Home > First United National Bank > Income and Expense
First United National Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $11,734,000 | 2,624 |
| Total interest expense | $3,690,000 | 2,377 |
| Net interest income | $8,044,000 | 2,689 |
| Provision for loan and lease losses | $109,000 | 2,392 |
| Total noninterest income | $1,189,000 | 2,538 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $371,000 | 1,972 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $818,000 | 2,481 |
| Total noninterest expense | $7,692,000 | 2,402 |
| Salaries and employee benefits | $4,072,000 | 2,493 |
| Premises and equipment expense | $1,126,000 | 1,891 |
| Additional noninterest expense | $818,000 | 2,481 |
| Pre-tax net operating income | $1,432,000 | 3,289 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $132,000 | 2,661 |
| Income before extraordinary items | $1,300,000 | 3,230 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,300,000 | 3,266 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $1,300,000 | 3,232 |
| Net charge-offs | $71,000 | 1,670 |
| Cash dividends | $559,000 | 2,666 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $1,300,000 | 3,265 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $8,691,000 | 2,622 |
| Total interest expense | $2,511,000 | 2,375 |
| Net interest income | $6,180,000 | 2,672 |
| Provision for loan and lease losses | $82,000 | 2,250 |
| Total noninterest income | $893,000 | 2,532 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $280,000 | 1,973 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $613,000 | 2,468 |
| Total noninterest expense | $5,778,000 | 2,384 |
| Salaries and employee benefits | $3,051,000 | 2,482 |
| Premises and equipment expense | $824,000 | 1,921 |
| Additional noninterest expense | $613,000 | 2,467 |
| Pre-tax net operating income | $1,213,000 | 3,242 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $126,000 | 2,580 |
| Income before extraordinary items | $1,087,000 | 3,202 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,087,000 | 3,235 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,087,000 | 3,203 |
| Net charge-offs | $61,000 | 1,394 |
| Cash dividends | $447,000 | 2,332 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,087,000 | 3,233 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $5,682,000 | 2,617 |
| Total interest expense | $1,467,000 | 2,375 |
| Net interest income | $4,215,000 | 2,657 |
| Provision for loan and lease losses | $52,000 | 2,211 |
| Total noninterest income | $588,000 | 2,504 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $185,000 | 1,978 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $403,000 | 2,445 |
| Total noninterest expense | $3,791,000 | 2,401 |
| Salaries and employee benefits | $2,016,000 | 2,500 |
| Premises and equipment expense | $510,000 | 1,995 |
| Additional noninterest expense | $403,000 | 2,441 |
| Pre-tax net operating income | $960,000 | 3,090 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $113,000 | 2,486 |
| Income before extraordinary items | $847,000 | 3,054 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $847,000 | 3,087 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $847,000 | 3,053 |
| Net charge-offs | $47,000 | 1,194 |
| Cash dividends | $335,000 | 2,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $847,000 | 3,067 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,771,000 | 2,633 |
| Total interest expense | $652,000 | 2,324 |
| Net interest income | $2,119,000 | 2,659 |
| Provision for loan and lease losses | $23,000 | 2,095 |
| Total noninterest income | $283,000 | 2,555 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $87,000 | 2,061 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $196,000 | 2,459 |
| Total noninterest expense | $1,896,000 | 2,426 |
| Salaries and employee benefits | $1,019,000 | 2,519 |
| Premises and equipment expense | $245,000 | 2,075 |
| Additional noninterest expense | $196,000 | 2,459 |
| Pre-tax net operating income | $483,000 | 3,135 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $57,000 | 2,498 |
| Income before extraordinary items | $426,000 | 3,103 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $426,000 | 3,102 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $426,000 | 3,103 |
| Net charge-offs | $19,000 | 1,134 |
| Cash dividends | $168,000 | 1,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $426,000 | 3,129 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $9,941,000 | 2,529 |
| Total interest expense | $933,000 | 2,510 |
| Net interest income | $9,008,000 | 2,512 |
| Provision for loan and lease losses | $140,000 | 2,010 |
| Total noninterest income | $1,405,000 | 2,408 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $355,000 | 2,079 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,050,000 | 2,288 |
| Total noninterest expense | $7,602,000 | 2,375 |
| Salaries and employee benefits | $4,117,000 | 2,453 |
| Premises and equipment expense | $973,000 | 2,036 |
| Additional noninterest expense | $1,050,000 | 2,288 |
| Pre-tax net operating income | $2,671,000 | 2,790 |
| Securities gains (losses) | $1,000 | 637 |
| Applicable income taxes | $327,000 | 2,341 |
| Income before extraordinary items | $2,345,000 | 2,755 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,345,000 | 2,752 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,345,000 | 2,754 |
| Net charge-offs | $57,000 | 1,476 |
| Cash dividends | $800,000 | 2,327 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $2,344,120 | 2,781 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $7,276,000 | 2,512 |
| Total interest expense | $633,000 | 2,330 |
| Net interest income | $6,643,000 | 2,514 |
| Provision for loan and lease losses | $102,000 | 1,849 |
| Total noninterest income | $1,128,000 | 2,357 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $262,000 | 2,117 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $866,000 | 2,220 |
| Total noninterest expense | $5,719,000 | 2,365 |
| Salaries and employee benefits | $3,094,000 | 2,444 |
| Premises and equipment expense | $744,000 | 2,027 |
| Additional noninterest expense | $866,000 | 2,220 |
| Pre-tax net operating income | $1,950,000 | 2,807 |
| Securities gains (losses) | $1,000 | 675 |
| Applicable income taxes | $222,000 | 2,423 |
| Income before extraordinary items | $1,729,000 | 2,753 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,729,000 | 2,751 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,729,000 | 2,752 |
| Net charge-offs | $53,000 | 1,191 |
| Cash dividends | $598,000 | 2,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,728,110 | 2,787 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $4,722,000 | 2,513 |
| Total interest expense | $411,000 | 2,223 |
| Net interest income | $4,311,000 | 2,523 |
| Provision for loan and lease losses | $72,000 | 1,704 |
| Total noninterest income | $851,000 | 2,239 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $168,000 | 2,153 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $683,000 | 2,077 |
| Total noninterest expense | $3,767,000 | 2,377 |
| Salaries and employee benefits | $2,022,000 | 2,481 |
| Premises and equipment expense | $514,000 | 1,998 |
| Additional noninterest expense | $1,231,000 | 2,268 |
| Pre-tax net operating income | $1,323,000 | 2,705 |
| Securities gains (losses) | $1,000 | 612 |
| Applicable income taxes | $133,000 | 2,424 |
| Income before extraordinary items | $1,191,000 | 2,637 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,191,000 | 2,635 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,191,000 | 2,637 |
| Net charge-offs | $37,000 | 1,090 |
| Cash dividends | $397,000 | 2,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,190,100 | 2,673 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,312,000 | 2,503 |
| Total interest expense | $210,000 | 2,134 |
| Net interest income | $2,102,000 | 2,519 |
| Provision for loan and lease losses | $7,000 | 2,086 |
| Total noninterest income | $578,000 | 1,906 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $83,000 | 2,150 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $495,000 | 1,678 |
| Total noninterest expense | $1,870,000 | 2,398 |
| Salaries and employee benefits | $1,008,000 | 2,491 |
| Premises and equipment expense | $258,000 | 2,000 |
| Additional noninterest expense | $604,000 | 2,278 |
| Pre-tax net operating income | $803,000 | 2,376 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $66,000 | 2,349 |
| Income before extraordinary items | $737,000 | 2,296 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $737,000 | 2,295 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $737,000 | 2,296 |
| Net charge-offs | $18,000 | 995 |
| Cash dividends | $196,000 | 1,753 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $737,000 | 2,313 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $9,518,000 | 2,531 |
| Total interest expense | $942,000 | 2,297 |
| Net interest income | $8,576,000 | 2,543 |
| Provision for loan and lease losses | $-88,000 | 4,225 |
| Total noninterest income | $1,052,000 | 2,916 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $300,000 | 2,192 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $752,000 | 2,902 |
| Total noninterest expense | $7,570,000 | 2,365 |
| Salaries and employee benefits | $4,124,000 | 2,439 |
| Premises and equipment expense | $900,000 | 2,161 |
| Additional noninterest expense | $2,546,000 | 2,229 |
| Pre-tax net operating income | $2,146,000 | 3,060 |
| Securities gains (losses) | $47,000 | 1,152 |
| Applicable income taxes | $340,000 | 2,374 |
| Income before extraordinary items | $1,853,000 | 3,120 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,853,000 | 3,120 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $1,853,000 | 3,120 |
| Net charge-offs | $-8,000 | 3,604 |
| Cash dividends | $895,000 | 2,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $1,813,520 | 3,121 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $7,116,000 | 2,578 |
| Total interest expense | $720,000 | 2,364 |
| Net interest income | $6,396,000 | 2,591 |
| Provision for loan and lease losses | $-68,000 | 4,359 |
| Total noninterest income | $790,000 | 2,960 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $217,000 | 2,234 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $573,000 | 2,930 |
| Total noninterest expense | $5,747,000 | 2,364 |
| Salaries and employee benefits | $3,150,000 | 2,440 |
| Premises and equipment expense | $673,000 | 2,198 |
| Additional noninterest expense | $1,924,000 | 2,212 |
| Pre-tax net operating income | $1,507,000 | 3,250 |
| Securities gains (losses) | $47,000 | 1,077 |
| Applicable income taxes | $245,000 | 2,446 |
| Income before extraordinary items | $1,309,000 | 3,292 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,309,000 | 3,291 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,309,000 | 3,292 |
| Net charge-offs | $-9,000 | 3,624 |
| Cash dividends | $671,000 | 2,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,269,520 | 3,305 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $4,576,000 | 2,653 |
| Total interest expense | $488,000 | 2,418 |
| Net interest income | $4,088,000 | 2,657 |
| Provision for loan and lease losses | $-59,000 | 4,453 |
| Total noninterest income | $516,000 | 2,970 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $129,000 | 2,322 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $387,000 | 2,894 |
| Total noninterest expense | $3,815,000 | 2,364 |
| Salaries and employee benefits | $2,099,000 | 2,435 |
| Premises and equipment expense | $454,000 | 2,172 |
| Additional noninterest expense | $1,262,000 | 2,220 |
| Pre-tax net operating income | $848,000 | 3,462 |
| Securities gains (losses) | $44,000 | 931 |
| Applicable income taxes | $140,000 | 2,539 |
| Income before extraordinary items | $752,000 | 3,462 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $752,000 | 3,461 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $752,000 | 3,462 |
| Net charge-offs | $-1,000 | 3,056 |
| Cash dividends | $447,000 | 2,063 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $715,040 | 3,503 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,327,000 | 2,614 |
| Total interest expense | $250,000 | 2,445 |
| Net interest income | $2,077,000 | 2,610 |
| Provision for loan and lease losses | $-8,000 | 4,575 |
| Total noninterest income | $240,000 | 3,021 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $63,000 | 2,347 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $177,000 | 2,958 |
| Total noninterest expense | $1,928,000 | 2,326 |
| Salaries and employee benefits | $1,059,000 | 2,417 |
| Premises and equipment expense | $242,000 | 2,105 |
| Additional noninterest expense | $627,000 | 2,199 |
| Pre-tax net operating income | $397,000 | 3,508 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $62,000 | 2,581 |
