Home > First United Bank and Trust Company > Income and Expense
First United Bank and Trust Company, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $26,527,000 | 1,543 |
| Total interest expense | $10,942,000 | 1,208 |
| Net interest income | $15,585,000 | 1,751 |
| Provision for loan and lease losses | $248,000 | 1,832 |
| Total noninterest income | $3,169,000 | 1,578 |
| Gross Fiduciary activities income | $266,000 | 655 |
| Service charges on deposit accounts | $666,000 | 1,368 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,237,000 | 1,521 |
| Total noninterest expense | $13,877,000 | 1,627 |
| Salaries and employee benefits | $8,234,000 | 1,565 |
| Premises and equipment expense | $1,356,000 | 1,655 |
| Additional noninterest expense | $2,237,000 | 1,521 |
| Pre-tax net operating income | $4,629,000 | 2,014 |
| Securities gains (losses) | $-115,000 | 3,821 |
| Applicable income taxes | $0 | 3,369 |
| Income before extraordinary items | $4,514,000 | 1,846 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,514,000 | 1,868 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $4,514,000 | 1,849 |
| Net charge-offs | $-20,000 | 4,001 |
| Cash dividends | $2,867,000 | 1,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $4,629,000 | 1,845 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $19,416,000 | 1,542 |
| Total interest expense | $7,856,000 | 1,175 |
| Net interest income | $11,560,000 | 1,775 |
| Provision for loan and lease losses | $185,000 | 1,720 |
| Total noninterest income | $2,291,000 | 1,609 |
| Gross Fiduciary activities income | $209,000 | 647 |
| Service charges on deposit accounts | $501,000 | 1,371 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,581,000 | 1,564 |
| Total noninterest expense | $10,237,000 | 1,635 |
| Salaries and employee benefits | $6,124,000 | 1,588 |
| Premises and equipment expense | $1,056,000 | 1,603 |
| Additional noninterest expense | $1,581,000 | 1,564 |
| Pre-tax net operating income | $3,429,000 | 2,071 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $0 | 3,407 |
| Income before extraordinary items | $3,429,000 | 1,897 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $3,429,000 | 1,914 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,429,000 | 1,897 |
| Net charge-offs | $-21,000 | 4,009 |
| Cash dividends | $2,044,000 | 1,153 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $3,429,000 | 1,923 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $12,517,000 | 1,551 |
| Total interest expense | $4,935,000 | 1,123 |
| Net interest income | $7,582,000 | 1,815 |
| Provision for loan and lease losses | $123,000 | 1,679 |
| Total noninterest income | $1,500,000 | 1,549 |
| Gross Fiduciary activities income | $144,000 | 639 |
| Service charges on deposit accounts | $322,000 | 1,386 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,034,000 | 1,501 |
| Total noninterest expense | $6,787,000 | 1,638 |
| Salaries and employee benefits | $4,102,000 | 1,575 |
| Premises and equipment expense | $689,000 | 1,636 |
| Additional noninterest expense | $1,034,000 | 1,499 |
| Pre-tax net operating income | $2,172,000 | 2,153 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $0 | 3,436 |
| Income before extraordinary items | $2,172,000 | 1,959 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,172,000 | 1,983 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,172,000 | 1,959 |
| Net charge-offs | $-7,000 | 3,816 |
| Cash dividends | $1,003,000 | 1,360 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $2,172,000 | 1,966 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $5,956,000 | 1,585 |
| Total interest expense | $2,305,000 | 1,071 |
| Net interest income | $3,651,000 | 1,880 |
| Provision for loan and lease losses | $61,000 | 1,557 |
| Total noninterest income | $723,000 | 1,584 |
| Gross Fiduciary activities income | $71,000 | 668 |
| Service charges on deposit accounts | $154,000 | 1,450 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $498,000 | 1,533 |
| Total noninterest expense | $3,335,000 | 1,680 |
| Salaries and employee benefits | $2,024,000 | 1,622 |
| Premises and equipment expense | $341,000 | 1,680 |
| Additional noninterest expense | $498,000 | 1,533 |
| Pre-tax net operating income | $978,000 | 2,332 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $0 | 3,388 |
| Income before extraordinary items | $978,000 | 2,123 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $978,000 | 2,123 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $978,000 | 2,123 |
| Net charge-offs | $-5,000 | 3,836 |
| Cash dividends | $322,000 | 1,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $978,000 | 2,147 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $19,044,000 | 1,644 |
| Total interest expense | $3,328,000 | 1,085 |
| Net interest income | $15,716,000 | 1,728 |
| Provision for loan and lease losses | $248,000 | 1,661 |
| Total noninterest income | $2,994,000 | 1,633 |
| Gross Fiduciary activities income | $291,000 | 675 |
| Service charges on deposit accounts | $647,000 | 1,416 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,056,000 | 1,601 |
| Total noninterest expense | $13,046,000 | 1,662 |
| Salaries and employee benefits | $7,753,000 | 1,611 |
| Premises and equipment expense | $1,220,000 | 1,791 |
| Additional noninterest expense | $2,056,000 | 1,601 |
| Pre-tax net operating income | $5,416,000 | 1,947 |
| Securities gains (losses) | $8,000 | 463 |
| Applicable income taxes | $0 | 3,596 |
| Income before extraordinary items | $5,424,000 | 1,729 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,424,000 | 1,726 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $5,424,000 | 1,728 |
| Net charge-offs | $26,000 | 1,832 |
| Cash dividends | $3,319,000 | 1,067 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $5,416,000 | 1,761 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $13,462,000 | 1,668 |
| Total interest expense | $1,557,000 | 1,278 |
| Net interest income | $11,905,000 | 1,696 |
| Provision for loan and lease losses | $185,000 | 1,516 |
| Total noninterest income | $2,300,000 | 1,629 |
| Gross Fiduciary activities income | $218,000 | 671 |
| Service charges on deposit accounts | $481,000 | 1,446 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,601,000 | 1,579 |
| Total noninterest expense | $9,646,000 | 1,674 |
| Salaries and employee benefits | $5,675,000 | 1,639 |
| Premises and equipment expense | $912,000 | 1,812 |
| Additional noninterest expense | $1,601,000 | 1,579 |
| Pre-tax net operating income | $4,374,000 | 1,839 |
| Securities gains (losses) | $8,000 | 472 |
| Applicable income taxes | $0 | 3,603 |
| Income before extraordinary items | $4,382,000 | 1,625 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,382,000 | 1,624 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $4,382,000 | 1,624 |
| Net charge-offs | $-23,000 | 3,851 |
| Cash dividends | $2,206,000 | 1,058 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $4,374,000 | 1,664 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $8,474,000 | 1,694 |
| Total interest expense | $616,000 | 1,698 |
| Net interest income | $7,858,000 | 1,683 |
| Provision for loan and lease losses | $123,000 | 1,421 |
| Total noninterest income | $1,511,000 | 1,627 |
| Gross Fiduciary activities income | $146,000 | 632 |
| Service charges on deposit accounts | $299,000 | 1,503 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,066,000 | 1,616 |
| Total noninterest expense | $6,344,000 | 1,673 |
| Salaries and employee benefits | $3,728,000 | 1,646 |
| Premises and equipment expense | $594,000 | 1,835 |
| Additional noninterest expense | $2,022,000 | 1,593 |
| Pre-tax net operating income | $2,902,000 | 1,775 |
| Securities gains (losses) | $8,000 | 423 |
| Applicable income taxes | $0 | 3,564 |
| Income before extraordinary items | $2,910,000 | 1,548 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,910,000 | 1,547 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $2,910,000 | 1,548 |
| Net charge-offs | $-18,000 | 3,849 |
| Cash dividends | $1,617,000 | 983 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $2,902,000 | 1,584 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $4,002,000 | 1,725 |
| Total interest expense | $246,000 | 1,940 |
| Net interest income | $3,756,000 | 1,702 |
| Provision for loan and lease losses | $61,000 | 1,232 |
| Total noninterest income | $721,000 | 1,685 |
| Gross Fiduciary activities income | $64,000 | 646 |
| Service charges on deposit accounts | $143,000 | 1,539 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $514,000 | 1,645 |
| Total noninterest expense | $3,141,000 | 1,682 |
| Salaries and employee benefits | $1,827,000 | 1,677 |
| Premises and equipment expense | $297,000 | 1,852 |
| Additional noninterest expense | $1,017,000 | 1,557 |
| Pre-tax net operating income | $1,275,000 | 1,845 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $0 | 3,450 |
| Income before extraordinary items | $1,275,000 | 1,630 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,275,000 | 1,629 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,275,000 | 1,630 |
| Net charge-offs | $-7,000 | 3,791 |
| Cash dividends | $366,000 | 1,375 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,275,000 | 1,651 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $18,257,000 | 1,591 |
| Total interest expense | $1,181,000 | 1,976 |
| Net interest income | $17,076,000 | 1,559 |
| Provision for loan and lease losses | $498,000 | 1,069 |
| Total noninterest income | $3,119,000 | 1,756 |
| Gross Fiduciary activities income | $253,000 | 652 |
| Service charges on deposit accounts | $531,000 | 1,541 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,335,000 | 1,761 |
| Total noninterest expense | $12,401,000 | 1,704 |
| Salaries and employee benefits | $7,541,000 | 1,627 |
| Premises and equipment expense | $1,152,000 | 1,871 |
| Additional noninterest expense | $3,708,000 | 1,672 |
| Pre-tax net operating income | $7,296,000 | 1,584 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $0 | 3,710 |
| Income before extraordinary items | $7,296,000 | 1,457 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $7,296,000 | 1,457 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $7,296,000 | 1,457 |
| Net charge-offs | $48,000 | 1,681 |
| Cash dividends | $4,345,000 | 885 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $7,296,000 | 1,427 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $14,157,000 | 1,578 |
| Total interest expense | $932,000 | 1,995 |
| Net interest income | $13,225,000 | 1,541 |
| Provision for loan and lease losses | $285,000 | 1,201 |
| Total noninterest income | $2,332,000 | 1,815 |
| Gross Fiduciary activities income | $187,000 | 648 |
| Service charges on deposit accounts | $373,000 | 1,605 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,772,000 | 1,802 |
| Total noninterest expense | $9,183,000 | 1,719 |
| Salaries and employee benefits | $5,581,000 | 1,650 |
| Premises and equipment expense | $855,000 | 1,913 |
| Additional noninterest expense | $2,747,000 | 1,692 |
| Pre-tax net operating income | $6,089,000 | 1,533 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $0 | 3,719 |
| Income before extraordinary items | $6,089,000 | 1,384 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $6,089,000 | 1,384 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $6,089,000 | 1,384 |
| Net charge-offs | $1,000 | 2,373 |
| Cash dividends | $2,926,000 | 889 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $6,089,000 | 1,366 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $8,723,000 | 1,680 |
| Total interest expense | $688,000 | 1,921 |
| Net interest income | $8,035,000 | 1,648 |
| Provision for loan and lease losses | $223,000 | 1,121 |
| Total noninterest income | $1,500,000 | 1,802 |
| Gross Fiduciary activities income | $116,000 | 655 |
| Service charges on deposit accounts | $221,000 | 1,677 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,163,000 | 1,767 |
| Total noninterest expense | $5,994,000 | 1,737 |
| Salaries and employee benefits | $3,621,000 | 1,676 |
| Premises and equipment expense | $556,000 | 1,929 |
| Additional noninterest expense | $1,817,000 | 1,685 |
| Pre-tax net operating income | $3,318,000 | 1,727 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $3,318,000 | 1,592 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,318,000 | 1,592 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $3,318,000 | 1,592 |
| Net charge-offs | $4,000 | 1,958 |
