Home > First US Bank > Net charge- offs to loans
First US Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1350% | 738 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0100% | 778 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0543% | 237 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0792% | 185 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,668 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3347% | 1,549 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3347% | 1,421 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1179% | 681 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0179% | 536 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0951% | 145 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1382% | 109 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,370 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2805% | 1,506 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2805% | 1,429 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1238% | 590 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0156% | 431 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0840% | 125 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1231% | 102 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3027% | 1,339 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3027% | 1,295 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1110% | 560 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0077% | 4,032 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0425% | 4,429 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0636% | 4,507 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3058% | 1,236 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3058% | 1,162 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3042% | 253 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0016% | 3,273 |
| Percentage Net Loans Charged-off:Construction & development | -0.0033% | 4,287 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 3,948 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 764 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,408 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8004% | 671 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8004% | 611 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3232% | 202 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0067% | 3,662 |
| Percentage Net Loans Charged-off:Construction & development | -0.0046% | 4,357 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0028% | 4,028 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0250% | 4,138 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0374% | 4,306 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,111 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8540% | 583 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8540% | 530 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3384% | 205 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0070% | 3,625 |
| Percentage Net Loans Charged-off:Construction & development | -0.0067% | 4,000 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0022% | 3,935 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0272% | 4,065 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0411% | 4,230 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8988% | 540 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8988% | 490 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3213% | 198 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0075% | 3,792 |
| Percentage Net Loans Charged-off:Construction & development | -0.0064% | 4,064 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0022% | 4,072 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0298% | 4,168 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0436% | 4,301 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8780% | 550 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8780% | 505 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1700% | 564 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0018% | 3,333 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0026% | 3,995 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0026% | 3,391 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0035% | 3,505 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0283% | 3,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5142% | 838 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5142% | 762 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1567% | 535 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0024% | 3,412 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0028% | 4,072 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0050% | 3,592 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0067% | 3,709 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0098% | 3,488 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4792% | 795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4792% | 709 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1931% | 446 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,096 |
| Percentage Net Loans Charged-off:Construction & development | 0.0075% | 145 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 4,146 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 755 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0321% | 3,896 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6054% | 626 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6054% | 547 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2414% | 351 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0265% | 492 |
| Percentage Net Loans Charged-off:Construction & development | 0.1536% | 60 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0279% | 374 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0359% | 328 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 814 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7214% | 613 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7214% | 534 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2097% | 827 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0078% | 1,709 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0065% | 4,345 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0394% | 895 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0496% | 777 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0178% | 4,031 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7644% | 824 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7644% | 748 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2440% | 627 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0109% | 1,394 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0056% | 4,346 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0473% | 699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0594% | 596 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,840 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9140% | 664 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9140% | 598 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2768% | 573 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0137% | 1,142 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0050% | 4,397 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0543% | 593 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0679% | 488 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,576 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0919% | 629 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0919% | 559 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2830% | 520 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0068% | 963 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0050% | 4,446 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0300% | 643 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0373% | 557 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2045% | 654 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2045% | 587 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3793% | 521 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0164% | 1,692 |
| Percentage Net Loans Charged-off:Construction & development | -0.0136% | 4,277 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0339% | 4,149 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0658% | 873 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0046% | 3,417 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0829% | 735 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0032% | 3,886 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7561% | 396 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7561% | 353 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3738% | 451 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0205% | 1,353 |
| Percentage Net Loans Charged-off:Construction & development | -0.0107% | 4,315 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0509% | 4,214 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0801% | 669 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0182% | 3,560 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1042% | 543 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0043% | 3,803 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7175% | 395 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7175% | 346 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4208% | 397 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0381% | 924 |
| Percentage Net Loans Charged-off:Construction & development | -0.0106% | 4,365 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1176% | 471 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0090% | 3,512 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1493% | 391 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0062% | 3,798 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8865% | 345 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8865% | 305 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4142% | 372 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0532% | 623 |