| Income before extraordinary items | $335,000 | 3,578 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $335,000 | 3,578 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $335,000 | 3,578 |
| Net charge-offs | $-4,000 | 3,680 |
| Cash dividends | $224,000 | 1,751 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $335,000 | 3,554 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $9,607,000 | 2,580 |
| Total interest expense | $1,111,000 | 2,775 |
| Net interest income | $8,496,000 | 2,518 |
| Provision for loan and lease losses | $16,000 | 4,163 |
| Total noninterest income | $987,000 | 2,882 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $275,000 | 2,343 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $712,000 | 2,799 |
| Total noninterest expense | $7,498,000 | 2,366 |
| Salaries and employee benefits | $4,153,000 | 2,426 |
| Premises and equipment expense | $933,000 | 2,120 |
| Additional noninterest expense | $2,412,000 | 2,257 |
| Pre-tax net operating income | $1,969,000 | 2,965 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $348,000 | 2,203 |
| Income before extraordinary items | $1,621,000 | 3,103 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,621,000 | 3,102 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,621,000 | 3,103 |
| Net charge-offs | $112,000 | 1,929 |
| Cash dividends | $1,286,000 | 1,936 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,621,000 | 3,046 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $7,140,000 | 2,611 |
| Total interest expense | $838,000 | 2,861 |
| Net interest income | $6,302,000 | 2,545 |
| Provision for loan and lease losses | $1,000 | 4,226 |
| Total noninterest income | $758,000 | 2,829 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $203,000 | 2,369 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $555,000 | 2,741 |
| Total noninterest expense | $5,583,000 | 2,361 |
| Salaries and employee benefits | $3,115,000 | 2,408 |
| Premises and equipment expense | $709,000 | 2,097 |
| Additional noninterest expense | $1,759,000 | 2,264 |
| Pre-tax net operating income | $1,476,000 | 2,963 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $267,000 | 2,181 |
| Income before extraordinary items | $1,209,000 | 3,115 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,209,000 | 3,114 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,209,000 | 3,115 |
| Net charge-offs | $89,000 | 1,738 |
| Cash dividends | $839,000 | 1,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,209,000 | 3,066 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $4,785,000 | 2,628 |
| Total interest expense | $548,000 | 3,006 |
| Net interest income | $4,237,000 | 2,535 |
| Provision for loan and lease losses | $18,000 | 3,868 |
| Total noninterest income | $515,000 | 2,777 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $138,000 | 2,380 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $377,000 | 2,669 |
| Total noninterest expense | $3,743,000 | 2,346 |
| Salaries and employee benefits | $2,070,000 | 2,417 |
| Premises and equipment expense | $482,000 | 2,073 |
| Additional noninterest expense | $1,191,000 | 2,222 |
| Pre-tax net operating income | $991,000 | 2,942 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $183,000 | 2,126 |
| Income before extraordinary items | $808,000 | 3,094 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $808,000 | 3,093 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $808,000 | 3,094 |
| Net charge-offs | $81,000 | 1,468 |
| Cash dividends | $560,000 | 1,855 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $808,000 | 3,050 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,474,000 | 2,575 |
| Total interest expense | $267,000 | 3,167 |
| Net interest income | $2,207,000 | 2,431 |
| Provision for loan and lease losses | $47,000 | 2,603 |
| Total noninterest income | $305,000 | 2,497 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $86,000 | 2,341 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $219,000 | 2,335 |
| Total noninterest expense | $1,902,000 | 2,337 |
| Salaries and employee benefits | $1,032,000 | 2,426 |
| Premises and equipment expense | $251,000 | 2,045 |
| Additional noninterest expense | $619,000 | 2,198 |
| Pre-tax net operating income | $563,000 | 2,629 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $108,000 | 1,879 |
| Income before extraordinary items | $455,000 | 2,758 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $455,000 | 2,757 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $455,000 | 2,759 |
| Net charge-offs | $66,000 | 1,084 |
| Cash dividends | $280,000 | 1,710 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $455,000 | 2,744 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $10,084,000 | 2,583 |
| Total interest expense | $1,115,000 | 3,153 |
| Net interest income | $8,969,000 | 2,433 |
| Provision for loan and lease losses | $94,000 | 3,009 |
| Total noninterest income | $988,000 | 2,840 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $378,000 | 2,279 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $610,000 | 2,816 |
| Total noninterest expense | $7,057,000 | 2,428 |
| Salaries and employee benefits | $3,974,000 | 2,444 |
| Premises and equipment expense | $843,000 | 2,271 |
| Additional noninterest expense | $2,240,000 | 2,379 |
| Pre-tax net operating income | $2,806,000 | 2,560 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $527,000 | 1,938 |
| Income before extraordinary items | $2,279,000 | 2,717 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,279,000 | 2,717 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,279,000 | 2,719 |
| Net charge-offs | $148,000 | 1,933 |
| Cash dividends | $1,454,000 | 1,922 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,279,000 | 2,679 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $7,577,000 | 2,611 |
| Total interest expense | $822,000 | 3,199 |
| Net interest income | $6,755,000 | 2,456 |
| Provision for loan and lease losses | $47,000 | 3,133 |
| Total noninterest income | $747,000 | 2,842 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $281,000 | 2,308 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $466,000 | 2,803 |
| Total noninterest expense | $5,135,000 | 2,500 |
| Salaries and employee benefits | $2,878,000 | 2,534 |
| Premises and equipment expense | $591,000 | 2,388 |
| Additional noninterest expense | $1,666,000 | 2,394 |
| Pre-tax net operating income | $2,320,000 | 2,481 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $417,000 | 1,954 |
| Income before extraordinary items | $1,903,000 | 2,612 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,903,000 | 2,613 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,903,000 | 2,613 |
| Net charge-offs | $89,000 | 1,837 |
| Cash dividends | $839,000 | 2,000 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,903,000 | 2,573 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $5,011,000 | 2,621 |
| Total interest expense | $528,000 | 3,234 |
| Net interest income | $4,483,000 | 2,464 |
| Provision for loan and lease losses | $3,000 | 3,629 |
| Total noninterest income | $479,000 | 2,865 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $180,000 | 2,349 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $299,000 | 2,814 |
| Total noninterest expense | $3,286,000 | 2,587 |
| Salaries and employee benefits | $1,793,000 | 2,665 |
| Premises and equipment expense | $488,000 | 2,096 |
| Additional noninterest expense | $1,005,000 | 2,576 |
| Pre-tax net operating income | $1,673,000 | 2,337 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $310,000 | 1,824 |
| Income before extraordinary items | $1,363,000 | 2,461 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,363,000 | 2,461 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,363,000 | 2,461 |
| Net charge-offs | $48,000 | 1,865 |
| Cash dividends | $559,000 | 1,998 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,363,000 | 2,436 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,457,000 | 2,659 |
| Total interest expense | $250,000 | 3,285 |
| Net interest income | $2,207,000 | 2,509 |
| Provision for loan and lease losses | $46,000 | 2,129 |
| Total noninterest income | $236,000 | 2,846 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $89,000 | 2,362 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $147,000 | 2,769 |
| Total noninterest expense | $1,707,000 | 2,529 |
| Salaries and employee benefits | $909,000 | 2,660 |
| Premises and equipment expense | $218,000 | 2,280 |
| Additional noninterest expense | $580,000 | 2,332 |
| Pre-tax net operating income | $690,000 | 2,598 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $128,000 | 1,968 |
| Income before extraordinary items | $562,000 | 2,724 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $562,000 | 2,723 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $562,000 | 2,723 |
| Net charge-offs | $41,000 | 1,327 |
| Cash dividends | $280,000 | 1,787 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $562,000 | 2,709 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $9,492,000 | 2,624 |
| Total interest expense | $879,000 | 3,116 |
| Net interest income | $8,613,000 | 2,523 |
| Provision for loan and lease losses | $332,000 | 1,861 |
| Total noninterest income | $979,000 | 2,885 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $390,000 | 2,322 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $589,000 | 2,866 |
| Total noninterest expense | $6,451,000 | 2,594 |
| Salaries and employee benefits | $3,551,000 | 2,651 |
| Premises and equipment expense | $1,015,000 | 2,035 |
| Additional noninterest expense | $1,885,000 | 2,695 |
| Pre-tax net operating income | $2,809,000 | 2,611 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $508,000 | 1,964 |
| Income before extraordinary items | $2,301,000 | 2,722 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,301,000 | 2,720 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,301,000 | 2,721 |
| Net charge-offs | $304,000 | 1,321 |
| Cash dividends | $1,414,000 | 1,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,301,000 | 2,709 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $7,027,000 | 2,640 |
| Total interest expense | $631,000 | 3,127 |
| Net interest income | $6,396,000 | 2,549 |
| Provision for loan and lease losses | $238,000 | 1,807 |
| Total noninterest income | $729,000 | 2,926 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $292,000 | 2,337 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $437,000 | 2,920 |
| Total noninterest expense | $4,792,000 | 2,628 |
| Salaries and employee benefits | $2,658,000 | 2,656 |
| Premises and equipment expense | $589,000 | 2,414 |
| Additional noninterest expense | $1,545,000 | 2,550 |
| Pre-tax net operating income | $2,095,000 | 2,663 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $424,000 | 1,939 |
| Income before extraordinary items | $1,671,000 | 2,825 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,671,000 | 2,824 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,671,000 | 2,824 |
| Net charge-offs | $132,000 | 1,525 |
| Cash dividends | $799,000 | 1,910 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,671,000 | 2,815 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,652,000 | 2,649 |
| Total interest expense | $402,000 | 3,108 |
| Net interest income | $4,250,000 | 2,553 |
| Provision for loan and lease losses | $86,000 | 2,340 |
| Total noninterest income | $479,000 | 2,937 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $191,000 | 2,359 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $288,000 | 2,944 |
| Total noninterest expense | $3,192,000 | 2,645 |
| Salaries and employee benefits | $1,766,000 | 2,688 |
| Premises and equipment expense | $398,000 | 2,416 |
| Additional noninterest expense | $1,028,000 | 2,567 |
| Pre-tax net operating income | $1,451,000 | 2,574 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $270,000 | 1,954 |
| Income before extraordinary items | $1,181,000 | 2,688 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,181,000 | 2,687 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,181,000 | 2,687 |
| Net charge-offs | $57,000 | 1,671 |
| Cash dividends | $519,000 | 1,948 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,181,000 | 2,681 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,315,000 | 2,645 |
| Total interest expense | $194,000 | 3,134 |
| Net interest income | $2,121,000 | 2,561 |
| Provision for loan and lease losses | $14,000 | 3,062 |
| Total noninterest income | $235,000 | 2,950 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $95,000 | 2,377 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $140,000 | 2,924 |
| Total noninterest expense | $1,576,000 | 2,693 |
| Salaries and employee benefits | $867,000 | 2,746 |
| Premises and equipment expense | $205,000 | 2,405 |
