Home > First United Bank > Assets and Liabilities
First United Bank, Assets and Liabilities
| 2007-06-30 | Rank | |
| # of Employees: | 76 | 2,310 |
| Assets and Liabilities | ||
| Total Assets: | $189,580,000 | 3,246 |
| Cash and due from depository institutions | $9,982,000 | 2,310 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $903,000 | 8,124 |
| Federal funds sold & reverse repurchase agreements | $31,521,000 | 472 |
| Net loans & leases | $92,373,000 | 4,103 |
| Loan loss allowance | $0 | 8,514 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $31,695,000 | 330 |
| Other real estate owned | $1,333,000 | 2,310 |
| Goodwill and other intangibles | $19,506,000 | 461 |
| All other assets | $2,267,000 | 4,951 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $189,580,000 | 3,246 |
| Total liabilities | $147,601,000 | 3,612 |
| Total deposits | $137,352,000 | 3,572 |
| Interest-bearing deposits | $130,408,000 | 3,267 |
| Deposits held in domestic offices | $137,352,000 | 3,570 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $2,116,000 | 4,305 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $8,133,000 | 790 |
| Total equity capital | $41,979,000 | 1,620 |
| Total bank equity capital | $41,979,000 | 1,620 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,500,000 | 1,654 |
| Surplus | $39,520,000 | 790 |
| Undivided profits | $-41,000 | 7,717 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,849,000 | 535 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $458,000 | 6,351 |
| Earning assets | $124,797,000 | 4,141 |
| Long-term assets (5+ years) | $3,933,000 | 6,189 |
| Average Assets, year-to-date | $180,070,000 | 3,342 |
| Average Assets, quarterly | $180,937,000 | 3,350 |
| Volatile liabilities | $23,341,000 | 4,325 |
| Insider loans | $0 | 7,685 |
| FHLB advances | $2,116,000 | 4,131 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $2,495,000 | 7,072 |
| Tier 1 (core) risk-based capital | $22,473,000 | 2,831 |
| Tier 2 risk-based capital | $0 | 8,509 |
| Total risk weighted assets | $135,843,000 | 3,230 |
| Total unused commitments | $2,495,000 | 7,075 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 101 | 1,709 |
| Assets and Liabilities | ||
| Total Assets: | $172,294,000 | 3,500 |
| Cash and due from depository institutions | $4,358,000 | 1,709 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $687,000 | 8,203 |
| Federal funds sold & reverse repurchase agreements | $28,773,000 | 635 |
| Net loans & leases | $108,122,000 | 3,639 |
| Loan loss allowance | $4,202,000 | 1,248 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $23,661,000 | 427 |
| Other real estate owned | $1,732,000 | 1,709 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $4,961,000 | 2,993 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $172,294,000 | 3,500 |
| Total liabilities | $152,106,000 | 3,527 |
| Total deposits | $148,500,000 | 3,358 |
| Interest-bearing deposits | $112,262,000 | 3,657 |
| Deposits held in domestic offices | $148,500,000 | 3,356 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $2,180,000 | 4,232 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,426,000 | 3,093 |
| Total equity capital | $20,188,000 | 3,208 |
| Total bank equity capital | $20,188,000 | 3,208 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,500,000 | 1,642 |
| Surplus | $10,632,000 | 2,375 |
| Undivided profits | $7,056,000 | 3,936 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,505,000 | 365 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $589,000 | 5,539 |
| Earning assets | $137,582,000 | 3,909 |
| Long-term assets (5+ years) | $4,099,000 | 6,116 |
| Average Assets, year-to-date | $175,315,000 | 3,422 |
| Average Assets, quarterly | $175,315,000 | 3,422 |
| Volatile liabilities | $23,969,000 | 4,164 |
| Insider loans | $0 | 7,710 |
| FHLB advances | $2,180,000 | 4,071 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $22,354,000 | 3,156 |
| Tier 1 (core) risk-based capital | $20,188,000 | 3,096 |
| Tier 2 risk-based capital | $1,836,000 | 2,558 |
| Total risk weighted assets | $144,235,000 | 3,057 |
| Total unused commitments | $22,354,000 | 3,156 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 91 | 1,906 |
| Assets and Liabilities | ||
| Total Assets: | $178,336,000 | 3,375 |
| Cash and due from depository institutions | $3,654,000 | 1,906 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $696,000 | 8,251 |
| Federal funds sold & reverse repurchase agreements | $12,044,000 | 1,369 |
| Net loans & leases | $132,588,000 | 3,123 |
| Loan loss allowance | $3,864,000 | 1,354 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $23,257,000 | 431 |
| Other real estate owned | $1,975,000 | 1,906 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $4,122,000 | 3,428 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $178,336,000 | 3,375 |
| Total liabilities | $158,343,000 | 3,381 |
| Total deposits | $154,975,000 | 3,202 |
| Interest-bearing deposits | $116,893,000 | 3,509 |
| Deposits held in domestic offices | $154,975,000 | 3,199 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $2,243,000 | 4,369 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,125,000 | 3,583 |
| Total equity capital | $19,993,000 | 3,177 |
| Total bank equity capital | $19,993,000 | 3,177 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $2,500,000 | 1,632 |
| Surplus | $10,632,000 | 2,327 |
| Undivided profits | $6,861,000 | 3,965 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,587,000 | 349 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $862,000 | 4,454 |
| Earning assets | $145,328,000 | 3,700 |
| Long-term assets (5+ years) | $4,163,000 | 6,072 |
| Average Assets, year-to-date | $176,575,600 | 3,282 |
| Average Assets, quarterly | $178,806,500 | 3,325 |
| Volatile liabilities | $25,042,000 | 4,152 |
| Insider loans | $0 | 7,725 |
| FHLB advances | $2,243,000 | 4,207 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $30,845,000 | 2,568 |
| Tier 1 (core) risk-based capital | $19,993,000 | 3,066 |
| Tier 2 risk-based capital | $2,071,000 | 2,293 |
| Total risk weighted assets | $163,650,000 | 2,711 |
| Total unused commitments | $30,845,000 | 2,568 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 98 | 1,779 |
| Assets and Liabilities | ||
| Total Assets: | $179,277,000 | 3,321 |
| Cash and due from depository institutions | $5,138,000 | 1,779 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $687,000 | 8,330 |
| Federal funds sold & reverse repurchase agreements | $407,000 | 5,353 |
| Net loans & leases | $147,676,000 | 2,812 |
| Loan loss allowance | $1,638,000 | 2,932 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $20,842,000 | 487 |
| Other real estate owned | $1,061,000 | 1,779 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $3,466,000 | 3,872 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $179,277,000 | 3,321 |
| Total liabilities | $157,571,000 | 3,374 |
| Total deposits | $143,358,000 | 3,387 |
| Interest-bearing deposits | $107,445,000 | 3,714 |
| Deposits held in domestic offices | $143,358,000 | 3,384 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,200,000 | 1,128 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $2,305,000 | 4,534 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $708,000 | 4,702 |