| Cash dividends | $1,622,000 | 997 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $3,318,000 | 1,561 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $4,203,000 | 1,733 |
| Total interest expense | $347,000 | 1,976 |
| Net interest income | $3,856,000 | 1,689 |
| Provision for loan and lease losses | $161,000 | 910 |
| Total noninterest income | $690,000 | 1,894 |
| Gross Fiduciary activities income | $56,000 | 661 |
| Service charges on deposit accounts | $110,000 | 1,677 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $524,000 | 1,875 |
| Total noninterest expense | $2,898,000 | 1,763 |
| Salaries and employee benefits | $1,727,000 | 1,724 |
| Premises and equipment expense | $285,000 | 1,908 |
| Additional noninterest expense | $886,000 | 1,696 |
| Pre-tax net operating income | $1,487,000 | 1,879 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $1,487,000 | 1,732 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,487,000 | 1,732 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,487,000 | 1,732 |
| Net charge-offs | $4,000 | 1,577 |
| Cash dividends | $312,000 | 1,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,487,000 | 1,688 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $16,002,000 | 1,794 |
| Total interest expense | $1,679,000 | 2,213 |
| Net interest income | $14,323,000 | 1,716 |
| Provision for loan and lease losses | $467,000 | 2,314 |
| Total noninterest income | $2,656,000 | 1,839 |
| Gross Fiduciary activities income | $223,000 | 664 |
| Service charges on deposit accounts | $511,000 | 1,595 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,922,000 | 1,824 |
| Total noninterest expense | $11,315,000 | 1,771 |
| Salaries and employee benefits | $6,349,000 | 1,820 |
| Premises and equipment expense | $988,000 | 2,051 |
| Additional noninterest expense | $3,978,000 | 1,542 |
| Pre-tax net operating income | $5,197,000 | 1,740 |
| Securities gains (losses) | $-51,000 | 4,920 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $5,146,000 | 1,602 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,146,000 | 1,602 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $5,146,000 | 1,602 |
| Net charge-offs | $-83,000 | 4,705 |
| Cash dividends | $3,468,000 | 1,006 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $5,197,000 | 1,547 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $11,882,000 | 1,817 |
| Total interest expense | $1,350,000 | 2,202 |
| Net interest income | $10,532,000 | 1,733 |
| Provision for loan and lease losses | $318,000 | 2,380 |
| Total noninterest income | $1,959,000 | 1,811 |
| Gross Fiduciary activities income | $162,000 | 656 |
| Service charges on deposit accounts | $378,000 | 1,610 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,419,000 | 1,798 |
| Total noninterest expense | $8,343,000 | 1,782 |
| Salaries and employee benefits | $4,680,000 | 1,810 |
| Premises and equipment expense | $717,000 | 2,085 |
| Additional noninterest expense | $2,946,000 | 1,538 |
| Pre-tax net operating income | $3,830,000 | 1,735 |
| Securities gains (losses) | $-51,000 | 4,919 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $3,779,000 | 1,584 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,779,000 | 1,584 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,779,000 | 1,585 |
| Net charge-offs | $-15,000 | 4,350 |
| Cash dividends | $2,301,000 | 988 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $3,830,000 | 1,532 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $7,821,000 | 1,863 |
| Total interest expense | $1,007,000 | 2,135 |
| Net interest income | $6,814,000 | 1,790 |
| Provision for loan and lease losses | $195,000 | 2,436 |
| Total noninterest income | $1,254,000 | 1,794 |
| Gross Fiduciary activities income | $105,000 | 666 |
| Service charges on deposit accounts | $261,000 | 1,589 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $888,000 | 1,791 |
| Total noninterest expense | $5,549,000 | 1,783 |
| Salaries and employee benefits | $3,120,000 | 1,822 |
| Premises and equipment expense | $476,000 | 2,089 |
| Additional noninterest expense | $1,953,000 | 1,537 |
| Pre-tax net operating income | $2,324,000 | 1,793 |
| Securities gains (losses) | $1,000 | 2,174 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $2,325,000 | 1,625 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,325,000 | 1,626 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,325,000 | 1,626 |
| Net charge-offs | $1,000 | 2,929 |
| Cash dividends | $995,000 | 1,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $2,324,000 | 1,582 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,866,000 | 1,861 |
| Total interest expense | $618,000 | 2,015 |
| Net interest income | $3,248,000 | 1,803 |
| Provision for loan and lease losses | $83,000 | 2,121 |
| Total noninterest income | $632,000 | 1,698 |
| Gross Fiduciary activities income | $54,000 | 671 |
| Service charges on deposit accounts | $168,000 | 1,505 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $410,000 | 1,706 |
| Total noninterest expense | $2,721,000 | 1,830 |
| Salaries and employee benefits | $1,521,000 | 1,867 |
| Premises and equipment expense | $243,000 | 2,084 |
| Additional noninterest expense | $957,000 | 1,579 |
| Pre-tax net operating income | $1,076,000 | 1,731 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $1,076,000 | 1,572 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,076,000 | 1,571 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,076,000 | 1,572 |
| Net charge-offs | $-3,000 | 4,005 |
| Cash dividends | $20,000 | 2,590 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,076,000 | 1,540 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $15,048,000 | 1,912 |
| Total interest expense | $2,913,000 | 1,842 |
| Net interest income | $12,135,000 | 1,913 |
| Provision for loan and lease losses | $358,000 | 1,797 |
| Total noninterest income | $2,624,000 | 1,700 |
| Gross Fiduciary activities income | $239,000 | 670 |
| Service charges on deposit accounts | $708,000 | 1,481 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,677,000 | 1,702 |
| Total noninterest expense | $10,230,000 | 1,884 |
| Salaries and employee benefits | $5,498,000 | 1,969 |
| Premises and equipment expense | $912,000 | 2,163 |
| Additional noninterest expense | $3,820,000 | 1,576 |
| Pre-tax net operating income | $4,171,000 | 1,993 |
| Securities gains (losses) | $33,000 | 1,424 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $4,204,000 | 1,814 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,204,000 | 1,816 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,204,000 | 1,816 |
| Net charge-offs | $273,000 | 1,428 |
| Cash dividends | $3,110,000 | 1,153 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $4,171,000 | 1,796 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $11,272,000 | 1,931 |
| Total interest expense | $2,230,000 | 1,832 |
| Net interest income | $9,042,000 | 1,943 |
| Provision for loan and lease losses | $293,000 | 1,632 |
| Total noninterest income | $1,957,000 | 1,701 |
| Gross Fiduciary activities income | $191,000 | 657 |
| Service charges on deposit accounts | $529,000 | 1,496 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,237,000 | 1,714 |
| Total noninterest expense | $7,637,000 | 1,905 |
| Salaries and employee benefits | $4,143,000 | 1,971 |
| Premises and equipment expense | $679,000 | 2,187 |
| Additional noninterest expense | $2,815,000 | 1,588 |
| Pre-tax net operating income | $3,069,000 | 2,083 |
| Securities gains (losses) | $41,000 | 1,142 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $3,110,000 | 1,888 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,110,000 | 1,887 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,110,000 | 1,889 |
| Net charge-offs | $-21,000 | 4,618 |
| Cash dividends | $1,901,000 | 1,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $3,069,000 | 1,873 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $7,443,000 | 1,947 |
| Total interest expense | $1,486,000 | 1,800 |
| Net interest income | $5,957,000 | 1,962 |
| Provision for loan and lease losses | $228,000 | 1,459 |
| Total noninterest income | $1,298,000 | 1,665 |
| Gross Fiduciary activities income | $137,000 | 656 |
| Service charges on deposit accounts | $347,000 | 1,488 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $814,000 | 1,694 |
| Total noninterest expense | $5,085,000 | 1,914 |
| Salaries and employee benefits | $2,759,000 | 1,974 |
| Premises and equipment expense | $455,000 | 2,183 |
| Additional noninterest expense | $1,871,000 | 1,603 |
| Pre-tax net operating income | $1,942,000 | 2,137 |
| Securities gains (losses) | $32,000 | 886 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $1,974,000 | 1,940 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,974,000 | 1,938 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,974,000 | 1,940 |
| Net charge-offs | $-15,000 | 4,594 |
| Cash dividends | $1,502,000 | 1,091 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,942,000 | 1,938 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,667,000 | 1,973 |
| Total interest expense | $737,000 | 1,774 |
| Net interest income | $2,930,000 | 1,990 |
| Provision for loan and lease losses | $114,000 | 1,382 |
| Total noninterest income | $628,000 | 1,677 |
| Gross Fiduciary activities income | $92,000 | 628 |
| Service charges on deposit accounts | $171,000 | 1,503 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $365,000 | 1,749 |
| Total noninterest expense | $2,521,000 | 1,930 |
| Salaries and employee benefits | $1,358,000 | 2,014 |
| Premises and equipment expense | $225,000 | 2,233 |
| Additional noninterest expense | $938,000 | 1,594 |
| Pre-tax net operating income | $923,000 | 2,161 |
| Securities gains (losses) | $21,000 | 571 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $944,000 | 1,960 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $944,000 | 1,958 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $944,000 | 1,959 |
| Net charge-offs | $-4,000 | 4,334 |
| Cash dividends | $694,000 | 1,085 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $923,000 | 1,977 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $13,490,000 | 2,020 |
| Total interest expense | $1,700,000 | 2,149 |
| Net interest income | $11,790,000 | 1,977 |
| Provision for loan and lease losses | $272,000 | 2,069 |
| Total noninterest income | $2,679,000 | 1,671 |
| Gross Fiduciary activities income | $252,000 | 683 |
| Service charges on deposit accounts | $717,000 | 1,502 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,710,000 | 1,652 |
| Total noninterest expense | $9,801,000 | 1,929 |
| Salaries and employee benefits | $5,351,000 | 1,986 |
| Premises and equipment expense | $852,000 | 2,272 |
| Additional noninterest expense | $3,598,000 | 1,641 |
| Pre-tax net operating income | $4,396,000 | 1,966 |
| Securities gains (losses) | $17,000 | 610 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $4,413,000 | 1,752 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,413,000 | 1,751 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,413,000 | 1,751 |
| Net charge-offs | $170,000 | 1,771 |
| Cash dividends | $4,842,000 | 766 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $4,396,000 | 1,751 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $9,827,000 | 2,057 |
| Total interest expense | $1,112,000 | 2,284 |
| Net interest income | $8,715,000 | 1,998 |
| Provision for loan and lease losses | $91,000 | 2,675 |
| Total noninterest income | $2,068,000 | 1,659 |
| Gross Fiduciary activities income | $204,000 | 669 |
| Service charges on deposit accounts | $532,000 | 1,520 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,332,000 | 1,635 |
| Total noninterest expense | $7,193,000 | 1,968 |
| Salaries and employee benefits | $3,988,000 | 1,988 |
| Premises and equipment expense | $583,000 | 2,430 |
| Additional noninterest expense | $2,622,000 | 1,677 |
| Pre-tax net operating income | $3,499,000 | 1,889 |
| Securities gains (losses) | $-2,000 | 4,476 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $3,497,000 | 1,683 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,497,000 | 1,682 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $3,497,000 | 1,682 |
| Net charge-offs | $125,000 | 1,559 |
| Cash dividends | $2,051,000 | 1,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $3,499,000 | 1,669 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $6,356,000 | 2,089 |
| Total interest expense | $635,000 | 2,439 |
| Net interest income | $5,721,000 | 2,025 |
| Provision for loan and lease losses | $61,000 | 2,572 |
