interest expense | $376,000 | 10,928 |
| Net interest income | $1,206,000 | 9,017 |
| Provision for loan and lease losses | $273,000 | 2,788 |
| Total noninterest income | $1,116,000 | 2,849 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,915 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,116,000 | 1,681 |
| Total noninterest expense | $4,127,000 | 3,260 |
| Salaries and employee benefits | $2,140,000 | 3,127 |
| Premises and equipment expense | $324,000 | 5,293 |
| Additional noninterest expense | $1,663,000 | 2,864 |
| Pre-tax net operating income | $-2,078,000 | 11,403 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-729,000 | 11,377 |
| Income before extraordinary items | $-1,349,000 | 11,391 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-1,349,000 | 11,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 4,212 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-1,349,000 | 11,376 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $317,000 | 11,874 |
| Total interest expense | $2,000 | 11,948 |
| Net interest income | $315,000 | 11,748 |
| Provision for loan and lease losses | $15,000 | 7,935 |
| Total noninterest income | $8,000 | 11,878 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 10,339 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 11,604 |
| Total noninterest expense | $1,915,000 | 6,190 |
| Salaries and employee benefits | $1,172,000 | 5,316 |
| Premises and equipment expense | $160,000 | 8,033 |
| Additional noninterest expense | $583,000 | 6,640 |
| Pre-tax net operating income | $-1,607,000 | 11,912 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $-404,000 | 11,858 |
| Income before extraordinary items | $-1,203,000 | 11,874 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-1,203,000 | 11,873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $16,141,000 | 29 |
| Net operating income | $-1,203,000 | 11,869 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.