| Total equity capital | $21,706,000 | 2,945 |
| Total bank equity capital | $21,706,000 | 2,945 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,500,000 | 1,626 |
| Surplus | $10,633,000 | 2,292 |
| Undivided profits | $8,573,000 | 3,466 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,501,000 | 882 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $947,000 | 4,156 |
| Earning assets | $148,770,000 | 3,603 |
| Long-term assets (5+ years) | $4,187,000 | 6,049 |
| Average Assets, year-to-date | $176,135,500 | 3,293 |
| Average Assets, quarterly | $178,967,000 | 3,301 |
| Volatile liabilities | $36,388,000 | 3,293 |
| Insider loans | $0 | 7,800 |
| FHLB advances | $2,305,000 | 4,355 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $40,481,000 | 2,128 |
| Tier 1 (core) risk-based capital | $21,706,000 | 2,821 |
| Tier 2 risk-based capital | $1,728,000 | 2,670 |
| Total risk weighted assets | $173,809,000 | 2,548 |
| Total unused commitments | $40,481,000 | 2,130 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 93 | 1,883 |
| Assets and Liabilities | ||
| Total Assets: | $178,657,000 | 3,314 |
| Cash and due from depository institutions | $6,268,000 | 1,883 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $1,232,000 | 8,264 |
| Federal funds sold & reverse repurchase agreements | $708,000 | 4,840 |
| Net loans & leases | $145,160,000 | 2,827 |
| Loan loss allowance | $1,743,000 | 2,751 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $21,524,000 | 466 |
| Other real estate owned | $544,000 | 1,883 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $3,221,000 | 4,013 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $178,657,000 | 3,314 |
| Total liabilities | $157,259,000 | 3,345 |
| Total deposits | $153,900,000 | 3,149 |
| Interest-bearing deposits | $110,787,000 | 3,570 |
| Deposits held in domestic offices | $153,900,000 | 3,146 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $2,367,000 | 4,550 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $992,000 | 3,560 |
| Total equity capital | $21,398,000 | 2,877 |
| Total bank equity capital | $21,398,000 | 2,877 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $2,500,000 | 1,620 |
| Surplus | $10,632,000 | 2,255 |
| Undivided profits | $8,266,000 | 3,408 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,606,000 | 1,657 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $765,000 | 4,467 |
| Earning assets | $147,100,000 | 3,586 |
| Long-term assets (5+ years) | $5,571,000 | 5,610 |
| Average Assets, year-to-date | $175,088,330 | 3,306 |
| Average Assets, quarterly | $177,470,000 | 3,295 |
| Volatile liabilities | $23,513,000 | 4,234 |
| Insider loans | $0 | 7,848 |
| FHLB advances | $2,367,000 | 4,357 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $53,988,000 | 1,748 |
| Tier 1 (core) risk-based capital | $21,398,000 | 2,812 |
| Tier 2 risk-based capital | $1,863,000 | 2,487 |
| Total risk weighted assets | $171,983,000 | 2,543 |
| Total unused commitments | $53,988,000 | 1,749 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 98 | 1,769 |
| Assets and Liabilities | ||
| Total Assets: | $176,283,000 | 3,312 |
| Cash and due from depository institutions | $4,017,000 | 1,769 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $228,000 | 8,495 |
| Federal funds sold & reverse repurchase agreements | $14,700,000 | 1,011 |
| Net loans & leases | $134,045,000 | 2,964 |
| Loan loss allowance | $1,744,000 | 2,722 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $20,114,000 | 490 |
| Other real estate owned | $455,000 | 1,769 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $2,724,000 | 4,320 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $176,283,000 | 3,312 |
| Total liabilities | $154,971,000 | 3,375 |
| Total deposits | $151,209,000 | 3,178 |
| Interest-bearing deposits | $99,913,000 | 3,870 |
| Deposits held in domestic offices | $151,209,000 | 3,175 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $2,428,000 | 4,418 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,334,000 | 2,926 |
| Total equity capital | $21,312,000 | 2,861 |
| Total bank equity capital | $21,312,000 | 2,861 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,500,000 | 1,609 |
| Surplus | $10,632,000 | 2,191 |
| Undivided profits | $8,180,000 | 3,460 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $592,000 | 3,364 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $712,000 | 4,530 |
| Earning assets | $148,973,000 | 3,519 |
| Long-term assets (5+ years) | $5,483,000 | 5,625 |
| Average Assets, year-to-date | $173,304,000 | 3,337 |
| Average Assets, quarterly | $173,304,000 | 3,337 |
| Volatile liabilities | $18,760,000 | 4,665 |
| Insider loans | $0 | 7,878 |
| FHLB advances | $2,428,000 | 4,269 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $55,887,000 | 1,679 |
| Tier 1 (core) risk-based capital | $21,312,000 | 2,767 |
| Tier 2 risk-based capital | $1,864,000 | 2,456 |
| Total risk weighted assets | $160,343,000 | 2,653 |
| Total unused commitments | $55,887,000 | 1,681 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 104 | 1,656 |
| Assets and Liabilities | ||
| Total Assets: | $170,325,000 | 3,389 |
| Cash and due from depository institutions | $4,769,000 | 1,656 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $211,000 | 8,557 |
| Federal funds sold & reverse repurchase agreements | $900,000 | 4,956 |
| Net loans & leases | $141,581,000 | 2,816 |
| Loan loss allowance | $1,589,000 | 2,880 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $19,422,000 | 492 |
| Other real estate owned | $716,000 | 1,656 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $2,726,000 | 4,310 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $170,325,000 | 3,389 |
| Total liabilities | $149,297,000 | 3,439 |
| Total deposits | $140,803,000 | 3,339 |
| Interest-bearing deposits | $104,081,000 | 3,693 |
| Deposits held in domestic offices | $140,803,000 | 3,335 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,000,000 | 1,638 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,674,000 | 4,393 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $820,000 | 3,944 |
| Total equity capital | $21,028,000 | 2,860 |
| Total bank equity capital | $21,028,000 | 2,860 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $2,500,000 | 1,596 |
| Surplus | $10,632,000 | 2,161 |
| Undivided profits | $7,896,000 | 3,554 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $653,000 | 3,208 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $830,000 | 4,049 |
| Earning assets | $142,692,000 | 3,605 |
| Long-term assets (5+ years) | $5,480,000 | 5,644 |
| Average Assets, year-to-date | $173,894,200 | 3,195 |
| Average Assets, quarterly | $177,503,500 | 3,245 |
| Volatile liabilities | $22,238,000 | 4,184 |
| Insider loans | $0 | 7,892 |
| FHLB advances | $2,488,000 | 4,310 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $44,969,000 | 1,937 |
| Tier 1 (core) risk-based capital | $21,028,000 | 2,762 |
| Tier 2 risk-based capital | $1,589,000 | 2,751 |
| Total risk weighted assets | $163,886,000 | 2,575 |
| Total unused commitments | $44,969,000 | 1,937 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 116 | 1,472 |