| Total noninterest income | $1,331,000 | 1,690 |
| Gross Fiduciary activities income | $102,000 | 703 |
| Service charges on deposit accounts | $339,000 | 1,572 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $890,000 | 1,635 |
| Total noninterest expense | $4,683,000 | 2,016 |
| Salaries and employee benefits | $2,616,000 | 2,036 |
| Premises and equipment expense | $356,000 | 2,571 |
| Additional noninterest expense | $1,711,000 | 1,716 |
| Pre-tax net operating income | $2,308,000 | 1,882 |
| Securities gains (losses) | $-4,000 | 4,827 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $2,304,000 | 1,685 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,304,000 | 1,684 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,304,000 | 1,684 |
| Net charge-offs | $51,000 | 1,761 |
| Cash dividends | $1,462,000 | 986 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,308,000 | 1,667 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,083,000 | 2,122 |
| Total interest expense | $274,000 | 2,607 |
| Net interest income | $2,809,000 | 2,049 |
| Provision for loan and lease losses | $30,000 | 2,415 |
| Total noninterest income | $636,000 | 1,733 |
| Gross Fiduciary activities income | $43,000 | 733 |
| Service charges on deposit accounts | $165,000 | 1,608 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $428,000 | 1,636 |
| Total noninterest expense | $2,286,000 | 2,074 |
| Salaries and employee benefits | $1,281,000 | 2,093 |
| Premises and equipment expense | $177,000 | 2,638 |
| Additional noninterest expense | $828,000 | 1,760 |
| Pre-tax net operating income | $1,129,000 | 1,871 |
| Securities gains (losses) | $-3,000 | 5,077 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $1,126,000 | 1,670 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,126,000 | 1,670 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,126,000 | 1,670 |
| Net charge-offs | $4,000 | 2,263 |
| Cash dividends | $376,000 | 1,427 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,129,000 | 1,652 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $11,564,000 | 2,181 |
| Total interest expense | $775,000 | 2,973 |
| Net interest income | $10,789,000 | 2,099 |
| Provision for loan and lease losses | $78,000 | 3,268 |
| Total noninterest income | $2,666,000 | 1,709 |
| Gross Fiduciary activities income | $206,000 | 716 |
| Service charges on deposit accounts | $805,000 | 1,410 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,655,000 | 1,704 |
| Total noninterest expense | $9,022,000 | 2,074 |
| Salaries and employee benefits | $4,604,000 | 2,235 |
| Premises and equipment expense | $866,000 | 2,325 |
| Additional noninterest expense | $3,552,000 | 1,690 |
| Pre-tax net operating income | $4,355,000 | 1,918 |
| Securities gains (losses) | $73,000 | 740 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $4,428,000 | 1,489 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,428,000 | 1,489 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,428,000 | 1,489 |
| Net charge-offs | $49,000 | 2,978 |
| Cash dividends | $2,559,000 | 1,162 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $4,355,000 | 1,497 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $8,518,000 | 2,223 |
| Total interest expense | $547,000 | 3,066 |
| Net interest income | $7,971,000 | 2,131 |
| Provision for loan and lease losses | $57,000 | 3,147 |
| Total noninterest income | $2,028,000 | 1,708 |
| Gross Fiduciary activities income | $164,000 | 706 |
| Service charges on deposit accounts | $612,000 | 1,401 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,252,000 | 1,717 |
| Total noninterest expense | $6,630,000 | 2,109 |
| Salaries and employee benefits | $3,500,000 | 2,205 |
| Premises and equipment expense | $584,000 | 2,519 |
| Additional noninterest expense | $2,546,000 | 1,746 |
| Pre-tax net operating income | $3,312,000 | 1,908 |
| Securities gains (losses) | $73,000 | 718 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $3,385,000 | 1,564 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,385,000 | 1,563 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,385,000 | 1,564 |
| Net charge-offs | $50,000 | 2,467 |
| Cash dividends | $1,837,000 | 1,132 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $3,312,000 | 1,578 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $5,595,000 | 2,234 |
| Total interest expense | $335,000 | 3,173 |
| Net interest income | $5,260,000 | 2,136 |
| Provision for loan and lease losses | $43,000 | 2,969 |
| Total noninterest income | $1,371,000 | 1,683 |
| Gross Fiduciary activities income | $119,000 | 705 |
| Service charges on deposit accounts | $407,000 | 1,390 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $845,000 | 1,717 |
| Total noninterest expense | $4,434,000 | 2,111 |
| Salaries and employee benefits | $2,310,000 | 2,241 |
| Premises and equipment expense | $410,000 | 2,432 |
| Additional noninterest expense | $1,714,000 | 1,727 |
| Pre-tax net operating income | $2,154,000 | 1,916 |
| Securities gains (losses) | $27,000 | 880 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $2,181,000 | 1,586 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,181,000 | 1,586 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,181,000 | 1,586 |
| Net charge-offs | $27,000 | 2,414 |
| Cash dividends | $985,000 | 1,355 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,154,000 | 1,581 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,746,000 | 2,263 |
| Total interest expense | $154,000 | 3,312 |
| Net interest income | $2,592,000 | 2,162 |
| Provision for loan and lease losses | $21,000 | 2,773 |
| Total noninterest income | $655,000 | 1,722 |
| Gross Fiduciary activities income | $78,000 | 672 |
| Service charges on deposit accounts | $192,000 | 1,460 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $385,000 | 1,791 |
| Total noninterest expense | $2,209,000 | 2,144 |
| Salaries and employee benefits | $1,148,000 | 2,279 |
| Premises and equipment expense | $194,000 | 2,554 |
| Additional noninterest expense | $867,000 | 1,711 |
| Pre-tax net operating income | $1,017,000 | 1,941 |
| Securities gains (losses) | $-1,000 | 5,454 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $1,016,000 | 1,656 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,016,000 | 1,656 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,016,000 | 1,656 |
| Net charge-offs | $-2,000 | 4,280 |
| Cash dividends | $190,000 | 2,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,017,000 | 1,637 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $10,033,000 | 2,390 |
| Total interest expense | $568,000 | 3,410 |
| Net interest income | $9,465,000 | 2,292 |
| Provision for loan and lease losses | $137,000 | 2,813 |
| Total noninterest income | $2,536,000 | 1,832 |
| Gross Fiduciary activities income | $195,000 | 741 |
| Service charges on deposit accounts | $773,000 | 1,479 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,568,000 | 1,826 |
| Total noninterest expense | $8,267,000 | 2,228 |
| Salaries and employee benefits | $4,362,000 | 2,340 |
| Premises and equipment expense | $616,000 | 2,963 |
| Additional noninterest expense | $3,289,000 | 1,816 |
| Pre-tax net operating income | $3,597,000 | 2,086 |
| Securities gains (losses) | $14,000 | 2,531 |
| Applicable income taxes | $6,000 | 4,063 |
| Income before extraordinary items | $3,605,000 | 1,800 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,605,000 | 1,799 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,605,000 | 1,799 |
| Net charge-offs | $-8,000 | 4,943 |
| Cash dividends | $5,124,000 | 644 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $3,591,000 | 1,768 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $7,362,000 | 2,444 |
| Total interest expense | $418,000 | 3,477 |
| Net interest income | $6,944,000 | 2,333 |
| Provision for loan and lease losses | $97,000 | 2,783 |
| Total noninterest income | $1,884,000 | 1,849 |
| Gross Fiduciary activities income | $161,000 | 720 |
| Service charges on deposit accounts | $556,000 | 1,538 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,167,000 | 1,855 |
| Total noninterest expense | $6,015,000 | 2,289 |
| Salaries and employee benefits | $3,124,000 | 2,413 |
| Premises and equipment expense | $449,000 | 3,029 |
| Additional noninterest expense | $2,442,000 | 1,832 |
| Pre-tax net operating income | $2,716,000 | 2,109 |
| Securities gains (losses) | $14,000 | 2,461 |
| Applicable income taxes | $5,000 | 4,121 |
| Income before extraordinary items | $2,725,000 | 1,817 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,725,000 | 1,817 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,725,000 | 1,817 |
| Net charge-offs | $-18,000 | 5,062 |
| Cash dividends | $4,513,000 | 545 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,711,000 | 1,771 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,699,000 | 2,530 |
| Total interest expense | $264,000 | 3,588 |
| Net interest income | $4,435,000 | 2,411 |
| Provision for loan and lease losses | $58,000 | 2,850 |
| Total noninterest income | $1,186,000 | 1,898 |
| Gross Fiduciary activities income | $126,000 | 705 |
| Service charges on deposit accounts | $336,000 | 1,658 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $724,000 | 1,910 |
| Total noninterest expense | $3,844,000 | 2,382 |
| Salaries and employee benefits | $2,011,000 | 2,493 |
| Premises and equipment expense | $186,000 | 3,952 |
| Additional noninterest expense | $1,647,000 | 1,820 |
| Pre-tax net operating income | $1,719,000 | 2,175 |
| Securities gains (losses) | $9,000 | 2,280 |
| Applicable income taxes | $3,000 | 4,154 |
| Income before extraordinary items | $1,725,000 | 1,879 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,725,000 | 1,878 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,725,000 | 1,878 |
| Net charge-offs | $-14,000 | 5,094 |
| Cash dividends | $4,255,000 | 417 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,716,000 | 1,831 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,027,000 | 2,837 |
| Total interest expense | $99,000 | 4,117 |
| Net interest income | $1,928,000 | 2,706 |
| Provision for loan and lease losses | $18,000 | 2,946 |
| Total noninterest income | $576,000 | 1,893 |
| Gross Fiduciary activities income | $97,000 | 643 |
| Service charges on deposit accounts | $136,000 | 1,920 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $343,000 | 1,930 |
| Total noninterest expense | $1,652,000 | 2,675 |
| Salaries and employee benefits | $893,000 | 2,733 |
| Premises and equipment expense | $76,000 | 4,369 |
| Additional noninterest expense | $683,000 | 2,135 |
| Pre-tax net operating income | $834,000 | 2,201 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $2,000 | 4,104 |
| Income before extraordinary items | $832,000 | 1,922 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $832,000 | 1,922 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $832,000 | 1,922 |
| Net charge-offs | $-4,000 | 4,749 |
| Cash dividends | $3,700,000 | 268 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $832,000 | 1,873 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $8,399,000 | 2,748 |
| Total interest expense | $392,000 | 4,191 |
| Net interest income | $8,007,000 | 2,594 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $1,957,000 | 2,145 |
| Gross Fiduciary activities income | $124,000 | 802 |
| Service charges on deposit accounts | $583,000 | 1,867 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,250,000 | 2,093 |
| Total noninterest expense | $6,145,000 | 2,818 |
| Salaries and employee benefits | $3,427,000 | 2,779 |
| Premises and equipment expense | $283,000 | 4,567 |
| Additional noninterest expense | $2,435,000 | 2,395 |
| Pre-tax net operating income | $3,819,000 | 1,939 |
| Securities gains (losses) | $-328,000 | 6,131 |
| Applicable income taxes | $9,000 | 4,119 |
| Income before extraordinary items | $3,482,000 | 1,806 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,482,000 | 1,807 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,482,000 | 1,808 |
| Net charge-offs | $68,000 | 3,007 |
| Cash dividends | $1,381,000 | 1,739 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $3,810,000 | 1,633 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $6,283,000 | 2,771 |
| Total interest expense | $304,000 | 4,177 |
| Net interest income | $5,979,000 | 2,617 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $1,465,000 | 2,154 |
| Gross Fiduciary activities income | $87,000 | 803 |
