Home > First United Bank > Assets and Liabilities
First United Bank, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 99 | 1,714 |
| Assets and Liabilities | ||
| Total Assets: | $246,172,000 | 1,905 |
| Cash and due from depository institutions | $9,372,000 | 1,714 |
| Interest-bearing balances | $341,000 | 3,491 |
| Securities | $107,034,000 | 1,068 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $121,056,000 | 2,461 |
| Loan loss allowance | $1,842,000 | 1,994 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,972,000 | 2,871 |
| Other real estate owned | $108,000 | 1,714 |
| Goodwill and other intangibles | $81,000 | 2,760 |
| All other assets | $5,549,000 | 1,638 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $246,172,000 | 1,905 |
| Total liabilities | $226,058,000 | 1,876 |
| Total deposits | $214,075,000 | 1,757 |
| Interest-bearing deposits | $176,401,000 | 1,854 |
| Deposits held in domestic offices | $214,075,000 | 1,753 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,868,000 | 1,293 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $2,009,000 | 3,874 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,106,000 | 3,014 |
| Total equity capital | $20,114,000 | 2,212 |
| Total bank equity capital | $20,114,000 | 2,212 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,100,000 | 2,918 |
| Surplus | $6,478,000 | 2,407 |
| Undivided profits | $12,536,000 | 1,985 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,362,000 | 1,682 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $2,015,000 | 1,042 |
| Earning assets | $228,431,000 | 1,884 |
| Long-term assets (5+ years) | $79,214,000 | 1,186 |
| Average Assets, year-to-date | $252,764,200 | 1,782 |
| Average Assets, quarterly | $248,394,500 | 1,874 |
| Volatile liabilities | $66,283,000 | 1,314 |
| Insider loans | $8,652,000 | 507 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $21,160,000 | 2,272 |
| Tier 1 (core) risk-based capital | $21,896,000 | 2,019 |
| Tier 2 risk-based capital | $1,842,000 | 1,839 |
| Total risk weighted assets | $150,767,300 | 2,031 |
| Total unused commitments | $21,160,000 | 2,277 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 103 | 1,651 |
| Assets and Liabilities | ||
| Total Assets: | $259,404,000 | 1,790 |
| Cash and due from depository institutions | $15,430,000 | 1,651 |
| Interest-bearing balances | $4,904,000 | 1,246 |
| Securities | $107,973,000 | 1,071 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $128,393,000 | 2,185 |
| Loan loss allowance | $2,159,000 | 1,642 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,996,000 | 2,700 |
| Other real estate owned | $97,000 | 1,651 |
| Goodwill and other intangibles | $89,000 | 2,715 |
| All other assets | $4,426,000 | 1,724 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $259,404,000 | 1,790 |
| Total liabilities | $238,632,000 | 1,752 |
| Total deposits | $220,874,000 | 1,707 |
| Interest-bearing deposits | $179,831,000 | 1,815 |
| Deposits held in domestic offices | $220,874,000 | 1,701 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,288,000 | 904 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,230,000 | 2,783 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,240,000 | 2,961 |
| Total equity capital | $20,772,000 | 2,177 |
| Total bank equity capital | $20,772,000 | 2,177 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,100,000 | 2,916 |
| Surplus | $6,478,000 | 2,290 |
| Undivided profits | $13,194,000 | 1,988 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,155,000 | 2,129 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $2,010,000 | 1,034 |
| Earning assets | $241,270,000 | 1,764 |
| Long-term assets (5+ years) | $66,372,000 | 1,257 |
| Average Assets, year-to-date | $244,430,600 | 1,786 |
| Average Assets, quarterly | $254,930,500 | 1,782 |
| Volatile liabilities | $73,979,000 | 1,031 |
| Insider loans | $10,777,000 | 368 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $16,212,000 | 2,624 |
| Tier 1 (core) risk-based capital | $20,652,000 | 2,065 |
| Tier 2 risk-based capital | $1,937,050 | 1,667 |
| Total risk weighted assets | $154,741,950 | 1,849 |