| Additional noninterest expense | $504,000 | 2,612 |
| Pre-tax net operating income | $766,000 | 2,454 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $137,000 | 1,900 |
| Income before extraordinary items | $629,000 | 2,533 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $629,000 | 2,533 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $629,000 | 2,533 |
| Net charge-offs | $23,000 | 1,592 |
| Cash dividends | $280,000 | 1,665 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $629,000 | 2,530 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $9,055,000 | 2,637 |
| Total interest expense | $727,000 | 3,083 |
| Net interest income | $8,328,000 | 2,563 |
| Provision for loan and lease losses | $116,000 | 2,941 |
| Total noninterest income | $960,000 | 3,011 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $372,000 | 2,490 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $588,000 | 2,959 |
| Total noninterest expense | $6,242,000 | 2,700 |
| Salaries and employee benefits | $3,530,000 | 2,694 |
| Premises and equipment expense | $723,000 | 2,611 |
| Additional noninterest expense | $1,989,000 | 2,661 |
| Pre-tax net operating income | $2,930,000 | 2,516 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $1,185,000 | 1,728 |
| Income before extraordinary items | $1,745,000 | 2,911 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,745,000 | 2,910 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,745,000 | 2,911 |
| Net charge-offs | $120,000 | 2,273 |
| Cash dividends | $1,398,000 | 1,804 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,745,000 | 2,887 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $6,758,000 | 2,661 |
| Total interest expense | $534,000 | 3,103 |
| Net interest income | $6,224,000 | 2,583 |
| Provision for loan and lease losses | $91,000 | 2,733 |
| Total noninterest income | $724,000 | 3,015 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $274,000 | 2,539 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $450,000 | 2,944 |
| Total noninterest expense | $4,668,000 | 2,727 |
| Salaries and employee benefits | $2,658,000 | 2,704 |
| Premises and equipment expense | $544,000 | 2,619 |
| Additional noninterest expense | $1,466,000 | 2,705 |
| Pre-tax net operating income | $2,189,000 | 2,574 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $649,000 | 1,848 |
| Income before extraordinary items | $1,540,000 | 2,815 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,540,000 | 2,814 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,540,000 | 2,815 |
| Net charge-offs | $107,000 | 1,867 |
| Cash dividends | $839,000 | 1,883 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,540,000 | 2,800 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,473,000 | 2,659 |
| Total interest expense | $349,000 | 3,108 |
| Net interest income | $4,124,000 | 2,589 |
| Provision for loan and lease losses | $1,000 | 3,850 |
| Total noninterest income | $475,000 | 3,043 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $177,000 | 2,590 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $298,000 | 2,949 |
| Total noninterest expense | $3,099,000 | 2,735 |
| Salaries and employee benefits | $1,760,000 | 2,734 |
| Premises and equipment expense | $367,000 | 2,614 |
| Additional noninterest expense | $972,000 | 2,728 |
| Pre-tax net operating income | $1,499,000 | 2,489 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $432,000 | 1,830 |
| Income before extraordinary items | $1,067,000 | 2,715 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,067,000 | 2,715 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,067,000 | 2,715 |
| Net charge-offs | $48,000 | 2,028 |
| Cash dividends | $560,000 | 1,876 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,067,000 | 2,695 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,220,000 | 2,659 |
| Total interest expense | $174,000 | 3,107 |
| Net interest income | $2,046,000 | 2,596 |
| Provision for loan and lease losses | $-29,000 | 5,691 |
| Total noninterest income | $237,000 | 3,054 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $82,000 | 2,717 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $155,000 | 2,889 |
| Total noninterest expense | $1,532,000 | 2,783 |
| Salaries and employee benefits | $897,000 | 2,732 |
| Premises and equipment expense | $182,000 | 2,658 |
| Additional noninterest expense | $453,000 | 2,863 |
| Pre-tax net operating income | $780,000 | 2,339 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $202,000 | 1,859 |
| Income before extraordinary items | $578,000 | 2,526 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $578,000 | 2,525 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $578,000 | 2,526 |
| Net charge-offs | $7,000 | 2,334 |
| Cash dividends | $280,000 | 1,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $578,000 | 2,503 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $9,085,000 | 2,605 |
| Total interest expense | $733,000 | 2,956 |
| Net interest income | $8,352,000 | 2,527 |
| Provision for loan and lease losses | $153,000 | 2,713 |
| Total noninterest income | $988,000 | 3,062 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $394,000 | 2,493 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $594,000 | 3,026 |
| Total noninterest expense | $5,922,000 | 2,876 |
| Salaries and employee benefits | $3,270,000 | 2,875 |
| Premises and equipment expense | $767,000 | 2,572 |
| Additional noninterest expense | $1,885,000 | 2,868 |
| Pre-tax net operating income | $3,265,000 | 2,256 |
| Securities gains (losses) | $1,000 | 3,113 |
| Applicable income taxes | $921,000 | 1,733 |
| Income before extraordinary items | $2,345,000 | 2,519 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,345,000 | 2,518 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,345,000 | 2,519 |
| Net charge-offs | $130,000 | 2,358 |
| Cash dividends | $1,398,000 | 1,790 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,344,280 | 2,467 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $6,821,000 | 2,606 |
| Total interest expense | $557,000 | 2,929 |
| Net interest income | $6,264,000 | 2,545 |
| Provision for loan and lease losses | $191,000 | 2,093 |
| Total noninterest income | $748,000 | 3,045 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $290,000 | 2,520 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $458,000 | 3,012 |
| Total noninterest expense | $4,322,000 | 2,921 |
| Salaries and employee benefits | $2,411,000 | 2,907 |
| Premises and equipment expense | $521,000 | 2,750 |
| Additional noninterest expense | $1,390,000 | 2,900 |
| Pre-tax net operating income | $2,499,000 | 2,251 |
| Securities gains (losses) | $1,000 | 3,060 |
| Applicable income taxes | $746,000 | 1,690 |
| Income before extraordinary items | $1,754,000 | 2,554 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,754,000 | 2,555 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,754,000 | 2,555 |
| Net charge-offs | $105,000 | 2,037 |
| Cash dividends | $839,000 | 1,842 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,753,300 | 2,500 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,540,000 | 2,621 |
| Total interest expense | $372,000 | 2,947 |
| Net interest income | $4,168,000 | 2,549 |
| Provision for loan and lease losses | $146,000 | 1,984 |
| Total noninterest income | $482,000 | 3,094 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $188,000 | 2,539 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $294,000 | 3,048 |
| Total noninterest expense | $2,867,000 | 2,945 |
| Salaries and employee benefits | $1,610,000 | 2,923 |
| Premises and equipment expense | $341,000 | 2,807 |
| Additional noninterest expense | $916,000 | 2,932 |
| Pre-tax net operating income | $1,637,000 | 2,249 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $499,000 | 1,660 |
| Income before extraordinary items | $1,138,000 | 2,570 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,138,000 | 2,569 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,138,000 | 2,569 |
| Net charge-offs | $83,000 | 1,785 |
| Cash dividends | $559,000 | 1,852 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,138,000 | 2,508 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,267,000 | 2,619 |
| Total interest expense | $187,000 | 2,965 |
| Net interest income | $2,080,000 | 2,551 |
| Provision for loan and lease losses | $102,000 | 1,491 |
| Total noninterest income | $249,000 | 3,021 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $93,000 | 2,537 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $156,000 | 2,936 |
| Total noninterest expense | $1,475,000 | 2,911 |
| Salaries and employee benefits | $820,000 | 2,906 |
| Premises and equipment expense | $179,000 | 2,750 |
| Additional noninterest expense | $476,000 | 2,860 |
| Pre-tax net operating income | $752,000 | 2,359 |
| Securities gains (losses) | $1,000 | 1,958 |
| Applicable income taxes | $238,000 | 1,697 |
| Income before extraordinary items | $515,000 | 2,701 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $515,000 | 2,701 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $515,000 | 2,701 |
| Net charge-offs | $65,000 | 1,273 |
| Cash dividends | $280,000 | 1,684 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $514,320 | 2,658 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $9,172,000 | 2,557 |
| Total interest expense | $948,000 | 2,508 |
| Net interest income | $8,224,000 | 2,538 |
| Provision for loan and lease losses | $367,000 | 1,681 |
| Total noninterest income | $893,000 | 3,270 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $390,000 | 2,558 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $503,000 | 3,279 |
| Total noninterest expense | $5,744,000 | 2,946 |
| Salaries and employee benefits | $3,211,000 | 2,905 |
| Premises and equipment expense | $707,000 | 2,802 |
| Additional noninterest expense | $1,826,000 | 2,983 |
| Pre-tax net operating income | $3,006,000 | 2,324 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $928,000 | 1,652 |
| Income before extraordinary items | $2,078,000 | 2,651 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,078,000 | 2,652 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,078,000 | 2,653 |
| Net charge-offs | $171,000 | 2,138 |
| Cash dividends | $1,398,000 | 1,729 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,078,000 | 2,606 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $6,867,000 | 2,574 |
| Total interest expense | $755,000 | 2,430 |
| Net interest income | $6,112,000 | 2,571 |
| Provision for loan and lease losses | $215,000 | 1,892 |
| Total noninterest income | $663,000 | 3,303 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $291,000 | 2,579 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $372,000 | 3,322 |
| Total noninterest expense | $4,310,000 | 2,970 |
| Salaries and employee benefits | $2,413,000 | 2,924 |
| Premises and equipment expense | $539,000 | 2,817 |
| Additional noninterest expense | $1,358,000 | 3,012 |
| Pre-tax net operating income | $2,250,000 | 2,358 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $669,000 | 1,738 |
| Income before extraordinary items | $1,581,000 | 2,676 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,581,000 | 2,676 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,581,000 | 2,677 |
| Net charge-offs | $125,000 | 1,963 |
| Cash dividends | $839,000 | 1,791 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,581,000 | 2,627 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,556,000 | 2,584 |
| Total interest expense | $533,000 | 2,351 |
| Net interest income | $4,023,000 | 2,598 |
| Provision for loan and lease losses | $90,000 | 2,323 |
| Total noninterest income | $427,000 | 3,359 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $186,000 | 2,638 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $241,000 | 3,359 |
| Total noninterest expense | $2,856,000 | 2,994 |
| Salaries and employee benefits | $1,617,000 | 2,922 |
| Premises and equipment expense | $360,000 | 2,821 |
| Additional noninterest expense | $879,000 | 3,106 |
| Pre-tax net operating income | $1,504,000 | 2,339 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $449,000 | 1,732 |
| Income before extraordinary items | $1,055,000 | 2,658 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,055,000 | 2,660 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,055,000 | 2,660 |
| Net charge-offs | $102,000 | 1,714 |
| Cash dividends | $560,000 | 1,800 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,055,000 | 2,599 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,281,000 | 2,575 |
| Total interest expense | $286,000 | 2,244 |
| Net interest income | $1,995,000 | 2,613 |
| Provision for loan and lease losses | $45,000 | 2,176 |
| Total noninterest income | $214,000 | 3,320 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $91,000 | 2,654 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $123,000 | 3,302 |