| Service charges on deposit accounts | $433,000 | 1,900 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $945,000 | 2,102 |
| Total noninterest expense | $4,581,000 | 2,841 |
| Salaries and employee benefits | $2,577,000 | 2,779 |
| Premises and equipment expense | $222,000 | 4,540 |
| Additional noninterest expense | $1,782,000 | 2,431 |
| Pre-tax net operating income | $2,863,000 | 1,980 |
| Securities gains (losses) | $-258,000 | 6,222 |
| Applicable income taxes | $7,000 | 4,223 |
| Income before extraordinary items | $2,598,000 | 1,832 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,598,000 | 1,833 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,598,000 | 1,834 |
| Net charge-offs | $66,000 | 2,550 |
| Cash dividends | $785,000 | 1,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,856,000 | 1,655 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,156,000 | 2,786 |
| Total interest expense | $208,000 | 4,172 |
| Net interest income | $3,948,000 | 2,634 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $949,000 | 2,209 |
| Gross Fiduciary activities income | $51,000 | 831 |
| Service charges on deposit accounts | $279,000 | 1,924 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $619,000 | 2,132 |
| Total noninterest expense | $3,047,000 | 2,856 |
| Salaries and employee benefits | $1,716,000 | 2,800 |
| Premises and equipment expense | $144,000 | 4,633 |
| Additional noninterest expense | $1,187,000 | 2,454 |
| Pre-tax net operating income | $1,850,000 | 2,012 |
| Securities gains (losses) | $-171,000 | 6,299 |
| Applicable income taxes | $5,000 | 4,231 |
| Income before extraordinary items | $1,674,000 | 1,876 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,674,000 | 1,879 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,674,000 | 1,879 |
| Net charge-offs | $36,000 | 2,582 |
| Cash dividends | $495,000 | 1,963 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,845,000 | 1,683 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,058,000 | 2,804 |
| Total interest expense | $104,000 | 4,221 |
| Net interest income | $1,954,000 | 2,663 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $457,000 | 2,227 |
| Gross Fiduciary activities income | $27,000 | 835 |
| Service charges on deposit accounts | $128,000 | 2,046 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $302,000 | 2,120 |
| Total noninterest expense | $1,510,000 | 2,888 |
| Salaries and employee benefits | $863,000 | 2,813 |
| Premises and equipment expense | $67,000 | 4,781 |
| Additional noninterest expense | $580,000 | 2,489 |
| Pre-tax net operating income | $901,000 | 2,024 |
| Securities gains (losses) | $-83,000 | 6,364 |
| Applicable income taxes | $2,000 | 4,215 |
| Income before extraordinary items | $816,000 | 1,894 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $816,000 | 1,897 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $816,000 | 1,896 |
| Net charge-offs | $19,000 | 2,149 |
| Cash dividends | $28,000 | 2,718 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $899,000 | 1,686 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $8,459,000 | 2,769 |
| Total interest expense | $463,000 | 4,168 |
| Net interest income | $7,996,000 | 2,619 |
| Provision for loan and lease losses | $23,000 | 4,211 |
| Total noninterest income | $1,944,000 | 2,146 |
| Gross Fiduciary activities income | $115,000 | 832 |
| Service charges on deposit accounts | $581,000 | 2,026 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,248,000 | 2,019 |
| Total noninterest expense | $6,185,000 | 2,851 |
| Salaries and employee benefits | $3,363,000 | 2,841 |
| Premises and equipment expense | $324,000 | 4,536 |
| Additional noninterest expense | $2,498,000 | 2,417 |
| Pre-tax net operating income | $3,732,000 | 1,936 |
| Securities gains (losses) | $-259,000 | 6,423 |
| Applicable income taxes | $7,000 | 4,264 |
| Income before extraordinary items | $3,466,000 | 1,781 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,466,000 | 1,781 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,466,000 | 1,780 |
| Net charge-offs | $87,000 | 3,308 |
| Cash dividends | $1,953,000 | 1,318 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,725,000 | 1,657 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,326,000 | 2,795 |
| Total interest expense | $357,000 | 4,177 |
| Net interest income | $5,969,000 | 2,644 |
| Provision for loan and lease losses | $23,000 | 3,893 |
| Total noninterest income | $1,448,000 | 2,158 |
| Gross Fiduciary activities income | $88,000 | 832 |
| Service charges on deposit accounts | $429,000 | 2,050 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $931,000 | 2,039 |
| Total noninterest expense | $4,599,000 | 2,885 |
| Salaries and employee benefits | $2,516,000 | 2,856 |
| Premises and equipment expense | $247,000 | 4,545 |
| Additional noninterest expense | $1,836,000 | 2,455 |
| Pre-tax net operating income | $2,795,000 | 1,968 |
| Securities gains (losses) | $-175,000 | 6,483 |
| Applicable income taxes | $45,000 | 3,699 |
| Income before extraordinary items | $2,575,000 | 1,803 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,575,000 | 1,803 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,575,000 | 1,802 |
| Net charge-offs | $38,000 | 3,448 |
| Cash dividends | $1,352,000 | 1,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,746,500 | 1,670 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,166,000 | 2,823 |
| Total interest expense | $244,000 | 4,168 |
| Net interest income | $3,922,000 | 2,665 |
| Provision for loan and lease losses | $23,000 | 3,581 |
| Total noninterest income | $931,000 | 2,178 |
| Gross Fiduciary activities income | $45,000 | 871 |
| Service charges on deposit accounts | $271,000 | 2,120 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $615,000 | 2,019 |
| Total noninterest expense | $3,018,000 | 2,931 |
| Salaries and employee benefits | $1,653,000 | 2,906 |
| Premises and equipment expense | $152,000 | 4,726 |
| Additional noninterest expense | $1,213,000 | 2,464 |
| Pre-tax net operating income | $1,812,000 | 1,963 |
| Securities gains (losses) | $-89,000 | 6,535 |
| Applicable income taxes | $30,000 | 3,690 |
| Income before extraordinary items | $1,693,000 | 1,781 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,693,000 | 1,784 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,693,000 | 1,783 |
| Net charge-offs | $36,000 | 3,036 |
| Cash dividends | $1,097,000 | 1,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,780,220 | 1,668 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,065,000 | 2,858 |
| Total interest expense | $129,000 | 4,103 |
| Net interest income | $1,936,000 | 2,701 |
| Provision for loan and lease losses | $23,000 | 2,899 |
| Total noninterest income | $417,000 | 2,308 |
| Gross Fiduciary activities income | $23,000 | 878 |
| Service charges on deposit accounts | $125,000 | 2,241 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $269,000 | 2,162 |
| Total noninterest expense | $1,495,000 | 2,976 |
| Salaries and employee benefits | $832,000 | 2,909 |
| Premises and equipment expense | $75,000 | 4,812 |
| Additional noninterest expense | $588,000 | 2,527 |
| Pre-tax net operating income | $835,000 | 2,029 |
| Securities gains (losses) | $-17,000 | 6,485 |
| Applicable income taxes | $15,000 | 3,648 |
| Income before extraordinary items | $803,000 | 1,808 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $803,000 | 1,812 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $803,000 | 1,811 |
| Net charge-offs | $-21,000 | 6,063 |
| Cash dividends | $631,000 | 879 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $819,660 | 1,748 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $8,627,000 | 2,776 |
| Total interest expense | $728,000 | 3,655 |
| Net interest income | $7,899,000 | 2,631 |
| Provision for loan and lease losses | $92,000 | 3,777 |
| Total noninterest income | $2,019,000 | 2,156 |
| Gross Fiduciary activities income | $73,000 | 906 |
| Service charges on deposit accounts | $623,000 | 1,999 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,323,000 | 2,003 |
| Total noninterest expense | $6,262,000 | 2,887 |
| Salaries and employee benefits | $3,285,000 | 2,924 |
| Premises and equipment expense | $301,000 | 4,842 |
| Additional noninterest expense | $2,676,000 | 2,312 |
| Pre-tax net operating income | $3,564,000 | 1,878 |
| Securities gains (losses) | $-367,000 | 6,685 |
| Applicable income taxes | $55,000 | 3,721 |
| Income before extraordinary items | $3,142,000 | 1,829 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,142,000 | 1,831 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,142,000 | 1,831 |
| Net charge-offs | $205,000 | 2,986 |
| Cash dividends | $1,110,000 | 1,800 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,501,660 | 1,644 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,474,000 | 2,798 |
| Total interest expense | $592,000 | 3,562 |
| Net interest income | $5,882,000 | 2,659 |
| Provision for loan and lease losses | $68,000 | 3,740 |
| Total noninterest income | $1,553,000 | 2,159 |
| Gross Fiduciary activities income | $56,000 | 898 |
| Service charges on deposit accounts | $458,000 | 2,037 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,039,000 | 1,995 |
| Total noninterest expense | $4,710,000 | 2,892 |
| Salaries and employee benefits | $2,478,000 | 2,923 |
| Premises and equipment expense | $378,000 | 3,746 |
| Additional noninterest expense | $1,854,000 | 2,472 |
| Pre-tax net operating income | $2,657,000 | 1,944 |
| Securities gains (losses) | $-300,000 | 6,808 |
| Applicable income taxes | $40,000 | 3,822 |
| Income before extraordinary items | $2,317,000 | 1,893 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,317,000 | 1,899 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,317,000 | 1,898 |
| Net charge-offs | $181,000 | 2,679 |
| Cash dividends | $653,000 | 1,843 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,611,000 | 1,663 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,291,000 | 2,804 |
| Total interest expense | $421,000 | 3,474 |
| Net interest income | $3,870,000 | 2,680 |
| Provision for loan and lease losses | $45,000 | 3,696 |
| Total noninterest income | $1,039,000 | 2,177 |
| Gross Fiduciary activities income | $38,000 | 905 |
| Service charges on deposit accounts | $287,000 | 2,109 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $714,000 | 1,986 |
| Total noninterest expense | $3,086,000 | 2,928 |
| Salaries and employee benefits | $1,646,000 | 2,958 |
| Premises and equipment expense | $250,000 | 3,787 |
| Additional noninterest expense | $1,190,000 | 2,562 |
| Pre-tax net operating income | $1,778,000 | 1,911 |
| Securities gains (losses) | $-207,000 | 6,881 |
| Applicable income taxes | $25,000 | 3,842 |
| Income before extraordinary items | $1,546,000 | 1,883 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,546,000 | 1,889 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,546,000 | 1,889 |
| Net charge-offs | $143,000 | 2,419 |
| Cash dividends | $391,000 | 1,953 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,748,860 | 1,636 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,169,000 | 2,792 |
| Total interest expense | $220,000 | 3,465 |
| Net interest income | $1,949,000 | 2,669 |
| Provision for loan and lease losses | $23,000 | 3,509 |
| Total noninterest income | $509,000 | 2,205 |
| Gross Fiduciary activities income | $21,000 | 901 |
| Service charges on deposit accounts | $136,000 | 2,198 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $352,000 | 2,002 |
| Total noninterest expense | $1,543,000 | 2,953 |
| Salaries and employee benefits | $827,000 | 2,966 |
| Premises and equipment expense | $119,000 | 3,917 |
| Additional noninterest expense | $597,000 | 2,561 |
| Pre-tax net operating income | $892,000 | 1,886 |
| Securities gains (losses) | $-106,000 | 6,954 |
| Applicable income taxes | $10,000 | 3,924 |
| Income before extraordinary items | $776,000 | 1,830 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $776,000 | 1,831 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $776,000 | 1,832 |
| Net charge-offs | $103,000 | 1,871 |
| Cash dividends | $25,000 | 2,541 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $880,940 | 1,602 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $9,031,000 | 2,825 |
| Total interest expense | $1,102,000 | 3,381 |
| Net interest income | $7,929,000 | 2,685 |
| Provision for loan and lease losses | $366,000 | 3,117 |
| Total noninterest income | $2,216,000 | 2,042 |