| Total unused commitments | $16,212,000 | 2,631 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 107 | 1,632 |
| Assets and Liabilities | ||
| Total Assets: | $235,945,000 | 1,926 |
| Cash and due from depository institutions | $16,321,000 | 1,632 |
| Interest-bearing balances | $8,675,000 | 511 |
| Securities | $94,207,000 | 1,225 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $117,651,000 | 2,362 |
| Loan loss allowance | $2,238,000 | 1,607 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,955,000 | 2,670 |
| Other real estate owned | $120,000 | 1,632 |
| Goodwill and other intangibles | $98,000 | 2,618 |
| All other assets | $4,593,000 | 1,648 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $235,945,000 | 1,926 |
| Total liabilities | $216,286,000 | 1,905 |
| Total deposits | $203,372,000 | 1,857 |
| Interest-bearing deposits | $162,222,000 | 1,998 |
| Deposits held in domestic offices | $203,372,000 | 1,850 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,240,000 | 1,239 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $4,434,000 | 2,078 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,240,000 | 2,992 |
| Total equity capital | $19,659,000 | 2,267 |
| Total bank equity capital | $19,659,000 | 2,267 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,100,000 | 2,984 |
| Surplus | $6,478,000 | 2,260 |
| Undivided profits | $12,081,000 | 2,148 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $834,000 | 2,844 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $2,017,000 | 1,080 |
| Earning assets | $220,533,000 | 1,902 |
| Long-term assets (5+ years) | $46,421,000 | 1,462 |
| Average Assets, year-to-date | $234,149,400 | 1,858 |
| Average Assets, quarterly | $237,238,000 | 1,901 |
| Volatile liabilities | $51,193,000 | 1,387 |
| Insider loans | $10,227,000 | 378 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $19,207,000 | 2,173 |
| Tier 1 (core) risk-based capital | $19,443,000 | 2,194 |
| Tier 2 risk-based capital | $1,781,380 | 1,708 |
| Total risk weighted assets | $142,054,080 | 1,971 |
| Total unused commitments | $19,207,000 | 2,179 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 57 | 3,314 |
| Assets and Liabilities | ||
| Total Assets: | $131,309,000 | 3,431 |
| Cash and due from depository institutions | $15,961,000 | 3,314 |
| Interest-bearing balances | $8,385,000 | 462 |
| Securities | $57,776,000 | 2,101 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 7,418 |
| Net loans & leases | $54,035,000 | 4,759 |
| Loan loss allowance | $898,000 | 3,866 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,258,000 | 5,271 |
| Other real estate owned | $58,000 | 3,314 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,721,000 | 4,128 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $131,309,000 | 3,431 |
| Total liabilities | $120,842,000 | 3,370 |
| Total deposits | $114,391,000 | 3,330 |
| Interest-bearing deposits | $84,002,000 | 3,868 |
| Deposits held in domestic offices | $114,391,000 | 3,319 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,385,000 | 1,683 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,469,000 | 3,023 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $597,000 | 5,281 |
| Total equity capital | $10,467,000 | 4,175 |
| Total bank equity capital | $10,467,000 | 4,175 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,100,000 | 3,188 |
| Surplus | $1,100,000 | 7,346 |
| Undivided profits | $8,267,000 | 2,975 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $492,000 | 4,338 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $784,000 | 2,906 |
| Earning assets | $120,696,000 | 3,441 |
| Long-term assets (5+ years) | $22,205,000 | 2,473 |
| Average Assets, year-to-date | $124,879,800 | 3,452 |
| Average Assets, quarterly | $130,745,000 | 3,410 |
| Volatile liabilities | $28,518,000 | 2,167 |
| Insider loans | $8,362,000 | 513 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $12,572,000 | 2,877 |
| Tier 1 (core) risk-based capital | $10,395,000 | 4,108 |
| Tier 2 risk-based capital | $871,070 | 3,396 |
| Total risk weighted assets | $69,580,370 | 3,873 |