| Assets and Liabilities | ||
| Total Assets: | $184,682,000 | 3,116 |
| Cash and due from depository institutions | $7,013,000 | 1,472 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $209,000 | 8,594 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 3,734 |
| Net loans & leases | $152,966,000 | 2,611 |
| Loan loss allowance | $1,566,000 | 2,902 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $19,388,000 | 475 |
| Other real estate owned | $461,000 | 1,472 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $2,645,000 | 4,331 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $184,682,000 | 3,116 |
| Total liabilities | $164,244,000 | 3,153 |
| Total deposits | $152,770,000 | 3,069 |
| Interest-bearing deposits | $111,996,000 | 3,410 |
| Deposits held in domestic offices | $152,770,000 | 3,065 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,000,000 | 1,279 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $2,740,000 | 4,475 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $734,000 | 4,177 |
| Total equity capital | $20,438,000 | 2,906 |
| Total bank equity capital | $20,438,000 | 2,906 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,500,000 | 1,568 |
| Surplus | $10,632,000 | 2,096 |
| Undivided profits | $7,306,000 | 3,757 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $940,000 | 2,530 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $721,000 | 4,492 |
| Earning assets | $155,175,000 | 3,349 |
| Long-term assets (5+ years) | $4,640,000 | 5,957 |
| Average Assets, year-to-date | $174,786,500 | 3,166 |
| Average Assets, quarterly | $185,008,500 | 3,085 |
| Volatile liabilities | $21,749,000 | 4,203 |
| Insider loans | $0 | 7,932 |
| FHLB advances | $2,548,000 | 4,348 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $43,749,000 | 1,923 |
| Tier 1 (core) risk-based capital | $20,438,000 | 2,824 |
| Tier 2 risk-based capital | $1,566,000 | 2,734 |
| Total risk weighted assets | $176,887,000 | 2,378 |
| Total unused commitments | $43,749,000 | 1,925 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 103 | 1,666 |
| Assets and Liabilities | ||
| Total Assets: | $185,335,000 | 3,056 |
| Cash and due from depository institutions | $7,638,000 | 1,666 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $211,000 | 8,615 |
| Federal funds sold & reverse repurchase agreements | $400,000 | 5,077 |
| Net loans & leases | $155,300,000 | 2,522 |
| Loan loss allowance | $1,549,000 | 2,899 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $19,190,000 | 466 |
| Other real estate owned | $46,000 | 1,666 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $2,550,000 | 4,298 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $185,335,000 | 3,056 |
| Total liabilities | $165,505,000 | 3,068 |
| Total deposits | $145,229,000 | 3,150 |
| Interest-bearing deposits | $107,020,000 | 3,502 |
| Deposits held in domestic offices | $145,229,000 | 3,147 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,800,000 | 846 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $2,772,000 | 4,392 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $704,000 | 4,055 |
| Total equity capital | $19,830,000 | 2,951 |
| Total bank equity capital | $19,830,000 | 2,951 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,500,000 | 1,549 |
| Surplus | $10,632,000 | 2,041 |
| Undivided profits | $6,698,000 | 3,934 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,947,000 | 1,316 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $684,000 | 4,330 |
| Earning assets | $155,911,000 | 3,272 |
| Long-term assets (5+ years) | $5,050,000 | 5,907 |
| Average Assets, year-to-date | $171,488,000 | 3,199 |
| Average Assets, quarterly | $177,342,500 | 3,139 |
| Volatile liabilities | $28,979,000 | 3,380 |
| Insider loans | $0 | 7,951 |
| FHLB advances | $2,607,000 | 4,287 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $46,462,000 | 1,803 |
| Tier 1 (core) risk-based capital | $19,830,000 | 2,836 |
| Tier 2 risk-based capital | $1,549,000 | 2,737 |
| Total risk weighted assets | $175,825,000 | 2,347 |
| Total unused commitments | $46,462,000 | 1,803 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 103 | 1,654 |
| Assets and Liabilities | ||
| Total Assets: | $169,350,000 | 3,273 |
| Cash and due from depository institutions | $4,971,000 | 1,654 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $210,000 | 8,687 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $143,684,000 | 2,649 |
| Loan loss allowance | $1,439,000 | 3,072 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $18,362,000 | 472 |
| Other real estate owned | $46,000 | 1,654 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $2,077,000 | 4,794 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $169,350,000 | 3,273 |
| Total liabilities | $150,176,000 | 3,314 |
| Total deposits | $133,845,000 | 3,366 |
| Interest-bearing deposits | $95,963,000 | 3,849 |
| Deposits held in domestic offices | $133,845,000 | 3,362 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,494,000 | 987 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $2,856,000 | 4,263 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $981,000 | 3,246 |
| Total equity capital | $19,174,000 | 2,948 |
| Total bank equity capital | $19,174,000 | 2,948 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,500,000 | 1,551 |
| Surplus | $10,632,000 | 1,998 |
| Undivided profits | $6,042,000 | 4,104 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,130,000 | 1,252 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $620,000 | 4,573 |
| Earning assets | $143,894,000 | 3,493 |
| Long-term assets (5+ years) | $7,403,000 | 5,328 |
| Average Assets, year-to-date | $164,564,500 | 3,330 |
| Average Assets, quarterly | $164,564,500 | 3,330 |
| Volatile liabilities | $19,668,000 | 4,214 |
| Insider loans | $0 | 8,007 |
| FHLB advances | $2,666,000 | 4,164 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $48,413,000 | 1,691 |
| Tier 1 (core) risk-based capital | $19,174,000 | 2,874 |
| Tier 2 risk-based capital | $1,439,000 | 2,869 |
| Total risk weighted assets | $169,945,000 | 2,378 |
| Total unused commitments | $48,413,000 | 1,692 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 99 | 1,719 |
| Assets and Liabilities | ||
| Total Assets: | $159,779,000 | 3,419 |
| Cash and due from depository institutions | $5,437,000 | 1,719 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $213,000 | 8,733 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $132,311,000 | 2,799 |
| Loan loss allowance | $1,439,000 | 3,030 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $18,244,000 | 477 |
| Other real estate owned | $2,086,000 | 1,719 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,488,000 | 5,590 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $159,779,000 | 3,419 |
| Total liabilities | $140,749,000 | 3,482 |
| Total deposits | $134,439,000 | 3,345 |
| Interest-bearing deposits | $98,207,000 | 3,751 |
| Deposits held in domestic offices | $134,439,000 | 3,342 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,744,000 | 2,054 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $2,948,000 | 4,280 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $618,000 | 4,221 |
| Total equity capital | $19,030,000 | 2,973 |