| Gross Fiduciary activities income | $119,000 | 856 |
| Service charges on deposit accounts | $610,000 | 2,123 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,487,000 | 1,864 |
| Total noninterest expense | $6,396,000 | 2,889 |
| Salaries and employee benefits | $3,250,000 | 2,961 |
| Premises and equipment expense | $591,000 | 3,423 |
| Additional noninterest expense | $2,555,000 | 2,521 |
| Pre-tax net operating income | $3,383,000 | 1,881 |
| Securities gains (losses) | $-328,000 | 6,988 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $3,055,000 | 1,835 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,055,000 | 1,834 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,055,000 | 1,835 |
| Net charge-offs | $-5,000 | 6,511 |
| Cash dividends | $1,037,000 | 1,894 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $3,383,000 | 1,590 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,815,000 | 2,862 |
| Total interest expense | $859,000 | 3,408 |
| Net interest income | $5,956,000 | 2,728 |
| Provision for loan and lease losses | $274,000 | 3,098 |
| Total noninterest income | $1,631,000 | 2,067 |
| Gross Fiduciary activities income | $59,000 | 911 |
| Service charges on deposit accounts | $445,000 | 2,199 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,127,000 | 1,841 |
| Total noninterest expense | $4,736,000 | 2,924 |
| Salaries and employee benefits | $2,452,000 | 2,962 |
| Premises and equipment expense | $389,000 | 3,776 |
| Additional noninterest expense | $1,895,000 | 2,549 |
| Pre-tax net operating income | $2,577,000 | 1,924 |
| Securities gains (losses) | $-241,000 | 7,076 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $2,336,000 | 1,843 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,336,000 | 1,842 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,336,000 | 1,844 |
| Net charge-offs | $-5,000 | 6,472 |
| Cash dividends | $642,000 | 1,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,577,000 | 1,598 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,598,000 | 2,861 |
| Total interest expense | $599,000 | 3,405 |
| Net interest income | $3,999,000 | 2,725 |
| Provision for loan and lease losses | $182,000 | 3,097 |
| Total noninterest income | $1,025,000 | 2,124 |
| Gross Fiduciary activities income | $39,000 | 923 |
| Service charges on deposit accounts | $291,000 | 2,216 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $695,000 | 1,923 |
| Total noninterest expense | $3,124,000 | 2,961 |
| Salaries and employee benefits | $1,606,000 | 3,010 |
| Premises and equipment expense | $253,000 | 3,835 |
| Additional noninterest expense | $1,265,000 | 2,550 |
| Pre-tax net operating income | $1,718,000 | 1,901 |
| Securities gains (losses) | $-152,000 | 7,126 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $1,566,000 | 1,821 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,566,000 | 1,818 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,566,000 | 1,821 |
| Net charge-offs | $-13,000 | 6,695 |
| Cash dividends | $412,000 | 1,793 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,718,000 | 1,606 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,327,000 | 2,861 |
| Total interest expense | $320,000 | 3,370 |
| Net interest income | $2,007,000 | 2,717 |
| Provision for loan and lease losses | $91,000 | 2,985 |
| Total noninterest income | $496,000 | 2,159 |
| Gross Fiduciary activities income | $23,000 | 906 |
| Service charges on deposit accounts | $142,000 | 2,239 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $331,000 | 1,976 |
| Total noninterest expense | $1,542,000 | 2,984 |
| Salaries and employee benefits | $802,000 | 3,024 |
| Premises and equipment expense | $125,000 | 3,884 |
| Additional noninterest expense | $615,000 | 2,593 |
| Pre-tax net operating income | $870,000 | 1,891 |
| Securities gains (losses) | $-82,000 | 7,196 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $788,000 | 1,827 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $788,000 | 1,828 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $788,000 | 1,828 |
| Net charge-offs | $-4,000 | 6,305 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $870,000 | 1,569 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $9,593,000 | 2,860 |
| Total interest expense | $1,778,000 | 3,027 |
| Net interest income | $7,815,000 | 2,805 |
| Provision for loan and lease losses | $557,000 | 3,305 |
| Total noninterest income | $1,867,000 | 2,115 |
| Gross Fiduciary activities income | $77,000 | 870 |
| Service charges on deposit accounts | $620,000 | 2,188 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,170,000 | 1,939 |
| Total noninterest expense | $5,988,000 | 3,066 |
| Salaries and employee benefits | $3,034,000 | 3,093 |
| Premises and equipment expense | $536,000 | 3,858 |
| Additional noninterest expense | $2,418,000 | 2,653 |
| Pre-tax net operating income | $3,137,000 | 1,759 |
| Securities gains (losses) | $-203,000 | 7,162 |
| Applicable income taxes | $998,000 | 1,342 |
| Income before extraordinary items | $1,936,000 | 2,316 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,936,000 | 2,317 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,936,000 | 2,317 |
| Net charge-offs | $199,000 | 4,298 |
| Cash dividends | $297,000 | 3,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,069,980 | 2,127 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,216,000 | 2,888 |
| Total interest expense | $1,418,000 | 2,989 |
| Net interest income | $5,798,000 | 2,831 |
| Provision for loan and lease losses | $330,000 | 3,475 |
| Total noninterest income | $1,386,000 | 2,122 |
| Gross Fiduciary activities income | $59,000 | 864 |
| Service charges on deposit accounts | $455,000 | 2,231 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $872,000 | 1,923 |
| Total noninterest expense | $4,552,000 | 3,022 |
| Salaries and employee benefits | $2,305,000 | 3,066 |
| Premises and equipment expense | $414,000 | 3,831 |
| Additional noninterest expense | $1,833,000 | 2,647 |
| Pre-tax net operating income | $2,302,000 | 1,870 |
| Securities gains (losses) | $-138,000 | 7,256 |
| Applicable income taxes | $663,000 | 1,478 |
| Income before extraordinary items | $1,501,000 | 2,313 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,501,000 | 2,313 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,501,000 | 2,314 |
| Net charge-offs | $130,000 | 4,161 |
| Cash dividends | $128,000 | 3,002 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,596,220 | 2,119 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,794,000 | 2,914 |
| Total interest expense | $1,021,000 | 2,910 |
| Net interest income | $3,773,000 | 2,885 |
| Provision for loan and lease losses | $198,000 | 3,571 |
| Total noninterest income | $943,000 | 2,079 |
| Gross Fiduciary activities income | $42,000 | 867 |
| Service charges on deposit accounts | $288,000 | 2,295 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $613,000 | 1,844 |
| Total noninterest expense | $3,072,000 | 3,034 |
| Salaries and employee benefits | $1,525,000 | 3,109 |
| Premises and equipment expense | $299,000 | 3,657 |
| Additional noninterest expense | $1,248,000 | 2,653 |
| Pre-tax net operating income | $1,446,000 | 1,939 |
| Securities gains (losses) | $-89,000 | 7,307 |
| Applicable income taxes | $438,000 | 1,448 |
| Income before extraordinary items | $919,000 | 2,428 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $919,000 | 2,428 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $919,000 | 2,428 |
| Net charge-offs | $98,000 | 3,861 |
| Cash dividends | $78,000 | 2,935 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $979,520 | 2,237 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,404,000 | 2,922 |
| Total interest expense | $540,000 | 2,863 |
| Net interest income | $1,864,000 | 2,898 |
| Provision for loan and lease losses | $107,000 | 3,266 |
| Total noninterest income | $448,000 | 2,177 |
| Gross Fiduciary activities income | $22,000 | 866 |
| Service charges on deposit accounts | $141,000 | 2,313 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $285,000 | 1,973 |
| Total noninterest expense | $1,520,000 | 3,076 |
| Salaries and employee benefits | $759,000 | 3,130 |
| Premises and equipment expense | $149,000 | 3,714 |
| Additional noninterest expense | $612,000 | 2,681 |
| Pre-tax net operating income | $685,000 | 2,005 |
| Securities gains (losses) | $-48,000 | 7,331 |
| Applicable income taxes | $207,000 | 1,473 |
| Income before extraordinary items | $430,000 | 2,517 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $430,000 | 2,516 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $430,000 | 2,517 |
| Net charge-offs | $31,000 | 3,744 |
| Cash dividends | $28,000 | 2,411 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $462,640 | 2,357 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $10,256,000 | 2,900 |
| Total interest expense | $2,686,000 | 2,827 |
| Net interest income | $7,570,000 | 2,871 |
| Provision for loan and lease losses | $470,000 | 4,231 |
| Total noninterest income | $1,828,000 | 2,196 |
| Gross Fiduciary activities income | $63,000 | 936 |
| Service charges on deposit accounts | $682,000 | 2,081 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,083,000 | 2,089 |
| Total noninterest expense | $6,096,000 | 3,065 |
| Salaries and employee benefits | $3,048,000 | 3,066 |
| Premises and equipment expense | $498,000 | 4,197 |
| Additional noninterest expense | $2,550,000 | 2,642 |
| Pre-tax net operating income | $2,832,000 | 1,699 |
| Securities gains (losses) | $-52,000 | 7,162 |
| Applicable income taxes | $708,000 | 1,548 |
| Income before extraordinary items | $2,072,000 | 1,963 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,072,000 | 1,964 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,072,000 | 1,965 |
| Net charge-offs | $305,000 | 4,276 |
| Cash dividends | $252,000 | 3,066 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,111,000 | 1,859 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,756,000 | 2,934 |
| Total interest expense | $2,060,000 | 2,894 |
| Net interest income | $5,696,000 | 2,902 |
| Provision for loan and lease losses | $318,000 | 4,237 |
| Total noninterest income | $1,359,000 | 2,241 |
| Gross Fiduciary activities income | $48,000 | 924 |
| Service charges on deposit accounts | $524,000 | 2,101 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $787,000 | 2,090 |
| Total noninterest expense | $4,479,000 | 3,128 |
| Salaries and employee benefits | $2,282,000 | 3,093 |
| Premises and equipment expense | $359,000 | 4,362 |
| Additional noninterest expense | $1,838,000 | 2,680 |
| Pre-tax net operating income | $2,258,000 | 1,736 |
| Securities gains (losses) | $4,000 | 3,332 |
| Applicable income taxes | $750,000 | 1,266 |
| Income before extraordinary items | $1,512,000 | 2,125 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,512,000 | 2,127 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,512,000 | 2,128 |
| Net charge-offs | $109,000 | 4,824 |
| Cash dividends | $124,000 | 3,068 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,509,320 | 2,036 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,286,000 | 2,903 |
| Total interest expense | $1,406,000 | 2,934 |
| Net interest income | $3,880,000 | 2,833 |
| Provision for loan and lease losses | $226,000 | 4,050 |
| Total noninterest income | $887,000 | 2,212 |
| Gross Fiduciary activities income | $33,000 | 928 |
| Service charges on deposit accounts | $357,000 | 2,066 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $497,000 | 2,108 |
| Total noninterest expense | $3,010,000 | 3,108 |
| Salaries and employee benefits | $1,555,000 | 3,050 |
| Premises and equipment expense | $230,000 | 4,499 |
| Additional noninterest expense | $1,225,000 | 2,669 |
| Pre-tax net operating income | $1,531,000 | 1,700 |
| Securities gains (losses) | $23,000 | 2,310 |
| Applicable income taxes | $530,000 | 1,164 |
| Income before extraordinary items | $1,024,000 | 2,078 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,024,000 | 2,078 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,024,000 | 2,080 |
| Net charge-offs | $70,000 | 4,589 |
| Cash dividends | $45,000 | 3,218 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,008,820 | 2,029 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,648,000 | 2,950 |
| Total interest expense | $715,000 | 3,011 |
| Net interest income | $1,933,000 | 2,873 |
| Provision for loan and lease losses | $135,000 | 3,577 |
| Total noninterest income | $427,000 | 2,261 |
