Home > First United Bank and Trust Company > Income and Expense
First United Bank and Trust Company, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $13,940,000 | 2,344 |
| Total interest expense | $6,902,000 | 2,188 |
| Net interest income | $7,038,000 | 2,465 |
| Provision for loan and lease losses | $90,000 | 5,371 |
| Total noninterest income | $891,000 | 3,323 |
| Gross Fiduciary activities income | $2,000 | 1,413 |
| Service charges on deposit accounts | $734,000 | 1,770 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $155,000 | 5,605 |
| Total noninterest expense | $4,400,000 | 2,881 |
| Salaries and employee benefits | $2,174,000 | 3,048 |
| Premises and equipment expense | $627,000 | 3,027 |
| Additional noninterest expense | $1,599,000 | 2,571 |
| Pre-tax net operating income | $3,439,000 | 2,187 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,202,000 | 2,083 |
| Income before extraordinary items | $2,237,000 | 2,338 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,237,000 | 2,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 10,246 |
| Cash dividends | $2,504,000 | 1,086 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,237,000 | 2,282 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $13,462,000 | 2,477 |
| Total interest expense | $6,953,000 | 2,225 |
| Net interest income | $6,509,000 | 2,726 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $951,000 | 3,256 |
| Gross Fiduciary activities income | $2,000 | 1,490 |
| Service charges on deposit accounts | $761,000 | 1,766 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $188,000 | 5,346 |
| Total noninterest expense | $4,367,000 | 3,097 |
| Salaries and employee benefits | $2,060,000 | 3,243 |
| Premises and equipment expense | $642,000 | 3,003 |
| Additional noninterest expense | $1,665,000 | 2,860 |
| Pre-tax net operating income | $3,093,000 | 2,309 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,085,000 | 2,177 |
| Income before extraordinary items | $2,008,000 | 2,454 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,008,000 | 2,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 3,632 |
| Cash dividends | $610,000 | 2,989 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,008,000 | 2,408 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,592,000 | 3,412 |
| Total interest expense | $4,596,000 | 3,259 |
| Net interest income | $4,996,000 | 3,536 |
| Provision for loan and lease losses | $50,000 | 6,165 |
| Total noninterest income | $922,000 | 3,307 |
| Gross Fiduciary activities income | $3,000 | 1,541 |
| Service charges on deposit accounts | $680,000 | 1,984 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $239,000 | 4,609 |
| Total noninterest expense | $3,295,000 | 3,954 |
| Salaries and employee benefits | $1,487,000 | 4,312 |
| Premises and equipment expense | $544,000 | 3,491 |
| Additional noninterest expense | $1,263,000 | 3,584 |
| Pre-tax net operating income | $2,573,000 | 2,767 |
| Securities gains (losses) | $-215,000 | 11,686 |
| Applicable income taxes | $794,000 | 2,888 |
| Income before extraordinary items | $1,564,000 | 3,125 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,564,000 | 3,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $268,000 | 2,092 |
| Cash dividends | $125,000 | 6,392 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,705,900 | 2,849 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,841,000 | 3,821 |
| Total interest expense | $3,463,000 | 3,484 |
| Net interest income | $4,378,000 | 4,022 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $867,000 | 3,463 |
| Gross Fiduciary activities income | $2,000 | 1,559 |
| Service charges on deposit accounts | $632,000 | 2,143 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $233,000 | 4,786 |
| Total noninterest expense | $3,305,000 | 4,051 |
| Salaries and employee benefits | $1,468,000 | 4,356 |
| Premises and equipment expense | $494,000 | 3,843 |
| Additional noninterest expense | $1,343,000 | 3,675 |
| Pre-tax net operating income | $1,940,000 | 3,511 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $554,000 | 3,745 |
| Income before extraordinary items | $1,386,000 | 3,400 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,386,000 | 3,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 10,519 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,386,000 | 3,428 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,908,000 | 4,361 |
| Total interest expense | $3,130,000 | 3,975 |
| Net interest income | $3,778,000 | 4,639 |
| Provision for loan and lease losses | $36,000 | 8,112 |
| Total noninterest income | $621,000 | 4,846 |
| Gross Fiduciary activities income | $1,000 | 1,605 |
| Service charges on deposit accounts | $446,000 | 3,115 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $174,000 | 6,088 |
| Total noninterest expense | $2,658,000 | 5,001 |
| Salaries and employee benefits | $1,208,000 | 5,208 |
| Premises and equipment expense | $369,000 | 5,029 |
| Additional noninterest expense | $1,081,000 | 4,609 |
| Pre-tax net operating income | $1,705,000 | 3,874 |
| Securities gains (losses) | $19,000 | 4,737 |
| Applicable income taxes | $378,000 | 5,210 |
| Income before extraordinary items | $1,346,000 | 3,587 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,346,000 | 3,697 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 6,769 |
| Cash dividends | $1,285,000 | 1,445 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,331,180 | 3,437 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,134,000 | 4,231 |
| Total interest expense | $4,012,000 | 4,067 |
| Net interest income | $4,122,000 | 4,324 |
| Provision for loan and lease losses | $287,000 | 4,252 |
| Total noninterest income | $622,000 | 4,837 |
| Gross Fiduciary activities income | $2,000 | 1,625 |
| Service charges on deposit accounts | $463,000 | 3,014 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $157,000 | 6,481 |
| Total noninterest expense | $2,390,000 | 5,504 |
| Salaries and employee benefits | $1,204,000 | 5,142 |
| Premises and equipment expense | $306,000 | 5,879 |
| Additional noninterest expense | $880,000 | 5,629 |
| Pre-tax net operating income | $2,067,000 | 3,014 |
| Securities gains (losses) | $3,000 | 7,429 |
| Applicable income taxes | $153,000 | 8,537 |
| Income before extraordinary items | $1,917,000 | 2,386 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,917,000 | 2,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $401,000 | 2,824 |
| Cash dividends | $878,000 | 1,746 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,914,210 | 2,217 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.