| Total noninterest expense | $1,435,000 | 2,991 |
| Salaries and employee benefits | $833,000 | 2,883 |
| Premises and equipment expense | $188,000 | 2,766 |
| Additional noninterest expense | $414,000 | 3,225 |
| Pre-tax net operating income | $729,000 | 2,358 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $214,000 | 1,760 |
| Income before extraordinary items | $515,000 | 2,665 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $515,000 | 2,668 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $515,000 | 2,668 |
| Net charge-offs | $51,000 | 1,543 |
| Cash dividends | $280,000 | 1,598 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $515,000 | 2,590 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $9,216,000 | 2,591 |
| Total interest expense | $1,316,000 | 2,104 |
| Net interest income | $7,900,000 | 2,655 |
| Provision for loan and lease losses | $120,000 | 2,961 |
| Total noninterest income | $938,000 | 3,210 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $471,000 | 2,367 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $467,000 | 3,357 |
| Total noninterest expense | $5,737,000 | 3,010 |
| Salaries and employee benefits | $3,092,000 | 3,012 |
| Premises and equipment expense | $727,000 | 2,849 |
| Additional noninterest expense | $1,918,000 | 2,983 |
| Pre-tax net operating income | $2,981,000 | 2,289 |
| Securities gains (losses) | $4,000 | 2,934 |
| Applicable income taxes | $879,000 | 1,686 |
| Income before extraordinary items | $2,106,000 | 2,605 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,106,000 | 2,605 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,106,000 | 2,605 |
| Net charge-offs | $103,000 | 3,158 |
| Cash dividends | $1,342,000 | 1,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,103,160 | 2,567 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,873,000 | 2,613 |
| Total interest expense | $1,005,000 | 2,119 |
| Net interest income | $5,868,000 | 2,686 |
| Provision for loan and lease losses | $90,000 | 2,885 |
| Total noninterest income | $714,000 | 3,206 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $363,000 | 2,348 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $351,000 | 3,398 |
| Total noninterest expense | $4,228,000 | 3,061 |
| Salaries and employee benefits | $2,310,000 | 3,041 |
| Premises and equipment expense | $536,000 | 2,903 |
| Additional noninterest expense | $1,382,000 | 3,069 |
| Pre-tax net operating income | $2,264,000 | 2,306 |
| Securities gains (losses) | $3,000 | 2,680 |
| Applicable income taxes | $669,000 | 1,697 |
| Income before extraordinary items | $1,598,000 | 2,613 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,598,000 | 2,614 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,598,000 | 2,613 |
| Net charge-offs | $76,000 | 2,939 |
| Cash dividends | $839,000 | 1,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,595,900 | 2,569 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,539,000 | 2,641 |
| Total interest expense | $673,000 | 2,120 |
| Net interest income | $3,866,000 | 2,709 |
| Provision for loan and lease losses | $60,000 | 2,755 |
| Total noninterest income | $473,000 | 3,215 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $239,000 | 2,348 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $234,000 | 3,397 |
| Total noninterest expense | $2,777,000 | 3,101 |
| Salaries and employee benefits | $1,522,000 | 3,081 |
| Premises and equipment expense | $358,000 | 2,909 |
| Additional noninterest expense | $897,000 | 3,148 |
| Pre-tax net operating income | $1,502,000 | 2,271 |
| Securities gains (losses) | $3,000 | 2,288 |
| Applicable income taxes | $442,000 | 1,669 |
| Income before extraordinary items | $1,063,000 | 2,532 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,063,000 | 2,535 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,063,000 | 2,536 |
| Net charge-offs | $57,000 | 2,679 |
| Cash dividends | $559,000 | 1,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,060,870 | 2,493 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,238,000 | 2,671 |
| Total interest expense | $338,000 | 2,153 |
| Net interest income | $1,900,000 | 2,747 |
| Provision for loan and lease losses | $30,000 | 2,577 |
| Total noninterest income | $224,000 | 3,265 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $108,000 | 2,513 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $116,000 | 3,355 |
| Total noninterest expense | $1,431,000 | 3,067 |
| Salaries and employee benefits | $771,000 | 3,070 |
| Premises and equipment expense | $190,000 | 2,853 |
| Additional noninterest expense | $470,000 | 3,036 |
| Pre-tax net operating income | $663,000 | 2,415 |
| Securities gains (losses) | $4,000 | 1,399 |
| Applicable income taxes | $193,000 | 1,742 |
| Income before extraordinary items | $474,000 | 2,672 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $474,000 | 2,675 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $474,000 | 2,675 |
| Net charge-offs | $22,000 | 2,430 |
| Cash dividends | $280,000 | 1,508 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $471,160 | 2,639 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $9,050,000 | 2,659 |
| Total interest expense | $1,514,000 | 2,146 |
| Net interest income | $7,536,000 | 2,757 |
| Provision for loan and lease losses | $120,000 | 3,475 |
| Total noninterest income | $917,000 | 3,366 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $454,000 | 2,569 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $463,000 | 3,462 |
| Total noninterest expense | $5,286,000 | 3,277 |
| Salaries and employee benefits | $2,971,000 | 3,132 |
| Premises and equipment expense | $674,000 | 3,041 |
| Additional noninterest expense | $1,641,000 | 3,426 |
| Pre-tax net operating income | $3,047,000 | 2,146 |
| Securities gains (losses) | $3,000 | 2,899 |
| Applicable income taxes | $887,000 | 1,580 |
| Income before extraordinary items | $2,163,000 | 2,466 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,163,000 | 2,470 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,163,000 | 2,469 |
| Net charge-offs | $95,000 | 3,789 |
| Cash dividends | $1,341,000 | 1,585 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,160,870 | 2,402 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,771,000 | 2,683 |
| Total interest expense | $1,158,000 | 2,166 |
| Net interest income | $5,613,000 | 2,775 |
| Provision for loan and lease losses | $90,000 | 3,447 |
| Total noninterest income | $691,000 | 3,402 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $338,000 | 2,603 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $353,000 | 3,506 |
| Total noninterest expense | $3,911,000 | 3,313 |
| Salaries and employee benefits | $2,190,000 | 3,186 |
| Premises and equipment expense | $504,000 | 3,088 |
| Additional noninterest expense | $1,217,000 | 3,456 |
| Pre-tax net operating income | $2,303,000 | 2,201 |
| Securities gains (losses) | $3,000 | 2,773 |
| Applicable income taxes | $669,000 | 1,617 |
| Income before extraordinary items | $1,637,000 | 2,473 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,637,000 | 2,478 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,637,000 | 2,478 |
| Net charge-offs | $74,000 | 3,547 |
| Cash dividends | $838,000 | 1,629 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,634,870 | 2,404 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,488,000 | 2,693 |
| Total interest expense | $788,000 | 2,169 |
| Net interest income | $3,700,000 | 2,789 |
| Provision for loan and lease losses | $60,000 | 3,384 |
| Total noninterest income | $459,000 | 3,452 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $224,000 | 2,580 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $235,000 | 3,544 |
| Total noninterest expense | $2,589,000 | 3,344 |
| Salaries and employee benefits | $1,443,000 | 3,226 |
| Premises and equipment expense | $339,000 | 3,064 |
| Additional noninterest expense | $807,000 | 3,479 |
| Pre-tax net operating income | $1,510,000 | 2,181 |
| Securities gains (losses) | $3,000 | 2,553 |
| Applicable income taxes | $436,000 | 1,656 |
| Income before extraordinary items | $1,077,000 | 2,484 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,077,000 | 2,491 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,077,000 | 2,490 |
| Net charge-offs | $58,000 | 3,233 |
| Cash dividends | $559,000 | 1,592 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,074,870 | 2,396 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,251,000 | 2,708 |
| Total interest expense | $398,000 | 2,208 |
| Net interest income | $1,853,000 | 2,793 |
| Provision for loan and lease losses | $30,000 | 3,174 |
| Total noninterest income | $231,000 | 3,430 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $108,000 | 2,642 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $123,000 | 3,461 |
| Total noninterest expense | $1,307,000 | 3,334 |
| Salaries and employee benefits | $733,000 | 3,217 |
| Premises and equipment expense | $170,000 | 3,091 |
| Additional noninterest expense | $404,000 | 3,481 |
| Pre-tax net operating income | $747,000 | 2,153 |
| Securities gains (losses) | $2,000 | 1,785 |
| Applicable income taxes | $215,000 | 1,639 |
| Income before extraordinary items | $534,000 | 2,466 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $534,000 | 2,468 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $534,000 | 2,468 |
| Net charge-offs | $20,000 | 3,086 |
| Cash dividends | $279,000 | 1,394 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $532,580 | 2,378 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $9,501,000 | 2,689 |
| Total interest expense | $1,755,000 | 2,394 |
| Net interest income | $7,746,000 | 2,733 |
| Provision for loan and lease losses | $155,000 | 4,250 |
| Total noninterest income | $766,000 | 3,727 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $430,000 | 2,777 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $336,000 | 3,888 |
| Total noninterest expense | $5,188,000 | 3,377 |
| Salaries and employee benefits | $2,992,000 | 3,131 |
| Premises and equipment expense | $608,000 | 3,359 |
| Additional noninterest expense | $1,588,000 | 3,648 |
| Pre-tax net operating income | $3,169,000 | 1,997 |
| Securities gains (losses) | $-1,000 | 6,602 |
| Applicable income taxes | $904,000 | 1,560 |
| Income before extraordinary items | $2,264,000 | 2,376 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,264,000 | 2,376 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,264,000 | 2,377 |
| Net charge-offs | $117,000 | 4,286 |
| Cash dividends | $1,340,000 | 1,614 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,264,710 | 2,246 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,182,000 | 2,722 |
| Total interest expense | $1,344,000 | 2,447 |
| Net interest income | $5,838,000 | 2,764 |
| Provision for loan and lease losses | $125,000 | 4,125 |
| Total noninterest income | $556,000 | 3,825 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $312,000 | 2,885 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $244,000 | 3,980 |
| Total noninterest expense | $3,878,000 | 3,408 |
| Salaries and employee benefits | $2,210,000 | 3,190 |
| Premises and equipment expense | $480,000 | 3,263 |
| Additional noninterest expense | $1,188,000 | 3,688 |
| Pre-tax net operating income | $2,391,000 | 2,052 |
| Securities gains (losses) | $-1,000 | 6,745 |
| Applicable income taxes | $665,000 | 1,641 |
| Income before extraordinary items | $1,725,000 | 2,386 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,725,000 | 2,387 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,725,000 | 2,387 |
| Net charge-offs | $78,000 | 4,199 |
| Cash dividends | $838,000 | 1,493 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,725,720 | 2,256 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,818,000 | 2,723 |
| Total interest expense | $908,000 | 2,501 |
| Net interest income | $3,910,000 | 2,765 |
| Provision for loan and lease losses | $90,000 | 3,970 |
| Total noninterest income | $365,000 | 3,839 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $199,000 | 2,957 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $166,000 | 3,919 |
| Total noninterest expense | $2,550,000 | 3,453 |
| Salaries and employee benefits | $1,452,000 | 3,231 |
| Premises and equipment expense | $318,000 | 3,290 |
| Additional noninterest expense | $780,000 | 3,727 |
| Pre-tax net operating income | $1,635,000 | 1,999 |
| Securities gains (losses) | $-1,000 | 6,818 |
| Applicable income taxes | $454,000 | 1,583 |
| Income before extraordinary items | $1,180,000 | 2,303 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,180,000 | 2,303 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,180,000 | 2,303 |
| Net charge-offs | $51,000 | 4,016 |