| Gross Fiduciary activities income | $18,000 | 923 |
| Service charges on deposit accounts | $173,000 | 2,107 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $236,000 | 2,153 |
| Total noninterest expense | $1,475,000 | 3,194 |
| Salaries and employee benefits | $777,000 | 3,083 |
| Premises and equipment expense | $112,000 | 4,636 |
| Additional noninterest expense | $586,000 | 2,760 |
| Pre-tax net operating income | $750,000 | 1,715 |
| Securities gains (losses) | $19,000 | 1,545 |
| Applicable income taxes | $263,000 | 1,161 |
| Income before extraordinary items | $506,000 | 2,125 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $506,000 | 2,124 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $506,000 | 2,125 |
| Net charge-offs | $-27,000 | 7,705 |
| Cash dividends | $25,000 | 2,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $493,460 | 2,079 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $11,461,000 | 2,874 |
| Total interest expense | $3,362,000 | 3,145 |
| Net interest income | $8,099,000 | 2,699 |
| Provision for loan and lease losses | $743,000 | 3,954 |
| Total noninterest income | $1,225,000 | 2,936 |
| Gross Fiduciary activities income | $80,000 | 898 |
| Service charges on deposit accounts | $714,000 | 2,213 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $431,000 | 3,438 |
| Total noninterest expense | $6,103,000 | 3,137 |
| Salaries and employee benefits | $3,048,000 | 3,128 |
| Premises and equipment expense | $509,000 | 4,329 |
| Additional noninterest expense | $2,546,000 | 2,702 |
| Pre-tax net operating income | $2,478,000 | 1,587 |
| Securities gains (losses) | $-895,000 | 7,690 |
| Applicable income taxes | $544,000 | 1,476 |
| Income before extraordinary items | $1,039,000 | 2,704 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,039,000 | 2,703 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,039,000 | 2,704 |
| Net charge-offs | $1,094,000 | 2,755 |
| Cash dividends | $146,000 | 3,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,629,700 | 1,940 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,657,000 | 2,899 |
| Total interest expense | $2,602,000 | 3,198 |
| Net interest income | $6,055,000 | 2,704 |
| Provision for loan and lease losses | $298,000 | 4,610 |
| Total noninterest income | $772,000 | 3,349 |
| Gross Fiduciary activities income | $57,000 | 892 |
| Service charges on deposit accounts | $523,000 | 2,272 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $192,000 | 4,351 |
| Total noninterest expense | $4,605,000 | 3,129 |
| Salaries and employee benefits | $2,319,000 | 3,115 |
| Premises and equipment expense | $387,000 | 4,342 |
| Additional noninterest expense | $1,899,000 | 2,682 |
| Pre-tax net operating income | $1,924,000 | 1,679 |
| Securities gains (losses) | $-892,000 | 7,846 |
| Applicable income taxes | $530,000 | 1,348 |
| Income before extraordinary items | $502,000 | 3,684 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $502,000 | 3,683 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $502,000 | 3,684 |
| Net charge-offs | $622,000 | 2,765 |
| Cash dividends | $70,000 | 3,783 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,072,880 | 2,314 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,836,000 | 2,897 |
| Total interest expense | $1,787,000 | 3,249 |
| Net interest income | $4,049,000 | 2,683 |
| Provision for loan and lease losses | $181,000 | 4,459 |
| Total noninterest income | $258,000 | 4,742 |
| Gross Fiduciary activities income | $36,000 | 916 |
| Service charges on deposit accounts | $328,000 | 2,352 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-106,000 | 7,971 |
| Total noninterest expense | $3,065,000 | 3,166 |
| Salaries and employee benefits | $1,545,000 | 3,157 |
| Premises and equipment expense | $243,000 | 4,535 |
| Additional noninterest expense | $1,277,000 | 2,688 |
| Pre-tax net operating income | $1,061,000 | 2,012 |
| Securities gains (losses) | $16,000 | 2,414 |
| Applicable income taxes | $370,000 | 1,340 |
| Income before extraordinary items | $707,000 | 2,473 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $707,000 | 2,470 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $707,000 | 2,472 |
| Net charge-offs | $64,000 | 4,699 |
| Cash dividends | $70,000 | 3,511 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $696,440 | 2,427 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,911,000 | 2,938 |
| Total interest expense | $903,000 | 3,323 |
| Net interest income | $2,008,000 | 2,703 |
| Provision for loan and lease losses | $90,000 | 4,033 |
| Total noninterest income | $372,000 | 2,637 |
| Gross Fiduciary activities income | $19,000 | 916 |
| Service charges on deposit accounts | $156,000 | 2,384 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $197,000 | 2,537 |
| Total noninterest expense | $1,498,000 | 3,150 |
| Salaries and employee benefits | $769,000 | 3,207 |
| Premises and equipment expense | $127,000 | 4,475 |
| Additional noninterest expense | $602,000 | 2,555 |
| Pre-tax net operating income | $792,000 | 1,622 |
| Securities gains (losses) | $9,000 | 1,939 |
| Applicable income taxes | $280,000 | 1,118 |
| Income before extraordinary items | $521,000 | 2,051 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $521,000 | 2,052 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $521,000 | 2,052 |
| Net charge-offs | $27,000 | 4,102 |
| Cash dividends | $35,000 | 2,800 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $515,150 | 1,950 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $12,115,000 | 3,011 |
| Total interest expense | $4,536,000 | 3,210 |
| Net interest income | $7,579,000 | 2,845 |
| Provision for loan and lease losses | $330,000 | 4,460 |
| Total noninterest income | $1,597,000 | 2,512 |
| Gross Fiduciary activities income | $93,000 | 897 |
| Service charges on deposit accounts | $778,000 | 2,176 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $726,000 | 2,595 |
| Total noninterest expense | $5,870,000 | 3,144 |
| Salaries and employee benefits | $3,052,000 | 3,199 |
| Premises and equipment expense | $487,000 | 4,533 |
| Additional noninterest expense | $2,331,000 | 2,486 |
| Pre-tax net operating income | $2,976,000 | 1,810 |
| Securities gains (losses) | $265,000 | 595 |
| Applicable income taxes | $1,051,000 | 1,160 |
| Income before extraordinary items | $2,190,000 | 1,830 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,190,000 | 1,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $560,000 | 2,649 |
| Cash dividends | $168,000 | 4,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,009,800 | 2,107 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,088,000 | 3,077 |
| Total interest expense | $3,546,000 | 3,220 |
| Net interest income | $5,542,000 | 2,927 |
| Provision for loan and lease losses | $167,000 | 4,483 |
| Total noninterest income | $1,190,000 | 2,602 |
| Gross Fiduciary activities income | $68,000 | 897 |
| Service charges on deposit accounts | $594,000 | 2,161 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $528,000 | 2,729 |
| Total noninterest expense | $4,245,000 | 3,227 |
| Salaries and employee benefits | $2,296,000 | 3,220 |
| Premises and equipment expense | $325,000 | 4,883 |
| Additional noninterest expense | $1,624,000 | 2,583 |
| Pre-tax net operating income | $2,320,000 | 2,057 |
| Securities gains (losses) | $234,000 | 554 |
| Applicable income taxes | $867,000 | 1,296 |
| Income before extraordinary items | $1,687,000 | 2,089 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,687,000 | 2,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $293,000 | 2,590 |
| Cash dividends | $58,000 | 4,658 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,532,560 | 2,401 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,185,000 | 3,069 |
| Total interest expense | $2,499,000 | 3,185 |
| Net interest income | $3,686,000 | 2,929 |
| Provision for loan and lease losses | $91,000 | 4,384 |
| Total noninterest income | $787,000 | 2,638 |
| Gross Fiduciary activities income | $43,000 | 922 |
| Service charges on deposit accounts | $390,000 | 2,179 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $354,000 | 2,764 |
| Total noninterest expense | $2,815,000 | 3,257 |
| Salaries and employee benefits | $1,473,000 | 3,379 |
| Premises and equipment expense | $208,000 | 5,032 |
| Additional noninterest expense | $1,134,000 | 2,456 |
| Pre-tax net operating income | $1,567,000 | 2,111 |
| Securities gains (losses) | $200,000 | 614 |
| Applicable income taxes | $601,000 | 1,388 |
| Income before extraordinary items | $1,166,000 | 2,262 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,166,000 | 2,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 2,520 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,034,000 | 2,463 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,213,000 | 3,026 |
| Total interest expense | $1,425,000 | 3,027 |
| Net interest income | $1,788,000 | 3,000 |
| Provision for loan and lease losses | $45,000 | 3,899 |
| Total noninterest income | $386,000 | 2,668 |
| Gross Fiduciary activities income | $23,000 | 924 |
| Service charges on deposit accounts | $194,000 | 2,129 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $169,000 | 2,831 |
| Total noninterest expense | $1,405,000 | 3,258 |
| Salaries and employee benefits | $757,000 | 3,330 |
| Premises and equipment expense | $99,000 | 5,177 |
| Additional noninterest expense | $549,000 | 2,501 |
| Pre-tax net operating income | $724,000 | 2,349 |
| Securities gains (losses) | $80,000 | 831 |
| Applicable income taxes | $280,000 | 1,553 |
| Income before extraordinary items | $524,000 | 2,578 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $524,000 | 2,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 2,415 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $472,000 | 2,747 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,624,000 | 3,363 |
| Total interest expense | $5,881,000 | 3,051 |
| Net interest income | $5,743,000 | 3,624 |
| Provision for loan and lease losses | $319,000 | 3,084 |
| Total noninterest income | $1,577,000 | 2,617 |
| Gross Fiduciary activities income | $53,000 | 1,004 |
| Service charges on deposit accounts | $783,000 | 2,174 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $741,000 | 2,672 |
| Total noninterest expense | $4,996,000 | 3,436 |
| Salaries and employee benefits | $2,676,000 | 3,537 |
| Premises and equipment expense | $343,000 | 5,463 |
| Additional noninterest expense | $1,977,000 | 2,694 |
| Pre-tax net operating income | $2,005,000 | 3,309 |
| Securities gains (losses) | $1,000 | 1,983 |
| Applicable income taxes | $638,000 | 2,429 |
| Income before extraordinary items | $1,368,000 | 3,633 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,368,000 | 3,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,770 |
| Cash dividends | $290,000 | 4,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,367,320 | 3,624 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,373,000 | 3,492 |
| Total interest expense | $4,223,000 | 3,170 |
| Net interest income | $4,150,000 | 3,733 |
| Provision for loan and lease losses | $273,000 | 2,441 |
| Total noninterest income | $1,131,000 | 2,689 |
| Gross Fiduciary activities income | $44,000 | 989 |
| Service charges on deposit accounts | $564,000 | 2,222 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $523,000 | 2,774 |
| Total noninterest expense | $3,630,000 | 3,517 |
| Salaries and employee benefits | $1,979,000 | 3,572 |
| Premises and equipment expense | $262,000 | 5,407 |
| Additional noninterest expense | $1,389,000 | 2,792 |
| Pre-tax net operating income | $1,378,000 | 3,645 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $450,000 | 2,669 |
| Income before extraordinary items | $928,000 | 4,047 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $928,000 | 4,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,682 |
| Cash dividends | $224,000 | 3,998 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $928,000 | 4,032 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,278,000 | 3,644 |
| Total interest expense | $2,593,000 | 3,354 |
| Net interest income | $2,685,000 | 3,836 |
| Provision for loan and lease losses | $181,000 | 2,293 |
| Total noninterest income | $699,000 | 2,836 |
| Gross Fiduciary activities income | $29,000 | 1,003 |
| Service charges on deposit accounts | $358,000 | 2,314 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $312,000 | 2,948 |
| Total noninterest expense | $2,363,000 | 3,614 |
| Salaries and employee benefits | $1,308,000 | 3,615 |
