Home > First United Bank of West Virginia > Income and Expense
First United Bank of West Virginia, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,269,000 | 7,668 |
| Total interest expense | $1,296,000 | 7,565 |
| Net interest income | $1,973,000 | 7,631 |
| Provision for loan and lease losses | $18,000 | 7,907 |
| Total noninterest income | $409,000 | 6,055 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $212,000 | 5,636 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $197,000 | 5,329 |
| Total noninterest expense | $1,549,000 | 7,441 |
| Salaries and employee benefits | $692,000 | 7,942 |
| Premises and equipment expense | $269,000 | 6,192 |
| Additional noninterest expense | $588,000 | 7,127 |
| Pre-tax net operating income | $815,000 | 6,802 |
| Securities gains (losses) | $22,000 | 1,687 |
| Applicable income taxes | $303,000 | 5,839 |
| Income before extraordinary items | $534,000 | 7,046 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $534,000 | 7,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,849 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $519,920 | 7,198 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,998,000 | 8,338 |
| Total interest expense | $1,157,000 | 8,449 |
| Net interest income | $1,841,000 | 8,125 |
| Provision for loan and lease losses | $46,000 | 7,689 |
| Total noninterest income | $220,000 | 8,856 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $161,000 | 6,809 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 9,584 |
| Total noninterest expense | $1,474,000 | 7,914 |
| Salaries and employee benefits | $582,000 | 8,957 |
| Premises and equipment expense | $238,000 | 6,929 |
| Additional noninterest expense | $654,000 | 6,912 |
| Pre-tax net operating income | $541,000 | 8,366 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $175,000 | 8,105 |
| Income before extraordinary items | $366,000 | 8,783 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $366,000 | 8,942 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 8,678 |
| Cash dividends | $119,000 | 6,602 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $366,000 | 8,515 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,758,000 | 9,418 |
| Total interest expense | $1,282,000 | 9,306 |
| Net interest income | $1,476,000 | 9,349 |
| Provision for loan and lease losses | $67,000 | 8,339 |
| Total noninterest income | $137,000 | 10,753 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $82,000 | 9,107 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 10,088 |
| Total noninterest expense | $913,000 | 10,403 |
| Salaries and employee benefits | $381,000 | 11,076 |
| Premises and equipment expense | $130,000 | 9,690 |
| Additional noninterest expense | $402,000 | 9,542 |
| Pre-tax net operating income | $633,000 | 7,497 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $210,000 | 7,363 |
| Income before extraordinary items | $423,000 | 7,984 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $423,000 | 8,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 7,255 |
| Cash dividends | $137,000 | 5,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $423,000 | 7,633 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.