Home > First United Bank and Trust Company > Assets and Liabilities
First United Bank and Trust Company, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 74 | 2,424 |
| Assets and Liabilities | ||
| Total Assets: | $191,907,000 | 2,352 |
| Cash and due from depository institutions | $13,567,000 | 2,424 |
| Interest-bearing balances | $8,000,000 | 557 |
| Securities | $80,355,000 | 1,436 |
| Federal funds sold & reverse repurchase agreements | $7,125,000 | 1,953 |
| Net loans & leases | $83,284,000 | 3,262 |
| Loan loss allowance | $790,000 | 4,099 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,947,000 | 2,677 |
| Other real estate owned | $51,000 | 2,424 |
| Goodwill and other intangibles | $2,408,000 | 887 |
| All other assets | $2,170,000 | 3,246 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $191,907,000 | 2,352 |
| Total liabilities | $174,844,000 | 2,333 |
| Total deposits | $173,439,000 | 2,161 |
| Interest-bearing deposits | $157,247,000 | 2,058 |
| Deposits held in domestic offices | $173,439,000 | 2,155 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,405,000 | 2,688 |
| Total equity capital | $17,063,000 | 2,610 |
| Total bank equity capital | $17,063,000 | 2,610 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $200,000 | 6,929 |
| Surplus | $3,400,000 | 3,816 |
| Undivided profits | $13,463,000 | 1,945 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $314,000 | 5,233 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $784,000 | 2,959 |
| Earning assets | $178,764,000 | 2,327 |
| Long-term assets (5+ years) | $45,798,000 | 1,482 |
| Average Assets, year-to-date | $189,036,400 | 2,269 |
| Average Assets, quarterly | $189,331,500 | 2,346 |
| Volatile liabilities | $24,389,000 | 2,525 |
| Insider loans | $117,000 | 8,243 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $7,440,000 | 4,168 |
| Tier 1 (core) risk-based capital | $13,951,000 | 3,047 |
| Tier 2 risk-based capital | $790,000 | 3,608 |
| Total risk weighted assets | $96,204,500 | 2,867 |
| Total unused commitments | $7,440,000 | 4,170 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 73 | 2,579 |
| Assets and Liabilities | ||
| Total Assets: | $189,801,000 | 2,450 |
| Cash and due from depository institutions | $7,072,000 | 2,579 |
| Interest-bearing balances | $4,000,000 | 969 |
| Securities | $87,297,000 | 1,376 |
| Federal funds sold & reverse repurchase agreements | $4,585,000 | 2,791 |
| Net loans & leases | $82,261,000 | 3,315 |
| Loan loss allowance | $678,000 | 4,785 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,360,000 | 2,350 |
| Other real estate owned | $78,000 | 2,579 |
| Goodwill and other intangibles | $2,714,000 | 784 |
| All other assets | $2,434,000 | 3,006 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $189,801,000 | 2,450 |
| Total liabilities | $172,588,000 | 2,439 |
| Total deposits | $171,181,000 | 2,266 |
| Interest-bearing deposits | $152,491,000 | 2,186 |
| Deposits held in domestic offices | $171,181,000 | 2,256 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,407,000 | 2,717 |
| Total equity capital | $17,213,000 | 2,602 |
| Total bank equity capital | $17,213,000 | 2,602 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $200,000 | 7,308 |
| Surplus | $3,400,000 | 3,897 |
| Undivided profits | $13,613,000 | 1,899 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $69,000 | 8,686 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $748,000 | 3,049 |
| Earning assets | $178,143,000 | 2,409 |
| Long-term assets (5+ years) | $7,948,000 | 4,744 |
| Average Assets, year-to-date | $177,012,600 | 2,511 |
| Average Assets, quarterly | $188,664,500 | 2,444 |
| Volatile liabilities | $21,280,000 | 2,767 |
| Insider loans | $178,000 | 7,933 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $7,600,000 | 4,017 |
| Tier 1 (core) risk-based capital | $13,847,000 | 3,120 |
| Tier 2 risk-based capital | $678,000 | 4,175 |
| Total risk weighted assets | $94,614,900 | 2,938 |