| Premises and equipment expense | $177,000 | 5,391 |
| Additional noninterest expense | $878,000 | 2,944 |
| Pre-tax net operating income | $840,000 | 3,908 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $273,000 | 2,841 |
| Income before extraordinary items | $567,000 | 4,280 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $567,000 | 4,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 3,211 |
| Cash dividends | $141,000 | 4,020 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $567,000 | 4,272 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,521,000 | 3,758 |
| Total interest expense | $1,227,000 | 3,483 |
| Net interest income | $1,294,000 | 3,920 |
| Provision for loan and lease losses | $90,000 | 2,153 |
| Total noninterest income | $357,000 | 2,774 |
| Gross Fiduciary activities income | $21,000 | 964 |
| Service charges on deposit accounts | $169,000 | 2,368 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $167,000 | 2,832 |
| Total noninterest expense | $1,154,000 | 3,675 |
| Salaries and employee benefits | $638,000 | 3,720 |
| Premises and equipment expense | $87,000 | 5,461 |
| Additional noninterest expense | $429,000 | 2,989 |
| Pre-tax net operating income | $407,000 | 3,953 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $132,000 | 2,911 |
| Income before extraordinary items | $275,000 | 4,359 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $275,000 | 4,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 1,982 |
| Cash dividends | $142,000 | 2,798 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $275,000 | 4,340 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,307,000 | 3,774 |
| Total interest expense | $3,939,000 | 3,636 |
| Net interest income | $5,368,000 | 3,814 |
| Provision for loan and lease losses | $454,000 | 2,050 |
| Total noninterest income | $1,228,000 | 3,077 |
| Gross Fiduciary activities income | $19,000 | 1,179 |
| Service charges on deposit accounts | $678,000 | 2,444 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $531,000 | 3,234 |
| Total noninterest expense | $4,422,000 | 3,671 |
| Salaries and employee benefits | $2,340,000 | 3,798 |
| Premises and equipment expense | $393,000 | 4,973 |
| Additional noninterest expense | $1,689,000 | 2,981 |
| Pre-tax net operating income | $1,720,000 | 3,983 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $548,000 | 3,017 |
| Income before extraordinary items | $1,172,000 | 4,329 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,172,000 | 4,329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $319,000 | 1,594 |
| Cash dividends | $381,000 | 4,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,172,000 | 4,309 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,834,000 | 3,809 |
| Total interest expense | $2,864,000 | 3,620 |
| Net interest income | $3,970,000 | 3,870 |
| Provision for loan and lease losses | $339,000 | 1,950 |
| Total noninterest income | $888,000 | 3,166 |
| Gross Fiduciary activities income | $8,000 | 1,232 |
| Service charges on deposit accounts | $490,000 | 2,519 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $390,000 | 3,262 |
| Total noninterest expense | $3,278,000 | 3,717 |
| Salaries and employee benefits | $1,734,000 | 3,828 |
| Premises and equipment expense | $310,000 | 4,819 |
| Additional noninterest expense | $1,234,000 | 3,048 |
| Pre-tax net operating income | $1,241,000 | 4,216 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $403,000 | 3,166 |
| Income before extraordinary items | $838,000 | 4,591 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $838,000 | 4,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 2,268 |
| Cash dividends | $304,000 | 3,613 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $838,000 | 4,582 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,471,000 | 3,809 |
| Total interest expense | $1,850,000 | 3,604 |
| Net interest income | $2,621,000 | 3,916 |
| Provision for loan and lease losses | $224,000 | 1,936 |
| Total noninterest income | $573,000 | 3,217 |
| Gross Fiduciary activities income | $4,000 | 1,273 |
| Service charges on deposit accounts | $305,000 | 2,625 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $264,000 | 3,236 |
| Total noninterest expense | $2,158,000 | 3,756 |
| Salaries and employee benefits | $1,152,000 | 3,856 |
| Premises and equipment expense | $209,000 | 4,797 |
| Additional noninterest expense | $797,000 | 3,148 |
| Pre-tax net operating income | $812,000 | 4,307 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $263,000 | 3,224 |
| Income before extraordinary items | $549,000 | 4,653 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $549,000 | 4,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 1,936 |
| Cash dividends | $222,000 | 3,552 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $549,000 | 4,645 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,226,000 | 3,770 |
| Total interest expense | $905,000 | 3,527 |
| Net interest income | $1,321,000 | 3,892 |
| Provision for loan and lease losses | $113,000 | 1,842 |
| Total noninterest income | $279,000 | 3,227 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $145,000 | 2,667 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $134,000 | 3,182 |
| Total noninterest expense | $1,095,000 | 3,741 |
| Salaries and employee benefits | $580,000 | 3,857 |
| Premises and equipment expense | $102,000 | 4,892 |
| Additional noninterest expense | $413,000 | 3,028 |
| Pre-tax net operating income | $392,000 | 4,321 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $127,000 | 3,258 |
| Income before extraordinary items | $265,000 | 4,722 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $265,000 | 4,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 1,896 |
| Cash dividends | $125,000 | 2,884 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $265,000 | 4,702 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,118,000 | 3,711 |
| Total interest expense | $2,977,000 | 3,351 |
| Net interest income | $5,141,000 | 3,877 |
| Provision for loan and lease losses | $456,000 | 2,042 |
| Total noninterest income | $1,079,000 | 3,373 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $631,000 | 2,557 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $448,000 | 3,567 |
| Total noninterest expense | $3,987,000 | 3,869 |
| Salaries and employee benefits | $2,039,000 | 4,074 |
| Premises and equipment expense | $350,000 | 5,289 |
| Additional noninterest expense | $1,598,000 | 3,075 |
| Pre-tax net operating income | $1,777,000 | 3,988 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $558,000 | 3,184 |
| Income before extraordinary items | $1,219,000 | 4,306 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,219,000 | 4,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $324,000 | 1,628 |
| Cash dividends | $270,000 | 4,554 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,219,000 | 4,276 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,918,000 | 3,755 |
| Total interest expense | $2,143,000 | 3,309 |
| Net interest income | $3,775,000 | 3,926 |
| Provision for loan and lease losses | $341,000 | 1,987 |
| Total noninterest income | $834,000 | 3,322 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $482,000 | 2,511 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $352,000 | 3,515 |
| Total noninterest expense | $2,964,000 | 3,869 |
| Salaries and employee benefits | $1,507,000 | 4,078 |
| Premises and equipment expense | $254,000 | 5,383 |
| Additional noninterest expense | $1,203,000 | 3,035 |
| Pre-tax net operating income | $1,304,000 | 4,105 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $425,000 | 3,224 |
| Income before extraordinary items | $879,000 | 4,517 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $879,000 | 4,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $191,000 | 1,730 |
| Cash dividends | $208,000 | 3,996 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $879,000 | 4,469 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,838,000 | 3,759 |
| Total interest expense | $1,379,000 | 3,261 |
| Net interest income | $2,459,000 | 3,976 |
| Provision for loan and lease losses | $226,000 | 1,948 |
| Total noninterest income | $515,000 | 3,442 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $305,000 | 2,586 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $210,000 | 3,682 |
| Total noninterest expense | $1,925,000 | 3,935 |
| Salaries and employee benefits | $976,000 | 4,150 |
| Premises and equipment expense | $158,000 | 5,558 |
| Additional noninterest expense | $791,000 | 3,043 |
| Pre-tax net operating income | $823,000 | 4,225 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $267,000 | 3,310 |
| Income before extraordinary items | $556,000 | 4,617 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $556,000 | 4,618 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,892 |
| Cash dividends | $151,000 | 3,805 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $556,000 | 4,566 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,877,000 | 3,781 |
| Total interest expense | $673,000 | 3,219 |
| Net interest income | $1,204,000 | 4,050 |
| Provision for loan and lease losses | $113,000 | 1,870 |
| Total noninterest income | $261,000 | 3,374 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $141,000 | 2,681 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $120,000 | 3,395 |
| Total noninterest expense | $951,000 | 3,996 |
| Salaries and employee benefits | $483,000 | 4,208 |
| Premises and equipment expense | $77,000 | 5,676 |
| Additional noninterest expense | $391,000 | 3,078 |
| Pre-tax net operating income | $401,000 | 4,267 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $130,000 | 3,352 |
| Income before extraordinary items | $271,000 | 4,655 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $271,000 | 4,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-65,000 | 8,707 |
| Cash dividends | $99,000 | 3,005 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $271,000 | 4,616 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,748,000 | 3,917 |
| Total interest expense | $2,238,000 | 3,323 |
| Net interest income | $4,510,000 | 4,113 |
| Provision for loan and lease losses | $549,000 | 1,820 |
| Total noninterest income | $1,068,000 | 3,383 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $657,000 | 2,518 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $411,000 | 3,661 |
| Total noninterest expense | $3,482,000 | 4,199 |
| Salaries and employee benefits | $1,850,000 | 4,246 |
| Premises and equipment expense | $246,000 | 6,228 |
| Additional noninterest expense | $1,386,000 | 3,332 |
| Pre-tax net operating income | $1,547,000 | 4,171 |
| Securities gains (losses) | $16,000 | 2,543 |
| Applicable income taxes | $494,000 | 3,376 |
| Income before extraordinary items | $1,069,000 | 4,520 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,069,000 | 4,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $251,000 | 2,242 |
| Cash dividends | $65,000 | 5,727 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,058,120 | 4,468 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,915,000 | 3,982 |
| Total interest expense | $1,572,000 | 3,477 |
| Net interest income | $3,343,000 | 4,140 |
| Provision for loan and lease losses | $411,000 | 1,729 |
| Total noninterest income | $797,000 | 3,419 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $489,000 | 2,547 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $308,000 | 3,677 |
| Total noninterest expense | $2,571,000 | 4,220 |
| Salaries and employee benefits | $1,283,000 | 4,457 |
| Premises and equipment expense | $239,000 | 5,492 |
| Additional noninterest expense | $1,049,000 | 3,284 |
| Pre-tax net operating income | $1,158,000 | 4,247 |
| Securities gains (losses) | $16,000 | 2,442 |
| Applicable income taxes | $398,000 | 3,310 |
| Income before extraordinary items | $776,000 | 4,706 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $776,000 | 4,706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $179,000 | 2,049 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $765,440 | 4,650 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,124,000 | 4,119 |
| Total interest expense | $928,000 | 3,828 |
| Net interest income | $2,196,000 | 4,192 |
| Provision for loan and lease losses | $273,000 | 1,709 |
| Total noninterest income | $525,000 | 3,456 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $320,000 | 2,571 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $205,000 | 3,684 |