| Total unused commitments | $12,572,000 | 2,892 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 65 | 2,981 |
| Assets and Liabilities | ||
| Total Assets: | $120,592,000 | 3,712 |
| Cash and due from depository institutions | $11,809,000 | 2,981 |
| Interest-bearing balances | $6,881,000 | 706 |
| Securities | $50,373,000 | 2,499 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 8,274 |
| Net loans & leases | $54,900,000 | 4,630 |
| Loan loss allowance | $1,020,000 | 3,459 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,269,000 | 5,210 |
| Other real estate owned | $22,000 | 2,981 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,719,000 | 4,135 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $120,592,000 | 3,712 |
| Total liabilities | $109,673,000 | 3,687 |
| Total deposits | $103,014,000 | 3,704 |
| Interest-bearing deposits | $76,761,000 | 4,248 |
| Deposits held in domestic offices | $103,014,000 | 3,696 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,196,000 | 1,655 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $1,598,000 | 2,569 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $865,000 | 4,092 |
| Total equity capital | $10,919,000 | 3,993 |
| Total bank equity capital | $10,919,000 | 3,993 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,100,000 | 3,322 |
| Surplus | $1,100,000 | 7,493 |
| Undivided profits | $8,719,000 | 2,924 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $749,000 | 3,277 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $782,000 | 3,010 |
| Earning assets | $112,654,000 | 3,645 |
| Long-term assets (5+ years) | $12,622,000 | 3,479 |
| Average Assets, year-to-date | $121,618,000 | 3,548 |
| Average Assets, quarterly | $123,990,000 | 3,590 |
| Volatile liabilities | $25,893,000 | 2,115 |
| Insider loans | $7,992,000 | 553 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $20,832,000 | 1,952 |
| Tier 1 (core) risk-based capital | $10,643,000 | 3,973 |
| Tier 2 risk-based capital | $886,260 | 3,264 |
| Total risk weighted assets | $70,677,060 | 3,737 |
| Total unused commitments | $20,832,000 | 1,960 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 66 | 3,066 |
| Assets and Liabilities | ||
| Total Assets: | $115,879,000 | 3,815 |
| Cash and due from depository institutions | $5,239,000 | 3,066 |
| Interest-bearing balances | $358,000 | 3,782 |
| Securities | $50,005,000 | 2,621 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $56,773,000 | 4,405 |
| Loan loss allowance | $1,106,000 | 3,271 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,602,000 | 4,398 |
| Other real estate owned | $200,000 | 3,066 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,060,000 | 3,744 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $115,879,000 | 3,815 |
| Total liabilities | $104,867,000 | 3,837 |
| Total deposits | $96,860,000 | 3,902 |
| Interest-bearing deposits | $77,143,000 | 4,206 |
| Deposits held in domestic offices | $96,860,000 | 3,894 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,248,000 | 1,931 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,718,000 | 2,664 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $2,041,000 | 1,768 |
| Total equity capital | $11,012,000 | 3,700 |
| Total bank equity capital | $11,012,000 | 3,700 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,100,000 | 3,449 |
| Surplus | $1,100,000 | 7,643 |
| Undivided profits | $8,812,000 | 2,639 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $477,000 | 4,409 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $796,000 | 2,563 |
| Earning assets | $107,136,000 | 3,782 |
| Long-term assets (5+ years) | $9,431,000 | 4,265 |
| Average Assets, year-to-date | $123,002,600 | 3,520 |
| Average Assets, quarterly | $121,876,000 | 3,613 |
| Volatile liabilities | $18,652,000 | 2,671 |
| Insider loans | $6,537,000 | 667 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $20,177,000 | 1,898 |
| Tier 1 (core) risk-based capital | $11,142,000 | 3,691 |
| Tier 2 risk-based capital | $904,390 | 3,179 |
| Total risk weighted assets | $71,993,690 | 3,575 |