| Total bank equity capital | $19,030,000 | 2,973 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,500,000 | 1,534 |
| Surplus | $10,632,000 | 1,965 |
| Undivided profits | $5,898,000 | 4,237 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,378,000 | 785 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $577,000 | 4,830 |
| Earning assets | $132,524,000 | 3,703 |
| Long-term assets (5+ years) | $14,415,000 | 4,138 |
| Average Assets, year-to-date | $162,600,600 | 3,250 |
| Average Assets, quarterly | $164,779,000 | 3,307 |
| Volatile liabilities | $10,107,000 | 5,814 |
| Insider loans | $1,000 | 8,036 |
| FHLB advances | $2,724,000 | 4,165 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $55,847,000 | 1,459 |
| Tier 1 (core) risk-based capital | $19,030,000 | 2,845 |
| Tier 2 risk-based capital | $1,439,000 | 2,849 |
| Total risk weighted assets | $161,757,000 | 2,462 |
| Total unused commitments | $55,847,000 | 1,459 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 100 | 1,702 |
| Assets and Liabilities | ||
| Total Assets: | $169,779,000 | 3,200 |
| Cash and due from depository institutions | $5,850,000 | 1,702 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $212,000 | 8,780 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $140,729,000 | 2,639 |
| Loan loss allowance | $1,417,000 | 3,089 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $18,336,000 | 457 |
| Other real estate owned | $2,729,000 | 1,702 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $1,923,000 | 4,949 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $169,779,000 | 3,200 |
| Total liabilities | $151,133,000 | 3,232 |
| Total deposits | $141,081,000 | 3,152 |
| Interest-bearing deposits | $101,001,000 | 3,622 |
| Deposits held in domestic offices | $141,081,000 | 3,146 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,710,000 | 1,407 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $2,969,000 | 4,287 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $373,000 | 5,649 |
| Total equity capital | $18,646,000 | 3,015 |
| Total bank equity capital | $18,646,000 | 3,015 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $2,500,000 | 1,524 |
| Surplus | $10,632,000 | 1,929 |
| Undivided profits | $5,514,000 | 4,416 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,770,000 | 1,565 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $641,000 | 4,617 |
| Earning assets | $140,941,000 | 3,501 |
| Long-term assets (5+ years) | $19,916,000 | 3,539 |
| Average Assets, year-to-date | $163,306,000 | 3,240 |
| Average Assets, quarterly | $167,795,000 | 3,211 |
| Volatile liabilities | $18,308,000 | 4,315 |
| Insider loans | $3,000 | 8,043 |
| FHLB advances | $2,781,000 | 4,160 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $39,933,000 | 1,880 |
| Tier 1 (core) risk-based capital | $18,646,000 | 2,872 |
| Tier 2 risk-based capital | $1,417,000 | 2,869 |
| Total risk weighted assets | $162,161,000 | 2,415 |
| Total unused commitments | $39,933,000 | 1,883 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 100 | 1,710 |
| Assets and Liabilities | ||
| Total Assets: | $165,811,000 | 3,252 |
| Cash and due from depository institutions | $4,776,000 | 1,710 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $213,000 | 8,842 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $138,296,000 | 2,639 |
| Loan loss allowance | $1,400,000 | 3,107 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $18,452,000 | 443 |
| Other real estate owned | $2,289,000 | 1,710 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $1,785,000 | 5,096 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $165,811,000 | 3,252 |
| Total liabilities | $147,545,000 | 3,286 |
| Total deposits | $139,153,000 | 3,186 |
| Interest-bearing deposits | $101,742,000 | 3,612 |
| Deposits held in domestic offices | $139,153,000 | 3,182 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,895,000 | 1,295 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $185,000 | 5,584 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $312,000 | 5,735 |
| Total equity capital | $18,266,000 | 2,950 |
| Total bank equity capital | $18,266,000 | 2,950 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $2,500,000 | 1,525 |
| Surplus | $10,632,000 | 1,881 |
| Undivided profits | $5,134,000 | 4,434 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,586,000 | 1,748 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $633,000 | 4,396 |
| Earning assets | $138,509,000 | 3,542 |
| Long-term assets (5+ years) | $15,848,000 | 4,129 |
| Average Assets, year-to-date | $161,148,330 | 3,286 |
| Average Assets, quarterly | $163,994,000 | 3,258 |
| Volatile liabilities | $21,451,000 | 3,839 |
| Insider loans | $6,000 | 8,099 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $42,501,000 | 1,768 |
| Tier 1 (core) risk-based capital | $18,266,000 | 2,875 |
| Tier 2 risk-based capital | $1,400,000 | 2,871 |
| Total risk weighted assets | $159,837,000 | 2,412 |
| Total unused commitments | $42,501,000 | 1,773 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 100 | 1,699 |
| Assets and Liabilities | ||
| Total Assets: | $162,177,000 | 3,292 |
| Cash and due from depository institutions | $4,882,000 | 1,699 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $217,000 | 8,879 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $133,513,000 | 2,657 |
| Loan loss allowance | $1,315,000 | 3,217 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $18,509,000 | 431 |
| Other real estate owned | $2,937,000 | 1,699 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $2,119,000 | 4,524 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $162,177,000 | 3,292 |
| Total liabilities | $144,298,000 | 3,312 |
| Total deposits | $137,244,000 | 3,198 |
| Interest-bearing deposits | $99,544,000 | 3,673 |
| Deposits held in domestic offices | $137,244,000 | 3,194 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,150,000 | 1,360 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $148,000 | 5,511 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $756,000 | 3,879 |
| Total equity capital | $17,879,000 | 3,065 |
| Total bank equity capital | $17,879,000 | 3,065 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $2,500,000 | 1,519 |
| Surplus | $10,632,000 | 1,843 |
| Undivided profits | $4,747,000 | 4,803 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,661,000 | 1,764 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $642,000 | 4,273 |
| Earning assets | $133,730,000 | 3,623 |
| Long-term assets (5+ years) | $16,610,000 | 3,977 |
| Average Assets, year-to-date | $158,817,000 | 3,320 |
| Average Assets, quarterly | $158,817,000 | 3,320 |
| Volatile liabilities | $20,978,000 | 3,800 |
| Insider loans | $7,000 | 8,090 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $36,846,000 | 1,917 |
| Tier 1 (core) risk-based capital | $17,879,000 | 2,906 |
| Tier 2 risk-based capital | $1,315,000 | 2,991 |
| Total risk weighted assets | $153,043,000 | 2,448 |
| Total unused commitments | $36,846,000 | 1,921 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 100 | 1,730 |
| Assets and Liabilities | ||
| Total Assets: | $155,457,000 | 3,390 |