| Total noninterest expense | $1,680,000 | 4,304 |
| Salaries and employee benefits | $857,000 | 4,487 |
| Premises and equipment expense | $159,000 | 5,500 |
| Additional noninterest expense | $664,000 | 3,443 |
| Pre-tax net operating income | $768,000 | 4,214 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $261,000 | 3,315 |
| Income before extraordinary items | $507,000 | 4,703 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $507,000 | 4,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 3,266 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $507,000 | 4,612 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,531,000 | 4,203 |
| Total interest expense | $442,000 | 4,024 |
| Net interest income | $1,089,000 | 4,209 |
| Provision for loan and lease losses | $137,000 | 1,650 |
| Total noninterest income | $264,000 | 3,393 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $148,000 | 2,703 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $116,000 | 3,401 |
| Total noninterest expense | $834,000 | 4,353 |
| Salaries and employee benefits | $428,000 | 4,494 |
| Premises and equipment expense | $78,000 | 5,588 |
| Additional noninterest expense | $328,000 | 3,487 |
| Pre-tax net operating income | $382,000 | 4,192 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $130,000 | 3,350 |
| Income before extraordinary items | $252,000 | 4,728 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $252,000 | 4,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 2,329 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $252,000 | 4,607 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,874,000 | 4,366 |
| Total interest expense | $1,896,000 | 4,189 |
| Net interest income | $3,978,000 | 4,388 |
| Provision for loan and lease losses | $558,000 | 1,985 |
| Total noninterest income | $1,090,000 | 3,526 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $638,000 | 2,566 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $452,000 | 3,754 |
| Total noninterest expense | $3,177,000 | 4,431 |
| Salaries and employee benefits | $1,584,000 | 4,670 |
| Premises and equipment expense | $297,000 | 5,687 |
| Additional noninterest expense | $1,296,000 | 3,498 |
| Pre-tax net operating income | $1,333,000 | 4,418 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $437,000 | 3,607 |
| Income before extraordinary items | $896,000 | 4,950 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $896,000 | 4,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 3,445 |
| Cash dividends | $97,000 | 5,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $896,000 | 4,783 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,369,000 | 4,444 |
| Total interest expense | $1,468,000 | 4,211 |
| Net interest income | $2,901,000 | 4,490 |
| Provision for loan and lease losses | $420,000 | 1,956 |
| Total noninterest income | $844,000 | 3,517 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $490,000 | 2,515 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $354,000 | 3,757 |
| Total noninterest expense | $2,352,000 | 4,464 |
| Salaries and employee benefits | $1,201,000 | 4,614 |
| Premises and equipment expense | $201,000 | 5,994 |
| Additional noninterest expense | $950,000 | 3,546 |
| Pre-tax net operating income | $973,000 | 4,621 |
| Securities gains (losses) | $-2,000 | 8,785 |
| Applicable income taxes | $329,000 | 3,760 |
| Income before extraordinary items | $642,000 | 5,215 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $642,000 | 5,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 3,062 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $643,320 | 5,030 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,897,000 | 4,487 |
| Total interest expense | $1,027,000 | 4,164 |
| Net interest income | $1,870,000 | 4,597 |
| Provision for loan and lease losses | $272,000 | 1,994 |
| Total noninterest income | $614,000 | 3,292 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $339,000 | 2,407 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $275,000 | 3,456 |
| Total noninterest expense | $1,559,000 | 4,454 |
| Salaries and employee benefits | $798,000 | 4,616 |
| Premises and equipment expense | $130,000 | 6,058 |
| Additional noninterest expense | $631,000 | 3,563 |
| Pre-tax net operating income | $653,000 | 4,619 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $222,000 | 3,766 |
| Income before extraordinary items | $431,000 | 5,207 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $431,000 | 5,207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,223 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $431,000 | 4,999 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,441,000 | 4,533 |
| Total interest expense | $526,000 | 4,176 |
| Net interest income | $915,000 | 4,656 |
| Provision for loan and lease losses | $135,000 | 1,910 |
| Total noninterest income | $315,000 | 3,140 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $178,000 | 2,247 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $137,000 | 3,373 |
| Total noninterest expense | $771,000 | 4,476 |
| Salaries and employee benefits | $398,000 | 4,629 |
| Premises and equipment expense | $64,000 | 6,109 |
| Additional noninterest expense | $309,000 | 3,577 |
| Pre-tax net operating income | $324,000 | 4,597 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $110,000 | 3,771 |
| Income before extraordinary items | $214,000 | 5,147 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $214,000 | 5,146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,819 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $214,000 | 4,956 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,788,000 | 4,679 |
| Total interest expense | $2,417,000 | 4,216 |
| Net interest income | $3,371,000 | 4,884 |
| Provision for loan and lease losses | $426,000 | 2,693 |
| Total noninterest income | $777,000 | 4,069 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $465,000 | 3,158 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $312,000 | 4,170 |
| Total noninterest expense | $2,917,000 | 4,554 |
| Salaries and employee benefits | $1,427,000 | 4,874 |
| Premises and equipment expense | $252,000 | 6,109 |
| Additional noninterest expense | $1,238,000 | 3,526 |
| Pre-tax net operating income | $805,000 | 5,753 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $268,000 | 4,638 |
| Income before extraordinary items | $537,000 | 6,226 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $537,000 | 6,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 3,805 |
| Cash dividends | $36,000 | 6,083 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $537,000 | 6,076 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,339,000 | 5,397 |
| Total interest expense | $3,144,000 | 4,558 |
| Net interest income | $2,195,000 | 6,137 |
| Provision for loan and lease losses | $231,000 | 3,825 |
| Total noninterest income | $405,000 | 5,648 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $337,000 | 3,871 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $68,000 | 7,169 |
| Total noninterest expense | $1,887,000 | 5,957 |
| Salaries and employee benefits | $915,000 | 6,303 |
| Premises and equipment expense | $145,000 | 7,606 |
| Additional noninterest expense | $827,000 | 4,683 |
| Pre-tax net operating income | $482,000 | 6,627 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $164,000 | 5,317 |
| Income before extraordinary items | $318,000 | 7,027 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $318,000 | 7,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 3,389 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $318,000 | 6,909 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,068,000 | 5,683 |
| Total interest expense | $3,011,000 | 4,910 |
| Net interest income | $2,057,000 | 6,487 |
| Provision for loan and lease losses | $321,000 | 2,705 |
| Total noninterest income | $379,000 | 5,679 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $299,000 | 4,068 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 6,911 |
| Total noninterest expense | $1,644,000 | 6,378 |
| Salaries and employee benefits | $779,000 | 6,831 |
| Premises and equipment expense | $153,000 | 7,548 |
| Additional noninterest expense | $712,000 | 5,115 |
| Pre-tax net operating income | $471,000 | 7,141 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $160,000 | 5,801 |
| Income before extraordinary items | $311,000 | 7,402 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $311,000 | 7,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $258,000 | 2,014 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $311,000 | 7,406 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,478,000 | 5,955 |
| Total interest expense | $2,460,000 | 5,241 |
| Net interest income | $2,018,000 | 6,611 |
| Provision for loan and lease losses | $324,000 | 2,500 |
| Total noninterest income | $360,000 | 5,920 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $283,000 | 4,144 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 7,232 |
| Total noninterest expense | $1,557,000 | 6,637 |
| Salaries and employee benefits | $761,000 | 6,937 |
| Premises and equipment expense | $145,000 | 7,752 |
| Additional noninterest expense | $651,000 | 5,521 |
| Pre-tax net operating income | $497,000 | 7,150 |
| Securities gains (losses) | $5,000 | 2,145 |
| Applicable income taxes | $172,000 | 6,016 |
| Income before extraordinary items | $330,000 | 7,395 |
| Extraordinary gains, net | $-2,000 | 10,141 |
| Net income | $328,000 | 7,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $189,000 | 2,487 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $326,700 | 7,400 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,724,000 | 6,731 |
| Total interest expense | $2,005,000 | 6,188 |
| Net interest income | $1,719,000 | 7,243 |
| Provision for loan and lease losses | $297,000 | 2,674 |
| Total noninterest income | $418,000 | 5,470 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $282,000 | 4,120 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $136,000 | 5,926 |
| Total noninterest expense | $1,331,000 | 7,152 |
| Salaries and employee benefits | $620,000 | 7,642 |
| Premises and equipment expense | $125,000 | 8,162 |
| Additional noninterest expense | $586,000 | 5,845 |
| Pre-tax net operating income | $510,000 | 7,311 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $137,000 | 7,022 |
| Income before extraordinary items | $373,000 | 7,387 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $373,000 | 7,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 3,434 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $373,000 | 7,314 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,438,000 | 8,462 |
| Total interest expense | $1,146,000 | 8,268 |
| Net interest income | $1,292,000 | 8,487 |
| Provision for loan and lease losses | $259,000 | 2,887 |
| Total noninterest income | $293,000 | 6,720 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $204,000 | 5,284 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 7,113 |
| Total noninterest expense | $1,180,000 | 7,734 |
| Salaries and employee benefits | $517,000 | 8,481 |
| Premises and equipment expense | $107,000 | 8,804 |
| Additional noninterest expense | $556,000 | 6,081 |
| Pre-tax net operating income | $146,000 | 9,864 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-65,000 | 10,660 |
| Income before extraordinary items | $211,000 | 9,062 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $211,000 | 9,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 3,318 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $211,000 | 9,020 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $752,000 | 11,072 |
| Total interest expense | $320,000 | 11,039 |
| Net interest income | $432,000 | 11,035 |
| Provision for loan and lease losses | $101,000 | 5,052 |
| Total noninterest income | $63,000 | 10,621 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $57,000 | 8,643 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 11,162 |
| Total noninterest expense | $700,000 | 9,821 |
| Salaries and employee benefits | $297,000 | 10,370 |
| Premises and equipment expense | $48,000 | 10,693 |
| Additional noninterest expense | $355,000 | 8,311 |
| Pre-tax net operating income | $-306,000 | 11,145 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $-306,000 | 11,186 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-306,000 | 11,185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $3,745,000 | 194 |
| Net operating income | $-306,000 | 11,154 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.