| Total unused commitments | $7,600,000 | 4,032 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 56 | 3,475 |
| Assets and Liabilities | ||
| Total Assets: | $128,344,000 | 3,508 |
| Cash and due from depository institutions | $2,670,000 | 3,475 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $61,420,000 | 2,025 |
| Federal funds sold & reverse repurchase agreements | $4,870,000 | 2,966 |
| Net loans & leases | $54,744,000 | 4,645 |
| Loan loss allowance | $687,000 | 4,794 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,580,000 | 2,938 |
| Other real estate owned | $346,000 | 3,475 |
| Goodwill and other intangibles | $210,000 | 1,982 |
| All other assets | $1,504,000 | 4,659 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $128,344,000 | 3,508 |
| Total liabilities | $115,473,000 | 3,514 |
| Total deposits | $114,679,000 | 3,342 |
| Interest-bearing deposits | $101,933,000 | 3,222 |
| Deposits held in domestic offices | $114,679,000 | 3,334 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $794,000 | 4,412 |
| Total equity capital | $12,871,000 | 3,410 |
| Total bank equity capital | $12,871,000 | 3,410 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $200,000 | 7,680 |
| Surplus | $400,000 | 9,920 |
| Undivided profits | $12,271,000 | 2,132 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $654,000 | 3,595 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $697,000 | 3,388 |
| Earning assets | $121,034,000 | 3,412 |
| Long-term assets (5+ years) | $5,560,000 | 5,544 |
| Average Assets, year-to-date | $126,782,600 | 3,420 |
| Average Assets, quarterly | $127,388,000 | 3,484 |
| Volatile liabilities | $13,522,000 | 3,635 |
| Insider loans | $186,000 | 8,143 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $10,486,000 | 3,165 |
| Tier 1 (core) risk-based capital | $11,970,000 | 3,549 |
| Tier 2 risk-based capital | $687,000 | 4,091 |
| Total risk weighted assets | $65,221,200 | 4,014 |
| Total unused commitments | $10,486,000 | 3,180 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 57 | 3,534 |
| Assets and Liabilities | ||
| Total Assets: | $123,487,000 | 3,591 |
| Cash and due from depository institutions | $4,858,000 | 3,534 |
| Interest-bearing balances | $198,000 | 4,547 |
| Securities | $61,000,000 | 2,158 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $50,833,000 | 4,870 |
| Loan loss allowance | $905,000 | 3,928 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,688,000 | 2,739 |
| Other real estate owned | $444,000 | 3,534 |
| Goodwill and other intangibles | $283,000 | 1,752 |
| All other assets | $3,381,000 | 2,377 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $123,487,000 | 3,591 |
| Total liabilities | $113,660,000 | 3,556 |
| Total deposits | $110,620,000 | 3,438 |
| Interest-bearing deposits | $97,188,000 | 3,357 |
| Deposits held in domestic offices | $110,620,000 | 3,430 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $600,000 | 3,796 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,894,000 | 2,604 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $545,000 | 4,921 |
| Total equity capital | $9,828,000 | 4,124 |
| Total bank equity capital | $9,828,000 | 4,124 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $200,000 | 8,122 |
| Surplus | $400,000 | 10,339 |
| Undivided profits | $9,228,000 | 2,524 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $261,000 | 6,041 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $603,000 | 3,449 |
| Earning assets | $112,031,000 | 3,627 |
| Long-term assets (5+ years) | $7,479,000 | 4,913 |
| Average Assets, year-to-date | $119,415,200 | 3,616 |
| Average Assets, quarterly | $122,412,500 | 3,594 |
| Volatile liabilities | $12,094,000 | 3,788 |
| Insider loans | $64,000 | 10,041 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $12,049,000 | 2,753 |
| Tier 1 (core) risk-based capital | $10,423,000 | 3,947 |
| Tier 2 risk-based capital | $793,290 | 3,590 |