| Total unused commitments | $20,177,000 | 1,911 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 74 | 2,832 |
| Assets and Liabilities | ||
| Total Assets: | $121,284,000 | 3,725 |
| Cash and due from depository institutions | $7,217,000 | 2,832 |
| Interest-bearing balances | $3,079,000 | 1,809 |
| Securities | $52,947,000 | 2,619 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $56,954,000 | 4,289 |
| Loan loss allowance | $1,138,000 | 3,287 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,872,000 | 3,861 |
| Other real estate owned | $312,000 | 2,832 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,982,000 | 3,485 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $121,284,000 | 3,725 |
| Total liabilities | $109,546,000 | 3,754 |
| Total deposits | $106,179,000 | 3,668 |
| Interest-bearing deposits | $84,999,000 | 3,971 |
| Deposits held in domestic offices | $106,179,000 | 3,661 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,252,000 | 2,122 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $510,000 | 3,326 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $605,000 | 4,641 |
| Total equity capital | $11,738,000 | 3,487 |
| Total bank equity capital | $11,738,000 | 3,487 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,100,000 | 3,552 |
| Surplus | $1,100,000 | 7,752 |
| Undivided profits | $9,538,000 | 2,490 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $455,000 | 5,186 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $124,000 | 814 |
| Income earned, not collected on loans | $711,000 | 2,526 |
| Earning assets | $112,980,000 | 3,682 |
| Long-term assets (5+ years) | $11,238,000 | 4,058 |
| Average Assets, year-to-date | $128,012,800 | 3,459 |
| Average Assets, quarterly | $124,975,000 | 3,592 |
| Volatile liabilities | $20,427,000 | 2,354 |
| Insider loans | $7,041,000 | 608 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $18,740,000 | 1,970 |
| Tier 1 (core) risk-based capital | $11,738,000 | 3,406 |
| Tier 2 risk-based capital | $928,750 | 3,085 |
| Total risk weighted assets | $74,069,950 | 3,470 |
| Total unused commitments | $18,740,000 | 1,988 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 79 | 2,740 |
| Assets and Liabilities | ||
| Total Assets: | $127,135,000 | 3,644 |
| Cash and due from depository institutions | $11,159,000 | 2,740 |
| Interest-bearing balances | $8,018,000 | 930 |
| Securities | $49,313,000 | 2,775 |
| Federal funds sold & reverse repurchase agreements | $425,000 | 10,316 |
| Net loans & leases | $60,303,000 | 4,151 |
| Loan loss allowance | $843,000 | 4,305 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,049,000 | 3,525 |
| Other real estate owned | $1,607,000 | 2,740 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,279,000 | 3,187 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $127,135,000 | 3,644 |
| Total liabilities | $115,550,000 | 3,676 |
| Total deposits | $111,225,000 | 3,633 |
| Interest-bearing deposits | $90,716,000 | 3,876 |
| Deposits held in domestic offices | $111,225,000 | 3,624 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,716,000 | 1,578 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $609,000 | 4,976 |
| Total equity capital | $11,585,000 | 3,306 |
| Total bank equity capital | $11,585,000 | 3,306 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,100,000 | 3,713 |
| Surplus | $1,100,000 | 7,756 |
| Undivided profits | $9,385,000 | 2,345 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $503,000 | 5,628 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $817,000 | 2,443 |
| Earning assets | $118,059,000 | 3,572 |
| Long-term assets (5+ years) | $15,852,000 | 3,109 |
| Average Assets, year-to-date | $131,382,800 | 3,457 |
| Average Assets, quarterly | $133,178,500 | 3,461 |
| Volatile liabilities | $23,526,000 | 2,065 |
| Insider loans | $415,000 | 2,197 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $15,657,000 | 2,145 |
| Tier 1 (core) risk-based capital | $11,585,000 | 3,253 |
| Tier 2 risk-based capital | $843,000 | 3,374 |
| Total risk weighted assets | $79,413,700 | 3,302 |
| Total unused commitments | $15,657,000 | 2,161 |
| Derivatives | $0 | 651 |