| Cash and due from depository institutions | $6,966,000 | 1,730 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $218,000 | 8,945 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $124,241,000 | 2,790 |
| Loan loss allowance | $1,233,000 | 3,367 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $18,635,000 | 430 |
| Other real estate owned | $3,674,000 | 1,730 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,723,000 | 5,058 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $155,457,000 | 3,390 |
| Total liabilities | $137,834,000 | 3,424 |
| Total deposits | $135,406,000 | 3,232 |
| Interest-bearing deposits | $99,280,000 | 3,656 |
| Deposits held in domestic offices | $135,406,000 | 3,228 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,681,000 | 2,385 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $184,000 | 5,457 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $563,000 | 4,430 |
| Total equity capital | $17,623,000 | 3,038 |
| Total bank equity capital | $17,623,000 | 3,038 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,500,000 | 1,527 |
| Surplus | $10,632,000 | 1,825 |
| Undivided profits | $4,491,000 | 4,875 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,857,000 | 1,641 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $592,000 | 4,757 |
| Earning assets | $124,459,000 | 3,812 |
| Long-term assets (5+ years) | $15,660,000 | 4,116 |
| Average Assets, year-to-date | $142,143,600 | 3,560 |
| Average Assets, quarterly | $152,667,500 | 3,418 |
| Volatile liabilities | $16,885,000 | 4,342 |
| Insider loans | $8,000 | 8,137 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $34,742,000 | 1,948 |
| Tier 1 (core) risk-based capital | $17,623,000 | 2,893 |
| Tier 2 risk-based capital | $1,233,000 | 3,126 |
| Total risk weighted assets | $144,615,000 | 2,550 |
| Total unused commitments | $34,742,000 | 1,950 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 96 | 1,815 |
| Assets and Liabilities | ||
| Total Assets: | $149,878,000 | 3,488 |
| Cash and due from depository institutions | $5,883,000 | 1,815 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $218,000 | 8,981 |
| Federal funds sold & reverse repurchase agreements | $1,900,000 | 4,487 |
| Net loans & leases | $117,939,000 | 2,886 |
| Loan loss allowance | $1,106,000 | 3,660 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $18,720,000 | 435 |
| Other real estate owned | $3,734,000 | 1,815 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,484,000 | 5,474 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $149,878,000 | 3,488 |
| Total liabilities | $132,613,000 | 3,533 |
| Total deposits | $132,014,000 | 3,294 |
| Interest-bearing deposits | $91,444,000 | 3,892 |
| Deposits held in domestic offices | $132,014,000 | 3,291 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $139,000 | 5,479 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $460,000 | 5,250 |
| Total equity capital | $17,265,000 | 3,091 |
| Total bank equity capital | $17,265,000 | 3,091 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,500,000 | 1,526 |
| Surplus | $10,632,000 | 1,807 |
| Undivided profits | $4,133,000 | 5,104 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $676,000 | 3,670 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $496,000 | 5,569 |
| Earning assets | $120,057,000 | 3,900 |
| Long-term assets (5+ years) | $11,989,000 | 4,674 |
| Average Assets, year-to-date | $138,815,250 | 3,649 |
| Average Assets, quarterly | $147,085,500 | 3,524 |
| Volatile liabilities | $11,068,000 | 5,441 |
| Insider loans | $10,000 | 8,170 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $31,164,000 | 2,111 |
| Tier 1 (core) risk-based capital | $17,265,000 | 2,939 |
| Tier 2 risk-based capital | $1,106,000 | 3,392 |
| Total risk weighted assets | $144,976,000 | 2,517 |
| Total unused commitments | $31,164,000 | 2,114 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 94 | 1,862 |
| Assets and Liabilities | ||
| Total Assets: | $144,293,000 | 3,586 |
| Cash and due from depository institutions | $6,224,000 | 1,862 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $219,000 | 9,013 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $113,919,000 | 2,945 |
| Loan loss allowance | $1,009,000 | 3,886 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $18,750,000 | 425 |
| Other real estate owned | $3,734,000 | 1,862 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,447,000 | 5,442 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $144,293,000 | 3,586 |
| Total liabilities | $127,425,000 | 3,645 |
| Total deposits | $120,817,000 | 3,537 |
| Interest-bearing deposits | $85,322,000 | 4,115 |
| Deposits held in domestic offices | $120,817,000 | 3,533 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,085,000 | 1,350 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $203,000 | 5,496 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $320,000 | 6,347 |
| Total equity capital | $16,868,000 | 3,156 |
| Total bank equity capital | $16,868,000 | 3,156 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,500,000 | 1,519 |
| Surplus | $10,632,000 | 1,773 |
| Undivided profits | $3,736,000 | 5,392 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $461,000 | 4,551 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $529,000 | 5,198 |
| Earning assets | $114,138,000 | 4,047 |
| Long-term assets (5+ years) | $9,774,000 | 4,935 |
| Average Assets, year-to-date | $135,127,670 | 3,735 |
| Average Assets, quarterly | $139,698,500 | 3,666 |
| Volatile liabilities | $16,971,000 | 4,255 |
| Insider loans | $12,000 | 8,209 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $29,564,000 | 2,149 |
| Tier 1 (core) risk-based capital | $16,868,000 | 2,957 |
| Tier 2 risk-based capital | $1,009,000 | 3,604 |
| Total risk weighted assets | $139,692,000 | 2,560 |
| Total unused commitments | $29,564,000 | 2,159 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 88 | 1,961 |
| Assets and Liabilities | ||
| Total Assets: | $135,104,000 | 3,767 |
| Cash and due from depository institutions | $6,709,000 | 1,961 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $219,000 | 9,065 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $104,640,000 | 3,105 |
| Loan loss allowance | $1,006,000 | 3,838 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $18,447,000 | 426 |
| Other real estate owned | $3,729,000 | 1,961 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,360,000 | 5,555 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $135,104,000 | 3,767 |
| Total liabilities | $118,513,000 | 3,835 |
| Total deposits | $117,807,000 | 3,576 |
| Interest-bearing deposits | $81,819,000 | 4,230 |
| Deposits held in domestic offices | $117,807,000 | 3,572 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $129,000 | 5,420 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $577,000 | 4,751 |
| Total equity capital | $16,591,000 | 3,152 |
| Total bank equity capital | $16,591,000 | 3,152 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,500,000 | 1,525 |
| Surplus | $10,632,000 | 1,740 |
| Undivided profits | $3,459,000 | 5,523 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $43,000 | 7,562 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $439,000 | 5,840 |
| Earning assets | $104,859,000 | 4,283 |