| Percentage Net Loans Charged-off:Construction & development | -0.0102% | 4,477 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1615% | 325 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0177% | 3,642 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2070% | 266 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0059% | 3,835 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8376% | 385 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8376% | 338 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5532% | 314 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0083% | 2,053 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0094% | 4,591 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0445% | 1,301 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0556% | 1,128 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0130% | 4,067 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2559% | 269 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2559% | 242 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6039% | 245 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0160% | 1,549 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0044% | 4,526 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0657% | 925 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0821% | 789 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0136% | 4,039 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3295% | 263 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3295% | 230 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6634% | 221 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0030% | 1,611 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0055% | 4,616 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0258% | 1,172 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0325% | 1,046 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0219% | 4,135 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3842% | 228 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3842% | 199 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6799% | 222 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0102% | 1,103 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0111% | 4,888 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0698% | 652 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0872% | 555 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0420% | 4,359 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5054% | 265 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5054% | 232 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6160% | 371 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0937% | 5,310 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0659% | 5,189 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2365% | 5,452 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2852% | 5,465 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0044% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5051% | 247 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5051% | 220 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6070% | 324 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1094% | 5,386 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0880% | 5,297 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2473% | 5,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2966% | 5,526 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,017 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5071% | 249 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5071% | 222 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6343% | 311 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1544% | 5,522 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1314% | 5,419 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3337% | 5,588 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3996% | 5,597 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0186% | 1,618 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6973% | 222 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6973% | 190 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6054% | 296 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2102% | 5,641 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2673% | 5,596 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2776% | 5,634 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3326% | 5,650 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0380% | 4,438 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7411% | 248 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7411% | 218 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7181% | 298 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0759% | 5,434 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2075% | 5,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1327% | 1,088 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1560% | 949 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0987% | 5,014 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6816% | 230 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0258% | 119 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6797% | 211 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6934% | 268 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1445% | 5,662 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2795% | 5,683 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0224% | 2,050 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0262% | 1,920 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1083% | 5,031 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6819% | 226 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2963% | 98 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6789% | 203 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6463% | 318 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2881% | 5,852 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5067% | 5,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0418% | 5,362 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0485% | 5,431 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1239% | 5,117 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7383% | 215 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8309% | 93 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7331% | 184 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8706% | 232 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0102% | 4,798 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0337% | 5,333 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0389% | 5,415 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1698% | 5,306 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8569% | 224 |
| Percentage Net Loans Charged-off: Credit card loans | 9.7561% | 44 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8397% | 203 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0316% | 193 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5505% | 253 |
| Percentage Net Loans Charged-off:Construction & development | 0.5928% | 332 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0115% | 1,541 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.1783% | 32 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2965% | 733 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3377% | 640 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4000% | 5,598 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2941% | 252 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 747 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3002% | 218 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8641% | 225 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3350% | 509 |
| Percentage Net Loans Charged-off:Construction & development | 0.7970% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0153% | 1,277 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4599% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3995% | 471 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4540% | 415 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5058% | 5,730 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2281% | 259 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 684 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2342% | 225 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8199% | 257 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2775% | 661 |
| Percentage Net Loans Charged-off:Construction & development | 1.1479% | 197 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0263% | 1,025 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1915% | 110 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5741% | 339 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6519% | 288 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3613% | 5,675 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2594% | 271 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2658% | 240 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9422% | 255 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3846% | 438 |
| Percentage Net Loans Charged-off:Construction & development | 2.1004% | 106 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0834% | 565 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7540% | 260 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8562% | 227 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3353% | 5,729 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5559% | 278 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5629% | 244 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1156% | 253 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5798% | 490 |
| Percentage Net Loans Charged-off:Construction & development | 0.3426% | 681 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1273% | 6,051 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.0366% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8054% | 343 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9068% | 301 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3840% | 5,842 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2164% | 207 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4492% | 1,231 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.2294% | 185 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9640% | 323 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3754% | 792 |
| Percentage Net Loans Charged-off:Construction & development | 0.4559% | 547 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1691% | 6,165 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.8817% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5796% | 548 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6511% | 467 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0091% | 2,333 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2339% | 187 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5808% | 1,234 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.2482% | 164 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2845% | 236 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7096% | 401 |