| Total risk weighted assets | $63,217,290 | 4,048 |
| Total unused commitments | $12,049,000 | 2,764 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 42 | 4,837 |
| Assets and Liabilities | ||
| Total Assets: | $104,334,000 | 4,286 |
| Cash and due from depository institutions | $2,354,000 | 4,837 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $57,886,000 | 2,376 |
| Federal funds sold & reverse repurchase agreements | $1,675,000 | 6,371 |
| Net loans & leases | $38,917,000 | 5,846 |
| Loan loss allowance | $758,000 | 4,674 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,088,000 | 3,489 |
| Other real estate owned | $266,000 | 4,837 |
| Goodwill and other intangibles | $145,000 | 2,003 |
| All other assets | $1,003,000 | 6,109 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $104,334,000 | 4,286 |
| Total liabilities | $94,880,000 | 4,272 |
| Total deposits | $94,387,000 | 4,108 |
| Interest-bearing deposits | $83,199,000 | 4,047 |
| Deposits held in domestic offices | $94,387,000 | 4,100 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $493,000 | 5,398 |
| Total equity capital | $9,454,000 | 4,296 |
| Total bank equity capital | $9,454,000 | 4,296 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $200,000 | 8,542 |
| Surplus | $400,000 | 10,764 |
| Undivided profits | $8,854,000 | 2,683 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $591,000 | 4,452 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $474,000 | 3,936 |
| Earning assets | $98,478,000 | 4,180 |
| Long-term assets (5+ years) | $9,754,000 | 4,422 |
| Average Assets, year-to-date | $106,329,200 | 4,114 |
| Average Assets, quarterly | $103,603,000 | 4,280 |
| Volatile liabilities | $8,188,000 | 4,745 |
| Insider loans | $19,000 | 11,281 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,943,000 | 5,549 |
| Tier 1 (core) risk-based capital | $9,309,000 | 4,269 |
| Tier 2 risk-based capital | $619,290 | 4,405 |
| Total risk weighted assets | $49,404,790 | 4,952 |
| Total unused commitments | $3,943,000 | 5,570 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 47 | 4,481 |
| Assets and Liabilities | ||
| Total Assets: | $109,678,000 | 4,166 |
| Cash and due from depository institutions | $2,404,000 | 4,481 |
| Interest-bearing balances | $190,000 | 6,384 |
| Securities | $66,842,000 | 2,015 |
| Federal funds sold & reverse repurchase agreements | $6,241,000 | 2,658 |
| Net loans & leases | $31,126,000 | 6,861 |
| Loan loss allowance | $757,000 | 4,710 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,349,000 | 5,053 |
| Other real estate owned | $443,000 | 4,481 |
| Goodwill and other intangibles | $198,000 | 1,863 |
| All other assets | $1,075,000 | 6,008 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $109,678,000 | 4,166 |
| Total liabilities | $100,325,000 | 4,163 |
| Total deposits | $99,820,000 | 4,017 |
| Interest-bearing deposits | $88,302,000 | 3,986 |
| Deposits held in domestic offices | $99,820,000 | 4,009 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $505,000 | 5,768 |
| Total equity capital | $9,353,000 | 4,143 |
| Total bank equity capital | $9,353,000 | 4,143 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $200,000 | 8,967 |
| Surplus | $400,000 | 11,093 |
| Undivided profits | $8,753,000 | 2,523 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,074,000 | 3,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $414,000 | 4,890 |
| Earning assets | $104,399,000 | 4,019 |
| Long-term assets (5+ years) | $26,119,000 | 2,112 |
| Average Assets, year-to-date | $108,287,200 | 4,114 |
| Average Assets, quarterly | $108,301,000 | 4,187 |
| Volatile liabilities | $8,210,000 | 4,742 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,689,000 | 5,490 |
| Tier 1 (core) risk-based capital | $9,155,000 | 4,156 |
| Tier 2 risk-based capital | $572,500 | 4,661 |
| Total risk weighted assets | $45,576,300 | 5,343 |
| Total unused commitments | $3,689,000 | 5,518 |
| Derivatives | $0 | 651 |