| Long-term assets (5+ years) | $7,646,000 | 5,383 |
| Average Assets, year-to-date | $130,545,000 | 3,829 |
| Average Assets, quarterly | $130,545,000 | 3,829 |
| Volatile liabilities | $9,078,000 | 5,935 |
| Insider loans | $13,000 | 8,219 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $27,233,000 | 2,199 |
| Tier 1 (core) risk-based capital | $16,591,000 | 2,968 |
| Tier 2 risk-based capital | $1,006,000 | 3,544 |
| Total risk weighted assets | $129,550,000 | 2,724 |
| Total unused commitments | $27,233,000 | 2,207 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 85 | 2,018 |
| Assets and Liabilities | ||
| Total Assets: | $125,986,000 | 3,921 |
| Cash and due from depository institutions | $5,572,000 | 2,018 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $211,000 | 9,107 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $97,775,000 | 3,297 |
| Loan loss allowance | $1,001,000 | 3,796 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $18,515,000 | 416 |
| Other real estate owned | $2,560,000 | 2,018 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,353,000 | 5,631 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $125,986,000 | 3,921 |
| Total liabilities | $109,496,000 | 4,020 |
| Total deposits | $103,153,000 | 3,943 |
| Interest-bearing deposits | $66,843,000 | 4,854 |
| Deposits held in domestic offices | $103,153,000 | 3,938 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,900,000 | 1,341 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $199,000 | 5,486 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $244,000 | 7,126 |
| Total equity capital | $16,490,000 | 3,125 |
| Total bank equity capital | $16,490,000 | 3,125 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,500,000 | 1,516 |
| Surplus | $10,632,000 | 1,700 |
| Undivided profits | $3,358,000 | 5,585 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,175,000 | 2,433 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $438,000 | 6,044 |
| Earning assets | $97,986,000 | 4,448 |
| Long-term assets (5+ years) | $7,152,000 | 5,463 |
| Average Assets, year-to-date | $122,659,600 | 3,872 |
| Average Assets, quarterly | $123,395,500 | 3,961 |
| Volatile liabilities | $11,184,000 | 5,387 |
| Insider loans | $15,000 | 8,245 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $23,389,000 | 2,357 |
| Tier 1 (core) risk-based capital | $16,490,000 | 2,923 |
| Tier 2 risk-based capital | $1,001,000 | 3,516 |
| Total risk weighted assets | $120,368,000 | 2,867 |
| Total unused commitments | $23,389,000 | 2,364 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 75 | 2,281 |
| Assets and Liabilities | ||
| Total Assets: | $121,887,000 | 3,907 |
| Cash and due from depository institutions | $7,386,000 | 2,281 |
| Interest-bearing balances | $31,000 | 6,017 |
| Securities | $214,000 | 9,352 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $97,786,000 | 3,192 |
| Loan loss allowance | $1,003,000 | 3,590 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $15,178,000 | 512 |
| Other real estate owned | $0 | 2,281 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,323,000 | 5,755 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $121,887,000 | 3,907 |
| Total liabilities | $106,012,000 | 4,024 |
| Total deposits | $105,777,000 | 3,761 |
| Interest-bearing deposits | $71,302,000 | 4,537 |
| Deposits held in domestic offices | $105,777,000 | 3,755 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $99,000 | 5,434 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $136,000 | 8,567 |
| Total equity capital | $15,875,000 | 3,023 |
| Total bank equity capital | $15,875,000 | 3,023 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,500,000 | 1,512 |
| Surplus | $10,632,000 | 1,612 |
| Undivided profits | $2,743,000 | 5,865 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,507,000 | 1,217 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $450,000 | 6,315 |
| Earning assets | $98,031,000 | 4,325 |
| Long-term assets (5+ years) | $1,665,000 | 7,548 |
| Average Assets, year-to-date | $116,487,600 | 3,901 |
| Average Assets, quarterly | $121,971,500 | 3,861 |
| Volatile liabilities | $7,721,000 | 6,324 |
| Insider loans | $22,000 | 8,362 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $15,562,000 | 2,962 |
| Tier 1 (core) risk-based capital | $15,875,000 | 2,891 |
| Tier 2 risk-based capital | $1,003,000 | 3,353 |
| Total risk weighted assets | $110,900,000 | 2,959 |
| Total unused commitments | $15,562,000 | 2,968 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 75 | 2,262 |
| Assets and Liabilities | ||
| Total Assets: | $110,668,000 | 4,100 |
| Cash and due from depository institutions | $5,556,000 | 2,262 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $572,000 | 9,614 |
| Federal funds sold & reverse repurchase agreements | $11,521,000 | 1,047 |
| Net loans & leases | $81,181,000 | 3,649 |
| Loan loss allowance | $955,000 | 3,630 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $10,969,000 | 720 |
| Other real estate owned | $0 | 2,262 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $869,000 | 6,563 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $110,668,000 | 4,100 |
| Total liabilities | $95,861,000 | 4,210 |
| Total deposits | $95,073,000 | 3,964 |
| Interest-bearing deposits | $60,840,000 | 4,970 |
| Deposits held in domestic offices | $95,073,000 | 3,959 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $180,000 | 5,348 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $608,000 | 5,133 |
| Total equity capital | $14,807,000 | 3,116 |
| Total bank equity capital | $14,807,000 | 3,116 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,500,000 | 1,522 |
| Surplus | $9,724,000 | 1,703 |
| Undivided profits | $2,583,000 | 6,007 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 8,608 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $523,000 | 4,953 |
| Earning assets | $93,274,000 | 4,392 |
| Long-term assets (5+ years) | $2,930,000 | 6,889 |
| Average Assets, year-to-date | $108,367,200 | 4,025 |
| Average Assets, quarterly | $108,888,500 | 4,111 |
| Volatile liabilities | $6,874,000 | 6,664 |
| Insider loans | $32,000 | 8,497 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $16,407,000 | 2,703 |
| Tier 1 (core) risk-based capital | $14,807,000 | 3,013 |
| Tier 2 risk-based capital | $955,000 | 3,399 |
| Total risk weighted assets | $94,779,300 | 3,235 |
| Total unused commitments | $16,407,000 | 2,707 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 77 | 2,264 |
| Assets and Liabilities | ||
| Total Assets: | $109,794,000 | 4,075 |
| Cash and due from depository institutions | $5,580,000 | 2,264 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $779,000 | 9,913 |
| Federal funds sold & reverse repurchase agreements | $7,965,000 | 1,216 |
| Net loans & leases | $84,877,000 | 3,400 |
| Loan loss allowance | $898,000 | 3,742 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $9,564,000 | 842 |
| Other real estate owned | $0 | 2,264 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,029,000 | 6,099 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $109,794,000 | 4,075 |
| Total liabilities | $97,501,000 | 4,119 |
| Total deposits | $96,756,000 | 3,839 |
| Interest-bearing deposits | $64,075,000 | 4,809 |