| Percentage Net Loans Charged-off:Construction & development | 0.6688% | 437 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1880% | 941 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.2736% | 63 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5160% | 676 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5776% | 590 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5283% | 463 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3484% | 190 |
| Percentage Net Loans Charged-off: Credit card loans | -0.8942% | 1,241 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.3643% | 174 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6709% | 181 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8177% | 326 |
| Percentage Net Loans Charged-off:Construction & development | 1.0147% | 283 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4160% | 471 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.2515% | 45 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3539% | 854 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3944% | 764 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.9622% | 129 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0805% | 180 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.0962% | 169 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8128% | 91 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8152% | 73 |
| Percentage Net Loans Charged-off:Construction & development | 34.4483% | 19 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.9036% | 6,602 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4360% | 386 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6934% | 205 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8610% | 193 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3283% | 817 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9813% | 191 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4425% | 1,268 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.9982% | 173 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.3216% | 34 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.9117% | 25 |
| Percentage Net Loans Charged-off:Construction & development | 41.6710% | 16 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3615% | 408 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5760% | 300 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7536% | 195 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9220% | 191 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2913% | 478 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6781% | 212 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 736 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.6922% | 199 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.8342% | 36 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.5458% | 24 |
| Percentage Net Loans Charged-off:Construction & development | 48.4615% | 14 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9101% | 573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8509% | 216 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3452% | 361 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4683% | 335 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6573% | 299 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4445% | 249 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.4577% | 228 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.4455% | 92 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.7619% | 67 |
| Percentage Net Loans Charged-off:Construction & development | 24.8279% | 47 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8218% | 514 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6633% | 132 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7585% | 265 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9140% | 245 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9692% | 308 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0889% | 303 |
| Percentage Net Loans Charged-off: Credit card loans | -1.7467% | 1,290 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.1076% | 274 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9416% | 382 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3111% | 667 |
| Percentage Net Loans Charged-off:Construction & development | 0.4567% | 1,825 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9056% | 427 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0934% | 791 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1805% | 734 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2017% | 353 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0659% | 262 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1224% | 104 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.0579% | 252 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9365% | 386 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5458% | 517 |
| Percentage Net Loans Charged-off:Construction & development | 0.5369% | 1,637 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4025% | 264 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0236% | 871 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1031% | 795 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5635% | 439 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2573% | 338 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0557% | 117 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.2466% | 318 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4689% | 288 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3793% | 281 |
| Percentage Net Loans Charged-off:Construction & development | 0.1714% | 1,750 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.0107% | 126 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3792% | 622 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4839% | 569 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6352% | 617 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1077% | 379 |
| Percentage Net Loans Charged-off: Credit card loans | 9.4693% | 69 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.0844% | 355 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.7581% | 161 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.7509% | 147 |
| Percentage Net Loans Charged-off:Construction & development | 1.0412% | 959 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.4305% | 87 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6110% | 507 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7316% | 485 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.2468% | 298 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4410% | 332 |
| Percentage Net Loans Charged-off: Credit card loans | 19.6868% | 25 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.3840% | 316 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.3170% | 123 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.8809% | 90 |
| Percentage Net Loans Charged-off:Construction & development | 21.4193% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.2647% | 267 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6391% | 697 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0782% | 512 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1999% | 503 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6781% | 2,434 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0814% | 322 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2637% | 667 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.5080% | 340 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.5719% | 209 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.0289% | 163 |
| Percentage Net Loans Charged-off:Construction & development | 19.5923% | 157 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4304% | 369 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8495% | 545 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4732% | 755 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5550% | 716 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6039% | 2,256 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4261% | 402 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 902 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8503% | 414 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3754% | 525 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3710% | 494 |
| Percentage Net Loans Charged-off:Construction & development | 1.3619% | 1,542 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.8507% | 329 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2703% | 386 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3345% | 435 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4591% | 404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0409% | 1,552 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3917% | 419 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 808 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6757% | 443 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1957% | 556 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0649% | 554 |
| Percentage Net Loans Charged-off:Construction & development | 1.2247% | 1,157 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.1408% | 267 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2607% | 803 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3278% | 728 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2663% | 1,113 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5386% | 402 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5315% | 443 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9974% | 1,013 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7198% | 1,115 |
| Percentage Net Loans Charged-off:Construction & development | 3.0366% | 1,740 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6183% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3106% | 628 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4146% | 986 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1537% | 5,554 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4851% | 950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7884% | 1,797 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6489% | 511 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8757% | 920 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2803% | 784 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1276% | 799 |
