Home > First United National Bank and Trust Company > Income and Expense
First United National Bank and Trust Company, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,017,000 | 2,960 |
| Total interest expense | $5,675,000 | 2,633 |
| Net interest income | $5,342,000 | 3,276 |
| Provision for loan and lease losses | $310,000 | 2,517 |
| Total noninterest income | $1,016,000 | 3,006 |
| Gross Fiduciary activities income | $239,000 | 859 |
| Service charges on deposit accounts | $456,000 | 2,862 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $321,000 | 3,779 |
| Total noninterest expense | $4,031,000 | 3,151 |
| Salaries and employee benefits | $2,131,000 | 3,105 |
| Premises and equipment expense | $568,000 | 3,317 |
| Additional noninterest expense | $1,332,000 | 3,036 |
| Pre-tax net operating income | $2,017,000 | 3,505 |
| Securities gains (losses) | $23,000 | 1,798 |
| Applicable income taxes | $443,000 | 4,580 |
| Income before extraordinary items | $1,597,000 | 3,171 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,597,000 | 3,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 10,368 |
| Cash dividends | $475,000 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,579,060 | 3,141 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,217,000 | 3,217 |
| Total interest expense | $4,994,000 | 3,005 |
| Net interest income | $5,223,000 | 3,404 |
| Provision for loan and lease losses | $110,000 | 4,862 |
| Total noninterest income | $951,000 | 3,256 |
| Gross Fiduciary activities income | $273,000 | 889 |
| Service charges on deposit accounts | $446,000 | 3,037 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $232,000 | 4,751 |
| Total noninterest expense | $3,721,000 | 3,568 |
| Salaries and employee benefits | $2,004,000 | 3,331 |
| Premises and equipment expense | $538,000 | 3,553 |
| Additional noninterest expense | $1,179,000 | 3,832 |
| Pre-tax net operating income | $2,343,000 | 2,978 |
| Securities gains (losses) | $28,000 | 1,737 |
| Applicable income taxes | $662,000 | 3,314 |
| Income before extraordinary items | $1,709,000 | 2,839 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,709,000 | 2,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,912 |
| Cash dividends | $1,144,000 | 1,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,688,840 | 2,829 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,990,000 | 3,625 |
| Total interest expense | $4,200,000 | 3,533 |
| Net interest income | $4,790,000 | 3,680 |
| Provision for loan and lease losses | $40,000 | 6,618 |
| Total noninterest income | $908,000 | 3,339 |
| Gross Fiduciary activities income | $181,000 | 1,029 |
| Service charges on deposit accounts | $462,000 | 2,939 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $265,000 | 4,328 |
| Total noninterest expense | $3,697,000 | 3,558 |
| Salaries and employee benefits | $1,909,000 | 3,445 |
| Premises and equipment expense | $515,000 | 3,665 |
| Additional noninterest expense | $1,273,000 | 3,567 |
| Pre-tax net operating income | $1,961,000 | 3,558 |
| Securities gains (losses) | $-22,000 | 10,616 |
| Applicable income taxes | $527,000 | 4,024 |
| Income before extraordinary items | $1,412,000 | 3,425 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,412,000 | 3,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 2,710 |
| Cash dividends | $1,047,000 | 1,955 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,428,060 | 3,366 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,928,000 | 3,769 |
| Total interest expense | $3,044,000 | 3,912 |
| Net interest income | $4,884,000 | 3,641 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $933,000 | 3,273 |
| Gross Fiduciary activities income | $196,000 | 1,022 |
| Service charges on deposit accounts | $241,000 | 5,174 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $496,000 | 2,961 |
| Total noninterest expense | $3,881,000 | 3,520 |
| Salaries and employee benefits | $1,887,000 | 3,460 |
| Premises and equipment expense | $490,000 | 3,870 |
| Additional noninterest expense | $1,504,000 | 3,282 |
| Pre-tax net operating income | $1,936,000 | 3,524 |
| Securities gains (losses) | $-31,000 | 10,677 |
| Applicable income taxes | $608,000 | 3,478 |
| Income before extraordinary items | $1,297,000 | 3,600 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,297,000 | 3,607 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,263 |
| Cash dividends | $1,040,000 | 1,832 |
| Sale, conversion, retirement of capital stock, net | $1,495,000 | 355 |
| Net operating income | $1,318,080 | 3,589 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,235,000 | 4,792 |
| Total interest expense | $2,630,000 | 4,608 |
| Net interest income | $3,605,000 | 4,827 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $954,000 | 3,469 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $424,000 | 3,275 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $530,000 | 3,136 |
| Total noninterest expense | $3,280,000 | 4,160 |
| Salaries and employee benefits | $1,659,000 | 3,905 |
| Premises and equipment expense | $397,000 | 4,743 |
| Additional noninterest expense | $1,224,000 | 4,122 |
| Pre-tax net operating income | $1,279,000 | 4,930 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $351,000 | 5,485 |
| Income before extraordinary items | $931,000 | 4,962 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $931,000 | 5,106 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 4,272 |
| Cash dividends | $680,000 | 2,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $928,810 | 4,740 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,687,000 | 5,019 |
| Total interest expense | $3,109,000 | 5,003 |
| Net interest income | $3,578,000 | 4,915 |
| Provision for loan and lease losses | $57,000 | 8,768 |
| Total noninterest income | $936,000 | 3,507 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $407,000 | 3,419 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $529,000 | 3,070 |
| Total noninterest expense | $3,134,000 | 4,347 |
| Salaries and employee benefits | $1,575,000 | 4,042 |
| Premises and equipment expense | $373,000 | 5,080 |
| Additional noninterest expense | $1,186,000 | 4,378 |
| Pre-tax net operating income | $1,323,000 | 4,548 |
| Securities gains (losses) | $7,000 | 6,774 |
| Applicable income taxes | $461,000 | 4,267 |
| Income before extraordinary items | $869,000 | 5,044 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $869,000 | 5,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 7,780 |
| Cash dividends | $702,000 | 2,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $864,450 | 4,759 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.