| Deposits held in domestic offices | $96,756,000 | 3,835 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $180,000 | 5,360 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $565,000 | 4,948 |
| Total equity capital | $12,293,000 | 3,562 |
| Total bank equity capital | $12,293,000 | 3,562 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,500,000 | 1,519 |
| Surplus | $7,624,000 | 2,090 |
| Undivided profits | $2,169,000 | 6,287 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,000 | 8,867 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $475,000 | 4,757 |
| Earning assets | $93,621,000 | 4,303 |
| Long-term assets (5+ years) | $5,797,000 | 6,034 |
| Average Assets, year-to-date | $102,767,200 | 4,166 |
| Average Assets, quarterly | $106,609,000 | 4,133 |
| Volatile liabilities | $8,260,000 | 5,949 |
| Insider loans | $0 | 9,133 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $23,856,000 | 2,067 |
| Tier 1 (core) risk-based capital | $12,293,000 | 3,558 |
| Tier 2 risk-based capital | $898,000 | 3,471 |
| Total risk weighted assets | $99,643,900 | 2,981 |
| Total unused commitments | $23,856,000 | 2,071 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 77 | 2,264 |
| Assets and Liabilities | ||
| Total Assets: | $100,597,000 | 4,338 |
| Cash and due from depository institutions | $6,462,000 | 2,264 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $459,000 | 10,201 |
| Federal funds sold & reverse repurchase agreements | $15,645,000 | 1,038 |
| Net loans & leases | $69,532,000 | 3,793 |
| Loan loss allowance | $657,000 | 4,682 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $7,655,000 | 987 |
| Other real estate owned | $0 | 2,264 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $844,000 | 6,515 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $100,597,000 | 4,338 |
| Total liabilities | $90,097,000 | 4,333 |
| Total deposits | $89,722,000 | 4,105 |
| Interest-bearing deposits | $57,447,000 | 5,202 |
| Deposits held in domestic offices | $89,722,000 | 4,099 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $375,000 | 6,731 |
| Total equity capital | $10,500,000 | 4,142 |
| Total bank equity capital | $10,500,000 | 4,142 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,500,000 | 1,467 |
| Surplus | $2,624,000 | 4,573 |
| Undivided profits | $5,376,000 | 4,234 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $542,000 | 3,766 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $452,000 | 4,982 |
| Earning assets | $85,636,000 | 4,611 |
| Long-term assets (5+ years) | $3,777,000 | 6,783 |
| Average Assets, year-to-date | $93,282,400 | 4,419 |
| Average Assets, quarterly | $98,359,000 | 4,353 |
| Volatile liabilities | $3,601,000 | 7,844 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $17,170,000 | 2,519 |
| Tier 1 (core) risk-based capital | $10,500,000 | 3,980 |
| Tier 2 risk-based capital | $657,000 | 4,287 |
| Total risk weighted assets | $81,083,500 | 3,399 |
| Total unused commitments | $17,170,000 | 2,524 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 78 | 2,278 |
| Assets and Liabilities | ||
| Total Assets: | $84,212,000 | 4,988 |
| Cash and due from depository institutions | $6,373,000 | 2,278 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $486,000 | 10,701 |
| Federal funds sold & reverse repurchase agreements | $12,320,000 | 1,088 |
| Net loans & leases | $56,023,000 | 4,544 |
| Loan loss allowance | $568,000 | 5,230 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $7,721,000 | 963 |
| Other real estate owned | $550,000 | 2,278 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $739,000 | 7,183 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $84,212,000 | 4,988 |
| Total liabilities | $75,152,000 | 5,002 |
| Total deposits | $74,857,000 | 4,768 |
| Interest-bearing deposits | $48,476,000 | 5,891 |
| Deposits held in domestic offices | $74,857,000 | 4,762 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $295,000 | 7,841 |
| Total equity capital | $9,060,000 | 4,694 |
| Total bank equity capital | $9,060,000 | 4,694 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,500,000 | 1,450 |
| Surplus | $2,624,000 | 4,559 |
| Undivided profits | $3,936,000 | 5,214 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $189,000 | 6,439 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $357,000 | 6,137 |
| Earning assets | $68,829,000 | 5,448 |
| Long-term assets (5+ years) | $3,495,000 | 6,743 |
| Average Assets, year-to-date | $81,242,400 | 4,951 |
| Average Assets, quarterly | $83,445,000 | 4,975 |
| Volatile liabilities | $4,518,000 | 7,416 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $14,824,000 | 2,633 |
| Tier 1 (core) risk-based capital | $9,060,000 | 4,552 |
| Tier 2 risk-based capital | $568,000 | 4,723 |
| Total risk weighted assets | $66,215,200 | 4,006 |
| Total unused commitments | $14,824,000 | 2,639 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 70 | 2,699 |
| Assets and Liabilities | ||
| Total Assets: | $76,264,000 | 5,508 |
| Cash and due from depository institutions | $5,368,000 | 2,699 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $503,000 | 11,238 |
| Federal funds sold & reverse repurchase agreements | $5,170,000 | 2,511 |
| Net loans & leases | $55,695,000 | 4,637 |
| Loan loss allowance | $557,000 | 5,480 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $7,941,000 | 986 |
| Other real estate owned | $83,000 | 2,699 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,504,000 | 4,622 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $76,264,000 | 5,508 |
| Total liabilities | $67,963,000 | 5,542 |
| Total deposits | $67,654,000 | 5,331 |
| Interest-bearing deposits | $41,753,000 | 6,694 |
| Deposits held in domestic offices | $67,654,000 | 5,321 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $309,000 | 7,771 |
| Total equity capital | $8,301,000 | 5,084 |
| Total bank equity capital | $8,301,000 | 5,084 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,500,000 | 1,513 |
| Surplus | $2,624,000 | 4,627 |
| Undivided profits | $3,177,000 | 5,906 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $612,000 | 3,807 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $380,000 | 5,885 |
| Earning assets | $61,368,000 | 6,068 |
| Long-term assets (5+ years) | $2,809,000 | 7,159 |
| Average Assets, year-to-date | $72,002,800 | 5,597 |
| Average Assets, quarterly | $74,719,500 | 5,545 |
| Volatile liabilities | $2,053,000 | 9,429 |
| Insider loans | $387,000 | 6,188 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $12,170,000 | 2,960 |
| Tier 1 (core) risk-based capital | $8,301,000 | 4,971 |
| Tier 2 risk-based capital | $557,000 | 4,840 |
| Total risk weighted assets | $63,009,000 | 4,200 |
| Total unused commitments | $12,170,000 | 2,975 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 59 | 3,298 |
| Assets and Liabilities | ||
| Total Assets: | $68,770,000 | 6,034 |
| Cash and due from depository institutions | $3,623,000 | 3,298 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $527,000 | 11,742 |
| Federal funds sold & reverse repurchase agreements | $9,305,000 | 1,561 |
| Net loans & leases | $46,995,000 | 5,211 |
| Loan loss allowance | $553,000 | 5,624 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $7,637,000 | 992 |
| Other real estate owned | $83,000 | 3,298 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $600,000 | 8,484 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $68,770,000 | 6,034 |
| Total liabilities | $61,148,000 | 6,066 |
| Total deposits | $60,723,000 | 5,883 |
| Interest-bearing deposits | $39,231,000 | 7,130 |
| Deposits held in domestic offices | $60,723,000 | 5,872 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $425,000 | 6,900 |
| Total equity capital | $7,622,000 | 5,479 |
| Total bank equity capital | $7,622,000 | 5,479 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $500,000 | 5,383 |
| Surplus | $4,624,000 | 3,059 |
| Undivided profits | $2,498,000 | 6,799 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,000 | 10,781 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $327,000 | 6,735 |
| Earning assets | $56,827,000 | 6,494 |
| Long-term assets (5+ years) | $3,091,000 | 6,996 |
| Average Assets, year-to-date | $64,543,400 | 6,117 |
| Average Assets, quarterly | $67,881,000 | 6,036 |
| Volatile liabilities | $2,618,000 | 8,942 |
| Insider loans | $280,000 | 7,232 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $9,614,000 | 3,372 |
| Tier 1 (core) risk-based capital | $7,622,000 | 5,349 |
| Tier 2 risk-based capital | $553,000 | 4,866 |
| Total risk weighted assets | $54,693,700 | 4,673 |
| Total unused commitments | $9,614,000 | 3,387 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 73 | 2,740 |
| Assets and Liabilities | ||
| Total Assets: | $60,127,000 | 6,626 |
| Cash and due from depository institutions | $4,741,000 | 2,740 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $1,479,000 | 12,208 |
| Federal funds sold & reverse repurchase agreements | $8,760,000 | 1,068 |
| Net loans & leases | $36,561,000 | 6,174 |
| Loan loss allowance | $557,000 | 5,739 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $7,845,000 | 941 |
| Other real estate owned | $110,000 | 2,740 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $631,000 | 8,692 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $60,127,000 | 6,626 |
| Total liabilities | $53,499,000 | 6,718 |
| Total deposits | $53,211,000 | 6,509 |
| Interest-bearing deposits | $34,666,000 | 7,756 |
| Deposits held in domestic offices | $53,211,000 | 6,503 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $288,000 | 7,490 |
| Total equity capital | $6,628,000 | 5,811 |
| Total bank equity capital | $6,628,000 | 5,811 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $500,000 | 5,677 |
| Surplus | $4,624,000 | 2,963 |
| Undivided profits | $1,504,000 | 8,016 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $440,000 | 4,606 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $171,000 | 605 |
| Income earned, not collected on loans | $283,000 | 6,872 |
| Earning assets | $46,800,000 | 7,387 |
| Long-term assets (5+ years) | $3,657,000 | 6,893 |
| Average Assets, year-to-date | $61,617,000 | 6,396 |
| Average Assets, quarterly | $60,949,000 | 6,539 |
| Volatile liabilities | $911,000 | 11,236 |
| Insider loans | $4,000 | 11,142 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $13,421,000 | 2,554 |
| Tier 1 (core) risk-based capital | $6,628,000 | 5,903 |
| Tier 2 risk-based capital | $557,000 | 4,849 |
| Total risk weighted assets | $46,369,000 | 5,255 |
| Total unused commitments | $13,421,000 | 2,564 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 65 | 3,235 |
| Assets and Liabilities | ||
| Total Assets: | $64,740,000 | 6,448 |
| Cash and due from depository institutions | $6,088,000 | 3,235 |
| Interest-bearing balances | $148,000 | 5,944 |
| Securities | $1,124,000 | 12,859 |
| Federal funds sold & reverse repurchase agreements | $9,800,000 | 1,394 |
| Net loans & leases | $41,845,000 | 5,518 |
| Loan loss allowance | $560,000 | 5,876 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $4,927,000 | 1,483 |
| Other real estate owned | $225,000 | 3,235 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $731,000 | 7,580 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $64,740,000 | 6,448 |
| Total liabilities | $60,601,000 | 6,283 |
| Total deposits | $60,436,000 | 6,082 |
| Interest-bearing deposits | $41,089,000 | 7,272 |
| Deposits held in domestic offices | $60,436,000 | 6,074 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $165,000 | 10,010 |
| Total equity capital | $4,139,000 | 8,215 |
| Total bank equity capital | $4,139,000 | 8,215 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $500,000 | 5,937 |
| Surplus | $2,570,000 | 4,607 |
| Undivided profits | $1,069,000 | 9,349 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $276,000 | 6,636 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $294,000 | 6,194 |
| Earning assets | $52,917,000 | 7,021 |
| Long-term assets (5+ years) | $4,331,000 | 6,850 |
| Average Assets, year-to-date | $51,431,200 | 7,434 |
| Average Assets, quarterly | $59,884,000 | 6,791 |
| Volatile liabilities | $2,800,000 | 8,636 |
| Insider loans | $18,000 | 11,301 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $23,452,000 | 1,695 |
| Tier 1 (core) risk-based capital | $4,139,000 | 8,130 |
| Tier 2 risk-based capital | $533,540 | 4,994 |
| Total risk weighted assets | $42,656,740 | 5,612 |
| Total unused commitments | $23,452,000 | 1,717 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 39 | 5,307 |
| Assets and Liabilities | ||
| Total Assets: | $32,856,000 | 9,985 |
| Cash and due from depository institutions | $3,670,000 | 5,307 |
| Interest-bearing balances | $200,000 | 6,016 |
| Securities | $167,000 | 13,710 |
| Federal funds sold & reverse repurchase agreements | $5,330,000 | 3,059 |
| Net loans & leases | $20,783,000 | 8,743 |
| Loan loss allowance | $278,000 | 9,159 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,900,000 | 3,783 |
| Other real estate owned | $442,000 | 5,307 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $564,000 | 9,133 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $32,856,000 | 9,985 |
| Total liabilities | $30,675,000 | 9,841 |
| Total deposits | $30,513,000 | 9,731 |
| Interest-bearing deposits | $19,922,000 | 10,964 |
| Deposits held in domestic offices | $30,513,000 | 9,726 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $162,000 | 10,872 |
| Total equity capital | $2,181,000 | 11,140 |
| Total bank equity capital | $2,181,000 | 11,140 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $500,000 | 6,257 |
| Surplus | $1,350,000 | 7,005 |
| Undivided profits | $331,000 | 11,515 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $70,000 | 10,755 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $153,000 | 9,934 |
| Earning assets | $26,480,000 | 10,538 |
| Long-term assets (5+ years) | $6,197,000 | 5,814 |
| Average Assets, year-to-date | $31,329,600 | 10,083 |
| Average Assets, quarterly | $31,326,500 | 10,176 |
| Volatile liabilities | $200,000 | 13,472 |
| Insider loans | $93,000 | 5,904 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $6,891,000 | 3,755 |
| Tier 1 (core) risk-based capital | $2,181,000 | 11,095 |
| Tier 2 risk-based capital | $278,000 | 7,969 |
| Total risk weighted assets | $22,903,000 | 8,699 |
| Total unused commitments | $6,891,000 | 3,775 |
| Derivatives | $0 | 651 |