| Percentage Net Loans Charged-off:Construction & development | 4.1093% | 1,313 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1424% | 546 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7324% | 476 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3527% | 932 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4111% | 900 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0935% | 1,411 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3246% | 541 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1685% | 791 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8021% | 583 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7642% | 534 |
| Percentage Net Loans Charged-off:Construction & development | 6.1467% | 850 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.7553% | 386 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.6043% | 319 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3418% | 898 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3975% | 872 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5600% | 1,107 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3611% | 562 |
| Percentage Net Loans Charged-off: Credit card loans | -0.8646% | 1,510 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4332% | 1,208 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8248% | 1,559 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5267% | 1,071 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9129% | 586 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9912% | 566 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7750% | 1,157 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4037% | 433 |
| Percentage Net Loans Charged-off: Credit card loans | -1.7094% | 1,516 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8690% | 1,337 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0559% | 1,843 |
| Percentage Net Loans Charged-off:Construction & development | 0.6237% | 2,837 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6906% | 1,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.0233% | 427 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4362% | 931 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0119% | 497 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4155% | 928 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2993% | 1,682 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.0936% | 385 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4314% | 1,633 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7676% | 1,141 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9783% | 1,591 |
| Percentage Net Loans Charged-off:Construction & development | 0.8424% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9268% | 884 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4448% | 765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4950% | 740 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0369% | 1,517 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.8617% | 384 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8146% | 334 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7293% | 1,096 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0539% | 1,325 |
| Percentage Net Loans Charged-off:Construction & development | 1.3335% | 1,668 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8841% | 725 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5514% | 638 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6043% | 624 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8941% | 1,365 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2872% | 473 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,008 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6818% | 858 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9802% | 1,033 |
| Percentage Net Loans Charged-off:Construction & development | 2.5899% | 847 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0672% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9225% | 417 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9862% | 398 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4007% | 839 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9726% | 477 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1350% | 497 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3471% | 680 |
| Percentage Net Loans Charged-off:Construction & development | 0.4438% | 2,065 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7751% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5133% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6214% | 196 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6990% | 189 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9195% | 1,923 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.9264% | 208 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5231% | 591 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9352% | 372 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2509% | 489 |
| Percentage Net Loans Charged-off:Construction & development | 0.6169% | 1,339 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1825% | 994 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6801% | 213 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.8680% | 121 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 2.9515% | 119 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2829% | 2,584 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.6558% | 181 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5088% | 401 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9982% | 301 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2425% | 391 |
| Percentage Net Loans Charged-off:Construction & development | 0.9328% | 786 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0314% | 7,929 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.1143% | 103 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 3.2034% | 98 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3863% | 1,839 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.9504% | 160 |
| Percentage Net Loans Charged-off: Credit card loans | -0.8837% | 1,795 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9266% | 258 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8156% | 425 |
| Percentage Net Loans Charged-off:Construction & development | 0.2334% | 807 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1041% | 584 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9989% | 150 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0557% | 136 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1487% | 1,733 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.3556% | 124 |
| Percentage Net Loans Charged-off: Credit card loans | -1.8692% | 1,791 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.5333% | 37 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7959% | 112 |
| Percentage Net Loans Charged-off:Construction & development | 0.0636% | 1,300 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6675% | 357 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.0141% | 33 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 4.1183% | 39 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8599% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 14.9503% | 19 |
| Percentage Net Loans Charged-off: Credit card loans | 9.4877% | 70 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.0646% | 44 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4887% | 87 |
| Percentage Net Loans Charged-off:Construction & development | 0.0822% | 789 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2312% | 480 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.5877% | 26 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 3.6794% | 27 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1136% | 2,560 |
| Percentage Net Loans Charged-off: Loans to individuals | 13.6280% | 20 |
| Percentage Net Loans Charged-off: Credit card loans | 10.7952% | 63 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.6173% | 49 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6022% | 236 |
| Percentage Net Loans Charged-off:Construction & development | 0.1432% | 463 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2135% | 388 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2989% | 124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3311% | 128 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0558% | 7,185 |
| Percentage Net Loans Charged-off: Loans to individuals | 13.9065% | 19 |
| Percentage Net Loans Charged-off: Credit card loans | 16.7699% | 38 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8104% | 403 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1006% | 874 |
| Percentage Net Loans Charged-off:Construction & development | 0.2030% | 246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1554% | 288 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0411% | 1,177 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0421% | 1,069 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1299% | 7,463 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1636% | 297 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8437% | 372 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0557% | 1,874 |
| Percentage Net Loans Charged-off:Construction & development | 0.0354% | 651 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0574% | 8,114 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1649% | 973 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1691% | 937 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9371% | 1,068 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9156% | 305 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4297% | 218 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8180% | 304 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0598% | 1,480 |
| Percentage Net Loans Charged-off:Construction & development | 0.0465% | 460 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0624% | 8,152 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1716% | 788 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1761% | 759 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9575% | 816 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7984% | 303 |
| Percentage Net Loans Charged-off: Credit card loans | 6.3797% | 109 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7669% | 366 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0337% | 1,665 |