| Cash dividends | $559,000 | 1,492 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,180,720 | 2,175 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,435,000 | 2,716 |
| Total interest expense | $460,000 | 2,560 |
| Net interest income | $1,975,000 | 2,750 |
| Provision for loan and lease losses | $45,000 | 3,771 |
| Total noninterest income | $178,000 | 3,891 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $88,000 | 3,201 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $90,000 | 3,856 |
| Total noninterest expense | $1,281,000 | 3,470 |
| Salaries and employee benefits | $731,000 | 3,238 |
| Premises and equipment expense | $161,000 | 3,281 |
| Additional noninterest expense | $389,000 | 3,708 |
| Pre-tax net operating income | $827,000 | 1,976 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $229,000 | 1,573 |
| Income before extraordinary items | $598,000 | 2,266 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $598,000 | 2,268 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $598,000 | 2,269 |
| Net charge-offs | $10,000 | 4,036 |
| Cash dividends | $279,000 | 1,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $598,000 | 2,152 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $10,042,000 | 2,749 |
| Total interest expense | $2,068,000 | 2,708 |
| Net interest income | $7,974,000 | 2,743 |
| Provision for loan and lease losses | $230,000 | 4,475 |
| Total noninterest income | $805,000 | 3,513 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $481,000 | 2,652 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $324,000 | 3,743 |
| Total noninterest expense | $5,116,000 | 3,472 |
| Salaries and employee benefits | $2,911,000 | 3,195 |
| Premises and equipment expense | $624,000 | 3,485 |
| Additional noninterest expense | $1,581,000 | 3,714 |
| Pre-tax net operating income | $3,433,000 | 1,624 |
| Securities gains (losses) | $12,000 | 3,271 |
| Applicable income taxes | $949,000 | 1,390 |
| Income before extraordinary items | $2,496,000 | 1,880 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,496,000 | 1,881 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,496,000 | 1,881 |
| Net charge-offs | $167,000 | 4,505 |
| Cash dividends | $1,340,000 | 1,334 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,487,360 | 1,793 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,543,000 | 2,772 |
| Total interest expense | $1,569,000 | 2,780 |
| Net interest income | $5,974,000 | 2,751 |
| Provision for loan and lease losses | $185,000 | 4,233 |
| Total noninterest income | $611,000 | 3,486 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $360,000 | 2,675 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $251,000 | 3,733 |
| Total noninterest expense | $3,800,000 | 3,510 |
| Salaries and employee benefits | $2,160,000 | 3,221 |
| Premises and equipment expense | $477,000 | 3,467 |
| Additional noninterest expense | $1,163,000 | 3,762 |
| Pre-tax net operating income | $2,600,000 | 1,675 |
| Securities gains (losses) | $10,000 | 3,052 |
| Applicable income taxes | $719,000 | 1,397 |
| Income before extraordinary items | $1,891,000 | 1,924 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,891,000 | 1,924 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,891,000 | 1,924 |
| Net charge-offs | $121,000 | 4,243 |
| Cash dividends | $838,000 | 1,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,883,800 | 1,837 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,027,000 | 2,788 |
| Total interest expense | $1,066,000 | 2,820 |
| Net interest income | $3,961,000 | 2,761 |
| Provision for loan and lease losses | $140,000 | 4,013 |
| Total noninterest income | $406,000 | 3,523 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $232,000 | 2,720 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $174,000 | 3,719 |
| Total noninterest expense | $2,550,000 | 3,526 |
| Salaries and employee benefits | $1,431,000 | 3,252 |
| Premises and equipment expense | $316,000 | 3,519 |
| Additional noninterest expense | $803,000 | 3,742 |
| Pre-tax net operating income | $1,677,000 | 1,699 |
| Securities gains (losses) | $7,000 | 2,466 |
| Applicable income taxes | $462,000 | 1,397 |
| Income before extraordinary items | $1,222,000 | 1,927 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,222,000 | 1,927 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,222,000 | 1,927 |
| Net charge-offs | $86,000 | 3,991 |
| Cash dividends | $559,000 | 1,318 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,216,890 | 1,860 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,517,000 | 2,808 |
| Total interest expense | $545,000 | 2,846 |
| Net interest income | $1,972,000 | 2,763 |
| Provision for loan and lease losses | $80,000 | 3,622 |
| Total noninterest income | $195,000 | 3,639 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $110,000 | 2,792 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $85,000 | 3,808 |
| Total noninterest expense | $1,301,000 | 3,469 |
| Salaries and employee benefits | $725,000 | 3,234 |
| Premises and equipment expense | $164,000 | 3,471 |
| Additional noninterest expense | $412,000 | 3,653 |
| Pre-tax net operating income | $786,000 | 1,800 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $214,000 | 1,438 |
| Income before extraordinary items | $572,000 | 1,999 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $572,000 | 1,998 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $572,000 | 1,999 |
| Net charge-offs | $40,000 | 3,522 |
| Cash dividends | $279,000 | 1,183 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $572,000 | 1,957 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $10,693,000 | 2,784 |
| Total interest expense | $2,727,000 | 2,799 |
| Net interest income | $7,966,000 | 2,735 |
| Provision for loan and lease losses | $360,000 | 4,589 |
| Total noninterest income | $813,000 | 3,618 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $519,000 | 2,573 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $294,000 | 3,972 |
| Total noninterest expense | $5,013,000 | 3,610 |
| Salaries and employee benefits | $2,763,000 | 3,327 |
| Premises and equipment expense | $649,000 | 3,506 |
| Additional noninterest expense | $1,601,000 | 3,831 |
| Pre-tax net operating income | $3,406,000 | 1,453 |
| Securities gains (losses) | $12,000 | 3,262 |
| Applicable income taxes | $914,000 | 1,316 |
| Income before extraordinary items | $2,504,000 | 1,646 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,504,000 | 1,646 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,504,000 | 1,648 |
| Net charge-offs | $155,000 | 5,021 |
| Cash dividends | $1,343,000 | 1,187 |
| Sale, conversion, retirement of capital stock, net | $-139,000 | 7,599 |
| Net operating income | $2,495,240 | 1,593 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,041,000 | 2,833 |
| Total interest expense | $2,129,000 | 2,823 |
| Net interest income | $5,912,000 | 2,794 |
| Provision for loan and lease losses | $270,000 | 4,458 |
| Total noninterest income | $611,000 | 3,650 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $388,000 | 2,647 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $223,000 | 3,992 |
| Total noninterest expense | $3,748,000 | 3,620 |
| Salaries and employee benefits | $2,040,000 | 3,389 |
| Premises and equipment expense | $494,000 | 3,518 |
| Additional noninterest expense | $1,214,000 | 3,775 |
| Pre-tax net operating income | $2,505,000 | 1,578 |
| Securities gains (losses) | $9,000 | 3,136 |
| Applicable income taxes | $664,000 | 1,384 |
| Income before extraordinary items | $1,850,000 | 1,781 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,850,000 | 1,784 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,850,000 | 1,784 |
| Net charge-offs | $133,000 | 4,627 |
| Cash dividends | $840,000 | 1,227 |
| Sale, conversion, retirement of capital stock, net | $-139,000 | 7,711 |
| Net operating income | $1,843,340 | 1,697 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,387,000 | 2,848 |
| Total interest expense | $1,477,000 | 2,833 |
| Net interest income | $3,910,000 | 2,805 |
| Provision for loan and lease losses | $180,000 | 4,360 |
| Total noninterest income | $402,000 | 3,627 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $256,000 | 2,668 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $146,000 | 4,016 |
| Total noninterest expense | $2,479,000 | 3,644 |
| Salaries and employee benefits | $1,351,000 | 3,429 |
| Premises and equipment expense | $334,000 | 3,521 |
| Additional noninterest expense | $794,000 | 3,819 |
| Pre-tax net operating income | $1,653,000 | 1,575 |
| Securities gains (losses) | $6,000 | 2,744 |
| Applicable income taxes | $432,000 | 1,370 |
| Income before extraordinary items | $1,227,000 | 1,775 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,227,000 | 1,774 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,227,000 | 1,775 |
| Net charge-offs | $108,000 | 4,157 |
| Cash dividends | $560,000 | 1,220 |
| Sale, conversion, retirement of capital stock, net | $-125,000 | 7,792 |
| Net operating income | $1,222,560 | 1,698 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,684,000 | 2,914 |
| Total interest expense | $771,000 | 2,843 |
| Net interest income | $1,913,000 | 2,904 |
| Provision for loan and lease losses | $90,000 | 4,075 |
| Total noninterest income | $201,000 | 3,630 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $125,000 | 2,714 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $76,000 | 4,003 |
| Total noninterest expense | $1,239,000 | 3,677 |
| Salaries and employee benefits | $682,000 | 3,460 |
| Premises and equipment expense | $167,000 | 3,595 |
| Additional noninterest expense | $390,000 | 3,851 |
| Pre-tax net operating income | $785,000 | 1,644 |
| Securities gains (losses) | $2,000 | 2,064 |
| Applicable income taxes | $198,000 | 1,439 |
| Income before extraordinary items | $589,000 | 1,856 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $589,000 | 1,855 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $589,000 | 1,857 |
| Net charge-offs | $103,000 | 3,070 |
| Cash dividends | $281,000 | 1,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $587,500 | 1,781 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $11,159,000 | 2,931 |
| Total interest expense | $3,907,000 | 2,789 |
| Net interest income | $7,252,000 | 2,971 |
| Provision for loan and lease losses | $278,000 | 5,386 |
| Total noninterest income | $849,000 | 3,646 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $567,000 | 2,637 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $282,000 | 4,061 |
| Total noninterest expense | $4,954,000 | 3,718 |
| Salaries and employee benefits | $2,568,000 | 3,612 |
| Premises and equipment expense | $628,000 | 3,759 |
| Additional noninterest expense | $1,758,000 | 3,662 |
| Pre-tax net operating income | $2,869,000 | 1,396 |
| Securities gains (losses) | $22,000 | 3,000 |
| Applicable income taxes | $705,000 | 1,240 |
| Income before extraordinary items | $2,186,000 | 1,530 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,186,000 | 1,527 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,186,000 | 1,529 |
| Net charge-offs | $142,000 | 5,388 |
| Cash dividends | $1,403,000 | 1,256 |
| Sale, conversion, retirement of capital stock, net | $-27,000 | 7,921 |
| Net operating income | $2,169,280 | 1,502 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,412,000 | 2,968 |
| Total interest expense | $3,072,000 | 2,806 |
| Net interest income | $5,340,000 | 3,017 |
| Provision for loan and lease losses | $165,000 | 5,403 |
| Total noninterest income | $636,000 | 3,732 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $424,000 | 2,651 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $212,000 | 4,186 |
| Total noninterest expense | $3,713,000 | 3,727 |
| Salaries and employee benefits | $1,923,000 | 3,659 |
| Premises and equipment expense | $472,000 | 3,785 |
| Additional noninterest expense | $1,318,000 | 3,621 |
| Pre-tax net operating income | $2,098,000 | 1,549 |
| Securities gains (losses) | $20,000 | 2,745 |
| Applicable income taxes | $506,000 | 1,391 |
| Income before extraordinary items | $1,612,000 | 1,663 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,612,000 | 1,661 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,612,000 | 1,663 |
| Net charge-offs | $106,000 | 5,010 |
| Cash dividends | $842,000 | 1,445 |
| Sale, conversion, retirement of capital stock, net | $-24,000 | 8,020 |
| Net operating income | $1,596,800 | 1,634 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,645,000 | 2,982 |
| Total interest expense | $2,149,000 | 2,793 |
| Net interest income | $3,496,000 | 3,047 |
| Provision for loan and lease losses | $105,000 | 5,253 |
| Total noninterest income | $412,000 | 3,790 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $268,000 | 2,727 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $144,000 | 4,200 |
| Total noninterest expense | $2,436,000 | 3,808 |
| Salaries and employee benefits | $1,276,000 | 3,711 |
| Premises and equipment expense | $317,000 | 3,780 |
| Additional noninterest expense | $843,000 | 3,736 |
| Pre-tax net operating income | $1,367,000 | 1,651 |
| Securities gains (losses) | $15,000 | 2,438 |
| Applicable income taxes | $327,000 | 1,447 |
| Income before extraordinary items | $1,055,000 | 1,768 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,055,000 | 1,765 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,055,000 | 1,767 |
| Net charge-offs | $49,000 | 4,935 |
| Cash dividends | $562,000 | 1,496 |
| Sale, conversion, retirement of capital stock, net | $-24,000 | 8,130 |
| Net operating income | $1,043,600 | 1,730 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,859,000 | 2,983 |
| Total interest expense | $1,096,000 | 2,839 |
| Net interest income | $1,763,000 | 3,022 |
| Provision for loan and lease losses | $45,000 | 4,992 |
| Total noninterest income | $198,000 | 3,834 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $123,000 | 2,835 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $75,000 | 4,125 |
| Total noninterest expense | $1,180,000 | 3,816 |
| Salaries and employee benefits | $642,000 | 3,724 |
| Premises and equipment expense | $166,000 | 3,699 |
| Additional noninterest expense | $372,000 | 3,784 |
| Pre-tax net operating income | $736,000 | 1,728 |
| Securities gains (losses) | $6,000 | 2,034 |
| Applicable income taxes | $182,000 | 1,552 |
| Income before extraordinary items | $560,000 | 1,924 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $560,000 | 1,926 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $560,000 | 1,926 |
| Net charge-offs | $37,000 | 3,818 |
| Cash dividends | $281,000 | 1,426 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $555,500 | 1,822 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,558,000 | 3,137 |
| Total interest expense | $5,041,000 | 2,946 |
| Net interest income | $6,517,000 | 3,256 |
| Provision for loan and lease losses | $55,000 | 6,518 |
| Total noninterest income | $847,000 | 3,744 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $575,000 | 2,729 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $272,000 | 4,275 |
| Total noninterest expense | $4,388,000 | 3,957 |
| Salaries and employee benefits | $2,543,000 | 3,737 |
| Premises and equipment expense | $592,000 | 3,980 |
| Additional noninterest expense | $1,253,000 | 4,148 |
| Pre-tax net operating income | $2,921,000 | 1,841 |
| Securities gains (losses) | $20,000 | 2,184 |
| Applicable income taxes | $881,000 | 1,315 |
| Income before extraordinary items | $2,060,000 | 1,933 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,060,000 | 1,935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 5,124 |
| Cash dividends | $1,403,000 | 1,816 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,046,000 | 2,066 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,618,000 | 3,215 |
| Total interest expense | $3,880,000 | 2,982 |
| Net interest income | $4,738,000 | 3,355 |
| Provision for loan and lease losses | $10,000 | 6,725 |
| Total noninterest income | $654,000 | 3,779 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $430,000 | 2,753 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $224,000 | 4,211 |
| Total noninterest expense | $3,227,000 | 3,998 |
| Salaries and employee benefits | $1,893,000 | 3,776 |
| Premises and equipment expense | $448,000 | 3,954 |
| Additional noninterest expense | $886,000 | 4,260 |
| Pre-tax net operating income | $2,155,000 | 2,189 |
| Securities gains (losses) | $17,000 | 2,103 |
| Applicable income taxes | $554,000 | 1,771 |
| Income before extraordinary items | $1,618,000 | 2,175 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,618,000 | 2,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 4,727 |
| Cash dividends | $842,000 | 2,050 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,605,420 | 2,308 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,707,000 | 3,280 |
| Total interest expense | $2,653,000 | 3,024 |
| Net interest income | $3,054,000 | 3,443 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $413,000 | 3,951 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $272,000 | 2,832 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $141,000 | 4,410 |
| Total noninterest expense | $2,161,000 | 4,001 |
| Salaries and employee benefits | $1,267,000 | 3,807 |
| Premises and equipment expense | $305,000 | 3,925 |
| Additional noninterest expense | $589,000 | 4,256 |
| Pre-tax net operating income | $1,306,000 | 2,465 |
| Securities gains (losses) | $18,000 | 2,122 |
| Applicable income taxes | $326,000 | 2,116 |
| Income before extraordinary items | $998,000 | 2,572 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $998,000 | 2,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,769 |
| Cash dividends | $562,000 | 2,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $984,500 | 2,558 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,838,000 | 3,387 |
| Total interest expense | $1,344,000 | 3,163 |
| Net interest income | $1,494,000 | 3,496 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $200,000 | 4,001 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $126,000 | 2,950 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $74,000 | 4,349 |
| Total noninterest expense | $1,070,000 | 4,039 |
| Salaries and employee benefits | $644,000 | 3,774 |
| Premises and equipment expense | $154,000 | 3,903 |
| Additional noninterest expense | $272,000 | 4,425 |
| Pre-tax net operating income | $624,000 | 2,626 |
| Securities gains (losses) | $15,000 | 1,758 |
| Applicable income taxes | $154,000 | 2,289 |
| Income before extraordinary items | $485,000 | 2,758 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $485,000 | 2,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,488 |
| Cash dividends | $280,000 | 1,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $473,600 | 2,740 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,042,000 | 3,518 |
| Total interest expense | $5,092,000 | 3,421 |
| Net interest income | $5,950,000 | 3,520 |
| Provision for loan and lease losses | $80,000 | 5,190 |
| Total noninterest income | $769,000 | 4,086 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $530,000 | 2,920 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $239,000 | 4,692 |
| Total noninterest expense | $4,308,000 | 3,896 |
| Salaries and employee benefits | $2,616,000 | 3,592 |
| Premises and equipment expense | $581,000 | 3,936 |
| Additional noninterest expense | $1,111,000 | 4,302 |
| Pre-tax net operating income | $2,331,000 | 2,980 |
| Securities gains (losses) | $5,000 | 1,575 |
| Applicable income taxes | $570,000 | 2,582 |
| Income before extraordinary items | $1,766,000 | 3,079 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,766,000 | 3,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,164 |
| Cash dividends | $1,404,000 | 2,097 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,762,200 | 3,076 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,160,000 | 3,559 |
| Total interest expense | $3,718,000 | 3,490 |
| Net interest income | $4,442,000 | 3,546 |
| Provision for loan and lease losses | $80,000 | 4,491 |
| Total noninterest income | $560,000 | 4,154 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $388,000 | 2,977 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $172,000 | 4,790 |
| Total noninterest expense | $3,203,000 | 3,904 |
| Salaries and employee benefits | $1,960,000 | 3,593 |
| Premises and equipment expense | $434,000 | 3,926 |
| Additional noninterest expense | $809,000 | 4,332 |
| Pre-tax net operating income | $1,719,000 | 3,184 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $457,000 | 2,651 |
| Income before extraordinary items | $1,262,000 | 3,359 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,262,000 | 3,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,768 |
| Cash dividends | $842,000 | 2,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,262,000 | 3,346 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,362,000 | 3,602 |
| Total interest expense | $2,417,000 | 3,549 |
| Net interest income | $2,945,000 | 3,587 |
| Provision for loan and lease losses | $60,000 | 3,990 |
| Total noninterest income | $365,000 | 4,234 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $232,000 | 3,183 |
| Trading account gains and fees | $133,000 | 104 |
| Additional Noninterest Income | $0 | 8,426 |
| Total noninterest expense | $2,142,000 | 3,920 |
| Salaries and employee benefits | $1,305,000 | 3,628 |
| Premises and equipment expense | $289,000 | 3,941 |
| Additional noninterest expense | $548,000 | 4,293 |
| Pre-tax net operating income | $1,108,000 | 3,296 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $270,000 | 2,866 |
| Income before extraordinary items | $838,000 | 3,418 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $838,000 | 3,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,302 |
| Cash dividends | $562,000 | 2,300 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $838,000 | 3,395 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,618,000 | 3,654 |
| Total interest expense | $1,161,000 | 3,617 |
| Net interest income | $1,457,000 | 3,622 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $170,000 | 4,355 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $112,000 | 3,217 |
| Trading account gains and fees | $58,000 | 132 |
| Additional Noninterest Income | $0 | 8,433 |
| Total noninterest expense | $1,087,000 | 3,872 |
| Salaries and employee benefits | $656,000 | 3,631 |
| Premises and equipment expense | $135,000 | 4,167 |
| Additional noninterest expense | $296,000 | 4,021 |
| Pre-tax net operating income | $510,000 | 3,486 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $121,000 | 3,019 |
| Income before extraordinary items | $389,000 | 3,565 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $389,000 | 3,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 3,890 |
| Cash dividends | $281,000 | 2,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $389,000 | 3,540 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,829,000 | 3,627 |
| Total interest expense | $3,906,000 | 3,654 |
| Net interest income | $5,923,000 | 3,552 |
| Provision for loan and lease losses | $165,000 | 3,897 |
| Total noninterest income | $719,000 | 4,298 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $494,000 | 3,084 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $225,000 | 4,892 |
| Total noninterest expense | $3,975,000 | 4,018 |
| Salaries and employee benefits | $2,419,000 | 3,699 |
| Premises and equipment expense | $528,000 | 4,120 |
| Additional noninterest expense | $1,028,000 | 4,427 |
| Pre-tax net operating income | $2,502,000 | 3,126 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $637,000 | 2,799 |
| Income before extraordinary items | $1,865,000 | 3,249 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,865,000 | 3,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 3,880 |
| Cash dividends | $1,263,000 | 2,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,865,000 | 3,240 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,237,000 | 3,650 |
| Total interest expense | $2,802,000 | 3,681 |
| Net interest income | $4,435,000 | 3,577 |
| Provision for loan and lease losses | $135,000 | 3,558 |
| Total noninterest income | $543,000 | 4,289 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $373,000 | 3,076 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $170,000 | 4,884 |
| Total noninterest expense | $2,994,000 | 3,984 |
| Salaries and employee benefits | $1,806,000 | 3,718 |
| Premises and equipment expense | $410,000 | 4,045 |
| Additional noninterest expense | $778,000 | 4,363 |
| Pre-tax net operating income | $1,849,000 | 3,280 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $468,000 | 2,945 |
| Income before extraordinary items | $1,381,000 | 3,382 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,381,000 | 3,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,263 |
| Cash dividends | $758,000 | 2,319 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,381,000 | 3,374 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,696,000 | 3,670 |
| Total interest expense | $1,758,000 | 3,707 |
| Net interest income | $2,938,000 | 3,606 |
| Provision for loan and lease losses | $90,000 | 3,463 |
| Total noninterest income | $357,000 | 4,302 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $243,000 | 3,116 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $114,000 | 4,856 |
| Total noninterest expense | $2,001,000 | 4,007 |
| Salaries and employee benefits | $1,191,000 | 3,766 |
| Premises and equipment expense | $280,000 | 3,986 |
| Additional noninterest expense | $530,000 | 4,286 |
| Pre-tax net operating income | $1,204,000 | 3,353 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $305,000 | 3,021 |
| Income before extraordinary items | $899,000 | 3,452 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $899,000 | 3,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,027 |
| Cash dividends | $505,000 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $899,000 | 3,444 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,284,000 | 3,695 |
| Total interest expense | $825,000 | 3,742 |
| Net interest income | $1,459,000 | 3,616 |
| Provision for loan and lease losses | $45,000 | 3,261 |
| Total noninterest income | $170,000 | 4,343 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $112,000 | 3,228 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $58,000 | 4,825 |
| Total noninterest expense | $1,013,000 | 3,988 |
| Salaries and employee benefits | $589,000 | 3,818 |
| Premises and equipment expense | $149,000 | 3,811 |
| Additional noninterest expense | $275,000 | 4,177 |
| Pre-tax net operating income | $571,000 | 3,433 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $143,000 | 3,105 |
| Income before extraordinary items | $428,000 | 3,514 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $428,000 | 3,513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 3,757 |
| Cash dividends | $253,000 | 2,123 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $428,000 | 3,496 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,884,000 | 3,462 |
| Total interest expense | $2,908,000 | 3,425 |
| Net interest income | $5,976,000 | 3,434 |
| Provision for loan and lease losses | $180,000 | 3,751 |
| Total noninterest income | $717,000 | 4,310 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $470,000 | 3,180 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $247,000 | 4,757 |
| Total noninterest expense | $4,090,000 | 3,806 |
| Salaries and employee benefits | $2,277,000 | 3,753 |
| Premises and equipment expense | $611,000 | 3,603 |
| Additional noninterest expense | $1,202,000 | 3,865 |
| Pre-tax net operating income | $2,423,000 | 3,222 |
| Securities gains (losses) | $16,000 | 1,323 |
| Applicable income taxes | $608,000 | 3,057 |
| Income before extraordinary items | $1,831,000 | 3,314 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,831,000 | 3,316 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 2,657 |
| Cash dividends | $1,123,000 | 2,258 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,819,000 | 3,301 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,599,000 | 3,432 |
| Total interest expense | $2,100,000 | 3,385 |
| Net interest income | $4,499,000 | 3,411 |
| Provision for loan and lease losses | $135,000 | 3,636 |
| Total noninterest income | $527,000 | 4,398 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $342,000 | 3,263 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $185,000 | 4,784 |
| Total noninterest expense | $3,006,000 | 3,828 |
| Salaries and employee benefits | $1,690,000 | 3,761 |
| Premises and equipment expense | $450,000 | 3,657 |
| Additional noninterest expense | $866,000 | 3,938 |
| Pre-tax net operating income | $1,885,000 | 3,187 |
| Securities gains (losses) | $9,000 | 1,516 |
| Applicable income taxes | $469,000 | 3,059 |
| Income before extraordinary items | $1,425,000 | 3,262 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,425,000 | 3,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 2,093 |
| Cash dividends | $674,000 | 2,362 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,418,250 | 3,235 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,365,000 | 3,387 |
| Total interest expense | $1,354,000 | 3,303 |
| Net interest income | $3,011,000 | 3,397 |
| Provision for loan and lease losses | $90,000 | 3,491 |
| Total noninterest income | $338,000 | 4,463 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $218,000 | 3,307 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $120,000 | 4,809 |
| Total noninterest expense | $1,991,000 | 3,822 |
| Salaries and employee benefits | $1,121,000 | 3,757 |
| Premises and equipment expense | $299,000 | 3,637 |
| Additional noninterest expense | $571,000 | 3,951 |
| Pre-tax net operating income | $1,268,000 | 3,124 |
| Securities gains (losses) | $10,000 | 1,355 |
| Applicable income taxes | $315,000 | 3,015 |
| Income before extraordinary items | $963,000 | 3,179 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $963,000 | 3,180 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 2,666 |
| Cash dividends | $451,000 | 2,357 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $955,500 | 3,151 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,169,000 | 3,370 |
| Total interest expense | $657,000 | 3,274 |
| Net interest income | $1,512,000 | 3,389 |
| Provision for loan and lease losses | $45,000 | 3,327 |
| Total noninterest income | $164,000 | 4,480 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $99,000 | 3,469 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $65,000 | 4,607 |
| Total noninterest expense | $985,000 | 3,887 |
| Salaries and employee benefits | $554,000 | 3,789 |
| Premises and equipment expense | $158,000 | 3,503 |
| Additional noninterest expense | $273,000 | 4,094 |
| Pre-tax net operating income | $646,000 | 3,056 |
| Securities gains (losses) | $9,000 | 1,042 |
| Applicable income taxes | $162,000 | 2,970 |
| Income before extraordinary items | $493,000 | 3,084 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $493,000 | 3,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 2,216 |
| Cash dividends | $224,000 | 2,092 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $486,250 | 3,076 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,646,000 | 3,206 |
| Total interest expense | $2,615,000 | 2,934 |
| Net interest income | $6,031,000 | 3,279 |
| Provision for loan and lease losses | $180,000 | 3,881 |
| Total noninterest income | $795,000 | 4,066 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $456,000 | 3,349 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $339,000 | 4,038 |
| Total noninterest expense | $3,913,000 | 3,823 |
| Salaries and employee benefits | $2,148,000 | 3,759 |
| Premises and equipment expense | $619,000 | 3,445 |
| Additional noninterest expense | $1,146,000 | 3,889 |
| Pre-tax net operating income | $2,733,000 | 2,783 |
| Securities gains (losses) | $-81,000 | 8,689 |
| Applicable income taxes | $700,000 | 2,764 |
| Income before extraordinary items | $1,952,000 | 2,971 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,952,000 | 2,971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 3,932 |
| Cash dividends | $1,011,000 | 2,296 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,011,940 | 2,846 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,421,000 | 3,215 |
| Total interest expense | $1,921,000 | 2,939 |
| Net interest income | $4,500,000 | 3,281 |
| Provision for loan and lease losses | $135,000 | 3,719 |
| Total noninterest income | $440,000 | 4,899 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $338,000 | 3,389 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $102,000 | 5,884 |
| Total noninterest expense | $2,910,000 | 3,806 |
| Salaries and employee benefits | $1,587,000 | 3,788 |
| Premises and equipment expense | $461,000 | 3,479 |
| Additional noninterest expense | $862,000 | 3,855 |
| Pre-tax net operating income | $1,895,000 | 3,015 |
| Securities gains (losses) | $4,000 | 3,145 |
| Applicable income taxes | $491,000 | 2,936 |
| Income before extraordinary items | $1,408,000 | 3,128 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,408,000 | 3,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 3,216 |
| Cash dividends | $590,000 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,405,040 | 3,062 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,240,000 | 3,226 |
| Total interest expense | $1,276,000 | 2,940 |
| Net interest income | $2,964,000 | 3,301 |
| Provision for loan and lease losses | $90,000 | 3,641 |
| Total noninterest income | $252,000 | 5,264 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $216,000 | 3,468 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $36,000 | 6,981 |
| Total noninterest expense | $1,908,000 | 3,885 |
| Salaries and employee benefits | $1,054,000 | 3,823 |
| Premises and equipment expense | $304,000 | 3,518 |
| Additional noninterest expense | $550,000 | 4,009 |
| Pre-tax net operating income | $1,218,000 | 3,082 |
| Securities gains (losses) | $4,000 | 2,826 |
| Applicable income taxes | $310,000 | 3,029 |
| Income before extraordinary items | $912,000 | 3,171 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $912,000 | 3,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 3,563 |
| Cash dividends | $394,000 | 2,508 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $909,000 | 3,096 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,128,000 | 3,222 |
| Total interest expense | $637,000 | 2,982 |
| Net interest income | $1,491,000 | 3,278 |
| Provision for loan and lease losses | $45,000 | 3,437 |
| Total noninterest income | $152,000 | 4,739 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $98,000 | 3,637 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $54,000 | 4,970 |
| Total noninterest expense | $986,000 | 3,805 |
| Salaries and employee benefits | $542,000 | 3,768 |
| Premises and equipment expense | $160,000 | 3,415 |
| Additional noninterest expense | $284,000 | 3,905 |
| Pre-tax net operating income | $612,000 | 3,036 |
| Securities gains (losses) | $3,000 | 2,499 |
| Applicable income taxes | $157,000 | 3,008 |
| Income before extraordinary items | $458,000 | 3,151 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $458,000 | 3,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 2,469 |
| Cash dividends | $197,000 | 2,238 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $455,780 | 3,051 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,604,000 | 3,225 |
| Total interest expense | $2,790,000 | 3,055 |
| Net interest income | $5,814,000 | 3,268 |
| Provision for loan and lease losses | $130,000 | 4,806 |
| Total noninterest income | $680,000 | 4,634 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $473,000 | 3,241 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $207,000 | 5,216 |
| Total noninterest expense | $3,769,000 | 3,872 |
| Salaries and employee benefits | $2,025,000 | 3,884 |
| Premises and equipment expense | $606,000 | 3,486 |
| Additional noninterest expense | $1,138,000 | 3,889 |
| Pre-tax net operating income | $2,595,000 | 2,806 |
| Securities gains (losses) | $-234,000 | 9,086 |
| Applicable income taxes | $583,000 | 3,118 |
| Income before extraordinary items | $1,778,000 | 3,135 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,778,000 | 3,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,556 |
| Cash dividends | $1,123,000 | 2,147 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 794 |
| Net operating income | $1,953,500 | 2,792 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,504,000 | 3,250 |
| Total interest expense | $2,144,000 | 3,094 |
| Net interest income | $4,360,000 | 3,290 |
| Provision for loan and lease losses | $85,000 | 5,045 |
| Total noninterest income | $467,000 | 4,922 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $333,000 | 3,410 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $134,000 | 5,555 |
| Total noninterest expense | $2,790,000 | 3,904 |
| Salaries and employee benefits | $1,495,000 | 3,927 |
| Premises and equipment expense | $452,000 | 3,511 |
| Additional noninterest expense | $843,000 | 3,919 |
| Pre-tax net operating income | $1,952,000 | 2,902 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $499,000 | 3,036 |
| Income before extraordinary items | $1,453,000 | 3,029 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,453,000 | 3,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 4,505 |
| Cash dividends | $730,000 | 2,124 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 631 |
| Net operating income | $1,453,000 | 2,880 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,353,000 | 3,261 |
| Total interest expense | $1,483,000 | 3,081 |
| Net interest income | $2,870,000 | 3,322 |
| Provision for loan and lease losses | $40,000 | 5,444 |
| Total noninterest income | $310,000 | 4,903 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $221,000 | 3,380 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $89,000 | 5,537 |
| Total noninterest expense | $1,822,000 | 3,956 |
| Salaries and employee benefits | $985,000 | 3,965 |
| Premises and equipment expense | $290,000 | 3,605 |
| Additional noninterest expense | $547,000 | 3,973 |
| Pre-tax net operating income | $1,318,000 | 2,878 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $337,000 | 3,021 |
| Income before extraordinary items | $981,000 | 3,019 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $981,000 | 3,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 3,755 |
| Cash dividends | $561,000 | 1,988 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $981,000 | 2,861 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,164,000 | 3,299 |
| Total interest expense | $759,000 | 3,086 |
| Net interest income | $1,405,000 | 3,357 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $159,000 | 4,741 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $111,000 | 3,288 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $48,000 | 5,346 |
| Total noninterest expense | $878,000 | 4,071 |
| Salaries and employee benefits | $488,000 | 3,973 |
| Premises and equipment expense | $139,000 | 3,718 |
| Additional noninterest expense | $251,000 | 4,205 |
| Pre-tax net operating income | $671,000 | 2,826 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $171,000 | 2,972 |
| Income before extraordinary items | $500,000 | 2,945 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $500,000 | 2,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 3,468 |
| Cash dividends | $393,000 | 1,488 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $500,000 | 2,802 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,936,000 | 3,322 |
| Total interest expense | $3,405,000 | 3,189 |
| Net interest income | $5,531,000 | 3,361 |
| Provision for loan and lease losses | $85,000 | 5,981 |
| Total noninterest income | $662,000 | 4,476 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $455,000 | 3,207 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $207,000 | 4,943 |
| Total noninterest expense | $3,723,000 | 3,759 |
| Salaries and employee benefits | $1,933,000 | 3,846 |
| Premises and equipment expense | $583,000 | 3,490 |
| Additional noninterest expense | $1,207,000 | 3,595 |
| Pre-tax net operating income | $2,385,000 | 2,989 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $595,000 | 3,136 |
| Income before extraordinary items | $1,790,000 | 3,055 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,790,000 | 3,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,007 |
| Cash dividends | $561,000 | 3,274 |
| Sale, conversion, retirement of capital stock, net | $-14,000 | 9,216 |
| Net operating income | $1,790,000 | 2,957 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,511,000 | 3,459 |
| Total interest expense | $4,411,000 | 3,518 |
| Net interest income | $5,100,000 | 3,386 |
| Provision for loan and lease losses | $105,000 | 5,502 |
| Total noninterest income | $589,000 | 4,630 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $415,000 | 3,286 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $174,000 | 5,222 |
| Total noninterest expense | $3,498,000 | 3,827 |
| Salaries and employee benefits | $1,833,000 | 3,857 |
| Premises and equipment expense | $500,000 | 3,861 |
| Additional noninterest expense | $1,165,000 | 3,599 |
| Pre-tax net operating income | $2,086,000 | 3,082 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $493,000 | 3,347 |
| Income before extraordinary items | $1,593,000 | 3,082 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,593,000 | 3,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,750 |
| Cash dividends | $565,000 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $-175,000 | 9,512 |
| Net operating income | $1,593,000 | 2,987 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,488,000 | 3,560 |
| Total interest expense | $4,549,000 | 3,584 |
| Net interest income | $4,939,000 | 3,512 |
| Provision for loan and lease losses | $85,000 | 5,634 |
| Total noninterest income | $576,000 | 4,511 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $401,000 | 3,235 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $175,000 | 5,110 |
| Total noninterest expense | $3,443,000 | 3,757 |
| Salaries and employee benefits | $1,805,000 | 3,767 |
| Premises and equipment expense | $520,000 | 3,673 |
| Additional noninterest expense | $1,118,000 | 3,655 |
| Pre-tax net operating income | $1,987,000 | 3,341 |
| Securities gains (losses) | $-5,000 | 7,961 |
| Applicable income taxes | $496,000 | 3,499 |
| Income before extraordinary items | $1,486,000 | 3,287 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,486,000 | 3,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,361 |
| Cash dividends | $239,000 | 4,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,489,750 | 3,273 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,553,000 | 3,679 |
| Total interest expense | $4,000,000 | 3,587 |
| Net interest income | $4,553,000 | 3,744 |
| Provision for loan and lease losses | $180,000 | 3,760 |
| Total noninterest income | $470,000 | 5,146 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $321,000 | 3,787 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $149,000 | 5,622 |
| Total noninterest expense | $3,440,000 | 3,754 |
| Salaries and employee benefits | $1,760,000 | 3,814 |
| Premises and equipment expense | $451,000 | 4,112 |
| Additional noninterest expense | $1,229,000 | 3,358 |
| Pre-tax net operating income | $1,403,000 | 4,289 |
| Securities gains (losses) | $6,000 | 2,044 |
| Applicable income taxes | $316,000 | 4,699 |
| Income before extraordinary items | $1,093,000 | 4,167 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,093,000 | 4,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,364 |
| Cash dividends | $196,000 | 5,301 |
| Sale, conversion, retirement of capital stock, net | $-399,000 | 10,141 |
| Net operating income | $1,088,320 | 4,135 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,046,000 | 3,919 |
| Total interest expense | $3,796,000 | 3,846 |
| Net interest income | $4,250,000 | 3,928 |
| Provision for loan and lease losses | $137,000 | 4,364 |
| Total noninterest income | $464,000 | 5,150 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $326,000 | 3,677 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $138,000 | 5,890 |
| Total noninterest expense | $3,160,000 | 3,929 |
| Salaries and employee benefits | $1,643,000 | 3,953 |
| Premises and equipment expense | $394,000 | 4,472 |
| Additional noninterest expense | $1,123,000 | 3,564 |
| Pre-tax net operating income | $1,417,000 | 4,364 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $328,000 | 4,934 |
| Income before extraordinary items | $1,090,000 | 4,212 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,090,000 | 4,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,626 |
| Cash dividends | $218,000 | 5,217 |
| Sale, conversion, retirement of capital stock, net | $-1,744,000 | 10,436 |
| Net operating income | $1,089,230 | 4,122 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,438,000 | 4,269 |
| Total interest expense | $3,475,000 | 4,164 |
| Net interest income | $3,963,000 | 4,272 |
| Provision for loan and lease losses | $54,000 | 6,513 |
| Total noninterest income | $429,000 | 5,488 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $309,000 | 3,978 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $120,000 | 6,280 |
| Total noninterest expense | $2,835,000 | 4,287 |
| Salaries and employee benefits | $1,468,000 | 4,335 |
| Premises and equipment expense | $336,000 | 5,059 |
| Additional noninterest expense | $1,031,000 | 3,790 |
| Pre-tax net operating income | $1,503,000 | 4,493 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $361,000 | 5,202 |
| Income before extraordinary items | $1,143,000 | 4,221 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,143,000 | 4,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,572 |
| Cash dividends | $183,000 | 5,587 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 948 |
| Net operating income | $1,142,240 | 4,172 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,429,000 | 4,909 |
| Total interest expense | $2,988,000 | 4,800 |
| Net interest income | $3,441,000 | 4,886 |
| Provision for loan and lease losses | $65,000 | 5,977 |
| Total noninterest income | $518,000 | 5,044 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $258,000 | 4,718 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $260,000 | 4,436 |
| Total noninterest expense | $2,430,000 | 5,123 |
| Salaries and employee benefits | $1,264,000 | 4,968 |
| Premises and equipment expense | $284,000 | 5,786 |
| Additional noninterest expense | $882,000 | 4,832 |
| Pre-tax net operating income | $1,464,000 | 4,424 |
| Securities gains (losses) | $8,000 | 2,673 |
| Applicable income taxes | $354,000 | 5,287 |
| Income before extraordinary items | $1,118,000 | 4,103 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,118,000 | 4,104 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,441 |
| Cash dividends | $166,000 | 5,816 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,111,920 | 4,068 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,320,000 | 5,725 |
| Total interest expense | $2,390,000 | 5,754 |
| Net interest income | $2,930,000 | 5,605 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $337,000 | 6,638 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $207,000 | 5,566 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $130,000 | 6,408 |
| Total noninterest expense | $2,163,000 | 5,640 |
| Salaries and employee benefits | $1,157,000 | 5,383 |
| Premises and equipment expense | $217,000 | 6,895 |
| Additional noninterest expense | $789,000 | 5,311 |
| Pre-tax net operating income | $1,104,000 | 5,585 |
| Securities gains (losses) | $2,000 | 3,270 |
| Applicable income taxes | $239,000 | 6,808 |
| Income before extraordinary items | $867,000 | 5,136 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $867,000 | 5,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 6,109 |
| Cash dividends | $150,000 | 6,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $865,440 | 5,129 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,859,000 | 5,789 |
| Total interest expense | $1,889,000 | 5,858 |
| Net interest income | $2,970,000 | 5,646 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $335,000 | 6,847 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $242,000 | 5,167 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 7,744 |
| Total noninterest expense | $2,204,000 | 5,730 |
| Salaries and employee benefits | $1,137,000 | 5,497 |
| Premises and equipment expense | $219,000 | 7,072 |
| Additional noninterest expense | $848,000 | 5,436 |
| Pre-tax net operating income | $1,101,000 | 5,567 |
| Securities gains (losses) | $-12,000 | 9,966 |
| Applicable income taxes | $252,000 | 6,503 |
| Income before extraordinary items | $837,000 | 5,179 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $837,000 | 5,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 10,447 |
| Cash dividends | $120,000 | 6,524 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $846,240 | 5,185 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,203,000 | 5,581 |
| Total interest expense | $2,106,000 | 5,595 |
| Net interest income | $3,097,000 | 5,516 |
| Provision for loan and lease losses | $190,000 | 4,040 |
| Total noninterest income | $387,000 | 6,639 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $276,000 | 4,748 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 7,550 |
| Total noninterest expense | $1,982,000 | 6,384 |
| Salaries and employee benefits | $960,000 | 6,354 |
| Premises and equipment expense | $189,000 | 7,917 |
| Additional noninterest expense | $833,000 | 5,734 |
| Pre-tax net operating income | $1,312,000 | 4,826 |
| Securities gains (losses) | $29,000 | 4,143 |
| Applicable income taxes | $338,000 | 5,636 |
| Income before extraordinary items | $1,003,000 | 4,694 |
| Extraordinary gains, net | $56,000 | 2,079 |
| Net income | $1,059,000 | 4,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $186,000 | 3,256 |
| Cash dividends | $106,000 | 6,761 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $981,250 | 4,524 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,212,000 | 6,172 |
| Total interest expense | $2,792,000 | 5,488 |
| Net interest income | $2,420,000 | 6,747 |
| Provision for loan and lease losses | $225,000 | 4,908 |
| Total noninterest income | $234,000 | 8,782 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $154,000 | 6,998 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 8,855 |
| Total noninterest expense | $1,751,000 | 7,103 |
| Salaries and employee benefits | $825,000 | 7,103 |
| Premises and equipment expense | $194,000 | 7,976 |
| Additional noninterest expense | $732,000 | 6,533 |
| Pre-tax net operating income | $678,000 | 7,227 |
| Securities gains (losses) | $3,000 | 7,429 |
| Applicable income taxes | $175,000 | 8,076 |
| Income before extraordinary items | $506,000 | 7,274 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $506,000 | 7,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 5,287 |
| Cash dividends | $106,000 | 6,448 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $503,780 | 6,921 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.