| Percentage Net Loans Charged-off:Construction & development | 0.0707% | 303 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0942% | 8,248 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1168% | 957 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1199% | 906 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5911% | 1,053 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8080% | 300 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5874% | 287 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7631% | 362 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0779% | 840 |
| Percentage Net Loans Charged-off:Construction & development | 0.1415% | 136 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1245% | 691 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1278% | 643 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0356% | 6,923 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9244% | 351 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7833% | 217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7688% | 449 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0396% | 2,165 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0317% | 1,080 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0743% | 1,690 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0763% | 1,618 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5360% | 1,819 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7661% | 371 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8856% | 862 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6903% | 473 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0097% | 2,673 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0015% | 7,911 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0256% | 2,091 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0263% | 1,965 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2343% | 2,213 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6481% | 385 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1218% | 695 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6724% | 518 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0140% | 2,151 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0023% | 7,976 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0370% | 1,634 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0380% | 1,527 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3719% | 1,603 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5055% | 436 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6000% | 788 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7660% | 447 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0402% | 1,240 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0045% | 8,163 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1044% | 881 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1073% | 827 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5638% | 959 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7257% | 434 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2117% | 257 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8919% | 513 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2408% | 761 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6777% | 345 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1015% | 1,572 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1039% | 1,528 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7781% | 1,620 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6643% | 486 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0955% | 643 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8747% | 464 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2878% | 556 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8613% | 230 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1058% | 1,317 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1082% | 1,276 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1006% | 3,004 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7326% | 421 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2949% | 580 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6705% | 665 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0179% | 2,288 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0586% | 8,522 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0846% | 1,332 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0865% | 1,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0820% | 2,645 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6315% | 497 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3541% | 309 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6115% | 754 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0312% | 1,523 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0780% | 1,066 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0797% | 993 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1503% | 7,701 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4719% | 648 |
| Percentage Net Loans Charged-off: Credit card loans | 7.2727% | 235 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8952% | 703 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0276% | 3,036 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0462% | 1,309 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0372% | 2,568 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0378% | 2,457 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3142% | 774 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6444% | 526 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4433% | 733 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9774% | 529 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0212% | 2,700 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0484% | 1,028 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0188% | 2,446 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0191% | 2,335 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0294% | 479 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6711% | 490 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7348% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1641% | 434 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0689% | 1,639 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0887% | 725 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1128% | 1,201 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1144% | 1,177 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1062% | 342 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7913% | 475 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3063% | 415 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7831% | 663 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0855% | 1,154 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1818% | 385 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0893% | 1,066 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0904% | 1,016 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2774% | 1,737 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9988% | 501 |
| Percentage Net Loans Charged-off: Credit card loans | 7.5047% | 268 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1052% | 620 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2087% | 1,034 |
| Percentage Net Loans Charged-off:Construction & development | 0.0056% | 849 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0641% | 1,201 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4953% | 438 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5028% | 434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6521% | 1,269 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2948% | 388 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2709% | 1,563 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6238% | 350 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1463% | 1,273 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1015% | 938 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2897% | 669 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2947% | 652 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8903% | 1,963 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.4001% | 156 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2680% | 818 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9945% | 218 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1161% | 217 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0235% | 335 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2561% | 107 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2605% | 109 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1727% | 729 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.3587% | 26 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8103% | 545 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5297% | 314 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0733% | 344 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0717% | 234 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1011% | 292 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1028% | 276 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0713% | 851 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3380% | 68 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0400% | 213 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9699% | 640 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0826% | 339 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1184% | 237 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0843% | 335 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0859% | 303 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1895% | 642 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6730% | 150 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1825% | 786 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3769% | 2,162 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0016% | 1,196 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0095% | 1,143 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0031% | 953 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4267% | 1,296 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0127% | 783 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3904% | 407 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2323% | 427 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1863% | 626 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1389% | 5,012 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0105% | 10,110 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0126% | 8,387 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0212% | 9,176 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1008% | 8,869 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |